What I Bought & How Much Debt I Paid in 2020 (low buy check in year-end review)

Today I'm sharing how many items I bought, when I bought them, and how much debt I paid off in 2020. 2021 will be my debt free year. 2020 for me happened in two parts: the first half was me really trying to develop a good relationship with myself, my stuff, and also being okay with buying the things I wanted (as long as it was done intentionally and on budget). The latter half of 2020 was when I discovered minimalism, and re-ignited my gazelle intensity to start paying down my debt as fast as possible, and just wanting less stuff OVERALL.
I learned a lot in 2020, about my stuff and more importantly about myself. I hope this video shows you that making any change is a slow and gradual process. I'm in a better place than I was in 2018 or 2019, and grateful for that. It's interesting to see it in a 1 year summary, as it feels like less when you're looking at making the purchase on a month to month basis. Definitely some learnings to take away from this and things I want to change moving forward.
How did your year go? What do you want to do differently in 2021?
#lowbuycheckin #lowbuy #minimalism
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Items I Bought This Year 🛍😐
lululemon align leggings in black bit.ly/3ck5frc
lululemon align leggings in wine bit.ly/36rzdps
lululemon align tank in wine bit.ly/3r5t4XJ
lululemon flow y bra in white bit.ly/3cr9hhE
lululemon energy bra in white bit.ly/36qZSTr
converse high top sneakers bit.ly/3r6ENW5
uncle studios linen bloomers black bit.ly/3ahVrLF
uncle studios bloomers black bit.ly/3coTqjn
uncle studios bloomers brown bit.ly/3coTqjn
anine bing stevie boots bit.ly/3t5Xuex
agolde criss cross jeans bit.ly/3td6rTl
agolde mid rise 90s jeans bit.ly/36tbwwV
agolde 90s high rise jeans black bit.ly/3cm0jlH
denim forum joni jeans bit.ly/2DA5CPn
denim forum ribbed tank bit.ly/3tb0juD
wilfred free tiny tank in white bit.ly/2PEpoMx
lhll lounge sweatpants bit.ly/3jdf0Jj
lhll cobain sweatshirt grey bit.ly/3pt5nZ7
lhll mercury tee in white, black and bone bit.ly/3akC3gT
lhll teen spirit tie dye tee bit.ly/3j0ikqM
lhll charcoal grey crops bit.ly/2NS2S4H
lhll grey bowie hoodie bit.ly/2NGZERk
lhll tie dye sweatshirt (similar) bit.ly/2REqNDo
lhll sweat shorts (no longer available, similar) bit.ly/2NF6d6X
babaton agency blazer in taupe bit.ly/2RuuN9L
babaton agency blazer in black bit.ly/2QLccGd
babaton nostalgia blazer in bone bit.ly/3aiPsGn
babaton agency pants in taupe bit.ly/2X13uGY
everlane bralette black & pink bit.ly/3pCqKqQ
tentree backpack bit.ly/3r8nN1U
*note this is what I bought with my own budgeted money, gift cards or store credit in 2020 - this does not include PR and products for collaborations I did throughout the year O_o
Codes & Discounts (if you want to)🤘🏻
LITTLE HIGH LITTLE LOW - STYLE 10 saves 10%
www.littlehighlittlelow.com/
MEJURI - save 10% with my link off your next Mejuri piece youtube.mejuri.com/christinam
ORGANIC BASICS - use code STYLEXOB to save off 10% off your order
bit.ly/2W5lyQq
OUR PLACE - use code STYLE10 to save $10 off any item at Our Place bit.ly/3jH3Ef0
SAMARA - cruelty-free minimalist bags & accessories (female-owned, from Toronto) get 10% off your first order bit.ly/3kHWibA
My Filming Gear 📽
Main Camera amzn.to/3aCpbVo
Main Lens amzn.to/3aInSEn
On-camera Mic amzn.to/3pBasOT
Main Shotgun Mic amzn.to/3poZYSi
Vlog Camera amzn.to/2WMedEw
Small Vlog Mic amzn.to/3aJ1lXS
Main Light amzn.to/3rtj63t
Main Softbox amzn.to/3rDyXN8
External Audio Recorder amzn.to/34FPCpi
FTC: this video is not sponsored. Items marked * are gifted. Some links are affiliate.
ABOUT ME:🌿
I'm Christina, friendly neighbourhood human on the internet slash pharmacist, hence the "apothecary" theme in my name. I'm living in Toronto, Canada and on my channel you'll find me on my journey towards minimalism, being content with less, recovery from a shopping addiction, and my journey towards financial freedom from over $120,000 in student loan debt. Thank you SO much for watching and taking the time out of your day to support my channel. A little thumb always helps support me!

[@Christinamychas]

How did your 2020 go? I hope sharing how mine went goes to show that progress is greater than perfection. You will learn a lot when you work to change your behaviour, and it will take time ❤️

[@creativecorner4715]

Girl I'm waiting for your debt free video.Transparency in your words ❤️..... I hope I too achieve my goal this year for education & finance..

[@Christinamychas]

@@creativecorner4715 you got this!

[@JehanineMelmoth]

We lowered our debt and upped our savings, though not as dramatically as you! But everything’s going ok.

[@nicolefey2137]

Paying off that much debt is amazing in one year. Even though I make around $35,000 i could still get my $11,000 collage debt paid off in one year. This was really motivating.

[@sct4040]

Paid

[@theresajohnston9676]

I paid off almost $30k in 2020, made minimal purchases, and embraced hygge and alone time like never before. Looking forward to being debt free in 2021, more social time, and continuing to curate my belongings mindfully.

[@nickyodujirin]

At this rate, you’ll have paid off your debt by the end of the year! Incredible!

[@Christinamychas]

Working on it! Thank you Nicky!

[@consciousconsumerism7980]

I mean, to someone at the very beginning of becoming a more conscious consumer, 32 items sounds like a really low number for a whole year of buying! We are just starting to document our journey, and the balance of needs vs. wants and debt repayment (or saving) vs. buying stuff is so challenging. As always, thank you so much for being a guide and motivator! 😊

[@Christinamychas]

Thank you! It felt like a lot in the context of where my mindset is at today, compared to 12 months ago so I judged myself from that perspective. But i realize I’m still proud of myself. ❤️

[@defitfanaat]

AWESOME!! Congratulations! This year will be the year of your "I'M DEBT FREEEE" video, cant wait!😍 xox Mariska

[@Christinamychas]

Thank you so much!

[@Thejennmachine]

Thank you for opening up about your debt pay off. I know that can’t be easy on the internet

[@Christinamychas]

❤️❤️

[@JehanineMelmoth]

I love your honesty. I’ve been binge-watching Til Debt do Us Part, and it’s really interesting - whether the people are on a high or a low income has very little to do with it - it’s all about their attitude to money. “I work hard so I should be able to have whatever I want” gets so many people in trouble, whatever their income.

[@Christinamychas]

I love Gail!

[@marycorso3381]

Fellow pharmacist here ! I stopped shopping , started focusing on the “things “ I already have that I really love . Low and slow buy has made me so much happier I’m so close to being done with my student loans 🙏🏻

[@kaitlynjury6207]

Great video! Transparency makes the whole process seem so much more approachable. Thank you for being brave enough to share with all of us :)

[@Christinamychas]

Thank you ❤️

[@Tokyokittytigger]

I’m trying to do a low buy in 2021 thanks to you!! I haven’t bought anything so far😚

[@Christinamychas]

AMAZING!

[@dancergal5068]

You are doing great with your debt repayment! Keep up the good work!

[@Christinamychas]

Thank you!

[@tanfriesen1]

Your videos really helped me a lot. My story is very similar to yours and I'm really thankful you are sharing your story. I feel less alone and ashamed. I am also making some positive changes and I feel more hopeful about my financial future than I have in a long time. Thank you!

[@Christinamychas]

❤️❤️ I’m so glad. You are definitely not alone

[@emmkells]

you go girl !! 33k congrats!!

[@DomaHomeZina]

Congratulations 🎉🎊🎈 half way there!!!

[@StefanieAnna]

Yes! So important for more people to be transparent about money and debt. You killed it this year in your debt payoff. I’m working on paying off my debt too, down to 43k from 113k. Ready to be debt free!

[@bstrong5016]

I’m so happy for you. Congratulations on your successes 🥂💫

[@rachelbishop4008]

Wow that’s amazing! Well done on paying off so much. I’ve just found your channel and love this video 🥰

[@JenniferBrown-dz7pb]

Thank you for this. You have impacted me in the 30 days since I found your channel.

[@minimalist_romantic]

Well done!! Congrats Thats a massive chunk paid off and What a valuable lesson learned!

[@mindyu8324]

I love that you tracked specific purchases! Great idea

[@amberrhea5293]

I make a lot of money, too, because I'm an attorney. It really is a struggle because it's almost an image thing where I feel like I need to spend to look the part. I've really had to change my mindset. Shopping is definitely my compulsion/addiction. Luckily I'm also a minimalist, so I don't buy useless things that cause clutter and anxiety. But I have excessively spent on nice clothes, accessories, my car, etc. I've been really focused on paying everything off instead of shopping, and all I have left are my student loans that I will probably have until I die.

[@Christinamychas]

Congratulations on your accomplishments, Amber! That image pressure I feel would be exceptionally high as an attorney especially. I read the book “the millionaire next door” and I found it was particularly helpful in careers like yours where there’s pressure to spend and “look the part”. The book is from like 1994 but it still applies and I got a lot of value from it to help change what I thought was important re: image and careers especially ! ❤️

[@amberrhea5293]

@@Christinamychas thank you! I'll definitely look for a copy.

[@sobiyau]

Your channel has been so eye opening and educational! Thank you so much for sharing and congratulations you’re so close to goal!! 🥳

[@cornishsunflower963]

Huge congratulations on making such progress on reducing your debt, and developing a really healthy attitude to money and things 😘

[@emilys1045]

That’s amazing 🤩 congratulations 🥳 this will be the year!!! I’m so excited and happy for you😀😀

[@goldagabriel5506]

The lighting in this video is perfect. Your face is glowing!

[@juliestroud7875]

Congratulations Christina!!!! So incredibly inspiring!!!

[@MiuMiuG]

You did an outstanding job! It looks like you've truly learnt to choose yourself over things.

[@BeeBaldwin]

Thank you for your bravery and transparency! Your channel inspired me to start making consistent payment on my loans in 2020 😘

[@amiehegeman]

Congrats on your debt payoff! I appreciate your candid style. Looking forward to hearing more about the wanting less part in the hopes of learning a bit more.

[@Stress-relief-insights]

Well done 👍 an awesome effort!! I'm stoked for you & also appreciate your vulnerability and honesty 🙂

[@AlinaRostova]

Hey, thank you for sharing! I’ve been on an actual online shopping binge this month and this video popped up like it was a sign. I’ve been looking for ways to make myself stop shopping, and I think I’ll watch your other videos for motivation ✌🏼

[@ljupkan3873]

So happy for your success, and the changes and it's so visible that you are satisfied and I wish you luck in your plans in the future..this video gave so much positivity 👍🙂❤️

[@gracedarlenemcpherson9079]

You've done great with your debt repayment! Your hard work and shift in mind-set is really paying off. Thanks for being an inspiration.

[@heloisegratz5908]

Getting out of debt is a big step, but helping others to do the same is a giant step! Thanks for sharing! You are truly inspiring!

[@bernadettedoyle6933]

Very good content, honest and to the point . Congratulations on your achievements so far . Brave of you to share . We all Have far more stuff than we ever need. I’m trying to pull back too .Enjoyed your video x

[@patriciamartinezquinones256]

Love this video! Thank you for being open & transparent with your journey! We can all learn from others. I’m starting my own journey with debt repayment and learning more about minimalism & essentialism.

[@corinneparker2519]

This video is so great! You should feel great about your achievement. I’m 66 and it is a continuous journey to realize that the stuff you have does not define who you are. My son and daughter in law are both pharmacists and it took a lot of hard work on their part as I’m sure it did for you. Your videos have wonderful content to inspire others in their journey.

[@Biancax0xo]

Hi, I love watching these types of videos. And had to comment since I am also a pharmacist (new grad with a lot more debt) but have already set debt pay off goals for myself and am excited to pay it down. Yours should be paid off in no time! 😊

[@ruthstrickland6679]

2020 taught me alot about myself and my relationship with stuff and money. Being in the middle of a third lockdown I yearn to travel and be near the sea. To much stuff gives me anxiety. Can't promise to be the lightest packer but when we can I can't wait to travel!

[@kathleenhill5838]

Wow wow 😲. Excellent progress! You go girl! Dave Ramsey is cheering for you also.

[@freckledklutz]

You did so amazing with your repayment and also changing your habits! Good luck girl I know you can pay off your debt and be debt free this year! I appreciate that you were so honest about this process. I learned that I tend to avoid things that stress me out and that money needs to be stop being one of them. I also need to make tangible goals and then keep making them harder otherwise I get scared. That was something I didn't' really think about until I was forced to.

[@samsamson2220]

thank you for being a voice of reason to me, Christina!! ❤️ lately I've been thinking about the stuff as well instead of my financial future. Anyway, congratulations!!! I believe you can ne debt-free this year 2021, own it!!!

[@marcelafoong771]

Good for you! Very inspiring and I love the honesty. Much love from the UK xx 💋

[@debbic2055]

You seem (at least to me) much calmer and happier than you did when I started watching your videos. I hope that’s true and wish you continued contentment on your journey.

[@heatherp7836]

Girl way to tackle that debt!! By 2022 youll have it all pd off if you keep that same pace! You are so inspiring ❤

[@amyhart8244]

Your content is motivational and inspiring and I just thought you should know that you're making a difference in people's lives. I've been a follower for a year now. I recently started documenting my outfits and I'm curious to see the outcome of the pieces I'm pulling over a three month period. I'm also looking forward to decluttering the items that are no longer serving me and maintaining a lower inventory of clothes and other things in my house. Good luck to you this year on continuing to improve yourself and chip away at your debt!

[@print_on_demand_expert]

Thanks for sharing your story! I'm sure it feels good to make those debt repayment strides! I love your focus on progress over perfection. Comparison, guilt, and shame can be so difficult, so thanks for normalizing emotions that come up on a minimalist's journey. I can relate!

[@DuvaLH3]

WAY TO GO!! Thank you for talking about things that can bring so much shame. I am taking a minimalist turn too, about to buy a jacket that will upgrade and replace three jackets that I can then donate. It takes time to learn what you actually wear and value but it’s so powerful when you can edit down.

[@jennyherzog9872]

Congrats! You have paid so much debt, good job! Last year I bought so much stuff so I'm trying to be more mindful of the things that I'm bringing to my apartment. I'm trying a low buy from February to June so I'll see how it goes. I love your videos and all the info you provide and experiences. Thanks Christina! Your journey is so inspiring!

[@andreavonwurmb4763]

Wow, recently, each video you make I like more than the last one. I love your in-depth, analytical way of looking at trends and your own life. And your honesty is very motivating.

[@twilacreaser4138]

Awesome job on your debt repayment journey! And that's for being real and quoting real numbers. Maybe, as a society, we'll start getting more comfortable talking about money. I think being forced to spend time with all of our stuff has made conscious about the amount of "inventory" we want to manage in our life, and that we really need less than we ever imagined.

[@MalamaLife]

Love that you sharing your debt journey and love how transparent you are about it ❤🙌

[@MissRiss41]

Love your content! And your statement about even making more money you can still be broke. It just goes to show appearances aren’t everything. A new fresh perspective! Keep going! Love your content😊😊

[@tenishahilsman6510]

Awesome content. You are doing amazing on your debt free journey.

[@Christinamychas]

Thank you Tenisha!

[@lizseville1]

I think you did amazingly! Well done and thank you for giving us your truths! It’s so useful!

[@Christinamychas]

Thank you for your support, Liz!

[@saraantonelli3586]

I just teared up a little when you revealed how much you paid off! Bro- that’s amazing🎉 great job

[@georgiatucker1861]

Another excellent video! Nice reflection on your feelings and actions, impressed by the debt pay down. For 2020, I bought clothes:mostly second hand on Ebay, end result for the year? Cut my clothing budget in half. Capsule dressing is the bomb for me: keeps me focused on what I have.

[@starbrightblue4936]

Your journey is so inspiring! Thank you❤️

[@Christinamychas]

❤️❤️ I’m so glad

[@RebbyG]

Congrats! Big number off of your debt!!! My husband and I paid off the last of 6 figure student loans right before everything shut down last year. Such a wonderful feeling!!! And for curbing spending, I am asking myself the question "do I want this or do I need it?" Just that simple question helps from more stuff coming into our house!

[@nadiarambles]

I completely understand that concept of “should-ing” and being harsh when I wasn’t ‘perfect’ with whatever new habit I was building. Last year, more than ever, has started teaching me the importance of self compassion as we learn and figure ourselves out. :) Thanks for this!

[@yen8365]

I'm also starting to pay off student loans this month and I'm really thankful for your videos. It helps me put my purchases and spending into perspective even more despite being a "panicky" person when it comes to money. May 2021 be the year we learn to budget better and pay off our debt with more ease 🙏🏼 and may you be debt free before the year ends. Claim it girl!!!

[@beastsbooksandbeauty9136]

I’m on journey to be debt free as well and am hoping this year will be the year (going by current repayments) You have been so inspiring to me throughout out this battle with debt. Congratulations on amazing progress!

[@jenna-m]

good job with your debt repayment! It will feel so nice when it's all paid off

[@Christinamychas]

Can’t wait 🥰

[@mariaziarnik6909]

Nicely done!!! Thank you for sharing. In a world that concentrates so much on over consumption. This is good video to inspire many to get to the basics. My goal this year is a no buy on clothes, makeup and skincare. I am using what I have and what I don’t I let go.

[@evahalkova2859]

First of all, congratulations Christina on getting closer to achieving your goal and repaying your debt. You go girl! My 2020 was full of downs. Ups also but unfortunately more downs. And that meant retail therapy. Well thought, but still they were mostly things I didn't need. This year I am focusing on really no shopping and if then just to replace items like underwear and basics. We cand do it! As you always say we got this! 💪

[@sadi_bu]

Honestly this is so great! I appreaciate your honesty and transparency so much. And I really feel an impact on myself since I started watching your videos 2019. Somehow I always find myself in this vicious cycle where I end up broke after some months and I never thought that this could be some kind of pattern of my money managing issues, since I don't buy a lot of expensive stuff. But since I started setting a buget (you gave me the motivation to keep going) I have gotten so much insights and my goal this year is to finally get some financial freedom by analysing and changing my habits. So thank you so so so much! And keep going😊 I really hope you can reach your goal to get debt-free this year! You rock 🤘

[@samlynn8068]

Incredible numbers! Good for you!!

[@SimplySmiley04]

Way to go on repaying that much of your debt! And I appreciate your openness on sharing your finances! I think talking about money is too taboo still and I appreciate when people have an open and honest conversation about it! 2020 was not my best work, but 2021 is a new opportunity to do better!

[@Christinamychas]

It felt uncomfortable but that’s also something I’m trying to sit in and still share. I think it’s important. Thank you for your support!

[@Stephanie-se9jd]

CONGRATS ON THE DEBT PAYMENT!!!! You did so well and I'm so proud of you for how far you've come. At this rate you have one more year to go! Thank you for your transparency and dedication to continuously learn from the process

[@Christinamychas]

Thank you so much, Stephanie ❤️

[@roxanneleducmarchand9117]

Congratulations Christina!! :) You are a true inspiration for me :)

[@kwit7377]

You’re on the right path..you should be super proud!!

[@Saronnaa09]

Soo true, not always how much you make, it’s also more important how you spent it, Am still learning, a videos like this also very helpful for wake up calls❤️ Thank you for your honest and transparent videos.. much appreciated 🥰

[@leanneanderson562]

I'm catching up on some videos of yours I missed lately and I just want to say I'm so proud of you for paying off so much of your debt this past year! That's awesome and you should be so proud of yourself! Also loving the doodles of yours in your videos, such a fun and creative addition :)

[@Christinamychas]

Thank you so much, Leanne!

[@robrobben6066]

What a beautiful goal for 2021! More being ok with who I am and with what I have got

[@sarah.bea.]

Congratulations and best of luck for paying the rest of! Fortunately, I have never been in debt (we‘ll buy a property soon, so that will change 🙈) but what you talk about still resonates a lot with me. I buy a lot (mostly secondhand clothing) and then also sell a lot because I end up not using it. In the end I don’t waste money but time and it is exhausting. I really want that to change this year.

[@elysemelon]

I’m in a place too where whenever I buy something for myself I really need to convince myself and simultaneously feel frustrated sometimes by all my stuff. My husband reminds me all the time that I need to live in between chasing my goals. He has a really good financial balance and sometimes I wish it were that effortless for me. Congrats on your progress on debt repayment! I am absolutely buried in student loans and you are an inspiration.

[@dianamccarthy2377]

This is awesome, I’m also a pharmacist (in the US) and I have debt from school loans. My current debt is less that $190k. I started at over $250k and am slowly trying to pay it down. Your journey toward buying less, buying better and also focusing on debt repayment is very inspiring!

[@kkg7939]

I really enjoyed your video. Thank you so much. ❤ I notice a lot of people that make a lot also tend to spend a lot. I think it's not about how much we make, its more about how we spend our money.

[@thepinayminimalist]

You are an inspiration. Keep doing what you do. Love

[@c1975stark]

I love this video! Thank you for your honesty! One of the things I need to work on is how unhinged I become at the dollar store or with fandom merch. I kind of justify to myself, "oh it's just the dollar store", meanwhile I have a basket full of stuff (junk) that's $50+, or with my favourite movies/bands/shows, I feel like I almost have to prove that I like it, so then I'll buy a t-shirt or a figurine. I don't want to stamp out that part of myself completely, but I definitely need to learn I have nothing to prove, and I'm not special or a better fan just because I have stuff lol. xx

[@saraeclipse]

Wow - I'm in a similar situation! I was a different person at the beginning of 2020 as far as spending - if I wanted something, I got it. Then I realized I'm not going to get my debt paid off or save any money if I kept it up. So I started purging and getting rid of the extra "stuff" in my home and worked on being happy with what I have. I also quit impulse buying and stuck to a stricter budget. It has helped a lot! Finding your channel has helped me keep on track. Thank you!!

[@Kelbel5995]

I really, really appreciate that you're including the numbers! It is so helpful--both in breaking the stigma and in motivating others! ETA: I am on a very similar mindset journey--the issue of balancing being okay with mindfully buying things I need/want and trying to actively want less. It's tricky for me because I *do* legitimately need to buy some new things or replace worn out things. I understand that and try not to beat myself up about it, but the act of buying/searching for things to buy tends to send me on a wanting spiral--not that I'm over-buying, but I'm too often thinking/planning/obsessing over what to buy. *That's* the mindset I am working on breaking this year.

[@ZENnetwork]

You're so right about 2020 being a set of ups and downs. I didn't purchase much but I did learn to enjoy less due to our multiple lockdowns in Toronto. You did amazing with your debt repayment!!! I think no matter our income, it's important to have that debt repayment goal in mind at all times - that's probably the biggest lesson I learned in 2020.

[@Christinamychas]

That’s amazing, Zenorah! I love your learnings from 2020. And yay I love to know when fellow torontonians are here ❤️❤️

[@dorib906]

I heard Amanda Weldon's podcast with you and your thoughts really resonated with me. Thank you for sharing!!! Happy to find your channel!!

[@MzShonuff123]

What an amazing accomplishment! Hopefully seeing the hard numbers will calm-if not completely quell-any shame you may feel when you purchase something new, since just one pair o jeans or a candle or whatever clearly didn't derail your ability to make substantial progress. It's really useful when you use numbers. I won't be a pharmacist (I'll be a nurse and we make a little less) but if you can do this than I can do this. It can be done!

[@naushinvighio]

Congrats on such a huge achievement!!! I’ve got 11k left on my loans and fingers crossed it’s paid this year!!!

[@Christinamychas]

YES Naushin! Get it!

[@thrivingandbeyond3541]

It 'all' can be such a learning process, can't it? I'm doing a blanket no buy this year, more for personal growth and development than anything. I want to see what will come up for me as I stop shopping; what new things can I discover, what progress can I make in decluttering my home, and learning where I truly place value. For me, shopping was definitely a hobby, so I'm looking forward to discovering new ones!! :) Thank you for your thought-provoking content and I just joined the FB group too!! Thank you!

[@user-xt6yx5ss3f]

2020 was a year of careless spending for me and buying so much junk I didn't need and that didn't bring me joy a few days after purchasing it. Your videos really are helping me to view my hard earned money differently and to be more intentional will my spending!

[@Christinamychas]

You got this! I’ve learned that definitely takes time and is a journey and a half! but you’ll look back at yourself and see how much you’ve grown. That’s something I’m learning to notice and appreciate ❤️

[@machupikachu8349]

I’ve also been keeping a spreadsheet of clothes and accessories I buy for a few years now and it really is fascinating how it can change shopping behavior. My first year tracking, i had bought over 50 items, 2nd year 25 items, 3rd year 15, and this year I am hoping that it will be less than 10. Another interesting thing also is that although the items acquired decreased, the total amount spent was similar so I am learning to buy quality over quantity. Congrats on your debt payment success thus far! it must feel so good to see the home stretch!

[@Christinamychas]

I love that! That’s my plan this year to keep a running list and also check that before I buy. I was comparing my purchases month to month, which I think is why it felt like I wasn’t buying as much as I actually did. Congratulations on your progress!

[@kriscrabs2161]

Congratulations in paying off so much of your debt !!

[@beizhang9706]

I WANT YOU TO DO PODCAST!!!! I can literally listen to you talking the whole day.

[@rissajaneen]

Congrats on putting so much money towards paying off your debt in 2020! And thank you for talking honestly about money with real numbers. I don't understand why women cannot be proud of being educated, having good careers, and yet still hiding what they make. I also feel like our culture is becoming anti education- the idea of apologizing for your privilege is not necessary here. Having a good job that you studied for a very long time and that requires you to work hard and be highly competent at deserves the financial compensation that you get.

[@katg8773]

Hey, please its all ok to be human and own it. Well done you have done a great job controlling debt during an awlful year for all of us. Thankyou for showing its ok to be human, in consumption based world where shopping is a substitute for many things. I appreciate you owning who you are and where your at, your getting to where you feel you need to be, well done!

[@jennbatman]

Clocked 22 purchases in 2020. A few replacements. A lot of second hand purchases. A couple were gifts. I’m certain I rehomed more than 22 items. Only one regret and it was $5 secondhand track pants during peak quarantine.

[@marylaidig5755]

I made myself many promises in 2020 about how I would handle my finances, but broke them quite a bit. By the end of last year, I was in a better place with getting serious about the goals I had set for myself. So far this year, I have done a lot better with impulse buying and feel like I’m learning how to be satisfied with what I have and realizing that I have way more than enough stuff. As always, thank you for your honesty!

[@JazzyBabe56]

well it is a journey - not a destination - and along the way you get to learn more and more about yourself and where you are in all this...just think where you were 2 years ago and look at where you are now....you're doing great!

[@Christinamychas]

That’s what I reminded myself of 🥰 thank you jazzy!

[@MonethSato]

I was waiting for your new video☺️thank you for making me smile 😊

[@Ruby508707]

Yay for pharmacists!! My dad was a pharmacist (now retired). He loved his career. Great insights. My low buy completely fell apart in 2020. Stress buying and online sales but on a better road now and restarting. It’s great to analyze and learn instead of self judgment which does not help. That’s what I took away from this video.

[@Christinamychas]

Awe that’s amazing! And I agree this year was definitely challenging 😥 but you’re so right and something to remind us all of: no judgement, just learning ❤️ I have to remind myself everyday

[@tessamaurer3760]

Thank you for sharing real numbers🙏 I think we should all be more open. Everyone is in debt but no one wants to talk about it lol