What is a CREDIT SCORE ? - All you need to know about them !!!

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Wassup guys, I hope you enjoyed the video on credit scores. I will post some links that may assist you in your credit journey. GOODLUCK and don't forget to comment if you found this video useful. 🥰
#RoadTo5K #HowToAdult #CreditScore
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TO CHECK YOUR CREDIT SCORE 📱
remember everyone is entitled to one free check every year, thereafter you might have to pay a fee to get your credit report.
Transunion: www.transunion.co.za/assistan...
Experian: www.experian.co.za/consumer
Compuscan: compuscan.co.za/services/cred...
XDS (they use Splendi): www.splendi.co.za/about
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I used a few articles as part of my research on this topic. Some of these articles are linked below - if you want to do more reading on this.
✨ www.oldmutualfinance.co.za/bl...
✨ www.ecr.co.za/news/consumerwa...
✨ loansfind.co.za/guide/foreign...
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To connect with me, make sure you follow me on my socials :) or pop me an email.
Instagram/Twitter 📸 : @nokuhle_kumalo
Email 📧 : [e-mail]
I look forward to hearing from you :)

[@leo-maxchill-eaxy6001]

This video was recorded 3 years ago but it’s still relevant. Thank you Nokuhle for The information 🙌

[@nokuhlekumalo]

Thank you Leo 🙏🏾🙏🏾🙏🏾 this is greatly appreciated

[@tendanirabali4328]

I appreciate your content so much, you make adulting seem like abc. I’m really getting financially educated😅

[@bogosimorojele270]

I paid for my laptop in cash. After this I wish I paid in credit to start building my credit score 😭 thanks for the helpful video!

[@treasurem2491]

Same, literally saved to pay 38k

[@onenkosisimilemkize3191]

I really love your content ♥️Always so informative!

[@enhlemayoyo3525]

I honestly love you content. Very very very informative.

[@eltonsimetsi8078]

You are good and again your videos are straight to the point.

[@lisakhanyaboshwane6184]

I'm here for this content🔥🙌 thank you sis❤️

[@thutonkomo9880]

I appreciate this video been thinking of building my credit score as a student but been reluctant because of all the questions I had...Now I'm motivated to start

[@milanodlungana6587]

Honestly this is so helpful💕content I signed for !

[@siphamandlasosibo2196]

Again, really insightful. Thank you 👍🏾

[@philanimtshali8894]

I'm getting absolutely good insight from your content every time. You make it easy for young professionals who are not even in the finance industry...Big UP!

[@molekentsoko5280]

Not bad hey! You covered most of the important things. Thumbs up

[@mosadikobe4110]

Man!!! Where have you been all my life👑👑👑💕💕💕💥💥💥you make adulting seem like a walk in a park.i have less anxieties now.thank you so much😘😘😘😘😘😘😘😘😘

[@zanelezikalala]

This was so helpful, thank you ❤️

[@vuyaniis9906]

You are sooo cute, got some amazing energy and put up relatable content? Defs subscribing ❤️

[@lesegokgomotso3147]

This was so very helpful! Thanks so much👌

[@Luthando_Mavundla]

Thank you for so much for creating this video, it's very informative.🙏

[@goddesslbsobhuza7457]

Thank you so much for creating such an amazing channel especially for us black people, we need to learn how to manage our finances.

[@Mbalings]

If this is not one of the greatest South Africa channels I’ve come across!!! 🔥🔥🔥🔥

[@drmnxulu2668]

This was very informative. Thank you. Maybe next video should be on savings and investments... It seems like you have some info. that might help people

[@gloriousmoepya9856]

I just discovered your channel and I'm addicted because I love your content ❤️

[@aminamsimang]

Very informative as always, thank you 😊🌸

[@qamamqongozi6589]

First of all, awusemhle😍😍 now let me watch the video💃❤

[@londekasanelisiweshandu9352]

Hhhhhaybo the glow sisi🔥🔥😍 The content always on point. 🙌🏾🔥

[@thatomoremi7688]

This is amazing! Great content

[@tricialuh2578]

My favorite KZbinr💕

[@kayzee5432]

This segment was informative and meaningful. Thank you Nokhule

[@snemnambathi3529]

Content I honestly signed up for

[@RealTalkWithNthabi]

Loving your content

[@lisam9089]

This is great! 🙌🏾💯

[@tsepangkhoboko7828]

I absolutely enjoyed and gained so much value from this video. Thank you sis and please keep them coming, this information is very necessary. ❤️

[@nothilesibiya5542]

Hi😊☺

[@florencemncube8273]

Thank you sis for your content. It is very refreshing to listen to one of our sisters giving important information.

[@nokuhlekumalo]

Thank you Florence ♥️🙏🏾 I truly appreciate this comment.

[@thandohlongwane399]

This video is super valuable (:

[@nimaisaacs9656]

Can you please make a video of everything that you pay when you're renting an apartment so we know how to budget well. 🖤

[@koketsoserumula2989]

never miss a video!!!!

[@zamasikhakhane8668]

Literally struggling with this right now, so frustrating 🤦🏽‍♀️

[@zannielamuni]

I love your content 👌🏾❤️

[@Hulisani_za]

Thanks for the video 🙏

[@thealternativechannel2020]

Great content. Thank you 😊

[@ntokozongcobo4091]

You really do the Lord’s work mtase!

[@tusanizondo3874]

Thank you babes ❤️👏🏾

[@winniefelicity6833]

Very helpful 🙏🏾

[@tapschims4068]

loved the bloopers

[@thandohlongwane399]

7.23 is what I was basically trying to find out 😂 I'm definitely trying to crack this calculation😂

[@snemnambathi3529]

Saving this for later.

[@modelinesitauze9776]

Hi Nokuhle; thank you for the insightful video. ❤ would you be able to advice on how to build a credit score after you have been blacklisted. 😢 any resources would be helpful 👏🏽

[@ntebomapaletsebe5075]

Your videos are so helpful tlhe. Are you working as an accountant if you don't mind me asking?

[@MelKan26]

2024🎉thanks for this

[@mkhululimtshali7576]

9:46. Higher Interest rates that's one enough disadvantage for me.

[@Zodwa_Ncube]

Thank you so much nokuhle 🙂❤️

[@elogsews6940]

"kere o shota ka bokae, keo tlatse!" 🤣❤‍🔥 Very informative video. Thank you so much

[@zethumzizi1926]

Educate us sisi 👏🏾❤️

[@pheladipablo-zh7ku]

Madam Kumalo, please don't stop posting such videos. Botswana🇧🇼 approves

[@Miss_Greatness]

I’m so in love with this channel

[@Yonela_Nomvemve]

My favorite digital sister ❤️. I really enjoy this kind of content!! Buy drugs😂🤣🤣🤣😂 Miss K hayi🙅‍♀️

[@oarabilesiyabongamaine3761]

Haibo excuse me😭😭😭😂😂😂 This video is very informative.

[@Selinzik_CEO]

Nokuhle...can I i ask does gym membership affect one's credit score if they ain't paid on time?

[@theawesomestuff6533]

If I my add to students go open those store accounts they offer you but please use credit responsibly

[@luthandongcobo9989]

Hi maKhumalo, please enlighten me about credit short fall cover and how is it different from normal car insurance cover. Can it be combined under one cover?😊

[@Malindz8094]

Thanks nana

[@amogelangmauwane4670]

I've been the desperate borrower (made some bad decisions). This month I pay off my 2nd last loan (im going to leave the other one to build my "new" record by paying on time etc. Its honestly a small amount that I cant pay off in two months but i'd rather use it as my "builder" instead of applying for new credit). My biggest worry though is, will I ever be trusted again (I want to buy a car and house) this has really been stressing me out. I wonder if anyone has gone through such.

[@lebogangomoregie8669]

How is spotify on apart of credit?

[@lusengak2338]

🙏👏Content 👌

[@zinhlevilakazi8596]

I mezzzed up🤦🏽‍♀️ opened 2 store accounts as advice to grow my credit score but because I missed payment during this lockdown period it went down. Imagine now I have a bad credit score cause of a few rands and it last for up to 3 years.😭

[@Mbalings]

zinhle vilakazi missing one payment won’t affect your credit score for 3 years.

[@ginsu_pd]

@@Mbalings how long does it take? I couldn't pay my rent this month doing partial payments. Unfortunately I got my flatmate affected too and I feel so bad. I just wanna know if there's relief and if she'll be right again.

[@Mbalings]

@@ginsu_pd you mustn’t just abscond. You must call the people you owe as let them know and make a payment arrangement.

[@wakeup2462]

💯

[@anelambalingxabani7205]

❤️❤️

[@zannielamuni]

What about checking your credit score on clearscore??

[@pumzakumalo]

#roadto5k! 😁

[@pattypriority6187]

Does trade line work in South Africa?

[@NtuthukoGabela-jr2ed]

do accounting employers look at your credit score.

[@teesikiti]

Ads! 😍😍 EAAAAT

[@nontobekotau9773]

Question I would to know how NSFAS Loans can affect my credit score, especially if I've been employed but haven't made any means of paying back that loans.

[@Mowizzy1]

Does it appear on your credit report?

[@sphekza]

It doesn't. It is not on my credit report.

[@koketsokotsane9936]

Is a gym membership a form of credit? I thought it didn’t affect your credit score since you’re not lending any money, you’re basically doing pay as you go. I might be wrong. Please correct if possible. Thanks.

[@nokuhlekumalo]

I don’t think a subscription counts. So Netflix, gym, automated investments all don’t count because you don’t owe anyone and if you stop paying there aren’t any consequences.

[@maandanengwenani2537]

😊

[@thulimazibuko2600]

Make credit work for you 😊

[@thealternativechannel2020]

Communicate with your lender!

[@ruthainmuteba865]

where is the link ?

[@mbalisithole3718]

Do you think it’s wise to buy a car using your parent’s name?

[@Pablo-we6yr]

Hi Nokuhle. Please try and buy Rode Microphone will help to subtract echo of your room so that we can hear you clearly

[@philisiwemadlala2284]

Sis…i need your help in cleaning my name & build a better credit score because i want to buy a car…🙏🏻

[@nontobekotau9773]

Wayithinta indaba enkulu abanye bethu bahlalelwe ikwenetu za NSFAS

[@lindinkosi3567]

I thought if u dnt hv a credit score....you cnt buy a car

[@keatlegiletsholofelomolefe5800]

you saving my BUTT !!!!!!😅

[@duffydon1741]

I'm only here because you're beautiful, I wouldn't care about credit score because I am already dead in debt...

[@yvettebrains]

I am a student too and thanks for the advice definitely taking your advice . I run a graphics company and i would like to re-create your youtube intro and outro @yvettebrains. Thank you

[@NOKUBONGACELE24]

I’m new in this house and I’m so happy to be here! 🥺❤️🤌🏼

[@aboriginalbrands1700]

Such excellent content♥️