What is a SIM Only deal and why do I need one?

What's the deal with SIM-only? Why would you buy something that's essentially a contract, only with no phone? We explore the benefits of going SIM-only.
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Recombu's Tom Newton goes over the pros and cons of going for a SIM-only deal compared to pay monthly contracts and pay-as-you-go.
If you're in between phones, you're approaching the end of your contract and there's nothing out there you can upgrade to at the moment, SIM-only might be your best bet. Pay-as-you-go customers might find themselves saving a bit of money if they get on the SIM-only train as well.
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[@AndyGait]

I was fed up with having two year contracts on phones that had been forgotten by the manufacturers (HTC and Samsung never update!), so when the time came, I did my research and went for the Lumia 640XL for £180 and a £6 a month sim only deal with Virgin. I've now got a great phone and a cheap deal that suits my needs perfectly, And in six months time, if I fancy a change, there is nothing to stop me. It would have to be a very good deal to tempt me into another two year contract in the future.

[@yardiekidbarrett]

NYU's

[@48set]

Always buy your phone out right and get a sim only. Nobody likes finance

[@DANTHETUBEMAN]

I'm just hear for the music 😊

[@santallum]

Ten pounds a month ? .. I'm not paying that I only use a fone a couple of times a YEAR What would be the best SIM / tariff / network for me ?

[@jlall4467]

Pay as you go, "penny mobile"

[@therealr001]

voxi currently has a deal for £10/mo for 15 gigs of data, unlimited calls and texts

[@CrazyFai]

Hahaha love this

[@SusanCohen-hr6gm]

Don't understand

[@spraduckjenkins5245]

Did you want me to listen to the music or you talking? Couldn't do both so switched off after 20 seconds.

[@therealr001]

lol

[@andrewmartin6954]

You never actually explained what a sim only deal was.