What Is NPA In Banking? Non Performing Assets In Indian Banks Explained By CA Rachana Ranade

[@CARachanaRanade]

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[@Sandeepababar]

Mam because of you I have learned so much about finance. A heartily thank you to you for sharing your knowledge and educating us.

[@battapotulasrinivasulu2865]

Hi Mam, I follow all your videos from day 1, Purchased ur *Basics of stock market*, it helped me a lot .. Regarding this vedeo, u explained very well about NPA's (I am a Banker -Public sector), Conclusion part of this video is highly appreciable,, Ur message reaches many people.... Being a Indian/Banker, we owe you.... Regards An unpaid ambassador to Rachana Ranade mam..

[@madhutiwari8669]

88ooooo

[@madhutiwari8669]

7k7777iķ.ukm

[@jsumit647]

WaW..... Again knowlegde booommm.....Thnx for sharing.....I'm Science student but understand properly very well....

[@savithas2028]

Same 😁😁

[@samikshsharma983]

Kyu science mah maja nhi ara kya

[@jsumit647]

@@samikshsharma983 TMB

[@tejasmane5061]

That was really resourceful knowledge who doesn't know anything about npa... This was my first video, I m quite satisfied and gained good financial knowledge. I m looking forward to watch every part of your KZbin channel Thank s

[@sahilvgandhi]

Rachana Ma'am, I happened to watch for the first time a video that was presented by you. I understood almost 70% being a non-economics student. Overall, it was very creative and also funny but very simple and informative the way you have explained. Thank you

[@Ash2travel]

Explained in very simple terms..thank you Rachana

[@venkat_kuppala]

I don't have words to described how good you are in explaining the topic .. I am from science background. I am able to understanding each and every point. It's tells that the way you are explaining point to point. Thanks a ton for giving knowledge people like me that don't have any idea of finance sector.

[@tapasbiswas3545]

Always I like ur videos......got a chance to improve my knowledge....good learning video....thnx

[@Vinodbukka]

Very nice video!! Great that you are sharing knowledge about banking sector Rachana madam!! And insurance on loans is a new and good part of the video

[@hareeshsomineni9804]

Thank-you very much ma'am.. Very good session

[@sankum11]

Thank you, explained in a simple manner!!

[@mahendrasuchak4211]

Nicely explained, thank you mam

[@adityahukkeri6708]

Lai bhari explaination ✌️👌👌

[@joshi_diwakar]

Wow👌 what a teaching👏 this video must have got more than a M views.👍

[@lazarkumaar9935]

U r doing very good speech..with confident and smile...and information...super

[@rashmir3944]

Thank you Rachna , you raised our bar. Bravo! keep up the good work.

[@starjeno1214]

ECGC - Export credit guarantee corporation of india. I attended export program they taught me this one. They used to cover our loss in case if we get cheated by the buyer.

[@ankitjat5312]

Mam your teaching is very good please upload your more videos on basis of fundamental analysis

[@jeewanthagunawardena2742]

Supeerrb Explanation. Thank you very much

[@gouthamnanda5171]

A great lecture by you Mam.. I learned about the npa but also I have a doubt on the concept.. By watching ur videos it was clear.. And u explained it very clearly

[@subramaniamiyer2432]

Thanks for this Ma'am. Coming from an engg background had inhibitions about these topics. This really helped.

[@dr.sriramreddy3381]

Please do a video on how to invest in international stocks like Xiaomi or apple etc

[@ybharatkumarece]

Dr.sriram Reddy same question

[@simerpreet6703]

HDFC securities provides the services of investing in international individual companies' shares

[@RaviRajShow]

Only through mutual fund

[@mahektailor4542]

Brother Xiaomi and apple are saturated stocked you don't get enough profit from it ...

[@jayntdhhond4176]

Now hdfc securities offer that facility

[@nagendirans8599]

Madam, you are really a gifted one by God to make us understand everything in simple manner. My hearty gratitude to your devoted service.

[@amulyaammu8818]

I enjoyed learning... That's the only thing i can say..

[@SteveElijah]

Very Informative Video Rachana! Keep Rocking !!!

[@dilipd1415]

A very good, informative & well explained video. I shall see it again. Thanks mam.

[@iamrskhatri]

Mam you are doing good job for making these types of videos keep it up💯💯💯

[@subhashdeshpande5889]

Great great doing Rachana !!

[@sidayassin2487]

Wooow am a banking and finance student am so grateful teach me more

[@SujeetKumar-od2bh]

Hi mam you explain every topic in very easy way Thank you for that

[@k.kabraham9882]

the way you try to retain my attention towards the video is phenomenal. making small jokes and live cases definitely got my attention.

[@hireshvs173]

Nice video had clarity on NPA time line. Do you think the one flew away was willful defaulter? It was a political sabotage I understood.

[@sujathareddygari2079]

Thanks a lot for explaining the concept mam

[@spandanaklspandanakl1403]

Tq so much 🙏

[@investoracademy1452]

Thank a lot mam for explaining these concepts so wonderfully to a common man. ❤❤

[@vitanicacommerce381]

Superb explanations ma'am.🙂

[@mohanku15]

Dear Rachana, Thanks for being our finance expert, I have question is it worthy to invest in 0%promoter holding company, for instance ITC which the company performs well but promoter holding is null.

[@hireshvs173]

What I learnt so far in this stock investment field is you invest till the stock n the company perform. You can't just invest n sleep over it. At least review weekly or monthly. Review Qtrly results of companies you have an investment.

[@user-em1ru1yx5f]

A Dedicated thumbs up 👍 for your English

[@shambhavi2804]

Beautifully explained, can you please make a video on how Securitization helps in NPA.

[@tanmoy337]

Thank You, madam, for your great efforts.... My request to you to make a video based on your opinion or suggestion for the improvement of the economic growth of our country ..... All the best .... your explanation is understandable for a Science student like .. Thanks again.

[@sajanpatel7162]

Mam, I m lot up learn from your videos and plz upload daily basis videos for new and new of Stoke Market.

[@JaswantSingh-hh2zf]

Always worth watching...

[@ArifKhan-sm6hx]

Super vedio mam. I love you much the way you present. Please speak all in english , not hindi between. I don't know hindi.

[@sakthivelperumal5556]

Hello Madam, this is an excellent vedio..looking for much more vedios in the area of Personal Finance.

[@harshchovatia9349]

Wonderful explanation ma'am

[@chinmaytakale]

Nice video and you are explaining things which even layman can understand. 👍 Could you please make video/video series for NRIs about investment options, which shares, mutual funds for long term, for self and childs. Also pension plans like NPS, PPF, MF, stock, LIC...

[@paulj625]

Awesome... Much needed video especially the GNPA Vs NNPA.. Can you also make a video on credit costs and how provisions/NPA is related to it??

[@paulj625]

Can you also include the impact of slippages and stressed assets as well pls?.. they use these terms in banking sector so it will help me in understanding it better....

[@jatinsahni3969]

I don't know if somebody has told but you are quite funny and have an engaging way of conveying the concepts.Great work :)

[@rajuenghi7655]

Good explanation miss,thank you so much

[@bookoflife1205]

good knowledge imparted , gr8 video

[@yashj1072]

Always a pleasure listening to you dear.

[@Pokecreed]

Very good, nicely expressed mam

[@sanjuktasarkar9918]

Ma'am you are great 😊!!!

[@vaikunthabhogte9665]

Nice vedio didi, keep it up👍👍

[@anishafrancis3757]

Congrats mam .go ahead. My god bless you.

[@Sandeepababar]

You are like the teacher who's lecture all students like and attend without banking the class.

[@savithas2028]

I'm a science student, i still enjoy her videos 😁

[@fredericksharon6908]

@@savithas2028 he didn't talk about the stream rather than her not getting paid for it.. "banking" the class

[@savithas2028]

@@fredericksharon6908 i got that. I meant it say that though this isn't my field, she makes me want to learn about it. I added to what he said with a different perspective :)

[@Sandeepababar]

@@savithas2028 I am also working as an engineer but still love rachna mam's videos as the knowledge that mam is giving is very important to be known by everyone.

[@tinakhurana2440]

@sandeepbabar❤

[@prakashs4931]

Excellent video mam.. thank you.. !!!

[@shrushtichavan7405]

Very well explained

[@PS1439]

Subscribed to your channel. Economy is my fav subject!

[@nagr5898]

Thank you madam, Your videos are very helpful

[@gaurishgupta4983]

DICGC - Deposit insurance and credit guarantee corporation..and is owned by RBI

[@darshanjawandhiya]

Ma'am can you pls make a video on how to make career in finance or in stock market! Much needed in today's era.. #Request

[@anuragchandnani8037]

Thanks for this invaluable knowledge

[@sonuhichu5822]

Good videos mam,I'm a South Indian🤗 there is a lot of North India n KZbinrs full of Hindi videos 😣

[@johnpeterkommukuri3829]

Thank you very much Rachana mam...

[@Miss_mystic04]

DICGC (Deposit Insurance and Credit Guarantee Corporation of India) & ECGC(Export Credit Guarantee Corporation) These are credit guarantee institutions .DICGC provide insurance cover to depositors of bank and provide guarantee to banks to cover loans granted to small borrowers .ECGC provide export credit insurance support to Indian exporters also provide guarantee cover to banks for loans granted for foreign trade.

[@sankalpagnihotri7956]

Good friday Bana diya mam ne to .

[@sagarraut7711]

NIce Info.What is Pre-market hours ? Please explain.

[@jineshyv8601]

Mam...Superb class mam..

[@mathewjohnable]

Thank you mam for sparing your precious time

[@shamsheer7689]

Madam ji you are doing a great job, kindly get some research done on defaulters categorization based on home, education, bussiness, personal loan, loan taken by political affiliation, corporates, etc. I am sure that the common man would not be the major defaulter. This gives indication that it's the influential people who wilfully default. This kind of corruption only happen if you have political backing. We see instances where poor child is beaten by the public for robbing to fill his stomach. But these white collar robbers roam freely killing the innocent investors.

[@manishkr05]

You have giving us great info

[@aartipawar7410]

I m a non medical student. Now I feel why I have not taken commerce🤦‍♀️😅😜 I understand everything clearly.😇

[@judithmark7547]

Good, all thanks to Mr Andrew Feldstein, he has made wining a constant word in my speech...

[@mackenziemiguel562]

same here, I was able to pay my Mortgage balance the moment I started trading in his platform. its amazing

[@bankikabir2571]

@Ananda Reyansh I had to change plans and I moved into Market full time. I was losing money, so I decided to get myself education from Andrew Feldtsein the plan, work the plan. It’s not easy money, you have to work hard for it. I have so happy I choose the right manager and guide for my trade.

[@hassanhamid1268]

@@bankikabir2571 Yeah the real time broker

[@proctorjames5329]

[phone]

[@zainaali4399]

whats(apppp) Andrew Feldstein for further information

[@kishorethakur2244]

Hi rachana ...I m a student of CCRA. Request to make video on ration analysis analyzis and bond market

[@ShivaniSharma-qw6dj]

That's really helpful video on NPAs. can you please share this material with me?

[@sougataghosh4726]

Hi rachna... Could you please make a video on the following terms as well: 1. Credit cost 2. Slippage I feel they are important concepts if one has to understand banks from the point of view of investing. And i am very interested to understand why loan rates do not reduce when there is a repo rate cut. Could you please tell us about that also? May be it has got something to do with how loans are priced.

[@WORLDTOURISMINTAMIL]

mam please explain what does it man bank drop ? how it happened

[@logeshwarin3601]

Thankyou mam It's sounds good

[@nbborude]

Thanks mam for one more knowledge adding video. Can you please share on commodity trading

[@amaansalmani1857]

DICGC- Deposit Insurance and Credit Guarantee Corporation. They insured upto 5 lakh rupees earlier it was only 1 lakh.

[@nishitmitra3550]

Amazing Video Mam!! Is Stressed Asset anything different? If yes then how it differs from NPA? Please make a video on this as well and also the Basel Norms with Minute terms in Basel Norms Thank You

[@umasawant3015]

Very informative

[@Ketanrathod0593]

Maharashtrachi Shaan Rachna mam!!!

[@vaibhavmatere18]

14:55 FUL N FULACHI PAKLI ....lol ekkkk number

[@saipavan4485]

We again recently witnessed a scam in PMC bank. I think it still require strict regulations in Indian Banking System

[@circleoffifth9048]

ART:NPA ARTIST:Vijay maliya

[@Theop_ganesh]

madam -- what about the interest which was not paid during first 3 months after due date-is it considered in PL & L account as bad debts?

[@bipingore6658]

Nice, If possible upload a video on top 5 nationalised banks with nil npa.

[@santoshkumarkar39]

Thank you madam... Great...

[@animeshpatra1263]

Ma'am please make a video on all types of insurance and which are the insurances that one should definitely opt for 🙏

[@mayankdandhare3342]

Hello Mam, I have seen your NPA video and I am also the regular follower of your channel. Can you help me in suggesting the research paper on 'Impact of Government schemes Vs Increasing NPA's in India'. I am looking forward in this subject research. Please share your valuable suggestions.

[@sivaswamiasary6814]

Madam Very informative. Will be helpful if you can delve into other aspects of loan losses as well - for instance incurred credit loss versus expected credit loss models. Also the loan loss reserves and movements in the loan loss reserves account; gross NPL versus net NPL etc. Many thanks in advance

[@vishaljagtap9413]

Nice vedio Mam please upload vedio on how to read balance sheet.

[@vijaypradeep6928]

Mam after demonitisation, banks are holding huge cash, especially Public sector banks which didn't lend money to borrowers. Instead it had deposited the money in the RBI.

[@sreejithkumar5412]

DICGC is written on RBI Net NPA meaning, may be they have some scheme to protect bank from default of customer, normally credit guarantee against customer default is done by cgtsme under sidbi, GOI.

[@jugnudhall9010]

Very uncountable thanks Mam

[@mohitrathi3821]

Nice,I am a 11 class student,but I got most out out of this

[@bharat1788]

Rachana Tai hello & I love all your videos. Please tell me Does NAV matter while investing in a Mutual Fund?