What is the difference between stacked and non-stacked uninsured motorist coverage?

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Bulluck Law Group

Bulluck Law Group

7 жыл бұрын

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Bulluck Law Group
306 Bullard Parkway
Temple Terrace FL 33617
Tel No:(813) 988-7800
Website: www.bullucklawgroup.com/

Пікірлер: 19
@msbutterfly714
@msbutterfly714 6 жыл бұрын
Finally a straight up laymans answer, thank you. I have stacked and saw "non stacked" and also noticed it was cheaper but I will stay with stacked now. Thanks again
@Kokopilau77
@Kokopilau77 5 жыл бұрын
Thank you for this! I’m shopping around, and wasn’t sure what it was
@enriqueapalacios
@enriqueapalacios Жыл бұрын
Beautifully explained. Thanks
@lynnrabe4428
@lynnrabe4428 5 жыл бұрын
Thank you for this! Very well explained!
@FrankLinares
@FrankLinares 2 жыл бұрын
Great video !! Thank you.
@philipc05
@philipc05 Жыл бұрын
Great info. Thanks you!
@valeregblessed1737
@valeregblessed1737 3 жыл бұрын
Thank you!
@stuuuporman
@stuuuporman 3 жыл бұрын
I am single, I live in Florida, I have USAA and only have one vehicle. Is there a benefit for me to have stacked...or would increasing un-stacked coverage be better?
@valeregblessed1737
@valeregblessed1737 3 жыл бұрын
Please what are the exceptions for non-stacked ?
@JeffLifeInReview
@JeffLifeInReview 2 жыл бұрын
Great topic. So stacked refers to if you can add them together. What if you have UIM under one company for one of your vehicles but have another UIM for a different car you own under a different insurance company. How would those policies come into play and work together or work separately for an under insured accident claim?
@ydupuy84
@ydupuy84 5 жыл бұрын
What did you say about Non-stacked?
@danish-texas
@danish-texas 22 күн бұрын
Stack means calming unmotrist willnot go up?
@LivingFaith2
@LivingFaith2 3 жыл бұрын
You said if you have stacked UM coverage, and you get hit by either an uninsured or under-insured vehicle driver, and you have 3 cars insured for $100,000 each, then your limit of coverage is $300.000. But you neglected to say that EACH of those other insured vehicles of yours MUST ALSO have UM on them to obtain that limit.
@shayla6978
@shayla6978 10 ай бұрын
UM is policy coverage not a vehicle coverage so it automatically applies to all vehicles on the policy
@user-ej2ch5rz7y
@user-ej2ch5rz7y 13 күн бұрын
So unstacked means it's 100k for all the cars instead of 300k?
@ebayseller6040
@ebayseller6040 Жыл бұрын
ok so stacked shouldnt matter for people with just 1 car??
@Learning2improve
@Learning2improve 7 ай бұрын
My agent never explain the exclusions part ... wonder why?
@noahmon_95
@noahmon_95 Жыл бұрын
I got 3 car with 100/300 uninsured motorist. I was just in a hit and run and I got a police report. I got a hip fracture broken finger. Scarring on head superficial. They said my policy limit reach with my medical bill at 50000$. I'm sure in like 5 year or ten I'll need a hip replacement. I can't run and I got a limp. I should be hearing from my attorney next week. I hope I receive the amount I deserved all while I am 27.
@xavm3176
@xavm3176 4 ай бұрын
How did things go for you?
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