What SCHD ETF Changes Means For You

[@ConradFriedrichj1z]

The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?

[@BerchtwaldElias1EH]

In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.

[@AlbrechtChristoph016]

True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.

[@LieselKaroline]

This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?

[@AlbrechtChristoph016]

NICOLE ANASTASIA PLUMLEE’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@LieselKaroline]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@jimd.2683]

SCHD has done very well for me. Up 12% over past year plus now yielding 4.5% on my investment

[@rayb6852]

People are complaining, they made the dividend more safe with these changes. It brought the payout ratio down to 55% it was 65%. The yield went up that's a plus.

[@mikeyis009]

SCHD did exactly what it said it would do. It’s no secret they chase stable dividend growth. Not growth.

[@trevylangton22]

I have some SCHD very happy with it.

[@EverythingMoney]

Congrats! AP

[@user-jamesK]

'SCHD is changing as we speak,' says Paul weeks after the reconstitution😅😅

[@EverythingMoney]

Its a recorded video , so yes it happens .AP

[@Ghjgdsfh764]

There isn't any human stock picking it's chosen based on an algorithm based on certain parameters. Some of the companies that were deleted were due to lower divided yield

[@EverythingMoney]

Thanks for sharing !AP

[@Ghjgdsfh764]

@@EverythingMoney yea it's just a passive fund. They aren't "picking" stocks to add

[@DanPaulBenavides]

SCHD is super awesome

[@EverythingMoney]

Thanks for the comment ! AP

[@leeteckmeng4221]

SCHD is never a Growth ETF. It is a value play and it chooses companies with consistent dividend growth. Its reconstitutes every year since its inception. and the fund has proven itself for the past 10+ years to have average return of 13%. Broadcom is no longer a value dividend stock hence it is removed. The fund added some value stocks with the reconstitutions. I am confident in its holdings and will continue to add SCHD in my portfolio. Btw, dividend stocks outperform during bear market and when the market go side ways.

[@EverythingMoney]

Thanks for sharing your knowledge.AP

[@jimd.2683]

qualified dividends are heavenly!

[@hassanmuhieddine2049]

someone at schwab? they think is good idea? the ETF is passive.. they don't choose the stocks that are going in or out.. This ETF simply follows a methodology. If you're not confident in the methodology, it's better to sell and look for something else, "No human manipulates the ETF."

[@EverythingMoney]

Thanks for sharing your thoughts .AP

[@richardfroth4855]

SCHD is an "Index" fund too... It follows the Dow Jones U.S. Dividend 100™ Index... Schwab doesn't make any rules, the Index does, just like the S&P Index...

[@jdgolf499]

Tere are ctually three reuirments in the first set of criteria. As you said, 10 year dividend history and market cap. The 3rd is average daily trading volume of $2 million or more. Then they go to the second set of criteria.

[@jimmyt5241]

Could you do a take on bldr builders first source a 10 k investment five years ago you would have 167,761 dollars its on a pretty amazing run ! Not many people talking about this stock and ive made 70% return in less than year and a half . Also marathon mpc has been a great stock huge gains in last few years and still a high performer

[@EverythingMoney]

Thats great how did you find it ? AP

[@commonsense-og1gz]

everything money, what are your thoughts on dividend investing with an ira, which has a limit to how much one can add to the account per year?

[@EverythingMoney]

Everyone has different thoughts , I would recommend you to do your own research and see what's best for you .AP

[@ayoutubewatcher7009]

You know, Paul is so consistent, I appreciate that.

[@EverythingMoney]

Thanks for following us - GC

[@garythomas3150]

SCHD does follow an index, actually. It’s devised by Morningstar, not Charles Schwab.

[@erickSPY777]

Schd tracks the Dow jones US dividend 100 index

[@mmar161]

A lot of financials added to the mix. Not a fan of that. Think they’re added to help keep them afloat?

[@bluesky5587]

Nope ..read prospectus…it is totally rules based

[@lifevest1]

SCHD in the roth with more on the way!! 💸💸

[@Dman9377]

How often do they swap in and out

[@jdgolf499]

Once a year. 3rd week of March. During the year, they will rebalance so that no companies account for more than 4%, but they won't move stocks in or out other than the March reconstitution.

[@stephenkatz1032]

no one thinks , it just fits the etf criteria

[@EverythingMoney]

Yes its all put into a pc and it spits it out .AP

[@Jim-u6c]

Thanks for breaking done the ADDED vs REMOVED. I don't know their complete investment list but I don't see too many names I recognize. Like you said, 'let them do all the investment research.'

[@EverythingMoney]

No worries! - GC

[@PapichuloWE]

Where is Mo?

[@EverythingMoney]

Having fun...cacth him in the EM site - GC

[@morkmckerr]

ugh....wish they would have booted Ford.....inventory is building.....but that might create a SCHD buying opportunity when they finally hit the fan

[@EverythingMoney]

Its seems crazy that an ETF could have ford . AP

[@themusic6808]

I can’t understand the case for SCHD when its underperformed the market and its growth counterpart SCHG has outperformed it over the last 5 years by 125%

[@EverythingMoney]

Both worth a look...main difference is volitiity....SCHD has less volitilty hence considered to be less risky - GC

[@Daniyoyo]

@@EverythingMoneyand it pays you cash every month lol

[@Alumnikiid]

Past performance doesn’t dictate future performance. Otherwise everyone would just YOLO into growth ETFs instead of s&p500

[@Litt1leMe]

I'm up around 70% on SCHD and find it difficult to add money to it, because I'm up so much... I'm happy yes but I feel like I'm doing a disservice to myself if I do.

[@EverythingMoney]

What do you think you will do ? AP

[@Litt1leMe]

Funny thing, I know I should take the money and reinvent into something else, but what I'll probably do is is let it ride ​@EverythingMoney

[@kristentheologus-KTechnogal]

Why does everyone (you are not alone in this) say “someone at Schwab thinks” and other comments attributing these changes to a person when my understanding is the selection criteria is completely automated? Aren’t they just following a formula and no person is picking what stocks to drop or add?

[@EverythingMoney]

Sure but some one calls the shots , just because theres a way of doing things they still have to make sure all is good , maybe they get a list of recommended stocks , and choose from there .AP

[@michaelprice83]

@@EverythingMoneydude this is not done by Schwab at all. This is a dow jones dividend 100 index that Schwab mirrors. No human picks whatsoever

[@justingoldston]

@@EverythingMoneyWhat? No… they simply track the index. That’s like saying someone at Vanguard makes the decisions on what to include in VOO. No… it does what the S&P does. Are you guys playing an April Fools joke with this video?

[@donpercent]

Hershey is the worst chocolate ever... If you want a good chocolate buy Lindt or something else from Europe. But chocolate is still just sugar which is bad for health.

[@TortoiseInvesting]

I think the changes will lead to slower dividend growth, I sold out and moved into some individual holdings.

[@EverythingMoney]

Best of luck my man...could be a nice move - GC

[@79nsg]

I did the same 👍🏽

[@Metal_Stacking]

That's odd. The additions have higher dividend growth rates. And lower payout ratios.

[@TortoiseInvesting]

@@Metal_Stacking I see the dividend growth slowing big time. From what I looked through, what they removed and what they replaced them with was not very good in my eyes.

[@Metal_Stacking]

@@TortoiseInvesting I guess time will tell...

[@tacocruiser4238]

Losing AVGO is devastating.

[@EverythingMoney]

Yeah...increadible stock - GC

[@marcogonzalez5205]

AVGO its a great company, i dont understand 😢

[@MC-gj8fg]

Value is a play on individual stocks, not generally a basket of stocks you hang on to for decades. SCHD has historically underperformed the S&P. Also, despite the idea that it's more stable for retirees, it has historically been as volatile, if not at times more so, surprisingly.

[@EverythingMoney]

Its an interesting take on investment , just not my kind, for people that love dividend with out doing the home works this must be great .AP

[@aJ.13]

I miss Mo in current videos

[@EverythingMoney]

Still streamimg videos exclusive for the community....feel free to join us - GC

[@DarthDividend]

VOO > SCHD