What To Do After Graduation

[@valpal2424]

Graduation during this pandemic is fun

[@entr0pic]

Yeah, I’m loving every moment of it. Super great. Amazing.

[@alexc2265]

Agreed!

[@Omarr5656]

Is not😭😭

[@mikekimreversed]

Sameeee

[@tyisamess]

I feel like things would be a lot better if I didn’t graduate this year. So many memories I didn’t get to have 😩

[@zhette0299]

Adults living with their parents is way too taboo. It’s all about attitude. If you and your family are making a conscious choice to save money and help each other out THAT IS FANTASTIC AND SHOULD NOT BE LOOKED DOWN ON. I’ve heard it’s kinda stressful though.

[@shaquicedacosta]

It is, you’ll always be their baby and, without boundaries, that’s how they’ll treat you. “I’m 26, don’t give me a curfew. Yes ma’am, dishes will be washed before you get home”

[@aditimishra3639]

Wow , it's so different in India , like if I am doing job in the city where my parents live and I am single , they would get really upset if I don't live with them . And domestic help is very affordable in india, so they just expect us to help if we have time .Also they would never ask for rent , I guess, in India, this would be considered a taboo to ask for rent from their own child . But here is the other perspective, this makes us really dependent on our parents for even small things .Even Indian parents really never see us as adults until we get married , mostly which are arranged in India .Like our parents find us life partners , it's not mandatory but it's still a thing . So I think people in the western countries become adults and responsible way earlier than us. But in India living with parents is not taboo and definitely it helps us save money.

[@lilthang92]

Aditi MIshra Minus the arranged marriage this is very similar to my Nigerian culture too

[@briannaadhikari8155]

I think that it's incredibly different in immigrant families. I tried living on my own for a few months and my parents were absolutely furious. I don't think that it should be looked down on, but I have honestly never, ever seen this situation pan out the way I see it suggested on financial advice sites, haha.

[@coraliebelair1394]

It's crazy to me that Americans are expected to move out so early. Here in Germany it's normal to stay at home while you study, for example, unless you move cities to study. I have many friends that are 23/24 that live with their parents simply because it doesn't make sense to pay 800 euros for an apartment if you're at the start of your career and paid an entry level salary...

[@financiallift6185]

I feel bad for those that graduated during the pandemic and thought they'd have more time to look for a job or there'd be more jobs available. The one bit of advice I can share, is stay positive and patience. Not finding a job doesn't determine personal self worth and even if it took a year to find a job, that's relatively short compared to the decades most people work in their career. Good luck!

[@littlemusic4x]

I'm very much in that situation and it's hard. But luckily in Germany college is not that expensive so I will go back to school for my masters in the fall.

[@dayjavu18]

First time I graduated was in the aftermath of the 2008 crisis. I was getting passed up for entry-level jobs for applicants who had 5+ years of experience. Took me over a year to find work. Second time I graduated was 3 months ago....luckily this time I was learned from my previous experience and secured a job last September 2019 with a June 2020 start date. However, they did push my start date to October. Just can't catch a break with graduating time timing!

[@juzoli]

Financial Lift On the other hand, they don’t have an established life yet, family to feed, and bills to pay. Losing a job when you have a mortgage for example is much worse than delaying your first job.

[@glittermonster317]

Yeah, I just graduated and had to move out of the family home cause it has to be sold... This sucks and it's hard. Even jobs we're qualified for we can't get hired for.

[@johnforestersworstnightmar3756]

Zoltan I don’t fully agree. Defaulting on a student loan is much worse than defaulting on a mortgage. There is less protection for student loans than mortgages. You can declare bankruptcy on a mortgage but not for a student loan. They stick with you forever. Plus it depends on your situation. If you have a mortgage you might have had time to save, if you’re fresh out of college there is little chance that you have any savings. The loan still needs to be paid though. I’m lucky that I have a family that can support me. Without that you’re pretty much screwed right now. Also if you have a mortgage, you probably have a decent paying job. If you get fired from that job you can get unemployment benefits. A recent grad can’t because they very likely did not have a full time position.

[@annac123x]

Such an important topic. I feel as though the post-college graduation shock is not talked about nearly enough as it should be. Myself, as well as the majority of people I know, had no idea what to do with themselves after college, financially and emotionally. It can be a tough road to navigate, especially with today's circumstances. Thanks for this video!!

[@Churros1616]

Oh I think it is talked about a lot. I guess it depends on your friend Group and family. My family and friends always discuss things openly so when i graduated I actually got into this stressful period myself, but thankfully I had friends and family to help me out. When friends or family that graduated after me I was able to help them. Open up to your friends and ask them how they are doing especially during graduation and afterz

[@professorthread]

This was me. For me, I had such paralyzing fear about graduating that I had no idea what to do, and it sent me on a mental health spiral. It probably looked like senioritis from the outside, but it was a very dark place. I think we need to have more grace with seniors, especially right now.

[@jellygurl27]

My hearts are with all of you who graduated during this pandemic. I graduated 2010 and while we were under a recession and it still took me a long time to find a job I can't imagine during this time. My hearts are with you.

[@jellygurl27]

@midniteryder Yep it takes time to get there. I got my full time job in 2011 and I am still with the same job today. Over the years I have gotten raises and since the pandemic I have been fortunate to work from home. Nothing of this year will compare to us back then.

[@maavify]

For anyone in a STEM field, best piece of advice I got from my research advisor: “Do not go into grad school unless they are paying you to.” As a biologist, I could not be more grateful as I was able to jump right into my master’s in a fully funded program that also provided me a stipend, and even more scholarship opportunities that have allowed me financial independence. I repeat: DO NOT go to grad school unless they’re paying you to- STEM programs have the funding.

[@janehoe.]

Lmao *screaming in nutrition which is technically STEM but broke*

[@thoranevans4832]

I thought that only applied to PhD. Can you get your master's fully funded? I'm a statistics student so a master's might very well be in my future.

[@imberrysandy]

@@thoranevans4832 This depends on the company and how much they want to invest into you; boeing paid for my brother's last year to finish his masters at USC. grad school is expensive... my brother still owes about 100k for that aerospace engineer degree too

[@keniarosemary]

This is great for everyone to hear, not just grads! I graduated from college 4 years ago, but I just NOW feel that I have my bearings in this world. It took me this long to find a good paying job and cultivate my creative career. Back then I never knew how long "life" takes to happen. But it's ok because life is all one long journey.

[@natanalves6400]

Thank you. Your story motivates me

[@publiclyapplied394]

I totally agree. I wanted to go to grad school to be a judge. Then I realized what I really want. More free time to spend how I choose. Being a judge would not provide so much freedom.

[@katie3603]

“You’re free to travel” *cries in COVID-19*

[@SynterraSteen]

I FELT THIIIISSSSSSS HAHAHAHAHHHAHA🙃 Edit bc wow I felt this so hard

[@9sunstar9]

This hurts. Covid messed up my graduation travel plans

[@DivyaRaviraj]

Stooooooppppp... so far I've only been traveling to the hospital uyh

[@hayleya2216]

Best advice I received was do not go to graduate school because everyone else is going. Graduate school is v expensive and if you do not know what you want to do, it could be a waste of money. Take a year or 2 and figure it out Personally, I graduated in 2018 with my Biology B.S. and had no idea what I wanted to do (I was premed until I took ochem). I moved back home and started applying for jobs. 3 months later, I didn't have a job and was pretty depressed. A nearby community college mailed out their class schedule for the upcoming fall term and offered a medical assistant program for $0 tuition. 9 months later, I had my MA certificate and knew that I wanted to become a RN. It takes time to figure it out. Don't be too hard on yourself.

[@erinnicolefranco6807]

Though I graduated over a decade ago this series has been enjoyed and useful. It’s full of great advice. A degree doesn’t lock you into a certain path. (Thank God!)

[@BloodyRomance1313]

It's really tough! People sometimes unintentionally (sometimes intentionally) will pressure you into thinking you need to have it together. You don't need to be married, have kids, get an advanced degree, a house...anything. Until you want. Biggest advice, save as you are able. A few dollars will help you!

[@97indianuk]

Please do videos about existential crisis in your 20s/after lockdown and how to adjust

[@celenewithane]

Yes!

[@IndigenousExotical]

YES!!!

[@_invincibella]

work on something that feels important to you

[@DivyaRaviraj]

I love how i aint the only one feeling this way

[@joymae]

PRO TIP - Don't waste all your hard-earned money at your first job on happy hours

[@vaaranlaita7251]

I’m graduating next Summer, and the scariest thing about it just hit me. For the past five years, I’ve always known exactly where I’ll be in a year’s time: at school, doing whatever. As of now, I have no idea. Maybe I’ll land a last minute internship. Maybe I’ll even land a full-time job. If not, I might have to keep working my current part-time job - which I’m so grateful to have - and hope to gain underemployment benefits. Man, I really wish I could just feel excited about finally stepping out into the world and adult life, but right now... Honestly I’d much rather be five years old with a five-year-old’s problems.

[@vebera6827]

Im in the same situation as you. Going to graduate in a few weeks and damn I feel so lost. How are you doing after like 10 months after posting your comment? :D

[@vaaranlaita7251]

@@vebera6827 Congratulations to you for graduating! I wish you the best of luck on the path you decide to take! :) And thank you for asking! I had totally forgotten about this comment, and looking back to it, some things have sorted out, some haven't. I just recently finished my master's thesis and fortunately landed a three-month internship, which will postpone my graduation to November. I'm happy to be able to gain experience in my field of expertise, but I still have no idea about what I'm going to do after the internship. I'm trying my best not to be too worried about that, as things usually fall into place and life sorts itself out. I would die to get a job at the company I'll be interning for, but I'm not sure if that's possible. There are dozens of other recent graduates competing for the same entry-level jobs as I am, so it's more likely that I will have to work other jobs after graduating while looking for a position in my own field. I guess all I can do is believe in my abilities, put myself out there, have patience and see where that takes me! :)

[@kbotero8355]

@@vaaranlaita7251 Congrats! How are things 2 years later :D

[@altheaunertl]

Remember when we all graduated into the financial crisis in 2008? And here we are again.

[@bourgeoisbarbie7734]

OMG, it is almost like a controlled demolition of the last vestiges of capitalism to bring in a commie (totalitarian) state...for the greater good, of course.

[@altheaunertl]

@@bourgeoisbarbie7734 hahaha omg I love (sarcasm) how politicians think communism and totalitarian are the same because all the places that call themselves "communist" are actually totalitarian or similar. Are we headed for Great Depression II or WWIII... or both...?

[@bourgeoisbarbie7734]

@@altheaunertl all. NWO. Cashless society. Buh bye inherent rights for privileges granted to us by tyrants.

[@michellerevisited]

It's definitely worth it to try to get some work experience before graduate school if you do go back. That way you bring so much more context that really adds to your ability to take value away from that grad degree - I speak from experience!

[@heavenlyfrosted]

Thank for this. I'm so nervous about going job hunting. I was already nervous BEFORE covid-19 but now it's just....ridiculous.

[@celenewithane]

I relate! Good luck to us!

[@professorthread]

I'm 25 and I can say that this is great advice for everyone. I had an AWFUL college experience for multiple reasons, and I'm glad my life is much better afterwards. I'll also say while I went straight into my career, I very quickly found myself in assistant management and management roles (from age 23-25). I've taken a job that some might see as a step back, but I'm relieved to have some of that responsibility off of my shoulders. It doesn't hurt that this new job actually pays better and has benefits. Remember that your career path is *yours* and doesn't always look like a straight line.

[@yuqingli8390]

After finished my grad school right after college and worked for one year, I wish I could have worked for several years then went to a grad school when I were fully prepared and knew exactly what I want.

[@clairewillow6475]

I had a baby right after graduation (I was 7 months pregnant when I walked on the stage and got me degree) 👩🏻‍🎓🤰🏻 That first year of motherhood and not being in school anymore was a HUGE shock I’m happy in my career now but it definitely wasn’t a clear cut road. Lots of mistakes/changing majors etc and I had to go back to college when I was 27 and had a one year old :s (because the degree I already had wasn’t landing me jobs) I’m glad I did though because the internship I got while in college the second time is what led me to my job even though I didn’t finish that degree

[@schmoogen]

I disagree with your sentiment on grad school. Some STEM fields, I am speaking from an engineering perspective, grad student programs can offer completely free grad school with stipend to live off of. This could be an incredibly beneficial opportunity especially during an economic downturn as it (can) offer guaranteed income until you graduate. For PhD students this is especially true, and as a PhD student in many universities you can "master out" after your two or three years, where you get a master's because the PhD is no longer in your interest. Whereas your early years are important for long term financial income, it is sometimes difficult to get a good paying job initially, especially during economic downturn. So it may make more sense to get an advanced degree so when you exit and the economy and job opportunities are better you make more than you would have at the same time.

[@taraa4281]

Yah! I was just about to say, I also feel like in many STEM fields a masters has become the minimum requirement (unless you’d like to be a research assistant for the rest of your career) and an MSc/ MASc or PhD is what can distinguish you from others.

[@chiomaolewuenyi8365]

I think that's what she said. Some jobs require it but don't use it as a default to buy yourself a little time.

[@Zygro98acopalypse]

I agree, but to be fair, anecdotally it seems like most of the programs that are going to pay you to go to grad school are those in fields where you generally need a graduate degree in order to advance meaningfully, which Chelsea did specify is a different situation than just choosing a program at random to delay having to find a ‘real job’ in the ‘real world.’

[@tanyabhatia3247]

I'm so glad you mentioned that it's ok for friends to come in and out of your life. I've always thought there was something wrong with me because I didn't have that friend who I've been friends with for X amount of years. Thank you for making me feel normal lol

[@belevitt1]

As always, I'm very impressed with the poise and transparency with which you explain these topics! The one point that I'd like to clarify is that graduate school is not some monolithic institution that should be generalized. I did my graduate work in the biomedical sciences in the US where there is no tuition and instead you receive a salary and health insurance like any other low paid job. This is the case for nearly all hard sciences and engineering disciplines. Thus discouraging recent graduates from considering graduate school due to financial implications is misguided for anyone in the natural sciences and engineering.

[@jaicabardo4357]

I just graduated! Really needed this

[@nerdaccount]

This series has been great advice for me at 55, thank you so much for doing it!

[@julecaesara482]

Well, I have a 55 year old friend who is currently studying with me in his 4th semester. So... ;-)

[@whitetyger06]

I graduated in 2012 and this series has been so useful! I'd love a more in depth video about 401ks, Roth IRAs, and how to best maximize them. I have both and don't really know what I should do with them.

[@anastasia.olivia]

Thanks I really needed to hear this, even though I graduated two years ago. I spent a year working at a cafe and now a year teaching English abroad. Taking this time was really good for my to see what my values are, have new experiences, and develop new skills! Now I'm confident in my decision to start applying to grad schools to get a professional degree, whereas before I was really just considering grad school as a way to delay having to make other decisions.

[@xyummixcakex]

Just graduated last May, during the pandemic. I’m very lucky to be able to take this time to take on jobs unrelated to my degree (mainly because not many companies are looking to hire right now). Hoping that things get better in a year.

[@esarbinoff]

How about a video for parents of recent graduates on how encourage and support good financial choices. I think parents need to hear this stuff too so they understand what their kids are facing.

[@fishstick7104]

I would love a video on financial confessions from a well grounded parent who has adult children living at home. I'd like to hear that parents perspective on children at home, what ground rules do they set for that child to live at home. Is it a privilege to be able to live with ones parents? I'm intrigued by that idea and would love a video on it.

[@krpio5873]

I completely agree with letting go of certain relationships but it's important to recognize which are worth treasuring. It may take a bit of effort to keep in touch with good friends, but it will be worth it in the end. Also, always be open to new friendships.

[@camillegraham2078]

I felt so called out about grad school. I recently graduated with my MA and I had originally planned to take a break but was offered a scholarship. Now on the other side of it all, I wish I had waited. If you're not passionate about grad school, don't do it

[@rawlee6719]

Your videos are so important. Not everyone goes down the same path and it’s OKAY! sometimes it can be discouraging to come to terms with the way life turns out after having higher aspirations, but really my late 20s have been way better years for me than my late teens/early twenties. The way I look at it, there’s a long road ahead. No need to rush it. Your videos are a good reminder of how experiences differ and there’s beauty in that. Going to grad school or pursuing any degree to “buy time” is hardly a good option. We need to stop normalizing the idea that student loans will pay themselves off with high paying jobs. Go slow kids, it’ll be alight.

[@LIFESTYLE-ho5vd]

you know, I wish I had someone in my life to tell me this had been privy to this I would have felt better or like not so bad about myself. I was not ready for post grad and I didnt have the guts really to just be like nah I ma do it later, it really just stretched my two-yr degree into like 4 yrs. I mean there was also some personal/family drama involved in this so I felt continuing to study was the only way to kinda keep me the same and on the path. I am doing it now and I want to graduate, adulting kinda scares me still but hearing this is a great reminder that we can make our own life and gurl this is the stuff we actually need to learn while we grow cuz once you done with the study and test its like then what, I mean pair that with pressure its really like 😩😩.

[@PierceJPeterson]

Great video! A lot of graduates don’t really know what to do once they get out of college so I think this is great advice!

[@angieinthecity]

I graduated about 2 years ago since May and I found this series amazingly helpful 😭❤

[@lavayuki]

This is all such great advice! I went to uni and graduated 3 years ago, but it was necessary for me as I wanted to me a doctor which I am now, but still struggle with getting my finances in order. Your channel has taught me so much

[@amantelavita]

I was lucky after graduating college (2016) with a CS degree because I had a job and a place of my own. But I was so lonely right after graduation! I no longer had my friends living with me, and hanging out on weekdays was difficult when my friends now lived an hour away :(

[@Micaiailylove07]

I would love to hear how you moved to France

[@fishstick7104]

Yes! And how was your financial situation when you moved to France? How did you make things work?

[@se2664]

she moved to France because she got an Au Pair job. Its nannies who baby sit children overseas

[@vickinicole]

I spent my twenties and thirties doing odd jobs for a living mostly receptionist or waitressing. I got a Bachelors degree when I was 37 years old in Spa Management and was unable to find a decent job at all and was unemployed for over 5 years which made my mental health decline accelerate. I wish I would have gone to graduate school earlier. I am now in Grad School to get a degree in Accounting. I am 47 years old.

[@CaseyBurnsInvesting]

Keep your life lean. People are dying to saddle you with (more) debt.

[@briannaoppong-antwi9702]

Hi again lol

[@nomipyar]

So true. Run away from unnecessary debt, y’all!

[@seleciaa]

Thanks for this video, Chelsea. I graduated this spring and have started searching for work in my field recently. It's been tough

[@ChandravijayAgrawal]

Thanks so much the part at 8:50 to 11:00 is what I feeling exatly now when i am doing job after graduation and thanks so much for giving such useful info

[@juliblacker7866]

If you decide to go to grad school, talk to students about the funding situation. What I was told and the reality were really different. I got lucky, but many others did not. In most fields you should be getting at least some help.

[@samie1263]

needed this! - was about to ask for a video like this, since I've just graduated :)

[@sarah-mj9tw]

College is also a great time to try different jobs in areas, I found a lot of my values through minimum wage jobs or "starter jobs" its nice to fantasize about your future while at a job to see how much you like it

[@ilikebirds7748]

Thank you for talking about the lie of high school and college being "the best years of your life." I feel like that's a very damaging mentality. It makes it seem like once you're past the age of 25 you might as well give up on all your aspirations lol. Every minute of my 20s has been hell so far, and while I hope to make wise decisions for the remainder of this phase of my life, I'm really holding onto the hope that I'll be less afraid of literally everything by the time I'm almost at my 30s lol.

[@alanc.j.9810]

What's your point of view on how these have changed during and after the pandemic? Traveling is reduced, going to meetups isn't an option. Will people save more money or is the spending going to move to online activities, shopping, ending up spending the same? I do have the feeling staying home is not necessarily going to save us anything more than before, unless with the right financial education

[@leaflover9625]

My son recently graduated and has had zero success finding any job, let alone one that will use his degree. He had an internship possibility but it fell through. He hasn’t given up but I know he is disappointed.

[@NynNahh]

I'm doing graduate school because it's necessary to have a local degree (I'm an expat) to work full-time here. I'm at least studying something other than my bachelor major for the sake of learning something else I like and, hopefully, opening more paths of work.

[@thatstrueblue]

I wish I had this kind of advice after I graduated, but I'm glad that its available now for current generations

[@tonyrae86]

Please don't go to grad school just because you don't know what to do... as someone who wanted nothing more than to do research in my field (but had to work a lot during my undergrad as I didn't have any parental support) I was always devastated when opportunities would be given to others and then I'd overhear them say things like "I don't even want this but my parents said if I wanted to go to grad school they'd pay" etc. If you don't know, just take some time to figure it out! It's okay! Don't go just because you don't know what else to do....

[@thoranevans4832]

For me it's because I'm a little burnt out from undergrad and would like at least a year of experience before deciding to go to graduate school, especially since I don't really know what master's or PhD I'd get. I'm a statistics major so I guess becoming a statistician is the most logical but what if it turns out I hate that and I could've saved myself headache by getting a low entry-level statistics job and found out then that I hated it and could've done something else.

[@RanDom-bk8tt]

This series was awesome~!!! Thanks so much TFD!!! You guys are truly so helpful ㅠㅠ

[@joyfullerton8841]

Please do another Q&A video. Would like to ask a question

[@djohnonson]

Oooh, I so needed this

[@WeheartPEACE_helene]

facts from Chelsea! You just gotta keep doing what you think is right, man. Whatever it was that you did, it’ll be useful to what you do in the future.

[@antoniahein3565]

This has come at a really good time for me, thanks ❤️

[@Eirliss]

Thank you, Chelsea! This is so relevant for me. Your video have inspired and cheered me up!

[@dollybands9500]

This is great. Thank you for this

[@NielMalan]

Grad school: Last time I heard spending more than 4 years at University caused lower lifetime earnings. The higher salary commanded by a higher qualification does not compensate for the loss of income while studying.

[@jillpruett4772]

Some time ago I used to work for a market research firm. At the end of most of our phone surveys we would ask our respondents for their education level and annual income. My experience was that at year 14 (2 years uni) income peaked and began to decline. Something to think about.

[@joshuanel9750]

It also depends on the quality of your programme and the support you receive from the department, school or faculty. A well respected graduate programme with good support (both financial and non-financial) can be an asset. This is particularly true for those in the STEM fields. If you go to grad school for the sake of it, or fail to do your homework, then it can become a problem. Additionally, pursuing further study in a field that doesn't require it for career advancement is something to avoid.

[@emilycooper5016]

I’ve absolutely loved this series! And I love Mona 💕

[@lalalovinlifelala]

I feel so lost at 24

[@julecaesara482]

I don't really understand the US school system. So, there is Primary School and then High School. So far I get it. But what comes next? What's the difference between a college and university? Why don't lawyers go to university but law school? Or is that just a part of the university? Or is university a term for both college and grad school? Or are college and grad school gateways into university? What degrees do you get in these?

[@IndigenousExotical]

Elementary -> Middle school -> High School. After high school most people would be considered adults at age 18. Some people go to a trade school to learn more of a hands on skill such as being an electrician. Another option would be to go to College/University. My University had different colleges within it (College of Engineering, College of Humanities etc). This is where a bachelor’s degree is earned. After earning this, one could enter right away into a PhD program, this is not common but some PhD programs do allow this. Most people who continue school after earning their bachelor’s degree will go to graduate school. This is where future doctors will go to a medical school or where future lawyers go to law school. Hope this helps!(:

[@katie3603]

College and university are basically interchangeable terms. Both are institutions that students enroll in after high school to get a bachelor’s degree (a four-year degree). In practice, an institution or a division within an institution is referred to as a college rather than a university if it only offers a bachelor’s degree program, while a university offers bachelor’s degrees and advanced degrees (ex. law degrees, medical degrees, PhDs, etc.). Law school is a separate three-year program you attend after getting a bachelor’s degree, also at a university

[@thoranevans4832]

A college in the US is a post-secondary institution that doesn't have graduate programs. A university is one that does. A lot of people don't know that is the real difference. In the United States, law school is considered a professional program that requires already having an undergraduate degree.

[@ИннаСеменова-э1ш]

@@IndigenousExotical what difference between masters degree and PhD?

[@kylawright785]

I seriously enjoyed this series and i love this channel! Can one of these series be made for high school students ? I want to be able to prepare myself for even college.

[@Jesus-wj3lj]

I’m in 7th grade and I have major anxiety about everything and I’m really anxious about after college

[@amazon4662]

This channel and this College Students Guide series seem really useful, I just wish there was something similar for a UK audience. Obviously some of the information is applicable, but the university system (and especially the loans system) is just so different in the UK that I don't know whether a lot of this advice is relevant to me. For example, is doing a masters degree really as financially harmful here? I wish I knew. :)

[@daniizee]

Great video, thank you ❤️

[@SpookyGhostHands]

I had my post grad plans all figured out at the beginning of March, but that all quickly crumbled. I moved to NYC anyway with some help from my boyfriend and thankfully my decently large amount of savings. I just recieved a contract to hire offer this past friday. It is not ideal, but it is for a position that I am not completely convinced I want for 2+ years. If it works out I will be so glad, but I am going to continue to look while I work. Graduating in 2020 made me feel cheated out of the opportunities I worked towards in college, but I am realizing there may be some great things to come from this time. I was planning to jump from college to work life with no rest inbetween. I am interested to see where this goes...

[@vanessas8325]

Chelsea, can you create a video or a series about your moving to France?? I'm about to move to the US (yep, in the middle of a pandemic) and I'd love to hear about your experience!

[@bgurley1998]

I really needed to hear this🥺

[@louisepayumo6164]

I just finished registration for my final year of undergrad and this is the first thing on my recommended 😶 I don’t think I’m ready for real life!!

[@S.H.22288]

I wish I had seen this video when I was 22.

[@rieschelleannjavier-basina7371]

Hey guys! I also did not graduate collage. And about being bilingual, I am, but I don't know how to leverage it. I know how to sign language and I'm from the Philippines so I know Tagalog, so technically I know 3 languages. I can't keep cash on hand, I have an insurance retirement account but that is it. No savings. Help.

[@clairewillow6475]

Open more than one bank account at different banks. Set up a Tax Free Savings Account at the new bank and ask them to automatically take money out every month from the checking account in your old bank where your pay comes into

[@emilyanne3910]

Have you had a look online to see if you can use your language skills for freelance translation work? Or if anyone in your area needs someone to learn either language, you can offer to teach one-on-one. Have a look at online classifieds websites (craigslist, gumtree or whatever depending on where you live). Good luck!

[@shaquicedacosta]

Savings: find a bank or credit union that allows the owner to have multiple saving accounts. Look out for service fees (minimum balance, maintenance fees, etc.). Open a certificate of deposit account (this IS NOT your everyday savings account) put the minimum in (or more, it’s your life). Request to meet with a representative, ask them questions (I went in with a notepad). Credit card: pay more than the minimum balance or pay off in full every month. Treat the card like a debit card. Depending on your life you don’t need a $5.000 limit like a lot of companies try to reel you in with, request a lower credit line. (My dad opened a credit line for my sibling and to share, $250/month, we learned to negotiate and budget). Budget: how much $ is coming in? How much is REQUIRED to go out? What’s left over and how can I increase that amount? I kept a list of all my frivolous spending for 6 months to help tweak my budget to what it is now (movie theater popcorn used to be a necessity for me 🤗) Good luck, keep asking questions, and be patient

[@jddiggy2343]

Unpopular opinion if you don't know what to do after college then you went to college for the wrong reason. Edit: are you going to get the job you were thinking about in school right after no but you can work and plan and put effort towards getting there and if you didn't even think about that job while in school then you were in college for the wrong reason. College is a great place to build your skills, network and knowledge about your pursued career and that time becomes waisted when you don't know what you want to do. And has the propensity to turn all of the fun enjoyable things in life you could be doing while in college waist of time things because you don't know why you're there and if you don't know why you're in college all your doing is racking up debt which is not good. Because news flash college is not Free.

[@janetyingy]

Great video!

[@kamiramichelle6912]

Everything you said about graduate school is exactly how we should view college/undergrad💀

[@niemand9675]

I know you're childfree but could you please make a video on how to financially prepare for a baby?

[@cadintruesdale9831]

Me, a recent grad living with a wonderful mutt in an apartment in a city: 🤗

[@julietagilloizaga4298]

Please tell us about your experience as an au pair!! maybe it's not strictly finance related but i would love to hear about it!!!!

[@TheMrFabian1]

00:36 I really thought that sentence was gonna end with "...you too can fork over a big portion of your income to Uncle Sam."

[@454lin]

Good list to have 🎓

[@tsylokc]

I’ve enjoyed this series. Been following for a long time. I enjoy the vids most with Chelsea’s advice. The making it work series just didn’t seem most realistic. And the typewriter in the background was strange lol

[@NovelNovelist]

Good video and good advice, and I won't say I disagree with it, but just to offer a counter experience, I feel like right after college was kind of my only realistic opportunity to go to grad school, and I DID instead put off under the assumption I would get to it eventually...and I guess maybe I still will (I'm a handful of years older than Chelsea), but I kinda don't think it's going to happen. It's a very daunting prospect now, and frankly I just feel too old, tired, and out of the student mindset to get into all that now. But I do think it would have been positive for me and I'd have more options now if I had then. Instead I took the easier choice of not going right away and now I think that ship has sailed. Personally I think it can go either way. Waiting can be a good decision while going right away would have been a mistake OR visa versa.

[@lisaschreiber2893]

LMAO "turn off this show and go pop a bottle of champagne"

[@Mr-Sam-I-Am]

Yas! Sing girl, sing! Britney makes everything better!

[@pumpkinsouffle17]

is there a video where Chelsea talks about her journey in France or it's something she's kept private?

[@sammierose1150]

A wise person once said, “unless you are in the Medical, Law, or STEM career fields, a four-year college degree is completely unnecessary to success and more of a waste of money than anything”.

[@invisibleninja86]

In almost any school district, you can't be a teacher without a BA. And that's just one personal example.

[@sammierose1150]

Traci Morales well then yes, if the job in writing tells you or from the research you’ve done - says you need x, y, z prerequisites, then of course get them. I’m mainly talking about people who get useless degrees such as History degrees or English literature *when they are not a licensed teacher in any way shape or form or capacity* 💁🏽‍♀️

[@thoranevans4832]

What about business degrees?

[@lizweiland2716]

Any advice for students graduating into a job market that no longer exists? I'm a music industry major and luckily I still have one more year until graduation but at this point, it's looking like there really will be no live music industry for quite some time until this pandemic is under control.

[@joshuanel9750]

Does your major include any courses that focus on creative management or the financial side of the industry? If so, try to leverage those skills when job hunting.

[@ebrooke953]

I appreciate the Britney reference haha

[@usamamapkar4426]

M.Sc It Aftet BMS ??? Please Help???

[@goldenelegance94]

You are the Oprah/Dalai Lama of finances. You meld wellness (mental and physical) with finance so well! I come for the knowledge, but stay for your gospels! #queenoffinances

[@tacosupremacy8853]

Where in France did you live?

[@adrianfletcher8963]

If you just graduated: message me on LinkedIn! I can send you a bunch of resources :) I love the content on this channel, but I am fortunate enough to have found a job just recently. I'm still looking for other opportunities just in case I see something better. I think I'm fortunate enough to have gone to a good school so the job hunt isn't as difficult, but some of my peers are still searching :/

[@QuestionEverythingButWHY]

Life is series of experiments.

[@misslanapford9169]

Yes it is...The good and wonderful and the bad and crappy.

[@austinsmith105]

YES AMEN!!!!!

[@F_And]

3:25 self censoring

[@jmsl910]

what do you think?

[@stephaniecharlotte4027]

Sit and cry? I graduated in 2008 and what a fucking disaster that was. Trying to find my way and a decent paycheck.

[@knockback3505]

Her face when you called her a mut

[@bourgeoisbarbie7734]

Find ways to enjoy your indentured and involuntary constructive servitude to debt. This requires understanding falsehoods about macro-economics promoted by these financial geniuses: avoid cognitive dissonance, and do not question the emotional narrative about the pros of socialism by ignoring its ill-effects when capitalism clearly works better in your self-interest- ignore capitalism when it does not serve emotional declarations of entitlements such as free education and sickcare, and a higher wage because you hate your people-job because you are not a people person.

[@SleepyDirtBike-cx4zp]

I need loan