Рет қаралды 1,737
Serving Life Insurance and AD&D Clients Nationwide
Main Office: St. Petersburg, Florida
www.tuckerdisability.com
(855) 757-0707
What To Do If Life Insurance Won’t Pay An Accidental Death & Dismemberment Claim - John V. Tucker
Sometimes a life insurance company refuses to pay the AD&D on a life insurance claim. Insurance companies don't like to pay AD&D claims because they like to think that the deaths aren't an accident. If it's an accident, that means they have to pay, and that means less money for the life insurance company.
You need to look at the company’s fine print. It tells you a lot of useful information. This will include their definition of “accidental death”. How they define it will tell you if they will pay or not. The exclusionary policies are important to know. These policies often exclude deaths related to drugs and alcohol, pre-existing conditions, and medical malpractice.
Also, most death and dismemberment policies have very high payouts, so the insurance company is looking for any way to save money on these claims. Money they don't pay goes to their shareholders, which doesn't benefit you. Watch the video to learn more.
If you have questions about life insurance and accidental death and dismemberment claims, then I want you to call me at (855) 757-0707. I welcome your call. Visit our firm's educational website at www.tuckerdisability.com, where you can view more videos and media content from our law firm.