When To Apply For Your Next Credit Card?

[@marcuscrawford7328]

3-6 months

[@rovshennurmyrat2821]

Thank you 👍

[@jeffjayewilliams6667]

Thx

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@jameshansen8931]

I applied for the Chase Sapphire Preferred and American Express platinum card 10 days apart and was approved for both. But I have a high income so that probably helped.

[@rommele.maderal]

❤❤❤

[@Impulzive105]

Thanks 🙏

[@VultureVisions]

6 months

[@princessmeganelsaa6677]

Just got approve for increase for credit card 😊😊

[@Jungernaut]

That is awesome!

[@ellawarrenella4542]

Okay

[@TheMinistevo]

i got a Discover, apple and citi double cash all within a month.

[@mingziwu2250]

Does CSR card works in LAX lounge?

[@jewriscanela9726]

I just applied for a discover card and got accepted. But want apply for a capitol one card. How long should I wait ?

[@miguela9878]

in mexico you need to wait 6 months to apply for American express card if you get denied

[@miguela9878]

or thats what amex saids

[@erskinhansen1715]

3 months

[@sbrooks904]

I miss when the page was like this but I respect the growth

[@AlonsoCombe]

thank you ;)

[@MarvFitBikesKicks]

Fire

[@dryden40]

you should make a video of all the credit cards you have, and the thought process you had when applying for each card

[@feliciaharveyfh]

Johnny To he already made a video title 15 credit cards or trade lines or something similar to that. I learned a lot and it was funny as heck.

[@TimPetty19]

Hm poo

[@rupertp.rutzki4868]

Wait.. people actually apply for cards back to back like that? What did I just stumble upon?

[@jasminejune1983]

Does this apply to business credit cards as well?

[@Aneshbhatia]

How long should I wait to apply for my second credit card. Three months?

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@Anthonyjones-pq4ff]

Just apply for the Amzon prime card pre approval in was turned down in turns out it was a hard inquiry Was at 735

[@MelissaRodriguez-rk3jv]

How high does your credit have to be?

[@JustADudeDoingSomething]

Can i get a bank and card at 16?

[@sonboogie]

You can be added on any family member's cards as an authorized user. Great for building your credit history and profile.

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@samkawer]

When I make more money

[@ZeekDreads]

once i get my sign up bonus....and the card has an annual free, should i close that card? or should i downgrade it and just not use it and would that hurt my credit score

[@Jungernaut]

This video will help you out boss kzbin.info/www/bejne/ZqHaaZJrfLepiLc

[@joeysok2366]

You get annual free why would you care? Just keep in the draw or just use it once a year.

[@kennethvincentministries4596]

I just got turned down from Chase, because of the 5/24 rule.

[@mcomeslast]

Yes. Great advice. Biggest thing I have learned is slow down and take time to garden between “harvests”. I will apply for a couple cards at a time, but have found, for me, waiting almost a year between rounds works the best. Gives them time to see I’m actually using the card(s) and I can decide what is really working for me.

[@125henni]

Should i be paying off multiple cards at one time to increase my score quicker?

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@deanojet2991]

I might apply for 2 cards a year

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@alteredillusions100]

Should I be concerned about average age of accounts?

[@Jungernaut]

There is no big concern. Average age of accounts is outside your control. Time is really the factor that affects this. My average age of accounts is still in the red on other credit reports. Bringing this up is what jumps people from high 700 to the 850 club. Don’t worry about it too much though. It’s irrelevant when looking to go from a poor to good score

[@cab9191]

My wife and I each apply for a new card every 6 months (allowing for a new card between us every 3 months)... makes for a good pace that earns plenty of points yet still conservative...

[@green-ch6qj]

What camera you use for your videos bro?

[@michaelgladney9657]

I applied for the capital one platinum. I only got $500 crdit score 500. How do I get more money of I apple for another card.

[@darkmagician1710]

You're going to need to work on your credit score and income.

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@copperfa1172]

my question is should I wait from the inquiry date or the account opening date?

[@cfgpropertiesllc7292]

I was told by my Chase bank manager, if you have a balance of 250K or more the 5/24 rule doesn’t apply.

[@Jungernaut]

I’m not so sure about this one. I never heard of income creating an exclusion to 5/24

[@cfgpropertiesllc7292]

Yeah I’m not sure either.

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@IkaikaArnado]

It should be 3 to 4 months per card, on average, with the current rules. That way you can recycle bonuses. The churn cycles are 4 years. Unless you have crazy high cash flow, and don't care about your credit, it's a better idea to pace applications. People that are impatient shouldn't play the credit card game. It's a marathon not a sprint.

[@Klikklikboom0911]

I got approved for the Amex Gold card and my credit took a 64 point hit... is this normal??

[@greenbun]

D If it’s your first or second card, it wouldn’t be uncommon. The more cards/credit lines you get, the less affect each new hard pull will have on your score. When Brian applies for a new card, he probably only sees a 2-5 point drop now because he has such a solid base of cards and it will jump back up in a month anyways. The more accounts you have = the less affect new inquires will have on your score.

[@Klikklikboom0911]

Nicholas Robbins thank you for the reply. Do u happen to know if the Sapphire preferred is a credit card or charge card like the Amex gold?

[@plentywater773]

Do you have to pay in full before you apply for another card with chase ? Example you have freedom unlimited, you max it out to hit minimum spend...do you have to get it paid in full before you apply for sapphire ? Or it does not matter if you still owe on one chase card to apply for another chase card

[@plentywater773]

Mohammed Saber thanks

[@JohnJohn-nt9mf]

i applied for Amex Blue Cash Everyday and it's 4 days still "In Progress". what is the chance i will get approved??

[@gabrielrubio7425]

Call them . It happened to me and the problem was my address.

[@JohnJohn-nt9mf]

Gabriel Rubio I already called them. The need a letter from my bank with original bank letterhead, name and signature of my banker confirming my full name and current address. 😭😭

[@gabrielrubio7425]

@@JohnJohn-nt9mf Well that sucks. I'm pretty sure once you send the documents they asked for you are going to get approved since they already got all your credit info and if you weren't going to be approved pretty sure you would've seen that decline message. So hang in there and fingers crossed.

[@christianlodahl7489]

I typically wait about 5 to 6 weeks utilization is huge if you rotate over several issuers keeping everything under 10% you're typically good and you're establishing a responsible relationship with these issuers and their products

[@eric.c.jackson]

I only want five CCs. Last week, I got made it down to one line of Debt left on my Credit Report, so now, I'm looking at rebuilding my Credit Score. Last week, I applied for 4 CCs (on the same day) and was Approved for three. I will wait a few weeks to receive the Cards and begin using them before I start looking around for two more CCs. I was thinking of places like Best Buy, Target, Walmart even, because I Shop at these places the most. Hmm, perhaps a gasoline Card like BO or Amoco ..I'd definitely use that Card. When I was in my 20s, my CCs got way outta control. Once I finally paid them off, I hadn't used one in years. Now, I'm ready to responsibly manage them. Thanks for the Links. I'm only Applying for Cards with No Annual Fee. :)

[@johnsonsmith3976]

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯

[@jerryhayes3337]

what if your new to credit will they drop my score because my lack of credit history?

[@lotto5742]

I just got my first credit card 3 months ago and my credit started at 680 which has a "fair" rating. Just make sure to keep your spending 30% of your limit or your credit history will drop.

[@darkmagician1710]

It will increase over time with good payment history and proper credit utilization.

[@cv2733]

Awesome video!!! Very informative 🙏🏽🙏🏽

[@md.fahimalam7481]

Hi I need a help. I applied for walmart credit card and I got walmart store reward card. not the mastercard. so I want to apply for amazon reward card. can i apply within 1 week? or should I wait?

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@MissionaryMiller]

wait so when I apply for another card doesn't it drop my credit a little? I've had my first for like maybe 5 months now and I wanna apply for the Apple Card and my score is 725

[@alexaceves1836]

please don’t tell me you got the apple card, it’s probably one of the worst and overrated credit cards out there. there’s a bunch of better credit cards out there

[@iPodKingCarter]

I will be starting fresh with this method.

[@Jungernaut]

Ayeee the iPod king 🤘🤘

[@iPodKingCarter]

Brian Jung been watching a lot lately, you got the gems

[@Jungernaut]

iPodKingCarter haha thank you so much my brother ❤️💪

[@chnaresh011]

6:27 Golden words for me. I like this guy.

[@shujayethossain6554]

Is it play if I apply 2 Chase business cards within 2 months and then apply for another Chase personal card? And does Chase pull financial review?

[@gonzalesg0221]

I've gotten 6 chase cards since late May, 3 biz 3 personal and no review

[@zascorpusa]

Your Facebook group is closed. Can you tell us how to get credit reports updated if your credit was stolen. How do you update your credit?

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@kevintom2560]

what if you get rejected do i have to wait for 24 months and another question is on their system is it saved my information like if i reapply and put a different income so i can get approved.

[@johnsonsmith3976]

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯

[@JazminBautista]

Exactly!! It all comes down to understanding how to take advantage of these credit cards! Keep up the good work ❤️

[@stacked3112]

Jazmin Bautista my credit score just hit 804, I’m hesitant to apply for anything 😕

[@Epic_G]

I never get approved

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅.

[@notosure2148]

I received three hard pulls in the last year. New Years Day - 1st card February - 2nd card And an auto loan just last week. However I got 4 new cards during this time. AmEx pulled for the first card on New Years, then in March didn't pull for my Blue or Gold cards I applied for (and got). February was for a Chase Card. For 12 years I ran a single card, before learning how the credit scoring actually works. And now I went from low 700's (690-710) to low 800's (790-810). With the three hard pulls on my account. Totally worth it!

[@jared997]

Amex doesn't typically do hard pull after first card

[@TheMglbumba]

How many hard inquires do people in the late game usually have? since inquires usually last about 2 years.

[@zadivv]

Hey I upgraded to platinum and now they are saying that i wont get the welcome offer of 60k points what should i do.

[@sauteedgarlic3237]

When you upgrade to a better card you will not receive the sign up bonus. That is because you're simply upgrading and not signing up for a card. Amex also has a lifetime rule where you can only receive the sign up bonus once to prevent credit card churning. Now because you havent received the sign up bonus yet you might be able to cancel your current amex gold card and reopen it. (Asumimg the sign up bonus still applies, call Amex to make sure). It might make sense to do that since the sign up bonus is pretty beefy. You could just apply for the Amex Platinum card and get that sign up bonus as well. But understand there will be a 550 annul fee for that card and you will have to spend 5000 dollars in the first 3 months in order to get the 60k points. When opening the Amex Gold card you have to spend 4000 dollars to get the 50k points. In my opinion I wouldn't downgrade the gold to a green just cause of the 150 dollar annual fee for it.

[@Ohiolegend7]

My dad raised my score to an 800 but I don’t have any work history but I want to get a cc to build a business what the best route to go

[@lotto5742]

Just got approved for an American Express everyday card with a $1000 limit.

[@Colejustin5675]

So I got the chase freedom card about 5 weeks ago and after a month of having the freedom I tried to get the CSP but got denied. How much longer should I wait before I apply again?

[@josephgulledge1873]

Do you have a $5k limit on any card you have? I have heard Chase requires atleast a $5k limit for the CSP and $10k for CSR so they may not approve unless you have that on another card already.

[@Colejustin5675]

Joseph Gulledge no I only have a $500 limit on my capital one platinum (that I’ve had for 7 months) and a $1000 on my chase freedom. So what should I do next because I want to get the chase cards first.

[@brotherkenwin7159]

Chase is going to look at your history with them you're probably not going to receive that car unless you have long history with Chase if you don't have a minimum of $5, if you have another Chase card you you can combine both of the limit on one cardif you have another Chase card you you can combine both of the limits on one card I do this now on my freedom unlimited I have $28,000 on one card

[@HockeyJock]

Chase’s concern is you haven’t had a limit this big yet. The $5K for CSP is not a Chase requirement, but rather a Visa requirement. Same with the $10K for CSR, it’s a higher tier of ‘VISA’ benefits. I’d probably try to get Capital One to give you a credit limit increase to $5000, then wait 3 months and re-apply. You need to show Chase you can responsibly handle a $5000 limit and the easiest way is to work with the lending relationship you already have. If Cap One won’t do it, get a secured card and keep adding money to it and take the “manual” route.

[@briangarcia993]

I hope someone sees this , but I’m just getting into credit building and learning more about it , I currently have a card and it has been open for a little over a year . My score is in the 750s. What would be a good “next step “ card ? Would it be too early to apply for a AMEX Gold?

[@ys-cal]

But how do you get around having so many new accounts? These days when I am denied for a credit card the reason given is always "too many new accounts opened in the past 24 months."

[@Jungernaut]

That is called the 5/24 which is exclusive to chase personal cards. Chase business cards and all of amex cards can be exempt from this rule. Check out my other videos to learn more about the 5/24 rule that’s affecting you!

[@ys-cal]

@@Jungernaut I am not talking about Chase. I knew about the 5/24 rule. I was being rejected by other banks for that reason, including BOA, Barclays, and US Bank.

[@Jungernaut]

How many cards are you applying for in a time span?

[@ys-cal]

@@Jungernaut I had six new cards in the past two years and now have a hard time getting any cards approved by any banks other than Amex (obviously not trying Chase because I'm over 5/24), but even with Amex I am cautious because my overall credit limit with them is already high, so I am mindful of triggering financial review.

[@Jungernaut]

Steve Shi request credit limits decrease to Amex and cool down on applying so much. Look into business cards so you’re not putting all your eggs in one basket. Business cards will open up a whole bunch of great cards that do not report on your personal account. I have a video ready to go on the easiest business cards to get coming soon

[@darealphantom]

If I’m building my credit back up over 700 (paying off student loans & medical bills) I’ve only had one credit card a discover secured in 2016 but closed it. Should I go for an amex, chase sapphire card or a starter card? I have about 6 years of history

[@bryannavar2557]

What made you close your discover secured card ?

[@darealphantom]

@@bryannavar2557 discover is better than capital one that’s all

[@AshYoung8]

Best KZbin channel I’ve come across in the last 5 years. You’ve helped me so much. Thanks my brotha.

[@Jungernaut]

Thank you bro!

[@johnsonsmith3976]

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯.

[@TitoSve]

Hi everyone, im 19 and my credit score is 717, is that good or not enough?

[@jennamayeres]

That is good, just be sure you are checking FICO scores and not vantage (credit karma)

[@darkmagician1710]

That's very good. You could get most of the credit you want (cards, loans, etc ) if you have high enough income.

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@grayorganization]

Would love some feedback on my situation. Applied for CareCredit at the beginning of September and was approved for $2,500. Ive been really wanting to get the Amex Gold for personal, and one for my business. How long should I wait for before I apply for these Amex cards?? Also can I apply for my personal and business in the same day? Or should I also wait between those applications?

[@702Overlanding]

Does the 5/24 count if you are authorized user on a creditcard? I'm authorized on my wife's creditcards but for individual I have 4 in the past 24. Will I be ok??

[@23bgrant]

MrVrod702 great question , hoping to get an answer too

[@rmcgraw74688]

@@23bgrant yes it does count towards 5/24 ......

[@JM-tj4qq]

swwweeetttt video!!!

[@wingjoint2663]

I have a 0% bt offer from chase with 4% fee. I want to do this to pay off my amex loan. But I also want to get the ihg and aa miles up for the grocery spend. Any suggestions on steps or order I should take to get these? Bt offer is on freedom and I also got csp about 3 months ago

[@jared997]

Best is if you can get on business card as debt to income ratio is not a factor for business credit report

[@sergioolmos2353]

I've been good with 3-4 months with different issuers.

[@kevindo3365]

Hi guys. I currently 4 credit cards including chase sapphire preferred. My freedom unlimited application is pending. Can I apply for Amex gold while application is pending?

[@DayanaPlays]

I love credit cardss 💸💶💳

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@TheWallStreetVibe]

Good video bro. I typically wait about 45 days but I've pumped the brakes on applications until next year.

[@mrcbrrr7484]

I applied for a chase freedom got approved right away and I tried to take advantage of the hard pull and right after tried to get a increase on my freedom unlimited and was denied.. what are your thoughts on this?

[@CaptainAnonymous]

I came here for definitive answers for people with varying credit scores, and got your personal conjecture. I doubt someone with a credit score below 720 will be able to apply for new cards in 4 weeks, aside from say store or gas cards

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@edwarddisotto1754]

Thanks for your advice !!

[@pugluvnapril79]

I plan on waiting about 3 months before applying for my next card because I applied and was approved for two in the same day last month. In May, I plan on applying for my first Chase card.

[@edwardehunt]

Hard Pulls doesn't really affect you, I have 12 cards with 180k worth of credit, average account age is just over 3 years, and my score is 811. With 8 pulls in the last 24 and 6 pulls in the previous 12... no business cards... yet... working on my first one now

[@thorish5033]

I'm less worried about hard pulls than I am about the average age of my accounts... What are your thoughts on this? I only app maybe every 6 months or so, sometimes longer. Do you think it would be better to just take the age hit in a short period of time and then garden?

[@alexaceves1836]

i rather take an age hit, bc even tho your history goes down. your available credit and number of accounts goes up. which outweighs the drop in score depending how old/how many lines of credit you have

[@josephgulledge1873]

Just to add a data point. I got the chase freedom in late July 2019, IHG early Aug 2019, CSP 11/20/19. I was a bit worried to apply for the CSP but got instant approval. Thanks for the great content Brian used your referral link for the CSP brother.

[@daveco3217]

Joseph Gulledge I did the same thing almost just also have freedom unlimited

[@Nwakaego_]

Your videos remind me of Bethesda, MD. It’s luxury, relaxing and so mellow there. That was one of the few places I enjoyed visiting during my time in the DMV. Keep putting out great content Brian. We newbie credit card users to the Chase and AMEX game are learning so much. Appreciate you man!🥂💯

[@gonzalesg0221]

I've gotten 11 Cards in 4 months. Started the credit card points game May 22 with the CSR and in the past 4 months have gotten the Chase Southwest Priority, IHG, CIP, CIU, CIC, AMEX Plat Biz, Green Biz(upgraded to Plat) Delta Plat Biz, Hilton Honors Biz, and Citibiz AA plat. Im ready for another chase biz card but fear the shutdown.

[@Picwajzzz]

Yoo thats bananas my guy, congrats! Did you get you Chase inks on SSN or EIN? How long did you wait between applying for CIP CIU and CIC?

[@pimpinisanoncontactsport2096]

I gotta ask why in the world would u apply for that many cards?

[@gonzalesg0221]

@@pimpinisanoncontactsport2096 I've racked up ove 500k points from various points programs from the welcome bonuses from those cards paying my business and personal expenses and still don't carry any intrest bearing debt. So it basically equals free travel

[@pimpinisanoncontactsport2096]

gabe120 got you. Can u educate me on this then. I don’t need any credit cards rather I want to build a relationship I have the freedom, ink, discover, citi Costco and Capitol one. But all paid off. I was thinking of the Amex platinum but not sure. I want the card that give me the most bacc (with a reasonable annual fee) what would u recommend and why? Thanks

[@gonzalesg0221]

@@pimpinisanoncontactsport2096 depends on your quarterly spending, but I recommend looking into chase cards while you're still under 5/24 and see which offer your situation the best benefits

[@paulajohnson6409]

What is the limit on hard inquiries to have a good credit score? And what is the best time of the year to apply and get accepted?

[@alexaceves1836]

there’s no real “limit” inquiries/hard pulls aren’t that big of a deal UNLESS you apply for credit too often (every 1 month for example) and that can bring down your score a little bit it can also decrease your chances of getting accepted for the next line of credit. so there’s no real time of the year where they accept more, it’s just an algorithm whether you mean the requirements or not that determines if you get accept

[@YobyDrenKlownLOE]

I wanted to get a cc with my bank and i finally got Approved for one. 💪🏾

[@johnsonsmith3976]

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯.

[@arcticsnookums]

Hi Brian, what would be the your timeline if you were to have an Amex Gold and wanting to apply or upgrade to the platinum card?

[@johnsonsmith3976]

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯

[@Andrade_USA]

good point on the hard inquire, how about if someone hasn’t applied for any cards in about 2.5 yrs and oldest credit line is 6. A new account deff messes up the age of credit how important is that factor ?

[@23bgrant]

Cristian a new account would cut your age in about half since you only have 1 card.... but for the long haul you’ll have to do that regardless to get a firm credit foundation to build on. I would look into a card with no annual fee that has decent/good perks so you can keep it for years and build with it.

[@BruceM8]

Hey Brian, thanks for the video. I've been in this game a little over a year and have about a dozen cards at this point. I mostly follow your practice in terms of spacing of applications. I now seem to have hit a brick wall, in that all the cards I am now after have either been denied or it's clear I can't get, because of the issuers' concerns about the number of cards I've opened in the past year or my existing credit limit total. I can't get any BOA or Wells Fargo cards, and Barclay appears to have a 6/24 rule. I've already got all the AMEX cards I want, and most of the Chase cards I want, and Citi apparently won't give welcome bonuses for 24 months if you've recently acquired another Thank You point card. I suppose it won't kill me to take a pause, but it's a bit frustrating. I have a TransUnion score of 829 and keep my pending balances low.

[@johnsonsmith3976]

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯

[@tubbycustard8866]

only a year and about a dozen cards?? bruh you need to take the foot off the pedal, that's more than enough cards. If you truly have a score of 829 then you literally are fine, 850 is the max...

[@romyr6846]

I applied for the chase sapphire 2 weeks ago after yrs of not applying for cards and fixing my credit and I got it! my credit score are in the 700s now...I also have an Amex since 2016 that I’m finishing paying and they increased my credit limit a few months ago.... Now I’m trying to hit that shapphire welcome bonus... then I might apply for Amex gold card in dec.. let’s see.. perfect for Christmas...the only thing is that I have a lot of student loans....

[@mrbryanl]

Great video. What if I had a charge off with a credit card company about 10 years ago is it safe to try to apply for a card with that company say for instance Chase?

[@mauriceellis4511]

Yes u can

[@HockeyJock]

Chase, maybe. But not Citibank. They are known to blacklist you even decades after a personal bankruptcy for very small amounts of debt.

[@Insuranceexamprep]

Always say you make $500000 a year

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@Thacldriva]

Applied for the Apple Card , Amex gold and the CSR all within the same month. I’ll enjoy my cards and re apply for the Amex platinum and CIC next year next around the same time. Then God willing, dumb down my CIC after the points are earned. I’m new to this credit card game and I’ve had the same cc with a 13k limit for YEARS. So these companies have been on my heels to join them for some time now.

[@jeorginasilva9703]

Another quality content!! 💪🏽

[@SpongeDude8]

Did you rob asksebby's wardrobe

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@ladygagarocks21]

If it’s within the same issuer I wait 3 months if it isn’t I actually wait longer 5-6 months so I can stay on the good side lol I currently have no chase cards and looking to start and am under 5/24 and should I go for the freedom or freedom unlimited?

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@jesusrodriguez1148]

please do video on how to apply for credit cards after bankruptcy. DO's and DONT'S

[@alexaceves1836]

just apply for the very low rank credit cards like capital one or discover SECURED credit cards

[@memoryigo]

I wait till i hit the minimum spend bonus on a card before i apply for something new just my personal preference usually takes 2-3 months

[@johnsonsmith3976]

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯

[@DanielIles]

The gang is out here watching till the end just to hear that outro song

[@johnsonsmith3976]

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯

[@em79em]

1 new card per about 6 months, not more than 2 in a year time.

[@ReplyIfYouWentToDiddysCrib]

em h I applied for 3 in the same month

[@em79em]

@@ReplyIfYouWentToDiddysCrib that's great for you! He asked us to let him know how we do it, thats how I did it. It wasn't my advice to anyone

[@ReplyIfYouWentToDiddysCrib]

em h oh ok I went straight to the comments before watching the video lol

[@zerajnimegroj3012]

em h how old was your first card before you applied for your 2 nd card

[@zerajnimegroj3012]

And how many Inquiries did you have

[@brandonlingstuyl1269]

I wait four weeks or a month to apply for credit cards

[@johnsonsmith3976]

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯

[@brandonlingstuyl1269]

Johnson smith what credit card did you get

[@johnsonsmith3976]

Brandon Lingstuyl Bank of America credit card

[@TheNuclearbullet]

So I just started getting interested in maximizing credit card bonuses. I have excellent credit and only a couple of cards I got years ago. Last week i applied for and got approved for the chase sapphire preferred, I want to get the freedom unlimited as well for the 1.5x back on all purchases. How long do you think I should wait to apply for it? I only applied for the CSP and got accepted and it would be my only other card inquiry for a few months until I cave and get the chase freedom to do the trifecta. But I have alot of expenses coming up quickly I would like to use the unlimited on as well. I'll be able to get the sign up bonuses fine.

[@cab9191]

What did you end up doing?

[@johnsonsmith3976]

Thanks to this guy *mikeskyler* on telegram yesterday and I tried him he is real💯✅

[@LaurenPurser]

AHHHH love that ending song!!!! Haven't heard that remix yet