Where You Should Invest Your Retirement Corpus ?

#amitsangwan
#9911702005
#sangolifesutras
#retirement
#financialeducation
#investment
#invest

[@maheshsharma5473]

Guru ji aap to Gyan ke Chakshu Khol dete Ho

[@gestopaul2675]

Yes that for real so many hate trading but how does this Bitcoin stuff really work I think I'm interested Can I start with $3000

[@sadashivasadashiva8337]

What to do after Retirement

[@bharat9428]

Thank you Guruji.. you are much better than most of the new finance influencer nowadays!!!

[@kiran191089]

FD 10 SGB 10 MF 20 STOCKS 20 Real estate 20 Self kids wife 2.5×4=10 Credit sweep ac 10

[@YashRaithatha1989]

Sr citizens need stable income without much volatility and if the corpus is not big then will need to ensure the capital keeps growing by itself. I would do it like this: 30 lacs - SCSS or ( multiple small FDs in small banks to get more interest rate) ( ~20k monthly income) 10 lacs - SGB ( ~2k monthly income along with LTCG benefit) 20 lacs - Annuity Plan ( ~ 10k monthly income for life time) 40 lacs - mutual funds ( to grow this money at rate > 10%) With the above plan, we can generate a stable regular income of ~32k per month and ensure that half of the capital keeps growing to beat the growing inflation.

[@AnshuSingh-wk7pf]

Plz make video on 1. Commutate पेंशन or not 2. How to spend life after Retirement Post VRS

[@sourabhshrivastava5663]

Jo parivar ko 2.5 lakh each dene ki baat ki....usne dil jeet liya

[@gdsarda24]

Instead of FD, isn’t Senior Citizen Savings Scheme (FD type) better than routing Bank FD. It offers higher interest, tax benefits but has a lock in of 5 years

[@mamtalele5674]

Retired Govt employees need a health insurance too. They are far too used to getting health expense reimbursements while in service. But what after that?

[@SureshKumar-ui7ts]

Thanks for your very informative vedio Suresh Kumar

[@mehnaznaz219]

Sir,kindly guide in a video how should single mothers use their job salaries for a better nd safer future of their kids???

[@jobenelson]

May you prosper in life 🙏🏼

[@bgsaigal]

Really practical advice-based facts.... thank you Guruji. Please make a similar video for people retiring from private jobs without monthly pension

[@mamathanatesh9132]

Please make a video on how to live after retirement Sir.🙏

[@kanchanchakraborty6551]

Waiting for your next session Sir

[@redguitarwarrior2179]

Is it OK to do Teaching or Coaching in your subject of expertise after retirement?...... I am asking on behalf my father who is going to retire in few years?

[@suvashchandraswain391]

Sir, mutual fund related knowledge is poor for many people, kindly guide or refer some video for honest information

[@SuperSandeep009]

Yes sir commutation of pension pe bhi bana dijiye ek video 🙏

[@rekhanair3162]

Thank you sir for your advice.

[@ranjitkerketta290]

Please guide us what should we do after 5 years of retirement

[@isha3714]

Pls make a video on post retirement plans

[@stany-sr4vz]

Well said bro

[@anjugulia2949]

Plz make the video on how to live after retirement.

[@sundar111111]

Sirji aap pehle kyun nahi mile 🙏🏻

[@andromeda2950]

Sir, with all due reapect, not convinced with the plan,.... Somehow feel, one crore turned into loose change... 7 % rental yield is unheard, not realistic and too much headaches in the bargain ... Instead allocate, Wife and self 15 lakhs each in pmvvy = 30 lakhs, and another 15 lakhs each in senior citizen ss = 30 lakhs..... So 60 lakhs secured with 7 % plus rate....20 lakhs SGB and left over 20 lakhs Index fund, in that order..... If feasible ccruals from scss and pmvyy can be reinvested into ppf... Period. Secondly,Your view is requested on rising interest rates vs annuities.... Will annuities be offered at higher interest rates than current rates in near future, coz interest cycles are uncertain while annuity rates are locked for forever.

[@SangoLifeSutras]

So you want to earn money without headache. After retirement havingvno work to do is headache. 7 percent renral yield you do not know. But i know. Try to learn new things then dismissing ideas which you have not experienced.plus rental yield of even 5 percent becomes 10 percent after 8 to 9 yrs as rent increases. Plus capital.appreciation of asset ia there.

[@andromeda2950]

@@SangoLifeSutras Agree Sir, one feel tremendous vacuum post retirement not easy to deal with... And if one has made enough carpus and retired from high level post, then its difficult to get motivated to work again as it does not offer same high / kick which one is used to during major part of the professional life... Post retirement,It is tough choice/ life even if one has reasonable amount of corpus. I highly appreciate this channel content quality which is well researched,very very unique but equally relevant in today's societal context and sometimes radical, ruffling few feathers... More power the channel 🙏🏻🙏🏻🙏🏻

[@smitadeshpande2073]

What to do after 65 if u r fit

[@bhavnadave7716]

Yess sir webinaar karo retirement ne baad kya karna hai

[@sanjayagl8266]

Sir what's dp wali vdos abhi dekhi related que. H ki bhagwan ki dp lagayi h to thik h kya.... or dp nhi lagayi h blank chhor diya h wo b thik h kya haa but black nhi rakha h bus blank h pls clr

[@Mr.Anurag_Mishra]

Dear sir, May i know the Thinking behind Spell Spelling of Words. Like worst =W O R S T

[@eng676]

👍

[@aksket2000]

Audiance Hai

[@SudhirDasPhotography]

Dear sir i wish to take platinum membership but my debit card is not working. Can i pay through netbanking. If yes please send the link.

[@medhapathakji6764]

For a middle class couple as per your theory

[@BharatKumar-et8xh]

1bhk

[@kusumrastogi5672]

Class B gazetted ko one crore ni milta

[@SangoLifeSutras]

Gp A Ka Example hai. Not Gp B

[@IamRahul_007]

Andhadhunddddddd Mazzzzzzzaaaa Aa Gaya, Amit Ji! 💛❤💛 Please make Part-2 of this Retirement Planning Video Series for young generation point of views 🔥

[@arpit3224]

Sir can you tell what approximately an SBI bank manager gets at retirement now a days My father left job(he thinks he retired) @49(after 28 years of service)as deputy manager SBI and got 25 lacs as pf 10 years before

[@sumanpaulchowdhury8333]

30 L ka SCSS kar do 8.2% to ise hi milenge...real estate ka chakkar me q parna hain budhape me?

[@binamahto9875]

Sir we should buy physical gold or not? please make video in this topic

[@anuragsengar2390]

No, always go for SGBs

[@subhashgehlot2864]

Sir, I retired on 31st August 2024, I want to invest in one BHK in Gurugram. My two daughters are living there in rented one BHK. I seek your guidance. 🙏

[@prakashhaldankar2582]

सर Scss scheme gold के बारे मे आपकी राय क्या है?

[@durgarai8705]

Sir, it was nice and knowledgeable to associate with you. Keep guiding us. thanks

[@ushasingh1761]

Quality of video goes down when watching on TV...not sharp enough

[@ChanakyaVedicMathsAcademy]

Please make video on investment for childs education, specifically on good Sip or mutual funds.

[@dr.manishamittalmittalnurs4554]

Very useful Make Video on topic what to do after retirement

[@jonam2608]

Aur bhi kaam hain jamane mein sivaye walk aur ha ha hoo hoo karne 😂

[@sachinkmehta]

I like that, " data to leaked hai hi sabka" ☺️. Sir, a video on how to re-assess and rediscover yourself after 40s or 50s.

[@sivakumar-rm9me]

Hi sir, thanks for your good advice. I'm retiring at 39 yrs. I had taken home loan 37lac, 18 months back. Is it good to pay partial amount for home loan from my retirement money to reduce my intrest? Please give me an advice . Thank you.

[@abhaysaxena7554]

Good evening Sir, Thanks for very good advice. The way you described in mother tongue and some talks in funny way impressed me. To be superannuated next month. Try to follow your valuable suggestions.

[@RAVI22ize]

Sabse best hai Sbi balance me SWP kr lo

[@2859abhi]

I'm interested in 1bhk in gurgaon... Kindly advise..

[@souravmukherjee2227]

Guruji you are too good!!Always see logic in what you say.

[@rizwanamulla4381]

Sir thank you for your precious advice please make video for mumbaikars about property where to invest in mumbai

[@Ashia-gh9lb]

Sir, please make a video on commutation. We should take it or not. Please make.

[@SangoLifeSutras]

Ok ji

[@veerendrasingh7538]

Beautiful explanation. Please also explain how to manage monthly expenses

[@payalgupta4953]

Sir I live in Lucknow jo apne 1 bhk bataya i want to do that but yaha konsi property mein invest karey jiski rental yield gud ho kindly guide

[@rameshsampath1589]

Very good template guidance sir. At the time of retirement suppose a person earned ₹2 lakhs in PSU. There's no monthly pension after retirement. Total settlement amount approximately₹ 1.5 crores. Please guide such retired person how to invest to earn atleast ₹ 1.5 lakhs per month to lead a decent retired life

[@rahulchandra2164]

5% yourself and family. 10% invest in gold, It work wonder when market crash. (NOT ACUAL GOLD,but bond,scheme etc) 15% bank FD, corporate bond and many things which give interest of almost 10% return. (use it for couple of year.) 50% on NV20 index fund. Rest- #IMPORTANT -> 20% asked Expert and invest acc. to it.#

[@rahulchandra2164]

Follow 5%,10%,15%,20%,50% rule 5% yourself and family, 10% invest in gold (This help you when market crush) #NOT ACUAL GOLD, but gold bond scheme etc#, 15% invest in bank FD, corporate bond(which give interest of almost 10% return), 20% invest as you wish(asked Expert), REST 50% on NV20 index fund.

[@rameshsampath1589]

Thanks for your guidance

[@rahulchandra2164]

Famous rule is "4% of fund" ie Let's assume at retirement you need 4Lakh per year so at that time you will have investment of 1 crore.ie (minimum 4% return). For better understanding see advice of certified Financier planner (of long good track record for good result)

[@rahulchandra2164]

@@rameshsampath1589 I just write what my friend a famous financial planer tell me. He told me, our retirement goal be as easy as we can since we Indians (middle class) are not complicated. Maybe this info. help you in future.

[@dschamyal]

what about Senior Citizen Saving Scheme? 30 Lakhs now.

[@parultayal7928]

Please make a video on what retired officers from Fauj do in life/ agricultural activities, which industries or businesses to start / be a partner / please suggest some areas. Thank you

[@rprabhu1951]

Sir belive Senor citizen saving acc and pmvvy missing.for regular cash to flow ,@7.5,%

[@daymah.l1840]

Thanks sir g from your valuable blessings 🙏🙏🙏🙏

[@tanish6046]

How many govt employees can actually get a retirement fund of 1 Cr??

[@SangoLifeSutras]

Group A officers. Actually more than 1 cr.

[@Sakshi-fu9zi]

Pls tell your qualification and any job you do .

[@renukhandelwal9322]

Sir please...tell how to spend life after retirement...

[@Anannt_Urjaa]

Linda Goodman

[@shanky9257]

Sir what is commutation of interest? Please make a video on this..

[@bharat7836]

1 bhk

[@ajaykhobragade1184]

Aapane health expenditure ke liye kya karna , ye nahi bataya Aura jinhe pension nahi milati, vo ghar kharch kaise chalaye mane regular monthly income generator ke bare kya investment ho.....

[@videoview5179]

Thank you, please make video/webinar about how to spend fruitful retirement life

[@agsubramaniamiyer2582]

Sir there are lot of Government employees plan to buy house for themselves. Your advise is not touching this point. Please address this too.

[@gautamkumarnandi3342]

Well explained. Please continue educating us

[@lathaekambaram]

Yes please . Suggest post retirement engagement.

[@shaanz2.087]

In suit & boot Amit jee looks like CEO of Google.👍👍👍

[@marsplanet128]

Wrong advice...not agreed

[@neildwivedi3364]

Ye nahin batata 80 Lakh ke investment se Kitna aa jayega life Expenses ke liye...??😮😮

[@Transformers365]

Be a regual buyer and investor of stocks and crypto, never daily trade it will disturb work and pece of mind, roughly 50℅ of montthly salary, repeting again never daily trade

[@archanawaganekar3330]

Pls make a video on what to do after retirement...thank you

[@rajpalsherawat7140]

Sangwan ji commutation is maximum 2000000/twenty lacks n not 50 lacs .

[@SangoLifeSutras]

That is gratuity not commutation. Commutation is function of your basic pension which is function of your last basic..it does not have any limit. Do not confuse with gratuity which is 20 lakh cap

[@manojshah-]

@@SangoLifeSutras Sir Normally commutation varies from case to case depending upon the last 10 months income of retirees. 50 lacs is very high and may be available only to those who are having good salaries.

[@LALITSHARMA-tj6sx]

​​​@@SangoLifeSutrassir commutation of pension also has a cap of 40% i.e. you can't take more than 40% as lumpsum payment

[@draparnasinha9315]

Very good and helpful talk indeed ! Plz goluide the people who retire from a private organisation

[@sunillokhande6769]

I am retired as engineer from thermal power station,suggest work,business etc by which i will be comfortable

[@dr.naveenkumarsingh4601]

I am retiring in 4 months.... I find your vlogs very interesting, Thanks🙏

[@avrochoudhury9109]

Monthly income kaise ayega. No investment for Post Office, Post of Seniour Citizen, MIS etc.

[@freethinkingsoul]

Please make a video on Commutation of Pension

[@gautamchaki2429]

Sir, i am a govt servant, going to retire soon. So,What should i do after retirement at the of 58. Pls, suggest i will not get that much money after retirement as u stated. Moreover i cannnot seat idle

[@rajindergupta6179]

Sir, 1 bhk in gurgaon

[@ritavaishnav6123]

How to live life fruitfully after retirement 🙏🏻

[@bigfan905]

Sir Ji please make a video on Whether to commute pension or not.

[@salonisethi6367]

Which nps pension fund is best in all categories

[@ash240385]

Nice video. Sir, please do videos/webinar on what to do post retirement. That would be useful.

[@shrikantsanadhya6581]

Sir, I am interested to buy 1 BHK at Gurgaon...pl suggest

[@ashokprasad1494]

Sir want to invest 20 in Gurgaon but how

[@rambir834]

Sir ak video bhi esi bnao jo ganve ,(village) ke logo k liye jo jminn EQUAIRMET hoti h vo smj nhi pata enwest kha kis prakaar se kre un sbhi logo k heeet k leye bhi video bnao sir please

[@RichiRich11]

Sir video jaldi suru kara karo bhoomika + self praise is too long.

[@adityabholla2935]

guru ji apne monthly expensese ke liey kya kar sakte hai , appne saara paisa to investment me lagwa dia

[@neenakaria258]

Sir please make vedio on ppf. . Do you suggest to invest in that

[@vireshdas4755]

Please make a video on commutation of pension

[@user-yj1fu2bb8k]

sir, ur advice is very cool, handsome, splendid n real, thank u sir,

[@Krishnay_Vasudevay]

sir bohot tym se dwarka expressway pr koi video nahi banai. please make video on DEW and gurgaon realestate

[@santumondal2251]

I am 34.How to accumulate a nice nest egg for retirement in 2048?My monthly surplus is rs 25000.

[@rajeev6149]

Greater Noida mei karlo. 40 tak ka ghar lelo. Varna 5 saal baad 55 mei bhi nahi milega

[@chocolateb2939]

Sir, App commutation of pension par video Kab Dal rahe

[@caankitagrover4992]

interesting video. Thank u

[@medhapathakji6764]

How much is enough good corpus for a retirement plan at sixty-two.

[@jayramsingh5065]

Sar hamen to sabse achcha investment jameen mein lagana chahta hu