Why are you RICH in the Philippines? | Retire in the Philippines

[@Murph_.]

I lived in the Philippines for quite some time. Retiring in the Philippines is nice, but there are things to consider. Your health, for example. Healthcare in the Philippines is not the same as the West. Understand that before committing to spending your life there. Traffic... while rules are basically the same as the West, the driving is not, nor is traffic. There are insects and lizards EVERYWHERE. You can't get away from them in MOST places. The point... live there for a while without committing to retire there, so that you can learn what you are getting into. I've said this many times about many different things... but being there 'to live' is much different than being there 'on vacation'. You literally need a year or so there to really understand what you are getting into. If you aren't sure where you want to go or live, put 3 months into 4 different areas. This is what I did. I started in Cebu, went to the provinces around Malaybalay in Mindanao, and ended in Baguio, where I stayed the longest... I know if I decide to retire in the Philippines, the place I want to live is Baguio. Everyone is different, everyone can deal with different things, have different needs, and have different desires. For YOU, the only true test is to be there and see how YOU can handle living there... again, NOT vacationing there. As for money, take what you need to live in YOUR country. If you need $30k US in the USA, then make sure you have $30k there. It will give you a cushion that you may need to have.

[@76usaret96]

Also think in PESOS and not dollars.

[@gandalfstormcrow2486]

Thanks, boss! I've started studying, but first hand experience is always the best... May I ask how's the healthcare in Baguio?

[@ariefraiser140]

If you need $30,000 in the US no way you need $30,000 in the Phillipines unless they're upgrading their life. If a person is living on say $60,000 in the US they can live a similar lifestyle for considerably less in the Phillipines.

[@rfbos]

Not sure I agree with that analogy of needing the same as the US. Yes, you want to have a resonable size cusion put away for emergencies but lifestyle in PH is very much different and much compromise is needed no matter how much you make. The average retired earns about $1,600 a month. Not many places in the states you can live with that. Here in PH, you can but a sweet spot of 2k is much better. And, it depends on where you live. You know yourself that a province in Cebu is much cheaper than Metro Manila. Each island has ups and downs along with very much different costs.

[@johnseb5856]

Baguio has the most amount of beautiful women.

[@Neon-o4e]

This just absolutely blew my mind. $2,000/monthly is nothing where I live. Getting a passport and going overseas is sounding better and better everyday.

[@acerolland4655]

Getting a passport and going overseas is sounding better and better everyday.***I KNOW THATS RIGHT, IM LOOKING TO GO TO PATTAYA THAILAND END OF SUMMER /FALL 2024 ..GOOD LUCK GOD BLESS

[@supahfly_uk]

​@@acerolland4655 Good luck,safe travels.

[@acerolland4655]

@@supahfly_uk Thanks mate , GOD BLESS😁

[@jaxonstravels1528]

Just remember the old saying, the grass is always greener on the other side of the fence. And if you do come over here until you are for sure you like it. don't do any long-term obligations and don't burn any bridges back home. From what I can tell more go back home after being in the Philippines a few months then stay.

[@acerolland4655]

@@jaxonstravels1528 i feel ya my brother and you make good since . Iv traveled the world lived in Germany 2 yrs military 1 yr as a musician great time , family in arizona go across boarder al the time (more experience ) I'm 62 yrs old if my lord gives me the op to go to Asia (Thailand ) and give me my dream of living the rest of my golden life on one of those beuatiful beachs all hands a deck im doing it aint nothing here for me in the states, except crime, bad polotics , and females stuck up on themselves 🙌✌✌👍👌✈✈

[@allendismuke7607]

We take our fortune for granted so much here in the U.S. It’s really pathetic how we’ve come to expect things to come so easily while many place in the world struggle daily. Every time I visit the Philippines it humbles me so much and makes me truly appreciate what I’ve had the good fortune to be able to acquire.

[@chaddurbec-oq9up]

We do so very much. Relative to the rest of the world 100% of us are in the 1% for most of the rest of the world.

[@zeroceiling]

It is all quite relative…I make more but it costs me $80 dollars to fill up my car. My insurance on that car is $150 / month…if I rent, $2000/month is the bare minimum now..and on and on it goes..

[@gerg1352]

Amen, brother.

[@selinasma4448]

This is purely my own observation and opinion. I used to work in a country that predominantly imported Filipino workers; from teachers, drivers, to maids. I worked with Filipino teachers and got to know some of them really well. What I find perplexing is the majority group and their concept of "wealth". Taking out huge loans and sending money back is common which I understand but it's not just to cover basic needs, ie roof over their head, food on the table. The majority were very materialistic and many of them plunge themselves into debt by trying to appear "wealthy", buying material goods (the newest of everything, clothes, tv, stereo set etc). There's no concept of investing and future proofing their finances. Another significant observation is eating habits, because they are busy looking "rich"; they skimp in other public unseen areas such as food. Thus completely neglecting their health. Their food consists of a mountain of carbs with very little and salty accompaniments. This might work if you're doing physical work, but they are teachers in a classroom. When I left, a few of them were already on the diabetic train. They were all one pay check away from poverty which I found very sad. Like I said this was the majority, I also knew a small minority who didn't live like this and were doing the complete opposite and doing well for themselves. However, they have become the gossip (with much jealousy) of the community about being wealthy. I'm sure this occurs in many parts of the world as well but I've never seen such a huge disparity within a monolingual community which is what most are seeing when they visit the Philippines. Financial literacy could be such a powerful tool for a country like the Philippines. I love the country and people, and I've had this discussion with many Filipino friends who agree with my POV that there needs to be change in mindset amongst the community. I want to reiterate that this is purely my observations and opinions, and anybody and everybody can agree to disagree otherwise.

[@busterboyd4125]

This is true for poor people in most countries. I see people in the US all the time who drive nice cars but live check to check. Poor people are poor for a reason. They don't understand money. They confuse being wealthy with how you dress, the car you drive, and luxury items. People who actually understand money keep a low profile and don't flaunt their money. They drive low key cars that are safe, don't waste their money on expensive bags, clothes, etc. They continue to grow their wealth and spend money wisely.

[@SethMcSeth]

I would rather be poor rich and rich poor

[@MrVaidas82]

I understand them. Its like you dont eat for a month and then get dropped to supermarket:) Same in all poor countries , people are trying to look rich and succesful what ever the cost , because they never had a chance to be rich. Same is with all eastern europe, now life is improving and there is a chance to get money so expensive car is a must even if you have to skip meals to drive it.

[@ChairmanPaulieD]

@@busterboyd4125 yup that’s the WISE thing about financial literacy and business or starting a new company, I’m going to start a trucking logistics company and exporting shipping logistics company in Manila soon because I’ve got access to the financial business funding and resources here in the states that I want to expand my registered company to the Philippines 🇵🇭 I’m also looking at doing commercial real estate over in Manila or Olongapo or Subic Bay. Those provinces are VERY ATTRACTIVE for American businessmen like me

[@Keggplant]

I heard people who suffered starvation are forever obsessed with food afterwards. Perhaps it is the same with material possessions.

[@prepperjonpnw6482]

When my fiancé and I decided that we would live part of the year in the Philippines and part in my home country we discussed what that would mean for her family. Her father is deceased’s and she has four brothers and one sister all adults but she is the oldest and the only one that had steady income from working in Singapore as a domestic and she has a 4 year degree in finance/business. The problem is once you are over 30 and definitely 35 nobody will hire you. So her sister, a nurse, was out of work from the pandemic and 3 of her brothers had no jobs and the 4th had a motorised tricycle but was barely covering the cost of fuel and her mother had never held an actual job. So first thing I did was said no more Singapore even before we are married which meant I had to replace her salary but I wanted her at home with her daughter where she belonged. Now I knew my fiancé wanted to do what was best for her and her daughter but the amount of guilt she was feeling was understandable even if misplaced. So we devised a plan including a budget. I pay the rent on her mother’s house and the sisters husband has a job as do the wives if 3 brothers so they all take care of utilities and food and my fiancé and I put her mother on our health insurance. I also make sure that my fiancé has some extra that she puts in her mothers Gcash card and we load her phone every month. Obviously I take care of my fiancé and her daughter myself and she never works again not a single day in her life ever. I can’t imagine a mother having to leave her daughter for 2 years at a time to provide fir 1/2 a dozen people. Now the youngest brother is out of school but unemployed so we pay him to do anything his mother needs. This system while not perfect ensures that her mother is cared for and that her siblings have to help. It took me quite awhile to get my fiancé to stop feeling guilty about not providing for all of them but I drew a line when she said something about getting a job and sending all the money home. I asked her what’s the point of me paying all her bills while she sends her check to them. So the deal is if she works she has to pay her and her daughters share if our bills first and that ended that. Her siblings weren’t trying hard enough when they had her sending all her money home. Within 2 months if that ending they all had jobs. Gee go figure. I made sure her mother is covered but the siblings are on their own.

[@Ferenczy1966]

I am dealing with a similar situation. My girl wants to work to help her family, and her working is a deal breaker for me. I’m trying to figure out how to get her to understand “our” family comes first. She has a good heart, and not spend happy, but the thought that she may get left by me someday is always in the back of her mind. She always asks if money she spends is okay with me first, but her family seems to ask her for things (beach trips) like she has money to blow. I haven’t told her how much money I make a year and so I keep her expectations very low. I know she wants us to have children together and build a house, but I’m want her to be able to know how to manage money before I commit to that.

[@wd8235]

You really don't get it. You are being used! Big time! Stop taking care of her family and see if she leaves you. Her family won't try to work that much if you are talking care of them. It will never end. But you maybe very rich and it doesn't matter. You should have never let them know that you can afford to take care of them. Be on a fix income and budget and keep your money in your home country. Give her a set about of dollars per month to help out her family (50-$100) and stick to it.

[@NikkiGTA416]

I always tell people that if you marry a Filipina, you're not marrying a person, you're marrying a family. Same with Indians

[@keithwieland1004]

When anyone asks how I am doing financially I say I am comfortable. I’ve never considered myself wealthy but my riches come from the life I lead and how I treat and approach life and others. I can support myself and a family easily yes. But the richest are those you find comfort and solitude in their family in especially their spouse. Thanks again for the post Rubeauti! You are a gem!

[@eksine]

It sounds like you cannot get your own family so you obsess over other people's families and it sounds like you are trying to get at the wife of another man. Maybe that's not what you meant but that's how it sounds

[@keithwieland1004]

@@eksine I’m afraid that you have misunderstood. I was saying that for me or for any man that true the wealth comes of marriage comes in which he has for the love of his family and wife. Money is used and gladly only as support the wife and family and should not be a gage to determine how wealthy a man is is not. As I said financially I am secure. But I feel rich (wealthy) as how I treat my fellow human am how I approach life. Further my wealth of life will come also someday when or if I have my own wife and family. I’m not a home wrecker and do not lust or desire other mens wives. I hope this clarifies this for you.

[@thelegacyofgaming2928]

@@eksine Find peace within your life 🤗

[@happynomadic1581]

As a American citizen I was shocked by the wide spread poverty in the Philippines and find myself giving out money to help with education and food for my extended family and friends...coming home and having the opportunities that I have makes me feel blessed

[@lifeinthewild6187]

Kinda strange that you don't see how much poverty there is in the USA. 1st time I'd seen people walking around with no shoes and clothes of rags

[@charlesphilhower1452]

@@lifeinthewild6187 So true, the cost of living is so much higher and more and more people are becoming homeless and living on the street. The Philippines is a developing country while the USA is a declining country.

[@jerryramones6648]

I am also shocked by the wide spread of homeless in the USA. Such a super power! I wonder why? Please educate us?

[@jstefa2]

@@jerryramones6648 because keeping the home prices high and having a % of homes empty is better profit than letting the market adjust to the demand and purchasing power of the majority. thats exactly why the markets crash in some countries and dont in others.

[@charlesphilhower1452]

@@jerryramones6648 There are a lot of factors that have contributed to homelessness over the year including drug addiction and mental illness along with a reluctance to commit people that clearly cannot take care of themselves. There are many different levels of functioning among the homelessness and a disturbing trend is the dramatic increase in working homelessness. Rapidly increasing housing costs as well as a dramatic increase in newly indigent caused by the COVID shutdowns and hardships created by the Biden administration on the working class have contributed to this. Over the years zoning laws setting minimum lot sizes have resulted in less affordable housing being built. Globalization plays a high part in this as over the years so many well paying jobs have gone overseas. The buying power of the dollar has down down far more rapidly than increases in earnings leading to the middle class and working poor with less resources to pay for housing costs that are accelerating far faster than inflation an money available to pay for housing.

[@MG77740]

If you’re married to a Filipina, consider yourself rich whether you have money or not.

[@dewadharmawickrama2386]

They ll suck Your blood very fast. 5hqtz what I am learning when watching youtube channels

[@aab434]

Not really, they have big families, they almost always have their parents move in, NO THANKS

[@DarkstarDarth]

@@aab434 100% correct, same with all S.Asian cultures. You don't just marry the chick, you marry the whole dam family tree. I hooked with a viet chick before and her mother wouldn't shut up being demanding so I deuched all of them😎🤘

[@TheNativeTwo]

Lol, you haven’t met my wife… 😂

[@djocharablaikan8601]

Americans dont understand that this weirdo culture of living on your own with empty pizza boxes and visiting family once a year isnt really a thing outside of the west. Make sure you get along with the family before you proceed with the filipina. Or better yet, stay home and keep your own damn women in check, fat burger 🇺🇸🤣

[@keastland]

Hi. I'm actually in the Philippines right now trying to get a feel for the country and people, with the idea of possibly retiring here. I'm mostly hitting tourist spots right now (as it's my first visit) and venturing out into local areas, but so far, I like what I'm seeing. The people are amazing, but I feel my skin color tends to make me a target. I've run into the situation many times where vendors try to charge me more, just because they think I'll pay whatever they ask. Then when I say "no" and start to walk away, they offer me a "discount". I'm going to have to come back many times over the next few years to explore more non-tourist areas to see where I might want to retire. The biggest culture shock to me is how much garbage is EVERYWHERE here. There's trash all over! Even the tourist areas like El Nido. I guess since the people are so nice and courteous, I expected them to also care about their own cities. I guess it's a bit of a culture shock. Thank you, your videos are very helpful.

[@Amen.22]

There are some nice, clean areas. B.G.C. is very nice and clean. If you go there check out the Venice Mall. Iloilo is nice too. You just need to get around and ask questions. I've heard that the Clark area is being fixed up right now. I think something like B.G.C.

[@halfeldian]

im not a foreigner but when i went on to fly a Gyro in Cebu, my pilot ranted the same thing omg . he kept praising how beautiful this country but trash is everywhere

[@journeytheworld8848]

Trash is in a lot of places because there's not reliable pickup service. To get the local prices just have someone you trust ask a business for the price and then if they give you a different price you know they're giving you the foreigner price.

[@junito2899]

Not skin color…. Your phenotype is what separate you from another group of people… most of us are different shades of brown.

[@Mountainrock70]

@@junito2899 in this case genotype is fitting.

[@steveperyer4850]

The social classes exists in every country. I am planning on moving to Guihulngan City Negros Oriental next year. I am not rich and I have told my Filipina we will not live excessively when I am there, and to live comfortably we can, but we both want to live the simple live in the Province. Yes we will have some things that will make us comfortably, but we will live by a budget, and not go farther, I own a IPhone X, and it took me 2 years to pay it off with my plan. I am shedding all the things I own that I don’t need and would not take to the Philippines. Thank you for your video

[@asandmyfil-amhubby9666]

Steve you are a smart man you live according to your budget "Don't spend what you don't need" Gos bless and keep it comin'

[@Beeman2892]

You can also check out and watch The armstrong Family channel an american guy who has a filipina wife they moved to Ilocos and they have documented through youtube how they started out and built their beautiful home and daily lives. You might be able to take a thing or two from their yt. 💛💜💯 as early as now welcome to the Philippines.

[@Kakkoii_otoko]

I always say this....but I like your style, how you just sit there and have a talk with us. No fancy stuff, just real talk. Thank you for your videos.

[@JR-ws8zy]

I just returned from the Philippines. They have the friendliest people on earth there but it's a strange place. You can't drink the tap water no matter where you go and every river seems to be polluted. The water has a distinct odor in Manila and elsewhere and it's not pleasant one. And if I were you I wouldn't brush your teeth with it. The water in Tacloban in Leyte had the same foul smell - it's not good. I am an older person and I am here to warn anyone my age to not use any transportation service that involves riding in a van. I rode in a bus / "Van" for a 2 and a half hour ride. The ride was so rough that I could not sit or stand after the ride without being in terrible back pain. I was laid out flat on my back in terrible pain for a week. It basically ruined my trip there. It turns out that no maintenance is done on these vans so the shocks are completely wore out and the suspensions are shot. You will end up being thrown around like a rag doll in the back of these vans. The biggest fear I had was the thought getting back in one of those vans to get back to the airport and that ride was even worst that the first. I'm back home now taking pain killers and in therapy for the back injuries sustained from the van rides. Don't get in a van at the bus station - avoid them at all cost or you will be sorry

[@Mhel2023]

I rode in one from Tagaytay back to Manila. My knees were on fire after being squished up for that hour+ ride and I could barely walk 😖

[@bobwilson5041]

Thanks for the advice!!!

[@anthonysawyer4079]

That's why I'm retiring in the Philippines in a few more years. My social security pension isn't worth much here in the U.S., but I should be able to live in moderate comfort in Mindanao

[@jhoncena1111]

That's close. You could probably invest in BTC, and retire more comfortably in the fall of 2025.

[@rgb711]

Social security to be insolvent in a few years. Government stole the money for themselves.

[@TheOneZenith]

This video has taught me that even in the Philippines, I’d be poor.

[@melvinthomas6383]

I was about to say the same thing. Barely making it. If my crypto hits though I now know where I may go!!

[@cloudstorage9928]

😂

[@zedmak]

U guys😂😂😂

[@hassanazhar6656]

💀

[@neverbrokeagain7701]

@@melvinthomas6383may god help us 😂

[@Traveling-boomer]

You are correct about it being tough for Filipinos to get ahead even the ones that have a good income because if you save any amount of money and your other relatives find out about it you’re going to expect you to help them so it’s tough to keep a big savings for the future Because you have 20 and 30 other relatives that know you have this big pile of cash in so they come to you as if you are a bank and they keep borrowing money but you never get it return back since they never pay you back so it’s tough for anyone Filipino to be successful because all the relatives will feed off of that one Filipino not allowing him to really get rich

[@eksine]

That's morally disgusting

[@kombotmarine1304]

I have a rule I don't let anyone borrow any amount I would be uncomfortable not getting back. Not right in front of them but later that day I will write there name and amount in a spreadsheet on my phone. Anytime anyone ask me for money I say let me check what I have right now pull out my phone see if they are on the spreadsheet if so I tell them ya you borrowed such a amount maybe I can help you with this after you manage to pay the other money you still owe me back.

[@kombotmarine1304]

@@eksine older generations expect you to provide anything they need cause they provided for you so you owe them the more you make the more you owe cause it's there efforts raising you that led to your success. This predatory behavior is accepted and tolerated because of the strict culture or respecting elders there and if you date a girl and refuse to let her family force you to provide for them and they will try to force you directly and though your filipeana they will try to get her to break up with you cause your no good stick to your guns and show her it's ok to draw a line with family and say no this isn't yours you both will be happier in the end.

[@puppylove3781]

@@eksine Tell no one that you're rich. Even if you live poor as a foreigner, you get a crash course on what they are about and have an insight before any other. Take your chips and hide them before its too late!

[@MostlyMMA]

@kitnascimento003If it’s more effective than why do so many struggle to ever make it out of poverty there ? You eat what you kill, another person shouldn’t be carrying you and You shouldn’t count another man’s money. Elon Musk could move next door and I wouldn’t ask him for a thing, his money isn’t my money.

[@TravellingMan20]

An interesting topic and numbers Rubeauti. I think many foreigners have less than 2k dollars a month pension, and with the massive increases in prices in the West, I can see many more people moving to places like the Philippines, purely for cost of living reasons. Congratulations on breaking 20k subscribers 😊.

[@BigTroubleD]

I agree. A lot of us will be economic refugees at this point.

[@budphillips8235]

Another insightful episode Rubeuti, i plan on settling in the PH when I retire and honestly I do not consider myself rich by any means but it would be better than living in the US, I just want to travel SE Asia Keep up the great work

[@zolkazoombalambooska8901]

this is probably the most RAW and HONEST video ive ever seen about a counrty online.no media washing, no propaganda, just clean.

[@stewy4158]

Money does not make you rich, money allows you to live comfortably.. having good advice like yours, friends and happy family is what I consider being rich. Thanks 🙏 for video, enjoy your life 👍👍🙏🥳

[@ShawnDeLaCruz]

Thank you so much for sharing. I was born in Bacolod but moved to Los Angeles as a child. I enjoy learning about life in the Philippines.

[@jaytrance4986]

Hi Rubi. That was an informative video, salamat. But Rubi I wish you would have touched on how much the price of food, building materials, and electricity have increased in the Philippines. I know first hand about these increases. This is causing a real hardship for almost everyone. I think you might have to inflate your numbers a bit to cover these increases. But, as always, good news or bad news it's always a pleasure to get it from you!! Take care. Be Happy Be Safe.

[@llothar68]

@@Rubeauti Dont wait for too long ... or the prices will be back to normal. There are reasonse why building material goes up but there are a lot of reasons why it will go down again when we enter the worldwide rescession. Seen this 1997 and 2008 before.

[@sanjuanlaunionvlog]

Great video. I learned alot from your video. Great job. just subscribed!

[@JaimeWarlock]

When I first lived in the Philippines, my budget was only $500/month, yet had no trouble getting a partner. Compare this to when I lived in the USA and made over $5000/month, but still couldn't get a girlfriend since I was to short and petite (5'7" and 120 lbs.).

[@daviddarden1915]

Rubeauti, wow, your details on this subject was very interesting. I have never seen someone from the Philippines explain in such great educational ways on economics in the Philippines. I learnt so much on this video. Having lived at the old Clark Air Base, Philippines back in the day. Working as a US American Air Force Security Police. This video was eye opening. So great and wonderful too. Thank you so much. GOD speed.

[@TuSoKa67]

Keep up the content grind. I recently visited the Philippines and flew into Manila, with Dumaguete being my final destination. One thing that caught me off guard was that I had to pick my luggage up at luggage claim and go to a different terminal to not only recheck the luggage again but also go through security again since the terminals werent connected. If you are at Manila and are exchanging foreign currency make sure you bring something to put all that cash in because they'll give you a bunch of 1,000 peso bills and everyone will be looking at you. The craziest thing I saw over there is 4 people on a moped with 2 of them being babies and no helmets on.

[@JaimeWarlock]

For local currency, I found it the easiest to just use local ATMs. Most will work with American debit/credit cards.

[@Cooleebeen]

Being a foreigner who lives in the Philippines I can say you'll be comfortable living for 500-600$ a month in the province (and probably twice as much in NCR or nicer parts of Cebu). So yes, if it is 2000+ pension and no obligations back in your country - you are RICH here.

[@sentinel80]

2k is tight to live in makati and definitely not enough for BGC, there you need 3k.

[@Cooleebeen]

@@sentinel80 I don't see any reasons to live in Manila if you're not working there.

[@williamgonya6893]

@@Cooleebeen whats BGC ?

[@Cooleebeen]

@@williamgonya6893 Part of Taguig, close to Makati. Expensive place to live.

[@drewcorral3738]

@@williamgonya6893 Bonifacio Global City

[@geraldwright5174]

I support my Pilipinas 26 extended family members on $840.00 per month. During the lockdowns due to covid, I was their only source of income. Still pretty much are.

[@dennisharvey5381]

so each member of your extended family lived on $30 a month and you had $60 for yourself for a month you are truly selfless.

[@thinkforyourself9334]

@@dennisharvey5381 or foolish😉

[@dennisharvey5381]

@@thinkforyourself9334 no i was just saying that it does not seem to add up that he supported all those people and himself for the money he was talking about.. i don't judge other people as i was foolish at least once in my life.

[@shadowboxer2747]

Woww thats a lot to b spending for extended family .. are they not working?

[@Jason.Graham]

@@dennisharvey5381 Where are you getting the $60 from? He only said he supports 26 extended family members on $840 per month.

[@miketurpin4959]

My Filipina works at a private catholic school in Marikina city and she makes 500 pesos a day and she takes care of herself her 3 kids and mama Sie. I help her with anything that she needs help with but she never has asked me for anything. I got a computer so the kids could do their school work when the covid hit and I got our daughter braces so she can get her confidence in herself. She's 19 and so very shy. I've sent money for clothes and shoes and she has shown me receipts and the clothes and shoes and I seen the stuff in person when I was there. Any time the kids need to see the doctor I send money for that as well. She has never given me any reason to not trust her and I know the kids will tell me if she was doing something wrong. They've called me to tell me that she wasn't home from work and was 3hrs late. I had already spoken to her and knew where she was and she was out with the teachers from work for dinner and was going to jolibees to get the kids dinner on the way home. This is one of the many reasons that I trust and love her but again I'm not rich. They know I'm not and none of her family ever asks me for money either and she doesn't allow them to

[@Blake_C137]

This blew my mind, I live in America, make $10K a month, have $500k in savings and worry about retirement because my financial advisor says I need $2M in order to retire and I turn 50 next year. I’m only on track to have $1.2M unless there’s a boom market. It looks like the answer might just be don’t retire in America!

[@this.is.berlin]

10 k per month sounds great. Here in Germany most people earn 2 k to 4 k per month net. If you have your own business, then more of course. I'll turn 50 in a few weeks, too. Work as a doctor in a hospital. Dont get more than 4 k per month. My savings: almost nothing! What is your job? If I may ask.

[@GS-en1nz]

@@this.is.berlin Dang you should have been a doctor in America. They make real money.

[@Gribb100]

move to the Philippines and live like a king

[@GS-en1nz]

@@HIPPA_240 your not being serious right. Doctors in south and central America, making north American money. Those guys are earning like subway sandwich artist money.

[@chainedaddiction]

Moving to Philippines in November. 55 yrs old and done with nonsense in USA.

[@Flights-gq8po]

This was a very well made video. Your tone of voice, your spontaneous conversational style kept me watching. Thank you.

[@brucesmith9206]

My asawa of 20 years and I will have a combined pension (Canadian) of about P140,000+ per month, a condo in DAVAO, our home away from home, that is almost paid off. Early next year we will be fully retired in DVO, the condo will be paid off and a bonus is a beach resort she owns in Davao de Oro. We planned for all of this and worked hard to make it happen. I guess the most important thing I am saying is, make a plan, don't rush, work hard and make it happen.

[@rorybellamy2533]

Thanks! im not wealthy , but i share with someone i care about, and let the Ads play for Rubeauti

[@daledeo]

Surprisingly, YT recommended this channel to me. This video has valuable content. I liked and subscribed. I was born in Luzon, Philippines but was raised and lived in California since I was a child. I miss the Philippines and I have always been curious in investing in real estate and maybe live their part time when I reach a certain age. I appreciate you sharing. Salamat

[@brightlight6113]

2000 dollar/euro per month net is a lot even for European standards. It might be nothing for some Americans, but many Europeans don’t make that.

[@Mottleydude1]

Nice episode and thank you for posting it. I hope it’s a stark reminder to us Western folk how big the economic divide is. I find it personally moving how with the miracle of faith and family Filipino families still get buy and most have a positive outlook in life. Poor in money but wealthy in other important ways. It is staggering the difference though. I couldn’t get by on $3000 a month where I live in the U.S. and I live in area of the U.S. where the cost of living is 10% below average. Yet that is considered wealthy in the Philippines. So if you earn the median household income in the U.S., which is a fair representation of dead middle class in the U.S. you would be earning $5,000/month and in the Philippines you would be a top 5% earner. So most Filipinos thinking all Americans are wealthy. Because by the economic standards of the Philippines we are. So when your Filipino friends and family look at you to always pay the bill for a family dinner, or something like that, show some humility. Be gracious, generous and understanding. Ok…so they think you’re rich. By their standards you are rich. Be generous. That doesn’t mean you have to be a fool with your money or let anyone take advantage of you. Whenever my wife wants us to plan a trip to I always ask her to set a budget we can afford. I then squirrel away about $2,000 for just in case we go over budget and we always go over budget. I know that my wife and are economically blessed and it’s not like her family is poor either. So spending that extra money to buy the best food and drink and for some parties and a few family trips like visiting the beach and making sure our visit is fun for her family too makes me feel good. It’s also the least I can do for my wife too because she only gets to visit her family once a year at best.

[@Mottleydude1]

@Raymond Lim That’s a great point. I’m always careful to not let my generosity become an expectation. For example when we visit my wife’s family in the Philippines she expects me to hand out pasalubong and I absolutely refuse to do it and my wife, god bless her pig headed ways, just refuses to see my point of view and gets quite angry about it. I hold my ground and let her know that if she doesn’t pass out the gifts then no one gets any as I’m not going to do it. It’s not that she doesn’t know that she puts me in an embarrassing situation she doesn’t care. When I asked her why she said she feels embarrassed. I wanted to pull my hair out of my head and there’s no having a rational discussion with her. She just has an emotional meltdown. I’m fact the last time I visited the Philippines to visit I had such an awful experience because of her and her sisters irrational and tyrannical behavior that I refused to go back to visit her family until she changed her attitude towards me when we visit. That was 6 years ago and she hasn’t changed her attitude so I haven’t been back. The weird thing is that it’s only her and her older sisters that do that to me. I about strangled her eldest sister on our last trip there cause she kept making decisions for me without even asking me and about the fourth time she ruined plans I had I asked her nicely not to do that. She ignored me completely and did it again I blew up on her and seriously got in her face. Made her cry. Three days later she did it again. My brothers in laws all thought it was funny and told me they knew it was just a matter of time till I lost my temper I honestly don’t understand her behavior when we visit cause back home she’s never that way. Her brothers told me that even though I’m older than her sisters and a respected professional man they give me the younger brother status since I married their younger sister and expect me to defer to them as older sisters. My response to that wasn’t very Christian which made my brother in-laws laugh. Sorry to vent on you as I love visiting the Philippines as it’s a very beautiful country and with great people, lots of culture and great things to do but I have to stay the entire time at their provincial farm home doing nothing because my wife and her sisters turn into insane control freaks. I just don’t get it.

[@Mottleydude1]

@Raymond Lim I’m certainly glad to hear that. I was wondering if it was a cultural thing that I was just clueless about or if I just married into a family of stubborn female control freaks. LOL But you’re right. For me the easiest call was I’m not about to spend that kind of money on a vacation just to be made miserable by some female craziness. LOL I know that two aspects of why the ladies, in particular my wife, is afraid if left alone I’ll cheat on her. Second is my wife and sisters are afraid of their own shadows and are afraid for my safety. Considering I’ve lived in far more dangerous places in the U.S. I have little to no patience with that as I’m ten times as street wise as they are. The third is my wife has a near pathological devotion to her parents and will not do anything that take her more than an umbilical cord length of her parents meaning the entire time I’m stuck in a small provincial farming village with nothing to do but sit around drinking Red Horse. Considering the typical cost to visit for two weeks to a month is between $5-10k I’d rather just stay at home and just send her home and save about half that money. It just bums me out though as I love visiting the Philippines unless I have to put up with my wife’s craziness. Which is, like I said, nothing like her when we’re in the U.S.

[@Mottleydude1]

@Raymond Lim Thanks for the insight. What confused me it’s not like it’s universal in my wife’s family. It’s just my wife and two of her older sisters. The rest of the family agrees with me. Even her Nanay. My wife’s attitude hasn’t changed even with most of her family agreeing with me. The Misses stance is that when we visit we will spend every minute with her Octogenarian parents and any notion of me not being beside her at all times is a humiliation to her beyond bearing. It’s utterly irrational and I’ve given up on trying to change her mind. It only results in her having an emotional melt down that I don’t love her parents and I’m trying to humiliate her. Oh well women! Life’s greatest mystery. LOL

[@markmeighan5745]

Wow cost of living is low, and the woman are absolutely Beautiful.

[@ronbo30]

Becareful. Mens weakness is sex. Womens weakness is money. A Recipe for big problems!!

[@gandalfstormcrow8439]

I retired at 50 with a $3,500/month pension (plus $250,000 in the stock market). And I'd never buy an iPhone! A $40 Android does the same job.😉

[@sgtmuffinbadger6147]

Yo same. Not the 240.000 though lol. Military pension

[@gandalfstormcrow8439]

@@sgtmuffinbadger6147 nice! I was Navy (air conditioning and ice cream although I did spend 5 months in a minefield). Whenever I felt down,I'd go watch Army and think "At least I'm not THAT poor bastard."😜🇺🇸🇺🇸🇺🇸

[@sgtmuffinbadger6147]

Nah I enjoyed the army

[@gandalfstormcrow8439]

@@sgtmuffinbadger6147 Hooah! You heroes do all the hard work.👍👍👍🇺🇸🇺🇸🇺🇸

[@bluecollarbullionballer4269]

I was worried about my 4k pension and living comfortablely.Thanks for your video. Not sure I will retire there but great to know.

[@cryptojo12]

Great content. I think mostly you touched the basic reality in the Philippines. Sadly, Filipinos are also defined as Spenders. And base on studies, roughly 2% of kababayans are investors. Hope your vids touch more lives, and truly live the true meaning of being RICH.

[@charlesyoung9980]

The average Social Security Payment as of April 2022 is $1667 a month. So, if you retired with nothing more than Social Security, you could live very well as an expat in The Philippines.

[@DHarri9977]

Hello Rubeauti, you presented a good perspective on the various ranges of income I would imagine depending on where you live as a local as with anyone in the world you adjust your lifestyle to your income. Having the right mindset in any culture or country will go a long way in how a person feels about their income and self-worth. While some may seem to have more in terms of materials/money that still doesn't determine their level of happiness or contentment in life. As usual, you did a fantastic job in presenting this subject matter.

[@hunterg6697]

Hello there Rubeauti. I have always been intrigued about the income differences between Americans / Westerners and peoples of other nations. My godparents are from Philippines, and specifically my godmother helped my parents raise me. My Father worked with Mr. Santos, my godfather, when he was based at Subic Bay in the 1960s. Mr. Santos was a civilian worker at the base. They came to America sponsored by the company my Father worked for in the 1960s. So by this time they are very Americanized. However, they retain a lot of their values and Filipino culture which I benefitted from. My first ever girlfriend was their daugther, but it was innocent teenage love at the time. Their son was my best friend until I moved across the country with my Mother after my parents divorced. I still connect with him, as our friendship has endured the distance and time since we became adults. He's an engineer, and his sister is a pediatric doctor. This is where I get curious about Philippines' people living below American quality of life standard. We've taken for granted our "gifts", and abuse the opportunities presented to us from the generations before us. My childhood friend Dodi is now a chemical engineer earning way over $100K per year.. perhaps $200K. His sister, my first girlfriend is a doctor in the pediatric field of medicine, and also earns well over the baseline 6 figure salary. I wonder what they would have been if their parents remained in the Philippines. It goes beyond that. I've dated Filipinas 3 other times in my early adulthood. Two of them were born in USA, and also benefited from their parents hard work to put them through college, and were in careers that would be considered above average compensation for the average American. The 3rd was Philippine born, and was a manager at a high end retailer in Manhattan. I am not sure what her salary was, but I suspect it was above average. One of my colleagues at the company I work for is born and raised Filipino. He heads our IT / Security division. He is one of the smartest people I know. Although I don't know his specific salary, I know he makes close to my salary, and like me, he enjoys some of the perks that come with that salary, but he also is a huge saver like myself. He's actually heading to Philippines right now as I write this to setup a project we will be doing next year over there. My salary will be the same as it is here, when I'm working there, but I don't want to appear to flaunt it. Is it that the system here in the USA is more open to opportunity of talent? Is it that there is more corruption in local and national goverments in Philippines, than it is in USA? I believe government itself is a root of corruption, and perhaps here it is held more to account than in other countries ... to an extent. My mother had taught us to provide a portion of our allowance as children to Catholic Charities supporting other Children in Philippines, and I still do to this day. I wanted to always visit the Philippines. However, it just never happened. So now that I am ahead of my goal for early retirement, my parents and godparents have put the idea in my head that it's time for me to keep that promise to myself. My friend Anthony did this 4 years ago, and actually found his wife there. He calls her his provincial princess. I have considered buying a place in Philippines for many years now, since I consider it my spiritual homeworld. I've never been there, so perhaps it's the influence of my godparents. I've looked into leasing an apartment / condo in Manila, and buying a house in Central Visayas, where I can stay 3 - 6 months a year, while consulting semi-retired, and return to USA to actually do my work. I know there are rules for both countries, especially considering my status as a government contractor. I would love to open a resource and opportunity center in Philippines one day to mate people with career for 21st century and their skill set. I know that it already exisists, but if people there can contribute skills to international or American companies and earn more. I would hope that could help the disparity in quality of life. One thing I am sure of is that the spirit of the Filipino people and their own internal happiness is greater than that of a lot of Americans, even with the higher quality of life. I as, a single man and no children would be interested in finding a woman someday who originates from Philippines with the family values and spiritual happiness and thirst for adventures exploring in life together. Yet, one step at a time. First I need to get there. I know this was long comment, but this subject of income disparity has always been of interest to me since I heard the stories from my godparents as a young child.

[@warrendarable]

Sorry, We are not reading all that. Please rephrase in 1 paragraph.

[@tonyj59]

Philippines work ethic is "monumental" especially American Filipino! i respect this community! "hidden figures"

[@nickgustin]

Thank you Rubeauti! As always, awesome video and appreciate your insight!

[@michaelangelo6947]

In my opinion, the culture of the Phillipines is so valuable. A good and godly traditional Filipina wife is a treasure that makes that man so wealthy in the things that matter most. 🙂

[@sethpawlik]

Especially godly.

[@stankwasny56]

Thank you. This was very informative and much appreciated ! Great Job !

[@martypoll]

It seems inevitable that in a society with a social structure of extended family and friends that anyone that earns a wages also experiences demands for money from family and friends. Couple this with a need or desire to not lose face then you end up in a situation where it is difficult to say no and difficult to save money.

[@fredcarr3550]

Seems to me you then become an ATM for the woman and her family.

[@martypoll]

@@fredcarr3550 I"m curious. If someone in your US family is in desperate need of assistance you just tell them to F off? If your Asian wife and family ask you for money it is completely up to you to decide whether the request is justified. If they think you are a deadbeat and walk away from you then count yourself lucky and you without a wife (again?). Be careful in the Philippines - no divorce.

[@fredcarr3550]

@@martypoll I simply disagree with you. From where I sit, a man from any country is very foolish to become obligated to continuously open his wallet to the family of a spouse or girlfriend. That's why Filipinas love to have foreign men in particular, older men in their lives as the men are believed to have good income from overseas(they can't work in the country and should they start a business, recently by govt. decree, they are now required to hire two persons to be trained in the hirer's job - a mug's game). In the Philippines based on various vlogs put out by intelligent Filipinas I note, such has caused a culture of laziness and the expectation of continued handouts. However, one wishes to shade it, it is prostitution where foreign older men get a young thing(whom they couldn't get in their home country) in exchange for their money, as long as the extended family shares in the cash flowing to the woman. It's very sad. I think you need to just step back and take a good look as while it's laudable to help others, you will be a chump who in fact, is operating a charity show. Let the Church which discourages birth control take on that role not you. I wish you good luck in your future endeavors, whatever but ensure you always have a return ticket home should you fall on hard times.

[@martypoll]

@@fredcarr3550 I asked if you would treat them different than your own family. I guess the answer is yes.

[@Airraidcd]

Good video again and very informative. If and when I retire I will get my dual citizenship so I don’t have to pay any visa. Plus my folks have properties on both sides in the province that I will sell once my folks pass away. Right now it’s been valued around 25-30 million pesos. So maybe in another 10 years it will go up. Definitely will live in Makati lots of my relatives still live in Manila. Will visit the other islands since I enjoy the beaches especially snorkeling and scuba.

[@Stetsonhatman]

Our 5 year old niece invited similar aged playmates from the poor barangay to visit their Ate's house (our house) which is a modern two-story cement house with a steel roof. One of the play-mates told the other "These people are rich - they share french fries"! LOL still makes me laugh when I remember it.

[@gawiemeyer9108]

Another well informed vlog, fast becoming a must watch channel..

[@Randy_Gayler]

Here's a little gift in appreciation for your hard work and information! 💖

[@WindmillChef]

Hi Rubi, This seems to be this week's theme among Philippines vloggers. Yesterday I watched a vlog by Gio with the same subject and a few days before another vlogger with the same subject. Of course, of course, of course Rubi, your video is the best! To me, the sadness is the level to which The Philippines is poor, and Philippinos seem to have been even more challenged in the past few years due to reduced economic activity, due to COVID. My attraction to The Philippines is (1) the paradise like nature and beauty and (2) the Philippines people, their dispositions. But when a person or family is in an outright fight each day just to feed their families there are few riches to be counted. Imagine if every Philippines family, not in cities would earn $700/mo. It would still be poor, but basically food and housing and a few other crucial needs would be covered without head aches and people could focus on what Philippinos do best; be the lovely social and happy people whom they are. There are a few things that make me feel rich and some of them are: 1) The people who I know well and meaningful friendships that I have 2) I am a Chef, close to retirement. I look around and see (quite many if I may brag) 30-35 year old, very successful Executives Chefs out there who proudly claim that they worked for me, trained under me and received their best career guidance from me. They don't send me a portion of their paycheck each month but they make me feel rich. 3) My children are happy, healthy and doing well with good careers. 4) I have a friend who is my age, and his mother and father are still alive and he spends time with them. My parents have past, I consider him to be richer than me. You get the idea, when the basics are covered and you are not daily scrambling for food you can think about things like that. The focus needs not to be entirely on money but I fear that Philippino families are so desperate that they have to think about money all the time. My dream for Philippinos is that tourism and jobs return, that the Philippines can cultivate more successful economic niches that provide exports with government tax income and prosperity for people and that the country can work on improving infrastructure, education and health/mortality for it citizens. I look forward to your next video, Rubi.

[@antonioferrara6862]

This week's theme???I've been following Philippines vloggers for past 5 years and all they talk about. Is cost of living in Philippines 😅😅

[@Mmxgmail]

I love the extra ending😁 I'll be in pinas in six months for good, can't wait for my retirement. thank you Rubeauti for this vlog.

[@Mmxgmail]

@@petergon3613 I believed she did that on purpose for rating boost. she is a wonderful young lady.

[@errolri8029]

@@Rubeauti Rubeauti, that is the best response imaginable to the comments about the ending! It shows that you're not only beautiful, but your're also a strong person. A less confident person would've panicked. Great vlog, lots of valuable socioeconomic data. Thank you.

[@charlesbynum9534]

My wife and my 4 kiddos we live a very comfortable life in the Philippines off 1500 dollars a month ..we don't compete with anybody over there.. it a beautiful country the Philippines 🇵🇭 like Philippines say its more fun in the Philippines .and you know yall are rt about that.stay safe beautiful lady.keep the videos comeing.

[@halhortonsworld5870]

Everywhere I went, it was just assumed that I was rich since I was Western. Prices would suddenly double or triple for everything I wanted. Mysterious extra charges would suddenly appear on things. Fortunately I had Filipino family back then to run interference for me against unscrupulous locals.

[@shofarsogood7504]

Ha yes. I was thinking if I did this, find someone that seemed honest. Test them. Befriend them then hire them. Pay 100$ a month. Not much for us but great and easy for them and all they do is help you avoid dangerous areas, scams, rip offs etc.

[@AzerPaul]

That's a lot of good information in this video. Quite interesting that $1,000/mo can be considered a sign of being rich. In Vietnam a few years ago, an engineer told me that $1,000 was what differentiated the well-off from others, and indicated solid middle class. That was because with an income of $1,000 per month, one would own a home, have a car, and could send one's children to a good university.

[@fredcarr3550]

Vietnam as in the case of Cuba, is a communist country but the Phip. is not.

[@quinnchilds914]

Looking radiant as usual, Rubeauti. You should start going live!

[@quinnchilds914]

@@Rubeauti that's the authenticity when going live with your audience. We get to see a new chapter of your growth that other Filipinas aren't doing! [Hint] Also write down your questions or topics of discussion, so when you become nervous or displaced you'll know what to talk about next! If you start going live and corresponding with your subscribers you'll begin to see a tremendous leap in your subscribers and views with in weeks$$$. Start off by going live for 5mins during your walks or having morning tea while greeting subscribers. And be sure to show us that amazing smile. You got this...

[@melrichard2745]

Hi Rubeauti thanks you for this awesome video ,you made a good point about an employee @the employer it was great 👍 with respect @love keep up the great work 👍

[@DIYWellcraft196]

I was married to a philipina for 15yrs, never found anyone quite like her again. I've been to the Philipines and know my way around. Once I retire in 3yrs I'm going to live over there. If nothing else, for the cost of living, I'll be pulling 2700.00 a month. I always thought being an expat would be strange as a young man, but now that I'm older and hopefully wiser as a result. I think the expat life is a comfortable life. Plus the women here in the states have become brutal, and out to get you. when all I need is a nice, kind, woman that I can relate too, maybe a mature philipina, we can take care of each other.

[@Matthew-gz4oh]

Will be there in 9 weeks to check it out before retiring there middle of next year. Like to keep budget under $4,000 a month so I can keep saving, and I am single so hope I can find a good Pinay there. Traveling is a huge passion of mine.

[@RCFSULAW]

The worst thing to do is to mention your monthly budget and income. Many Filipinas will target you as a money pit and you will never know her true feelings.

[@Matthew-gz4oh]

@@RCFSULAW Thanks!

[@martypoll]

Be sure to budget for the expense of girlfriend

[@Matthew-gz4oh]

@@martypoll Thanks, and should be good.

[@RCFSULAW]

@@Matthew-gz4oh Your welcome. Best of luck meeting that quality Filipina.

[@spike141962]

I have Samsung it's half the price it does the exact same thing as iPhone 😂. I'm not concerned about what people think I just want to enjoy life. Hopefully I can find a good Filipina who is more concerned about living life than trying to impress others.

[@milan51259]

Samsung? Ah, you are part of the Bourgeoisie! :'-D

[@Jason.Graham]

I prefer Samsung over iPhone. In the UK, the latest Samsung phone costs the same as the latest iPhone.

[@MrRhunter64]

Thank you for another informative video that explains in detail the subject of finances, it really helps in deciding whether or not to move there. I do plan on coming over to visit a couple of friends that live there, and the more I hear from them and you, I think I might stay permanently, we'll see how it goes. Take care and stay safe 🙏 ❤️

[@aquatikdawn3082]

you can be rich if you are Rubeauti partner :o... rich in culture and happiness uwu

[@aquatikdawn3082]

@@Rubeauti yes because happiness comes from yourself and is strengthen by having a amazing woman by your side uwu

[@thelittlesignpost]

I understand the focus on money in everyday life, particularly for those with little or no income! However to be truly rich is only a state of mind, it depends upon where your focus is! Richness of character and personality is often found in those who focus on personal and human relationships of all types, money is not at the heart of this kind of rich person, since wealth is not part of the consideration! The focus on money is only about the quality of life and how to improve your personal situation and to be able to cater to your needs without stress or consideration of your wants! When your eye is upon those who have more than yourself it can turn your eye green with jealousy! No one will take their bank account and all their possessions with them when it is time to depart this world, we only borrow what we have, little or much, you still have to give it back when you go! Borrow carefully and take care of what you have so you can pass it on in good condition with a good heart and love!🥰

[@lawman3966]

When I visited Cebu in 2018, I was disappointed to learn that it had become more difficult for Filipinos to immigrate to the U.S. for various jobs such as nursing. I think the U.S. should reconsider that policy. We're going to need all the Filipino nurses and teachers we can get. The shortages are already severe in many parts of the U.S.

[@geigertec5921]

The medical industry and the teaching industry in the US are both controlled cartels now. The last thing people already in these cartels want is competition from Filipino immigrants who will work for less and lower the overall average pay of the cartel members. It's really sad because these people will purposfully let their own industry become depleted and society suffer just for their own selfishness. We see the same thing in other fields such as law. Unless you pay the big bucks for law school the states don't let you take the bar exam even if you studied for it on your own. This is because lawyers want to keep the number of lawyers artificially low so their wages are kept artificially high. Nobody ever does anything about it because those that actually get in are incentivised to make it harder for new people to get in - even if they themselves suffered to get in, because it's all a giant scam.

[@lawman3966]

@Stadler Huyna Well, some may not like those jobs. But the shortages are being driven by a number of factors including: the retirement of the baby boomers and the smaller number of workers in the critical 20 to 60 age range. In the case of nurses, there's a double whammy: the older nurses are retiring and the entire baby boomer generation will be using more and more medical services going forward. Whether the jobs suck or not, we should have no trouble attracting Filipinos for those jobs since the U.S. pays about 15 times what the Philippines does for the same work.

[@diegochavez679]

Why people here in the states are getting charged 40-50k for school and even if they do good on their test and grades they still only choose a handful . It's not fair to the citizens here why give up those jobs to other countries when they haven't fixed the problem here

[@diegochavez679]

@@geigertec5921 excactly my GF paid 30 k. Did well on her exam and really good grades yet twice she wasn't chosen to get in to the BSN program . It's crazy how corrupt they are . She just gave up and is doing nails and lashes and will make more money

[@lawman3966]

@@diegochavez679 I hadn't heard of this situation. What school did she pay $30K for? Was this a pre-nursing program, or some sort of exam/test preparation service?

[@jjhatnm]

There are a lot of rural towns in the US where the cost of living is probably similar, at least rent. If you have access to a Walmart you can really get things cheap.

[@RLB2779]

Thanks for the information Rubeauti. That is one of the reason I love your country. Friendly people and it looks like Hawaii at 1:20 of the cost. I am retired and my pension and social security is only 50,000 a year, but like you say I can live like a king there and still take care of my sweetie. (Ricky)===:::

[@billglaser1270]

Very nice video. I like it when you dress up for your videos, and wear a dress. Very professional. You seem like a very lovely individual. Beautiful inside and out. Just saying.... Keep up the good work and you will go far.

[@ede7208]

I feel very blessed and very lucky to live here in the Philippines where I can live a good life on my monthly retirement salary. I've been watching economist and others in the USA saying how very expensive it has become and how many are loosing their homes and becoming homeless. I would struggle to survive in the USA but here in the Philippines I live a very good life. And it's been good for me the dollar rate has gone up very high here. It was around 48 peso to the dollar last year but has gone up above 56 peso to the dollar yesterday so my dollar buys more now. It's no wonder many Americans are scared and wondering how they will survive and many looking to live in other countries where it's much less expensive.

[@wd8235]

I guess we probably would be considered rich there. My retirement is over $3000. We also would have high 6 digits savings.

[@808pineapple]

Thank you for the information. Many areas such as Angeles and Dumaguete have trash everywhere, implying that the local government and community in the area are not concerned with maintaining a higher quality of life standard. For us this is a significant deal breaker when considering whether to settle down in the Philippines. With trash pollution as a known issue in the Philippines we plan to avoid areas that make little to no effort to clean up their surroundings. An extreme example of the lack of effort or concern to maintain cleanliness in this country is just outside of Metro Manila. Countless Filipino live literally amongst the trash along significantly polluted waterways. Research has found the ILocos region (Norte and Sur) to be the "cleanest", with twice a week trash, once a week recycle pickup and disposal provided by local government. Keep up the good work, and many thanks again. kzbin.info/www/bejne/hZ7QZa2cZaenn9k

[@Amen.22]

Check out B.G.C.

[@808pineapple]

@@Amen.22 We understand that the high cost of living areas such as B.G.C and Makati are very well maintained. The issue is that cleanliness is the exception to the rule and pollution is an excepted way of life for the majority of the country. This is a recent report on pollution in your country that is currently being broadcast to the world. kzbin.info/www/bejne/lYCVlmRtl8Z6m5Y

[@wingandhog]

I still use an iPhone 7. Not because I can’t afford a new one, I just don’t see the point when all I do is use it to text, make an occasional phone call and take a few pics. It’s all about what a person needs vs wants.

[@gauravreaction4215]

You are just icon of beauty❤️❤️❤️❤️

[@mariustugulea200]

I make $82000/year in Chicago and I still don't have money. Philippines here I come!

[@berettagunowner]

First of all, becoming "rich" is not what you make, it's what you keep. Some Filipinos will not understand how difficult it is to earn a high salary in the US.. They will not understand all the BS you have to put up with, all the demands that the company puts on your shoulders, small salary, small demands, big salary, big demands..and after all that, you're being taxed to death. Even with all the job walk outs, employers have not learned how to treat their employees and it's worse in the Philippines because there are no laws protecting the workers. If you're thinking about retirement in the Philippines, stop hanging around the tourist spots, you will never have a true picture of the filipino lifestyle. Learn some of the language and live like a Filipino. For those of you who like to give away their hard earned cash, Filipinos will always love you for it, I don't know what will happen, once the cash runs out. Some people here are really struggling to feed their families and stay above water, they bust their hump everyday and nothing changes, those are the ones that I help, on the other hand, there are those that struggle just as much but somehow manage to drink and gamble every night.. Those are the ones I don't help. There's up and down sides to every country, it's just a matter of what you're willing to tolerate.

[@paulnorris6740]

I am coming to the Philippines next year to retire so this is a timely video. You are beautiful, smart, of good character, and a wonderful woman. I love you ♥️.

[@coreyh7323]

I was there for the 4th and last time in Jan '22. worst experience of my entire life. Too many scams for Phil to be my home. I needed that last trial run to come to this decision. I was really hoping it would work, but i cant live somewhere that treats foreigners like shit

[@jeremyking3986]

So where else are you considering?

[@Sahrokh]

A $2000 / month pension would be considered quite wealthy in most of Europe. I think when I'll retire I'll get like $500 and many come to live here in Spain because you can stay in Canary Islands for $1.2k a month or less.

[@roccohagedorn3110]

As you’ve mentioned, earning 2000 dollars a month doesn’t necessarily mean you have 2000 dollars to spend each month. Sure, if you’re living in the Philippines and your pension or other form of income is 2K US per month, then yes. But if you’re an expat on vacation, your monthly money will be a lot less, as all of your financial obligations at home need to be fulfilled as well. Like rent and utilities in your home country continue the need to be paid. And what is rich ? For some people, the ability to have a roof over their head and food in the refrigerator is plentiful, yet others see the need to have various luxury items to be seen as rich. In my humble opinion, having enough money to do the things you like in life, without a worry in the world, is more than enough and should be considered as rich. If you can live the whole month without going into your savings, and actually be able to save even just 1 penny, it should be more than enough. Yet, there are some people that can never have enough money. It’s called greed in most cases. My opinion is: be happy with what you’ve got, as long as you’re healthy.

[@LGP-rn3rn]

It is more important to be healthy than rich.

[@roccohagedorn3110]

@@LGP-rn3rn Happy and healthy is what I said.

[@PhilCherry3]

The other consideration for the expat regarding their expat income is their tax situation. For example, the American who has a monthly gross income of $4,000 will not have $4,000 to spend in the Philippeans. That American will have $4,000 minus whatever Federal/State & Local taxes are taken out before a net check is distributed. Let's say the combined Fed & State tax burden is 28%. This would mean the American expat's $4,000 gross would become $2,880 net available for expenditures abroad or at home.

[@roccohagedorn3110]

@@PhilCherry3 I think that’s why most KZbinrs are talking in net income anyways. And with that income, after paying all the dues at home, I want to see anyone saving not only a round trip ticket to the Philippines, but experiencing a good time on the trip as well. I guess it’s possible, but I wonder how many years it would take to save for this adventure ? And then, after several years and you finally make it, you be greeted as a millionaire. LOL

[@davidmaltais2912]

This video is for people living in philipines not on vacation so whats ur point?

[@chuck9112]

I'm married to a Filipina and have spent some time there. If you want to live the same as in the US it costs just as much. Yes you can live cheaply there and you will not like it. They think Americans are Ritch but we work too much for the lifestyle. My wife would rather live in the Philippines with less, where life is not so demanding

[@lray6945]

I plan on moving there in the future with about $3500 a month fixed income and substantial investments (assuming the US stock market survives Biden). Hope I’ll have enough to live modestly. On another note, you continue to become more beautiful wit every video. Please keep up the wonderfully informative information.

[@ariefraiser140]

Please keep your toxic politics in the US if you do migrate to the Phillipines.

[@EinReiseTagebuch]

For the stock market and peace in the world, Mr. Trump would certainly be a much better president.

[@jonross8925]

So lets blame all leaders of every country for high inflation and stock market going down? it doesn't make sense. At least Biden wants to restore democracy.

[@lray6945]

Arie - You are right my friend. And I will be leaving all things political here.

[@ariefraiser140]

@@lray6945 Thank you. I don't care what side you fall under it's just not worth bringing that stress along and besides when you're in another country US politics rarely matters unless of course we're starting a war.

[@Beeman2892]

Also a tip for those who wants a high earning salary and stay here in the Philippines and retire in the near future but wants to work still, BPO (call centers) is the top choice. Above average plus if you are bilingual, expect a big payday. 2600 to 3000 dollars per month basic entry level. 148000 to 17000k in pesos a month!. That is a lot and you can live above your means. Specially if you stick with simple living, low rental house, carenderias etc.

[@jacquesjtheripper5922]

u sure its that high? do they hire old foreigners too?😁

[@Randy_Gayler]

Your insight and advice for guys considering coming to the Philippines is so helpful. I believe you are wise beyond your years Rubeauti. I look forward to your videos each time you upload. You are a beautiful and amazing young ❤woman! EDIT: Wow, after finishing this, I didn't realize that what I bring in per month would make me be considered rich in the Philippines. That's much better than in the US. Thanks for the information!

[@bartholomewnyc3503]

@@Rubeauti But it may not be better for long. The U.S. dollar is going to become worthless in a few years. When that happens, all the Americans over there will be poor.

[@peterbaker1932]

Very informative as ever, keep your vlogs coming. BTW I love your new hairstyle.

[@mikega1252]

Nice complexion as well

[@luisnicot3056]

So glad to have seen this video, I was in the Philippines last year October and lived it. Considering retiring there and traveling abroad. Would love to meet you and discuss other topics that might help get my family and friends to consider retiring there as well.

[@jasongreen2878]

Awesome video and extremely helpful for those of planning on moving to the Philippines like my wife and myself. Keep up the good work.

[@shaunthompson1935]

I'm actually nervous to visit in January after watching all the different videos. Friend of mine from my old unit married a woman there. He recommended me to your channel. I'm coming for 10 days.

[@nickdaskalakis9289]

I have no doubt that an Australian pensioner who lives on $2000 per month in Australia would have no trouble living a comfortable life in the Phillipines. But we struggle to live on that here in Australia. Believe me

[@terencole1854]

I like you. You keep it real. All your videos are fair, transparent, and honest. Keep up the great work Ms Rubeauti! 👍🏽😉If I ever get to the Philippines, you will be my guide. Omg!!! I wasn’t ready for the end cut scene 😂 🤣😂

[@terencole1854]

@@Rubeauti it was a pleasant surprise, that really highlighted your personality. We are all just human afterall; trying our best to navigate this life. Much luv, respect, & success to you & your future Ms.R!💜👍🏽

[@glenndevoe5855]

Thanks!

[@johnstengel3205]

Thank You! I Always Feel Better about Myself after watching Your Videos! I'm "Rich In More Ways then Just Money!" 😊❤️

[@chuck26241]

Congrats for reaching 20k 👍

[@ishkabibble2204]

You have just described every country. It's all relative. I loved the outtake!

[@petergapsis5526]

I really enjoyed your video. You have an excellent use of the English language. I closed my eyes and just imagined that you were born in the U.S.A. Your mannerism shows that you have a big heart and that you are a very nice person. Keep up making these videos, they are very informative. God bless you.

[@Fari-100]

Wow, you're smart. It comes across. I like it 😁 got me seriously thinking of retiring in the Phillipines. Gonna visit soon and check it out 😉 all the Filipinos I've met here in U.S. have been beautiful people and friendly to me. Of course, the Filipinas were all crazy beautiful to me 😍😅

[@curbsplitter2338]

I still use my iPhone 7 Plus. I see no reason to upgrade until it stops working. Thanks for sharing this information Rubeauti. It is hard to comprehend how some families survive on suck little or even no money. We all know there is no real government assistance to help people. With that being said, I have seen some new government programs to help poor families who are the most in need. That is a positive step in the right direction. I am hopeful that the leaders will start to make bigger changes to help the poorest of Filipnos. You are the Kulot Queen.

[@ldrcoupleinlove910]

My filipina has been employed by the same manufacturer for 24 years and I also give her a monthly budget. She is not about status and neither am I we don't use eye phone. We both earn a pretty good income. You can't eat your phone.

[@mixmatch608]

I always feel its more fair comparing salary with other individuals in the same country. Using results from the internet, my gf falls under middle class in PH while I fall under middle class in US. However, her income is closer towards hitting the upper middle class than mine, and she has higher purchasing power than me in our own respective country. I view her as being richer and more successful than me. While I agree with your points raised in the video, I think its unfair to compare against other countries because every country has their own social class.

[@pocoloco5233]

I like your form of presenting the information Thanks!