Why Everything Changes After $10,000

[@GabeBult]

Thanks to Trade Coffee for sponsoring. Get your first bag free when you subscribe at drinktrade.com/gabe

[@BonoboMonkey]

Money doesn’t buy happiness. It buys you peace of mind.

[@bobuilder21]

But it can buy you a motorcycle, which can make you happy!

[@lissaToday5787]

Peace of mind is happiness

[@BonoboMonkey]

@@bobuilder21For a while..

[@TimeLordVictrix]

Whoever said money can't buy happiness simply didn't know where to go shopping. Gertrude Stein

[@jayocean4724]

For the average person 10k is a huge milestone 🎉

[@ivanwulfert7332]

anyways, it is not very difficult ...

[@ChrisHorse-c8e]

Yeah

[@Philanrapist]

@@ivanwulfert7332it certainly is for many depending on their circumstances. I would be wary of painting with such a broad brush.

[@lorilustica2878]

Remember: it isn’t what you make, it’s what you KEEP!!! 😊

[@jayocean4724]

Wealth is what you don't spend, regardless of your income! 🤑😊

[@kvgolfa]

I keep more than most people make so not really

[@JessicaFranco1]

SO true! Even when I started making more of my career, I’ve tried to avoid lifetime creep as much as possible.

[@ZackSeifMusic]

Exactly

[@ryanjamesr_]

Just got my emergency fund to $20k and I'm so at peace. Been watching your vids for a while, huge help!

[@andreaspfeifi5445]

Now gamble it all on Biotech Options

[@bairfreedom]

That is awesome! My wife and I just decided to do this!

[@Azulimazighen801]

I feel you the way you go to work are different u feel peace and enjoy it . exactly as Moroccan living here in the state and I know the value of dollar in my home country I don’t think too much about retirement …

[@TheJoelPugh]

You need 20k to cover 6 months of expenses??!

[@Aintgeorge]

I have a lot of money aside but just recentely reach 1500 dollars in emergency fund feelt something else’s 🚨

[@spencercartwright2181]

After achieving my first 10k I confirm it does make a massive difference. I have the stability that the 10k provides me in the back of my mind which helps me with daily positive decision making. However it is also a catch 22 as I really do everything in my power each and every day not to touch that 10k, continue to add to it and watch it grow over time.

[@JessicaFranco1]

I completely relate! It does feel so good to have saved up that much, and I don’t have to stress about finances very much. But at the same time, I still mentally hate spending money and just want to save as much as possible. 😂

[@abrahamalatorre]

I can also relate as well. When I saved my first 10k I definitely felt my finances were in order and helped me make better financial decisions. Also what helped me out a lot (and can for other people) is to have a system placed where each time payday hits, a certain amount is automatically transferred to a HYSA account for a different bank. And the other portion to investments. That way, money is consistently organized and aimed at what it's for.

[@DansonforJoy]

“Cutting out coffee SHOULD NOT BE anything that gets mentioned ANYWHERE along the process. Never cut out coffee.” Amen to that! 😂☕️

[@GabeBult]

Absolutely!!

[@Rufio1975]

It stunts your growth

[@angelicacole40]

😂

[@EricHouserecho1284]

I'd cut out food before coffee, really.

[@andnew1335]

Coffe sucks. Run the body off 60oz of water and feel real life energy

[@jackester6742]

You're so right about the difference between "can I afford this?" and "should I afford this?" I never had a phase of operating on the former, but I feel like fundamentally that is the difference maker. The mindset of perceiving the benchmark for affording something as being when you can get your hands on the amount of money that allows you to purchase it is disastrous. There is such a huge opportunity cost whenever you purchase beyond your needs, especially when young.

[@germanalcomendas760]

I saved 10k savings as an emergency fund and after that everything just changed for me. I started to be more aware of my spending and it made me save more for investing.

[@usaki5716]

Same for me. Interesting how you are more aware of your spending when you actually have some money

[@evanandjenel]

Thanks Gabe, I need this encouraging video. Im just starting this journey of financial education, and now I'm looking forward to my first $10,000.

[@stevebubar6129]

I so enjoy saying no to overtime. That is a reward you earned by hitting that 10k goal.

[@aimee-made]

Love this. Also, almost certainly the reason you can save faster (8:13) after that first $10,000 is because if you don't have to charge a $2500 unexpected repair bill, you don't get hit with all the finance charges that completely sap you economically. (If you don't have the money when the repair has to happen, it's not like you're going to magically have it in a month when the credit card bill is due, so there you are, carrying that balance again....)

[@jacquiquinlan]

I honestly feel like my first $10k didn't do that for me sadly. I think one year of my annual salary will be the HUGEST part for me to feel the difference. Too many crazy things happen in this world.

[@bairfreedom]

I was thinking the same thing when I sat down and calculated it all out. I contract my work, so it could just dry up any time! So I think I need a years expenses saved to feel better if something ever happens

[@garyish]

The psychological effect is 100% true. Last year I crossed 1M at the age of 38.. feels a level up.. and frees you up mentally to travel, eat out more etc, now I am at 1.1M and it doesn’t feel any different.. I guess 10M will change that.

[@JessicaFranco1]

Congrats! That is such a huge accomplishment 🎉 and great motivation for the rest of us

[@garyish]

@@JessicaFranco1 thank you, my pleasure! ☺️

[@seenso]

Is the 1M your net worth?

[@garyish]

@@seenso yes, n/w not income. I wish income was 1M lol

[@angelicacole40]

@@garyish😂

[@WarriorWoman321]

How about a video on saving a little every month for the kiddos? Investment suggestions. I would appreciate it for my grandchildren.😊

[@GabeBult]

That’s a good one!

[@dyslexcii]

Just put it into VOO or SCHD and you’ll be good

[@blakew5672]

Nothing like having an emergency fund set aside. My central air unit just died…..$6200 replacement. Came at the perfect moment when I’m also paying off an engagement ring and wedding band (0% interest for 12 months). Fortunately I made establishing an emergency fund at the beginning of the year. I had $5500 in a HYSA, and another $15k in ETFs outside my retirement account. I’m able to pay for the AC in cash, still pay my bills, and not have to even touch the ETFs. I’ll probably have to postpone buying the motorcycle I’ve been wanting for 20 years now, but not getting put into a bind over what could’ve been an emergency is amazing peace of mind. The new unit should be more efficient than the 24 year old unit it’s replacing too. Though I’ll admit having to start the emergency fund over again will suck, I’m happy I have that option. EDIT: should mention I was also able to take a large pay cut this year for a job that’s extremely less stressful as well

[@VintageEddie]

Buying a house is nice but a lot of Americans are losing tons on opportunity costs because they decided to buy a house. Renting a lot of times, while you’ll never own it, makes you so much more money over time because you don’t have these massive phantom costs and can instead call the landlord and put that money to work for you instead.

[@LivingProcess]

Brilliant as always 💚 looking for a side hustle just for saving. Have a Favorite day ! Always look forward to reading your posts.

[@Illninnio]

Dude you’re on that $10K trend too??? I’m seeing a trendddddd

[@shakal.]

everyone has already done a video on why net worth skyrockets after 100k with the same graph in the thumbnail, so now they are all going to do a video on why saving 10k is important. KZbin can be a joke sometimes

[@BK-gh9us]

Yes 💯, that’s why I’m encouraging them to be the first to do a “first $200k” or $300k vid. None of them out there (yet).

[@Illninnio]

@@BK-gh9us it wouldn’t make a difference

[@schuylerbrock]

How is it that every one of your videos is life changing?? Great stuff man. Keep it up

[@fluendlv8681]

The fun thing i notices by myself is that when i had way less money, I was saving and thinking about the thing I want to buy one day (for me it was a car). However, when I reached a point where I CAN afford it, I actually don’t really want it anymore lol. I feel joy of having a possibility to afford it and I don’t need to buy it anymore :)

[@chrispowell4251]

Thank You Gabe, you're an awesome guy!

[@The_Floo_Network]

Ouch and Boing is a quote from White Christmas!!!

[@GabeBult]

It is! I couldn’t remember where it was from lol

[@jonyoon]

I loved that answer to "How much is WOW?" 😂

[@liahonafrench]

Reason 6 is so true, lots of the things that can be dealt with money are not happening anymore (e.g., late fees) and it even gives you a sense of financial unstress (constant lack of money is so stressful, every day, each purchase..). Seeing results (that it actually works over time) is so motivating, maybe that is a reason why as shown in the data those who have 10 000 USD saved are more likely to save more.

[@Johanneslol11]

I am getting close. I am at 6400 euro. 😊 Trying to go to 10k. I am also paying off my student loan. (I pay double of what I should) but I am saving money and also investing. I feel more safe and comfortable then I never had.

[@elijahbonner4398]

I hit 10k a few months ago and 3 months before that I had been fired from my job ,I couldn’t find a job anywhere. I went and bought tools to start a business when I finished buying all my tools I had a half tank of gas in my truck $0.47 in my bank account and rent due in 4 days hitting 10k was a huge confidence boost I felt like I could do anything

[@itsjustjrdan]

thank you for your content. i’ve learned so much from your videos!

[@GabeBult]

You're so welcome!

[@CyclistChris]

I made it to £6k and then a divorce and house move reduced it to £2k. Ive got a crazy low mortgage rate though so the rebuild starts when I move tomorrow!

[@lawnman70]

Thank you Gabe for all the info, keep bringing us great video's !!!! 💪

[@dadatv1961]

It’s the “wealth effect” of feeling more security vs desperation and feeling poor. But to get there it requires intentional action, which provides more freedom of choice.

[@Jacksparrow4986]

Made me check when I ended up having 10 000 cash: About one year of having started working after finishing university. I chose a reasonably well paying degree (~50k/year for starters), struggled to find employment after that and then had to move to one of the more expensive cities... ...of germany.

[@vincentblouin5882]

Hey im just a bit nervous, you said your engine blew in your Civic and I just bought a civic. Could you tell me just for reference the reason of that happening and the milage it had ? Thanks a lot. Great video!

[@carlom9710]

First❤ thank you for your great videos Gabe!

[@GabeBult]

Thanks for watching!

[@Themraadul]

This is so good ❤

[@charmin78]

For me, money increases my freedom to choose.

[@dominikriegler]

As coffee prices went up to a point I am not okay with anymore, I completely cut that out of my spending. Prices were 50cents which was okay, but went up and now are 80 cents the last time I checked or even more since then. The ammount of coffee coming out of that machine also got cut in half so it's more a 1,60€ per (fullsize) coffee. My usual were 4 to 5 cups of that coffe every day at working hours. Calculating that for a working month with 22 days gives 0.80*4*22 = 70,40€ a month just for that garbage coffee, which doesn't even taste good. I stopped drinking that coffee for several months now. Doing that for several months, you might be able to afford a proper new coffee machine and a fancy coffee-to-go container to take it to&from work. It's just coffee. But at those machines at work, it's damn expensive.

[@GabeBult]

For sure! It can definitely add up and it just depends on how much you enjoy it and if it’s worth it to you. For me, it’s part of my daily routine and it’s totally worth it to enjoy that at this point in my life but at other points I’ve definitely cut it or changed.

[@DUBLL100]

Just get a flask mate it’s not hard .. you don’t have to buy coffee from a shop all the time

[@5naf6]

if coffee at work is too expensive, get a mini kettle and instant coffee sticks, it's a few cents a pop.

[@cloroxsenpai2277]

I have a saving of about 6000 and i really was getting burnt out at work and i took 5 says off to recharge and do things. Even spent my whole check on things i enjoyed. I do not regret it lol.

[@BohemianCloud35]

Money brings PEACE! I am trying to save up for a flight school, and I am so close. Life gets easier after 10k, and you can start relaxing after 20k... 30-40k is where I started to feel free because I could take just about any hit that came at me. I had to do like $7k in car maintenance, and when I told them I'd pay in full, they did not believe me until i showed them my bank account.

[@caddyzig]

You’re looking really, really good. (Keep up the heard work!) I’d like to see a video talking about what you’ve changed with your diet, and also what you’re doing in the gym.

[@Gratitude-c7m]

Eye Candy isn't for me but you can tell when someone looks happy. I like the upbeat energetic personality.

[@caddyzig]

@@Gratitude-c7m Enthusiasm, too, for sure! Happy, healthy, fit, and motivated!

[@Gratitude-c7m]

@@caddyzig Yep. His personality sells.

[@soumyajeetchakrabarty6872]

This has been very very insightful, working towards inch by inch one day when I can afford French press Blue Tokai and The Paragraph coffee, perhaps the best coffee at a reasonable price that you can get in India for true coffee connoisseurs…..I love coffee too

[@jordirolink8254]

I really think it's also just a psychological thing; like seeing that extra zero in your savings just makes you feel so proud of yourself 😂 I should be able to achieve this goal by the end of the year. When I have a solid emergency fund set up, I will start to invest more into mutual funds

[@danielmeier8321]

I tend to agree. The first few thousand will help you to look more relaxed into the future. After that it's a long way though until new changes start to occur. I'm currently at 250k and it's not that different than it was when I had my first 10k. I guess things start to slowly change again around the 1 million mark. But that will take a loooong time until I reach that.

[@Jack_Clemans]

I love "Ouch" and "Boing"! I may have to steal that to use with my clients ;)

[@GabeBult]

I’m pretty sure I stole it from a movie

[@krizirak.4427]

@@GabeBult It is from White Christmas!! One of my favourite movies.

[@cdragon88]

10k really didn't do anything for me. It was nice, but I knew all too well during the time 10k wouldn't do much if I screwed up again---had a 35k medical bill that I had paid off previous years. But, 100k, will be quite the feat and change my perspective.

[@firefly9838]

Yeah sadly 100k is becoming the new 10k

[@kevinpostma3889]

i had days i had 200k in my bank and bought a house now i have a little under 10k but i know the struggle! getting back to the 10k!

[@JackieRobitailleMusic]

Omg right between ouch and boing is from White Christmas! 🎄❄

[@elyoutubehaj8579]

I woke up to the tragic drawbacks of our debt-based financial system during the last financial crash. Through discipline, determination and Abby Joseph Cohen my financial advisor, I was able to retire recently in my early '50s with a bit of land in the Williamson act on the California coast and an investment portfolio that can sustain my daily living. I try to spread the word and encourage many people I meet it is possible to achieve the goal of independence. Living below your means can be enormously rewarding! Practice humility and above all, Invest in the financial markets with expert guidance.

[@Scotthompson2]

I know this lady you just mentioned. Abby Joseph Cohen Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Abby Joseph Cohen has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.

[@AnnaMuller234]

How can i reach her, if you don't mind me asking?

[@elyoutubehaj8579]

Well her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@peterschulz2072]

Thank you for putting this out looked--up ABBY JOSEPH COHEN SERVICES, her consuIting page came up at once, she seems highly grounded

[@themasticpalace5519]

The thing is people often doubt the prospects of financial advisors like Abby Joseph Cohen in business/markets today. Well it gives me more time to get ahead while they stew in their own pity and doubts as they childishly complain about those spreading the word

[@jegglz3845]

Uh yeah go to doctor, been saving and going to gym felt great, went to doctor on a whim 2 weeks before my 5th trip to Japan, and i actually had a bone marrow cancer found in a blood test! contained now and on a good track( currently has no chance to impact life expectancy) If i did not go see a doctor beforehand i would have been at a very high risk to get a blood clot from it on the plane.

[@-ouv]

Wife and I had over 20k, then we did house upgrades, then work plummeted, like crazy low. Under 40hrs. Then I was off work for over 6-7 months because I was diagnosed with Cancer, having to do Chemo. So our savings got destroyed. At least I'm good now, and we had around 4000 left when I got back to work. I've been working OT to get it back up, but I'm hoping to get a call for this job I was going to get hired in when I was diagnosed. Had an interview last week, and within my first year, I'll make 7000/year more than I ever had at my current job that I've been at for almost 12 years

[@frankthetank5013]

Let me simplify what he’s trying to say: it turns an emergency into an inconvenience.

[@Peter-kt2gb]

Great quote from a great movie (White Christmas)!

[@GabeBult]

I forgot it was from that lol thank you!

[@a.tartist]

How to tell someone is poor? When he says 10.000$ is a milestone!!! I don't want to get misunderstood cause I'm in the same category but 10k is almost nothing when a second hand car cost that much, i believe that salaries worldwide compared to the cost of living is sooo low! The average person should save at least 500$ per month as an indicator that life is better!

[@misslanapaulford]

Actually is it a big deal, especially if you've never had or saved £10,000 or if you've been bad with money ( crappy parents who didn't teach U ) or if you've spent due to being unhappy. For some 10K is small and other others Amazing and propels you forward to do more..

[@BK-gh9us]

It’s not necessarily the amount, it is the mindset that comes along. Like starting a daily walking 🚶‍♀️ habit. It doesn’t make you ripped, but it’s leveling up (video game).

[@misslanapaulford]

@@BK-gh9us Da Da BINGO. That's it exactly. Motivation 101..

[@angelicacole40]

@@BK-gh9usExactly. 😊

[@stevenboelke6661]

Why would you spend $10k on a used car?

[@GigaChadBigW]

amazing video, well question after 10k you invest in yourself better food/coffe/gym/clothing but If I do that I will be agaun below 10k more faster because of the new expenses , what you reccomend me to battle that? because I wanna have that 10k and to never lower again just see it convert to 100k

[@Tyler-ec5bz]

It lets me tell my boss to “piss off” I’m not doing that because it’s a waste of time BUT I will do this cause it actually makes sense. It’s actually gotten me raises and advances 😂 only would I do that if I have a backup savings

[@GregfromPhilly]

"More happy"? I'm surprised. You sound reasonably educated. It will make you "happier."!

[@GabeBult]

lol yeah I’m terrible at speaking

[@taelor56]

Thanks greg

[@betsyprall7961]

Have you done a video on how to travel frugally?

[@christineg6123]

According to Nicole just released this exact video 3 days ago

[@DermotHynes]

Thank you Godbless

[@bakingmyselfcrazy6009]

I agree with this mostly, 10k ain’t what it used to be though.

[@slushpuppii]

why do all the finance youtubers make the same content?

[@genuinelysarcastic]

…because we watch it.

[@WayanJig]

There is only so many ways to make a coffee commercial

[@steffanry]

Because personal finanse is simple in theory but a lot harder to do, so people watch it explained differently for motivation or at least that the case for me 😅

[@JonLake]

Because people prefer to watch how others makes/save money instead of doing it themselves 😅

[@maxcarpenter4582]

Fr

[@lowwattliving]

That ouch and boing came from the movie White Christmas with Bing Crosby

[@jibrilamvs]

I hit 10K last year. Life is still hard as it was back then.

[@kallistoindrani5689]

Did you and According to Nicole know each other?! So funny to see them same subject in videos this week 😊😊

[@GabeBult]

I actually haven’t met her lol I shot this like three weeks ago

[@kallistoindrani5689]

@@GabeBult It's a case of 'Great minds think alike'. 👍👍

[@angelicacole40]

@@kallistoindrani5689Absolutely. 😊

[@juliannacesario4521]

It came and went BOOM

[@dean4125]

i have a coffee addiction also lol. what kind of coffee maker do u use? im thinking about trying that trade. thanks.

[@larissatom6910]

Have you made a video to demonstrate how you make coffee? I’ve made coffee from small independent roasters and it still tastes sour and bitter without milk and sweetener.

[@notknownguy]

Money buys you freedom

[@LEGOCAMARO]

Older I get I see it’s now the down payment it’s “easy enough to save just takes time” the monthly payments with budgeting spending within your means. Millionaires go broke living above there means.

[@bairfreedom]

My wife and I have officially planned to get 1 years living expenses put back. I think it will take us about 3 years.

[@dalehamilton8762]

I had the same thing happened the engine in my truck went had money in my emergency account to cover it.

[@roxanachivu7368]

Hello!!From where do you buy your T-shirts?

[@joey2106]

Idk man I think getting rid of a non essential expense that is literally an addiction is probably the FIRST thing you should do. Giving up coffee gave me freedom in the sense that I wasn’t dependent on a literal drug. And it saved me sooooooooo much money. Consider it.

[@KHmixerX]

I just paid off all of my credit card debt with a loan from my 401k and only now am starting to put money each check into a high yield savings account. At the rate I’m contributing to that account, I should have 10k in two years. Which doesn’t take into consideration the interest I’ll receive or any extra money I put in over that time period. I can’t wait to see those four zeroes 😊

[@yayebalay731]

Heyyy, I don’t know if this is a dumb question but when you say you can take more risk or the 10 to 1 rule, that 1 is from the savings account or from the other accounts you use to live? Does this makes sense?

[@Jessica_Jones]

I think it doesn't really matter how you have things organized, so long as you have reasonable access to that one percent (such as not incurring taxes to use it, etc.) -- hope that helps answer your question!

[@yayebalay731]

@@Jessica_Jones Thank you so much for replying, this actually helped so thank you for ur time 🤙🏾

[@Jessica_Jones]

@@yayebalay731 yay I'm so glad! 🎉

[@thepap000]

I used my first 10k to buy a house and I'm saving around £400 a month plus my home equity after 3 years is 25k

[@MrDanielEarle]

As someone with a long torso, what clothes are you wearing?

[@DavyDavePapi]

I just hit 2k in my savings, I also have 9.4k in my roth. I'm trying to save up 10k though

[@DavidSweetnam]

I still come and check out your content but it’s not just you, but many KZbinrs are just repeating the same things, the same thumbnails and titles etc.

[@dabvidaf]

White Christmas is the quote “somewhere between ouch and boing” “wow”

[@moti9845]

I got to over 10k in my country's currency, and blew most of it away, until i got under 10k of my country's currency... So yeah, it does help.

[@BeeLineFab]

5k already gives me peace..

[@Inkgraphite]

For everyone watching this, remember: luck, is a HUGE factor, you may have a little more possibilities by saving and having good finances, but all this people that earn a lot of money an attribute their success to hard work forget that luck is the biggest factor in the equation, there are several psychological studies that have observed that, so remember that no youtuber will give you the answer to make good money, because they don't have the answer for you! And even if they did, they would not tell you because then they will be out of business....

[@NihilistWarGod]

Do this with BTC. 0,001. 0,01. 0,1. 1 btc is great to have

[@successway6789]

Remember: it isn’t what you make, it’s what you KEEP!!!

[@VinceWantsWealth]

I’m 19 and have 18k in investments from 9 months working a minimum paying job. I can agree hitting that 10k mark really made me go harder and invest more. Trying to hit 22k by the end of the year but is content with 20k. I still need to learn a lot, so i would really appreciate any advice or any thoughts on the matter🙏. And i agree money doesn’t buy happiness but it buys the time and opportunities to be happy.

[@juanpablodo12345678]

Just hit $30K at 23 years old. Still feel like it’s little money 😅 $100K is when I feel like am going to be more at peace.

[@silaaron76]

I was up to $15k until I lost my job for 5 months, plus other things going on. $9k left to go lol

[@Natonimus]

I got my 10k this year... this past year has truly tested its emergency usefulness lol

[@Knightmare456]

I’m in England, should I have the equivalent of $10,000 (which would be around £7500), or £10,000?

[@jordirolink8254]

I would use my own currency, which for me is 10.000 euros. For you, it would be £10.000 ;)

[@misslanapaulford]

​@@jordirolink8254 Agreed use the currency according to your country. England £ 10,000

[@garyish]

@@jordirolink8254 especially if those are close enough in value to the USD. But if it’s like japanese yen or sri lankan rupee then it’s better to adjust it using the exchange rate since saving 10,000 yen isn’t really the same thing coz it’s more like saving $100

[@energybox6899]

It's from White Christmas!!!!! 😂

[@Simple-ist]

It’s from White Christmas. “How much is WOW?” “Right in between ouch and boing”

[@AmandaBrookes0908]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Kimberly Doran.

[@dominickdudek5535]

Just don't have a midlife crisis you can go from plus 10k to negative quicker and easier then you think...

[@MegaKg9]

As soon as a commercial gets pushed on me i leave no thanks

[@JessicaKeith-uj1jq]

Considering an investment of approximately $250,000, I seek your guidance on entering the market. I am contemplating mirroring the tactics of seasoned professionals rather than independently investing to mitigate potential financial setbacks and emotional strain. How do you view this particular strategy?

[@godusoland9122]

His premise makes no sense. The only way life gets easier after 10k is if you are spending it. A minimum wage worker can save 10k, but once they spend it, it's back to being poor. If you don't make a lot, you should prioritize income rather than savings.

[@sneakysquirrel4253]

Nothing changes after 10k and it doesnt get easier dont lie to yourself.

[@joeygiesbrecht8163]

Saved up 9k and got layed off 😭😭

[@milodeescorpio3658]

Buy Costarrican coffee, it will change your life.

[@spectacular425]

Imagine being from Romania And Saving this money

[@StephenIC]

Sneakily putting ads into the regular content of the video is deceptive and wrong. The fact you act like you just happened to decide that coffee is one of those things that you are willing to spend more on, before instantly trying to sell us a coffee subscription, shows why we can't trust you. What a coincidence that you are willing to be less strict about the thing that will make you money! Not trying to hate, I just hate ads and think they poison everything regardless of your intent.