50 Frugal Living Tips That Actually Work

[@GabeBult]

What’s your favorite frugal hack?

[@abc123abc99]

I love anything that improves energy efficiency since those improvements have a lasting effect on our monthly bills while also helping reduce my environmental impact. A few improvements that have saved me money this year are going all electric with our vehicles and charging them daily using our solar panels. Our gas bill went from $400 a month to $0. We've tried to seal air leaks in our home, jumped on a variable rate electricity plan, and will pre-cool our home ahead of a short window when electricity gets more expensive, and that's saved us about $50 per month in electricity. And whenever a major appliance dies, we'll replace it with an EnergyStar efficient upgrade. Our home is slowly becoming cheaper to operate and more comfortable.

[@taracasper]

My husband used to go to my hair dresser once a month and spend $45 on a basic hair cut. Now he uses the Flowbee. It's amazing!!! Easy! Gives a great hair cut!!

[@LivingProcess]

I do the 4 R Rules. Reduce, Repair, Reuse Refuse ♻️

[@PrincessZelda609]

Packing lunch for work. Utilizing my coffee machine at home instead of ordering Starbucks sometimes TWICE a day (there's a Starbucks at my job).

[@taracasper]

@@PrincessZelda609 oh my! I also had a Starbucks at my job and would get Starbucks twice a day! The pull was so strong!!!

[@DeathMetalMoe]

I wouldn’t recommend skipping yearly physicals. As a cancer survivor, early detection saves lives. Please keep healthy but get a physical yearly.

[@Paulokun7]

I agree with this. even if you dont' have insurance. THis is a no brainer

[@Naoompje-lw2xf]

Other countries dont even have yearly physicals and we're still alive 😂

[@DeathMetalMoe]

@@Naoompje-lw2xf True, but if you have the ability to get a yearly physical you should. It can prevent a lot of issues.

[@amberp5207]

Especially, yearly mammograms when his wife turns 40 & yearly gynecological exams now. Also, dental cleanings every 6 months.

[@amberp5207]

@@Naoompje-lw2xf I know other countries have their own guidelines. Gabe & I both live in America. I commented on the medical recommendations we have here in the U.S. I pray that we all stay healthy & I wish you the very best.

[@c.8292]

I wont skip doctor visits. My dad finally went to the doctor after 20 years of not going and within months they found out he had stage 4 terminal cancer. He just made it to retirement age and he is in hospice because he is at the end of his life. Dont skip checkups even if you think you're healthy. Women should be getting cervical cancer screenings and mammograms from their 20s. Men need to be getting colonoscopies. Dont take the chance of cutting your life short by not getting preventative screenings. If they had caught my dads cancer early he might have lived to 90. Now he's happy he got 6 years and made it to 64. Without that blood test where they found he had anemia and detection he would have passed away already. We got 4-5 more years with him because he went to the doctor (finally) but we could have had way more.

[@alarud]

this is so sad 😔 thank you for sharing 🙏🏻 I wish the universe will give extra 30 years of beautiful life to your dad despite any predictions 🙏🏻🙏🏻🙏🏻

[@BeingSirrun]

I couldn't agree more! My dad died last Tuesday, just 1 year into his retirement and it was due to not going to the dentist for years. He ended up with myocarditis, 2 ruined heart valves and kidney failure.

[@rainhinkle831]

Don't skip the doctor. Go to the dermatologist, get your skin checked, it can save your life. Teeth cleanings and check-ins are important since you have them the rest of your life. Get your eyes checked, reduce strain by seeing if you need glasses. If you're only looking at it from a financial standpoint, it is much cheaper to catch something earlier than deal with a bigger problem later.

[@HanselPetriv]

Yep. Wise honest advice from my dentist: Your teeth are one of the greatest investments of your life. 1) Not going annually will just make it more expensive when you do go. 2) Your teeth are directly connected to your brain health, which is obviously extremely important.

[@nagarcia76]

Wise words from my father: If you live smart, you don't have to work as hard. ❤

[@GabeBult]

Love that!

[@ms.fields4452]

I have to disagree with you about yearly doctor and dentist visits. Early detection is key for almost everything. It's your life, but I don't think that's good advice to share.

[@rossedwardmiller]

Esp since American healthcare doesn’t function and bankrupts ppl with serious illness/injury

[@maxcohn3228]

Been "scared" into going to the doctor and the dentist by small things myself and I'm very glad I did. Nothing bad was going on (thankfully), but having the routine and the confidence that things are at least looking good from a medical perspective is great. Also, having an oral hygienist complement your flossing is a small euphoria I always enjoy haha.

[@katkatisattic1654]

I saved myself $ by replacing the alternator in my car myself and I’m not a mechanic. I also recently replaced a hose to my mom’s car windshield wipers that only cost $2. Now the water squirts out perfectly! Thanks for the great tips!

[@jamielivingston7765]

If you can get to the alternator it is almost as easy as changing a battery.

[@mysticaltyger2009]

He is so right about the cleaners. I work retail and see people spending a small fortune on cleaners (and also on Febreze). It's insane! I work in a low-ish income area and I swear a lot of mid to low income people would be financially comfortable if they made consistent and modest changes to their buying habits. I'm not saying skimping in these areas will make you rich, but 20-30 years of just skimping on stuff like this would put you in a different financial league.

[@mrs.natashaellwood8634]

The smaller home was life changing! We are a family of 4 living in a 1 bedroom apartment. 362sqft. We are always on the go and have 0 need for a living room so the living room is our kids room!

[@thenoodlebuddy]

Hahaha this has gotta be a joke... otherwise someone needs to call social services

[@tyjameson7404]

Never cut out annual medical visit !! Especially if you’re thirty 30 years of ages or older!! Health is wealth !!💔🇺🇦👏🏿🇺🇸🙌🏾💔🏆❤️🐐

[@johnleedy9814]

Speaking of haircuts, buying a nice set of clippers and learning to cut your own hair can save you a ton of money. I bought a $50 set of clippers from Costco about 14 years ago and the amount of money I've saved on haircuts is pretty substantial!

[@CCP_Operative]

The hand eye mirror coordination takes a couple of tries to master 😂. Been cutting my hair for 6 years

[@marcusai210]

I’m 18 months in myself. Total savings for sure. I used to go get it done every 2 to 3 weeks, now, doing it every 7 to 10 days.

[@Tashas_Travels]

I cut my hair yesterday and i was shocked at the price the barber charged me, i said I'll buy my own clippers and will never go to a barbershop again cos i cut my hair once every few years lol but my nrothers can use it coz they cut every month.

[@pdxmusl1510]

Sometimes i don't miss having hair. 😂😂😂

[@Miner-dyne]

Been cutting my own hair a very long time. Started in the Army. It was dead simple there. Eventually the mirror thing went away - I know where my head is. Must be okay, since my brother recently asked where I get my hair cut.

[@ReneeDennis-x8h]

I am a cancer survivor & it was caught at a yearly physical. Saving $$$ could cost you your life! 😮

[@SteezyVon]

Nice! Was caught from a blood sample or do they have to check other regions of your body?

[@nosmoking5860]

The barter system is great. My husband is a carpenter, my babysitter had the supplies for a new roof but couldn’t afford the labour to get it done. So she watched our son for free after school for years and he did the roof. It saved us both a ton of money.

[@teenoso4069]

Maybe consider an annual health check up, blood and urine tests. Think of it as an investment in yourself. Whats that ultimately worth?

[@antaeusguy]

sometimes i felt, no matter how much you save, an unexpected life event will drain it away... just that it will hit you less hard (e.g. a soft landing).

[@GabeBult]

I agree There will always been something but it’s better to have a soft landing then crash

[@Hoppahoppa1]

Yes that is correct, but being in depth cost more. Maybe you should consider to make more money in a month?

[@waaf25]

My one regret is that I did not become much more serious about savings when I was in my 20s or 30s. Being closer to 50 has me a little worried. Even though I do have some savings, it could have been more.

[@Gumby1978]

I always have a pen and paper when I watch your channel

[@CAROTA251270]

Gabe your video shocked me in a good way. When you showed that calendar with the weeks remaining of your life and then talked about the freedom you can gain saving money it blew my mind. Had an aha moment. Thanks!!!

[@catharinabra]

When my kids were smaller we also saved 50% butttt they’re almost adults now and eat like adults, need clothes in adult sizes etc. To have 4 adults in the household with ”only” two salaries have proven to be tough when it comes to saving money. My kids pitch in with cooking etc and we love to have them home, of course but it’s not cheap. I did check some grocery prizes and for example butter is up 50% and potatoes are up 100% compared to pre pandemic so it’s seems to me like ”inflation” but mostly greed makes a huge difference in our grocery budget each month. We do already follow almost all of your tips as well. We do grow some food at home and for next year we really need to grow more with these prizes. We’re living in Sweden 🇸🇪

[@SimoneRittinger]

Same here (Germany) - and our eldest is just turning 8, but already eats like an adult 70% of the time. When we go out to eat we start at 70€ for us 4 and that's not fun. I love making things from scratch and when I get milk from the farm and we make our own yoghurt, we can save about 50%. Also the bread maker paid itself by now, the ice maker still has another season to got. But who wants to buy ice cream at 2€ to 2€50 a scoop when you can make it yourself for a fraction of the price with real ingredients and pick the exact flavor? Clothes are still though, so we will go to a flea market for kids cloths again for the next season.

[@abm672]

The kids could get some kind of part time jobs?

[@catharinabra]

@@abm672 they have had jobs over the summer but now when school started up again they commute which means not enough time to both work and study. It’ll work out for us, it’s just difficult to save money. We have everything we need 🙏

[@abm672]

@@catharinabra I understand. Once they finish schools, things will become easier

[@Miner-dyne]

A quick way to save - stop comparing yourself to anything. Be happy with what makes you happy. Want to eat broccoli and rice everyday? go for it. Want to have an e-bike and not a car? go for it. Want to play 40 hrs of video games as opposed to going to the latest (fill in the blank)? Go for it. In 6 months no one will even remember what they did, let alone what you did. Live your life to your standard. The endless comparing leads to hollow consumerism.

[@pia4383]

Thanks for those tips 😊 i did a no buy in August and it went very well 😊

[@GabeBult]

That’s great! I just did one too

[@TheQueen-g7p]

I'm still trying to digest the time chart comparative to your money. When you put it in those terms.........that's motivating!

[@joycegonzales4994]

I just enjoy your videos, almost any subject you talk on is valuable

[@nabeelabbas4511]

Love Your Videos No Matter Which Topic You Choose Always Infermative😊And Changing my life❤

[@Alexandra11090]

When you’re looking at your insurance, make sure you aren’t over or under insured. Insurance is there to protect you, so take the time to figure out exactly what you need and make sure you are comparing apples to apples. Some companies might offer a lower rate, but that often means less coverage. Saving a bit of money now won’t really help if you end up underinsured.

[@xiuying6874]

Great Video Gabe, I am retiring next yr at 55 with 3 houses paid off worth 4.5 million. One is my place of residence the other 2 properties will give me $80,000per/yr rent. All thanks to my Investment Manager, I have steady income stream from my dividend portfolio, a total $250,000 a yr to live comfortably. I have no debts ... Stay Motivated!!❤✅

[@jessicaknoll4700]

Amazing! I have Liquid $200K to put into stocks, but I want to ensure good profits & safety. With tons of Advisors now, how did you find the right Investment Advisory?

[@xiuying6874]

Essmildaa Morgan is well known, just look her up

[@xiuying6874]

Essmildaa Morgan is well known, just look her up

[@happiknife7716]

Love the no spend month idea.

[@msCarmell99]

Same... But it's hard being the one who holds the household budget... But we'll get there 😅😅😅

[@GabeBult]

It’s definitely a good reset!

[@pdxmusl1510]

Yeah. These are powerful..ive been doing this for a long time. For me. I do occasional no spend months. Had one in july recently. But also... Every month i have a no spend week. Only essentials. I have some slight exceptions. But the point is the bar is set extremely high and "no" is my favorite word that week. The thing you have to watch out for is that first day afterwards... don't go blow a bunch of money. If the no spend is just causing you to bunch up your spending habits its not helping you. You may need to work on those spend habbits first.

[@Jonathan-yr3so]

My bare minimum is 30% savings. Usually it bounces between 50-70%. I do more contract work.

[@cindyfoley268]

Love your videos. How often does your newsletter come out? I believe I subscribed about a month ago or so and I haven’t received one yet.

[@Universal_Craftsman]

6:05 Mum, mum! He is using metal utensils in the coated pan!😅

[@Caprifool]

Heh, I have $1115/month. Saving half would get me evicted or very skinny. But my main saving opportunity is to cook and bake everything from scratch. I know it's expensive, but buy quality clothes. One quality shirt that lasts 10 years is less expensive than 10 cheap ones that fall apart each year. Same with shoes. My shoes are over 20 years old. Buy real shoes and TAKE CARE OF THEM! If you can store it, when food is on sale, buy a stash! Yes you might have to eat boring food the rest of the month, but when you keep doing it. In time you're going to accumulate a variety of ingredients. I have a ridiculous variety of dry goods, a freezer full of food and a large dresser with home canned food. While others with the same income as me are struggling.

[@swadfihri8278]

Very well stated my friend. I’m on the same page with you. ❤❤❤

[@Slee.40]

He was just saying to stay healthy. He didn’t say to avoid the doctor. He was giving his example of making good food choices and exercising which he feels has helped him not have any medical issues.

[@LivingProcess]

Brilliant as always 💚 Great Video will watch it more than once my CC can't catch up lol Have a Favorite Weekend ♻️

[@lady_alisa_o]

I agree with buying lower priced food products and store brand products as long as they are of quality ingredients. Many times higher priced items include better quality ingredients and the lower end are packed with things like artificial flavors/colors and sugar, sodium, high-fructose corn syrup, corn, wheat, soy, etc. If the ingredient list is the same, then I grab the savings!

[@anaalves3658]

So true. Sometimes you can tell the difference in the taste, I stopped buying regular chicken and only buy free range now, you can see and definitely taste the difference. I also have a couple of pasta brands that I like, but I wait for them to go on sale and then buy several packets at a time. I recently swapped from the brand name dishwasher tablets to the store brand and there was no difference in how well they cleaned the dishes, so I now buy the much cheaper version.

[@kw344]

NEVER skip having physicals with your doctor. We just lost a great friend at 65 years old. He had undiagnosed high blood pressure for years and years. He ended up in kidney failure and his body failed before he could get a transplant. If he had seen a doc on a regular basis he may be here with us today.

[@MourningDove-bn4dk]

I don't know. I like working. I just don't like dealing with the crazy people. For me, it is an opportunity to do something different, and sometimes interact with people. If I wanted to just work from home, I suppose I could do it, but I could see myself becoming an extreme hermit.

[@MattMcConaha]

I used Gas Buddy for a little while several years ago, but quickly decided it wasn't worth it. Nowadays I drive a hybrid and get 50mpg, and my car only has an 8 gallon tank anyway, so it definitely isn't worth it. Even if I save 50 cents per gallon, that's 4 dollars for an entire tank fill. I only fill my tank like every other week, I'm just going to stop at the most convenient station and not worry about the unlikely scenario where I save 4 dollars. Oh, and I specifically chose my car because it is reliable, affordable, and fuel efficient. I don't need to scrimp and save on gas costs because I already chose to save so much more money just by choosing my vehicle rationally.

[@kellywerner5976]

I just went to my auto insurance and asked about our 4 cars. I switched some deductables and lowered some coverage and instantly saved iver $400. It was easier than working for $400. Now I am on to my cable/internet bill.

[@AmyJones-gh4hw]

Very free…. That’s delightful… 😊

[@sharongenco3716]

I won’t go on without doctors because everyone already has, but I will say, even if you are healthy, it’s good to create a relationship with your doctor so when, and if you do need them in the future, you are comfortable with who you have.

[@sct4040]

I buy groceries only for the longest time (years). Then, I decided I deserve a new iPhone (was using an iPhone 7), a cruise, and then an Apple Watch. Returning the Apple Watch tomorrow (I slipped). 😂 just canceled Amazon Prime, and Apple TV (subscriptions for hubby who loves baseball games). The baseball season just ended today, World Series will be on Spectrum (we are already paying for that).

[@deion312]

You left mint Mobile! Looks like I’ll be leaving too, helium is $10 cheaper a month for unlimited.

[@bigounce999]

Gas Buddy can sell your data to your insurance company and they can raise your rates based on your driving habits

[@voiceoverguyharris]

Thank you once again. I found your channel very helpful. I wish you would smile mire on your thumbnail. Ha ha.

[@marcos00114]

I just did my math and I m saving 36% of my income

[@Yieldthief]

How old are you brother? My mindset is exactly the same as you and im also thriving like you are!! 💪 onwards and upwards ey... im 35 myself..

[@chamsseddin4449]

even if it might seem common sense, having it all in one video is the point i guess

[@dorisenga4701]

My main problem is over shopping !!!

[@GabeBult]

That’s a big one

[@CCP_Operative]

What for? Has it improved your life? These bastards want to keep you in the system, in a job where everyone is a fake friend. Don't give them your money, all the best👍

[@carsonlink5885]

My dad always told me that before buying something to think of the money as your time. For instance if I make $20/hour and wanna buy something for $20 think of it as I’m working a hour for that item. And ask if it’ll be worth it. If you wouldn’t exchange working a hour for the item then don’t get it but if you would then get it as it probably is something you’d value.

[@CCP_Operative]

@@carsonlink5885 He is spot on. Also ensure you account for taxes. If you earn $20 but the government taxes you 50% then it really costs you 2 hours of your time! Also you can account for holiday pay too, which goes in your favour👍

[@pdxmusl1510]

My favorite is the pause. I pretty much never purchase anything immediately. Some exceptions. I add it to a list. Then i have shopping days where im allowed to buy & i have a budget. I get to choose from the items on that list which are most important ti me. And i buy those first. Its pretty common for me to remove items because i no longer want or need them. For me this serves a slightly different purpose. I hate spending money. I really really hate it. So the spend days are periods ive given myself permission to spend. And the budget is money ive "divorced" myself from. The purpose behind it is different. But the effect is the same. I still do get carried away with thinking of that cool new toy. But left to my own devices.. i don't rush out to the store to buy it like you might. Ill go to the store 500 times. Drool over it. Carry it to the cash register. Then bail and put it back cause i don't want to spend. 😂😂😂 its such a time waster.

[@tyjameson7404]

Your salt and pepper hair looks good on you 🙏🔥🏆🙌🏾🇺🇸👏🏿🐐🇺🇦

[@sha_breezy5229]

What camera do you have ? I notice it has great video & audio quality.

[@PattyMiller-ub7lq]

I have always to to garage sales and good will. Make my jam spaghetti sauce, cut milk with can milk,. Mow my two acres and yard word.

[@apfoley90]

I sometimes feel conflicted, I am very frugal and set myself monthly saving targets each month. I now want to scratch an itch of owning a V8 AMG. I can buy it cash however I almost feel guilty and wonder what am I trying to save all this money for? If it makes me feel uneasy when spending it. A good problem to have I suppose l.

[@lesliehunt4078]

A couple more good frugal hacks are: hanging clothes to dry, and never using a hair dryer. These two hacks save me a lot of $$ in electricity bills

[@wenzelino89]

Imagine not buying a drink when you going out to eat somewhere, in the name of personal freedom ;) but there are some really good tips in this video as well!

[@pdxmusl1510]

I estimate ive saved nearly 15k by NOT buying drinks out at restaurants since ive been doing this. Yeah.. its not a lot. I don't go out to eat a lot. Eating out is wasteful to me. But still.

[@cheesecurd100s]

​@@pdxmusl151015k!? I go out to eat once or twice a year, as long as I'm withing budget I'll get a drink, but yeah it's all wasteful and I'd eather just go have a picnic or make fancy meal myself

[@emmanaden203]

Just out of curiosity, what prompted you to switch cell service providers a few months ago? Are you being compensated for mentioning Helium Mobile in this video?

[@sct4040]

My father was a man who never went to the doctor. By the time he finally did, he was diagnosed with metastatic liver cancer. He died 3 months later at 60, never having retired after saving all those years. Don’t do that.

[@mircomuntener4643]

Ssoooo spend it all, in case you die, and then end up surviving, with nothing? That sounds worse.

[@brokeindio5072]

@@mircomuntener4643the comment was written in perfect english

[@virginialangford6257]

I last went to a MD 28 years ago…my 90 year old mother last went to a MD when I was born …over 70 yrs ago…do see a dentist…she sees an eye doc…I don’t…I am a nurse and I can tell you some scary stories about doctors and some some scams they run…Doctors are not Gods…most of them are hard working and stay on top of things…but by all means not all…my mother is in good health, has all her teeth , kick boxes, works part time…no problems…I also am in great health still work full time…The USA has been over sold on the need for continual Md visits

[@successway6789]

Wise words from my father: If you live smart, you don't have to work as hard.

[@jayharmonyhub]

Useful 👍

[@adrimathlener8008]

What kind of stylish keyboard are you using at 01:14?

[@SamNehmeE]

Pay your mortgage every other week. Moetgage companies caught on and offer twice a month which is really just splitting it in half. That doesn't make an impact. 24 payments vs 26.

[@lindacgrace2973]

*LOL* "Stay healthy" says the healthy young man! Some of us (as in those of us who have lived more than twice as many decades as you have) simply DON'T stay healthy. I do CrossFit. I eat a low-carbohydrate, moderate fat, high protein diet with virtually no ultra processed food. My blood work is phenomenal. I don't drink or smoke. I am in a new town but I am diligently working on volunteer opportunities to build up my social circle. YET I still need more medical care than I did decades ago. I still need hormone replacement therapy, I need and will always need daily thyroid replacement. I still need Metformin, even after losing 200 pounds and an insulin habit (I am a recovering diabetic). I CAN'T save money by being healthier (unless you produce a Time Machine so I can back up a few decades, to pre-diabetes). So, thanks, but no thanks. I'll stick to being in a small town with excellent medical care available!

[@Yieldthief]

Staying healthy is key..... if u weren't healthy in the passed alot of damage unfortunately has already been done

[@lindacgrace2973]

@@Yieldthief So true! Five years ago, I weighed over 350 pounds; I was on two forms of injected insulin and a total of 9 medications. I used oxygen supplementation 24/7 and had a special machine (CPAP) to prevent me from suffocating in my sleep. I have now lost over 200 pounds, I no longer use insulin or supplemental oxygen, and I am remarkably heathy considering how close to death I was. But, there is only so far that I can dial back the damage (I still use Metformin, for instance). I've got my hopes pinned on continuing anti-aging therapies.

[@TraceyZilkowski]

Skipping dr and dentist appts is not a wise choice. Saving money in the short term can cost you in the long term. Even though we take good care of ourselves health issues can still happen.

[@jd88gtr19]

A thumbnail with you sitting on the floor against the wall? I have never seen that before in my life on this channel. Very innovative.

[@reviewsbygen5591]

My family of 6 (4 young kids) also have a savings rate of 50%. And he isn’t a neurosurgeon or so but a military man with a middle class income. I don’t work so we don’t have to pay for childcare (which is overpriced anyways) and I spend time to save wherever and whenever we can. People overestimate how much kids cost and frivolities like designer clothes and $$ sports aren’t needs. Our kids didn’t change our budget by a ton either.

[@sct4040]

Skipping medical and dental checkups is being penny wise and dollar foolish.

[@rethinkrich]

The best way to save money is to save money.

[@cduran110]

Costco gas, most affordable

[@ryanmacnab1606]

The Wendy’s app at 1:30 😂

[@ruth1996]

J.C. Penny lived on 10% and gave the rest away.

[@ThaOriginal_Q]

Impossible to save 75% when my tax rate alone is over 30%?

[@R3DGaming]

1:30 - Is that Wendy’s?

[@elizabethzierke4733]

Buy bathing yes!!!!

[@Sophie-kn3gh]

Careful about the tax stuff 😬

[@liviumoroianu9849]

Cook-in Bult

[@UltraFoil]

I don't think I could go out for a meal without also getting something to wash it down with. I'll just splash out and buy the drink!

[@virginialangford6257]

Water

[@MiSSGU3RA]

I've never been to restaurants that charges you for water (not the bottled water)

[@Savage11-b7e]

Well getting part time job and letting them know no weekends,saves your mental health

[@jackchen5290]

I used to follow the 10-1 rule, but Uncle Sam and California franchise tax board insist on helping themselves to 50% of it, so I can only save 40%

[@squirrelcovers6340]

I've never paid a fee in my life.

[@itsjustjrdan]

first 💪🏽

[@GabeBult]

💪

[@LaurieJones-z7e]

❤

[@bryankasper8567]

I won't support chains like aldi which are actively taking money out of my local community. I'll support local farmers.

[@hugovoix2988]

Tip 1 : don’t be born after 1995

[@saurabhjain5749]

Lol. I lost this battle before I was born

[@tyjameson7404]

Rotate your shoes 👞 also!! They will last longer 👏🏿🏆🇺🇦🙌🏾🇺🇸🏆

[@PalisUK]

imagine all your savings getting wiped out by having to purchase a new electric car battery.

[@christine_notchristina]

Apart from the typical comments here, i also want to say that all the moving is so annoying. Disliked!

[@avenj4659]

❤❤❤

[@GOATED1973]

I will do the complete opposite and focusing increasing my salary then save ton of money instead of bringing my life down to a crappy level where it’s no longer enjoyable.

[@pdxmusl1510]

Well. Its more about where do you find your joy. In materialism? Or something else? Yes. At some point you just need more income. And i do believe everyone should attempt to maximize that. But Minimalism isn't self sacrifice. Minimalist buy fancy toys too. But they go about it differently. Instead of buying every whim. They spend where it matters. I put all my whims on a list before i buy. Most of them i find later aren't important to me.. and i remove them. Every one i remove is money i don't spend. I would consider myself a Minimalist. The last several years ive averaged around 20k per year total spend. Thats everything. Vacations. House remodeling. House payments. Utilities. Food. Hobbies. I live quite comfortably. Most people who come over to my house probably think i spend way more than i do. Minimalism isn't about going without. Its about cutting out the garbage you don't need. Or learning to pause gratification for the right time. I have an expensive camera. Im not good at photography and theres no good reason for it. But i love taking pictures. Editing. Learning new tricks. So i buy the expensive camera because i can afford it. And it matters to me. Its something that brings me a lot of joy. But that new toy everyone has or my buddy just bought a camper. I have no interest in doing any of those things. So i don't. This alows me to instead buy more camera equipment. Like whats the point of buying a bunch of stuff to sell it in a garage sale later? Everything i own i use regularly. I have no junk nor clutter. I will never need a garage sale. To me thats spending failure. Except estate sales. I look at it this way.. buying your 4 walls is actually pretty inexpensive regardless of the nay sayers. Mathematical around $7 per hour gets you the basics around most cities ive lived and looked. A little less actually. But thats Your 4 walls. With exception.... Everything after that is a choice you make. If your miserable on your current income. Your choices are 100% to blame. The math tells you unequivocally this is the reason. Thats not to say again.. you shouldn't maximize your income. Do that! Make a million bucks! But your miserable because you chose to be. You also can choose not to be miserable.

[@Blittsplitt5]

Cringe comment

[@elizabethzierke4733]

Nothing

[@tyjameson7404]

Clear your shelves of canola or vegetable oil 👎🏾🤬🔥

[@Kruschba]

No timestamps. Good bye 🎉🎉

[@DanTasticGlastonbury]

Honey also gives you cashback vouchers, we just finally cashed ours in and got a Ninja blender after 10 years of using a stick blender... Now i pre make & freeze smoothie bowls and never buy snackfood whilst out of the house 🙌

[@user-xg6zz8qs3q]

I get that this advice works on an individual level. But on a macro-economic level, this is awful. Our entire potlical/economic system is based on consumption. Think about sales tax on every purchase. Having money in the bank collecting interest does nothing for the economy. Yeah, I get that banks use your money as collateral to borrow more money and invest it in stocks. I guess that this probably explains why the stock market doesn't reflect the real economy. There's a whole lot of savings and the money doesn't move around. It's less work and risk to collect interest doing nothing than start a business. Eventually, everything will crumble but the stock market will be doing fine.

[@margaretghirardello5933]

U talk to fast

[@HendrikEmon]

Try Playback speed 0.5x

[@HendrikEmon]

It's frugal living hack. Save time. Time is money

[@angelicacole40]

@@HendrikEmon😂

[@jamielivingston7765]

If you have a low mortgage rate, its stupid to pay off your mortgage early. Instead put more towards 401k or IRA.

[@BlakeC341]

I maintain around a 70% savings rate and I still spend like I'm in Congress 😂 Just make a high income. Simple as that.

[@christinab9133]

❤❤❤