WHY GINVEST IS NOT FOR ME | Pros and Cons of GInvest of GCash | Investing Philippines

[@athenstar10]

The thing with investment is that, there will always be risks. As what experts say: 1. Know everything first. 2. Risk apetite is different for each individual and each type of investment. One must have courage. 3. The longer time you stay, the bigger gains you'll have, so patience is the key.

[@babyjhudiel18]

GInvest actually works for me. I take advantage whenever the trend is down and purchase more during those times so when it bounces back up I'll get higher returns. :)

[@gilean6179]

That is a little bit an oversimplification.

[@babyjhudiel18]

@@gilean6179 Hello. I don't think I need to explain how I do things when it comes to investing in a detailed, more complex manner. I was just responding to Ms. Charm as her subscriber.

[@beejaycenteno5635]

Q

[@husseincalo8571]

I alread widraw my investment pero ang interest na kinukuha ng gcash malaki masyado.. the value of my 3k i invested naging 3300.88 but when i received the amount naging exact 3000, nawala ang 330.88. Inshort kung anung itinubo ng nvestment mu kukunin ni gcash, and they immediately delete the message sa value ng investment ko

[@babyjhudiel18]

@@husseincalo8571 Thanks for the info! I haven't tried withdrawing since I started.

[@rodinpilac6204]

Agree to all what you said Miss Charm! I'll keep on Investing on gcash since i'm a Moderataley Conservative Investor and i really don't need to pull out my investments once nakita ko bumababa siya because for me Investments are for long term. Thank you for this hope all Filipinos do their research talaga muna bago sila pumasok sa ganito.

[@KuyaRap]

Agree to all points especially the reminder to know your own investing style, time horizon, and risk tolerance. If I can add, I think one other con is the fact that it's accessible via phone. If you lose your phone and other people were able to guess your GCash MPIN (unlikely, but still possible), then you also risk losing all of your investments. I personally haven't tried withdrawing my GInvest funds (I'm also down lol), but it's important to point out that the ease of access is a double-edged sword.

[@mariceljimenez3073]

_l

[@Antoniovieira2792]

I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green.

[@carmindaAntunes]

People believe their currency has the worth it does because they have no other option. Even in a hyper-inflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.

[@Wellingtonluzia3]

Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.

[@desmondeddy1750]

@@Wellingtonluzia3 You are right! I diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above 1.3m in net profit across high dividend yield stocks, ETF and bonds during this red season.

[@jamesdrew296]

@@desmondeddy1750 How can I reach out to this coach? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?

[@desmondeddy1750]

@@jamesdrew296 *DEBORAH STAVARACHE CASTRO* is the coach that guides me.

[@90degreeshift]

Actually what dragged your investment was the Consumer Trend feeder fund. I had these too :( During the time of your purchase, the main stocks of the fund had clothing retail brands; those products were severely affected during the pandemic as a result of the boom in online retailers which left retail giants with more cost (due to less physical shopping) and less sales (saturated market, less demand). On the flip side, the tech feeder fund did give me higher returns (~10%) in 6 months. Point being that there are some high risk, high reward options in GInvest, specifically the ATRAM funds. I totally agree that this platform is not for everyone.

[@jackotaco294]

Pros: convenient, easy account opening, can invest as low as 50p, simple platform. Cons: Limited investment products, expensive management fee/ high expense ratio

[@Nex19-25]

I already lost 2k but im doing peso cost averaging. I believe that we stiil on a dip market. And i will continue it 5 years up. I will used this on my dream business in the future.

[@JamZulueta]

Agree that G invest is not for everyone. Same goes with any type of investment. It depends on your risk appetite, investment horizon, age, among other things

[@gadgalleto5906]

kzbin.info/www/bejne/oWLYc2V9n9J-e6s

[@kevcurry7773]

True, tried this almost 2 years na, lugi pa. Might move this after 1-2 yrs to COL atleast u call the profit/loss. Yun din prob sa ginvest, hirap itrack ng actual gains - need po icompute magkano input mo vs current credit. And lastly if magwidraw ka, there's a like 3-5 business delay(so price varies?) ata + fees( not really sure). Not really recommending to new investors

[@PaoloFernandEstrabo]

I agree. To be honest, I transferred my money from GInvest into GoTrade to Invest in ETFs like VOO

[@riza4564]

I'm currently using Ginvest and it works for me since I only sell high while buy low which requires a lot of patience considering everything in the process takes a lot of time.

[@lionheartjhames]

I started ginvest last year and yes negative din ang returns ko. Pero I find it very convenient and itutuloy ko parin since medium term investment ko naman sya. Diversification din ang main reason ko. We can do different investments naman at the same time. Thank you sa inputs mo Charm. As always very straightforward and honest mo 😊😊

[@victormanalac1599]

For the risk taker/agressive investors, I agree that Ginvest isnt for them. Its only for boring long term investors who have lots of money and just want a safer way to put their money to work. There are so many alternative opportunities like Crypto staking and Defi which gives you so much more upside. If you are young and have a small fund, try crypto opportunities first so you wont get bored waiting for your money to take years before it grows.

[@rjayenobisa9741]

di naman ma withdraw pag mag invest kana sa crypto scum lang...

[@destroyriri]

@@rjayenobisa9741 ganun po ba :((

[@earlisanengineer982]

@@rjayenobisa9741 nawiwithdraw po yung sa Crypto sa Paymaya. Try niyo po

[@earlisanengineer982]

@@rjayenobisa9741 nawiwithdraw po yung sa Crypto sa Paymaya. Try niyo po

[@saitvbudol]

salute sayo ate grabe napaka transparent mo sinubaybayan ko din yang gcash investment mo then nag invest din ako so ayun lumiit din ung pera na pinasok ko hehehehe

[@ChriztyneAsugas]

What happened na po now?

[@Maria-bp9mq]

Hi! I've been watching your videos and has had helped me a lot when it comes to financial literacy. A little comment lng and I hope I don't come out as rude. Regarding your audio/voice, since you have a nice mic nmn, I think it'll be better if you lessen/modulate your voice or volume(?) a little. Baka ako lng but I always find it too loud like almost shouting or too in-your-face when you talk which is a bit irritating to hear that I always have to lower my volume. Hope you take this constructively. Yun lng. Thank you!

[@CharmdeLeon]

Thank you for the feedback! I will research about this because I admittedly don’t understand sound very much.

[@harvseguilos]

Nag pull out na rin ako funds sa GInvest. Nagtira lang ako sa PESIF. Nilipat ko muna sa BTC and GoTrade.

[@saistres9788]

Wow pa guide nman po how to invest Gotrade, Interested that kind of investment

[@michaelpepito2692]

Ang dami ko pong natutunan ms. Charm ♥️🙂 Thank you po sa pag share ng experience.

[@marygracedamilig4590]

Invest BPI-IMI ,I started invest last jan.2022 2k and then frm. Feb. I started receiving P7 to P8 I tried to choose monthly returns so I received mothly but my other investment 2yrs invest since last year.

[@jacklordtarnate3585]

Ano po yang BPI-IMI. Balak ko rin maginvest

[@alecxandrabegaso4777]

randomly, i was finding a good feedback video here in yt about ginvest and this is very helpful to me as a new started investor in ginvest. thank you very much charm, this is very helpful to me.

[@glenntunguia]

Goodluck with the fee of 1% to 1.5% in a scale you are losing money you can do it on your own copy the fund inside their fund thats without the 1% fee

[@johnlee1027]

I do peso cost averaging. So far for a year Im happy with the returns. 8.70% yield for my investments and Ill continue to invest regardless of market performance.

[@jakewilliam323]

Basta ako the more it gets down, the more I add. Good luck investor

[@dadalonglegs]

9:40 Looking ahead positively, how much could be your ROI after 3-5 years in GInvest?

[@bryancanete9176]

Naabot ko ung channel mo dahil nag invest din ako sa gcash😄 prepare na talaga tau sa loses pero sa ngayon tumaas naman siya isang buwan palang

[@Iam_Vikings22]

Ok din ang Gsave mejo maliit nga lang ang interest rate pero depende parin naman sa dinedeposit mo

[@kevinreysedoripa8398]

In my opinion. Kase pandemic din ngayon kaya bumaba ang investment returns. Pero. I think now is the best time to invest kase patapos na ang pandemic at pabangon na ang ekonomiya.

[@user-ys7ty7mz2g]

This didn't age well

[@Black_DarknessPiggy1995]

Di nya po na mention yun. Need din kaseng inconsider kung anong nangyayari sa Market mismo

[@DuskDawnVGC]

Palubog pa nga lalo e hahahaha. Very slow recovery if ever

[@joeGuizan]

Just select 3-5 consistent yielding dividend fund and put in 500-1000 per month. Continue reinvesting the dividends you get. Continue for 10 years. 🎉🎉🎉🎉🎉🎉🎉 Congratulations!!!! From here on if you wish, you can stop conyributing. You can begin withdrawing certain amounts monthly. For the rest of your life. Surprise yourself🕺💃👯‍♂️

[@rolandosantarinmuni]

But you must willing to learn about it . Excellent tutorial

[@MiahMeshel]

Hi, Can you do a review with their new feature Cash for Goals insurance with investment package? Thank you

[@jodinacordova2833]

Sa akin ok naman, may gain maman portfolio ko and nirereinvest ko month dividends na nakukuha ko kaya lumalaki din sya. Designed kasi for long term investing ang mga nasa gfund. Kung mabilisang pera hanap mo ibang investment tools ang pasukin mo.

[@rafraf_ytaccnt]

That's the reason why I pulled out my investments in GInvest, 1 year na yung ROI ko barya palang kumpara sa investments ko sa Crypto at GoTrade.

[@juncruz9013]

Then nagbull run bigla yung tech feeder sa gfund ngayon 🤣

[@chrisc5991]

Consumer trends talaga ung medyo malaki-laki ung paper loss

[@janwharrylloydyap6996]

as mentioned in 5:40, what is your main investment that you put in money regularly?

[@CAPT.BULLET]

You can be aggressive if you already know a lot now for investing on stocks because you don't worry much

[@millionairemindset2024]

Are there not "Agressive" funds in Ginvest like the Phil. Equity Index Fund, Global Consumer Feeder/Technolgy funds?

[@khalilrasalan329]

Im actually thinking of getting back to Ginvest. Got into it last year for about 8 month and had a gain of about 1k only haha

[@kawaii7054]

How much did you invest?

[@elmerleria7441]

Thanks for the video, well appreciated ok

[@xm6853]

Invest in Mp2 or Sss fund to make sure you earn dividends

[@stephaniekateyumang5017]

Thank you for the information! ❤️

[@heklik]

Just used money market fund and you won't lose your invested money.

[@Unchained-oe6mx]

True i am planning to withdraw all my investment for 1 year i lost 4000

[@jakewilliam323]

One of the cons is they will charges annually even you win or with losses.

[@skyphase4]

Thank you Ms. Charm :)

[@Yash18TV]

ang ganda ng pronunciation😊

[@ragnarlothbrok4468]

Pinapanood ko po mga videos ni Ms Charm. Newbie po ako kaso nahihirapan po talaga ko intindihin ang investment. May mairerecommend po ba kayo na books or videos para po may direksyon yung pagaaral ko about investment? Click lang po kasi ako ng click ng mga videos kaso wala talaga maintindihan. Respect po. 😅

[@better6464]

Hello po, can you make po a video that would guide SG11 earners. That is usually the salary grade for the New professionals. Give them po a guide po how they can possibly make the most out of there income like savings, investment and smart expenses.

[@Bigboy-tb7ft]

Pang boomers na lang ganyang klaseng investment. Hehe. Learn more about crypto. Kulangot lang yung mga interest na inooffer ng mga traditional investments compared sa crypto. Though mas risky lang crypto, pero if you know what your doing, very rewarding sya.

[@saistres9788]

Hello how to invest crypto im interested to take a risk for that kind of investment. Thank you

[@Bigboy-tb7ft]

@@saistres9788 you need to study first kahit basic lang. Like buying thru crypto exchanges, setting-up wallets, and AVOID people offering you to invest crypto to them and asking for your money (possibly SCAM). Madami din scam sa crypto kaya be very careful po.

[@FunshineBear-im9no]

indicated nman the number of units u invested in. go to the transaction history, the buy transaction has the units u purchased.

[@anniasoronio1683]

I was thinking of investing to Ginvest too. However, I'm really hesitant about it. Sa GoTrade nalang muna ako ngayon. 🙌

[@jeromelavanancia1449]

First time ko mag invest sa ginvest pa unti unti lang Sana swertehin..

[@keljashbusinessinvestments6949]

Hello, mahirap yan kasi parang sugal po yong ginagawa nyo. I suggest mag invest nalang kayo sa funds in which may mga experts na mag-iinvest para sa inyo tapos magbabayad lang kayo ng small professional fee.

[@crislanvilla28]

@@keljashbusinessinvestments6949 ano nga funds po yun. Gusto ko din po magtry

[@hanikoh17]

nice ,very clear and smooth explanation

[@notaprowr4597]

Thank you for your video very informative 👍 Ma'am if you dont mind can you please make a video of some investment that is very easy to understand and to monitor for beginners like me. Thnx and God bless.

[@CharmdeLeon]

You can watch this: kzbin.info/www/bejne/j3e2p6qgjd5pnpo

[@rommel8089]

I am not literate with investing but I am starting to educate myself in. When can you pull out your funds in GInvest?

[@CharmdeLeon]

Any time but ideally when you’re positive (nag earn kana)

[@Panda-mi7cy]

Just want to ask directly, would there be an ideal or more favorable investment app you can suggest for beginners?

[@mhelskii8525]

same lang sila Maya Fund as low as php50.. as of now it works well after a month

[@seasonedsuman]

We're good fam! 👏👌

[@jcgaming1221]

Hello po pa reply po may promotion na gusto mag offer sayo

[@walksoflifeph]

Mas okay magcopy trading thru etoro. Just look for legit trader with good risk management skills

[@mhelskii8525]

actually ung daily php50 x 365 days u will invest php18250 per year

[@Florence_Judiel_Rafael]

Mas ok po ba yung gsave para sure yung interest?

[@marzopapz1416]

How to track po GI INVEST

[@RolandoCambiaJr-id3ft]

ty for this ill try it God bless

[@oreomchi]

Hi ate charm! May I ask, ano po yung course nyo sa college?

[@logosmaxima2775]

Do you ever do livestreaming on twitch perhaps?

[@laurojason2884]

Do you have any update about your investment now year 2023?

[@eduardoapruebo9426]

Galing mo mag explain maam....

[@adnilreedah5253]

Why can't I click confirm in sell in g invest

[@etonsot392]

Sell nalang ako ng sell kasi lugi lang ako. Aksaya oras lang yang g invest

[@blinktv4182]

Hindi yan for trader. Ba't ka nagsesell kung kailan bagsak ang presyo? Dapat nga nagbabuy ka e. Wait mo makabawi yung Economy, malaki makukuha mo dyan

[@mhelskii8525]

sino na may experience dito sa investa

[@renatouy1391]

Hi ms nicole puwede po ba mag lagay ng 200tasan sa ginvest at safe ba? Thank you

[@HellFire178]

Are trades into these funds free, or are is there a fee per trade?

[@cristianplacer6133]

Hello Charm, anong mic gamit mo and san mo nabili? Ganda kasi

[@CharmdeLeon]

Audio Technica ATR2100x 😊 shp.ee/5m9x5n2 bit.ly/3Lf2XHS

[@adnilreedah5253]

Hello..what will I do..Di ko ma click ang confirm sa sell sa g investment

[@nancybarit8050]

Ang tanong ko ay Wala Po sa topic , ano po mangyayari sa investment ko kung sakali mamatay po ako? (Kasi sa application wala ata nakalagay na beneficiaries /beneficiary )

[@ronelsecret4773]

Please make review about Investa Mutual Fund please...

[@MonSenior007]

tnx for the INFO .... Mam. Charm

[@edwingalsim436]

ask lang po, but you invested in different terms. just thinking if its just 1term po kikita ba.

[@ejmcsy8037]

Wala di naman masyado nag work. Ng mag update ako ngaun something wrong daw. Kaloka. Di naman nag improve. Instead bumulusok pa.

[@christopherteo4446]

Recommended po ba mag invest ng 1k per month as a college student?

[@Bigrider1822Motovlog]

Nagtry ako 50 lang,sa 3 local..try ko ung 1k pagay xtra

[@josephcruz433]

Depending what you have

[@mommyljgaming827]

If ever nmn po na ayaw muna maginvest anytime na pwede ka umayaw noh?

[@sunshine..696]

Sa gsave nyo na lng..sa ginvest 3 months na walang pang kita sa gsave twice a mnt may kita kana kahit kunti atleast may kita ka.hirap kc tumaas ng market kya hirap ka din kumita..naglagay aq 30k sa ginvest for 3 months tapos sa gsave din 20k wla ko kita eh nabawasan pa sya sa gsave nadagdagan sya for long term kc yan pag mga stock market eh

[@saistres9788]

Wow pa guide nman gusto ko rin itry yan both

[@sunshine..696]

@@saistres9788 gcash po yan..

[@blinktv4182]

Useless din kita mo dahil sa taas ng inflation. Bumaba lang value ng ininvest mo. 3.5% interest vs. 6.9% inflation?

[@kingdaniel4756]

May tanong po ako. If may 5,000 ako sa Gcash tapos gusto lang ako mag-invest ng 50, mababawasan ba ang balance ko sa Gcash if ever may losses sa investment?? Thank you.

[@YoungPensionados]

1. BPI-IMI there products are Unitized Mutual Funds 2. Units not seen in GInvest. Big CONS, because we buy units it must be reflected in the platform 3. and YES, hindi para sa lahat ang GInvest, pero pwede lahat mag Ginvest 😁

[@TheDTVOfficial]

one time payment lang ba to o parang subscription na monthly hinuhulugan?

[@MatasKalim-m2s]

Hindi ako lugi hindi rin kumita😂parang nagpaheram lang ako ng pera 1weeks ang palugit

[@rodney1234ize]

I think this is a pretty bad review in my opinion, g invest is built for the long term and you only kept your investments in for 1 year and only have 2 entry points instead of doing dollar cost averaging ang putting money every month, those 2 positions you entered were probably when the market is at an all time high too, so I dont know what you were actually expecting of course malulugi ka talaga. You cant expect great returns with that kind of strategy and the amount of money you put in.

[@CharmdeLeon]

Rewatch the whole video ☺️

[@CharmdeLeon]

I explained that the review was for the platform and not the performance. I’ve been invested for 1 year because the platform has been around for 1 year. Also, it’s peso cost averaging. Explained why I didn’t do that as well.

[@needsgreeters4871]

@@CharmdeLeon lost crying bb na😭🤣

[@needsgreeters4871]

@@CharmdeLeon ginvest is a long term investment bfore you see the quite result

[@DionelLariba-rq2ku]

Parang kagaya pala to sa cryptocurrency

[@kingkinglyrics]

Pwd poh ba yon ma with draw anytime thanks poh ma'am

[@maryjuneyap9288]

Kilangan ba may mentainance balance ang gcash mo

[@eveo2191]

Hi, Charm. Appreciate your honest review😍 Btw, can you create a vid about COL,.please? I already have a few stocks(more on REITs) but I want to diversify by buying other stocks from other companies but I can't decide which one. My goal is for long term like 10 or more yrs from now, risk appetite is I don't know what it's called but i think somewhere in between😅. Can you please help me? Thanks in advance! ☺️

[@ianjcasul8843]

Ginvest is not working anymore

[@cryptocosa9632]

Ga buy kag NFT maam?

[@sweetheartsakura3817]

can ofw 50 yr olds invests in Gcash?ty

[@eduardocastulo8315]

Wala pala kwenta maginvest dito. Para din itong mga local bank. Parang sila lang kikita i know one of the bank kasi na experienced ko

[@marisolbautista7741]

Is it me or the audio or voice sound too loud???

[@stannleycruz4624]

Gumagana naman cguro ung volume ng unit mo. Pwede mo pahinaan😑

[@DuskDawnVGC]

Hinaan mo audio mo ineng. Masyadong malaki problema mo haha

[@evanshabacon5342]

I invested 150.00 when can I get the returns of invested I just tried from watching vid and not sure how to withdraw and when, is it after 1 yr?

[@keljashbusinessinvestments6949]

anytime pwede mong iwithdraw yan

[@gudnyt]

I'm confused. Di po ba parang broker ang GCash? The gains/performance depends na sa fund. Mali po ba intindi ko?

[@CharmdeLeon]

Yes, correct.