WHY I’m $38000 in CREDIT CARD DEBT 😭🤯 | 2024 Financial Glow Up Plan

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BobbieBeaut

BobbieBeaut

6 ай бұрын

Hi Loves! ✨ Thanks for watching!
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Пікірлер: 23
@BobbieBeaut
@BobbieBeaut 6 ай бұрын
I delete comments that I don’t like so don’t waste your time 😊
@illbetherejk3212
@illbetherejk3212 6 ай бұрын
Censorship at its finest. That's what's wrong with American today--you can't even have a civil conversation with opposing ideas without getting censored. Congrats....
@BobbieBeaut
@BobbieBeaut 6 ай бұрын
@@illbetherejk3212 yes! You don’t get to come on MY page and talk down on me. Sorry! Do it from your own page 🤭 thanks for watching
@PlantwithNik
@PlantwithNik 6 күн бұрын
I started with 30k in CC debt Jan 2024. As of July I’m down to 15k 🎉 I took a travel contract which increased my pay quite a bit and I kept my lifestyle exactly the same so allllll of my extra has gone to debt 😢. I really appreciate videos like this because this is a lonely road. Thank you for sharing ❤
@dearestdarling9467
@dearestdarling9467 6 ай бұрын
Happy birthday! I agree with keeping a positive mindset while achieving your goals in getting out of debt. I notice in the debt-payoff space, unless you are lamenting and in tears over it, people can be very harsh and rude. I started with 15K of credit card debt last year and I am now at 4.5K, which I’ll have paid off by March. And yes, I did it all with a smile just like you! I think you should have more urgency because you’re paying a lot in interest. It doesn’t make sense to have an Amazon business earning hundreds when you are paying hundreds a month in interest. Also, never start a business on a credit card! Save cash for it. Klarna, Hulu subscriptions and Vacations should not be priority. Cut back on unnecessary spending, you got this!
@BobbieBeaut
@BobbieBeaut 6 ай бұрын
Yes! Thank you. People project on the internet so much. It’s giving resentful and envious. Never have I ever been so worried about someone else’s life that doesn’t concern me at all. But you’re saying It doesn’t make sense to have a business earning money to pay off the interest? I’m confused. If I’m profiting hundreds of dollars why wouldn’t that be a good thing?
@dearestdarling9467
@dearestdarling9467 6 ай бұрын
@@BobbieBeaut imagine how much more money you’d have if you paid for your business expenses in interest-free cash instead of credit increasing 25-30% each year?
@Dmunysfreetime
@Dmunysfreetime 6 ай бұрын
Your energy is beautiful. Bestie vibes fr, if you killed 58k prior too, you def got this. I will be following your journey. Adding the budgets here helps me realize how idealistic or practical my own spreadsheet is! Thank you sis !!! Keep going, ignore all these ppl projecting. Misery culture is addictive online.
@danayshephard716
@danayshephard716 2 ай бұрын
I started reading this book last week. I must have been led to your channel. I'm a new subscriber and I'm happy I found you.
@snowpz
@snowpz 6 ай бұрын
Deffo do side hustles. Grind do rice and beans and clear this ASAP. You seem quite relaxed about it, which isn't a problem but I'd rather get it gone ASAP
@BobbieBeaut
@BobbieBeaut 6 ай бұрын
Yea, stress will kill you! No thanks 🙏🏾☺️ but I am doing some side hustles and going harder after my 30th birthday 🥳
@BobbieBeaut
@BobbieBeaut 6 ай бұрын
Correction* I said I wasn’t sure about doordash / instacart yet (well that’s what I meant) I already have side hustles like my Amazon business, social media, etc. But please stay tuned I might give those a shot 😜💪🏾🔥
@snowpz
@snowpz 6 ай бұрын
Yeah you've got this. I'm in the sameish boat, I don't always stick to hardcore. Have to be careful you don't burn out. Will definitely check in, by the way I do ubereats and it's pretty fun :) @@BobbieBeaut
@Walkinfaaaast
@Walkinfaaaast 6 ай бұрын
You should go on Caleb Hammer’s show .
@BobbieBeaut
@BobbieBeaut 6 ай бұрын
He doesn’t uplift people, in my opinion. I’m all about positivity these days 💕
@yolandalcheek462
@yolandalcheek462 9 күн бұрын
I thought I was doing bad with my $600 credit card debt and student loan debt $11,000 😩 my income is $18,000 or less
@MatthewNussbaum-og8cx
@MatthewNussbaum-og8cx 6 ай бұрын
Do you save any money for retirement each month or no?
@BobbieBeaut
@BobbieBeaut 6 ай бұрын
Yes I have 2 401k accounts, a Roth IRA and i own 2 properties 🫶🏾
@shenettasimmons7482
@shenettasimmons7482 2 ай бұрын
AGGIE PRIDE
@jessicalopez9629
@jessicalopez9629 6 ай бұрын
Dave Ramsey
@BobbieBeaut
@BobbieBeaut 6 ай бұрын
I listen to them every day 😜
@jessicalopez9629
@jessicalopez9629 6 ай бұрын
@@BobbieBeaut they are the best!
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