WHY IM SELLING MY CHANEL HANDBAG | Chanel 2.55 Reissue Small

[@EvaInTheCity]

Hey lovelies, I wanted to say thank you - thank you for showing me that we are a community here and we are like minded. It feels special to be able to connect with people who feel the same way about shopping that I now do and I appreciate that. I want to make more videos about mindful shopping, is that something you want to see?

[@Laura-zc7ns]

Would love to see this Eva. Since seeing this video it's really hit me about bags I love and have that never use! I've gone down to a collection of (don't ask!!!) To a collection of 8! I don't want to sell my YSL bags at present as would loose to much and I do find them robust etc! But seriously thinking of selling some other bags Chanel etc as I never use them and when I do it's a nightmare as they are so fragile (it's pink lambskin!) And of day bags can be picked up again! Think I would rather have the ££££ in my savings and have a cheaper bag that I don't worry about!! I go through these cycles all the time but feeling I'm getting closer and closer to being sick of the cost of these items and just not worth it! Anyway really finding these videos so refreshing!! I'm considering coming off KZbin also as sick of viewing rediculous priced hauls etc all the time so a new fresh approach would be great for people like me that are wanting to see something fresh and more attainable. All for high end perfume skincare etc as it to me is totally different as I get enjoyment from it. But with bags it's almost like I'm always looking at my next bag! And I just want to stop that thought process... Laura

[@myhubbyislouisvuitton4218]

I've been feeling the same way. I bought 23 handbags last year so I had to cull my collection this year and put myself on a "no buy". It's been amazing, I've been on so many trips and have focussed on me internally rather than externally. This has allowed me to have amazing growth and happiness that I have never felt before. Keep the mindful shopping videos coming x

[@helena3631]

I am in America and paid off my school loans at 33 and i have a credit card bill of 3,000 other than that no debt ..I really want to get a Chanel jumbo these price increases lol and I have a 500$ at Chanel so i figure i use it toward that to save on the sticker price..i have two months to use this credit decisions/decisions...i have been contributing to retirement so I am thinking ahead but I love fashion also but we have to be fiscally responsible

[@myhubbyislouisvuitton4218]

We're on the same mission. This year I have saved so much and injected that into my pension and future. My future comfort is paramount. I'm preparing for my non working years. I want to be able enjoy my life with my Grand Babies (when I get them). I enjoy accomplishing each phase of my retirement plans even though it's decades away. Time flys, so the priority is future comfort.

[@dariuscollin6815]

i know Im asking randomly but does anybody know a tool to get back into an Instagram account?? I was stupid lost the login password. I would love any help you can offer me

[@Karen.c.h]

I think this is so important. Because of social media the urge to buy or “keep up” has been pervasive. So many people don’t talk about fiscal responsibility. Good for you!

[@sfjayhawk5810]

Good for you, Eva! A LOT of lux viewers on YT need to see this. The hauls, the overbuying, the compulsiveness, and addiction to buy has gotten RIDICULOUS and bloggers 100% contribute to it. So, well done you for having the balls to talk about it.

[@Truth1561]

SF Jayhawk I agree. I worry about young people aspiring to the ridiculous hauls they see on some of the channels , not realising these people get some things free and may be returning others or building up debt . The rank consumerism these days terrifies me . I was 56 before I paid more than £40 for a handbag and an now selling as they don't bring happiness and are just 'things' we have to worry about . I'm so glad my children have turned out thrifty and are not obsessed with designer anything .

[@EvaInTheCity]

thank you!

[@Laura-zc7ns]

Totally agree! It's all got out of hand and I have in past fallen victim!

[@sueaxon3688]

@@Laura-zc7ns I totally agree that some vloggers do encourage massive consumerism but thankfully not all. I had to unsubscribe to lots of them as it sickened me to see the lavish gifts + holidays these ppl were showered with from big brands. I am not talking about small youtubers trying to make a decent living. It is a massive debt trap for ppl who try to aspire to this way of life. I now really enjoy minimalist youtubers + their ethics. I am not quite there yet but very mindfull of mindless spending!

[@serenaw7051]

Yasssss! I so agree with this statement

[@dinavincelli1804]

Hi Eva. Am 57 and old enough to be your Mum. Just want to say you are one very smart young woman. This current mindset of yours is the key to permanent financial independence for your future. Congratulations! You are well on your way. With much love from your “older” Canadian subbie. 💕👍🏻

[@EvaInTheCity]

Thanks Dina! I appreciate that :)

[@debra13]

Hi Dina, I'm even older than you , I might be the "oldest" subbie ;-). I just like Eva and agree with you.

[@julem247]

I'm also in that club and you are so so smart to be getting a handle on this now! You will so appreciate this planning for the future when the future gets here! It's great to have some splurges and you will be happy even more later when you can relax and not worry about money then either.

[@natale149]

Hi Eva I too am 57 wanted to share that. Been following you for a year or so and love watching all your videos. 💋💋💋

[@patriciad.7309]

Another older Canadian here (58) and wow! am I glad to see that I'm not the only one in this club! Good on you Eva!

[@cocoxu3275]

I would stop shopping luxury items and sell all of bags immediately. You can reenter the luxury world when you have your house paid off and you have no debt at all. Luxury is really for people who would buy an expensive Chanel bag without any impact to their daily lives. They charge the bag to their credit cards only for convenience. They have at least 10 times or more cash in their banks and they have many investments to sustain their life style.

[@katypratt]

Coco, A very wise reply. I got carried away last week with my credit card online. You’ve made me realize I have no business buying luxury at the moment. You put a hard fact in the most gentle of terms. Thanks.

[@katypratt]

Coco, A very wise reply. I got carried away last week with my credit card online. You’ve made me realize I have no business buying luxury at the moment.

[@katypratt]

Coco, A very wise reply. I got carried away last week with my credit card online. You’ve made me realize I have no business buying luxury at the moment.

[@katypratt]

Coco, A very wise reply. I

[@skihillsandy]

Exactly!

[@vjloves3107]

Eva omg I did the same thing and am now debt free, nothing feels better I promise you. I must say that I was in "real debt" around 10K. I was the girl walking around with a Louis Vuitton bag with the matching accessories and a fiver in my purse (on a good day) 🙈. I sold EVERYTHING! Then offered a full & final on what I owed (if you know that phase you know how deep in debt I was) I now have 2 designer bags and a few shoes but most of all I'm free and so happy. Do what works for you xx

[@EvaInTheCity]

thank you for sharing this with us, sounds like you did a great job clearing that!! xx

[@roxierisk6491]

I hear you sister. I hear you!

[@fsori9]

Sell the Loewe while it's still popular. The Chanel is a better investment to hold on to...

[@missiarasante]

From the sounds of the video, Eva hasn't done any type of balance transfer to a low APR credit card or a LOC. Many credit cards have an APR of 20%. Have Chanel bags historically increased in value 20% per year? Is it a safe bet to assume they will increase 20% in value per year for the foreseeable future? Chanel bags may be a good investment in terms of a luxury item that you can use and resell in the future. However, if having a Chanel bag is preventing you from paying off debt and saving for the future, I don't think it's a good decision to hold onto it. I highly recommend checking out the subreddit r/personalfinance. You may not agree with all the suggestions, however I think it's inspiring to see what lifestyle changes others have made to get in control of their finances.

[@Truth1561]

fsori9 she loves the Loewe though - and will get more money back from the Chanel . The Loewe wouldn't clear her debt which is the whole point .

[@sheilabloom6735]

I got rid of all my Chanel, LV, Prada bags. I do not need designer bags. I went through that status period.

[@vyvo8888]

I wish you sold those to me

[@patriciafreitas6067]

Sheila Bloom I’ve been thinking about doing the same thing and maybe keeping one. It just gets to much and overwhelming. Why do I have all this money in my closet?

[@qr5vy]

@@patriciafreitas6067 I'm also done. I've been collecting for 25 years and I've finally had enough. Their insane price increases prove they don't want thriving, working women as a client. They only want oligarchs and heirs. Which is fine, but bye.

[@dianvandevyver5729]

I've been saving up for a chanel classic bag. I have the amount now, however, today, I have no heart to buy that bag, too overpriced for my life style. I keep on saving 30% of my salary every month. But it will be for my old days and for emergency needs (who knows)

[@janmarilynfanlevitan7138]

Dian Van De Vyver very smart. I was laid off after 19 years. Thank Goodness for money on The side

[@iluvubb247]

Don’t shop Chanel or any of the luxury brands. I am recently getting into coach and I love my new coach bag. It’s durable and it costed me $100! Save your hard earned money and sit on it. Ut definitely feels better than a Chanel I’m my closet

[@melikeetoo]

I stepped away from luxury a few years back for the same reason. I managed to pay-off and learned to invest. I’ve now re-entered luxury shopping. I have to say, it’s a different feeling when you have a good nest and you shop, not using your nest. Best of luck, as I was already in my thirties when I regrouped, you’re at a great age to start over.

[@alittlebitlaura]

Great topic. I’m in my late 40s now and am able to splurge on more luxuries than when I was younger. But somehow I still manage to spend too much and have to stop myself and reprioritize my wants/needs. I think it’s great that you’re self correcting and the there’s nothing that feels better than financial independence. And when you’re ready to purchase that M size, it will be that much sweeter. Bravo. 👍🏻

[@EvaInTheCity]

Thanks Laura! Its good to hear from you and your own experience with this too, thank you for sharing that and it definitely does inspire me to keep going this direction too! Hope you're well! xx

[@maylingboogaard]

HaveLouisWillTravel hear hear!

[@stephanieward8822]

Thanks for being open and honest Eva. It’s easy for us to look at other people’s belongings and be jealous but most of the time we only know part of the story. It’s not fair to ourselves to compare our whole situation to part of theirs.

[@cuirka]

more videos like this one are needed. thanks for putting yourself out there. in the future, whenever you are considering talking about a topic that makes you uncomfortable or shy, it's a proof that it's indeed a needed one.

[@EvaInTheCity]

I think thats such a good point! What makes us uncomfortable we should do more of and if its 'taboo' we can change that!

[@joellesevigny6376]

Hi Eva! I think it’s a really smart decision. Being debt free will bring you such a rewarding peace of mind. xxx

[@EvaInTheCity]

Thanks Joelle, I definitely agree :) xxx

[@KennyFortaleza]

Truly admire your honesty Eva! Even if your reason is different for selling the bag still you are and should be in control of your life.

[@EvaInTheCity]

Thank you, I appreciate that!

[@noeleenjoanne]

I really appreciate this video Eva, KZbin is now full of influencers pushing fast fashion and products that’s we don’t need. It’s refreshing to hear someone say they’re handling their finances and spending money on experiences and things when they can really afford it. I recently graduated from uni after having a change of heart on my career and my designer handbag addiction I had before I started uni actually got me through uni without needing such a big loan. We enjoyed the bags whilst we had them and then sold them on to pursue bigger and better things :)

[@debra13]

I have wanted the reissue 226 for 3 years. I am almost 40 years older than you and have never had a luxury bag nor luxury anything. I am on a fixed income. When I can save, it has to be for a piece of furniture (need sofa and bookshelves!) and to tell the truth, if I could travel now, I'd rather have that experience than a bag. I do think it is good for you to do what feels freeing and right. If it was the medium I might be tempted to ask you to sell it, even after all I've said ;-). The truth is also that Chanel's quality is not keeping up with the increases lately so it's hard to rationalize a purchase. Hope you get what you want every day of your life. xx

[@evadudasova7676]

I am following quite a few KZbin accounts, but yours is the only one, where the content evolves naturally and in touch with the current thoughts regarding minimalism, debt control etc.... you keep me interested even though I first join because of the luxury videos.... after reading minimalists essays I am on the same path and even though I enjoy luxury I reduced my collection to only few pieces that I really love and use the money to pay of most of my debts :) I enjoy the feeling very much! Wish you all the best and many more subscribers in the future :)

[@AstridTuesday]

I was surprised when I read this title but after watching your video I have to say BRAVO Eva! This is a very mature reason to sell. I’m older then you and have had struggles with credit cards and overspending in my 20’s. I had a lot of fun but looking back, I was dumb and frivolous. I wished I knew more about finances before I got my first credit card and got way over my head. I buckled down and consolidated all cards to 2 and put whatever money I had left after necessary expenses toward my credit cards. It was a very un-fun couple of years but paying off the last payment makes it all worth it. Good luck my girl!!

[@EvaInTheCity]

thank you! and thank you for sharing your own experience, it definitely makes me motivated and feel excited to keep going with this, it will be so worth it!

[@abigailhortencia5901]

One year debt free

[@llnut4775]

Eva, I commend you for talking about this. Way too much "keeping up with the Jones" going on now days. My husband & I worked for years to become debt free. It is so freeing & now we pay cash for most things. We still travel & enjoy life but now we do that stress free!! Good for you!

[@yveyve7115]

BRAVO! More people need to take heed of this lesson on managing finances. My husband says before one purchases a luxury item think and calculate how many hours one had to work to pay for the item. I began doing this. Thinking of my annual salary, doing the calculation and then at times putting the item back. So happy for you!

[@gretcheneiselt8665]

Good for you for being so open and honest. Saving is so important and you should be very proud of yourself.

[@ThatsLuxe]

I totally feel where you’re coming from. I’ve put a halt into buying anything at all as of late and I’m concentrating on paying off my debt as well. More power to you love.

[@EvaInTheCity]

Power to the debt payers :) xx

[@ThatsLuxe]

Yasss girl! I’m 30 and I’ve come To realize I’ve had been living in excess. And I don’t need it. So more power to us!!! Enjoy what we currently have and we can definitely enjoy life More when we’re debt free! It’s going to be so liberating!

[@cynthiagarcia8692]

I recently sold my entire collection about 12 bags total I think I hit a point in my life that I don’t need the status symbols and it felt great I purchased some nice contemporary bags and saved the rest great video and loved the honestly I also had called my spouse and told him I’m selling my bags all of them !!

[@ScandinavianAffair]

Eva, you're making the right decision you'll feel so much better not having that grey cloud over your hear constantly! In other hand I'm sure you'll buy a medium Reissue in the future, in a much better place and you'll love it! :p Don't be nervous about the video, your honesty is amazing and so so important to talk about this issues in this era of showing off on social media! xx

[@EvaInTheCity]

Thanks honey! xx

[@kara719728]

I put all my online purchases on my CC for safety reasons but I pay it off as soon as it has hits my card. If I dont have the money in my debit account then I dont purchase anything. I've always been brought up to pay your bills, save some then the rest is your own to play with. I can see why you are doing it, its a wise thing to do and having full control over your finances with give you an amazing feeling im sure. x

[@EvaInTheCity]

Yeh that sounds really sensible! xx

[@kara719728]

Its always worked for me, my only "debt" is my mortgage which we pay off every month and hope to up one day so we can get it paid off quicker. xx

[@MyfavoritesWithMaggie]

I'm glad you're talking about financial responsibility in this community. I'm glad you are getting your credit cards paid off fully! As you said, it makes most sense to pay off the high interest credit card debt before purchasing things. Good luck!!!

[@Maryam-ug6cv]

Good on you Eva, the world is going crazy with the effect of social media and marketing, you will have a Chanel bag when you are ready late in time again, the most important thing is that you are doing what feels right . Good luck with the sale and thanks for being an inspiration to so many people !

[@kirstiepaintsartist8266]

if you have debt, of course you should sell, and never think of buying more of anything when you have debt!

[@sandraboyce4817]

I have to say that watching your channel from start to now has been the most enjoyable. Although i have not always agreed with your choices, seeing the journey, transition and growth is amazing and every video seems like a revelation and has become more inspiring (especially recently) Whilst other channels are almost saying buy! buy! buy! you are wearing the same loved clothing and thinking about money management. If you didn't do shopping again i would still watch your channel as i find the travelling and growth more inspiration than the purchases.

[@carriefraser2555]

Hi Eva, I felt compelled to comment after watching this upload. Myself a former payday 'spendaholic', your comment on the joy a certain piece brings and the 'have to have it' mentality totally resonated with me. I made the conscious decision to embrace a more simple and minimalist life over a year ago and have turned my back on material things in favour of experiences. Love your travel uploads - especially Berlin and Croatia. Great content x

[@lyndseynorman9366]

Good for you for making this video. The culture of spending is ludicrous when you really think about it. The whole 'I SPENT £5000 IN ONE DAY' youtube videos don't sit well with me, and I'm not sure what the aim is. Thank you for being a voice of reason in an increasingly materialistic medium. And, no you're not perfect, no one is, but you're conscious and you're trying, and that's the main thing x

[@lizseville1]

Eva - have you considered selling your perfume collection instead? I was surprised what I made on eBay selling off mine at one point. This seems a shame. Even half bottles of decent perfumes would sell. In honesty I would not sell a classic piece for a fashion piece and I would look for other ways to clear debt first.I am not telling you what to do of course but I have been in this position and it will be hard to find the value of the Chanel bag again. Other things like small objects and books can also sell. Why not challenge yourself to a clear out before you turn to such a beautiful possession.

[@cat_pb]

Also a great tip ~ !

[@hayleymyles6823]

People buy second half perfume!! Umm I'm going to look into this x thx x

[@lizseville1]

Hayley Myles - if they are good perfumes they do. Of course you won’t achieve the full value but you can often sell on things you don’t like any more.

[@thelist3172]

Eva! So glad to hear this. I sold my Chanel recently, and I enjoyed using it whilst I had it. I don't even think about it. I had already bought a couple of second hand Balenciaga handbags and I love them (they are way cheaper of course). So I still have other designer handbags, and they serve the purpose just as well!

[@cordeliaelliott7766]

Something I needed to watch right at this time. Needed a push from someone to assess my finances and spending. Thank you for putting this up ❤️

[@LadyMarylin]

I think it's great and refreshing that you talk about this. It's important to stay mindful of ourselves, and to be independent and make choices without having to second-guess all the time is a very high good.

[@Lulu1xy23]

Yes Eva! What a brilliant video! In this world of Instagrammers and influencers who seem to buy a new bag every week, it’s so refreshing to hear this. I don’t own a Chanel piece but I stupidly purchased a Prada Galleria tote that I’m just too scared to use because I know that I won’t ever be able to spend that amount of money on a bag again. Instead, everyday I use a Charles & Keith bag because I know I don’t have to worry about it. It just seems so ridiculous! I feel like I brought the bag to almost ‘keep up with the Jones’s’. I didn’t buy the Prada on credit or anything but it’s just not my lifestyle to be able to use such a luxury piece everyday. Even more stupid is that Prada has a terrible re-sale value so it’s just stuck in its packaging on top of my wardrobe 🤣. I’m done feeling envious of all the Gucci belts/ marmonts/neverfulls and I’m trying to live a less ‘materialistic’ life xxx

[@Ladyerikamh]

Thank you for being so transparent and honest! You’ve definitely inspired and empowered me to look around my house for things I can part ways with. Big XO

[@itsneverfull5377]

What a fabulous video.... bags will come and go Eva, but the weight of debt never leaves if it’s allowed to take a hold. If you can have a fresh start do it . Don’t waste a moment of your 20’s and 30’s on not being able to do something because of money. As someone who works in travel and is now 47 travel as far as you can and as often as you can xxxx

[@EvaInTheCity]

Thank you, I 100% agree! I want to have my financial state in order so that I can do just that :) Thanks lovely!

[@dragonsaur8850]

Sounds like a great decision Eva. We’re such a consumers society and many bloggers seem to encourage this by constantly buying new bags, clothes etc. It’s always wise to live within one’s means. I’ve been thinking long and hard about whether I should buy my own Reissue or not and the jury is still out.

[@AnArtistsMakeup]

Darling, that is so smart. Financial goals and health change throughout our lives, and it is silly to think that the same things that were important in one part would be the important things in another part. You are so honest with yourself and I applaud you for your candor in a place where you could easily just pretend everything was fine. Well done and I still look forward to seeing your beautiful videos.

[@ancd87]

Eva your decision is admirable. Earlier this year I sold my Cartier watch to boost my savings and have never regretted the decision, which surprised me as I felt so attached to it and the “image” it gave me.These beautiful luxury items will always exist and are best purchased from a more secure place financially.

[@EvaInTheCity]

Thank you for sharing that with us :) I fully agree :)

[@aanniiee0912]

You are doing a great job! I watched your videos from the beginning and you inspired me to buy luxury pieces, but in the last months i realized the same things you did and i now i prioritize my money diferrently. Your life journey inspired me very much 😊

[@EvaInTheCity]

Hi Ana-Maria, its really amazing that we've ended up going down similar paths even since the beginning, im looking forward to the next step for us :) x

[@aanniiee0912]

Eva in the City well now i am debt free, but i will be having soon an apartament and a mortagage . Good luck with selling the bag and being debt free! 😊

[@sandraobrien3985]

Great topic to cover! You've inspired me a lot since you downsized your collection and I've also sold things I didn't feel love for anymore. Since then I did use those funds though to fund something I am getting more use of. Credit cards and after pay are so dangerous, and I'm glad that I don't have any debt any more. Now I'm at a point to start saving to the future and it feels great. Very hard though these days to not get carried away by the next pretty thing... A daily struggle! I'm currently trying to cut down on time on social media to not get inspired that much and just enjoy the things that I have. Thanks for your honesty Eva x

[@rikkeb9109]

Very inspiring video. I really likes the way you phrased it, that all the money left after bills could be yours, instead of going towards credit card debt. I sold a (vintage) Chanel bag earlier this year to pay off the last of my student debt. Felt good..and empowering. I realised that it was more important to me. Now I’m focusing on saving and selling stuff I don’t need. But I still buy a lot...changing ones habits takes time

[@renaiman8328]

This video is amazing I wish I would have started being more finically responsible in my 20’s. I had a late start being responsible in my 30’s and luxury is not going anywhere and I’m happy to watch a YT channel with a realistic point of view.

[@renaeweidman]

In my younger years I was financially irresponsible to the point of bankruptcy! I learned my lessons from that one! Its just a bag! Having a safety net for you and your partner is much more brag worthy than a bag! Treat yourself occasionally for something that you really love but don't buy just because its pretty. You are well on the way to financial independence. I always told my niece that she should always be able to make enough to take care of herself and any children she should have because you can really only depend on yourself. Good on you!!

[@misspiggyaustralia9850]

Yesss to financial responsibility! I love watching your videos on fashion and designer and now I’m loving your channel even more! Can’t wait to see more videos on personal finance while staying stylish at the same time!

[@misspiggyaustralia9850]

So I continued to finish the video (I got so excited to hear that your talking about personal finance that I commented 2 mins into the video) and want to say that you have my full support getting your finances in order. I’ll be sticking around to see your journey to financial independence 😊

[@booksandbags1790]

YES this is such an important subject! If I could give my 20 something self advise, I would tell her to calculate how many hours of work it would take to pay for an item and decide if it’s worth it or not.

[@YellowLittleDucky]

This is a refreshing video! ... i have to say in the luxury channel community there seems to be people constantly buying new and selling older designer bags like a revolving door. I think it is to get new content material for their channel. One must lose money. I am debt free and looking to finish my bag collection with a caviar diana and then thats done. I am saving up for this and trying to eat out less.

[@Buttercookiesssss]

It’s never too late to start having savings. Sell it. It’s definitely worth it and coming to terms with priorities. Luxury bags are really a bonus if you have savings. I don’t think ppl should compromise savings for fashion. Not to mention debt. You can do it girl! Proud of you ❤️

[@DamnitDanniDanielle]

I think it's great that you're speaking on this! I recently started grad school, in my 30s, and it's the first big (massive actually!, thanks US loan system) debt I've taken on. It's been difficult for me to live more mindfully with my budget this year. I think our generation is terrible at saving money for the long term so I'm trying to do better with that also. I often let myself make unwise purchases because I figure, well everyone else is doing it so what's the big deal. This video is a nice reminder to stick to my financial plans and that I'm not alone too.

[@EvaInTheCity]

Thanks for sharing your own story Danielle, I think its really relatable for a lot of us!

[@Stanleydragonjr]

So agree with you I sold many of my bags to have more room in my closet and money in the bank I am loving the money in the bank.... All the best to you and Alen Xo MJ

[@EvaInTheCity]

hope you're well MJ!! xx

[@rosemarynguyen1909]

Eva, no need to be nervous or apologetic for this video whatsoever. We live in an era so caught up with consumerism (which is perfectly fine in some ways), but sometimes I feel like it's going too far. Indulging is ok for quality of life I suppose, but common sense with money goes a long, long way.

[@RebeccaNeffati]

I wish that more KZbinrs were as sensible as you. All you ever see is spend spend spend and as a viewer sometimes it can make you feel inferior. I did the same as you, I sold my designer bags to be able to get on the property ladder and to free up money for savings. Best thing I ever did. I have one designer bag that I love to bits (my Mulberry Alexa) and that I use every single day but the rest of my bags that were just sat on the shelf helped me get on the property ladder. You rock lady and you are a huge role model.

[@kloves3lvandcckelli315]

Here in the United States we have Mr. Dave Ramsey who is a really good financial guy, and i have debt that I’m “snowballing “ (his idea) of bringing debt down. He also says to put away $1000 for a rainy day. You’re on the right track, very smart! When you have money put away, it just feels better!

[@Bianca-rb5gw]

wow that is amazing and is amazing that finally someone talks about this topic “debts”. you are so inspiring! love watching your videos and watch every single one of them !❤️

[@rimfrost556]

Great decision! You will feel so much better selling it. Its never a good idea to buy consumer goods on credit. It’s interesting seeing people from different places and how things works. I’m from Scandinavia and I don’t think people are having credit card bills to pay off, since the interest rate on the cards are ridiculously high. On the other hand most people have a mortgage as there aren’t basically any places to rent where I live.

[@ohhappybear]

Good for you! People first, the money, then things! Good luck. You can always buy it back once you are truly ready!

[@gwenreport]

I hope u do more personal finance videos! U r making a wise decision! Proud of you!

[@MMM_9058]

really enjoyed watching this video -- definitely one of my fav & would love to see u make a finance/budgeting series in the future -- I am currently debt free but that's mainly due to the fact that I live in a very inexpensive city. I've been to London & was shocked at how expensive everything is, so the fact that you're financially independent at such a young age (in London) means you're really good with money. I would love to learn some budgeting/tips & tricks when it comes to living in such an expensive city & how you've manage to live such a fulfilled life without breaking the bank. thanks :)

[@EvaInTheCity]

Thank you, I am certainly still learning but as I learn more I will be sure to share it too :) Im currently using a bank card called Monzo, its got an app for your phone that tracks your spending and its really helped put my spending into perspective for me, would certainly recommend something like that xx

[@japeralta21]

Hi Eva. I'm very proud of you not only for doing this but having the courage to share your story. In the times we're currently living in where so many things are bought/done for show, I often wonder how some people are affording all these luxury goods. I think a lot of people are using debt to finance luxury purchases which is probably not the best idea. I was "lucky" to see adults in my childhood struggle with finances so when I started working, my goal was to never owe anyone anything. In doing this, I was able to learn to always live within my means. I purchase luxury bags now but pay the card I used at the end of the month. I still use credit cards because of the rewards but always pay them off each month.

[@thelovecatsinc]

I love all of your videos but especially this one. I recently sold 6 of my bags so I could a) pay off some debt which was around £700 and b) put some money towards 1 bag that I really wanted. I'm thinking of selling even more of my bags because I feel like I just don't necessarily need them or are getting the wear out of them that I should. Your content has definitely driven me to think even more carefully about my wardrobe and my purchases, as I have previously owned so much for basically no reason. I'm still trying to cut down my possessions and replace a few knackered items with nicer quality items, but it is a process. Good luck in selling your bag (I adore the Reissue and would love one some day!) and I hope you feel so much better when you've cleared off some debt xx

[@Cloudburst2000]

Love the honest video! I currently only owe on my car. I paid off credit card years ago and now only keep it for emergencies (car breaks down in the middle of nowhere, etc) or paying for flights, hotels, etc and even then I pay in full when I get the bill. I make sure to never spend more then what I have in the bank. A budget is wonderful thing. I allocate all my necessary funds (rent, internet, car payment, insurance, groceries, etc). I then put a specific amount into savings/retirement. The rest is my 'fun' fund used for traveling, purchasing luxury, going out to eat, movies, etc. If I don't have any 'fun' fund, then I don't do these things. I would suggest having more then one savings account. Have one for emergencies (loose job, etc) that you will not touch except for emergencies. And then have a separate account for 'fun' fund. Having the separate accounts is also a very good way to help track what you are spending and where you are spending it.

[@ShaizaShamim]

While I don't agree with your decision to sell your bag, I respect and admire you for doing so. It's hard for me to completely relate because you and I have such different attitudes: I tend to get attached and gain a lot of satisfaction from the "having" as opposed to the "using." Whereas you seem much more pragmatic and less emotionally attached to material goods. Even as I type this, I know that of the two of us, yours is the right mindset. It also depends on how you view money. To me, a couple thousand dollars (or pounds) doesn't seem like that much money, certainly not enough to justify parting with a well-loved Chanel. But then again, your justification that it's just a bag, which you don't use anymore-wow Eva, that is just so mature and noble. And so...not me. Lol. Thank you so much for sharing and for being the breath of fresh air that you are. I'm sure you gave a lot of people a lot to think about, including me.

[@EmelyTurish]

Well done Eva! Having that financial freedom feels so liberating. I think when I was around your age, is when I also started having similar thoughts. The reissue will be there whenever you’re ready, if you still want it. Do whatever is right for you. Every year I have set goals: 2014 - I purchased my car with cash, no debt! Yay. 2015 - my wife and I saved and bought a house 2016 - we told ourselves we needed to save $10,000 and did it in one year. Rainy day funds! Especially since we have a house now. Sorry to through actually numbers out there, but I feel comfortable telling you lol. 2017 - be selfish and enjoy our money 2018 - Travel Next year, we are back to saving and paying off all the debt we have accumulated. Maybe remodeling our home. Good luck on your path to being debt free.

[@by.dafneor]

You are doing the right thing! It shows in your face when you talk about being debt-free, you are smiling!

[@makeupfresher]

I became your subscriber because of the reissue video.... so proud of you on telling us the truth of selling the bag....

[@367Play]

Terrific plan, Eva. Selling your asset, and paying off your credit card is going to feel and be way more empowering than keeping the Chanel. Thankfully your debt wasn’t extravagant, but none the less, a cloud will be lifted. And that will feel amazing!!! So glad you shared this video with us.

[@mirahhaus]

This was a very good video. I appreciated your honesty very much. You said what you wanted with out judging or speaking down to anyone. I have ALWAYS found your channel refreshing. 😘

[@Laura-zc7ns]

All the best with the sale and hope you get a good price! Good on you Eva! I feel KZbin has got crazy with designer hauls and it's just not sustainable for the majority of people! It's always so refreshing hearing you your so real!! And bags come and go!! I have sold so many and lost so much you seem to have really got a handle of all this!!best of luck can't wait for your next video!Laura xx

[@EvaInTheCity]

thank you Laura!

[@kekesla]

I got 100% debt free this year. My theory was, yes I love luxury, but not at the expense of peace of mind and freedom. So now I can buy what I want. Although I have a hard time doing so, especially when I see how long it takes me to save up. Great video

[@csikomas8910]

Whoa girl. I actually quit your channel (and others) some months ago bec I was becoming addicted to brands and accumulating designer things in becoming a member of the luxe community, that is how I got connected with you to begin with, so much so that I was becoming influenced to make bad for me decisions. My bucket list was actually not a bucket list anymore but a lust-after list influenced by being on youtube too much, the list kept growing. I totally relate to you now Eva about coming to a new realization. Wow, I only wish I would have come to this decision sooner in my life, instead I lusted after others for soo long that I over consumed for several years. But wherever you are is fine, its meant to be. While I am happy with "some of my things" , not all of them make my heart sing or are worth hanging onto for a lifetime. I wasted a lot of money on trying things out, looking for myself in luxe things, as if my hard won money was not worth much, was ok to waste on experiments. There is NOTHING shameful Eva, thank you for saying so! Selling something is great for another such as me, resale keeps the brand very valuable and alive, we allow others into a market that can't get into it new. I could talk about this with you for ever Eva. Particularly on the Reissue bc that is my particular top item on my bucket list, but I have never made it that far. Years ago, about 6 years ago I got a Classic Chanel, well at that time it was $6400. Then as soon as things in the economy went wrong, I sold it for a fraction. I do wish I'd kept it until now but that is the desperation of over consuming. That money is long gone, I can't get to those crazy prices now. I never did get a Reissue medium although that is still the ultimata bag for me, and always will be. I agree that being empowered is about being in control of your own money. But what I want to say is that women are extremely susceptible to messages on social media, so I am shocked in a good way, and grateful to find you taking this unique approach, so thank you so much. It gives me something to look at that will influence me for the better. It all points to minimalism and mindless accumulation. If you can do both this and have fashion, and travel, well that would be the secret sauce. :) Best of luck. I am sure you've sold it now and are already on your journey. I look forward to the future of your channel.

[@user-vp5qp5de1n]

Great job Eva! This was a very important discussion/topic that needed to be talked about! You got this! I totally understand! Im on the same path and midset!❤❤

[@evasantiago7605]

Eva: I really admire you; being so young and responsible; taking all the steps necessary to be debt free. Love the video; love the bag but cannot afford it although it’s very well priced and the craftmanship is superb. Love your journey; enjoy your vlogs and you are the voice of a new generation. Hugs!!!

[@TudorCity]

It’s a very admirable goal. Savings and independence are super important. Social media should focus on it more. Fashion is fun but independence is even better

[@cclibre3832]

Chanel and other designers are ridiculously priced and getting even worse. I agree that more money should be in your net-worth not on any material item. Many bloggers just show what’s new in stores and don’t buy anything. I enjoy recreating what I already have . Travel teaches more than any material item could... Good for You 😍!!

[@EvaInTheCity]

Travel does :)

[@nadinechans]

It depends on the type of travel though. Mindless tourism doesn’t necessarily teach you anything and in fact is very destructive to local economic and ecological systems. Mindful journeys which pay attention to the people, culture, ecology and local socio-economic politics do.

[@janetwagner5859]

Absolutely pay off the credit card. Compound interest is fabulous when it's working for you in a savings account, but a nightmare when it's working against you as in unsecured debt. One commenter suggested selling the Loewe bag since it's so popular now. The Chanel is a better investment.

[@lizseville1]

I also want to say that having followed you a while I know you do not take decisions lightly and always you are brave.

[@lifeslittleluxury3541]

Well done Eva! I have to say, I am doing exactly what you are doing now and it feels WONDERFUL! Better than any bag I have ever bought. The feeling of being debt free lasts longer than the "high" of buying a new bag or shoes, etc....I just let go my Lady Dior bag that I paid $5200 for:( Yes, I love that bag, but I love the idea of being debt free better. I also am selling a few other of my bags as well. I adore my LV bags, but I have to let a few go since I never have used them much. Congratulations on being responsible! It is SO freeing!

[@tinytuna0]

Just wow! I really admire your initiative to take control of your finances.

[@nj-rb8gs]

Great video Eva ! Nothing is greater than peace of mind X

[@EvaInTheCity]

100% :) Im looking forward to it xx

[@Time2Begin]

Thank you for this video Eva. We live in a world were we're always thinking about spending and acquiring, but alot less about the responsibilities that come with that. (And making good financial choices is a learning curve in your 20s for sure!) I've recently decided myself to sell some of my luxury handbags to boost my savings. Nothing beats having peace of mind about your finances at the end of the day.

[@EvaInTheCity]

definitely agree :)

[@Clairelaferret]

Thank you for sharing. I think you're being very responsible. I've never had debt, but that's because I've been able to lean on my parents pretty heavily. I've had almost no income for nearly a year now and it's hard for me to remember not to spend on little things, because those little things add up. An "I've earned it" here and a "it's super cheap" there and I'll blow through my savings pretty fast. I'm making myself sound a lot more responsible than I am, although I did recently decide to sell a designer wallet I loved but never used, and I'm proud of myself for that.

[@dianemilligan7370]

Congratulations! Great mind set! And, what an excellent thought/quote to end this video on - motivating for others to hear!

[@orangewedges]

You're being responsible. There is absolutely nothing wrong with that. Do not be ashamed of how you want to manage your finances and your life...you're going to be really glad you thought of these things before you got to a point where the cloud of debt becomes overwhelming. I wish I was a bit more on top of things financially when I was in my twenties...I'm doing fine now as I'm heading to 40, but it was a rough patch when I turned 30 and wasn't quite so good with making financial decisions. You're doing the right thing!

[@lorilaws3027]

Eva, wonderful conversation and I applaud you for doing this video! I think we all fall in the trap of spending too much and I know that I am still there. I am also trying to get out of debt. I no longer own any credit cards and I pay for everything with cash. I read somewhere that if you are making a purchase (example: an Chanel wallet) and are not able to pay for 3 of whatever that item is, then you can't afford to purchase it. Now whenever I purchase anything, I think of that advice. I cannot tell you how many things I have put back and it has helped immensely. I would love to share my story privately with you on IG. :-)

[@minniemeowmix2934]

I love your new mindset! Debt really does nag at you constantly and it is a huge weight off your shoulders to get it taken care of.

[@stanza4578]

Absolutely admire you for this. My dad always told me to split my income like this: 1. 1/3 on household bills and mortgage, 2. save 1/3 for long term, 3. spend 1/3 on whatever I wanted. The proportions can change but only in priority order e.g. 80% of my salary at one time was on just priority 1 and I saved the other 20%. It’s hard at times, especially throughout the early years when I didn’t have holidays for a while. It gets easier as you get older. All the best with whatever you do Eva. 💕

[@EvaInTheCity]

That sounds like a good way to split it. I think its all about learning what works for us and our priorities, travel for me is something that keeps me sane and thankfully living in Europe means I can get very good priced flights, but it definitely Is about learning priorities and things :) Im excited to start my savings account up and running! xx

[@pat9577]

You go, Eva!!! Very happy for you and your wise financial decision!!

[@EvaInTheCity]

thanks Pat!

[@mauishopgirll]

Eva, this was a sensible and wise decision, thank you for sharing. Thinking of bags as investments as a means of justifying future purchases or keeping items that you don’t get the full use of can lead to more shopping.

[@FarzTurk]

Thank you Eva, I completely agree I think people have been sucked into the whole blogger/ KZbin excessively living lifestyle. We are made to feel the need to “keep up”. It’s ridiculously out of control. I keep out of debt buy within my means.

[@SuperNirmalraj]

Your are doing the right thing , and yeah I’m always debt free 🙏

[@jenclauson6156]

Thanks for the video and your honesty. Everything is replaceable- you can always repurchase the bag again at a later date. There is no better feeling than being in control of your life and finances, and the freedom that brings. Worth more than any Chanel. All the best with the sale of your bag xxJen in Sydney

[@kirstenj2130]

Hello! U.S. subscriber here. My husband and I are working our way through student loan debt for two bachelors degrees and a masters degree. We have put buying a house on hold for a while so we can get our debt situation under control. Watching my friends buy homes can bring out such an envious side in me but I know purchasing a home right now would put a strain on our finances and relationship. Not worth it!

[@EvaInTheCity]

Good on you guys Kirsten! Its all about whats doing the best thing for you, even making this video I was nervous of judgement but it just shows each of us are battling something and I think its great you guys are doing the best thing for you right now!!

[@KeikoBeauty]

Kudos to you! I just made a similar video. It’s so nice how we come into our own as we get older and get more focused on what is truly important ❤️

[@sococo1464]

If the small reissue was your dream bag that you were planning to repurchase in the future then I'd say hang on to it and figure out another way to pay off your debt but in this case I think its a good decision. I didn't start buying Chanel until my early 30s when I was debt free and already owned 2 homes. When you are debt free with a decent savings and purchase the medium reissue (or whatever you love at that time) it will feel so much better. Good luck!

[@EvaInTheCity]

thanks :)

[@Kimgoad]

Well done! You are a clever woman. If I may share: Some advice we got early in our marriage 23 years ago is to have enough in savings to support yourself fully for 6 months if you lost your job. (Is that what redundant is in Brit talk? Losing your job?) You add up bills, rent, food, gas, etc-all expenses, then work toward that in savings. After you hit that amount, never touch that 6 months nest egg. Of course, as you move in life, you'll have to up that amount b/c cost of living rises, but I'm stating the obvious. After that 6 months is earned, still save something monthly, but use a portion for FUN! I created an account I called "save to spend" and that was my play money that I could blow. Now that account is "save to travel" and that's how I spend my extra funds these days.

[@EvaInTheCity]

thats really helpful and gives me an idea of what to aim towards to start with my savings :) Thanks!

[@sitarayelding3652]

should sell puzzle keep chanel will be worth alot more in future