Why Net Worth Skyrockets After $100K

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Why the first 100K will explode your Net Worth and how to get there faster
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TIMESTAMPS:
00:00 Net Worth explodes after $100k
00:45 The first reason: Scale of Capital
01:42 The second reason: Compound Interest
04:01 How to save $100k faster. Tip 1
05:22 How to save $100k faster. Tip 2
🧡DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
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[@funkyfragrancelover2979]

The trick is to not allow for lifestyle creep. Normally most people end up buying more things and expensive stuff the more money they earn. If you keep to a modest lifestyle, limit your outgoings and resist the temptation to buy luxuries and flashy things you end up saving a ton of money longterm.

[@ZachGH1]

This is exactly it - after housing, the 2nd biggest expense is usually a car. Unfortunately, some people feel the need to be seen driving a "nice" car and going on holidays 5 times a year. Absolutely fine if you've got disposable income, but in reality most don't. It's mental to me someone on an average salary would spend £300-400/month on car, and usually it's a unreliable piece of crap that'll depreciate like no tomorrow. If you get made redundant and you've not got much of a cushion, you are bloody forked

[@UniDeathRaven]

+++++++

[@funkyfragrancelover2979]

@@ZachGH1 cars especially. I still drive a 18 year old car. It’s ULEZ compliant, never broken down, no rust and annual service/insurance is cheap. I have the funds to buy a nice brand new one in cash but since I use public transport most of the week I can’t justify replacing it considering it has zero faults and fits my needs.

[@ty194]

​@@ZachGH1Even one holiday a year is too much. You have to be prepared to go 5 and if you're really serious 10 years without a holiday. While doing that, completely clear down your debt and live well within your means. If people did that, they would be shocked by how much disposable income they have to invest and how much their lives completely turn around in that period of time.

[@stevegeek]

Exactly. But many (I would say most) people don't have the mindset or discipline and as soon as they have a bit of money saved, feel the irresistible urge to spend it on stuff.

[@michaellaviola3125]

why are all KZbinrs making this same video with the same title

[@jjustinmbirchb]

yes! came to the comments to find this

[@leonhenry4861]

i assume it's what people are searching for, so the algo has picked it up.

[@michaelburton]

Because everyone needs money

[@ninetteenrique]

It’s a simple and really important concept and worth emphasizing again and again. It’s what I’m encouraging my kids to do in their 20s, because if they get on the right foot at their age and pay themselves first through regular investing, then they will be sitting pretty in their fifties.

[@toonarmy3870]

Gravy train

[@musemellow]

Compounding effect is the best. it took me 8 years to grow my retirement fund from $0 to $100k, yet only 4 years from $100k to $200k.

[@geraldt331]

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

[@JamesScott433]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@yeslahykcim]

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

[@lucaswilliams9992]

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

[@yeslahykcim]

Laila artine kassardjian. You can easily look her up, she has years of financiaI market experience.

[@brianwhitehawker1756]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@JamesVideoCollection]

Basically, stay humble and stack sats 💪

[@korgond]

Well said bro

[@erikkreinbrink4160]

Yes. It's much easier to save when using the hardest currency ever devised.

[@doylemichael]

Stack S&P500 :)

[@brianc9036]

This!

[@andresencolombia]

yep. just buy the dip

[@KLK00723]

“The first $100,000 is a bi***, but you gotta do it.”“I don't care what you have to do - if it means walking everywhere and not eating anything that wasn't purchased with a coupon, find a way to get your hands on $100,000,”Charlie Munger

[@musemellow]

is it still 100k though in this day and age? Munger mentioned this key number decades ago.

[@wesolowskimatt]

@@musemellow more like 500k now days

[@Sam-kx1qc]

I am actually walking and taking buses everyday, and I have 6 figure salary. Saving to me is way easier than spending. Whenever I see overpriced things, I instantly feel the rich CEO behind door laughing at sukers buying the product and I lost all interest in it.

[@Intentionallivingwithjody]

Ive just gotta say, Ive tuned into your channel on and off, and the growth you have experienced since starting your channel is absolutely incredible. With only 88 videos, and over 1M subs in 2 yrs, wow...massive congrats to you. Every video / short is packed with high quality value. Hope you have celebrated many times over. 🎉

[@thesockdoctorr]

Being a woman and hot helps exponentially haha

[@dannywalters958]

Because they are no longer guessing what works, they now know!

[@Wayne-bk1jc]

You are so correct. This is why you should never underestimate any expert in any field. There's this knowledge you get from experience that you can't just read in books.

[@hildredscali1754]

The past year has made me appreciate professionals even more. I used to think I was good at chess until I became friends with a pro. Used to think I was good at investing my money until I started using an F.A and my net-worth almost doubled in a year. I can go on and on. They are pros for a reason

[@emersonstagnitta65]

hi, I have been considering getting an FA, please what are the steps for getting one?? like a really good one

[@kortneyrawhouser6881]

@@hildredscali1754 I met this pretty lady at a seminar a while ago. Small world right

[@_king_james_23]

hildredscali1754 I met this pretty lady at a seminar a while ago. Small world right😂

[@cupcakeclambake5508]

Great video, Nischa. Could you do a video in the future that specifies what to invest in with your first 100k? It would be a massive help. Thanks.

[@appreciatingassetsmedia]

Amen! Nischa, you produce great content that is essential for all wealth builders.

[@scottxgibson]

Getting your first 100k is hard work. But this is doable by having a good side hustle and business. Worked for me 🙏🏻

[@tomw485]

Or just having a well paying job and being frugal.

[@SteveHasACamera]

Getting 20 years of compound interest in 10 years, is the hardest bit 🫣😩

[@scottxgibson]

The quickest way to get their is through generating more income. Saving will take forever

[@theofficialblackdirectory]

Getting your first $100k is easy, but keeping or exceeding is hard.

[@Craig121000]

That's because you live in London.

[@touchofmandi]

Always so concise, thank you Nisha!

[@nischa]

Pleasure!

[@amybaitley6791]

Thank you for explaining compound interest in an easy way to understand. The graph with the arrows were a great visual for me. ❤️

[@Miawilmore]

Good one sis! As a middle-class woman trying to get her finances together, I’ve always been an advocate of investing in stocks because it has paid off handsomely since I decided to get into it.

[@Willycheng590]

A friend of mine warned me of the dangers of investing in the market. How true is this Mia?

[@Miawilmore]

My colleagues had a good laugh at me when I told them I started my journey with $10k capital and how I accumulated over 5 figures within a span of 7 months. They never believed me until I pulled out my P&L. I know that learning the ins and outs of the market isn't for everyone, that's why personally, Jonas Herman oversees my investments.

[@Roymysterio]

@@Miawilmore Do not forget that when it comes to the stock market, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual investors do not influence.

[@OlineFarms]

How can I get acquainted with him, please? I need help.

[@Maisymaisy]

@OlineFarms Hermanw jonas (a Gma!L Is he taking commissions for his services? Yes, I’m I still making money in the process? Hell yes!

[@millidon]

Thank you for all your financial advice I have been watching all your content for over a few years now and it has definitely helped a lot

[@anthonyelvin558]

This is exactly how l was able to retire at 53, great advice for everyone.

[@farnazhassani8264]

this is exactly my concern, this works for your generation but 600k in 30 years for me as 25 year old girl considering current inflation on major assets like houses is nothing. I wanna cry even thinking to it, work hard and after 30 years to get get paid only 600k?? I am sure it will be just enough to pay down payment for mortgage. :(

[@anthonyelvin558]

l must admit my generation thought we had it tough regards buying property and getting on the housing ladder compared to our parents, but your generation as got it even tougher. This is great advice from Nisha but totally understand your situation, just saving to get a deposit for a property takes some doing now. Good luck and I wish you all the best for the future.

[@anthonyelvin558]

so sorry l spelt Nischa wrong lol

[@UltimateGattai]

I wish I could retire in my 50s,but that doesn't look possible, even with my savings rate, and a house is out of the question at the moment.

[@jhoncena1111]

​@@farnazhassani8264stop aiming for 10% YOY return and aim for 100%

[@TeaxYT]

Love the videos, really made a difference for me!

[@S-mi5yi]

You have to do a beauty/skincare/haircare routine one day. Your beauty is mesmerising! Love your videos too.

[@00el04]

One of the best videos on KZbin about investing! Keep killing it, wish I had seen this when I was 18 years old.

[@leonhenry4861]

it's really not one of the best

[@marssb6056]

Love your content Nischa

[@some9524]

Really love your content. Keep it up and thanks!

[@jade-oh5wn]

Stop worshipping her. What are you good at?

[@FE59FE59]

The thing that I don't understand is, where do you actually get 10% of interest. Here in Luxembourg the saving accounts only give you 2,5%. Once you have 100000 Euros in your account, that intrest rade drops down very low.

[@williambaker427]

By investing in shares, mutual funds or exchange traded funds. Not by bank deposits as per your suggestion.

[@FE59FE59]

@@williambaker427 I understand, but this way you're putting your hard earned money at risk ... It's okay to invest a 100 or 200 Euros per month, but to invest 500 or more, is a risk that I'm not willing to take.

[@djtaylormade1195]

​@@FE59FE59You have to have a long term mindset with investing. There's always risk in the short term but over a lengthy period you'll average around 10% from the stock market.

[@alexfernandez4408]

@@FE59FE59all investments carry risk. Depends on your risk tolerance. Index funds are lower risk and historically performed well. Keeping your money in a bank is crazy - with inflation alone you’re loosing purchasing power. Sounds like you need to do a bit more research.

[@williambaker427]

@@FE59FE59 That is your perogative. Please understand that this KZbin video is aimed at compounding of money which is invested as opposed to placed in a deposit account with a bank. Cash deposits will also compound but at a lower rate.

[@benfulford3943]

Finance influencer's love to make this video because of the Charlie Monger quote around doing everything you can save that first 100k. 100k is a completely arbitrary number. The rules of compounding work exactly the same on 1000 dollars, 100 thousand, 1 million or 100 million dollars. If all you can afford to save is 10 dollars a month it'll take you the same amount of time to get to 1000 dollars than if you can afford to save 1000 dollars a month to get to 100k. Compounding works and it is a thing. The 100k is a nice target to aim for, for most people as it is a lot of cash compared to how much most people earn but if you earn way more or way less it is an irrelevant number.

[@philippackermann3751]

This!

[@phillipwright3130]

100000.00 ,daunting but doable . Just save about 10% if you can ;more is good and then enjoy the rest. You never know what life will throw at you.😊

[@surpriserakins9067]

I broadly agree with you, although what a person earns is not the issue but what you can save and for how long. £100,000 is attainable for anyone who works in the UK.

[@CarnaghSidhe]

@@phillipwright3130 where you live Phil it may well be... I grew up in Devon, worked in London, and now live in Spain... 100k means very different things in those three places, and the ways in which you might make 100k is fundamentally different in those three places.... You're not wrong as it happens, but the number 100k is utterly irrelevant, and I'd go far as to say a bit stupid.... 100k in Tokyo ain't much of anything.

[@legendgalaxy]

This

[@DeclanHiggins-YoutubeChannel]

Thanks for another great video Nisha, great food for thought, lots of good strategies mentioned.

[@korgond]

You’re fantastic Nischa. I love the ‘smart knowledge’ you provide!

[@sundeshbalraj]

Love the breakdown of the the 1st, 2nd and 3rd 100K earnings on the graph - made it so easy to understand !

[@MrGriff305]

This obviously is assuming you're willing to risk 100K and never use it to buy anything, even if it's all the money you have. Most people can't just gamble all their money in stocks. So, I'd say more like 200K so that there's a safety net.

[@stevegeek]

Nice, but the (literally) million $ question when you have a good chunk of money to invest is where to put it to get consistent +8 or +10% annual returns. If you are fully invested in equities and you are unlucky, the market crashes and then the amount of money you can lose is also exponentially higher the more money you have, and you can quickly see your wealth disappear. Personally I am trying to diversify my investments as much as possible now; I would be happy with a consistent +5% or +6% annual return.

[@AdamKitchen9]

Yeah this is true, a lot of the examples (while completely fair) don't account for the fact that the scale of the loss also goes up proportionally if the stock market crashes. Rish/reward.

[@ryansmith112]

Check out mortgage notes. 8% to 12% consistent returns without the volatility of the stock market.

[@venuswealth6]

Low cost broad based index funds. VTSAX (ETF equivalent is VTI) or VFIAX (ETF equivalent is VOO). Please read books 'The Little Book of Common Sense Investing' and 'The Simple Path to Wealth'. You are welcome. :)

[@Cousin_Burly]

Why wouldn't you hedge your investments with futures or short the market when it inevitably pulls back? You don't diversify to grow wealth, you diversify to protect wealth. You seek alpha to grow wealth.

[@srest-hn6zu]

S&P 500 & NASDAQ index funds - just buy and hold

[@lilylife4426]

I really needed to hear this today! Thank you so much!

[@AshleyNoSwiper]

Thank you for always teaching us in these videos!!!

[@NeptuneKnives]

Wow your video is actually professional, and honest

[@larryronhartfield55]

The first 100k seems to be so hard for some because you're basically still setting up a foundation for your portfolio to stand on and then the latter comes easier since now you're familiar with diversity ,where to place your funds. I made my first million from going diverse, mainly blue chip stocks. high value etfs, S&P500 and coins ..with the help of my F.A Anna Rounds Fay handling my portfolio it's been a year of steady growth.

[@MargotCrest]

Smart, I must commend you because etfs will keep making you solid profits through compounding while the other stocks pays monthly although advantageous you must've started big

[@oliviarenereyes]

Nice, you're a good guy for taking your time to properly explain this, i reached out to your FA also through her web and her responses were articulated. I'm more confident working with her now

[@LanceyRoche]

invest in stable stocks, my rule: if you previously liked the stock, then you should love it at a discounted price.

[@michaelburton]

You almost had me bot 😂😂

[@game46632]

Me too lol. I also use "Jill Marie Carroll" as a financial adviser.

[@j.n-turner]

amazing! We are just at our goal line, and then your video pops up. I was contemplating our next step. Thank you for your insight!

[@jollyjames30]

Nischa, for a future video, you could maybe do a full behind the scenes of yourself in your studio recording a video and showing how much time and effort it takes. From ideas to scripting to filming to editing. That'd be so inspiring for new folk wanting to start their own KZbin channels. Just a thought. People love those types of behind the scenes videos.

[@KarenBen-py1mc]

Investment banking can be quite lucrative if you know what you're doing, but it also comes with its fair share of risks.

[@joaquinmonfort1974]

Sound advice, I wish I could implement it. The tricky part is earning enough through your day job. There are too many people chasing too few well-paid opportunities. Most people don't even earn enough to get to the end of the month let alone save. There are certain must-dos that also make it difficult to save - birthdays, christmas, meeting friends. If you don't partake in these you can lose out on social contact which impacts your mental health.

[@qwerty1994ize]

Sacrifices must be made to get to where you want in life.

[@ActionInvestor]

Yeah. This is true $0 to $100000 is difficult, but once you get there hitting 150 to 200k is much faster! !

[@vavansky]

We all need a Nische in our life! So grateful for having someone to broaden my knowledge on finances! Hugs and greetings from Germany

[@nischa]

:))

[@ahmadynamics]

I really like your videos, been here on this channel for an year now and really learned alot from you🙌🏻

[@PW060284]

Getting to 1 million (household) NW gets you the accredited investor designation in the USA, which opens up certain investment options.

[@drew9312]

This is the clearest explanation of this concept that I have seen amongst many. Excellent communication whilst interesting at the same time. Great job.

[@anjaling]

Absolutely correct, I sacrifice coffee when in my early adulthood and save and invest. I'm thankful for that strict regime and discipline I imposed upon myself, and alsobthe Book by Bach- smart women end up rich helps too

[@sounikbanerjee9751]

Recently crossed that 100k personal savings threshold. Hopefully, i can see this compounding explosion in wealth. Thanks for making this video.

[@11zee85]

congrats!

[@yahismylightisreal1851]

congrads sir, you've done it. Peace.

[@leonhenry4861]

keep us posted, because I think these YT people talk shit. we need actually people with 100k to let us know if it's true.

[@3xAudio]

So hard to get to £100000 with UK median wage or below and renting. I am trying everything at the minute to get extra income. So tough out there but it can be done! We got this!

[@2ru2pacFan]

I think living with family as in parents and partner under one roof like certain cultures ie the Asian culture means you have little outgoings as its shared, living with family and more money to use on investments and when you or someone benefits then everyone benefits.

[@mal7175]

Leave the UK to Canada or the US, you’ll nearly double your salary within a few years.

[@user-ke6rr8mq5l]

What income sources do you have?

[@3xAudio]

@@user-ke6rr8mq5l selling some digital products and buying and selling products online. Overtime in my job.

[@3xAudio]

@@2ru2pacFan thats not really an option for me. I am from Ireland so family is not in the UK. Plus I am 31 don't really want to move back in with my parents haha

[@mustafamar1437]

Einstein and Nischa believe in compound interest. We need to listen and follow. Thank you.

[@njvalueinvestor]

Add Warren Buffett

[@mdmartin1211]

Einstein also cheated on his wife, with his 1st cousin, and had a baby with that cousin and when the baby turned out mentally handicapped and disabled he left both his wife and child. Soooooooooo

[@mustafamar1437]

@@mdmartin1211 compound interest works. Einstein is not for cooking, fashion and relationship advice...but physics and compound interest is worth listening to.

[@carultch]

@@mustafamar1437 Exponential growth cannot continue forever on a finite planet. Eventually, the Ponzi scheme of the world economy will collapse.

[@Craig121000]

Nischa lives on London. Her advice doesn't do much for people in the North.

[@Gaboch8719]

Totally agree! In addition, the more money you have, the easier to get loans and continue reinvesting either in Real State or the stock market. The key is to start and reach that threshold.

[@kmal34]

my fav channel.. thank you

[@kathrynwatkins5510]

mine too .i just discovered it yesterday .i love it .Thank you Nischa

[@nischa]

Thank you for being here :)

[@robertscottmarlowe4675]

I love your channel Nischa, I found this video to be a bit misleading. Compounding only works on products which gain value from interest (e.g. savings accounts at banks). Interest on these products is rather low so most of us opt for investing into e.g. mutual funds. Compounding doesn't work on investments to mutual funds unless dividends are paid and those dividends re-invested to buy more shares. Some investment plans may do this automatically, but many don't. It would be great if you could mention this in an upcoming video or masterclass.

[@postmodgent1499]

What was not mentioned is once you break certain net worth and income levels you are more likely to own property/securities which grow partly from inflation & cantillion effect of fiat currency losing value. Plus the wealthy pay less interest, bank/brokerage fees, not charged for/receive some products/services for free, have access to banking/investment services/products which others do not.

[@mortimp]

Great video Nischa, I would love to know where you are getting 10% on your savings?

[@logikalx]

My NW skyrocketed during the Covid lockdowns, but my spending money has suffered since!

[@edpannasch7776]

TY for the practical wisdom Nischa. You said in an interview that the most valuable skill in business is negotiation. Is there a book on the subject you would recommend?

[@Northern_Squirrel]

Great video Nischa, contents you produce are so valuable to your audience. Money helps people to live a comfortable life. Unfortunately, many sucked into the mindset of hoarding money and forget to enjoy life to the fullest. People for some strange reason wanted to create multigenerational wealth and drive them crazy in doing so. Lets be honest, future generation inherits so much wealth wouldn’t really appreciate the value of the money. I am not saying to have a “die with zero” mentality but value time over money once we have enough money to live comfortably, not to worry too much about leaving millions to their kids/grand kids.

[@man-of-the-world]

That can work in reverse too, espeduring high inflation periods. During the recent 2 years-ish of 9, 10 and 11% inflation, the more you have, the more you lost.

[@djtaylormade1195]

That's why it's important to invest your money wisely to hedge against inflation.

[@19grand]

She skipped a lot of the bad stuff.

[@CashOps]

Indeed. Charlie Munger told us “The first $100,000 is a bi***, but you gotta do it." He's obviously one of the wealthiest people in the world. Interesting advice, thanks for sharing.

[@19grand]

That's £80000

[@musemellow]

I reached it just a month ago when you reach 100k, you’ll realise that your first $1m is a bigger bi***, but still gotta do it to secure your retirement. The journey doesn’t end at 100k, it’s just the beginning.

[@pete185]

Great topic - thanks For your great videos!!

[@emeraldrhyme5634]

She makes it so easy to understand. Great videos once again.

[@paulho5673]

Where gets you 10% after tax?

[@chaz159]

Great video as always - but what investments are paying 8% interest per month consistently?

[@rajashreejayasingh1652]

They all talk about compound Interest. Who gives you compound interest? It all depends on the performance of the investments you have. It can be zero as well.

[@6461791]

I luv your content! So nice to see examples in my American money...I know pounds are similiar...So, well done, Nischa!!

[@caroleklein4839]

I finally understand what compound interest is. Thank you, Nischa.

[@leonhenry4861]

what is it?

[@lijkie1]

I've been watching you'r content from the beginning and really liked it. But I'm starting to feel like it's getting to basic and to similar to al the other easy finance content that's already out there. Where can I find more new informational content which go's more into detail?

[@bengunns9500]

My investments have now reached £100.000 what should i do next? The only thing i worry about is the Financial Conduct Authority only guarantee £85000 should there be a problem.

[@ThomasSommeregger]

Love this. Thanks for your input and this great channel! 😀

[@manuelpoyant468]

Good video explaining the theory but where do you get 8 or 10% return on investment per year?

[@emilieforstberg2816]

high street bank account gives you maybe 5% at best. and that’s still limited to some amount. Then as rates fluctuate you may get years where you only get 1% return. The scales you showed will be shifted drastically and 100k at 1%pa will give you only 1k return. Even stock market returns ~7% pa on average

[@Lazirus951]

I've definitely noticed this. The first 100K felt like I was sacrificing mightily, but I'm on the road to 1M now and it genuinely feels easy.

[@19grand]

Do you have an idea of when you'll get the mil?

[@Lazirus951]

@@19grand It depends on the markets, but probably within the next 2-3 years.

[@TomGotti-qx6eu]

Where are you getting this steady 10% compound investment year over year? Stock can drop 70% in a year and take 10 years to recover. Real estate has property taxes and maintenance.

[@Currymastuh]

What investments let you have interest compounding monthly? An index fund doesn't let you do this.

[@ScottF255]

Important to keep the late compounding gains when you're early on the saving journey - can be frustrating seeing the returns being minimal early on

[@AllMidis]

Limit your expectation and expenditure then your base will keep compounding

[@manling13]

I watched this before bed and had a dream of scrambling trying to set up a regular index fund investment schedule 😂😂

[@LiamR90]

You can also afford to take more risk for reward. You might go for a dream job or might invest into higher equity based investments with spare cash.

[@daloriscutone6380]

As a beginner which ETFs should I consider, and what portion of my funds should I allocate to them? thank you.

[@irynayuryst538]

The video explains the compounding effect very clearly. But how to get to 8% returns per year ?

[@sarveshmaria9452]

good job Nischa. Keep it up.

[@billybigelow411]

Thank you, Niischa- Where can actually get a guaranteed 8-10 percent return each year to make that 1K a month strategy work?

[@SAS_786]

Great content Nischa, could you suggest how would you invest £50k. Thanks

[@joshuasmith7152]

I love your content!

[@BS-gj5ot]

it is not that easy to consistently get 10% return. If I could get 7% guaranteed I would take every penny I have in stock market and take the 7%. If you have 3 million that would be 210K interest per year. That is significantly more than I spend or need.

[@amritanandpathak1112]

But the inflation is also compounding at similar rate in Nepal. So even if today's Rs 1000 investment gets double in 5 years, the inflation also gets nearly double. So it doesn't really makes me rich, it just helps me from becoming more poor.

[@rajyads6582]

YOUR SMART BEAUTIFUL AND INTELLIGENT. HOWEVER, SOME DONT HAVE TIME. STILL WISH YOU WERE HEAR 20 YEARS AGO. GOOD LUCK SWEETPEA. PEACE

[@nickH-worth1984]

Wish I’d seen this extremely valuable advise in 1980!! But I haven’t done too bad, just learnt things the hard way .

[@j_cbat]

could you recommend a good course to take on investing please.

[@mirror_6336]

In addition to all the tips mentioned, remember to plan how much you want to achieve and don't be greedy!

[@leonhenry4861]

exactly, they never specify that. the reason Warren has been so successful is because he looks for low yielding stocks with high growth potential.

[@ld5714]

Another great video Nischa, thank you. I just love listening to you, both for your content and your voice and accent. Larry, Central Valley, Ca USA

[@islaperez1151]

If you’re not in the financial market space right now, you are making a huge mistake, I understand that it could be due to ignorance

[@islaperez1151]

Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 💯💯🙏was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $170,500 every months, God bless Tracy Britt Cool..

[@Jannaraymond829]

Hello how do you make such monthly ?? I'm a born Christian and sometimes I feel so down of myself because of low finance but I still believe in God.

[@user-it8bz9yc5t]

Thanks to my co-worker (Alex) who suggested Ms Tracy Britt Cool Finance

[@user-it8bz9yc5t]

She's a licensed broker in the states

[@lillyvazgueztk1410]

Tracy has helped me manage my Investments for the past 10 months now and to be honest, it feels good to be working with a good oriented person like her.

[@kavisharma_]

Huge congrats on 1m subs Nischa!

[@GDBOYFilms]

what

[@shaunminehan]

Dumb question - I have almost $100,000 but across 7 separate stocks. Does the $100,000 need to be in one stock ( say, index fund), for this maths to work?

[@ibrahimbasiru7453]

Estarei eternamente em dívida com você, Sra. Elena. Você mudou toda a minha vida, continuarei a pregar o seu nome para o mundo ouvir. Você me salvou de uma enorme dívida financeira com o pouco que eu tinha. Obrigado senhora Elena.

[@zainabmuntari3444]

Acho que sou abençoado porque senão não teria conhecido alguém tão espetacular quanto a especialista Sra Elena, acho que ela é a melhor corretora que já vi

[@ant270]

There's also the ratio of fees to investments. You can pay the same account fees for a few thousand as for a few hundred thousand. Moving my pension to a platform that had capped fees and lower fund charges saves me thousands a year which can stay invested.

[@peanutplummy8374]

So what do i invest in in the stock market that's a safe long term strategy? Has this been addressed in any of the videos?

[@viveksjaiswal]

Liked the fact she said about don’t stress too much trying to pick the best stock / fund and instead focus on earning more and increase monthly / regular investment. Agreed.

[@LifeSkillsPioneer]

Hi Nischa, love your content! Could you please tell me which app you used to provide your compound interest example. Not necessarily the calculator by the "whiteboard effect"

[@ShamirAwan-ql2zg]

i just love seeing you speaking luv and yeah i didnt understand shit nothings wrong with your research but the problam is my focus

[@Edscomment]

I am not sure why your channel shows all the time, I viewed it a couple of times and here a few comments and tips …. It’s not that easy to accumulate wealth and happiness at the same time … every situation /location is different … some of your comments may apply to some people and some not … life happens … you present it too easy … some people are just lucky and others not . The first 100,000 is just a number … or an inheritance or a lotto winning … some people are born to like numbers … others are born to run 100 meters in a very short time … and others are so gifted to play the piano … or use there voice like an instrument ! You are gifted with, for some people natural beauty and you are exploring this gift … good for you and your channel but that doesn’t make you a financial specialist. Some of you points are your personal experiences and failures, sometimes you speak too fast for the regular viewer. good luck with your endeavors…. But you won’t do this anymore in a couple of years.

[@OzToyReviews]

Live frugally - even if you have money. The trick is to manage your 'average', so that small inexpensive occurrences feel like luxuries. Staying happy is a skill.

[@patriciaphillips6925]

The key is to reduce spending and be a consistent saver and investor . It helps to live in a lower cost of living area and get more educated in finance. The younger you start doing this the better will be as you get older.

[@DonovanWillisDMK]

Thanks. South African economics is a bit different, when it comes to banks, as inflation is higher than interest earned on savings. But really awesome, content. Saving is critical to make us aware of what we are spending. I would say opportunities compound through key relationships.

[@DonovanWillisDMK]

under 100k