Why Net Worth SKYROCKETS After $100K (how to get there)

[@sunemtovar6763]

I reached $100K in 2020, and now I have $320K. I love compound interest.

[@emmanuelduate]

❤

[@tocarrabarnes8744]

What are you invested in?

[@EdwinJoseph-xq9yp]

Please who is this This sounds so good andI would like to be a party to this, is there any wayl can speak with her?

[@sunemtovar6763]

@@tocarrabarnes8744 I invest in an index fund called VTSAX with Vanguard. It basically invests in the total stock market.

[@EB-ok3io]

Thats dope 😊

[@PhilFlock]

Very helpful video. I'm 33 years (34 tomorrow) I moved to the United states 7 years ago with no work permit and zero dollars in the account (wasn't even allowed to have a bank account) I just reached 100k in investments 1 month ago. (Currently 105k) now I wanna get to a million. And this video is perfect for it. Thank you for your time and hard work. I truly appreciate you sharing your experience! It's literally life changing for me Thank you!

[@funforeveryone3422]

Wow. What a story. Congrats and keep it up! Oh and happy birthday. 🎉

[@PhilFlock]

@@funforeveryone3422 ahhh thank you so much ☺️🙏🏻🙏🏻🙏🏻

[@nazeercurry5248]

Congratulations 🎉

[@PhilFlock]

@@nazeercurry5248 thank you dear

[@wealthwise247]

Congratulations 👏👏👏 It's doable. Keep at it.

[@allandy9877]

2022 went from 200k to a million. Thanks to all the KZbin affiliate money.

[@markmolinari777]

I retired at 51 years old with a pension and 500K in investments at the end of 2009. Now at 65 year old, my investments have grown to 3.1 million.

[@Itsrose_han]

❤

[@wealthwise247]

This is music to my ears

[@markmolinari777]

@@wealthwise247 Thank you, wealthwise247 :

[@jchang2572]

600% in 14 years of retirement? Good job!

[@markmolinari777]

@@jchang2572 Thank you. I'm happy with that. Actually it's up 520% in the 14 years but, either way, it's good :

[@Simon-je7ko]

It doesn't matter where you are financially. Just cut all the crap and make a budget. You will create momentum.

[@falconvelocity]

I'm about to do this after paying all of my debts off. Fingers crossed it works. I'm not a high earner like Rose is, but the principle should be the same.

[@Simon-je7ko]

@@falconvelocity You could do a list of debts and start by paying the small amount first. It's called the debt snowball. Don't compare yourself to anyone. Compare yourself to yourself last year or earlier. Just apply the principles.

[@Simon-je7ko]

@@falconvelocity If you have a house you could clear off all of your debts and put it in your mortgage.

[@wealthwise247]

​@@falconvelocityfirst strategy's for debt repayment is Budgeting Having a fully funded emergency funds Having sinking funds for your large expenditures. Then others follow. It's possible to be debt free. I'm glad you're working on it. I'm rooting for you. 👏👏👏

[@sethrealestate]

Yes. true...

[@lizd.8655]

I reached my first 100k last summer and I'm now at 140k! I do wish I could combine my 3 accounts to get there quicker but I'm still pleased with my progress so far 😁

[@piage84]

I think you should learn math first

[@tonywewer3446]

I am in my late 50’s, wishing that these tools and videos, like yours and others, existed earlier in my life. However, I am very grateful for the efforts that you and others put in to publicizing what you do. Without this, I would remain clueless or at the very least, still be struggling to figure out the basics. I may not have enough to find the “dreamstyle freedom” but I do have things to focus on, renewed hope and am seeing the flywheel starting to move. Still slowly, but gaining momentum every day. Keep up the good work and I hope you know you are a wonderful cheerleader!

[@ReneeOfTheFae]

Good for you for still doing it! I'm about to turn 41 and only now just getting into my plans for investing (once I have the basics set up.) It's never too late, unless you're dead. :P

[@Ritajames3]

I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Abby Joseph Cohen. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.

[@peterschulz2072]

How can i reach her, if you don't mind me asking?

[@Ritajames3]

Well her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@Lenaschmidtttt]

Been debt free for two years thanks to Abby Joseph Cohen Services. So sad to see my friends in their 40s with car loans, mortgages and credit card debt.

[@rabbihossain6748]

The thing is people often doubt the prospects of financial advisors like Abby Joseph Cohen in business/markets today. Well it gives me more time to get ahead while they stew in their own pity and doubts as they childishly complain about those spreading the word

[@AnnaMuller234]

This thread has been enlightening so far, some piece of Info I could use

[@EliDiazJr]

I’m $23K in debt and hustling hard to pay it off 💪💸. I even started a KZbin channel to keep myself accountable and build a community with others facing similar struggles. It’s a long journey, but I’m taking small steps in the right direction every day!

[@chimdi]

I'm so glad I'm back in the world of investing!!!

[@newgameaaaa]

Right at 1:18 when you say your job stars getting easier. I have been at my career for 14 years. It has only gotten a little easier. It is very stressful, very demanding constantly changing for me which is why its hard for me to find extra time to do anything else. I also really didn't have a steady income and it has been relatively low. Just this year, I have made the most in earned income which is nice, but still not close to 100K. All the other years before my income has been bouncing up and down. I have been between jobs many time, but that is where I had the time to invest in myself. I think I started watching your videos in 2020. It was the turning point for me to start doing something with the little money I had. I learned from your videos about investing and how to do it. It has been great. So even if I still earn relatively low income after all my years, the investing and not wasting money has helped me a lot.

[@alasdekarton]

Money is not meant to control people, rather it is meant to be put to work producing more money for you. You cannot build wealth without putting money in its rightful place........

[@newgameaaaa]

At 11:20 share one way I will start my financial flywheel: I already started investing from watching your videos about 4 years ago. So far I'm doing pretty good financially.

[@NWforager]

starting compounding in ones teens seems to be key . also passing it on since we only live about 70-80 years where the interest is just getting amazing for most .

[@Moneywithswabi]

Great insight! I am 41 and achieved FIRE. Took me 17 years to reach where I am just doing 9-5 job. Discipline, sticking to basics and DCA is the way to go.

[@mikyr3279]

Every person in youtube says they double their money and say how good is to invest, but they will never tell you on what they invested in

[@superavel]

They can't because they can't guarantee anything

[@shahbazyusuf1190]

Very clear and impactful video, young people, take heed. Rose has nailed it.

[@a1stbornunicorn]

Love this video and love your channel. My husband has very little financial experience. I've been looking for a good video to break down investing/retirement saving in an easily understandable way and this is great! I do kinda think the flywheel metaphor is a bit cheesy but it works well for someone who isn't familiar with these concepts.

[@scobeyrowley5115]

I passed £100,000 recently so trying to make sure my flywheel is as greased up and smooth running as possible!

[@lvega5606]

That's so funny; my net worth followed almost the same exact trajectory in the same years. A bit of that was because we were allowed to work remotely from 2020 - 2023 at my company, so I lived with a friend rent free vs the 4k/mo rent in NYC.

[@adamnarbeaux5898]

2024 -$200,000 in stock market. -$400,000 in RE. Down $600,000. Wish I had just done nothing instead

[@DJ2Legit007]

I've got over 200k in the bank but I am just so afraid of investing. Maybe I will look at your video on how to start investing with 1k first to get me over my fear. I wish I could turn that 200k into a million, but investing frightens me because I worked so hard to save that 200k. I would be devastated if I lost it on some crazy investing scheme.

[@katiegarces]

If your money is cash or is in a low yield savings account you are losing money to inflation. If you’re terrified of investing, start with high yield savings or a money market fund that’s currently paying at least over 4%. From there, average into a target date fund by buying a little each month. Please don’t let your fear hold you back! There are ways to be incredibly conservative and still put your money to work.

[@DJ2Legit007]

@katiegarces Thanks Katie! I appreciate the gentle nudge in the right direction. I'll look into finding a high yield savings as you mentioned.

[@mikekujawagvsu]

Flywheel is in motion. Thank you for your guidance for what to look for in a stock. I received that e-mail 4 years ago from you and still look back at it. DCA in the 401 K, bulk in the Roth Ira, and timing the market with blue chip stocks, adding funds every paycheck, is my special sauce.

[@michaelwalker1902]

I love this freedom Flywheel concept. Just brilliant!❤❤❤❤

[@MR-fl6ul]

learning more about my chosen industries that’s what i’m going to do and read finance books and rewatch that video you recommended

[@demetriousmurphy9570]

Thank you Rose you really helped me a lot. I’m currently pocketing 20 percent of income, I am now trying to make my 20 percent more weighty 😅 , lo ve your content your the best😊

[@sirheisenberg4459]

The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.

[@roycehernandez8472]

7:33 Most people don’t think that way cuz they think it’s a long time from now and who knows if they’ll pass away or not. However they don’t factor in that they’ll be getting old and the body won’t be able to do certain things than when they were in their 20’s 30’s. I’m glad I started when I was 24. Wish I did it sooner but now I’m only more determined to get financially free

[@qj2003fall]

As watching, I put $3000 into a CD with 5.1% interest rate for 9 months. Also crypto has increased recently. I’m going to do some financial related journal/check almost every day. Today I’m planning a use-up year and write about what I buy and not buy this year and need to use up every in a category before purchasing.

[@Simon-je7ko]

I would add that you need to invest your money correctly. No rich scheme to get rich fast and easy. Invest in solid companies.

[@no_professional12]

Great information & sound principles presented in an engaging way. Thanks

[@mwernli2886]

My specific way to build my financial freedom is option trading. Thank you for the inspiration Rose, since if it wasn't for you, I probably would've never discovered option trading.

[@NWforager]

any recommended youtubers teaching options for dummies ?

[@HappyG1lm0re]

@@NWforager Clear Tax Value is good and Rose Han's (this channel)'s videos are really good for learning the basics of call and put options

[@dizzysnakepilot]

In the late 80's my goal was to reach $10k in savings and that was extremely hard, took 5 years of sacrifice.

[@almontoya5703]

The first 100k should be easy today. That was for in the past. Today's salary is much higher and should be the first 200k instead. Land has gone up 50-100% in the last 5 years.

[@r.h.lincoln9889]

Not one of the young couples I know could save 100k these days. I think it depends on what job you have and where you live. The people I know prob are making $20 an hour and rental prices/cost of living is very high.

[@LoganSamuelVideos]

I am a new youtuber / content creator and I just found your channel! I love your editing and presentation style! Subscribed! :) Excited to continue to learn from you!!!

[@hermanramos7092]

I don’t know how but you’ve managed to package an unbiased analysis. Stocks have stayed aloft as signs of cooler inflation I believe the Fed is finally done with raising rates, that means “Santa has come early” to the markets. What are the best additions to a $500K portfolio to boost performance?

[@amybaitley6791]

Another great educational and motivational video, thank you! I plan to add the money I receive from working overtime to my monthly investment amount to increase the speed of my flywheel. Have a great day :)

[@LKDelahunty]

I work as an RN. I may have increased my skills over the years, but I'm not in a position where i can negotiate my pay. We are all paid the same based on the number of years we are employed and what area we work in.

[@HughJass-313]

Weak Sauce. Find a new employer

[@Aztecadr]

Could you go part time and then work extra up to 40+ hrs. I have heard, it would be bettee pay.

[@ReneeOfTheFae]

Getting my name officially changed on all important documents (I got married on May 1st this year!!!) so I can go ahead and open my HYSAs as well as get my Roth IRA going! I'm a low-income wage slave for Starbucks, so aside from getting into a side hustle (I'm also 41 with chronic low back disk herniation issues) that's my only available income for now. I have plans to try to start building a stock of my handmade embroidery art to sell at local craft fairs next year - in the research stages at the moment. These are my current goals to get my flywheel flying.

[@ocmetals4675]

Good for you. Keep going.

[@bambooaweightloss]

Your videos are so good!

[@yippie6862]

$100,000 to 1 million in 2-3 years? How did you do that? That can't be just from investments alone?

[@maridugomes]

No, not with just safe investments. She probably has a business or something that grew her income faster

[@epbrown01]

Rose does options, if I remember correctly. Risky, imo, but she seems to be good at it since she worked on Wall Street.

[@shermanmiller3203]

I believe she’s lying

[@BassLiberators]

She had a six-figure accounting job for a few years.

[@epbrown01]

@@shermanmiller3203 You’re free to believe that but on the internet that simply means you’re butthurt somehow. People that make these bold accusations (“Steroids!” “Implants!” “Liar!”) never have any expertise in the area under discussion. Worse, they’re the sort of people that ignore *actual* evidence but believe something outrageous, like the Earth is flat.

[@Spunki-e5I]

Whats the breakdown for 100k? Is that 100k of investment in stocks?

[@martyhonaker4963]

You are great!

[@is-haqal-sabiriy2528]

I saw it n going to rewatch it again

[@naygonzo8160]

Does the 100k need to be in one bucket.

[@robertvillagomez9963]

Clear out some of my losing stocks and upgrade to better ones.

[@Qqxx22]

What has 7percent return rate and is relatively safe ??

[@Daniel_McDougall]

Google ETF trading for wherever you live. It’s just a stock that invests in all the top companies and tracks the market

[@ElverGalarga88]

Every financial KZbinr is making this same video

[@christianrutyna6034]

Great informative and smart video!

[@ClaudiaSchreiber-b1p]

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

[@KristensenJørgensen]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@annaj.osorio]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@Robbertskypes]

This caught my interest. I worry that I have a couple more months before retirement, and I want to switch to using a financial advis0r, but I don’t really know how to find one.

[@JamesSamuels-bd6jk]

1) Work 2) Upskill 3) Take cost to as zero as possible 4) seek out 1K... not sure how 100k will come but the aforementioned is at leat a start.

[@AnjanaMohanWijetilekk]

Thank you so much, Rose! 💚

[@Katie-dy7zx]

Start investing YOUNG and ASAP.

[@SachinKonduru-vo9uf]

Thanks for the tips rose

[@mxnupe]

Great video!!!! You just need to start doing it!!! :)

[@CharlieChaplinVideos]

5:35 eighth wonder

[@alezyanez3913]

Do you think my husband and I should each have an investment account or should we combine our accounts?

[@tyrel7185]

Diversify. Friendly competition. Each will have growth and loss. Better than all loss through some quarters.

[@blackjoy9079]

When you aau reach your first $100k, do you mean in savings or a combination of savings and investments? ONLY asking Rose for clarity on this.

[@HughJass-313]

😂😂 Plesse rewatch the video. She already answered your question

[@helloworldcsofficial]

Thank you Rose. Great vid!

[@giomusah2155]

I'm over 30, and I have 3k Saved. I plan to deploy 1/3 into bitcoin cash, 1/3 into cardamon and the last bit into solana....Hopefully my NW can FLYWHEEL!!!!!

[@emmanuelduate]

❤

[@HughJass-313]

😂😂

[@giomusah2155]

@@HughJass-313 how is this funny?

[@deltonlomatai2309]

You know would make a pretty good softball coach. You got a good authoritative tone to your voice. I'm sure you could belt out, "slide!" "Move your a** you little s-" Boy what memories of church softball?!!

[@salome10011]

Your videos are amazing and a great pep talk when I need one. ❤ you mentioned in your video that a pole dancing studio isn’t scalable… and that it was your passion. You may want to have a look at the business model of Barre Definition which is a fantastic dance program online.

[@sargonassarg4356]

I'm approaching my late 50s and grew up poor. We didn't have this information about investing readily available online when I was a kid during the 90s. I started with 10k recently but due to lack of time I know I'm fucked. The only thing index funds will do for me is just become a shield for inflation. I will never live long enough to see the kinds of gains that would net me financial freedom.

[@AnjanaMohanWijetilekk]

Hey.. Nothing is ever late. Please stay at it. 💛

[@erikmooree]

​@FerdinandoAmbrosanio How can i reach her, if you don't mind me asking?

[@vaderwashere365]

I grew up poor a little while after you, and I agree. Financial education largely relied on who your parents were, since they didn't teach it in school and there was no KZbin or similar to get the basics. I was fortunate enough to grow up in a family that had some business sense and then I took a couple finance and accounting electives in high school, which then turned into a Business Admin degree. I think there are far too many people in the US that don't have enough savings solely due to the lack of information that was available to them. I have pushed for mandatory financial courses in high school for a long time - even with KZbin now because there is so much misinformation on here. I hope something turns around for you and you get to find financial peace and can retire, even if you aren't fully financially free.

[@DewlayLomo]

Abby helped me drop massive loads with her forbidden techniques!!!!!

[@trentblack6381]

Don't give up! You can still get there. Plan, budget, be consistent and ruthless with investing. MINDSET!

[@mrparkerdan]

saying "compound interest" is misleading, investments don't pay compounding interest like a bank account. they go up and down, and the hope is their final value will justify the risk you assumed for many years.

[@ሃብተ]

Hello Rosh, I started investing with a little money this year. I have up to 200,000 capital deposited in the bank. Which companies are the best?

[@HughJass-313]

200k In the Bank?? 😂😂 Congrats... you'll never make it to your goal. But one day... when you finally get some courage.... Start buying VTSAX

[@ሃብተ]

@@HughJass-313 VTSAX does not exist in wealth Simple…………

[@davearmitage392]

In principle this an amazing way to make your money work for you with minimum effort. However, it’s impossible to find a 7% return in today’s economy plus inflation will reduce this amount even further. Still would recommend this 100%.

[@DavidVargas-zw8ct]

Honestly, you're one of the best "financial advisors" on KZbin you've really helped me make better choices with my money since I turned 18 and now am 22 I have over doubled my net worth. Plus you get to see a pretty face while learning haha.

[@deltonlomatai2309]

Thanks coach!!!

[@mitzybenny8948]

Hi Rose, hi everybody!

[@Wazlonestar]

Can you make a video on solo 401k for self employed people.

[@bllimbyeee]

Can you do a vid on "i just got 100k - now what?!" 😢 I want to compound and i fear im not fully utilizing my savings

[@edmor127]

I have 26k in a schwab account and 75k in a fidelity acct...combined its over 100k...does this still apply or does it all have to be in one account

[@henlohenlo689]

its about business owner vs employee. as business owners your income level has no limit. where as worker high end jobs limit the income or are hard to get due to lack of job creation. also though the system is naturally against small business owners. it is the BIG business sectors ANTICOMPETITIVE sectors that take in all the profits and kink up the rest of the economy due to how hard it is for competitition to enter the market. these sectors of economy choke out the small businesses make the costs too high for operation etc. there is laws against big business from abusing their market power called antitrust laws, and unfair business practices laws. this is the only real way to combat big business is to sue them and also make them do job creation when it is clear they are abusing their power.(most of them are).

[@Gh0stNoName]

I can't believe I found out Charlie Munger passed away almost a year after his passing and only because I was watching your video.

[@ResidentialContracting]

Man they dont even change the amount you invest in these examples, at least she used a 7% return, which is pretty conservative, instead of the usual 10%

[@rcading]

I need to get on it

[@gary8676]

Hi. i get the whole investment thing... i inherited 230k but i cant convince my wife that investing will make more money in the long run.... so were buying a house..

[@aroldjoseph1665]

Charlie Munger Said, 'Find A Way To Get Your Hands On $100,000' Even If It Means Walking Everywhere - The Magic Number If You Want To Be Rich.

[@AndrewMikel-js7qb]

Hallelujah!!!! Am Very happy to share this testimony God is good i was owning a loan of $47,000 to the bank for my son's brain surgery, Now I'm no longer in debt after I invested $8,000 and got my payout of $270,500 every months, God bless Kathy lien

[@albertcollins5925]

I'm 37 and have been looking for ways to be successful, please how??

[@AndrewMikel-js7qb]

I traded with

[@AndrewMikel-js7qb]

Kathy lien

[@henrymartin9168]

😱Sounds familiar, I have heard her name on several occasions.. and both her success stories in the wall Street journal!

[@harveyoscar2925]

Same, I met Kathy lien last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Kathy lien

[@Simon-je7ko]

I have a lot of return on investment. But I am probably never going to get one million dollars. Because I am retiring gradually. I enjoy it. I always spend less than the returns on investments that I get. But I did take some several times. I never did calculate how much I did take. But like I said I always did take way less than what I was earning. The same with all the other sources of income that I have. It's always the same principle. Spend less than you earn. I have a life of a millionnaire. But I am not. Yet...

[@NWforager]

if in doubt S&P500 ?

[@epbrown01]

My gripe with an SP500 index fund is that for as long as I’ve been investing pundits have said most of the gains come from the top 10 or 20 stocks. Right now, the Mag 7 is 30% of the gains, before that it was FAANG.

[@igorcosta8559]

@@epbrown01 As long as you can identify the right company to invest in, you're very right. For those who can't analyze businesses, the S&P500 is the way to go. It's a safe bet against ignorance.

[@maxm2656]

Sorry man I’m like 2 minutes in but going from 100k to 200k (2x return) then to 1M (5x) return is ludicrous. If you’re saying that happened then say what you did to get there bc those returns are literally impossible without massively increased income. The journey to wealth is slow and steady but woethwhile

[@kaywest5309]

I just watched this on Clear Value Tax several days ago... 😕

[@anonymous9722]

Mark Tilbury - 9 months ago...

[@angeline130]

Maam actually do you have any other job?please make a video of that,what you do for monthly earnings,like doing 9-6 job and online work...

[@davidbernalpianista]

Why not open the pole dance studio in addition to the online business? Isn’t it worth it to follow your dreams if you are financially free already?

[@travisruskin2024]

100k in 1 stock right. Not total (mixed)?

[@super610]

What if you're in a ROTH and can only invest 5-6k per year?

[@FinancesOnBitcoin]

Not the crypto eye roll 😂 that’s the 8th wonder of the world

[@jayrome8245]

what grows at 7%?

[@user-fm5fn4bw9f]

S&p 500

[@sethrealestate]

Great...

[@nazeercurry5248]

Rose is very pretty 😍

[@will-zj5gq]

All these youtubers making the same video 💀 same title, same thumbnail.

[@jack7240]

Facts

[@ZopcsakFeri]

Not the same! This lady is explaining exponential growth by showing you a linear line :D This is totally different than what I'm used to!

[@will-zj5gq]

@@ZopcsakFeri 💀

[@Fadescape]

Because basic investing hasn't changed in 50 years. The only difference is anyone can do it now. You don't need a broker. When I started, they charged you $10 per trade and you had to buy a full stock share (oh and ETFs didn't exist). Now it's so easy with basic knowledge and discipline.

[@william4202]

I have the skill of not buying an RV.

[@Itsrose_han]

❤

[@emmanuelduate]

❤

[@EduardocHernandez]

Great

[@BaileyZLeone]

I wish...

[@Imaginativeone_DF]

@Rose Han OMG You’re awesome

[@Samson_sh]

Bullseye!

[@baronofgreymatter14]

I must be doing it wrong. Im well over 100k and nowhere near 1million

[@Sherlock_Ohms]

Why are you using a line to represent exponential growth? You could not even take the time to figure out how to do that?

[@paul-ek9zg]

칭찬합니다^^