Why 'Next of kin' is u$eless in the bank.

Why 'Next of kin' is u$eless in the bank.
The truth is that if your next of kin is not a signatory to your account,
And you don't have a written will to determine the person's legitimacy. the person will not have access to that Money at all. Your Bank will have to go through a process called A Legal Probate

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