4 YEARS IN THE UK: Worst 7 MISTAKES Made so far and How to Avoid Them!

[@jvon5881]

I moved to America 30 years ago from Nigeria .We made all these mistakes until we as a family for years until we realized that we did not have to keep up with the Jones ! We educated ourselves and completely changed the way we handled our finances . We started savings from every pay check and vowed to use only cash for all purchases !Today we have a 4 bedroom house, mortgage paid off in 20 years , two cars paid off , and NO CREDIT CARD DEBT!! We do use credit cards to purchase as that is the safest way to buy , but every thing we buy we save for months in advance . The best thing we did was to invest in a system called 401k , which is the US self retirement savings and we are at a combined $800,000 and we are heading to a million ! We did not build a house in Nigeria ,but we did buy land and built wall and boys quarter .If we decide to retire in Nigeria then we will go there and build the house ! Maybe I should start a KZbin channel!

[@ummu-Al-ateeq]

Please start

[@greggemokpae]

Very apt! My strategy is this, whatever credit amount you are taking, make sure you have it saved away for every of your credit account. For those trying to increase their credit score and don't get more than two credit accounts. Also, try buying some expensive "necessities" by cash fully paid, the retailer usually reports it to your bank and your bank further reports it to various credit agencies which helps your credit score. Borrowing and paying on time is not the only way to build your credit score. Thanks for the advice. All what you said are facts and reasons many members of our black communities whether immigrants or non-immigrants are struggling financially because we do not pay attention to our finances. Finally, get a second hustle usually a small business.

[@henryraymond9204]

Wow, well done.

[@AccordingtoSolomon]

Wow! You are an inspiration! Thank you for sharing this. Huge!!

[@jeanpier5054]

LIAR LIAR PEOPLE DONT LESSON TO THIS FAKED STORY STAY IN YOUR OWN BACK YARD YOU MAY STRUGLE BUT YOU WONT BE INSULTED EVERYDAY OF YOUR LIFE ESPECIALLY IF YOU ARE OF AFRICA

[@freemann131]

see this doesn’t look like a content this looks like this guy is genuinely talking to some of us….great content 💯

[@margaretsekinobe2428]

Yeah! Invest first where you are… make yourself a land lord or buy yourself a house in the diaspora before you build in your home country but make sure you buy land in your home country if you did not get one from your ancestors

[@TonyK601]

Beside the fact that your video quality is perfect, I just like the way you articulate the language. Keep it up and stay to the genuine.

[@TonyK601]

You just made me laf so hard.. will really want to chat with you personally..which city do you live in?

[@LoniOlawale]

Truee!!

[@AccordingtoSolomon]

Thank you so much! 😁❤️

[@Ive90]

first this i noticed

[@wealthybisionabajo4198]

I also noticed that . His video quality is top notch

[@ay1ism]

Hi @Nurse Solomon King, as someone who has lived in London for over 19 years , I would say your advice is completely spot on!

[@ayoogunjemilua9795]

This video is one of the most important videos I have seen. I love your level of honesty, understanding and articulation. I hope many people will see this video and learn from it. It is just perfect for the time. Thank you brother.

[@AccordingtoSolomon]

Thank you so much for your kind words.

[@chiedzaevelynmushure1141]

i totally agree .thank you and i can relate to some of the thinks

[@fantaziaclothing7742]

Am telling u. This is guy is so real, he is down to earth, very sincere and he understands his job here

[@amakaagbeze9860]

Welldone Bro. Great content. Yours is not for entertainment or gossip, it is real life. I have lived here for close to 2 decades now. Had to learn the hard way amd now being able to advise new immigrants. To add to your point, which you mentioned, in some ways is for our people to stop competing. Stop being greedy. Someone comes in newly, you see a doctor who has been here for about 5 years with a jeep, you want to jump on the car finance and also get a jeep. Another thing, like you mentioned, people should check people out, before following their advise. Check their track record . You can't flow with someone whose mind set is low, even if they confess to be christians. Someone who believes that you can't rise to leadership because you are black, someone who believes that it is only care/low skilled work that Nigerians can do. People should ask God to point them to Nigerians with skill, right mindset and Godly, who are making it and are willing to help. There are many of them. Keep the good work.!

[@suzy_q1]

You nailed it … STOP competing and STOP being GREEDY .

[@BreakBeatPaul]

You’ve learned more in 4 years than most do in a lifetime. I think the next 4 years and beyond are going to go great for you, good luck.

[@James_150]

There’s nothing wrong with credit, but usage is very important! I made my first $100,000 in the US leveraging good credit. You want to grow in business in the US, take advantage of the credit system. The only time credit becomes a problem is when people use it to buy unnecessary things and they get stuck in debt.

[@olakunlejegede5601]

you made first $100,000 leveraging on credits in your name or your business name ?

[@nataliam9764]

The UK isn’t America, my dear.

[@868freeman8]

@@nataliam9764it’s no difference

[@Onenaijagirl]

@@James_150 What are the necessary things to buy with credit? I understand some unnecessary but I’m curious as to what necessary might be.

[@oluwatoyinjiboku3633]

The first advice I received was from someone who had made a mistake of building a house back home. He told me,please buy a house here,buy properties here,invest where you're living. I held on to that advice!

[@AccordingtoSolomon]

Full focus mode now! No distractions allowed. Our investments will produce the financial freedom and all the nice things we will delay now. Thank you for the comment. ❤️

[@Tosin_hotsauce]

I’ll advise you to build back home cos you don’t know what the future holds.

[@MrTemwa]

But don’t forget to build a house back home , I know friends whom lived in Ukraine and invested there , but look now all gone .

[@MickeyAgyei]

The best decision I made was to build apartments for rent back home. I also understand everybody's luck and life is different...so do you.

[@AccordingtoSolomon]

Interesting perspective here. I guess the plan is to not ignore home investment too, yeah?

[@ElPhyl]

This is not a popular video but this is a personal conversation you just had with us….. as. a Ghanaian I take your advice. Thank you, I just saw your video and decided to watch . Bless you so much for this …..

[@lindaeke9281]

I completely agree with you 💯 on establishing here first before back home.Wonderful advice, thank you

[@Christmind89]

This is the deepest video of such a topic I have seen since I moved to the UK. So much depth and knowledge to take from this. Thank you so much for sharing. ❤

[@margaretrosemakoni7096]

Thank you so much for the words of wisdom. I'm retired as a nurse, midwife and health visitor from UK with a psychology degree from University of East London in Stratford, London. Saving money is the best so one can invest in property where one lives. I've seen unfinished houses abroard(Zim) cos people can't finish the project as monies being squandered by relatives. I've seen people whose money they sent to build abroad gone down the drain. No house built cos relatives squandered the money. One guy unfortunately killed his brother who'd used the money to buy a bottle store for himself. No house built for the brother in UK. My relative and his wife built a beautiful house abroad but unfortunately they both passed away without having lived in their house. All their children live in UK. It's so sad. As you say, they could have bought another house in UK and rented it out and enjoyed the proceeds from the house. So sad eeh. Stay blessed.

[@mamdaero_24]

Similar things happen in India too. People want house in UK and their home country but they rarely get to live in their home country house and their kids wouldn't want to live in the home country house. So they have to sell the house in the end. Such a waste of time and money buying land and building the house for no one to live in it :(

[@brightnduka9582]

To be fair, I hardly comment on random KZbin channels on my first visit. However, I just can't help but comment on this! I got into this country in 2022 October and I don't know how my orientation aligned with all that you have said even without having any 'guidance/counsel' hitherto. I looked like a weirdo amongst my contemporaries - obviously, our pursuits and backgrounds are different. Indeed, I can only owe it all to God. These are very salient and valuable truths that every new immigrant must come to terms with. Once again, thank you! thank you!! thank you!!! I can't help but share this link with my folks. God bless you richly. Keep up the good work.

[@AccordingtoSolomon]

Oh my God! I’m deeply honoured. Thank you for dropping this.

[@JuniorPullen]

I came to comment that the algorithm found youuuu! Congrats for reaching this milestone🎉 I hope you go higher from here!

[@jonaha6615]

I really love the way you articulate your thoughts. Your presentation is filled with class. Ordinary things presented in an extraordinary way. Great job

[@ozoyasilas]

Thanks for sharing your thoughts.... Finally a KZbin page in thr UK I can relate with. Too much noise out there rally giving unsolicited "hot takes". Thanks again man.

[@immacreno4815]

Thanks so much for sharing. One of the best videos anyone in the diaspora should watch. We all learn; I had a very shaky start but im in stable employment now and have got a grip on my finances. This video will help me focus on what's most important. To all those in the diaspora, never follow anyone's pace or be pushed over the limit with what others have. Take your time, keep focus and dont lose hope. Be you and do you - its never too late to achieve. Many blessings & peace ✌🏽

[@margaretofurum320]

You speak so eloquently. Your way of speaking kept me listening to the end. Your content is also very rich! You’ve just got an additional subscriber! 👏👏

[@frankydaulman2291]

Sound advice for us UK nationals as well as newcomers, all the best going forward good Sir.

[@tolusayanfe6844]

All I see is a powerful brother with the wisdom of Jehovah. Bless you 🙏 ♥️

[@percyprosperamoah9866]

I totally agree with your 3rd point. I worked so many shifts in order to buy lands back home only to find out i was being defrauded and the people i trusted back home weren’t looking out for me. I could have easily made a down payment for a house here but I’m wiser now!

[@johnfrica]

It's good to buy a completed house in a reliable estate. Than buying lands.

[@christset]

@@johnfrica is in the right place too before the government put a demolition cross on it. Nigeria can be crazy at times.

[@johnfrica]

@@christset Cosgrove, Billad, Godab, Brains and Hammer, Dantata and Sowoe just to name a few you can try at least in Abuja, Urban Shelter

[@percyprosperamoah9866]

@@johnfrica that’s the conclusion I’ve arrived at

[@ihediwaChristian]

Hun😢

[@onosedestiny5162]

One of the best videos I have watched on KZbin,whatttt????so articulate!!!God bless you for this.

[@AccordingtoSolomon]

Glad it was helpful!

[@helenihuoma5207]

My only regret as immigrant was not gettingUK driving license and not getting NVQ on time because my sponsor company license got revoked and I needed these certificate to easily navigate and get another permanent job I advise new persons here to pursue personal development vigorously

[@Samali5414]

What does the NVQ mean?

[@AsheiRhoda]

Here I am a beginner nurse in Finland, and people are trying to pressure me to get an I phone, I refused to listen to them.

[@peacenunoo3060]

This video covers so many truths. I can confirm the importance of the points he’s raised by my own experiences in the Uk. Well done @nurse Solomon king for sharing these truths

[@AccordingtoSolomon]

Thank you so much ❤️

[@tijesunimiolaoye2539]

Wonderful video. This video aligns with my philosophy. Came to the UK in 2019 and what I advise people who have just come is that life is in stages. Start slow and build quietly. I'll add - open a Lifetime ISA within months of arriving if you intend on buying a house. If not just open a cash or stock ISA to help with savings.

[@maduemechukwuebuka340]

Hi please can you elaborate more on this ISA thing? I'm really interested in it.

[@adetipeojoko]

It is good i am hearing from you at the right time because i just moved into the UK ,thanks for sharing your mistakes so that we can learn from it.

[@princesethadu-krah9374]

Your language skills are fantastic! You articulate your thoughts so well, it's a pleasure to watch your videos!"

[@chikamatthew4064]

Thank you, Solomon, for this. I do hope that those coming to this country newly will learn

[@wild4fp]

Well done. Im am born here and all fall in borrowing. Phone bought out right second hand usually. If you spend 100s on outings each month, then stop spending. Pay things off, invest. Car buy outright, even if a £500 dump. You eill realise it had 4 wheels and engine as same as £1000s car. Stop all the subscriptions, it gives you nothing. And find a cheap interest or hobby. Dancing class, hill walking, home workout etc...something to keep you interested without outgoings. Bulk cook, waay cheaper. It s fresh and eat same food for the next 5 meals. And cut down on cans of pop or crisps or chocolate daily as it mounts to loads of money per month were you can invest it.

[@ayorindeaminu9714]

This is such a beautiful piece with lots to learn from and a different perspective and insight into approach to issues that affect everyone in one way or the other. Thank you, I hope you never get tired.

[@AccordingtoSolomon]

Thank you, glad you enjoyed it! ❤️

[@agathaleon2110]

Wow! Well spoken Sir. This is such a great speech and I’m hoping other nurses like you take your advice. Lesson learnt here is do your research, have a plan, watch your back and don’t follow others. Don’t hang your hat higher than your hands can reach. Save wisely , be smart and rip the rewards after.

[@Mharme_Dansowaa]

I side with you on the agency shift thing. 😅. I prefer doing the banks in my hospital than having to travel hours for an agency shift. ❤

[@DoubleA88]

You alluded to it but I would say the overriding point that ties into all of these is to know yourself: your money habits, your desire to please people, whether you can face adversity, what your long term plans are etc knowing yourself is really important and it’s not a lesson to be skipped

[@AccordingtoSolomon]

100% agree! Thanks for sharing.

[@isychi7314]

I wasn't born in Africa but some members of my extended family were. Alot of the things he said are absolute truths especially about the credits, that's one mistake even non immigrants make. Credits can put u in a cycle of never ending debts. Always pay your credit card debts build your score and never owe money on that account. I personally will advice stay here atleast a year before getting a credit account. Also the thing about investing back home I can't count how many of my parents friends and other immigrants from Africa that I know who have terrible stories of first trying to build a business or anything back home than in the UK where they live. That's a terrible plan.

[@whatisee-eg9vm]

and yet people still do it 😂 the best one is wen people tell u to buy land 😂

[@kennethokpom768]

Thank you so much brother. You are completely on point. I hope people will learn from this experience

[@EddingtonPindura]

Very wise advice, I enjoyed watching your video. Life never stops teaching, keep learning. I can tell you now, there is loads more to learn.

[@henrytudor8537]

I have been in the UK for 9years and your points are quite relevant. Especially for those who come here for work.😊

[@Psalome]

"Do not let people's limitations be projected onto you!" Cannot be said well enough

[@odun.micheal]

In all of this please take out time to enjoy yourself. This life is only once. Buy things that make you happy, enjoy your hard work. At the end of it all, life is all about the good and bad moments and not about all the money shift you worked.

[@rajesychama8062]

This is profound and very true my brother, I’ve been in the UK just over a year and I can relate with most of the things you mentioned. Am glad I came across your video and got a chance to learn and understand certain things from your experience and perspective. Well done 👏🏾 👏🏾👏🏾

[@adarighofuaelizabeth7015]

Your video has been popping on my timeline and I kept on ignoring it. I decided to listen today and I can say you are one of the best on KZbin. This is not capping . I have liked and subscribed to this page . You are doing well bro.

[@edomafranklyn9939]

Since I have been in the uk 🇬🇧 a year now some months this is best narration I ve head coming to dis uk 🇬🇧 , all u said are 💯 true , some of the info I already known but some I was stil contemplating b4 now but listening to u it’s just confirmed to me of what informed choice to make Keep it up bro

[@akunyilichisom9728]

Thank you for this, like I needed this at this honest talk at this point in time here in the UK.

[@Taprisha84]

Me too🎉🎉🎉🎉

[@DominicOgbuagu]

Awesome. This refreshed me and brought some realignment in my approach. Thank you so much for sharing. More of this..

[@growwithlade]

So much wisdom dispensed. Thank you

[@twilighttv2985]

You are correct brother.. my cousin did this and up till now he always complain bitterly

[@davissamuelola]

First time coming across this channel but this is profound.

[@Amy-th7nw]

You are 100% right. When I came to the UK, everyone around me was buying iPhone 14 pro max on contract and other gadgets but I gave myself brain not to follow them , i am still using my Samsung Galaxy prime i came with from Nigeria then, they will make mockery of me because of not having iPhone 14 pro max, but I usually tell them that as long as my Samsung still receive call, I am fine. Today, all of them work 44 hours a week but always crying that they don't have money and will be looking for who to borrow money to them. People should learn to endure in any situation they found themselves. Thank you for sharing anyways!

[@phillipwindsor1674]

I also just resisted the temptation. My warm regards to you :)

[@njidekaosuere2873]

I watched to the end😊like I was practically glued to this video. The way you pinpoint your words is amazing. You just gained a new follower

[@dragonredsinbad4631]

You done well my brother, considering all the trouble out there. Its good to see you've learned from your mistakes hindsight is beautiful but it's not the same at the time. Use your new-found wisdom to better yourself :)

[@lorpstarnue8901]

This is one of the most realistic KZbin video I have ever seen. I didn't experience any of this but as someone who sort of grew up in the UK, this is what I would tell anyone new and he's so on point.

[@okoliugochisandra7632]

Lovely video quality top notch editing and Thanks for being transparent and honest.

[@omodolapoeddo8663]

This is by far one of the best yet simple videos I’ve watched on KZbin. It’s interesting that people dabble into things they don’t even understand. May God keep teaching us all.

[@mariamogunlesi1064]

The fact that we Nigeria’s moved to English speaking countries should be one of our biggest Luck. I base in Germany and my first 3years alone was learning the language and during some vocational trainings which limited me from work proper then comes my Joyful moment been a Mom was another story since there was no help from family due to me all by myself. For good 6years, God has been faithful and still His, now working fully and almost ready to buy my own house. Not easy though but your determinations go a long way. Set Priorities First 🙏

[@xencyp6528]

Thanks for sharing.. how is Germany.. am thinking of moving there.. any advice

[@phillipwindsor1674]

Viele Grüße!

[@phan1005]

Thanks for been so real with some of us who are new here. Thank so much Solomon

[@gadzikagunda3617]

For this video only, i gave you the respect of finishing the video to the end. Then clicked like button and then subscribed. You deserved it. 🎉. Thank you.

[@AccordingtoSolomon]

Thanks for the sub! And for dropping this, I appreciate it. ❤️

[@gadzikagunda3617]

@@AccordingtoSolomon Always Welcome.

[@davidrobert7180]

I guess it’s the same everywhere. These lessons learned in four years also kept me down for years in Nigeria.

[@Akorede-ps5es]

I love your delivery and oratory prowess. Keep it up.

[@Kenyan6870]

Bro am from Kenya and a nurse too. I just stumbled on this video at such a great time as I've developed interest in moving to US after life here in Kenya started getting tough...i will be initiating the process soon. Thanks alot for this eye opener...once i finish the process and land there i promise I'll be rewathing your videos to keep me in line

[@paulnKechi]

Wow! You are wise. Timely message for me. Thank you for this video.

[@bankedavid9591]

Very valid points especially not building a house back home till you’ve settled. Why buy a house back home when you’re not ready to move back home? I agree 100per cent. Also credit should be used wisely to build your score for mortgage purposes. Old am

[@adeolaajayi2751]

Amazing content. I completely agree with your POV especially around limitations, most people advising you to settle for any type of job. Also happy your channel is finally getting the much deserved attention. Cheers to consistency. Look forward to seeing more content around this

[@TheaM.-gr4bo]

Great informations! I have moved recently in Sweden but fortunately I have not yet made most of the mistakes you're talking about. Some people I came with have already done them though! I'm content with what I have and value my peace of mind to take needless credits. I don't think I need a car right now. Some friends wanted me to invest in some businesses back home but I showed them that I was not ready for such project. I don't expose my life on social media but still some people frequently ask me for money. When I explain to them that I do not have the amount they are asking for or do not have money at a specific moment, they think that I'm just being stingy or proud. I don't mind though, knowing that I have said the truth. I have gotten the chance of watching your video before starting to do these mistakes and I am really grateful for that. 😊🙏 Thanks!

[@obinnaubah9045]

Very solid pieces of advice! And you speak so well!!!

[@joycegathoni3643]

Young man full of Godly wisdom...keep enlightening us brother...thankyou

[@splendore.ngrandeur3599]

Uncontrolled Credit card usage Investment at home Buying a car Buy 👁 phone on credit Not saving for deposit for a house Being flamboyant

[@Mushroom-z6f]

My brother I am a jamaican and I endorse everything, that you have said, thank for your words of encouragement

[@SuperCocodiva]

Hailings mi bredda! 🇯🇲

[@joyjiths9394]

This is so good! Weldone Solomon! So much wisdom!!

[@SuperCocodiva]

New subscriber here. Super proud to see this kind of content. Thank you Solomon. My brother in kaw has been here 3yrs and shared some of these same points with my husband. That has helped us immensely in the 1yr we have been here. Thank you!

[@mavisappiah1833]

Thank you Solomon. I just love your intro. Truth you are saying. Just subscribed. Thank you

[@adewoyeolumide6806]

I think some of these were what I had adopted as my principles here except the case of car which I got about 7 months in UK I have family and I work different places so I never regretted buying car then it’s really helped me.

[@AccordingtoSolomon]

Thank you for dropping this. I think in many cases a car or other things are definitely a need. I believe evaluating what is “need” vs “want” is really important. 👍

[@imuntichatasharafrancis1904]

Eye opening! great! Thanks for sharing.

[@bright2544]

Beautiful!! Thanks for this wisdom-packed video. Focusing on the future/long-time goal.

[@titilopejimoh4422]

Thank you so much. This is so apt. I'm in the middle of something right now,grateful this came up. Sticking to my original plans❤

[@maxmayers4545]

Brother, you will go far in this country. You are smart. One thing you said is that life is in stages, I got caught out with the phone contract once, 15 years ago, never again. credit is good, but if you don't know how to manage it, it can spiral out of control really fast. Saving and investing while you can, because nothing stays the same. Keep spreading the word to our brothers and sisters.

[@ioycp]

Well done for the well articulated word of advice.

[@mercyojo3493]

U can buy phones and other gadgets directly from sellers like Apple or Samsung at the actual market price and pay with Klarna or clear pay. With Klarna, ur payment is split equally for agreed monthly duration say 24 months at 0%APR I.e no interest rate at all and no yearly increment.

[@AccordingtoSolomon]

Correct! Possible, just not easily available to everyone. I have had previous experience with them. But, yes, I agree it’s a better way with zero interest.

[@damilolacomfort5323]

Wow, this is eye opening, thanks for the insight😊

[@emmsonbrown2249]

The inspiration in here is you acknowledging your mistakes. Respect

[@abiodunoluwakemi4740]

Thank you, nurse Solomon

[@eddiebanda1115]

Great advice bro, having lived in the UK for many years I agree with everything you have said. Great content.

[@abrahamsule1894]

This is amazing bro, thanks 👍

[@hillarymama.C]

This is a top-notch video. The content and focus is a solution pack. Thank you, brother.

[@ecarolyne5287]

Absolutely supa advice. Thank you for sharing

[@osagieaideyan3841]

Wise Solo. Looks like Solomons' are always wise. Good luck bro. Your video came with a lot of value add. Thank you so much for sharing.

[@madinatbello6542]

Thank you for this piece Solomon.

[@odujuliet-ov5rw]

You literally spoke to me as an immigrant who is in her first year in the UK. Words of wisdom!!! Thanks fam

[@JeffersonEjeh]

Very insightful. Thank you!

[@ignatiousbhindu6584]

Dont be too LOUD!! That was my greatest take away ...thank you so much 🙏🏾

[@mrforbes74]

A lot of this advice rings true for people born here too. Creating the illusion of wealth, or deriving self worth from possessions is endemic in the UK. Thanks for sharing wisdom.

[@veraakata5938]

Thank you for sharing your experience with us. It’s very helpful

[@luckyoguntoke1176]

Focus on your GOALS and ignore the NOISE....... Hmmmmmmm

[@vids290]

!!!!!!!!

[@medicprexxy1796]

How I knew all this from the very first day I came in to the UK is amazing. It was as if yes I am not the only one thinking this way. Thanks Boss Solo

[@YalaMan01]

I'm a final year male nursing student in Nnamdi Azikiwe University, and I love your videos. New subscriber here.

[@patiencerich1102]

This is such a rich video, filled with germs. Thanks alot Nurse Solomon

[@abamensah7217]

I wished I watched this video before I moved to the UK

[@BernardBernard-ch2fj]

You can start all over sis. Same thing Happened to me

[@abamensah7217]

@@BernardBernard-ch2fjI definitely will

[@oloyedemoyosorelukmon7652]

Talk of value. This video is valuable. Quality use of time. Inspiring. Thank you for sharing, bro.

[@scholarshipslead]

BOOM! - While there may be some element of truth to this "It is not everyone's REALITY"

[@dammyallen8800]

Subscribing was actually effortless because I found this very insightful, I am actually new tho, and trust me there are no lies in those advices, although I have not gotten any job in the past 4 months since I got here I but I believe I needed to hear this before getting the job! Thank you!!

[@AccordingtoSolomon]

Thank you! Don't worry, you will have a testimony of your desired job soon. All the best.