Why Some Of America’s Banks Are At Risk Of Failing | CNBC Marathon

[@KennyakaTI]

No bank is in trouble. Small banks will be bought out by large banks and large banks will be bailed out by the government.

[@samsonsoturian6013]

Yes, some small banks were bought out, but no one has been asking for a bailout recently. That myth comes from back in 2008 when some big players asked Congress for a loan and were immediately denied (the real scandal was the execs negotiating the bailout flew to Washington in private jets while struggling to make payroll).

[@KennyakaTI]

@@samsonsoturian6013 Do you really think that if Chase, BofA, Wells Fargo, and Citibank were truly failing that the government wouldn't bail them out? Don't forget banks got a lot of money from the government during covid-19 for the government shutdowns. The government will not allow large banks to fail.

[@KennyakaTI]

​@@samsonsoturian6013 Banks received a ton of money from the government for covid-19 during the shutdowns. Do you really think that if the four largest banks in America were truly failing that the government wouldn't bail them out? The government will not allow large banks to fail.

[@KennyakaTI]

@@samsonsoturian6013 Banks received a ton of money from the government for covid-19 during the shutdowns. Do you really think that if the four largest banks in America were truly failing that the government wouldn't bail them out? The government will not allow large banks to fail.

[@KennyakaTI]

@@samsonsoturian6013 Banks received a ton of money from the government for the pandemic during the shutdowns. Do you really think that if the four largest banks in America were truly failing that the government wouldn't bail them out? The government will not allow large banks to fail.

[@aphrodite5764]

Why aren’t they talking about how tax payers bailed them out in 2008 followed by bonuses for the C Suite? They should fail

[@Pltr03]

It doesn't fit the narrative.

[@aphrodite5764]

@ exactly…I’m very hopeful for the future of crypto, and the transparency it offers with transactions being on the blockchain. The new administration needs to overhaul the Fed

[@ISpitHotFiyaa]

Won't happen so long as the "money printer go brrr" guy is in charge of the Fed.

[@kaizen960]

Indeed

[@kitchiguy9913]

In The US profit is always privatized and debit/failure always socialized!!

[@nicomyth]

Fragile huh? No bailouts for big banks, sorry. Corporations need to stop waiting for a welfare handout and start using those bootstraps they recommend for the rest of us. 👌

[@notforgotten3685]

I love how people think that, and then vote for Trump. Trump is a billionaire and chose other billionaires to help him run the country.

[@BenjaminD-d4k]

When I read these comments & makes me realize how misinformed most such as yourself are. Many people store their funds in banks. If big banks fail, you know what happens to your liquid currency stored there?

[@punkninja4124]

@@notforgotten3685 cute of you to think billionaires supporters is a differentiator between two parties. You think Harris raised hundreds of millions more from commoners like you and me? You think suites at DNC sold for more than 500k and commoners like you and me were the buyers? You think trump's billionaire buddies would de-platform him on social media? Wake the hell up lmao. The two parties differ in many aspects, amount of billionaire supporters ain't one.

[@mcawesomest1]

Citibank is mostly a credit card company and with credit card companies making a 50% profit above cost there should be no excuses about failing

[@yahmoht6470]

What a beauty!! Has a market cap of $155 billion today but got $450 billion to get bailed out probably 18 years ago.

[@mcawesomest1]

Bailing out banks who have mismanaged running a business is not capitalism. The American people should not be bailing out multimillionaires and billionaires when they make bad bets

[@jesserobinson749]

How dare you! It's a good thing Trump made a law to get rid of those pesky regulations keeping them in check. In his first term day one...

[@letit023]

Oh wow, banks are in trouble of falling... like this haven't happened before

[@rodb4923]

Getl rid of the music over the info that is verbal.

[@amyhoang9140]

The way this video is set up is to cause anxiety.

[@vicepresidentmikepence889]

You sound like a fun person

[@cinpeace353]

Agree, the background music is annoying.

[@user-1ffsddg45zfdf5cxdgd]

If you can get first-hand information, compare bank debt with personal and corporate borrowing: debt default data. The loans of enterprises also need to be repaid. The money must be used in the company, for salaries, equipment, production site rent, and research and development. Ultimately, the company must make profits from projects rather than rely on loans to maintain itself.

[@AnythingJW]

there will be more bank failures as the new administration will impose less regulation

[@chrisaycock5965]

Trump said he wanted to loosen financial regulations.. Do we not remember what happened in the 1920s or 2007?

[@mdtanveerhasan1453]

Evidently not

[@notforgotten3685]

Of course not, because Trump supporters don’t care what he does as long as they get to own the libs. Trump is gonna make an economy perfect for his fellow billionaires.

[@xxonlineratxx4081]

​@@mdtanveerhasan1453The 2018 rollback (Dodd & Frank) got rid of the $50 billion threshold, which many banks had argued was needlessly encumbering them. Instead, among many other changes, the rollback law made the enhanced regulations standard only for banks with at least $250 billion in assets - only about a dozen banks at the time.

[@rocketphewl]

. the competition for money-laundering is fierce... .

[@clintallen1992]

hsbc has that on lock. I suggest buying now and they pay an excellent 5% dividend

[@Metacognition88]

Yeeeeaaaah buddy, lightweight baby

[@johngo9541]

Ain’t nuthin but a peanut

[@jesserobinson749]

His spine was like ''Please no''' 'No more'' ''I can't take no mo''

[@ishpreetsingh5622]

What happens to people’s money when bank fails?

[@huntergiguere01]

It's not even your money, it's their money. The key is not to have much in a bank account and have it invested

[@milosnestorovic1594]

The success and failure of American banks, I.e periodic growth and decline is Absolutely Inevitable now, because now they Depend a lot, probably mainly on speculative capital in particular, as well as capital from outside, it's clear and Inevitable now complete.

[@joshb8233]

Commercial real estate I love this asset type, work with it every day.

[@US-SPX-500]

Are you saying JP Morgan is at risk of failing?

[@samsonsoturian6013]

No. That would be securities fraud. So they speak of vague bank failures so they don't need to provide any real evidence

[@michaelf3753]

JPM isn’t at risk lol

[@socialisttrafficregulator2015]

Merrill Lynch was tossed as my last companys' 401(k) management group due to their fee structure and overall inability to pick proper stock picks for us as a client group. Overall, my fellow employees either saw no growth or faced categories of losses as large as 22% in a single year. Keep in mind that we're talking about a generally rising overall Dow/S&P

[@parichit7]

Click bait .. it's all about citi

[@Dfgbuiiyyyybb]

Somehow consumers who just want a bank account to save their money and pay bills are responsible for Citi Bank buying a bunch a bad mortgages.... riiiiight........

[@shortblackandmiserable]

Credit will be North America's down fall

[@MrWho-vb6hg]

What is the one big bank in stressed / insolvent?

[@gloriafoster3651]

The Bank Owners will control our Money !! and the way we spend it !! and the way we Live !! ! 👀👀👀

[@aaronalquiza9680]

Regular people (through taxes or absorbing effects of inflation due to bailout money from government) will bail out Banks.

[@rethinkrich]

In other words, people trust banks ONLY to the point they can get their money back! Got it!

[@eyelovecolorado2195]

WTF does the fed perform bank stress tests for? What a waste of money. DOGE should investigate!

[@abyshagshiko7550]

With California up in frames real estate loans will definitely go up

[@aphrodite5764]

Do you think they will give attractive interest rates? I’m curious how that will be handled

[@nelsonta00]

I lowkey hope this causes depreciation in value in Caliofrnia because ppl move out of cali

[@aphrodite5764]

@ supposedly there will be reassessments in value done on the properties, and it will be 0 for places that were destroyed. I don’t know enough about it, but hopefully it makes housing affordable for people.

[@jchastain789]

Good

[@muzammilm.nurdin3349]

Old infrastructure, too many ‘ancients’ workers and toxic culture

[@silvertortoise3776]

Her we go again just at another Republican gets in. Who could have guessed it?

[@silvertortoise3776]

Here*

[@michaelseibold9977]

Their customer service sucks. All offshore and clueless. You don't get "rich people " that way.

[@clintallen1992]

How was this video released 12hrs ago and the info is so out dated already. M&A is about to skyrocket with Lina Khan gone and Trump in the presidency. The Fed lowered rates by 75 basis points last year and they are saying rates are going up?! Yes they are up since Covid but they were low because of desperation to stimulate the economy. Most analysts, myself included expect another 2 rate cuts this year as well of at least 50bp. This video looks like it was created 6 months ago and just now uploaded.

[@alienbricks3823]

So if someone have money city groups, he need to swich bank asap

[@wolfrojo8940]

I cancel my chase account last week to many fees

[@LeNguyen-im8dm]

Stock market are rally, so people forget about financial crisis in the past.

[@md3800]

Start using credit unions people!!

[@Positive_Atrributes]

DOUBLE tax treaty networks are becoming serious prospective success things!💰

[@ArtThouNotEntertained]

We told yall….another recession is going to hit us. End of story.

[@theJMP-xt9xy]

Individuals should group together and make bank runs every day ……

[@jermainemyrn19]

Corporations get bailed out and the masses suffer

[@usherfeaster]

I've seen this movie already. No thanks I'll pass

[@DianeHoang-ul4yk]

Here we go again...

[@osazuwaogbeide8554]

why does the background music sound like game simulation

[@speedy0]

Sounded like it‘s promoting C stocks to investors.

[@annunakian8054]

Where my ninjas at?

[@jesserobinson749]

No income No job and No assets. I am truly free. By free I mean broke.

[@DohertyT2319]

Is the narrator the blond girl from morning brew?

[@kiiwii11]

thx donald trump

[@bianconerointheus6692]

In a 48 hour presidency he has already caused the collapse of the banking system. Amazing!

[@DT__1]

They will fail then say hey WE GOT CRYPTO! 😂 boom 💥 elephant is back in the room.

[@mtavassoti]

.... again. You missed that

[@MarybelleLiskiewicz]

Amazing video! Thanks to Werner Skier, I turned $10,000 into $337,000 since January 2024. Now, I’m buying my first house with crypto-forever grateful!!

[@khingleaw]

The cryptocurrency market is booming, and now is a great time to trade Bitcoin! 🔉

[@khingleaw]

He is active on Telegram ;(

[@khingleaw]

@wernersingal👊🏻

[@김진자라-w8g]

Mr. WERNER SKIER has been a mentor to me and many others, helping us succeed even in tough markets. 💶

[@Adelheid-r2v]

I’ll reach out to him now-it’s the perfect time to start day trading! 👍👏

[@JigmeNamgyal-tp8sw]

Sofi …. Save Citi

[@homerj806]

Good. That is how the capitalist system work.

[@ladonna2u742]

Either way, the working-poor (tax-payers)will pay for this disaster-again.

[@iosefgarcia7499]

#BanksOfAmericanFraudInvestment WarringOfBanks.

[@cstnfacu]

They always land on their feet, courtesy of the White House

[@Jacob99174]

This is why Warren Buffet cashed out huge positions. He wants to help the banks again, and make 💰💵💸 👍🏿

[@TheZuluPilot]

Bailouts for the rich aka socialism. Opt out.

[@JustinDean-w3d]

Some* of America's banks. LOL ok!

[@xiphoid2011]

People are so ignorant about the 2008 governent bailout of the banks. It was a win for the American tax payers as the government made a big profit from the bailout money. It was one of the best financial move the US government made in decades.

[@ethanjackson84]

Damn I’m early

[@626STAH]

Good. It’s time for us to become our own banks through insurances and other entities

[@hs5312]

This would not be an issue if fractional reserve banking was illegal rather than encouraged

[@AntonioSerranoMx91]

😂

[@Dandre181]

Bible prophecy full filling

[@Luckyhotsummer]

this is why chase bank only offers 0.2% accounts While others offer 4% I will go for the 0.2%

[@ISpitHotFiyaa]

Just buy treasuries. Don't give the crooks at Chase your money for 0.2% so they can turn around and loan it to some homebuyer at 7%. I'd bury it in the backyard before I did that.

[@Luckyhotsummer]

@@ISpitHotFiyaa Sounds good Thanks

[@dewayn3]

My community bank is on Cardano: I can store my volatile and stable assets on-chain. I can lend them out and earn real yield on the interest borrowers pay the protocol. I get utility and a secure eco-system of growing fintech apps. I guess I am an early adopter of decentralization. It will continue to evolve and I believe soon, the problems of storing value using centralized rails will be a thing of the past ( atleast for the retail user ).

[@Jeez001]

Till someone steals from you or does rugpull then good luck reversing that transaction

[@dewayn3]

@@Jeez001 apparently you didn't read what I wrote. I'm not talking about buying Trump meme coins. But sure, the ecosystem has its pros and cons. Imagine a world without the internet. is it perfect? Nope, few ppl can go one day without using it.

[@Jeez001]

@@dewayn3no community bank uses cardano they are not allowed to. Sure they can use block chain to store some information but all assets are managed via traditional banking.

[@mtunofun1]

Which prime broker is holding the excrement bags from naked short sells of many US companies? I bet that bank is going to be the one that needs that sweet sweet FED bail out.

[@M3ta1]

Buy Bitcoin

[@MOBMJ]

it's very simple. just because fractional reserve banking says you can keep as low 10% in cash, doesn't mean you have to. if CEOs were smart, they would keep more than that in reserves. if I were running a bank, and had less than 30% that would keep me up at night.

[@donaldlyons17]

Dont know if running a bank with 40%+ would work well enough....

[@abdoulayediao5433]

Why the stupid music on the background?. No need for the music, I stopped watching.

[@cloudcyclone]

absurd to think a bank cannot stay afloat as long as it has customers. Shows they are gambling too much in the markets and losing too much. Just stupid. bank services are free income basically. every loan is free money for the bank. look at them saying they want to move away from the poor and needy and cater to the rich only. so lazy and sad for humanity!

[@peraltaisrael2598]

What the fu k? How is it “absurd” a bank!! Which is a business!! And if it has no customers offering it earnings be in danger of going broke? Where the hell do you live to think like that?

[@donaldlyons17]

@@peraltaisrael2598 Got the same question.... yeah I don't mind paying $4 a month for checking because the bank has branches and is cross boarder national!!!

[@cloudcyclone]

@@peraltaisrael2598 no, i mean, as long as a bank has its customers and they do not leave, they should be able to stay afloat indefinitely. Thats all i meant. im pointing out that banks are NOT failing due to anything related to customers of the bank, they are failing because they overleveraged their assets gambling the markets, and made bad investments, with their customers money.

[@peraltaisrael2598]

@@cloudcyclone i have been a wells fargo customer for years! I haven’t paid them a single dollar in years! All my bank accounts are always within its limits where i can keep them for free and its credit card which gives me a 2% cash back every month for all expenses i make there and paid back everything back every month… i get cash back of about $100 every month! How the hell a bank can remain a business if all clients were as disciplined as me?

[@jesserobinson749]

So America is totally ''Ninjed'' 🥷

[@SeanOHanlon]

Here we go again...