Why these two Bank stocks are Multibaggers | Fundamental Analysis

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Banks are rallying currently. Is it time to sell some and book profits?
Or is there still scope for gains left?
I talk about the banking sector performance in this video and share what scenarios can playout.
Understand the analysis to know better.
P.S: NOT AN INVESTMENT ADVICE. Please do your own due diligence.
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Attributions:
Stock videos from Pixabay and Pexels
Logos: Wikipedia Commons
Video and TN editor: Ayushman Khare

[@AkshatZayn]

👉 Check my Profit and Loss from stock markets: kzbin.info/www/bejne/b6SWZGmOr76qmLc ____________________________ 👉 My stock market course (comes with 1 year community access): wisdomhatch.com/stock-market/ ____________________________ 👉 I talk about in depth macroeconomics correlated to stock market movement on KZbin member community here: kzbin.info/door/qW8jxh4tH1Z1sWPbkGWL4g ____________________________ 👉 You can explore US Stock Investing using Vested and also enjoy extended hours trading (trading in after-market hours) - a premium feature. Signup to get $10 funding in your account: vestedfinance.co.in/AkshatS

[@bikespots1423]

Please update the regenerated link of your verified p&l

[@user-mg1to4vq8b]

Akshat won hearts

[@kshittizbhardwaj417]

Do your courses have lifetime access?

[@newbornrai4334]

Hlo sir, I am from Nepal. Does book value of Bank has relation to market price. Can we consider good stock if that market price is close to book value. (NIMB,NBL in Nepse) Please reply

[@bharanidharsanthi6007]

Hi Akshat, Why don't you switch from IDFC first Bank to IDFC. As there is Arbitrage advantage of 20%.

[@Sandesh-27]

Banks discussed are 1) Kotak mahindra Bank 2)Idfc First bank

[@mahira283]

Thanks for time saving 😊

[@RAKA-11]

Thanks brother ❤

[@kshittizbhardwaj417]

I want to know if akshat's coursed on wisdom hatch have lifetime validity or they have some expiration date?

[@2005kpboy]

Har bacche ko pta hai bhai ye 2 banks. Ye Akshat k recommendation FD k return beat na karein

[@Sai-rp2pw]

Thank

[@muthukumarkanagaraj2689]

Beyond the content, you are also teaching excellent communication skills.. The way you explain things & the homework you do are very much inspiring.. Thank you Akshat

[@nirajan4471]

I have been tracking idfc bank since more than 5 years and significantly invested in it. During 2020 this stock was bottomed out below 30. That was a great opportunity to have heavy position in the stock. But I missed that. Even without that, the overall gain now is really good.

[@rajeshmondal-cm5ob]

Don't know why many people view his video,I viewed some videos of this man and think waste of time,only bak bak, I think he earn more money from KZbin than share market

[@nirajan4471]

@@rajeshmondal-cm5ob 😄 sometimes I also feel the same

[@karansinghjatt3663]

​@@rajeshmondal-cm5obbro his investments in share market is like 50 crores

[@hrishikeshkumar9561]

The way you deliver content is so simple and relatable, I appreciate it a lot. Again a great video. Thanks!

[@Atul_Peace]

Volatility can be checked by India Vix.. Akshat a huge fan of your work..Thank you for sharing your knowledge..

[@tarunksinha7467]

Many thanks for the video. A new perspective to look for investment. I have been invested in Kotak for a long time ( truly a multibagger on my small investment) and also in IDF Bank for over 2 yrs. Other investments are in Federal, Indian, PNB, BOB, ICICI, Axis in the banking sector.

[@nagarajualuvala8203]

Shri Akshat I am of the opinion that UPI growth is helping banks in mobilisation of low cost saving deposits. This growth of UPI is helping PS Banks more than private sector banks as low income people open SB accounts in public sector banks.

[@ENTERTAININGGAMECHANNEL]

SUCH FINANCIAL KNOWLEDGE SHOULD BE IN INDIAN EDUCATION SYSTEM ❤️

[@ramiahsubramanian4104]

It is there, if u study CA.

[@roshalbarot5134]

Hi Akshat , Thank you for your video.. What is the rationale of having IDFC and Kotak over Bank of Baroda? If we see sales growth, contingent liabilities, PE ratio, profits, dividends etc , BOB is performing a lot better.. Is it just bcz BOB is funding Adani?

[@alimichelle6662]

MOST rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them

[@yaganabulama775]

Sounds good😊How do you do that? I'm interested, how do I go about getting started?

[@GlenroyRichards]

If i had not experienced this myself I would have said this is all lies but l've made withdrawals a few days ago and that's one thing I find difficult and impossible with other brokers

[@EditxSB]

What is bro waffling about

[@JayAccountant-ff1ju]

Well said. Kotak is an excellent stock. In the long run the price will catch up.

[@kkgupta6114]

Thanks , was waiting for Kotak M Bank to be discussed

[@harishchandragupta6259]

Very beautiful. I heard you for the first time. I feel I could get lots of information on Two banks. Thanks

[@chayanurani8461]

Thanks for the detailed video... Already invested in IDFC bank @ 35...still holding with good profits ..

[@RR-kl5ht]

I'm running out of patience with both HDFC bank and kotak bank... 4 years barely any return. I get your logic of why they should move now onwards but isn't it like opportunity cost lost in the last 4 years... Even if we had invested the same in FDs we'd have got more returns right?

[@rohitvadera4554]

Hey Akshat, I have been seeing your videos and learnt a lot on investments. Today itself joined the commuinity. I have been doing the investment but not gaining much so looking forward to learn more from your channel. Thanks and keep the good work.

[@Helpline-009]

Wɦǟֆǟքք ʍɛ

[@subhankarbera5036]

Hey Akshat, Another excellent piece of macro analysis of a beaten down sector (Banking). Your contra bet has always been profitable so far. So I wonder why it would be different this time ? Keep up your good work.

[@akhaleefa]

Thanks for your efforts to educate retail investors and your channel subscribers. Please try to hard to make one video where 12 stocks are selected for 25 to 30 years and portfolio can be 5 lakhs to 10 lakhs for retirement purposes. That will help for investors to put money and wait for a longer period and concentrate in their main job/businesses. How Wipro Ltd stock made a few billionaires for their small investors. Do you find some stocks like that in the long term. Regards.

[@indranilkundu8617]

❤Q&A❤ We all know that in long run Indian stockmarket will grow. Then what is the need of diversification between stocks,gold, real-estate,fd,ppf etc etc. Suppose, previously I want to make a 10lakh emergency fund and rest all money will diversify accross all assets class BUT instead of doing this if I make 20lakh emergency fund and rest all money put in stockmarket for long term then how worth is it to do this? How safe or risk in this? If not then what is the main risk in the stockmarket that everyone should aware of this. So that everyone can diversify their money accross different assets class. Thank you Indranil Kundu Kolkata, West Bengal, India

[@aprav]

Great insights, Akshat. Thanks! Can you take a look at Federal Bank? It seems to be undervalued vs. IDFC First Bank and has better nos (more profitable, better ROE, lower P/E & P/B).

[@lostsoul4317]

Is the membership worth buying?

[@aprav]

@@lostsoul4317 I'd say it certainly is worth trying. Since takeaways are personal, you can try it for a month or two and ascertain the value to you. I am in it more for the perspective, than for buy / sell calls, although I have used the info shared to increase my positions on stocks already in my portfolio, on one or two occasions. I am not a pro investor myself, but generally take a long term view of things - I use the perspective as one of many inputs to form my own view of the direction that the broader market / economy might take. Hope this helps. 😊

[@vickyvirk4424]

​@@lostsoul4317don't do it....his biases would make you lose money.

[@makemoney0]

He is really giving lot of information us thank you sir and wish happy teachers day u are a great teacher ❤️

[@ashwinnair4816]

Hi Akshat, thank you for the video, what are your thoughts on TATA technologies IPO? Buy or not?

[@LeonardoScott]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same markt raking in over $200k gains with months, I'm really just confused at this point

[@KangMinsu122]

you are right. it's been a brisk tailwind for lnvestors in US stocks over the decades but it is still a delicate season now, so I advise you to consider the guidance of a financiaI advlsor

[@naomigonzales9663]

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

[@EmiliaAbelard]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

[@naomigonzales9663]

There are a lot of independent advisors you might look into. But i work with Viviana Marisa Coelho and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

[@scottjuarez9549]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@ayushabhinav7627]

Can you make a video around Employees Share Scheme of various MNCs as they give discounts to buy the stocks and what are the taxes incurred if the company is listed in the US market.

[@adityapattnaik1405]

But which is a better buy IDFC Ltd. Or IDFC First Bank, keeping in mind the merger that might happen subject to all approvals?

[@m123more]

Thanks Akshat for such wonderful education to retail ionvestors....Kindly do it for retailser alwawys...

[@lostsoul4317]

Is the membership worth buying?

[@hiteshs4204]

Thank you Akshat. I am following your videos. I regret missing investing in one stock really, when I saw your video of Tesla which was around 108 USD :D

[@user-ui2uy6yb5r]

Yes bro we should have invested in meta and nvidia also back then we could have frickin retired with the money at a young age itself .. made the biggest investment mistake of my life

[@JaiHind-oz9kt]

From 108 it went up around 3x. I think even if you had invested in some kf the Indian stocks you would have got the same returns. Take the example of IRFC, RVNL etc

[@Birendra.Swanni]

Point to be noted is the sales have gone up at 10 CAGR and profit at 20 CAGR. Now profit margin has peaked. No more margin expansion can happen. So the now profit growth will be as per sales growth or will be down. The higher pe was for growth. Now without growth why should it get higher pe.

[@ranjithv1823]

Kotak bank growth is slowed down. May be good for trading perspective.

[@DENNY4DAVID]

Growth can also come from sales growth, also for bank pb is the matrix.

[@rrp3509]

Hi Akshat, Please correct me if I am wrong as per my understanding IDFC First Bank financial doesn't support the stock growth. Because in profit most of the part comes from others income which is not good.and tax also adjusted to maintain/maximize profits.

[@AnujRuhela]

Hello Akshat, Thanks for the insights. Could you please share your thoughts on Bank of India?

[@nageswararaogolakoti9835]

Very clean study doing Great work 👍

[@rajendralaluoat33]

While reviewing banking stocks pls also share about gross NPAs Net NPAs growth in loans NIM RoE COST OF FUNDS to have overall perspective

[@sevakmurali]

IDFC First Bank = Good prnentration through their innovative marketing approach and attractive types of accounts to MSME. Will continue to hold for long term 5x appreciation from here.

[@youthoobyo7954]

Is the membership worth it?

[@tushargaur8528]

Bata dei bhai

[@ashwinnair4816]

​@@youthoobyo7954yea, I think it is.

[@lostsoul4317]

Is the membership worth buying?

[@vbl81]

To my understanding SBI also good stock but... may I know why are not considering it

[@atulsaboonsk]

Bank stocks which ratio is more relevant: PE or PB? PB and ROE are important ratios.

[@RajkuwarSawhney]

Sir, BSE is like its all time high, as per your analysis do you think we should hang on to the share or do you think its overvalued at the moment and one should book profits

[@asofotida443]

Excellent analysis! Thanks Akshat.

[@techlearner233]

Akshat bhai. I like the way you help us understand things logically and with layman examples. I have started learning from u and starting smallinvesrnt in stocks. Till now I was investing in property and gold only. I have bought union Bank 86 and Canara bank at 327. Both a slowing increasing in value. My horizon I long term I won't mind holding it for 7-8 if they will multiply in future. Have I selected correct stock, done correct analysis.?

[@aanshsinghania7780]

Accoding to me it doesn't make sense to hold psu banks for 7-8 years since by that time the NPA issue might return . It's better to hold them for 1-2 years

[@techlearner233]

@@aanshsinghania7780 that'd true but what I am saying that's my capacity. I am only targeting for 2-3 years reap.benefit and continue only if rhey seem.robust

[@ArshithTraders]

sir i have one dought that banking will perform well in a growing economy as u said i too agree . but here even rbi cut interest rates that banks will performs same pace like last few quarters ?

[@godwinlewis4446]

I bought IDFC first at 18.9 during Covid fall 2020 April . When VV was selling his 4CR shares

[@kcmv4479]

VV?

[@manuchaudhary100]

CEO of IDFC bank

[@user-iy9sr1je2l]

There’s a big short positions held against this bank.

[@bajrangbali8159]

Vai tab ESOP share sell kiya tha.. Jo V. V sir ne loan le kar liya tha isi liye chod diya

[@suriadathanar2189]

Good presentation Akshat. I am holding 26000 shares of idfc first at 30.29.

[@Sriram.Saravanan]

🔥🔥🔥👏🏼

[@mrunalbargude]

​@AkShat.Click-Image-Helpline ye acc scammer ka hai

[@nanayammadhan8952]

Arbitrage in idfc Ltd

[@abhinandanmourya7831]

From where i can learn about trading nd investment

[@iHawkXJ]

Great video Akshat! I am a new investor and a fresher in the job market as well. My company also have IDFC First Bank as their corporate banking partner. Is it still viable to buy IDFC First bank? Also could you also talk about EV and related stocks. Amara raja batteries looks good rn i think

[@lostsoul4317]

Is the membership worth buying?

[@iHawkXJ]

@@lostsoul4317 I'm testing it out too! It's only been a week since I bought it.

[@rohit_vit]

​@@lostsoul4317lol

[@anwespradhan1953]

Super analysis on Kotak Bank Let us know when you are investing

[@nitinkhaniya5823]

Sir my view point on kotak Mahindra: PE is very high Compared to other banks like hdfc icici axis

[@Amankumar-zv8hy]

Thanks Akshat for making Video in Kotak Mahindra Bank

[@smitavaidya3742]

Akshat beta you're great analysts of the stocks god bless you

[@arunlsri]

Hi Akshat... As always thanks for the informative n analytical video .. One request- can u do some video on bulk/block deals. Whole the impact on stock price is understood, I wonder why a same MF/HNI Buy-Sell same quantity at same price on same day? Price of the stock shoots up... Isn't that a way of manipulation of stock price?

[@arunlsri]

Hey akshat .. jus a reminder

[@TechieIndia]

Hey, Akshat Is your course comes with lifetime access?

[@pritsuthar2593]

What is your commentary on IDFC and IDFC first bank merger? and its 100:155 exchange ration, So if anyone want to take position on to IDFC first bank than can they go via IDFC limited's stock because after the merger we get discounted IDFC first bank shares like 7-8% as of now, I REQUEST YOU TO MAKE A VIDEO ON THIS ALSO. ✌

[@DrAkashraj]

Everything is factored in already. There's uncertainty in the merger subject to a lot of approvals hence the discount.

[@skrajappan]

The discount is 20% as of today

[@grovervishal591]

A bank which gives 7% returns in 7 years. Half baked information is very dangerous

[@Trilok22]

Will wait for post tomorrow. Today's suggestion has given 2-3% run by today itself 🤑 I know your recomm. are not for trading but for investing but kya kare aajkal intraday bhi hit ho rahe hai 🤷‍♂✌👍

[@srivastavashivam949]

You mean to say his video has caused the stock prices to go up? If true, it is amazing

[@Trilok22]

@@srivastavashivam949 no I mean to say his analysis and framework to choose scripts is powerful. Which usually give short to long term gains in most of the picks.

[@chandranshpandey1929]

you should always worry about topline growth and not bottom line growth, the kind of valuation kotak used to enjoy because of top line growth and expecting same valuation with reduced growth is not possible.

[@AbhishekBalani93]

I recently booked a 200 %+ profit in one of the banks. You have convinced me to buy some bank shares and also in your membership. Trying it out.

[@Helpline-009]

Wɦǟֆǟքք ʍɛ

[@RREnterprises-pn2pf]

Hi Akshat, What is your view on Bandhan Bank?

[@ali_editz7]

Great video sir keep going all the best🎉❤

[@169antonyjose]

Pls do a video on current situvation of VAULD and their future prospects..

[@kmengani]

Just going through some of your old videos crypto, vluad which were some of the promotionals as well.

[@CJVD1805]

Now GQG is ok ?? if invested in IDFC...Hmmm!! 😎

[@shrijal7045]

Hi Akshat, could you please do some videos on stocks like Zomato, RVNL, IRFC, Trident ?

[@andyswas]

Sir the lag in nifty 50 can also be contributed to hdfc bank being stagnant.

[@vijayvenkataraman9391]

Kotak Mahindra Bank, in-spite of strong fundamental financials, this stock curve is more or less zig zag between 2000 to 1600 CMP range in the last 2-3 years. In my view, this share seems to be good for swing trade to gain profit as of now. Unless, there is an economic boom across sectors, the large caps like Kotak, HDFC moving towards multi bagger is little remote. The trend for Kotak Bank will continue to be zigzag until, there is an economic boom at global level. Until, our money is blocked in this stock. If anyone looking these stocks for multi bagger, consider this stock when it it around 2200 CMP, rather than now.

[@ninadwrites]

I have IDFC since 20 levels. I bought it because the bank has excellent service, and has become my primary bank since its launch. I'll only sell when the service starts degrading and I feel like closing the account.

[@jebabose3522]

Today i opened vested account by following your code.Thank you

[@arunverma1202]

Sir there may b possiblilty of rerating of valuation of kotak bank from 35 to 20 or smthng else. Bcoz kotak is afterall a wholesale or corporate bank. Which ussually a risky bet

[@hiteshs4204]

Hi Akshat, Is it possible for you to provide analysis on Ujjivan Small Financial Bank?

[@SecretStrategist]

You said that "under performance in entire banking sector", while canara bank, BOB, IDFC and quite many other stocks have given a very good return in last 1 yr. I think underperformance is mostly is big banks hdfc icici kotak, sbi etc

[@susandsouza1874]

What is the appropriate stock price that IDFC will move in next 1 year according to you.

[@darsh462]

IDFC FIRST BANK borrowings are of 2,00,000 cr. It's Debt to equity is 7 which is really bad ig.

[@vishalladha6282]

Hi Akshat Imo Earnings are not a good metric for banks. You should be looking at Book Value

[@VestigeLife_915]

IDFC kotak HDFC bank wonderful market bank sectors tq akshat sir for the valuable information 😊❤

[@Rasa_Krishna27]

Hi, can we expect growth in YES bank.....is it good idea to buy this stock...

[@devaseyna]

whether to buy idfc or idfc first ;;bank as per now thinking arbitrage

[@darkhorse4466]

Hi Akshat, what tool do use use for showing the companies' profit stats, revenue stats etc and stocks' performance over time. I try checking in kite, it's not easy to visualise the performance over time there.

[@mranonymous3713]

Trading view it seems

[@vinodkumar-jb3fl]

He uses screener and tradingview

[@sandipranjan8128]

Hi akshat, could you please comment on the arbitrage opportunity in the merger of idfc Ltd and idfc bank

[@raoniyati]

Plz make a video on " Vauld " issues since you had recommended it on ur channel !

[@addikumar7474]

What is actual entry point for IDFC First Bank ?

[@atulsaboonsk]

Is Tax Collection at Source (TCS) applicable on money transfered outside India for buying stocks in USA.

[@ayushjain6850]

there was a news that JIO Financial service will be removed from sensex..and all the passive mutual funds would have to sell those shares..so why it have not been done yet?? will it happen in near future?

[@siddharthmehra5233]

Hey Akshat, just noticed a minor correction in the video: When you look at nifty returns from march to august, you calculate the returns till nifty’s peak which gives you 16.5% returns but when you analyse bank nifty, you’re calculating the returns till current point which gives you 13%. If you compare bank nifty peak, returns would be similar. However, thanks a lot for sharing crucial information as always. You’re really making a difference in our lives 😊

[@harshitbatra7924]

I was thinking the same thanks for pointing it out, bank nifty has given a return of 20perc already in the same time frame as nifty50

[@kshittizbhardwaj417]

I want to know if akshat's coursed on wisdom hatch have lifetime validity or they have some expiration date?

[@drsood6767]

Wo to bhai es video se hi 1 lakh kmq re hai tum bus correctiob kro

[@DENNY4DAVID]

Mcap of idfc first becoming 1.8 lac doesn't means price becoming 3 times as their is case of equity dilution.

[@PraveenKumar-gn1gp]

Hi Mr Akshat, you have briefed very clearly about Kotak and IDFI, What is your opinion about yes bank, I have from past years, should I hold or buy more or sell. Please guide

[@Vicky-fk9sl]

Hi Akshat should i but IDFC first bank at the current level i.e 97 to 100...plz suggest..

[@TimsinaKPG]

Hi Akshat, new subscribed member here, 43 yrs of age. Trying to get invested in Indian stocks for long/short term to gain some returns.

[@Helpline-009]

Wɦǟֆǟքք ʍɛ

[@ikkafan3243]

What about bank of Maharashtra sir...?? It seems like a good stock...

[@raghavendranargolikar1095]

SBI PE ratio is 9 as of sep 2023...it has fallen from PE ratio of 12...so will it not double or trippe?

[@jayantokundu4013]

Great Content. Loved it!

[@SpiritOfIndiaaa]

#AkshatShrivastava HDFC Bank also avaiable in lower PE

[@shekhar170795]

Thanks for making this video.

[@parthadey8803]

i have idfc first till it was at 28-29... but now a days I prefer ujjivan over idfc.. and jana bank after ujjivan

[@Calculatorshubhamsir]

Same here.... I sell all the stocks of idfc and I have remaining only 50 stocks of idfc and I put my money in ujjivan bank at the value of 27rs and this is performing well..😅

[@binitkumarpandit5902]

Can you comment on SBI Bank, its PE is currently in single digit being most profitable company among NIFTY50.

[@narendrakumarsinha2384]

Sir please make a video on where to invest lumpsum (small cap , mid cap , multi cap , sectorial MF). This is the right time for lumpsum?

[@vinodchhabra2388]

Amazing, love you Sir 😊

[@vishaljoshi9259]

Kotak stock - what if it was heavily overpriced over last few years and these years it is getting corrected but still can be overpriced?

[@mdseraj4102]

Akshat, Can you pls suggest some broker/bank to buy US bank

[@dattaprasadrapelli489]

Hi akshat, I am trying to join member community from few days..It is showing error for purchase..

[@hiteshkumarvaidya1309]

Respected sir... Best analysis

[@suvodip100]

If the credit flow from banks grow over time in the form of credit cards and other unsecured loans....do you think there is increasing chance of default?

[@anshulsinghla998]

What are the benefits of membership you bought?

[@duraikutty]

Nothing

[@cyrilfernandes1619]

Hi Akshat I want to join your Membership community. Please let me know the procedure.

[@manandesai1765]

Hi Akshat, can you also do an analysis on Axis bank, trading at a very low PE. Is it worth getting into?

[@abhinandanmourya7831]

From where i can learn about trading and investment?

[@madhusaivemulamada3556]

Debt to equity is high for kotak Mahindra bank 9:45

[@BijendraNayak]

What are your thoughts on federal bank?