Why you can't buy a house | Kieran Yates interview

[@PoliticsJOE]

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[@derekharrison1582]

The saddest thing about all of this is that so many working class REDWALL communities voted for Johnson and the Tories in 2019, KNOWING what this lot were like.They knew that they rob from the poor to help the rich(giving the wealthy tax breaks).They knew this.YET they still went ahead and voted for them,giving Johnson an 80 seat majority and so much power.It was absolutely crazy.You come from a former mining community,You saw what Thatcher and her cronies did to your community in 1984/85, but then 34 years later,you go and vote in one of the biggest shysters in political history,Boris Johnson,and all the lies that came with Brexit.Voter suicide.Turkeys🦃voting for Christmas🎄

[@nomoreheroes93]

Great podcast but it's not true 9:40 that guarantors only exist for renting? It's common in lots of scenarios, e.g. loans, buying a car

[@pauleaton3578]

Guys I remember the day 40 + years ago when councils had their own staff repairing and maintaining council properties. Thatchers policies of outsourcing ripped it all apart

[@JT-si6bl]

Also, the workers who were trades-folk have little motivation to do a good job. These days, some diy-ers forget the basics, because it's cheaper. Bent all the way... Nowadays government schemes to save energy fk houses too. Cavity insulation, for example, does the opposite.

[@vincentblack7467]

My father in law bought is 4 bed room house off the council for 8 grand, vaule now about hundred and twenty grand, born at the right time, past it on to is youngest son.

[@mcfcguvnors]

My m8 works as a housing officer 18 years ago he went out put people in homes & felt great HE JUST RETIRD FROM STRESS = ALL HE HAS DONE ,ALL HE HAS DONE ,FOR 10 YEARS is pick up 4 migrants from the detention centre ,take them to a home choice home & then screw people like me on the list - thayt home i bid on has gone but you are led to believe these are still available . they spit in his car & worse ,the humiliation for my m8 Dave was being SENT by the council on xmas eve to BUY THE MIGRANTS A PS5 = he cant afford one for his boy - he also gets called out when they run out of electric , cos they are too dumb to operate a meter BUT WANT TO WORK A SKILLED JOB HERE . Mines in the channel stopped germany invading in 1941 - wunt be a bad idea now !

[@susanmann9318]

@@vincentblack7467 he was lucky as some that also took up that advantage to buy their home, if you paid full rent for so many years but some have and had to sell their home just to pay for their nursing home. A bit life robin hood in reverse 🔄 for some.

[@silondon9010]

Mass uncontrolled immigration has not helped but that is a inconvenient truth and must not be mentioned on this channel

[@thomaspickles8178]

Hello.I am 71 but have a 22yr old daughter & 23yr old son.They will never have children because of the no security in housing,Landlords ripping people off rent wise and everything else in this corrupt country.Sadly my name will dissapear and my family have fought for this country in every war since the 18th Century.Thanks Thomas

[@deanbuck7985]

Thankyou for being an older person that understands the reality of life for the young these days and doesn't think cancelling Netflix will be the answer to our problems lol.

[@AntonyRichmond-fz2rb]

Hi don't let them give up on children, just remind them it's what the government wants to stop you having kids.

[@0w784g]

Having a kid is one step into secure housing, don't they know this?

[@jim-es8qk]

That's a bit dramatic, mate

[@topboychris104]

I mean it sincerely, most young people in Britain should seriously consider leaving it. There are too many hurdles to ever having a comfortable life unless you come from a family with money

[@deanbuck7985]

I have always grown up to think food water and housing are a right not a privilege. I always remember watching a documentary where they took a person from a tribe into new york and they saw a homeless person and couldnt fathom why we didnt build him a home. As a kid i also couldnt fathom it and its stuck into adulthood. If a society cant provide food water and shelter for its people it is a failure. Its as simple as that.

[@shh_you_are_wrong]

Why is it everybody else's job to provide for you? One of our biggest problems is that we have too many people reliant on others when they could be supporting themselves but they find it easier to take from those that do work.

[@deanbuck7985]

@@shh_you_are_wrong If the government is allowed to take central power from all and govern how we live they do have a responsibility to make sure people have good lives. That is the fundamental exchange in allowing governments to have sole access to violence. You should study the history of nation states rather than swallowing stupid propaganda about poor people taking things.

[@josephyates9936]

@@shh_you_are_wrong Why are landlords reliant on tenants to pay their mortgages? If it's the tenants who are effectively paying the mortgages then the tenants should be the owners of the properties that they are living in. One of our biggest problems is landlords relying on others to pay their mortgages instead of paying for them themselves. The landlords are the ones who find it most easy to take from those that work.

[@shh_you_are_wrong]

that's capitalism, nobody forces you to rent in London, you can buy cheaper elsewhere, or can live in a tent, your choice.

[@deanbuck7985]

@@shh_you_are_wrong it is not. It's feudalism. Read a book. Or keep spouting your ignorant views that have no bearing in fact for us all to see. Also, rent issues are not just in London they are a national issue. People like you are in the minority and don't forget it. You disgust me and the majority of society for being such a selfish, ignorant careless husk that has been eroded from the inside out.

[@karenlp5867]

I think the reason these problems persist is because, as pointed out in the video, they have become “normalised”. People might grumble about the situation, but then they just shrug their shoulders and say “that’s just the way it is”. I’m not suggesting that anyone should start a riot, but I think people should come together to make it clear to MPs that as a society, we are not prepared to put up with it anymore. You occasionally hear the housing crisis being talked about in Westminster, but it never seems to be a top priority. We need to change that; to let our MPs know that this, as well as other associated social injustices, are issues they really need to tackle in order to win our votes at the next election.

[@blazzz13]

@left_blank Like the Tories.

[@karenlp5867]

@Don Doodat I think it’s because of the perceived apathy of the people. No one is shouting about the problem loudly enough, so the government feel like they can ignore it. When Michael Gove caved in to pressure from backbench MPs about not making house building targets mandatory, there should have been an outcry, but there wasn’t.

[@DERP_Squad]

​@Don Doodat 25% of Tory party funds come from property developers. If he dares even talking reforms that would harm the interests of property developers, the Tory party would go bankrupt.

[@sportnation8885]

Look at the French, they flip the whole country upside down when things go against them

[@DERP_Squad]

@Don Doodat Unfortunately for them it's a little difficult to get hold of at the moment. More seriously, it wouldn't touch the edges of the hole left in their accounts if the property developers pulled their funding.

[@joejanota707]

The biggest struggle to me is how the difficulty of finding somewhere has increased. I use to be able to walk up to a land lord and show interest. Same with jobs, as someone with learning difficulties, I was more than capable of living a normal life by taking initiative. None of that matters now. There's less and less permission to be alive now. Orphaned, out of care, homeless to a chef at a pub with BA hons. Now? I'm done, it's a curse to know more in a way, because I can't willingly give myself up to manipulation and exploitation. Not being able to do this, having learning difficulties and not having a background with support, you're not permitted to live. I'm not permitted to die either. So what do you do? For me, what ever the hell I want. I'm lucky that takes form of playing with doggies for me.

[@Azmodaeus49]

I have Autism spectrum disorder and learning difficulties (I'm 29M by the way) I struggle a lot with my life (from money, to even keeping jobs) I do have support etc, but I have actually come to the point of accepting my reality, that I do not think I'll be able to reach a successful comfortable life in general, so I try to adapt and make do with the little things I have in my life (like I'm lucky that i have my own flat a social hoousing one at least). I may not have all my life together, but at least there is some support out there (even though they're in pockets) and some times impossible to gain access too. Don't give up dude, I can totally sympathise with how you see things and how you feel (it's tough). Nothing in this world lasts forever.

[@suzannelooms7658]

Article in the Metro today about the remaining tenants in Aylesbury Estate, Southwark. The council has allowed the block to deteriorate, because they want to demolish and redevelop. Tenants can't afford to buy or afford private rents. One tenant had no heating for 2 years and suffered a leak from a burst pipe. Shameful.

[@Azmodaeus49]

Southwark is known for their neglect of their tenants, the Aylesbury estate issue is not new there.

[@suzannelooms7658]

Part of the issue with sound that you don't mention is building regulations. They are not enforced at the building stage. I met members of a refugee band who could do a full practice in their Paris flat and not be heard by neighbours (because of good sound insulation.)

[@shimes424]

Lmao in the land of spreadsheets, dB’s don’t mean anything, square footage means everything Sound isolation requires eliminating shared walls, let alone filling them with insulation

[@thepm3972]

People can pay way over the top rent.....yet cannot qualify for a mortgage......criminal i say

[@perrymason866]

@left_blank what a stupid response.

[@blazzz13]

@left_blank Alright jack mentality.

[@TrevorKevorson]

I had this issue a few years ago, a single dad with three kids (although only two of them officially living with me full time) earning under £19k in South Devon. I was renting a 2 bedroom property and paying £600 per month. I was facing eviction and my dad was pressuring me to buy my own house (which he had been doing since I was 18). I found a great shared ownership property at a reasonable price, I could afford the mortgage repayments and rent but couldn't raise the deposit which I think was about £6000 ish. In the end I had to opt for renting another property which I was in for 8 years paying someone else's mortgage in a damp house where the landlord would take months to repair problems, often to a shoddy standard. I'm 44 now, luckily living in social housing with my partner and children but I don't think I'll be in the position where I could afford to buy a property, at least not until I get inheritance from my parents and I'm sure I'll be in my 50s by then (not to mention, I'd rather have my parents still be around for a long time yet!). My kids have left home, one of my daughters has just finished university and living with her boyfriend at his mums because she's only just started working, and they're in the horrible position of looking for somewhere to live and I'm disgusted on how much the rents have gone up in the past couple of years. I just hope that in the future they'll be able to secure a home that they can afford and not have to worry about paying rent or eating and not have the anxiety of living in a property which clearly needs work to be liveable.

[@django3422]

@left_blank Where do you get these flights of fantasy from?

[@django3422]

@left_blank About how society is set up for the poor. You said it yourself, the council couldn't give a toss about people. Its the same pretty much throughout the country, and if you're poor you don't have any recourse but to accept it. There are no options. So in what way does that reflect a society set up for the poor?

[@A_Turner]

One of the best political channels on KZbin, keep doing your great work, I love your videos 🙇‍♂️

[@SkamGame]

The greedy few better not moan and complain when they get eaten up by the poor.

[@PrincePloppy]

This is a great discussion. Ty so much for having and sharing this. I'm 52, just missed the boomer gen. For me growing up, the dream was real, and as i left school, it was all washed away. Apprenticeships, job security, unions, housing stock, and most importantly, free legal aid.... all washed away over the first few years of me leaving school. We need the boomer generation to put the ladder back down that they pulled up after themselves.

[@SuzanneO707]

I don't remember a boom. As someone in their fifties.

[@peterbradley6580]

In an FPTP political system renters and the young will continue to be outvoted by older asset owners. In the UK parliamentary majority governments are formed on well under 50% of the popular vote. Until you get PR you are screwed - get used to it.

[@ratbrane]

very happy kieran could come on and expand the housing conversation on politicsjoe beyond a basic discussion of yimby/nimby supply-side economics. loved the interview, lots of great stuff in here!

[@karlclark8625]

This is a excellent interview, the content is informative and offers tools to tackle scrupulous landlords. One topic not discussed is the unbalanced communication infrastructure. When i had to find suitable accommodation because of a disability, I moved from an area that has super fast fibre to another that has speeds indicative of the 1990s.This change has become more profound as the shift humanity shifts to the digital era.

[@janelockwood347]

Bring back the PWD ( public work’s department), they maintained the council properties, built new ones, built and maintained roads ( slightly different dept but same principle). They provided apprenticeships and were a literal public asset!

[@robmoon6442]

My house is being repossessed and I’m living in a tent in my bedroom as it’s fallen into such disrepair. Three months since I notified the council and nothing.

[@blazzz13]

@left_blank Personal responsibility for the tenants and not the council 🤡

[@blazzz13]

@left_blank He should have been paying his rent. Council should have been taking care of the property as should every landlord. Renting is not just about hiking rents, collecting the money while neglecting the conditions of the house. Not that difficult.

[@coderider3022]

Definitely won’t help if you voluntarily make yourself homeless so you need to stay put until eviction is executed. E.g. don’t leave based on possession order date but wait until your evicted.

[@theserendipityjourney]

I know this video hasn't even gone live yet but honestly from my own perspective, this is no surprise to me. I say this as for nearly the last five years, my partner and I have been living in a motorhome after being priced out of the housing market. Don't get me wrong I'd never go back to bricks and mortar now, especially in the UK, but the reason for our rolling home in the first instance was entirely economic. This life wouldn't suit everyone, it's hard, especially in the winter but we consider ourselves lucky as there are so many more people now on the streets with not even a car for shelter.

[@Azmodaeus49]

I see it a lot more in westminister to be fair (the homelessness), I know it's everywhere.

[@theserendipityjourney]

@@Azmodaeus49 I can only imagine it's so much worse in a big city like London. It's just horrific that having so many people homeless has become normal.

[@vincentblack7467]

I feel your pain.

[@theserendipityjourney]

@@vincentblack7467 at first it was so hard because we were used to bricks and mortar but now we wouldn't go back. We're happier than we ever were with the pressures of a bricks and mortar home and need far less income to live on so we don't have to work as much. So it's all good. We're now working to save for land abroad. Escaping the UK permanently is our goal. 💜🚐

[@theserendipityjourney]

@@break1722 it's definitely a cheaper and more relaxed way to live. We had no idea when we started this journey five years ago that we would love it so much! 💜🚐

[@charleswhitney3235]

There's a 1984 documentary on KZbin about how slapdash the govt and construction contractors were when they built council housing in the 60s. It explains a lot about Ronan Point and Grenfell. Look for Inquiry. The Great British Housing Disaster (Adam Curtis, 1984)

[@stanleybeckett7705]

Just watched it. When I saw the documentary maker was Adam Curtis, I knew it would be good (his Trauma Zone series tracing the transition of Russia from communism to democracy and then on to Putin is essential viewing). A real indictment of the entire political and corporate class and it more or less predicts a Grenfell Tower scenario more than 30 years before it happened. Thank you for the recommendation.

[@charleswhitney3235]

@@stanleybeckett7705 It's shocking that millions were housed in these damp, dangerous tower blocks. Tory and Labour governments betrayed tenants. As the chap in the doc says, they were not designed for housing families, they were designed for making money.

[@captainmakai]

I actually managed to by a flat, barely. Even then it took me saving from the age of 15 and taking on a third part time job at uni which the money purely went towards my deposit to finally just barely afford it by 25. It shouldn’t be that difficult. If you’re already renting you’re basically screwed. We need more council housing.

[@SuzanneO707]

Exactly, I'm 54. And on the same track. 3yr waiting list for social housing, and the rentals are a piss take.

[@EamonCoyle]

I love what Kieran is saying about people coming together and finding intuitive ways as a tenant community to hold landlords to account. I would say it would bring greater benefit to use that power of numbers to lobby for a full tenant's charter which landlords are legally required to sign up to and abide by. At the end of the day a landlord can simply move you on and find someone else very easily !!

[@firstlast-tf3fq]

Or we could all just stop paying our rent and tank the housing market...

[@perrymason866]

@@firstlast-tf3fq that would take extremely large numbers and commitment. I’m not sure enough people would be willing to face the potential consequences of that. I could never risk making my wife and children homeless, for example.

[@firstlast-tf3fq]

@@perrymason866 well yeah, it would have to be on the scale of the poll tax strikes

[@perrymason866]

@@firstlast-tf3fq there’s just not the level of leftist-organisation that there was back in the 90s. Likely due to the extremely successful propaganda that have made words like “socialism” into curse words.

[@aaronsmith4940]

We need something like a union but for tenants

[@gaspode505]

Thank You for voicing it. These are problems normal people have to face. But all you get on news is Boris and Boats coming

[@dansegelov305]

The Tories never wanted us peasants to be property owners. They believe in a 'free-market' system that requires a large working class, motivated by indebtedness to a much smaller (tory voting) land-owning class that includes them. If the working class own property, some will get lucky enough to see large returns on their investment, retire early and leave the workforce. Thatcher initiated the sell off of the social housing stock. But the intention was always to allow, or engineer conditions that would drive wide-scale repossessions. Resulting in that housing stock, originally built to support the poorest in society, ending up in the hands of the richest investors, rented at profit back to the poorest. Tory policy has always been to vastly undersupply on new house building, promote 'buy-to-let' mortgages, further reducing the available housing stock for young buyers. This obviously drives house prices up, convincing poor people to take on the risk of buy-to-let. Now you have no way onto the ladder for working class young adults, and thousands of working class people servicing buy-to-let mortgages on the very edge of affordability. Then they wait for the inevitable price-crash or inflation run, with accompanying rate rises, to bankrupt all the small buy-to-letters, forcing a wave of repossessions for the rich investors to clear up.

[@paulm8690]

I am 37 and have rented since i was 16 and have never missed rent. Had to move AGAIN this year because the landlord was selling up after we were assured it was a long term let and only moved in 9 months ago. I've had to accommodate viewings, dealing with the estate agents, fire inspectors and surveyors which has been very intrusive. It's been a nightmare finding a new place too, the whole experience has been tragic from spending time searching to agents having you competing with offers with other people. The worst flat we saw was caked in mold and the landlord didn't even attempt to hide the fact it was uninhabitable whilst asking for £1300 pcm. My partner and I couldn't possibly think of starting a family in this unstable, insecure environment and i doubt we're alone. What a mess the UK has become. I never thought i would still be renting at 37 but here i am.

[@DeputyChiefWhip]

Until brits learn to rise up and stop being good accepting subjects, then little will change.

[@himoffthequakeroatbox4320]

bbBbbBut if Starman wins he'll give all the house to bwackeees innit.

[@funkimunky1]

Here here

[@chrisc448]

Agree with everything here except romanticising noise through the walls. I've lived in flats and terraced houses and the house parties you champion hit different at 3am on a Wednesday, esp when the council do sod all about it.

[@PaulEleftheriou-we7vr]

Thatcher's right to buy, was and still is a disaster, which I have been saying for years!

[@EamonCoyle]

I think one thing that leads to the so called gentrification of estates is the crazy cost of buying a home. When people who own a home on an inner City estate become captured by it's growing value they begin to invest more time, money and effort to build value without ever considering the basic reality that you cannot polish a turd !!

[@rustylidrazzah5170]

A number I never see is how many homes are available in total. Including vacation places, short term rentals, etc… vs. total piping need of households. I always seem to see available housing unoccupied, and without one of the previously stated uses. Maybe someone having several units dedicated to profit seeking vacation homes should be after the human need for housing is met? Seems intuitive to me.

[@xanderjames8682]

Thought the same

[@deusex3124]

It's absurd to me that MPs are allowed to be landlords, landlords in parliament voting on housing legislation and rental reform. No wonder there's very little, if any, progression on housing legislation or rental reform. People have little choice but to live nomadic lives, nobody has a home anymore, they're just inhabiting a space temporarily until their landlord wakes up one morning and wants to evict them. The amount of children with parents that own a home that can be inherited is undoubtedly plummeting too.

[@marklasy6209]

Being a landlord is not hard it could be a 150k house and maybe you were a nurse and you saved for a few years and bought it. It’s not that hard for a lot of professions, two band 6 nurses could achieve this together. Some people buy cars they can’t afford and vape sticks , cigs and drugs whilst others are wise with their money

[@josephyates9936]

@@marklasy6209 Some people choose to be parasites with their money - such as landlords ..

[@marklasy6209]

@@josephyates9936 my parents are landlords and they certainly aren’t parasites. They put their savings and got BTL mortgages, instead of wasting money on a flash car or business class they drove an old Nissan note ( when I was a child) and lived frugal, it’s allowed them to have prop incl our house worth around £2mil+ and sent me to private school. That’s not being a parasite, that’s called being smart. They are good landlords never taken anyone’s deposit even when there’s been damage, they only raised rents as there’s new licensing schemes by councils and a rise in interest rates, their rents are still around 20-25% less than market rent, so grow up and be positive and try to make a business or invest rather than bringing others down ! Btw they came to the country as asylum seekers in 1990 from Sri Lanka. For example my dad maybe has 4-5 t shirts, 2 joggers and 1 or 2 shirts, doesn’t waste money.Wears a £10 Casio watch, cooks at home, if there’s no time then they get a cheap meal from the local Sri Lankan takeaway. So there you go it’s not being parasitic, it’s being smart!

[@marklasy6209]

The issue with this country is that people whinge all they long, no one has a CAN DO attitude everyone has a “ life’s not fair attitude” life isn’t fair, that’s great cos you can make it excellent than just fair !

[@marklasy6209]

@@josephyates9936 we need to lower taxes for a start , 20% band should be dropped to 15% 40 and 45 should be dropped to 30%. NI should remain maybe dropped by 1 or 2 %. Corporation tax should be dropped from 24 to 20%, whilst dividend taxes should be dropped around 5% Drop IHT like USA where the limit is 28 mil and like Australia Council tax should be frozen Illegal immigrants shouldn’t be housed in hotels, instead houses in cheaper parts of the country. People should be given a choice whether their kid goes to private school or not, and should be given a voucher, to stop children going to sub par state schools. There should be fines for example for needing to use the hospital cos you got drunk on a night out it should be like a £200 fine deducted from your salary of benefits, safe for drug use. There should be fines for anti social behaviour. They should charge 10-20 quid per gp appointment … this would improve the uk tax status. Pay doctors and nurses more. Force those unemployed back into work …. The list goes on

[@ss12speed]

home ownership will fall back to levels of the late 1930s around 31% if the inequality continues

[@petermarshall5103]

Amazing show thanks

[@xLiloScaries]

We have been wanting to buy since pre-Covid and now it is impossible !!!!

[@j4ce69]

Currently half my wage goes on rent alone, Yet another worker at the same place has social housing, I'm technically working for less as his outgoings are less than mine. I don't begrudge him having social housing, but it should be available for all who can't afford to buy.

[@paulbrown5839]

You probably know this, but no more than 1/3 should go on rent. 1/3 living costs. 1/3 savings. If you cannot do that, you need to either change where you live, or your job. If you don't rebalance, in the long run you might suffer.

[@bakedbean37]

@@paulbrown5839 As rents rise and rise, along with the cost of everything else, and wages fall and fall, in real terms, your equation seems rather meaningless. Can I tell my landlord he must accept no more than 1/3 of what I am able to earn when I've already rented the cheapest place I can find?

[@alexlodda]

Really excellent chat. Have bought the book x

[@ThatMuslimDoctor]

The housing crisis will make the aging population crisis worse. I was living and renting in London and really wanted to start a family but was overwhelmed with anxiety at the idea of bringing a child in whilst on the London rental market. Having your rent increased by a significant amount each year, trying to manage on a reduced income due to the cost of childcare and having to switch less than full time etc. It's shambolic. Then politicians panic at the declining birth rate and our aging population. Without secure housing, we cannot thrive. We're just living and working to line the pockets of others.

[@LeornianCyng]

A National Housing System would be good. Along with a similar law introduced in NZ where you have to be a resident of x amount of years in order to buy a property. Retaking property left abandoned by millionaires and billionaires and repurposing them into affordable homes. Redeveloping abandoned houses and empty buildings into homes for the homeless, people living in tower blocks and estates, moving them in to those new homes. Abolishing private renters.

[@Czechbound]

In Ireland, rent increases are capped at 2%. Yet "annual average rents increased by 10% in the 12 months to March 2023". So landlords are increasing rents above 2%, and tenants are having to agree to these illegal increases. Rents can only be re-set to "market levels" if the property is off the rental market for 2 years. So currently there are *80,000* vacant properties in Ireland where landlords are willing to take 2 years of not earning rent, so that they can put the property back on the rental market at a much higher rent. And over a 5 year horizon, this decision makes sense. So rent control areas don't solve the problem either. The only thing that works is a) building apartments and not houses with gardens. They are too wasteful of land and b) building lots of apartments. Looks like both UK and Ireland need a Manhattan project for house building. Ship in qualified builders/ trades people, and get a huge stock of housing built. Sadly, this should have happened during the 15 years of the oldest interest rates in history. And nothing was done then.

[@williamcampbell9335]

Things have got a lot worse since Thatcher time in office we were a lot better off and people were cared for. It’s the new generation who won’t experience what we had, but that how the government likes it, you won’t miss what you never had. The young need to fight for a better country where you are looked after

[@HazzyWazzey]

Having a spare room, my partner and I let iout the room to a lodger, below market rate. This obviously isn’t the solution to the housing crisis, but it’s actionable by Joe Bloggs who has a spare room gathering dust. If more homeowners did the same, many people would be able to find more affordable housing and would equally compete against landlords and their ridiculous rates!

[@finlaymcdiarmid5832]

Yeah. Some kindness would be a nice addition to society these days. People aren't as open as they used to be though. I mean if i had a house and someone asked me i wouldn't deny them if it was somewhat worthwhile but i wouldn't go out of my way to do it. Moaning about landlords won't fix this housing issue, lodging could help though.

[@Christinebanks11]

In my country the usa , rent CAN BE WITH HELD until landlords make repairs.

[@easytoassemble54321]

Generally good points, except for "noise complaints" being a form of "policing" and NIMBYism. C'mon, be real. No one wants to hear sound systems coming from nextdoor (and it's always going to be the same flats doing it). "These people have nowhere to go", is a logic you can perfectly apply to the neighbours forced to listen to noise in their own home. Granted: building regulations, overcrowding, and terrible insulation have a major role to play in noise disturbance. But, first and foremost, you need to consider how noise might affect people, not just say "not my fault the clubs won't let me in".

[@josephyates9936]

Agreed people making loud noise at night is a major problem which boils down to selfishness. This needs to be dealt with. Police should be allowed to immediately arrest such people and then lock them up in a room for one week with loud music blaring 24/7. After this the noisemakers should be placed in a labor camp for 5 years constructing soundproof housing. Within 6 months the problem of selfish people making loud noise at night would disappear.

[@aaronsmith4940]

It's a joke, my grandad brought his house 20 years ago for about 30 grand, now it's worth 150, I will never be able to own a house and renting will take almost all my income, wages have only doubled since then, something has to change.

[@pequodexpress]

The time is ripe to update cinematic versions of Charles Dicken's novels that look at how social and economic structures constrain individuals in various ways.

[@andrewwalsh2755]

Why pay higher wages... when you can import cheap labour? More imported labour means more demand for property... means higher rents... higher house prices... More property means more jobs... for more imported labour... more economic activity... more gdp... And gdp output per capita remains unchanged, national debt grows... and quality of life is worse for so many people... and the local environment is more polluted... Anybody spotted what we're doing wrong yet?

[@andrewwalsh2755]

Vote Green Party! 🇬🇧... it might not get better... but stop it getting worse...

[@nijadbahnam9859]

I am not U.K but this is a relatable problem . housing specially in major cities are being used as speculation and reserve asset by international corporations who buy and sell houses for profit . Sometimes you have entire neibourghoods bought and sold by these companies .

[@mhtbfecsq1]

Then you have Rishi Sunak bragging about taking funding away from deprived areas to give to rich areas. Yes theres racism but more broadly its classism.

[@waqasahmed939]

17:20 That's interesting. I'm in a semi rural place and I really like this place. It isn't either really, and the city centre is only 15 minutes away by trainy

[@MichaelPetersFenwicks]

Insightful...

[@2007sssss]

A good interview, there's some good insight. The housing situation needs improving. However to nudge, considering London is about 10% of the UK population, it's odd that 80%+ of coverage is about London (as usual). The London bias is as bad as other biases out there. Where's the Devon, where's the Manchester, where's the Norfolk, the Welsh, the Scots, the Northern Irish in this conversation? Where's the representation of the 80%+?

[@larrygerry985]

People need to take ownership of where and how they live. Best advice for young people is to think where and how to live. Also, think about specialisation of work. The reality is that access to debt is about income and savings, so you need to figure out the best way to max out this to be able to gain the mortgage.

[@54wsbrdtyd6ryeb56d]

Most houses in this country seem to be at least built before the second world war. Georgian, victorian, edwardian and interwar houses. Those that aren't built before ww2 were probably built not long after, where as the population has increased by 20 million since then, not to mention that there's a lot more single people and less families. Also cities haven't really expanded since then due to green belts, so land value is bound to increase within the cities even if enough houses are built. The solution is quite clear, we need a government that builds houses for its people and not for investors and builders to make as much money as possible of us, if the government could build huge council estates for slum clearance straight after the war when they were drowning in debt then they can do it now even more easily. Its up to us to see to it that the government does what we need

[@xanderjames8682]

Remember a friend telling me to invest in housing bc the value only ever goes up. All i thought was: that cant be the case...either we run out of land, people cant afford them one day or by ppl not having kids bc of no stable housing we run out of tenants. That was 15 years ago

[@purplerisc]

Stop giving these people your labour and your wages. If it's listed on the stock market or it's controlled by a shell company, don't engage with it. We do it to ourselves. Every. Single. Day.

[@Czechbound]

Here in Czech Republic, the Central Bank head has recently said twice in interviews that home ownership is not a human right, and that he expects that in the near future, only 20% of workers will be able to afford to own a home. House prices have risen hugely since 2014. Rent prices have increased hugely too.

[@HazzyWazzey]

What a disgusting human

[@-TheRealThing-]

There's plenty of land for all of us but we're all battling for several meters each to call home, much of this shared between 3 or more people which only further highlights just how little room we have. Livestock and their feed make up 85% of the UK's total land use for agriculture yet dairy and meat products provide only 32% of calories consumed in the UK. If we weren't growing & feeding such an obscene amount of food to livestock we'd only require a quarter of the land we currently use & we'd produce MORE food. Next time you sit down in KFC or Mac D's have a think about what you're eating & how you'll never be able to afford a home because fast food chains like this are using all our land to profit from us. Aren't you fed up of working to merely exist & getting nowhere? Everybody should have a home & be able to afford a home without having to spend their entire lives paying for it.

[@Azmodaeus49]

Unfortunately Tories have no one to blame but themselves, what they have done to the UK housing stock is self inflicted. How can you sell the housing stock of the UK to the private sector of housing and not have a plan B (like not planning for the next crisis which is so common in almost every modern UK government (from Thatcher to Sunak). I'm one of the very lucky ones that got a social housing flat and that is super rare to come by for millions in the UK. Even when labour comes into power, i do not think they'll not fix the crisis at all. They may make it worse. But I'll wait and see.....

[@robertstrong6798]

I had black mold had to fix it myself

[@shh_you_are_wrong]

Why wouldn't you, it's for your benefit so makes sense.

[@LionPaw.Rastafan]

sadly, all of this is symptomatic from the effects of greed.

[@thedarkness111]

Saying that noise complaints are part of gentrification is so 1 dimensional it's ridiculous. OK so if I'm trying to put my kid to bed and they can't sleep with your music, or if I'm autistic or have trauma, or live with an elderly relative we should just put up with it?

[@marksargent2440]

The build quality of new builds is poor and and shoody 😢 and buying is just like a ponzy scheme its not all about money it should be about community and it cost a lot of money up front to get on to the housing market. and everyone wants a cut of the moving fees and its stressful But greed always pays a big price in gettting your first home 😊

[@NeilFH]

its more expensive to be poor than it is to be rich. Especially true of the USA but very true here too. why does the UK emulate America so much?

[@alex29443]

I don't think it's a tory thing, we've been sleepwalking on this issue for decades as housing has been turned from an affordable commodity into a completely unaffordable speculative asset. Labour has done nothing to control the market since the 80s, any more than the conservatives have. That said, the preponderance of older home owners means that the conservatives are less likely to come up with effective regulation at the moment to bring down housing costs (cracking down on buy to let, taxing second, third homes at a progressive rate, massively increasing house-building, etc). My worry with labour is that they will prioritise outwardly redistributive policies but do nothing to address the root of the problem and actually bring down prices.

[@Jay_Johnson]

The Housing Crisis is Neoliberalism. New Labour was Neoliberal as with every government since Callaghan 55 years ago.

[@schumanhuman]

Land value tax will fix this, go Detroit!

[@markysgeeklab8783]

Its not just the tories. At least the tories are overt neo feudalists rather than covert neo feudalists. Covert vs overt neo feudalist is the choice we make at the ballot box.

[@Hession0Drasha]

To be fair, pebbling on the outside of houses, just looks like someone has thrown up all over the outside. Flat plaster painted a colour, italian style looks much better. If you have the pebbles unpainted, that looks the absolute worst.

[@tombartram7384]

Exactly the same as Spain. Yoof stuck at home forever. Obv Rishi's fault there, too.

[@andrewburnett4931]

They are never going to build enough houses to bring down prices! Think about why you wouldn't want millions in negative equity or financial institutions that lent more than the assets are worth.

[@stevenjuan259]

The stock market's dividends motivated me to start investing. What counts, in my opinion, is that you will be able to live off of dividends without selling if you invest and make more money in addition to payouts. It suggests that you can give your children that advantage, giving them a head start in life. I've invested more than $600k throughout the years in dividend stocks; I'm still buying more today and will keep doing so until the price drops even further.

[@justinscott6855]

It's always inspiring to hear from a veteran investor who has weathered the storm and come out on top. When your portfolio turns from green to red, it might be unsettling, but if you have invested in great companies, you should just keep adding to them and stick with your plan.

[@Mathew-bp5bm]

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[@kennethdorothy5401]

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[@josephlee4001]

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[@expertjacksonwilliams7368]

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[@BobGP1]

It won't work because rent price ≈ house price ≈ bank money ≈ economy... one gos down they all collapse.

[@zooblestyx]

It's like the bit in Goodfellas, when Henry learns that gangster families are all about the "f**k you, pay me". Mold in your home? F**k you, pay me. Can't make the rent this month? F**k you, pay me. I raised the rent too much? F**k you, pay me.

[@Gzeebo]

The way we talk about "the poor" it's like the conversation is happening at the high table of a feudal lord and the peasants are right there listening and thinking they're talking about somebody else.

[@agt155]

The real reason people can't afford to buy is because of the last Labour governments fractional reserve banking policies (chucking unlimited mortgages at people), the huge crash they created and our rapid population growth.

[@marumaru6084]

No offence but 15 million immigrants has seriously affected supply issues. This makes it very hard for anyone on social housing to move for a job as they probably wont get a house where they move too. Politicians continue to talk about building our way out of this and yet where do house builders want to build on farm land (currently we grow less than half the food in this country!!!!) do house builders want to produce cheap housing (this is not the same as the quality which is bad).

[@TheSkunkyMonk]

The best part is all these green grants to upgrade homes are aimed at landlords! Lol the latest batch actually allowed landlords to get the house upgraded and all the expense goes onto the electricity meter for the property! So the tenant is the one paying for the upkeep as well as there rent. Stopped watching when you started going on about there being less trees in black areas though. We shouldn't have areas for just one group that is called segregation and its messed up these communities choose it.

[@shh_you_are_wrong]

There are houses outside London and the M25, you don't have an automatic right to live there if you can't afford it

[@ragrabbit101]

So... this isn't helpful for a couple reasons: 1. This is an issue in most cities, not just london 2. If everyone who can't afford London leaves, house prices in other areas rise too, the problem remains, just in different areas 3. London needs poor people to function, it should be able to house them 4. People shouldn't be priced out of entire areas of the country. Like, it's ridiculous 5. My entire family and most of my friends are in London. What am I gonna be doing in a different part of the country? If I need support, I'm cut off from it. If I need childacre (for example) then I have to cough up much more money because my family can't help because I don't live near them anymore

[@sdrawkcabUK]

@@ragrabbit101they have sold 3 by mass importation of cheap labour from abroad, under the guise of ‘being compassionate’. There are no cockneys left in the east end anymore.

[@timothykuring3016]

Landlords are inefficient and unnecessary middlemen, who could be eliminated by regulation, since only the debt banking system and intrusive regulation allows them to exist at all.

[@paulbrown5839]

Like that Michael bloke from Hackney .. move somewhere cheaper, be frugal, use common sense to make your accomodation liveable - work 2 jobs, save hard .. in 10 years you will have a deposit for something you can afford. If that is not in Hackney then you will have to move.

[@NK-vd8xi]

WHY THE FUCK DOES NO ONE TALK ABOUT GEORGISM AND RENT SEEKING IN GENERAL

[@robertstrong6798]

They have got there donations from energy companies know they want some from banks 🏦 and always the money comes from the British public

[@samdegoeij6576]

I'd join a renters union in a heartbeat if Kieran lived next to me and I'd try to be a good neighbour and have nice relationship, she seems like a lovely neighbour. I don't know what kind of anti-capitalist she is but, she's an awesome speaker! If you live somewhere and an organizer approaches asking you to join the renters union please say yes and try to help as much as you can. Hats of to JOE for this amazing interview.

[@balance3201]

If you are in a renters union landlords will not let their property to you. Have a nice day.

[@samdegoeij6576]

@@balance3201 Isn't that illegal? Sincerely asking I don't know British law on that and that sounds a bit like the argument that if you're a union member you won't get a job.

[@balance3201]

@@samdegoeij6576 it's a free country

[@samdegoeij6576]

@@balance3201 Free to kick down I guess.

[@balance3201]

@@samdegoeij6576 want freedom? Get freedom

[@seagrey75]

History repeating, and not only in UK... Sad....

[@m0o0n0i0r]

this is a cross party issue which started under labour

[@Jay_Johnson]

No it started with Right to buy under Thatcher. Blair didn't invent neoliberalism, he perpetuated it.

[@vincentblack7467]

If you build 600, 000 a year, it will take 20 years to get out of this mess, and with the population getting bigger, who knows.

[@m0o0n0i0r]

Sure and if we look about 20 years ago, labour (under Tony blair) opened the jobs market immediately when the eu expanded in to Eastern Europe, resulting in masd immigration in to the UK and Sweden. Uk specifically didn't and still doesn't have the infrastructure hence why we see high rents and high house prices. Best to vote for a different party instead of lab/lib/cons

[@willalm830]

THAT is the Tories always has been its the 1% political wing , time to put them to the axe

[@LithaMoonSong]

We are the only mammals to have to pay to live on the planet.

[@himoffthequakeroatbox4320]

Inb4 all the "yeBbuTnOBut i BOwt a nOUse AND SENt My KIds TO pRIVaTE ShcOOl i was a biNmAn i DIDnT WAtCh NetfLiCK oR EAT AVERCaDOWS"

[@tribalisnt]

There is more of a skills crisis than a housing crisis, like how many people have the skills to build a house? The entitlement crisis is also a huge problem as people with a lack of skills expect the same as those with an abundance of skills. A crime crisis is why areas get gentrified or else there would be nowhere to gentrify, the community crisis is when people move away from the crime crisis so the community constantly changes. The comment section crisis is both above and below this comment at the same time.

[@davidrussell9662]

​This is concentrated tepid

[@LAJZful]

Living with Mold is a choice, buy yourself a bottle of Mold remover and wipe it off. Keep your windows open in the summer and heating on in the winter. Take some personal responsibility.

[@Gordon..]

Mould is down to ventilation, idiots don't air the room, dry clothes and shower without ventilation and when mould appears instead of using a bit of Cillit Bang and wiping it up they leave it to grow and blame the landlord.

[@finlaymcdiarmid5832]

You can't afford a house because income has only went up from 20 to 37k a year average in 30 years and houses have went up astronomically because we are letting in a million plus a year while building less than 600k houses a year. Immigration used to be 3k a year when we used to have borders and dignity. If landlords didn't exist you'd all be out of houses, does that not occur to you people? There would just be loads of houses that none of you could afford a mortgage on (supposedly) and the people that could be letting these properties to you for less, would also be losing out on some extra income. I could afford to get mortgage right now if i wanted to, i make barely 20k a year, difference is up here we aren't importing people like boxes from china. Although ive seen about a 10,000% increase in the number of foreign people here recently... very odd. Used to be a few Africans in this town that was about it. Now around lidl especially theres always 100 random foreigners sitting about doing Diddly squat? Bizarre.

[@danh5637]

The demand side plays a huge role. Immigration. 600,000 extra people in one year. It isn’t all “evil landlords”.

[@funkimunky1]

Where the f**k are the 600,000 extra people. Get your facts right, stop reading the mail and watching GBnews.

[@cellocase7148]

Phew! So much talking; little said.

[@ivorc8957]

Terrible do not watch.

[@magicaljewels295]

Extremely one sided. Terrible video.

[@mrsleep0000]

I'm sure it has nothing to do with the millions of migrants...

[@gaspode505]

Maybe to do with social housing stock been privatized. Public owned properties have been turned into assets. What is it that this government allows owning 20-30 properties ......in London mostly unoccupied sold to foreign investors

[@SkamGame]

"m1gRanTz" We got an aging population and declining birth-rate..... now go pick some potatoes yourself.

[@vincentblack7467]

If you build 600.000 years, it will take 20 years to get out of this mess, and with the population getting bigger, who knows.

[@sdrawkcabUK]

@@gaspode505yes both are correct. Plus the breakdown of families leading to increased demand eg from older divorced people. Sadly no political party is willing to tackle any of the contributory factors to this.

[@Pob2278]

It’s not the Tories fault, it’s individuals fault! When are people going to work out, they only have themselves to blame!

[@altyazilandirici]

"And Allah created you from dust, then from a sperm-drop; then He made you mates. And no female conceives nor does she give birth except with His knowledge. And no aged person is granted [additional] life nor is his lifespan lessened but that it is in a register. Indeed, that for Allah is easy".QURAN(35:11)

[@TWRehab]

Nobody has a right to housing. Houses are property. If it doesn't belong to us it belongs to someone else. We can't take other peoples things. We have a moral duty to shelter people , but there is no right to housing.

[@janetmalcolm6191]

@TWRehab...people have a right to shelter. What ...are we going backwards to Victorian times? Nobody wants tents everywhere like the 3rd world. Cities were getting like that before Covid.

[@simonfernandes6809]

Wrong. Housing is a fundamental necessity for individuals and for a worthwhile society. If you say housing is not a right then that is barbarism talking.

[@matthewhewitson80]

I don't think Politics Joe is for you..... Housing/Shelter is a need for people to be productive, or you know, stay alive. We ALL benefit from a happier, healthier, more productive society.

[@TWRehab]

@@matthewhewitson80 housing is a need = agreed. Housing is a necessity = agreed. Housing is a right = disagree. We should seek to house people sure but the expansion of 'rights' is silly. It is a social good to house people and we should seek to achieve it. But just giving away houses to all sundry because otherwise its a rights violation is silly.

[@easytoassemble54321]

How about property that belongs collectively to taxpayers. That's a novel idea, isn't it. We could call it "council housing".........

[@Midland_Wolf_71]

Jaysus, theres some nonsense in this one, sorry I’m baling halfway...