How To Choose The Best Mortgage Lender (First Time Home Buyers)

Ready to shop for a lender? Here's the best way first time home buyers can find the right lender to buy their home! If you're buying a house for the first time, this will help you tremendously!
- GET STARTED -
🏠 Connect with a helpful LENDER in your state → www.winthehous...
🏠 Connect with a helpful AGENT in your city → www.winthehous...
- HELPFUL TOOLS -
✅ Max Purchase Price Calculator → www.winthehous...
✅ Lowest Cost Loan Calculator → www.winthehous...
✅ Home Buying Planner →
✅ Today’s Interest Rates → www.winthehous...
✅ Step-By-Step Home Buying Timeline → www.winthehous...
✅ Student Loan Savings Calculator → www.winthehous...
LINKS:
- CFPB window: www.consumerfi...
- Find A Mortgage Broker: findamortgageb...
- Certified Mortgage Advisor: certifiedmortg...
#FirstTimeBuyers #ShoppingForALender
0:00 What you'll learn
0:22 Who to shop with
4:09 Questions to ask
8:17 CalmMoment
9:41 Warning Signs
14:10 Do the numbers matter?
16:50 How to shop for a mortgage and win
LEGAL:
As an Amazon Associate, I earn a commission from qualifying purchases.
*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit www.credible.c... for important information about Credible’s licenses.
Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.
Kyle Seagraves
NMLS# 1701021
Motto Mortgage Alliance
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity

[@cynicallysweet7441]

Am I the only one who really appreciates that he clearly has notes?

[@WinTheHouseYouLove]

Thanks for the compliment. :)

[@mts4428]

You have a teaching heart! Thank you.

[@WinTheHouseYouLove]

I appreciate that!

[@chrissyshiver]

For sure!

[@ismeisme6441]

Lucky to find you here.

[@shsu7426]

@@WinTheHouseYouLove Hi, Kyle, Could you advise why the 3 lenders that I've submitted documents for a mortgage per-approval are taking more than 2 weeks to update me? My credit score is over 800. Is there something I can do to speed them up? I've been waiting to write an offer on two homes that I like very much for over two weeks. Thank you in advance for your elucidation!

[@aliciataylor3499]

Yes you're awesome. Heart of a teacher

[@sucelyduransamaniego]

So glad I came across this video. My husband was starting to think he was crazy or unreasonable because he felt our agent’s in-house lender wasn’t doing a proper job at informing us about the full picture and we had to bug them to give us a LE beforehand because they insisted they don’t until you’re in escrow and they also said they couldn’t do an itemized fee worksheet (or any kind of worksheet at all). We talked to another lender who happily provided us with an itemized fee worksheet and told us that the in-house lender should’ve been able to provide us with something. Kind of gave us a sour feeling that they were only able to accommodate our LE request because we pushed for it..

[@andrewlittlefield3425]

Thanks for “section A fees” information 😁 I had no idea! Or the 45 day rule👍🏻

[@WinTheHouseYouLove]

Glad it was helpful!

[@kathyrodriguez8185]

I agree i was told by a broker that she cannot share my credit score with another lender because its illegal but failed to say that other lenders can pull credit score within the 45 day window

[@bhavyashah4083]

What was the 45 days rule? I think I missed that

[@rhodestolearningbyjoann1962]

Thank you for your words.

[@Eric_Braun]

Awesome video! As a loan originator myself, I understand that this can be a scary process for any first-time homebuyer. I appreciate you posting this!

[@WinTheHouseYouLove]

Yes! Thanks for commenting and watching. :)

[@Eric_Braun]

@@WinTheHouseYouLove Of course!

[@kbanghart]

@@WinTheHouseYouLove I'll ask here, hopefully if you have time and see this you can answer, is it common and not difficult for lenders to fund very low amounts, under $50,000, for 15 or 30 years? What about even lower like 20 or $30,000?

[@bradsneckner6129]

@@kbanghart Hey there! I'll jump in and answer this since I'm a lender. It's actually NOT very common and is a bit difficult. The reason being, most lenders and third parties have fixed fees rather than percentages these days. And while a fixed fee is a low percentage of a $500k loan, it's a very HIGH percentage of a $30k loan. And when that percentage is too high, it's called a "High Cost Loan" and won't meet regulatory requirements.

[@kbanghart]

@@bradsneckner6129 okay thank you so much for the reply, I had a feeling that was the case. So what is the cutoff generally, do you think, like 100k or higher?

[@terrikapeart9640]

I needed that calming moment just now…thank you. This process can be very overwhelming.

[@WinTheHouseYouLove]

Thanks for watching!

[@demiisanchez]

Thank you for the break down on this. This all is so new to me. My fiancé and I are first time home buyers and we are learning so much every day with this whole process!! Like today, we just learned we can shop around for multiple lenders. I thought the one lender we have, we are stuck with. So now I’m on a hunt for 3-4 different lenders and I will be comparing them all and see which better fits us. Thankful for your help! New sub 😁

[@notsceansscreamer]

Just learned that today! Good luck with your first home!

[@alexramos1502]

The question the heart of a teacher is very true. I'm currently in the stage of shopping around for the best rate before actually going to houses and I've come across 2 out of 4 lenders who have answered all my questions, very responsive and follow up while the other two seem dismissive or not to worried about my questions. I'm praying everything goes through so I can become a single homeowner.

[@cindyagarcia87]

Gosh I'm so happy I ran into your channel. I was completely ignorant about everything regarding buying a home. I have watched all your videos!!!! Some twice to make sure my notes are right. Thank you for the free information!!!! You have the heart of a teacher ❤ I feel less overwhelmed!

[@WinTheHouseYouLove]

You are so welcome!

[@WorryDontAbout]

Ty, I’m going through this process right now and it’s overwhelming not knowing what to ask. Helped me tremendously!

[@Ms_Jarpah]

Kyle, you got me excited for 2021; definitely going to get the best team with all this knowledge I'm gaining from you! Thank you!

[@WinTheHouseYouLove]

I'm so glad to hear, thanks for watching!

[@AnAbsurdExistence]

how'd your 2021 go?

[@mikeybonz34]

Don’t comment on videos usually but I’m a realtor and like to look at videos before I interview lenders that I haven’t met before and this guy hits all the marks. Would definitely recommend for buyers and real estate agents!

[@WinTheHouseYouLove]

What lenders are you working with or looking at right now?

[@LB-fc8pj]

Quicken Loans

[@stacey281]

Thinking about Quicken loans as well.

[@dianablack1428]

Quicken Loans

[@natashac5861]

I was trying bmo harris bank and associates bank in Minnesota also us bank . And I would not say I did not like the rates , just lenders were super busy always and replying slow and not answering emails and phone calls .. never felt a good connection with them . Don't know why I was always afraid to go with brokers .I thought my realtors was just trying to sell me to them , offering me there business instead of big banks lenders . Now I feel that I should be trying that too to compare but my financial situation is very good with excellent credit history and Everything . It was that way for many years here ..so I was happy with rates , not with customer service. Just was looking for a place what will match my price and good connection with a lender . Haven't found it yet . Still on the market .

[@DV-mf2xq]

Navy Federal credit union

[@javierportillo8945]

First time homebuyer here, I’m glad I watched this video

[@WinTheHouseYouLove]

Wow! Best of luck and thanks for watching my video. :)

[@ninaDerossieux]

Kyle your information are always so helpful!!! Credit unions are most likely to have better rates and more flexible with your credit scores than most major banks...

[@WinTheHouseYouLove]

Thanks! Yeah, it seems like credit unions are better than banks and brokers are usually side-by-side with credit unions

[@subprime2006]

Mortgage brokers often can find the lowest rates but the question is how can you find the right broker who won't make a killing on your loan. Mortgage Bank can push tough loans through but pricing won't be the best "overhead". Rates are often similar across the board but different is "the good guy" who handles your paperworks.

[@jaimebrownell3117]

Kyle, it's a real pleasure watching your videos. They are very informative and interesting. You explain things in layman terms, so thatt it's easy to understand. Because of your videos, I have a better understanding of what to ask and what to expect during the application process. Your links make it easier to do my research with. Keep up the great work!

[@WinTheHouseYouLove]

Glad you like them! I hope I can assist you in your future home. Best of luck!

[@premsuganth6157]

@@WinTheHouseYouLove k

[@Aisha.The.Traveler]

Your voice is so soothing.

[@ebonyedillard5047]

I liked this video because of the Calm Moment. It's like you heard my heart. The other information is great too. Thank you!

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@lawanda2497]

I am so thankful for this video. This was a great breakdown of the process, and I’m looking forward to purchasing my 1st home. ☺️

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@getmoremortgageclients3666]

Thanks for the resources. I hadn't heard of Certified Mortgage Advisor before. Looks like a great way to find lenders.

[@WinTheHouseYouLove]

They are!

[@mauriceperry2665]

Kyle great information. This will help me moving forward. Continue putting out good and helpful advice. Thanks.

[@WinTheHouseYouLove]

Thanks for watching!

[@rilema05]

OMG! Thank you so much for this. I was so lost about this and trying to do research. I’m not a great numbers person so this really helped me feel more confident about what I’m doing. Thank you!

[@WinTheHouseYouLove]

Hey Melanie! Thank you so much for your kind words and support! I'm really glad that my video was able to help you feel more confident about navigating the mortgage process. If you're ready to take the next step and start on a pre-qualification, you can visit www.winthehouseyoulove.com. Feel free to reach out if you have any more questions, I'm here to help!

[@HEARTAEMOXA]

It's almost relaxing watching your videos, thank you for not yelling at the camera.

[@WinTheHouseYouLove]

You’re welcome! Thanks for watching! 😊

[@michaelpaul5801]

you're incredible, the encouraging and de-stressing way you teach. super presentation and delivery and of course subject matter. this was so helpful and informative, so appreciated, thank you. your vids are always so genuine

[@messuwa3451]

Thank you so much for your educational videos! We’ve paid off our credits cards and now playing the patience game doing our research. Hopefully the second half of the year is better as far as new listings!

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@malapasqua71]

Excellent, well done! Mortgage brokers shoud be doing 70% of residential transactions if consumers take your info to heart!

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@natashac5861]

Since first day I found this channel my only wish was to live in Ohio , columbus area and work there and connect with you to help me with pre approval for my first property . This how I felt after watching your first video and I still have that wish . So educational and easy to understand . Lots of great information and bunch of it I already knew but still learning a lot of new stuff. Was pre approved in Minnesota 6 times , different years and still on the market and started to think maybe Minnesota is just not my place to buy . Doing my researching for years now with watching videos on KZbin and reading lots of information . Like your previous video with an interview ... Lots of lots of research and now I am also looking for an outside of Minnesota .. prices are very low to rent and to buy at some States where I would not mind to move from twin cities .

[@WinTheHouseYouLove]

Thank you so much for sharing! I'm so glad the videos have been helpful for you!!

[@TheAlchemist8]

“Heart of a teacher.” ❤️❤️❤️

[@WinTheHouseYouLove]

Appreciate it. Thanks for watching!

[@Meanazzkim]

I’m happy to stumble upon this video. You rock!

[@WinTheHouseYouLove]

You rock!

[@ThaoPhuong-ln9vc]

I'm glad that I found your channel! You got some super content here! Thank you!

[@WinTheHouseYouLove]

Awesome, thank you!

[@Elizabeth-lg6zb]

I just wanted to clarify for viewers that when you said under contract, you probably meant the contract on the house. Someone who is new to lending may get the wrong idea and think that they are in a contract with the lender. That is not the case. 🙂

[@WinTheHouseYouLove]

Thanks for clarifying :)

[@benvail6395]

Exactly the video I was looking for. Fantastic content. Keep it up and this channel will explode with subscribers!

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@sTellasTar24]

Thank goodness I came across your videos!!!! I am sitting here taking notes on everything!!! Thank you so much! 💕🙏🏼

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@misslee617]

Kyle thank you so much. I am learning so much from all your video and Section A, I had no idea about it. Your voice is so calming, I wish I could work with you.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@misslee617]

Thank you so much, comparing me with Nick.

[@BaitedCastaways]

As a lender myself, I agree with everything this video has went over.

[@WinTheHouseYouLove]

Thank you!

[@yadiradominguez3141]

I have been told it will hurt my Credit score if I get more mortgage pre approvals, by a few lender agents that I haven’t even let them run my credit. Please anyone can assure me it is okay or not okay to do it. Thanks.

[@funnyd8798]

Thank you for this it's been so hard to find someone I can listen to explain this. Your explanation is clear and to the point. ☺️🙏

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@funnyd8798]

@@WinTheHouseYouLove I am hooked now. Just need to catch up and watch all the older videos.

[@namastayhere8179]

Thank you so much. I was feeling so overwhelmed by this process. 🙏

[@WinTheHouseYouLove]

Best of luck and thanks for watching. :)

[@larrymatarasso]

Great job! Your videos are very professional, realistic and honest!

[@WinTheHouseYouLove]

Thanks fore watching!

[@josephdennyy3104]

Your videos are very useful and provide lots of information. I have received lots of help from your posts, please continue to share this kind of information. Thank you.

[@WinTheHouseYouLove]

Awesome! Thanks for the support. :)

[@speakempathynaomirieger8083]

Oh my gosh! I wish I would have found you 60 days ago (or more). So many lessons. Thanks for your videos!

[@WinTheHouseYouLove]

You're welcome!

Can you did a video about being a new loan originator and choosing who to work for? California specifically

[@WinTheHouseYouLove]

Possibly in the future :)

[@scott9458]

Thanks for posting!! Appreciate the practicality and unbiased nature of this. Makes the whole process seem more manageable for a first time buyer.

[@WinTheHouseYouLove]

My pleasure! Thanks for watching. :)

[@crystaleeferguson1515]

Omg Kyle ur the best, u have no idea how much this information is helpful. Thank you.

[@WinTheHouseYouLove]

Happy to help!

[@okashi10]

Really appreciate the Calm Moment you did!

[@WinTheHouseYouLove]

#CalmMoment Thanks for watching!

[@olympialopatin1115]

Very educational. I feel I am less anxious and knowledge now thank you!!!

[@WinTheHouseYouLove]

Glad it was helpful! You're welcome. :)

[@fredswartley9778]

Great video. So how can you find a lender who close on time? What time frame do you need to close a house? 30 days?

[@johngeorgewashington1416]

Hi I watched your show on April 24 and it was a show done in Jan..very good ..I'm trying to get my score at least in the 720 range..I'm a veteran with no Funding fee and no PMI and no down pymts..also in a state w no property taxes for disabled veterans..my annual non-taxable income is 65,000..my debt monthly is 320 ..I pay 80 on each of my credit card balances monthly but min pymts is only 150.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@SundayVibesmusic]

Literally just came to get some quick info..I actually subscribed, great video and great heart to sharing valuable information

[@WinTheHouseYouLove]

Welcome aboard!

[@louiskassak4886]

I think it’s important to note that origination can include the brokers compensation

[@WinTheHouseYouLove]

Under Section A Origination Charges, sure

[@EmyT]

Very insightful. Thanks for this video, I plan on assessing all of our mortgage contenders as you recommended.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@mamba00]

Such a welcoming voice, paired with powerful information! Thank you for sharing

[@WinTheHouseYouLove]

Thank you kindly!

[@Marketplacere]

Wow, well explained. You can be a teacher/professor. Thank you very much.

[@WinTheHouseYouLove]

♥ Thank you!

[@terryevp4084]

What an awesome video. !!! Many Thanks

[@WinTheHouseYouLove]

Glad it was helpful! I'm now on live stream, see you!

[@FaithfulAcresFarm]

I love your videos you're so full of knowledge and help in this troubling time!

[@WinTheHouseYouLove]

Glad you like them!

[@mimmousavi8108]

Amazingly informative & not biased.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@comehereodee]

I appreciate you sharing insight to home buying! Thank you!

[@WinTheHouseYouLove]

Thanks for watching!

[@bladnik1]

Hello, excellent Content. Could you make a video providing information on home loans considering renovations as a way to get a house that has the potential to be worth much more? For example, getting a good offer on a fixer upper and using the home loan to renovate the home.

[@WinTheHouseYouLove]

Added that to my video list, thanks for the suggestion!

[@okashi10]

Your videos have been so helpful to me! I've been going thru them with each step of my homebuying process.

[@WinTheHouseYouLove]

Wow! I wish you luck!

[@TMAItalia]

This was very good and informative, thank you!

[@WinTheHouseYouLove]

Thanks for watching!

[@atlantaluxuryhomesforsale]

Very well presented. Thanks for providing with clarity.

[@WinTheHouseYouLove]

That's the main goal, to make the information clear. Thank you!

[@audleymattos6262]

This video I EXTREMELY informative! Thanks for doing this .

[@WinTheHouseYouLove]

You're so welcome! I'm glad you found my channel. :)

[@nizamnuddin8129]

Have a good concept of how to buy a home by loan . THANKS for your video.

[@WinTheHouseYouLove]

You are welcome and thanks for watching!

[@doughboy914]

Thank you! I'm Glad I clicked your video

[@WinTheHouseYouLove]

Thanks for watching!

[@andrewchamberland1508]

Hi Kyle, what is the timeline here? You get your 3 quotes at the pre-approval step - you search for a house and make an offer based on your best quoted option from one of the lenders. Once your offer is accepted do you go back to all 3 quoted options and verify that your best quote is still actually your best quote at the time of your formal mortgage application? I would imagine over the course of a few weeks to months that the offers from the lenders change.

[@WinTheHouseYouLove]

It's best to: - get pre-approved with 1 lender - shop with a couple other lenders (they may or may not require a pre-approval) - decide on the lender you want to work with - put in an offer on a home If one lender is the cheapest now, it most likely will be the cheapest when you're under contract.

[@mr.guerra5060]

Thanks for this video, full of great tips!!

[@WinTheHouseYouLove]

Glad you enjoyed it!

[@Calferr]

Thank you so much 🙏🏽

[@bahhaziz]

Video started with advertising a website (findamortgagebroker) and advising to get a mortgage advisor which is just an extra charge while the mortgage officer who you will be dealing with does same thing

[@WinTheHouseYouLove]

Nah, just resources. I have zero affiliation with them. Also, there is no extra charge. Just different names for the same thing. Loan Originators can be called: Loan Consultants, Mortgage Advisors, Loan Officers, Lending Officers, Lending Advisor, etc.

[@jaylentv1]

Can you explain the contract close date and its intricacies in a video?

[@catherineg8820]

So much information that anyone, looking at buying, should have! Thank you Kyle!

[@WinTheHouseYouLove]

Glad it was helpful!

[@staygroovybritt]

Very helpful. Thank you, sir!

[@WinTheHouseYouLove]

Glad it was helpful!

[@denatipton2103]

I feel very jaded when it comes to legal stuff and feel extremely uncomfortable like scared stiff when i have to trust other people. I've been side swiped one too many times through legalities. I appreciate that you are thorough but i may just need to get my mortgage license so I don't feel so vulnerable.

[@WinTheHouseYouLove]

A mortgage license only teaches you things like anti-money laundering and documentation regulations. You can always hire an attorney if you want to review documents

[@blakefisher5148]

Very helpful! Glad I found your channel

[@WinTheHouseYouLove]

Glad it was helpful!

[@adrianng274]

thank you fo all your videos!

[@TheB00Man]

Great video, thanks for posting.

[@WinTheHouseYouLove]

My pleasure. Thanks for watching. :)

[@larissawhitt9922]

This is good info. I just asked for a quote and approval from rocket mortgage for my first home and our loan officer isn’t explaining anything or advising how to get to where we want in monthly payments. 🤦🏼‍♀️

[@WinTheHouseYouLove]

I've found a local lender tends to be more helpful

[@marisolquiroz3211]

You are awesome at explaining the process. Thank you!!

[@WinTheHouseYouLove]

Thanks for watching!

[@jesussalomon3598]

Thank you for this video. I’m a 21 year old looking to buy my first property using the “house hacking” method.

[@WinTheHouseYouLove]

You can do it! Keep me posted. :)

[@Gabriel.Jarelys]

Thank you for this video. In order to compare all the 3 lending options, do I have to go through the whole pre approval process with each one? Or is there another way to compare specifically page 3?the total cost in 5 years?

[@carmennrn6522]

Thank you for all this information.

[@WinTheHouseYouLove]

You're welcome!

[@ricojimenez3599]

Dude I seen 4 of ur videos on buying a home...ima go in a pro when I first go in to buy a home

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@yuliskarodriguez7892]

Thank you so much!!! You’re the best!!

[@WinTheHouseYouLove]

Thank you so much!

[@david_linares]

Wow. Just the ending was huge gold nugget.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@angelaread3715]

Thank you for sharing this information.

[@WinTheHouseYouLove]

Appreciate it! Thank you!

[@69holford]

I'm a new subscriber and I love your demeanor and willingness to help. Do you have a video that will help us find lender's who accept a 500 credit score for fha loans? Thank you so much!

[@ewlinitis]

Is it ok to let them know you already got a preapproval and are shopping around? Maybe puts pressure on them to give you their best deal as competition?

[@rooch11]

Thank you, cool guy!

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@1977raider]

My officer is ghosting me not returning calls on this foreclosure and its time for him to go thanks for the information time to get on the phone and shop

[@WinTheHouseYouLove]

Hey John! Sorry to hear that your officer is not being responsive. It's definitely frustrating when you're trying to get things done and can't seem to get in touch with someone. But glad to hear that our information has been helpful! Do you still have questions about getting a mortgage for your upcoming home purchase? We would love to help answer any questions you may have and offer some guidance. Remember, a mortgage is a huge financial commitment, so it's important to feel confident in the choices you make. Schedule a free home loan consult with us at www.winthehouseyoulove.com/call if you would like some personalized advice. We're here to help you make the best decision for you and your family! 😊

[@jaycamthemiddle]

Hi Kyle! Your info is the best on the web! Question.. any knowledge of movement mortgage? They’re a preferred lender for my builder.

[@WinTheHouseYouLove]

Thanks! I know of Movement, but I'm not too familiar with them.

[@klo4081]

New Subbie … I’m here to learn because I was told there’s nothing I can do about my student loans

[@LondasBookClub]

Great videos... Does the section A charges vary depending on the price of the house or is it a flat fee? Thanks in advance

[@WinTheHouseYouLove]

Hi! I'm sorry but I'm not sure what "section A charges" is for... do you mean "Section 8"?

[@luvmyangels3]

@@WinTheHouseYouLove She meant section A charges in your loan disclosure agreement…. I’m also wondering how are we supposed to know what is an acceptable amount of fees on your home loan quote?

[@IsaiahWG24]

So awesome man. Thank you so much 🔥

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@thecaroconcept]

I am currently in escrow and my Realtor has been pushing me to use her preferred lender (dual agency transaction). I decided to go with my own lender because I noticed that she and her preferred lender would communicate but not loop me in (& I found loans with fees and rates that were just as good). After informing my realtor and her preferred lender that I would be going with my own lender she quickly called expressing her concern because for whatever reason, a big part of why the seller chose our offer was because we would be using the same lender...... thoughts?

[@abotello8320]

Great info as always Kyle! ...i really like the calm moments too.👍

[@WinTheHouseYouLove]

Glad you like them!

[@laribama2885]

Yes! Nice touch, there. :)

[@alejandromorales5822]

Great video!! Thank you. Q: what information it should be on a pre-approval letter?

[@WinTheHouseYouLove]

Thanks! Rate, all closings costs including estimated 3rd party fees, points, monthly payment, total cash to close, details of loan program

[@natepahl5878]

Hey Kyle, your videos are great! They are so, so helpful. Question: I am searching for a house in southern Colorado, but haven't picked out a town; the town will depend on the house I find. Should I wait to find the house before contacting the local credit union? Or should I reach out to one in the general area before finding the house -- even if I end up buying a few hours away from it? Thanks in advance!

[@unicemarquez9850]

Thank you so much for the information.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@kennymarquez24]

Do credit Unions usually give out mortgages in different states that they have no branches in?

[@VHERRERA77]

Hey Kyle! Do you mind sharing the equipment you are using to make these videos? I’m impressed with the quality. Thanks!

[@WinTheHouseYouLove]

Thanks! Here's a video on it: kzbin.info/www/bejne/pXzdqGiCgbqdaZI

[@bobplaque937]

Thanks for the straightforward, solid info.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@marivelguerrero6588]

I love your videos! Very informative 👏

[@WinTheHouseYouLove]

Thanks so much!