The Ultimate FIRST TIME HOME BUYERS GUIDE - Top Tips And Tricks

Do you know what to look for in a home but don't know how to get started? This video is the ultimate guide for first time buyers, no matter whether you're looking for your dream home or just want to be prepared.
This video covers everything from finding the right real estate agent and budgeting your finances, to getting pre-approved and understanding mortgages. It's got all of the top tips and tricks that will make buying your first home an easy process!
- GET STARTED -
🏠 Connect with a helpful LENDER in your state → www.winthehouseyoulove.com/le...
🏠 Connect with a helpful AGENT in your city → www.winthehouseyoulove.com/agent
- HELPFUL TOOLS -
✅ Max Purchase Price Calculator → www.winthehouseyoulove.com/ma...
✅ Lowest Cost Loan Calculator → www.winthehouseyoulove.com/lo...
✅ Home Buying Planner →
✅ Today’s Interest Rates → www.winthehouseyoulove.com/to...
✅ Step-By-Step Home Buying Timeline → www.winthehouseyoulove.com/ti...
✅ Student Loan Savings Calculator → www.winthehouseyoulove.com/st...
CFPB Rate Checker → www.consumerfinance.gov/ownin...
Create a Google Drive → drive.google.com/
Loan Estimate Explainer → www.consumerfinance.gov/ownin...
0:00 First Time Home Buyers Guide
0:35 1. Planning Your Money
8:15 2. Finding A Lender
11:13 3. Getting Pre-Approved
16:38 4. Comparing Loan Offers
23:19 5. Finding A Real Estate Agent
25:07 6. Shopping For Homes
29:12 7. Writing An Offer
33:44 8. Getting A Home Inspection
35:41 9. The Underwriting Process
40:23 10. Appraisal
43:44 11. Just Before Closing
46:05 12. At Closing
LEGAL:
As an Amazon Associate, I earn a commission from qualifying purchases.
*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit www.credible.com/a/state-lice... for important information about Credible’s licenses.
Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.
Kyle Seagraves
NMLS# 1701021
Motto Mortgage Alliance
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity

[@WinTheHouseYouLove]

Hi! I'm shutting down the texting number! Just use this link to get the calc: www.winthehouseyoulove.com/max-purchase-price-calculator Welp, it's 50 whole minutes, but lots of solid info in here. Hope it helps! Quick note: I was a bit harsh about a lender providing a Loan Estimate at pre-approval. There are compliance departments that don't allow some lenders to issue LEs without a property address because an LE is a legal document. If a lender can't provide a Loan Estimate at pre-approval, that's ok. BUT, at minimum get a Loan Estimate from 3 different lenders once you're under contract.

[@blakefisher5148]

Ironically I cant stand watching short videos, I do t have the attention span for short videos. thanks for the content

[@maxikeodouangsa]

THANKFUL FOR THIS 🤍

[@christyylove6084]

And we will watch all 50 minute 😌

[@catherineg8820]

Great video! Thanks 🙏

[@naniskinks6098]

Thank you for all of this information. Very much appreciated 👍🏿👍🏿

[@1123tyrone]

Laying down at my new home while I type this 6am in the morning. I still can't believe it. I the first person to buy a home in my family since my great grandmother. SAVE MONEY SAVE MONEY, PAY OFF DEBT, GET YOUR CREDIT TOGETHER BE PATIENT AND EVERYTHING WILL WORK OUT.🙌🙌🙌🙌🙌🙌🙌🙌🙏

[@WinTheHouseYouLove]

Congratulations! I bet your great grandmother is proud of you! :)

[@biancalord488]

Congratulations! May I ask which state you live in?

[@dco8886]

🎉🎉🎉🎉🎉 congrats!!!

[@26longlongtime]

Congrats!

[@SumOneSomewhere]

I received my closing date today. My new house is barely over 1000 square feet but it’s going to be MINE!

[@KelechIwuaba]

This is one of those videos that you save and come back to when you hit checkpoints. Awesome stuff.

[@kimberlywasilensky6944]

Lol I did that too! I am in the process of starting to get my shit together. I won’t be buying a home for a couple of years but feels good to be prepared

[@1sornram]

@@kimberlywasilensky6944 me too. Good luck😊

[@TyHarrodTX]

Yes, That's exactly what I'm doing lol

[@okashi10]

Totally! I keep coming back at each step in the process!

[@this7984]

1. Have money 2. Have money 3. Have money 4. If all above fails, have family with money.

[@user-dl1be3sg5z]

Or be a dncer at a club, and be the first woman on either side of your family to buy a property, or few. I didn’t HAVE money, I figured out how to.

[@RubyEsq]

As a residential real estate attorney in New York and New Jersey, I can attest that this is some really solid info! Nicely done Max!

[@thealtrustically1615]

Question Robert, if a lender told you that they could not give you a Loan Estimate document after pre-approval because department compliance does not allow the buyer to handle a legal document, what would be your rebuttal on this take???

[@RubyEsq]

@@thealtrustically1615 Feel free to send me an email so we can discuss - [e-mail]

[@1x0x]

his name is kyle..

[@str8kronic]

I'm looking now in New york/New Jersey area...my whole family lives in staten island so I'm trying to stay close but it's too expensive. I have 60k-70k saved total, my credit score is low 700s with not a long history...I was planning on waiting a little longer but I wanna lock in these interest rates before it goes up

[@MrDarthvis]

@@1x0x It's a figure of speech, "Well done Max!" "Way to go Max!" "You can do it Max!" "Looking good Max!" jk

[@LoiLaing]

Your videos helped convince me that I could do this. I close on Monday! Thank you so much.🙏🏾

[@Lizzettroxx]

Congratulations girl! So exciting I can’t wait to get there 🎉

[@2452dee]

Congrats!

[@ethan073]

❤️❤️

[@twingzable]

Closing on a house next week! I am in southern California. My rate is 2.88%

[@jeffandlanae]

Congrats!!!!!

[@Bella_0303]

Hi. Where is southern California? Also looking to buy soon and liking for an agent and loan officer.

[@karlozlopez8535]

My rate is 1.75 houston tx

[@Sammich88]

@@karlozlopez8535 Everything is cheaper in Texas which is why so many Californians are moving there. From what I’m reading, TX doesn’t want Californians there for political reasons lol. That and they might drive TX market up in due time.

[@jtowensbyiii6018]

@@Sammich88 Texas also doesn't pay enough for most families

[@alviinusa]

Whos has nothing in pockets/savings🥹though watching full 49 minutes for satisfaction like me ? Hope and best wishes for future projects everyone ♥️

[@vpgdarkstar]

Today I closed on my new home! This video was incredibly helpful for guiding me along the way and keeping organized. I cannot emphasize enough how important it is to PLAN, be PATIENT, be PERSISTENT, and have a clear financial picture of yourself! It will make everything so much smoother!

[@WinTheHouseYouLove]

Congratulations! Comments like this make me happy. Thanks for watching. :)

[@williamsmith8041]

CONGRATULATIONS on the new home purchase

[@kenishasmith9834]

I got my note book and started taking notes! Thank you so much for this, I’ve got enough money saved and my credit score is over 800 and still I was a bit scared to start the process because this all seems like a lot, but after watching this video I’m ready to start the process.Thanks again!

[@WinTheHouseYouLove]

Awesome! With your 800 credit score and I bet your work history is also amazing, you can do it! Please let us know your success story so that people will also be encouraged. Best of luck!

[@doughboy914]

I’m exactly where you are 800+ credit score, no debt, and some cash saved up. Putting in offers in this crazy market and it definitely is scary. Good luck to you!

[@dalaee51]

This might be dumb to ask but is it possible to still get a house without having a credit score?? I know it's possible but is there anything i need to know???

[@alrightnow7248]

@@dalaee51 You may have to get a nontraditional loan that looks at rent payments, utility bills, phone bill etc. Good luck

[@iriswilson7387]

@@WinTheHouseYouLove why would you say that to her about her work history like that? It seemed like shade😑 since you covered everything. Please don’t act surprised.

[@p2powers520]

We close on our “dream” home next week. We didn’t find this channel until after we already put in an offer but your videos have helped ease our mind and prepare us for the process. Thanks for the help!

[@tamarastone141]

Same here... but 3 months later! We close next week but i just found this nice guy.

[@evanbetty]

Same! Dream home closes March 11 & just found the video but this would have been GREAT before starting.

[@loveandlingerie617]

This was really helpful. I’m 31 with 3 babies. Living in a 1 bedroom loft. That I turned into a 2 bedroom. I’m interested in my babies and my future. I’m ready to start planning this. I took a lot of notes. Thank you.

[@WinTheHouseYouLove]

Best of luck to you and your babies! :)

[@BBond88]

Real Estate Agent here. This video is 💯 accurate. “Most experienced” is NOT always the best. I’m 2 years in and gain a lot of business from people who fired their agent they hired based on experience. Most the time those agents are indeed great in most areas other then the most important (IMO)…. Availability & Patient enough to listen & teach. Also, I avoid being a dual-agent because I agree, most the time it’s not in either of your clients best interest. Don’t chase the money, chase the referrals and repeat business by giving individual attention.

[@WinTheHouseYouLove]

Hi there! Yes, I agree. We need money but the more we rush things, the more we give our clients a bad service. We always need to be more patient, emphatic, and willing to teach. Thanks for sharing your experience. :)

[@jessbeauvais]

Hands down the best home buying video I’ve ever watched!!!! Thank you

[@lvmeonly]

I love how you explain and clarify each step... thank you for your time

[@That_Cyber_Dude]

Love the value you bring! Just wanted to say thx you! I will share with my buyers!

[@Bonita20us]

Thanks for this video Kyle! Your knowledge coupled along with your teaching style is the best! Grateful for your hard work, keep it up! 👌💪

[@Thatgurlcalled_Bumbee]

I just want to say Thank you! You have been helpful in my process of buying a new home as a first time buyer. This information is GOLD!!! The way you explain the process is easy to follow understand and comprehend! Please keep them coming! Blessings to you kind sir!

[@nik3141]

Thank you Kyle for this guide. You were a Brilliant Professor/Teacher in another Life. Your thorough and informative information has helped me tremendously. Many, many thanks.

[@AttackBunnies]

I've been looking for a full explanation of the home buying process! Thank you for being so detailed, this was very helpful!

[@DebraJohnson]

This is a wonderfully comprehensive guide! I purchased a home before but I was clueless about the process. I would like to buy again but with this crazy market I want to be well prepared.

[@arosad]

I watched this video when it first went up. Today, we closed on our first home. We get our keys tomorrow. Thank you Kyle for all the informative videos. And to my fellow buyers, having all your docs saved on a google account is a game changer.

[@NewYorkYankees1]

Congratulations

[@labhita1]

What a perfect timing. I am going to sign my contract at a new construction today, some if these info has already helped me and the second part of the video is gonna be ultra helpful for the next steps! Thank you

[@bettysmith4527]

Careful, construction prices are skyrocketing, and your builder may have put a clause in the contract that he can raise the price of the house.

[@corirodriguez2690]

I have watched a ton of videos regarding the home buying process. I have only watched 4:43 of this video and already this is hands down the BEST informational video I have ever seen. Thank you for this!

[@MoeBarlow]

Phenomenon video. Simplified; not over complicated. Just overall excellent job explaining the process from A-Z. 👌

[@NinjaJeean]

Going through the process now - just got pre-qualified. Thanks for the advice! Just asked my lender for the TBD Estimate so I can compare what my bills v income might look like when I get into a home. I'm paying $2k/mo for a rental and can get a larger home for the same amount....

[@brose993]

We just started seriously diving into the home buying process. At the point of waiting for the right one to come along! This video is SO helpful and I'm recommending your channel to everyone I know... even people who dont want to buy a house hopefully itll show them that its totally doable as long as you're prepared and patient. Thank you for your work!

[@WinTheHouseYouLove]

Touched and very very happy! Thank you for your support!

[@kaitlinmcintosh5272]

This is so informative and I’m really glad I found it! I feel less anxious about applying for my first home and thank you for sharing such valuable info!!

[@MsJasmineMartin]

I always appreciate your informative clear and style of videos. Thank you for sharing.

[@doughboy914]

Kyle, thank you so much for taking the time to make this video. I’m at the putting an offer stage in my home buying process and I’m happy to report I’m about 85-90% on track according to your steps. I had a fixer upper premarket sale fall through at the end, but it was a no cost first hand experience in the buying process. Your video though has enlightened me on many little steps that I have missed up until this point. This is a SUPER helpful guide for a first time homebuyer and I just wanted to say thank you!

[@WinTheHouseYouLove]

Best of luck! Thanks for all the support!

[@akcma5705]

So Helpful!! greatful to be part of a generation that can access this kind of information for free!

[@ethan073]

Certainly a lot to take in but WOW am I glad to have all of this info in one place and laid out so clearly. I’ll be watching this again in the future and will follow your directions by putting these things in my Google Drive - starting with my WHY.

[@livingmodern]

Amazingly informative and well crafted video! This is helping me get to the home stretch on the first time home buyer journey!

[@sarahendres5318]

Just sent in my first offer - thanks to your videos I'm about to take a walk with calm energy instead of being a ball of nerves waiting to hear back. Thanks for all the time and energy you put into these videos!

[@WinTheHouseYouLove]

Fantastic! Thanks for the support. :)

[@NKenzie2012]

This was super helpful! I think another good point to maybe add though (only because I found out late in the game) is that some lenders have special programs for certain professions. I know you noted VA loans, but there are certain loan programs for physicians/residents/med students, attorneys, various medical professions (PA, NP, CRNA) etc, often offering lower downpayments and not requiring PMI. And even if you aren't licensed yet/still in school you can qualify for a lot of these. Super helpful for those of us that still want to buy a home but have accrued large amounts of debt from being in school forever for some of these professions!

[@WinTheHouseYouLove]

Great suggestions, thanks!!

[@sksushi89]

this has been such a great guide in navigating my first home purchase. All of your videos have been great! It seems insane but I found a realtor we really liked through a friend's referral, saw an open house and had our offer accepted in less than 5 days. Finding the right lender has been smooth as well and now in the signing P&S process as of TODAY. Hopefully everything continues to go smoothly. Thanks for the videos!

[@WinTheHouseYouLove]

Glad it was helpful!

[@iuna12345]

This is by far the best breakdown on YT! Thank you for such detailed info and tips and tricks!

[@HenryDelRosario]

This is amazing. Every home buyer should be required to watch this video! It's also really good to watch repeatedly after certain steps you've accomplished to refresh and see insights you haven't realized compared to prior viewings. Thanks!

[@WinTheHouseYouLove]

Wow! Thank you!

[@jacobkang8165]

This one video has saved me from so much anxiety around what to expect and the fear of not doing going about the home buying process incorrectly. Thanks so much for all the solid info!

[@WinTheHouseYouLove]

Enough of so much of anxiety in this world, let's shake it off! Thanks for watching!

[@ivanhuertadelavega3724]

I am so glad I came across this video and your channel. This is extremely helpful for buyers and new real estate agents as well. Thank you!!

[@WinTheHouseYouLove]

Glad it was helpful!

[@cwlynne1]

Thank you for this video! Love your calm demeanor, talking (not yelling) into the mic and actively working through the content is so refreshing 🙌🏽

[@WinTheHouseYouLove]

#CalmMoment Thanks for watching!

[@itsallbiznz155]

From a Real Estate Mortgage Professional in California for the past 20 years, I often come to your page to get your prospective on things. I love your approach, thank you

[@WinTheHouseYouLove]

My heart is full. :) Thank you!

[@kawandataylor3429]

Appreciate you taking the time and creating a step by step timeline (or order of operations if you will). When you are new to this, it seems like a lot of information at first. This was a great streamline with some great ideas. Feeling A LOT more confident about the process and keepingit all together. Thanks!

[@WinTheHouseYouLove]

Thanks for the compliment and motivation. :)

[@BWinc70]

This is the best brake down that I've seen EVER!!! I just talked to a broker and he didn't share any of this information. THANK YOU!!! I've been searching for something like this for years. I have a better understanding THANK YOU AGAIN

[@ChunkSamson]

dude.. im closing on my house soon.. first time homebuyer .. all by myself and your channel has been a GOD SEND. Thank you so much.

[@WinTheHouseYouLove]

Congrats on your upcoming closing!! Great work, you should be proud of yourself for all the work you put in educating yourself and getting everything squared away!

[@honeyhoney7584]

As a first time buyer doing some research I was feeling somewhat overwhelm but I gained so much knowledge after watching this video. Thank you for creating not only such informative content but for explaining everything so clearly so that It all makes sense. I didn't feel overwhelm processing all the information at all because you are great at what you do. Thank you again.

[@WinTheHouseYouLove]

Glad it was helpful! Thanks for watching!

[@nikki.khristmas.british6155]

Win the house you love is doing a public service for the community...Thank you Sir...👍🏾

[@adrianetta72]

Thank you for this great information. You have truly educated me on the entire house buying process.I only understood parts of the process.I feel much more confident to purchase.

[@chrisdittmer5502]

Thank you for all the great information. You definitely helped me get my first offer accepted, first time home buyer. Excited to close and move in. 👏🙏

[@millennialmoneyprogress]

Thank you thank you for this Kyle! Going to ask for TBD loan estimates because my lenders agent never gave me a ballpark rate without me asking. It was like pulling teeth. Rates were 0.125% higher and fees are higher than a lender I found here on KZbin. I need to ask both lenders for the estimate to compare side by side. KZbin lender provided me with a quote quickly but I think estimates will make it much easier.

[@itsGabrielaCristina]

This is quality content here! I’m sharing this with anyone who’s about to start their homebuying process

[@cindyagarcia87]

Im getting ready to start the process and im freaking out

[@robertohernandez4283]

Thanks so much! Your video really helps to understand the buying process with so much more clarity! This is the best video I've seen.

[@KimmyKalani]

I love how detailed and step by step this is for someone completely new to the process, thank you for being such a helpful teacher 🙏

[@WinTheHouseYouLove]

Thank you so much!

[@isaacsmothers820]

Man you are a gifted educator. You are knowledgeable, patient, empathetic and smooth. Thank you Kyle for the patient touch you exhibit in ALL of your tutorials. I am venturing into home ownership sometime this summer. Kyle, my only disappointment is that I cannot hire you as my realtor! 😉 Thanks bunches!!

[@WinTheHouseYouLove]

You're so much welcome! Best of luck!

[@relaxwithscriptures]

Thank you for making this video. I just submitted my application and documents yesterday to my mortgage company so I’m just getting started. I’m a first time buyer and it’s stressful not knowing what the process looks like. This has helped me relax a bit. Praying I’ll be in my new home soon! 🔑🏡 ♥️♥️♥️♥️

[@ashrafm.5627]

There’s lotta first time buyer programs that’ll give u grant close to 6% towards closing.

[@relaxwithscriptures]

@@ashrafm.5627 Thank you!

[@ambermiller1741]

You are the best... thank you for taking the time to educate the world. You break it down in a way that makes this information actually understandable. Your voice is very calming as well... which I'm not sure you appreciate. Just learning about the process of buying a home is stressful and you just lay it down with a soothing voice - Like calm down, it's fine, you'll get through this...lol it's great. Keep doing what you do, it's important. Thank you ~A

[@shraddhamukeshkumarpandya894]

Thanks for preparing such a comprehensive guide with all the important details! It was a solid video! Answered many of the questions I had about the process.

[@WinTheHouseYouLove]

Glad it was helpful. Best of luck!

[@deem6930]

I have been on this journey for 3 years. but still cant make my budget to buy a house. Basically, as long as I am an assistant educator I will not be able to afford a house. I have two jobs and still cant make it. it's my dream and I will continue to work hard till I can afford it. Thank you for your videos.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@MiguelGonzalez-ok9jt]

Thanks for all the useful information, I’ve been trying to get into a new home and no luck. This market is tough.

[@ashlyncorley779]

This was great thank you. Anxiously waiting for the right time.

[@anayeliii]

All this advise is gold! Thank you so much!

[@TheCaligrown87]

THIS. IS. GOLD.

[@stephanieolivieri2877]

First time homebuyer here at the very beginning of the process and I will say THANK YOU SO SO MUCH for your videos! So informative and easy to understand! Just one question here- at what point (if any) do you tell the other pre-approval lenders that you're not going to work with them? Do you have to tell them at all. Once you've chosen the one you do want to go with- do you have to tell them "yes I want this offer"?

[@Kismet111]

Wow great info! I have another 3 years before I purchase my first home and I’m so happy I found your channel. Great info I’ll be putting to use very soon . Thanks for this info 🙏🏽

[@WinTheHouseYouLove]

My pleasure and best of luck!

[@2-InfinityNBYND]

You have a gift! You explain everything so much detail and clarity. Thank you for sharing.

[@WinTheHouseYouLove]

So nice of you.

[@okashi10]

This has been the single most valuable video I have seen during my entire process as a first-time homebuyer. It's an absolutely crazy seller's market right now, but at least I have confidence and knowledge gained from this video that has helped me to be prepared early and I'm ready to make an offer fast if needed.

[@WinTheHouseYouLove]

Great to hear! Best of luck!

[@CryptoBlick]

Had an offer accepted today on my next home. Your timing is on point! Been enjoying seeing your production quality continue to improve over time.

[@mremiliovigil]

You a real one. THANK you for laying that out. I have all these people in my ear about real estate but no one has ever broken it down. I feel like I can take a breath. Thanks man.

[@WinTheHouseYouLove]

Thank you so much for watching!

[@LondasBookClub]

Great Video!! I watched twice & took notes!! I feel well equipped!! Thank you for all of the time you put into your videos... now i'll binge some more.

[@WinTheHouseYouLove]

Thank you!

[@1NDEF1N1TE]

Make sure your Notary is familiar with the Closing Disclosure(CD), Note, Deed of Trust and your Notice of Right to Cancel. Those are the big four. You'll also want to know your APR and Escrow amounts so make sure they clearly explain that at your Closing. There will be different disclosures based on different loan types etc. but most of it is really basic to understand. Great video! This is the best video that details the entire process that I have found.

[@WinTheHouseYouLove]

The Loan Estimate and Closing Disclosure are two separate documents. Both the LE and CD are legal terms for different documents :)

[@1NDEF1N1TE]

@@WinTheHouseYouLoveYou're completely right. I am wrong. I just go over both in my closings as a Notary. I guess because I go over them both one after the other I just wrap them together in my mind to not miss any signatures. Thank you for correcting me because they are two different documents. I love your content by the way keep it up!

[@catherineg8820]

Great content! Very thorough and helpful!

[@ruthr.8496]

This video unpacked all my questions and answered them in a way that wasn’t overwhelming at all. Thank you 🥰

[@WinTheHouseYouLove]

Wow! Thank you! Please watch my other videos, especially the new uploads for a more in-depth explanation of loans and buying a home. :)

[@amandachambers5728]

I've watched so many videos on the subject, but this is the most indepth one I have found! Thank you!

[@WinTheHouseYouLove]

Wow, thank you!

[@stacyreimer5107]

Thanks kile you're killing it wicked smart!!! 😀

[@Brady-nj1pe]

The info u give us is vital much appreciated 💯

[@chrisfrieberg7720]

Always a good idea to build and store info in a google drive/dropbox folder when making decisions, thanks for the good info, Kyle!

[@WinTheHouseYouLove]

Thank you so much for watching!

[@raemaxey3401]

I love your channel already! I just spoke with a realtor in Florida today that just tried to sale me more house and didn’t care what I had to say! I mentioned that I will not be house poor!

[@Nykiahmusic]

This was so needed!!! Very helpful Thanks!! I’m on my home buying process now!!!!

[@bernitup6492]

All I have to say is that this video is awesome. Helped me realize that I was truly not ready when trying to purchase my home a few weeks ago. It did not help my case that I did not follow my gut and fired an incompetent RE Agent when I should have. Learned a lesson the hard way.... lost a home I had my sight set on. I am over here taking notes and studying your videos like a college student the night before finals....LOL I also appreciate the collabs you have with Javier Vidana and Jeb Smith. You three are a powerhouse in this industry and I am pretty sure that armed with this knowledge, I will win my next offer in the coming months when I decide to step back out into the housing market after strengthening my finances more. Thank you for passing down all this knowledge to people like me who feel like a fish in a sea of sharks.

[@WinTheHouseYouLove]

You know getting a home loan is a big decision, that's why we need to weigh our financial capabilities and study your options first before plunging into that big wide ocean of possibilities. Thanks for the complement. :)

[@mieshiaforresterluvito3365]

Some real-estate agents are worthless, their main goal is their commission, they can lie too you an tell you that they're on your side, that's a big lie because: why is there a buyer agent when the seller pays commissioner to both agents. That does not make any sense. Both agents are in the field together, they know each other and money is in the middle. A so-called buyer agent will assist the seller to bump up the price, so that their commission can be increased. speaking from experience I learned my lesson the hard way

[@looklook6075]

Thank you so much. I am really happy that I run into your channel before I start the process of buying my first home!

[@WinTheHouseYouLove]

I'm so glad! Thank you for watching!

[@krishubert95]

Going through pre approval I've watched this in the entirety a out 4 times now. Thank you so much for all the knowledge.

[@WinTheHouseYouLove]

Glad it was helpful!

[@LongtowerNyc]

The “Heart of a teacher”. Soo soo true.

[@jelenateague1937]

Great video! Thank you so much for putting it together. I have one question: As a buyer, can I opt out of paying real estate taxes and home insurance up front. In other words, can I do it by myself, as opposed to having an account set up by the lender on my behalf. THANK YOU!

[@josephwagner5996]

Really helpful! Thank you for this!

[@ninjawaver]

Haven't even finished the whole video and already I'm astonished at how in depth this is! THANK YOU 🙏🏿💯

[@WinTheHouseYouLove]

Thanks so much for watching and for your kind words! I'm glad to hear that you're finding the video insightful. If you ever have any questions or need further assistance, feel free to reach out. And if you're ready to get started on a pre-qualification, you can visit www.winthehouseyoulove.com. Thanks again for your support! Get Pre-Qualified with our team anywhere in the US → www.winthehouseyoulove.com/call

[@rdhdstepchild]

Thank you thank you thank you for this wonderful video. I'm just now watching this in 2022 because I am about to buy my first home with my husband, and even though I kind of had everything down, the whole process was still overwhelming and gave me anxiety. My husband, having no idea about the home buying process has even more anxiety about it. I think if we sit down and view this video together, I believe we can both make it through feeling confident with our purchase. Thank you for being so detailed and reassuring throughout. God Bless

[@WinTheHouseYouLove]

Thank you! Best of luck!

[@desireekirk3901]

Same 🙏🏽

[@natashac5861]

Great great wow video 👍👍👍👍 .so helpful even I already know 90% of information but it's so nice put together with right steps in order.

[@mellissahawkins9788]

Kevin, I found you from watching your interview with Miles Beckler (he’s my brother) and in the next year I’m hoping to buy my first home. I will be pouring through your content. I’m very impressed- I already feel as if we are friends. Great story, great interview and great timing for me!!! So glad I found your channel!!! Keep crushing it!!

[@WinTheHouseYouLove]

Thank you very much! I'm wishing you all the best and I hope you'll be able to have a new house very soon. :)

[@jhonnylopez2996]

Wish you were in California bro. I need to get me a agent as good as you 😆. Good looking out. I’ll watch this as much as need it

[@NetherGate90]

This is the best first time home buyer video! In order to get a pre-approval letter from a broker in the US, do you have to sign some form of exclusivity agreement with them? Will you be allowed to not go with the broker if their rate can't compete with online lenders?

[@yuiwilliams5125]

This video was by far the best educational and informative video I've watched!! I wish I found this sooner! Thank you for breaking every single step!!

[@WinTheHouseYouLove]

Glad you enjoyed it!

[@fibromyalgiajourney-denisebowe]

Extremely helpful!!! So glad I found your channel which allowed me to be prepared. Truly grateful.

[@WinTheHouseYouLove]

You're very welcome! Best of luck! :)

[@firelordsozin3677]

QUALITY!

[@blakefisher5148]

Wooo!!!! Thanks!!!

[@morpeus13x]

I can’t tell you how comfortable it was to watch and learn from you and this video. Thank You. Best of luck to you too on all your future endeavors.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@nakiagraham1033]

You need to be getting paid for giving this information. This is GOLD.

[@Lizzettroxx]

Best video out there! Thank you for this masterpiece❤️

[@bluemayyss6116]

Wow your the king of loan officers with such professionalism because the loan officer I had this year really suck at communication, he would never answer our calls or texts so we decided to wait again until next year plus the market is to much for us and decided to wait and see. Wish you had a twin in Florida because your on point and we love your videos because it gives us so much info and clarifies alot. Great video 😁

[@Lowspeedoperator]

This is great content thank you! One thing to avoid surprises I'd recommend pulling your own scores first from myfico to see all 3 mortgage scores . I believe most lenders take the middle mortgage score from the 3 bureaus.

[@WinTheHouseYouLove]

That's a very nice idea!

[@Emanmill005]

Absolutely perfect video! Thank you for the step-by-step guide - beyond helpful :D