Buying a Flat in Bengaluru? | Steps and Tips

In this video we tell you everything you should consider before buying a house in Bangalore.
Bangalore home buying guide: bit.ly/homebuyingguideBLR
This guide has everything from a home loan calculator to contacts of interior designers, property consultants & home inspectors who can help you.
Learn more about Wint Wealth: bit.ly/3fTb4jc
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[@WintWealthYT]

Click on this link to download our home-buying guide: bit.ly/homebuyingguideBLR

[@affanmohammad78]

Hi, thanks for providing this guide.can you also make a video on buying a flat in Hyderabad?

[@WintWealthYT]

@@affanmohammad78 Thanks Affan, We will cover Hyderabad also soon :)

[@123anandik]

Excel sheet is really good to pay the loans early reducing the totaly interest payable.

[@PrateekKumarAgrawal]

On Google sheets it says that file looks suspicious

[@green_life7]

Please tell in which area should I find a property/flat in the budget of 1 cr for a good rental yield?

[@ankoorbek]

A Wipro guy buying an expensive luxury house without loan, should have a separate video!

[@nilabhnayan.borthakur]

😂😂😂😂 Also from TCS

[@ranjinir5490]

gift from in laws 😂😂😂

[@rastavista]

Dowry + home loan + selling of ancestral property

[@ashu2619]

I also caught this. This is a fake story

[@abhinav147]

He ran a very well established startup for 8+ years which recently got acquired by a famous Indian IT company!!

[@abhinavsrivastava5881]

This is gold. For newbies like me its a very legit starting point. Thanks a lot!

[@GaneshKumar-dt5od]

Electronic City doesn't suits for my living because of below reasons.... 1) No Cauvery Water or Pipeline 2) No famous temples near by 3) No near by Malls or other entertainment over weekends 😢 4) Railway station and Bus stations are far away - when ever you want to go to your home town... 5) No greenary and Public parks 😢 I would suggest South Bangalore to everyone who wants to settle Permanently in Bangalore for a Quality and peaceful life

[@meta5291]

In spite of collecting property taxes, the local government provides no facilities. Roads are narrow, zero footpaths, no public transport, etc etc etc. This is the reality of life on the outskirts of Bangalore. You know what happens when a corrupt and incompetent government official is discovered by the rich and powerful? They transfer them to the outskirts. This is why sadhashivnagar will have all great facilities (politicians live there) and the taxpayers live in the outskirts with near zero facilities.

[@raghavsridhar]

@@meta5291 brother even near sadashiv Nagar there was flooding 🥲

[@meta5291]

@@raghavsridhar It's far better than the condition of the "outskirts". And outskirts remain outskirts forever as there is no interest in improving the basic civic facilities in even areas like JP Nagar which are not "outskirts" today. Talk about a corrupt and incompetent government!

[@SD_003]

Its way better than ORR, Bellandur, Sarjapur etc which are screwed up as soon as there's few hours of rain.

[@BlakeTedKord]

​@@SD_003so which areas r best and most affordable long term then with most development?

[@Hdhfhfhc]

Reputed builders are not always good. It's always a gamble. Anyone remember Mantri who were also so-called 'reputed builders' of Bangalore ?

[@cool2251]

Can you please guide us and share some good builders to trust with..

[@Hdhfhfhc]

@@cool2251 The safest way is to buy a ready to move in flats or villas even if they cost a bit more.

[@cool2251]

@@Hdhfhfhc but we need guidance on what are the areas which are best suited... We work in cessna business park.. Want something withing 80 lac range 2. 5 or 2 bhk

[@princeofheaven19]

Prestige is the best

[@cool2251]

@@princeofheaven19 thank you.

[@gajendrakhanna5729]

Instead of telling where not to buy, it's better to give a list of where to buy in the guide 😂 Good video

[@agrahul89]

I really liked the way you have detailed the various checks/documents to be made before making buying decision. Can you make a land buying guide following a similar guide as well?

[@WintWealthYT]

Thanks Rahul, Land buying guide coming very soon :)

[@tigutikavyasri8206]

Informative data provided in the link. Very useful video for the people who wants to know everything before buying a flat. Appreciate 👍

[@vishwas6729]

I took a lot of advise, did so much research, did all the calculations and finally decided!! And the decision is to not buy any flat in Bangalore!!

[@syedfaizan92]

Why so ?

[@Caroline32579]

May i know why?

[@90sKydzzWorld]

Why not

[@estalin9418]

Much needed video. Thank you so much! Loved your detailed analysis of wide aspects.

[@WintWealthYT]

Thank you

[@vaibhaviazrekar9329]

Thankyou for sharing these valuable insights!! This is really a must watch video for someone who is trying to buy a house for the first time

[@saiprasad5312]

U people are taking a great effort in educating people like us...and thanks for the handbook.

[@WintWealthYT]

Thanks Sai :)

[@thinkasset]

The information given here is priceless. I highly recommend this video for New buyers at Bangalore. Thank you.

[@TanujPandey18]

That’s so useful video for all people who wish to own a house but doesn’t have awareness or complete knowledge on what should be ensured before buying a house 🏠 Thanks so much for coming up with the video as this helps to make all of us aware and make a well thought decision ❤

[@WintWealthYT]

Thanks, we are glad that you found it helpful.

[@mannutomar]

Try to buy ready to move in properties even if thats little bit costly... I remember I wanted to book flat with GM Infinite EC....luckily i booked somewhere else and i see today that their completion got delayed for so many years. GM Infinite had fooled so many customers. God knows whats their situation now😮

[@yashagarwal2112]

Please upload more, I like the new concept of this video. Knowledge + real life experiences 🥰

[@WintWealthYT]

Thanks Yash, New videos coming soon :)

[@Easyfolios]

Superb video. You covered a lot of ground and just the right amount of information. The couple made the video even more interesting and special thanks to them for sharing their journey to home ownership. Thanks for links in the description. Well done Wint!!

[@thirst-t2653]

Just curious...Though I stay in lease and I have a rental agreement also ...however the electricity to the current room does NOT come directly from Bescom in the name of actual owner...there is a concept of common box here and electricity is generated as per consumption delta per month..I stayed earlier in other properties where electricity came in name of the actual owner and we paid the electricity using the account id in Bescom site directly...but this is not the case here where I stay now . There is no water bill too generated in the name of owner....Could you guide me if this is a valid practice and if ok to stay in place where Electricity and Water bill does not come in the name of the owner ?

[@akasks7]

Hey.. Shreyas glad to see you man. I worked with you in S2 Wipro. Glad you doing well in life .

[@frompast]

This looks like Sobha Silicon Oasis where many resale flats are available, what i normally hear from reviews is a bad stench from nearby lake and hosa road is quite traffic bottleneck :( bu the project is quite good in itself.

[@DemystifyLifeVerticles]

Impressive analysis. Want you to come up with Pune and Mumbai projects as well.

[@Anamika8]

Very useful info ..thanks for the video 🎉

[@sudeshnapal5213]

Better to buy property in our hometowns, since from now on we will have hybrid or wfh model for office.No need to buy houses in these overcrowded , traffic packed , cities

[@karthikchandrashekar4983]

Average price says 6250 per sqft in HSR layout, that is too low, it is tough to get even from C category builder for that price

[@tushararan9222]

Content is really good On point So informative Kudos to the editor.. thanks for such good content 👍🏻

[@WintWealthYT]

Thank you 🙌

[@krishnahrithik6670]

dude! Its wholesome video! Nice job wintwealth!

[@WintWealthYT]

Thanks Krishna :)

[@cyriljohns]

Thank you guys, really helpful information

[@arvindbhat8753]

Very useful video! Very useful insights that are so helpful! Great work guys!

[@WintWealthYT]

Thanks Arvind :)

[@Sachin19881112]

Your channel is great ...content is top notch

[@27sadhu]

Really helpful, thank you

[@sumukh1977]

My plan is to buy a new flat in Bangalore. The builder has provided me with a quote for the flat. There, I see that I have been charged 12% for GST and ITC. Are you able to give me an explanation of ITC?

[@siddhahast]

Incomplete Info: If Agreement to sale is also registered in the Sub Registar, then buyer and builder are on equal grounds.

[@deepaklaishramz]

thanks, very education video 👍

[@sanjayy2936]

Really good video...unlike some other authors who give scant info if any

[@meeeeeeauuuuuuuu]

Location suitable to your needs A class builder RERA approved (regulation which gives protection to home buyers) Do home inspections done with professionals If any structural defect comes up , you could take support of RERA (period of 5 years from date of possession) Discuss with other family members if Vastu etc is their concern. There is nothing like a ready to move in house (you'll always need some fixes) Interior cost may go high, so consider it while selecting a house per your budget. must get Sale agreement Sale deed (property X is being transferred to you), Sale deed must be registered at the registrar office. Title deed of property occupancy certificate completion certificate property type: Khata A (means all property taxes are made, good to go with deal) Khata B (some element of illegality may be present, pending payment)

[@mohit5503]

Really insightful Thank you for making this video

[@WintWealthYT]

Thanks Mohit :)

[@anandchoudhary6575]

Hats off for explaining it so well. 👍👍

[@WintWealthYT]

Thanks :)

[@anzy7263]

I stay in this society-Sobha Silicon Oasis. Good video 👍

[@moneypuller3858]

Very high quality and much helpful video..

[@WintWealthYT]

Glad it was helpful!

[@harishkumar.p3027]

Sir, under construction project after 5 month will possession,builder asking 90 percent of the plot amount then possession time remaining 10 percent it's correct what builder will asking...

[@Mewoi9205]

Man just discovered this channel and it gold 🥇 You just got yourself a sub

[@WintWealthYT]

Thanks for the sub :)

[@voletiraghuram]

superb thankful for this content man

[@WintWealthYT]

Thanks Voleti, glad that you liked our content

[@SDK.]

Amazing and detailed information! Thanks for sharing

[@WintWealthYT]

Thanks :)

[@hiteshvedpathak]

So Good to see Shreyas 😃

[@experttrader4056]

Good info...the apt complex also looks awesome...which apt is this

[@ankurhotnot]

I bought a 2bhk from mid tier builder and such an awesome commitment. Got the possesion on due date. All amenities are also completed.

[@halocraze9839]

Name of the builder?

[@ankurhotnot]

@@halocraze9839 sv infra group

[@krishna_o15]

@@ankurhotnot thanks man.

[@eswarp704]

Location , sqft and cost?

[@dattatrayalimaye2756]

​@@ankurhotnotwhich area please?

[@vamshiabhilash]

My parents are always against flats coz apartment belongs to all while plot is just your s just YOURS

[@misrasukumar]

How this video is Banglore specific? The things mentioned and discussed holds true for each and every city not only in India but globally

[@jyotiprakash6932]

not sure about global but India, as the document checklists are different, verification method are different, no RERA concept outside, he missed out few practical issue, OC are almost impossible to get here without huge bribe unless you are class-A builder, 90% of houses in Bangalore don't have OC

[@thelupusguy]

What about Yelhanka? Can anyone share inputs about this location, the properties and the builders?

[@kundrandasonumedappa7340]

The video was more informative 👌🏻

[@rewaupasani4434]

What a wonderful video. Can u also cover other areas in bangalore?

[@22Gourav]

Can you please explain what is RTC KHATA(pahani) and is it good to buy RTC khata property

[@neerajgupta3003]

Any good ready to move properties in Whitefield?

[@Believer17_]

Electronic City is good mostly it is a campus ..many companies are there ,Bangalore is good but not for settling down ..I miss my days wish to be back some day ..

[@anujbajpai19]

It used to be good, companies are moving out of EC, shifting to Sarjapur road and airport road. Soon EC will become ghost city.

[@BibhutiPatnaik]

Amazing video very helpful.... please make more videos on Bangalore

[@WintWealthYT]

Yes many new videos coming your way very soon :)

[@blueskyloo]

This idea of ur flat being an extension of ur identity can b a big financial detriment

[@AjayKasthala]

The Video and Guide is just amazing and very detailed. Please make a Home Buying Guide for Hyderabad as well. Thank You. Kudos to the whole Wint Wealth Team.

[@WintWealthYT]

Thank you Ajay. We will try to cover Hyderabad soon.

[@prashantgaikwad1105]

@wint wealth please make video for Pune and Mumbai

[@prashantgaikwad1105]

@@WintWealthYT Please make same topic video on Pune and Mumbai buying guide

[@WintWealthYT]

@@prashantgaikwad1105 Yes we will start doing other cities soon

[@motivationshortsadda]

some really 👍 good points to consider.

[@WintWealthYT]

Glad you think so!

[@SD_003]

Problem with ready-to-move in flats is availability. I have been loking for one since a few months and most builders I visit have hardly few units left which are like West facing door or no sunlight etc which understandably nobody booked.

[@triptybaheti]

I am facing the same problem. Even which have oc or not is also a issur

[@AJITHNKALE-cg5qk]

Amazing guide!

[@WintWealthYT]

Thanks Ajith :)

[@kamalikachoudhury5280]

which propert is this?

[@tanmayy1]

good information. which property is this ?

[@sandyofficial5991]

The narration of the content is good, pls do one for property buying in Chennai

[@WintWealthYT]

Hey, We will be covering other cities also soon.

[@thecommuter4937]

Many builders state safety policy and doesn’t allow us to see the actual flats before booking . They promise that the model flat will be same to same as the actual flat . We would get a better picture if we atleast get a chance to see the actual flat before booking .

[@ankurhotnot]

This is the issue with A grade builder. Even after paying 90% of cost, you are not allowed to visit the flat. I bought from a mid teir builder , but was allowed to check freely, every stage.

[@eswarp704]

​@@ankurhotnot where you bought and cost?

[@pavankalyan7404]

Helpfull ✌️

[@Ent659]

Hi .. can you plz tell me Can we buy flat in Gm infinite Electronic City phase 1 (low rise building )in Bangalore

[@snehapaithankar456]

Can you please make video on tbr and rera expiry

[@user-ig4qu3mj8x]

As a finance professional, I also follow & love this Golden Suggestion! Even if you can afford the price, still go for Bank loan as in this way you are outsourcing your due diligence task.

[@manaoharsam4211]

Good information.

[@DeepeshSinghAndroid]

V V informative... the guests were really cool :) :) Even though I bought 3BHK in Brigade El Dorado, this video gave me a lot of new perspectives... good effort!

[@WintWealthYT]

Hey Deepesh, Thanks a lot, we are doing a video on under construction vs ready to move-in property, wanted to get your perspective on how did you decide under construction or ready to move-in? Can you share your email? Will get in touch with you.

[@DeepeshSinghAndroid]

@@WintWealthYT hey thanks for the invitation but I don't have deep market knowledge. We booked the flat after visiting 4/5 properties in just 15 days. :)

[@RishabhBhardwaj09]

What is the location and cost of 3 bhk which you have booked, could you share it?

[@kaise989]

Great video.. which society?

[@chaz-e]

The avg. Flat rate should have been mentioned in sqft metric.

[@cmpdepja]

This is good, can you pls make something like a 30-40m vdo?

[@ItsTheTech7]

Amazing video. ❤

[@WintWealthYT]

Thanks :)

[@TM_TheXplorerNReviewer]

Kudos to the writer of this story. Bye the way may I know which project he bought?

[@parthrajpal3574]

Great video

[@ThePerlgeek]

this is just awesome.

[@WintWealthYT]

Thanks :)

[@satishreddy1958]

You have filled the house with flammable materials.... first please get some smoke alarms.. fire blankets... fire extinguishers.... and make sure the entrance is not blocked with bulk furniture... because that is where people cannot get out of the house in emergency situations... and they come to balcony and scream for help... no one can help if your house is burning and you are on the top most floors.... get yourself and your mind trained... that incase of any smoke you should get out of the flat .... the first 2 minutes are very critical.....

[@nagarajubandi3131]

Sir as very small investor I want to invest in good corporate bond with won't wealth platform and wint wealth management support please advice

[@eversunnyguy]

I went to buy a flat near Sarjapur. They said 5th floor flat is cheaper because it is illegal construction. But 4 flr and below are just legal. Can I consider such property ?

[@sunnydavid3164]

No. I confirmed with Registrar office

[@SAURABHKUMAR-sw3fk]

Nice Video Sir, How to find out the list of A class builders in Bangalore?

[@rejisd8811]

Thank you

[@MangalEstates]

Where to buy affordable plot 125 to 200 sqyd. in Bangalore for own living.

[@manoj-xv5tl]

which apartment is this

[@SouravMoitra19]

First is Tier A Builder doesn't guarantee that the property documentation is clean also some Tier B and C also do good job. Second There is now E Khata.

[@NageshPattanshetty]

Your opinion on VBHC Haven of Joy?

[@Sachin19881112]

Do you have similar book for Delhi NCR 😊

[@kunalkumarlalit]

How is Adarsh welkin park off Hosa Road project

[@bekunal10]

Please make a separate series for mumbai and thane

[@WintWealthYT]

Sure Kunal, We will be covering Mumbai soon :)

[@RahulVerma-ss6er]

Even A class builders are at fault, its not like you bought from A class builder and have to worry about nothing. Example Mantri! Like before buying a car, you invest time understanding features etc.. invest similar time in understanding the approvals etc.. don't go blindly on what lawyers say, because lawyers do not care or give no guarantee if in future the property gets into litigations etc...

[@satyajitmahapatra9487]

I purchased a 2BHK flat in pune at 4800 Rs per sq ft in 2015. I paid all my loan amount in 2022. Now me and my family shifting to Bangalore. My wife too is working. Shall we rent or buy house in Bangalore?

[@WintWealthYT]

Buying a house is more of an emotional decision than financial, Make a copy of this and use it to calculate if it makes sense financially: docs.google.com/spreadsheets/d/1jIvnjmHHEJeLp5bCKBHC6Kj0St0UuubmicyypZtvO60/edit?usp=sharing

[@diysai]

Definitely rent, and give the pune house on rent to make up for it.

[@justmusicbeats3632]

Hosa road, near Central jail.

[@sureshglobeit]

Bisleri 30 cans with delivery charges to home = Rs. 3000/-

[@arun2686]

Please release for Mumbai also.. Would be much appreciated

[@WintWealthYT]

Yes Arun, we will cover other cities soon

[@seethethingswithVijen]

Hi, Thanks for the information can you guys made one video about flat buying in Mumbai

[@WintWealthYT]

Hey Vijendra, We will be covering Mumbai very soon :)

[@nitpalsinghguliani]

How is godrej soul ananda as an investment ?

[@cherryt6853]

Friends my experience telling don’t buy at Banglore almost city ran out of water. Instead of invest in Bangalore better choose your home town. Also companies should provide wfh to possible teams. Now Bangalore next Hyderabad I’m sure

[@torrtuganooh2484]

Lol, your handbook showing HSR and Bellandur rent per sq ft : 19-21 What were you smoking when you created that

[@koushik1258]

Correct, I am staying in HSR it's more than 35

[@girikumarvenati6944]

What is this community name. It looks nice. Please share the name

[@Sera_Vaz]

Great content! I did not know half the things explained as a newly turned adult. Could you please make a similar video for Delhi?

[@WintWealthYT]

Yes, we will make a guide for other cities soon :)

[@Sera_Vaz]

@@WintWealthYT thank you so much :) this video was fantastic!