Hundreds of claims vehicle for vehicle damage due to severe flooding in South Florida

[@eze2190]

Next month will be a segment about outrageous insurance rate hikes

[@moonknightj5797]

Almost as if insurance is completely useless when everyone complains about using it

[@Sebastian-oj1tq]

@@moonknightj5797bingo

[@adr3naline23]

It’s jumping at least two hundred dollars in 4 months just watch , In the back of my mind I’m planning on buying a scooter no joke , I’m probably giving up driving in the next 6 months

[@alexquevedo831]

Car Max new inventory

[@JamesBrown-dv4ve]

Wow, not good.

[@RazzN513-ip6xe]

😂 . You ain't lying at all.

[@zoomanx9661]

They’re heading up north

[@Sonofawildanimal4241]

Yup, send them across country for re-sale!

[@CyberFas]

Send them to California 😅 we don't want them up here in New York

[@enitahofstrom6027]

This why the rest of us pay so much for insurance.

[@jaycreasey]

What happens when a Tesla gets flooded you stay in your car until the battery dies or you get electrocuted😂

[@GravInducedSleepTrac]

​@@jaycreaseyit also catches fire 🔥

[@countvan7406]

Welfare states all of them down there. Watch them stretch out their hands to the rest of us as they do 2-4 times each year for relief and handouts.

[@Needglory23]

Exactly….

[@steelurgirl]

@@jaycreaseywho bought it? Especially you KNOWING your area gets flooding..That’s who should get the blame.

[@dgaoyamaat]

Many of these cars will end up elsewhere for sale by unscrupulous dealers .

[@AndresPeña-q9x]

The caribbean where else

[@marcuscalhoun2392]

My car value declines, and my insurance goes up.

[@mrmustangman]

mine too

[@Sonofawildanimal4241]

CARS ARE NOT CHEAP THESE DAYS

[@gm7304]

I PAID $1,000 for my 99 Saturn. no problems yet😃 I Love my car Maisey 💛 Took her to Bubble Time carwash for being a good girl.

[@KennethJones-to1ig]

Thanks for screaming!

[@doc-vg9lq]

yes there are if u live in China. too bad their auto industry would destroy American auto manufacturers if there were free trade.

[@sclogse1]

Lease and avoid all this.

[@sclogse1]

@@gm7304 Maisey Maisey Give me your answer do. I'm having a cow Over the love of you.

[@dc9748]

Beware, as previously owned vehicles from Florida make their way across the country.

[@evequeen8282]

Vote for politicians who BELIEVE in science. If INSURANCE companies believe in climate change, why can't denialist politicians???? DEMAND change.

[@kk4649k]

And you wonder why insurance companies are fleeing Florida.

[@HebrewJerusalemPrince777]

They knew the risk it doesn’t happens everyday

[@kk4649k]

@@HebrewJerusalemPrince777 actually they don’t or didn’t until now. Weather has drastically changed over this past 10 years. Florida experiences some form of natural disaster every year now at the minimum. Insurance companies are businesses. Why would any business stay in a state where they lose money ? Wouldn’t you leave too if you had a business and move to a more profitable area.

[@Howiefaam31459]

Insurance companies are there to hold your hands in the good times only.

[@HebrewJerusalemPrince777]

@@kk4649k Great point and I do agree that the weather has drastically changed. However weather changing everywhere now. I just found out that experts are saying that tornado alley is now shifting east to others states.

[@phalenleigh]

Literally no one in Florida is wondering why florida insurance is either going up or pulling out of the state completely. None of us are wondering why By 2026 every floridian will be required to hold flood insurance through Citizens or one of the other remaining flood companies like Neptune in order to carry regular hazard coverage through a separate insurance company, none of us are surprised that like California with the California fair plan (stand alone fire insurance) or Texas with TWIA (Texas wind insurance association, stand alone wind and hail insurance) that Florida is looking at getting a Florida based and backed stand alone flood insurance company or they can get FEMA coverage. I know Literally zero people who live in Florida who are surprised by the insurance situation in Florida other than that it's taken this long for companies to start pulling out of the state cause they underestimated how much flood damage Florida gets annually and improperly priced their annual premiums not realizing floridians will pay the whole years premium in one go so they can't back out 😂

[@jayjo1609]

Wow between the high cost of living, low wages and high insurance premiums and the destructive weather that causes rampant flooding. What makes it worth living in south Florida especially?

[@hughjass1835]

If you have to ask, you'll never understand. Stay in whatever northern hell scape you currently live. Try not to die in the snow

[@Gary65437]

They changed the description of FL from hot humid Swamp to Paradise.....suckers bought it..😅

[@karimaogden3875]

Don't forget the sinkholes!

[@MiamiPush2theLimit]

I’ve lived in Florida my whole life and I’m asking myself the same thing. At least now I live in north Florida. No flooding.

[@7318ify]

Nothing at all. Just an average day for a DUH Santis voter in Floriduh

[@rrosen7370]

How high can our insurance premiums go now due to this flooding event?!!

[@essiebessie661]

Don’t buy a used car without verifying its history.

[@Lobsterman5481]

100%

[@jamesmccrea6106]

Insurance rates just spiked

[@GravInducedSleepTrac]

I thought When you drive a BMW you were invincible 😂

[@Gary65437]

You are till you hit a puddle.

[@danasmith858]

No, you just don't need to use turn signals

[@USDiploMike]

Insurance companies shouldn’t have to take loss on these vehicles. There were flood warnings issued days before these waters arrived.. It was negligent for these owners to allow their cars to be by these flood waters. They should have parked them on high ground or garages the city opened up for people to temporarily store and park cars in to protect against this loss of property. Let the owner assume the loss on their own negligence if they knew there were flood warnings issued instead of passing the buck to others by raising everyone else’s premiums. That’s the way it should be and perhaps eventually will be 🤞🏼with increased flooding in the future.

[@mguti090]

If the policy says flooding is included when you have comprehensive coverage, then it is COVERED. An insurance policy is a contract between the insured and the insurer and cannot simply be breached at will just because "too many claims". If flooding was not covered, then many would think twice when deciding to purchase comprehensive coverage, which as you must know, is indeed way more expensive. I paid for it for years, now you cover my loss. It's as simple as that.

[@USDiploMike]

@@mguti090 I know full well how comprehensive insurance works as I have it on my vehicles as well. The policy also says (in the fine print you likely skimmed over) that the insurer is not responsible for gross negligence by operators. For example, if you purposely crash your car into your ex girlfriend’s car because you’re mad that she dumped you, that is not something that would be covered, even with full coverage/comprehensive. Do you understand now? Going back to my point in original post, if these people had plenty of time to safely move their vehicles out of the way, legal nuances like that should be considered before paying out millions on losses. I suspect many of those claims are FRAUDULENT because people have the duty to protect their property yet decided to leave their cars in lowest lying areas of Miami -not very cerebral. 🤔🤷🏻‍♂️ The only people who should be covered are people who had no clue a storm was coming and didn’t have opportunity to protect their asset. Obviously, these are questions insurance company should ask people if they want to lower their liability ans keep premiums down for the rest of us.

[@USDiploMike]

@@mguti090 comprehensive doesn’t = carte blanc to abuse the car and do whatever you want and then pass the buck to the insurance to cover for your negligence. Read the fine print in your policy. Insurance is very nuanced. Good luck and good day. 👍🏼👋🏼

[@mguti090]

@USDiploMike what are tou talking about? Why are you assuming everybody who got their car flooded did due to negligence? If the insurance company suspects that is the case on a individual basis then they will conduct an investigation and will deny the claim if there is evidence that is the case. I cannot speak for other people and neither can you, but I will tell you that I'm not stupid and I've had my car for 9 years and paid comprehensive coverage for those 9 years, and on Wednesday, I got my car flooded completely unintentionally. Yes. Believe it or not, regular people need to transport themselves even during rain and bad weather. Emergencies happen. If covering floods is part of the benefits of comprehensive coverage, then now PAY! Why would they cover flooding if they're going to assume you did it on purpose or due to negligence? Just don't cover ir then and expect fewer people buying that coverage accordingly. Imagine being so disconnected from reality that you expect people not driving during bad weather. 🤦

[@USDiploMike]

@@mguti090 no, what are you talking about? 😂 I said “The only people who should be covered are people who had no clue a storm was coming and didn't have opportunity to protect their asset.” Don’t misrepresent my position to try to bolster yours. 😂 Those who have legitimate claims should be paid. That’s not everyone though! Every case and every claim is different and needs to be scrutinized. Imagine being so disconnected and dim as to leave your car parked in a flood zone when you were told 2 days before that the whole area would be inundated. 🤷🏻‍♂️🤦🏻‍♂️ And then expecting everyone else to pay for your negligence. If it were a flash flood like from a dam failure and there was no warning of flooding issued in a reasonable amount of time for people to move their asset, then everyone should be covered under the flooding clause of agreement if the vehicle is indeed damaged. It’s key to realize there are different types of flooding, which you evidently do not know. In a situation like what happened days ago where it just rained for 3 days straight with government warnings being issued days before, higher scrutiny should be applied to make sure you’re not committing fraud. Nearly everyone had the opportunity to move their property and protect it from damage. Sorry bout your loss either way. 👍🏼

[@shortround9134]

If they knew rain like this was coming, wouldn't you park your vehicle some where high

[@CanVultus]

You ever been to South Florida?

[@greggpon7466]

Yeah Colorado.

[@ztomas1]

I sense the insurance premiums are going to increase in Florida (again), another reason to get the hell out of Florida

[@hughjass1835]

Yes, please, all of you newcomers, get the hell out of Florida!

[@lloydellmiller6279]

That’s the way to get out of a big payment.

[@steviemcdonald4936]

I think a lot of folks with car notes purposely drove into high water because they knew the insurance company would totally the car and that would get them out of the note 🤷🏾‍♂️

[@lloydellmiller6279]

@@steviemcdonald4936 people need to pay attention to the weather. When it says flash flooding and torrential rain that means stay home.

[@iveyhealth2266]

Premiums are going through the roof, for EVERYONE 😮

[@raycosman824]

I don’t understand how homes or cars can be insured there, OH, everyone gets to pay if you have State Farm no matter where you live. My renewal reflects it.

[@rooster1012]

$2000 a month home insurance for some, I pay $400 a month and I am not in a flood zone nor near the beach and have never made a claim.

[@Oldwomaninthewoods]

State Farm has pulled out of Florida.

[@vWaLLBangz]

Yep. That’s how the boat stays afloat 😢 Loads of claims to swell the load. Only the start of the season

[@rustyshackleford4338]

My rate went up 25% this year due to "climate change." And I live in Wisconsin!

[@fumiyama165]

buyer be aware! buying a next used car

[@hughjass1835]

Headline writer failed every English class they ever took

[@ricksaunders3889]

And yet was most qualified for the job.

[@hughjass1835]

@@ricksaunders3889 people don't have to be qualified for media jobs, the just have to check certain boxes

[@ricksaunders3889]

@@hughjass1835 Oh, that DEI thing.

[@norm2264]

Why don't you grow up

[@hughjass1835]

@@norm2264 who TF are you talking to?

[@stephaniab2149]

Everyone rates are going up l

[@josephcarioggia9506]

Mine went up 65 percent already and I'm a safe driver at 61

[@Steve.._.]

​@@josephcarioggia9506better than your rates doubling. But be careful. 1 accident will cause that 65% hike to reach 100%

[@johnny2100]

just got my renewal in last week, mine went down bout 10% lol. paying 88 a month for 2 brand new cars with comp collision and liability.

[@josephcarioggia9506]

@@johnny2100 mines $225 a month. Although I do have to carry 100/300 coverage for work. No accidents..no tickets. When I called they said it's because in SW Florida there are a lot of uninsured cars. So I have to pay double because people aren't paying nothing I guess. Now in South Florida hundreds of cars have been flooded and totalled. So I'm bracing for more increases. They are ringing out every time we make and have saved. Actually getting kinda scary..

[@zoomanx9661]

UP UP UP ⬆️⬆️⬆️⬆️⬆️⬆️⬆️

[@stuntgirl56-therachelvande24]

lots of people who hate their cars and payments driving their cars into flood areas? so no one there has the weather channel or NOAA weather to watch what is coming at them, It would be hard to find anyone without an idiot device. anyone can see these storms on NOAA full disc maps for free, live pictures and use small image with 240 hour images. now you are a weather person and do not forget to put the USGS earthquakes on your tool bar along with ventusky for all of your information needs.

[@Acts16v31]

Florida car insurance premiums are going to be unaffordable!

[@smokingjoe9864]

Deny them, they are driving around town with water up to the fenders. No one was heading North

[@moonknightj5797]

White americans will literally find any way to assert some sort of ego based justice whenever they see fit. It’s so weird to be blaming people headed home from work, to work, and away from the freaking flood zones for any of this. Wtf is wrong with you

[@frankblangeard8865]

They examine a Saturn Ion at 1:07. The last Ion was made in 2007. How much was that car worth before it got flooded?

[@patrickrabion9473]

$500 max. POS.

[@tr3ynag4ta]

I feel so bad for those people

[@kartiersupremewhite330]

Extremely interesting and informative.

[@UPdan]

Their insurance in Florida must go up 5x.

[@Mike-zk7rh]

gonna be cheaper just to go out without insurance soon

[@GravInducedSleepTrac]

They'll drive safer 😂🎉

[@hughjass1835]

It's Miami, most don't have insurance already

[@Gary65437]

Like Texas

[@cesarpdc]

This better not raise my insurance premiums i swear!!! 😒🤐🤬

[@sicotshit7068]

This flooding is from a stalled storm, it has nothing to do with living in Florida. I will say the idiots driving into flood waters, the insurance shouldn’t cover, that’s pure stupidity.

[@RazzN513-ip6xe]

These puppies are about to hit the Midwest hard 😂.

[@threeballedtomcat9380]

There are a lot of "Used cars"in that group of flooded vehicles, cars that should be scrapped that will be patched and re-sold to various used car dealers......

[@dougdoesitgood]

There are people who on purpose drove cars into flood to get out of payments, we all know what kind of person that is, balling on a budget, and now our rates go up

[@bokc_nonpopularsalt1011]

Work still starts at 8.. If any employer demanded work during a flood they should pony up as well.

[@thearchedpromise3271]

A curse for some and a blessing for others.

[@dianepamula2765]

Why do People try to Drive in Water !!

[@KingRaiders]

Because where they live used to be wet lands.

[@Sonofawildanimal4241]

To get the other side… I don’t know why?

[@GravInducedSleepTrac]

Because they have insurance 😉

[@danasmith858]

Anything to avoid a bath

[@recharles1018]

Because it's there!

[@DistrustHumanz]

Man, I'm getting old. I remember when making grammatical errors, like in this title, would prevent someone from even working at a news station. Now it's very common. May as well just hand it all over to A.I. at this point.

[@Dr.HLecter]

Insurance companies be like, the checks in the mail..

[@jackiemack8653]

Merci beaucoup. Je vous aime aussi.

[@margotconway8605]

There's a lot of mean comments here. It wasn't raining in the morning of this horrible day. People went to work, the flooding started and they were just trying to get home. IT WAS A FLASH FLOOD EVENT. They didn't have any idea how bad they're attempt to drive home was going to be. I saw on the news where intersections were blocked off by police cars and the damn police wouldn't get out of their cars to help direct traffic. Even ambulances couldn't get through. I'm pretty sure a lot of people whose cars stalled out weren't doing it on purpose. Miami Dade engineers/ infrastructure have a history of not keeping up with areas that needed better drainage and fixing the problem.

[@u.s.a.1957]

😢 It will get worse!!! Insurance rates are gonna hit the roof!!! Floridians will become more poor and will have to stop buying cars!!! Drive the bus 😮

[@Hayyyward]

Crazy how we just keep raising the values of things like cars and homes to such absurd prices and then everyone complains about the price of their insurance. Can't even imagine how bad it will be in just another 20 years.

[@himynameis6502]

You’ll own nothing and you’ll be happy is coming WAY before that.

[@tiffanytupper8983]

What a waste of money

[@klaromio]

Where can i get one?

[@Iposttherforeiam]

Father-in-Law’s car insurance for one car in Florida was more than our three cars in NJ.

[@Sch2155]

Oh no, no insurance. Please don’t ask us for help.

[@stuntgirl56-therachelvande24]

where are the alligators and spiders, in the attics? the surprise at midnight in the dark no one wants.

[@edwardcarberry1095]

STOP THE GEOENGINEERING WEATHER MODIFICATION GOING ON !!!!!!!!!

[@lunallena947]

Sad sad news.

[@cathyjones1446]

Judgement is here America.

[@954Lacko]

City should be held liable for this damages. That area is known for flood issues. Even from much less rain, and the city did not solved the problem. Now because all this claimes the insurance rates will go up for everybody.

[@GravInducedSleepTrac]

Sue themselves 😂🎉

[@USDiploMike]

Wrong. The home owners who chose to buy that property should be responsible. Not the city; Not the insurance.

[@MEOWMIX305]

wonder if insurance rates are gonna go up? Probably not, rt?

[@davidflores5358]

I can see it now insurance companies are packing their bags

[@jaykay3835]

I mean, the insurance companies can handle it. You pay monthly for something that may or may never eventually happen. Imagine how much a NATIONAL insurance company makes in ONE CITY! They aren’t as big as they are for nothing

[@jessem7556]

You can't get relief on a claim if you deliberately 😮 drove into a flooded area😮Stay home like DeSamtis told you 😮

[@jameswalker3380]

This should be one of Ron DeSantis priorities of infrastructure instead of constantly attacking black people.

[@adin954]

did black people create a negative infrastructure?

[@HolaGato24]

What? How? When? The Derangement of people is astounding.

[@alanlangley7246]

STFU QUIT SPEWING BILE OUT YOUR PIE HOLE

[@islandprincess9666]

EXACTLY!!!

[@smokingjoe9864]

Too worried about seeing your papers.

[@sclogse1]

Good tip on restarting.

[@Dizzymarvel]

Oh well that’s Florida….

[@morrisparrish76]

The insurance companies recognise climate change disasters are getting worse and are happening more frequently: not because they want to but because they have to!

[@TheRealSnakePlisken]

Positivity - Opportunity for insurance revenue increases and flooded car grifting.

[@kevbrix9686]

Is the title worded right?

[@es9415]

No, it was a total failure.

[@HsingSun]

There are many nice cars in Miami areas. Tow truck drivers made good money, $3K per car x 10 = $30K per day.

[@USDiploMike]

They don’t make 3k per car towed. They don’t even earn a tiny percentage of that. AAA charges members $100 (yes, one hundred) a year for 3 tows and an array of other benefits.

[@tracyknowles4680]

And because people are too dumb to move their cars to higher ground all of our insurance cost will go up

[@boni_traxton9436]

Not much higher ground in South FL to begin with 😂 Like I seen Hollywood there’s no curbs it’s all flat grass. An the water is rising all around what can you do

[@Peter_Tissot]

Don't give Florida Man a new car, you know he is just going to wreck it again!

[@DS-os1ck]

State Farm can afford it! How many times a year does the law allow them to raise premiums in a year?

[@fishingshallowminded8600]

stay home

[@Ldastwpayh]

Insurance will go up n up📈📈📈⬆️⬆️⬆️⬆️

[@Yahushaiskingforever]

YAHAUH is judging the land. South Florida needs this. Take heed for the kingdom is at stake.

[@rycm]

And that’s how to Make America Great Again… ignore climate change

[@NalaRichenbach]

This is normal Florida weather. Happens every year at the start of rain season. They all should have known better.

[@jetscreamer1]

@@NalaRichenbachonly brain dead MAGA call this normal. FloriDUUUUUUUUUUUUUUUUUH at its best.

[@luhoffma8836]

Wonder how the EV fair?

[@danasmith858]

Electric and water does not mix, especially saltwater

[@ewillson4953]

That Pontiac transport van 1995. I would like to have. Contact me please.

[@MrJuvefrank]

The price of boats is going to go up.

[@jakel3424]

No worries.. it will be sold all on Copart and back to the people

[@Chris-h3s5q]

Yeah the insurance company will file bankruptcy, and then change the name ,and screw there costumers .

[@TimboSlice-r5k]

You don't see any Tesla's here. Someone is a bad shopper

[@ashqelon7267]

Best advice. >> DO NOT try to start the engine if it gets in water.

[@jetscreamer1]

All these cars will get a clean title and resold around the country.

[@imtheeastgermanguy5431]

The woman in the blue dress looks very pretty ❤😮

[@MohawkIndustriesDal-Tile]

I’m sure they have the money. Remember all that money they saved moving to a red state with no state income tax?

[@joanneagliata9858]

Goid luck insurance canceled

[@Video17943]

Good luck

[@Me97202]

This will only get worse and happen more often.

[@danasmith858]

Heh,heh, somebody's insurance is going up

[@anniehills3580]

Once the engine os flooded, your car is noot safe to drive. Total losa.

[@wifidaybreak]

Well there not making money on selling them but they will fixing them.

[@Ladyprincess89]

Great now all of are insurance will go up :(

[@stuntgirl56-therachelvande24]

the electric cars will fare the worst as the connections and shorting out will cause future fires and explosions of batteries. do not park in your garage when you get it back for a while just to be sure unless you do not like your house

[@fitosanitago6574]

Good luck it'll be sitting for a least a year...

[@SticksAndStoners007]

Fix the title

[@jasonsmith6226]

Some of yall folks better thank god you got out of those terrible auto loans 😂

[@ursulatroxler7428]

B( big) M(money) W(waste) BMW

[@rosemariebredahl9519]

Engineering & architecture need to consider climate crisis resilience going forward.

[@Kallista1972]

Insurance companies the next bail out

[@thewatchmen4920]

Rates are going ⬅️💨💨💨💨💨

[@alainbelisle643]

Hydro lock happens in an instant, and totally ruins the engine. Hydro lock will bend the rods like a banana, not to mention other damages. Insurance in Florida is what will take down DeSantis. For a house, it's getting insane: 7 times the price I pay here in California. Keep denying climate change, great plan Floriduh :)

[@jfranco3281]

Please, politicians ruined California that’s why everyone is moving out. Same with NYC, that’s why they have all moved on to other states like Florida ,Texas ,Idaho and Vegas

[@jetscreamer1]

@@jfranco3281MAGA logic says rain and flood is just woke. Your DeSATAN can ban it with his anti-woke legislation.

[@mortgagedavid]

I would drive a flooded ride, engine swap it?

[@davidbell130]

You can drain the engine put in new oil, take out the spark plugs and crank the engine over to pump out the water. The computer is a different problem.

[@kelvinw.1384]

So is the interior

[@zoomanx9661]

The disadvantages of having too many electronics

[@marktinsley8002]

The Sunshine State