Sir itna acche se aap samjha te ho ke mere kitne kam aapke vedio dekh k asan ho jate he ..good job sir👍
@amitkanjilal11583 ай бұрын
Life does not go according to calculators, practically it is always better to take loan with maximum tenure offered by the bank. Whenever there is excess money we can partly pay the home loan principal and reduce the tenure according to our wish. Alternatively we can reduce the emi and invest the excess money in MF which can fetch better return than home loan interest rate.
@AshishKale-y5w2 ай бұрын
Yes
@prajwalwaingankar36362 ай бұрын
Real business man brother! true. This way we can finish off our loan in no time.
@Raani-wd2vq17 күн бұрын
U end up with giving lot of interest
@Meaningfullive4 күн бұрын
Bhai lagta hai yeh bank ka agent haib😂😂
@Anilkumar-mr6ff4 ай бұрын
thank you sir for using simple language without using tough terms and best video
@XYAxisEducation4 ай бұрын
Most welcome
@ashishJeph-u3g4 ай бұрын
Sir sbi vs lic term insurance ka bhi video bano
@anirbandasmajumdar562427 күн бұрын
Bang on spot. Very correctly explained. I, have personally closed my home loan of 20 years duration in 11.5 years.
@demonking557327 күн бұрын
Using 12+1 or 2
@Travel_with_Bidisha7 күн бұрын
Can you send me how
@akhilslonely50052 ай бұрын
Hello, we also have conditions on prepayments from bank. Example: Customer is not allowed to make prepayment for 1st year... if you have any other such conditions on fluctuating interest rate and prepayments, prepare a video explaining those T&C.
@abhishekshrivastav7941Ай бұрын
Interest is not taken due to this reason. The concept of time value of money is important to understand. Money depreciation happen as well over time.
@Trendzheaven2 ай бұрын
Ap jo bol rhe ho 20 saal k liye lo to usse dircetly apka loan amount eligibility kam ho jayega ....so best suggestion take it for max tenure but pay the extra premium to payoff it early
@sunilpawar46122 ай бұрын
yes 100% I agree
@archanadwivedi159022 күн бұрын
Bahut achha samjha dete hain sir❤,सर यूको बैंक ,यूनियन बैंक और LIC me kiska interest rate sabse km hai home loan ke liye plz bataye
@vinayvanga59283 ай бұрын
Seedhi baath, No bakwas. Kudos.
@DheerendraRana-ex5ps20 күн бұрын
Sir Apne बहुत अच्छे से समझाया धन्यवाद
@gangadharreddy46064 күн бұрын
best info bro..... good points covered. good suggesitons given to loose less money interest
@happykolkata22 күн бұрын
Ys tht is smart plain to fight against loan trap heads of sir excellent explai. Thank you sor❤
@purandaradass688324 күн бұрын
This is the best information on home loan.
@shivaniyadav89502 күн бұрын
Good explanation about loan repayment
@bipinkumarrout4269Ай бұрын
Yes, in fact you explained the secrecy of bank EMI. Good techniques to save money.
@AdvaitInspired3 ай бұрын
Best video to understand, pre repayment of loan
@suniljadhav18896 күн бұрын
REally great explained...Thanx
@SaleempashaPasha-jw1xl12 күн бұрын
Ok aapne bahuth acche samjaya. Tq
@jamshedkhan31014 ай бұрын
Naic information Aap ka har chij Bhari ki samjate ho kafi achcha lagta hai shayad koyi KZbin channel per koi aisi video banata hogs aapki Jaisi sar thank u veri Mach
@amritsahu55333 ай бұрын
Gajab ki Jankari shear ki sir aapne...🎉 Extra kist Dene ke bare me..
@vishwagowda56658 күн бұрын
Thank you for a great information
@disneysshreya62253 ай бұрын
Thank u so much sir for this valuable information. Bank ye kabhi nahi batati hai customer ko.
@intekhabshaikh498111 күн бұрын
Thank you its was really helpful
@tanisharora2224 күн бұрын
Great video! ❤
@rahulroy39783 ай бұрын
Very nicely explained sir how the loan concept work who was not knowing the concept will get to know very easily ❤❤
@yogeshynr46864 ай бұрын
Thanku sir ji ... Aap bahut achhi information dete ho ..koi doubt nhi chhodtey thanks sir ❤❤
@ShubhamPande-w1cАй бұрын
Can you also explain how banks come at the EMI amount? And how is sanctioned amount EMI is different from disbursement amount EMI?
@PradeepSingh-xk7ukАй бұрын
Very informative for me…THANKS
@swarupchowdhury1515Ай бұрын
Thanks for you information...it's really helpful.
@CruizeWaale9 күн бұрын
sir i wanna know one thing.. lets say humne agr part payment kri to hume fayda kya hpra h? loan humara jaldi khtm hoga ya humari emi kam hongi?
@nevilchristian706626 күн бұрын
Good information. Keep it up. Please improve your handwriting.
@rajendrabisht427923 күн бұрын
Thanks sir .kafi jankari mile.
@riyazone232 ай бұрын
Nice explanation bro will follow 12+2 from this year
@ChamkaurSingh-f7rАй бұрын
Sir bahut asha lga apka video dekh kar
@govindbhagora7086Ай бұрын
Thanks Sir for your good information.
@PravinSharma-p9q3 ай бұрын
Sir it's so informating vedio sir you clear my lot's of doubt Thank u so much sir
@rajeev4509Ай бұрын
Nice👍 video Bank vale to batte nhi hai ye sab baat
@VarshaParashar-t3lАй бұрын
Thanks for giving us useful information
@harshadgaykar935Ай бұрын
Thanks, this is the best information for home loan
@premmehta81554 ай бұрын
Thank you for sharing such helpful and insightful knowledge in such simple term.
@HandleCricketboundariesАй бұрын
This is best information on home loan😊
@veer233778 сағат бұрын
Informative about Home loan
@babulalparmar96836 күн бұрын
Very nice sirji
@seemakaur9839Ай бұрын
This is rlly best information on home loan
@Prateek_jatboy3 ай бұрын
Very well explained... Thanks for this valuable information
@michealpeter231218 күн бұрын
Well explained.
@kusumninama3397Күн бұрын
Really helpful
@RaviRajput-br8xe7 күн бұрын
Good suggestions bro
@nirmalsaini5795 күн бұрын
Great sir❤
@Amar-ez9de.17 күн бұрын
Sir very help full vedeo
@utkarshchaudhary4776 күн бұрын
Best information❤
@sunnysingh33022 ай бұрын
Best video for home loan information. Does bank charge separately interest as well every month on home loan amount along with emi instalments?
@RakeshKumar-yg4iw2 ай бұрын
Very very informative & your presentation is best
@SaleemKhan-xq4so9 күн бұрын
This is the best information home lone
@akashwavekar920417 күн бұрын
Best information 👍
@ARMAAN__YT4 ай бұрын
VERY HELP FULL VIDEO FOR MIDDLE CLASS
@hnayaksneha23 күн бұрын
Very good information of home loan
@luisjaques660620 күн бұрын
Very informative video
@AnitaDevi-qp2bwАй бұрын
Very well explained
@Sanjaysaini-wd6kd3 ай бұрын
Execellent video and valuable learning video....for home loan Customer
@mukundpatel140024 күн бұрын
Nice information. 👍
@swarajganiga31273 ай бұрын
Thank you sir...very nicely explained 🎉
@pankajaswal84373 ай бұрын
प्रत्येक ईएमआई पर एक्स्ट्रा पेमेंट करने पर भी इंटरेस्ट कम होता है क्या उदाहरण के लिए मैं15000 किस्त होने पर मैं 20000 पेड़ करता हूं तो क्या इंटरेस्ट कम होगा
@kaisarkhan-pd4nr2 ай бұрын
Ha principal amount se 5000 kam ho jayega bache huye principal par next EMI interest lagega
@ManishChoudhary-oo2nw4 ай бұрын
This is the best video on home loan
@DrdevendrabaraiАй бұрын
Very good information sir
@BalramPatelTech4 ай бұрын
Sir ek commercial vehicle loan pe bhi video bnaiye Mera truck ka business hai 45 lakh ka 5 sal ke liye isko kaise mea jaldi khatam kr saku❤❤
@bhushangawai672120 күн бұрын
Informative...
@bishnuprasadmartha37603 ай бұрын
One of best informative video for home lone.
@pradeepaswani59622 ай бұрын
This is the best video on Home Loan Repayment
@santoshshetty4619Ай бұрын
Nice information, i will definatly going to follow this concept (2nd once part payment option) and i have one doubt whether all the banks allowing this part payment option? or we need to check with back before borrowing!
@tanushjhawar5297Ай бұрын
It allows
@nishashaikh460720 күн бұрын
Best information ℹ️
@pagolmon062911 күн бұрын
Sir home loan and personal loan difference video banaiye
@56HollywoodBollywood562 ай бұрын
Sir , Apna Khud ka Personal Home 🏠 hai. Matlab Khud ki Personal Property hai . Or Property , 20 Lacs , ki hai. Or Hum 10 Years ki liye Loan le Loan liya hamne 10 Lacs , 10 Years Sir, Bank interest Kitna Lagega or But Agar Hum 5 Years me Full pay kar Dete hai Bank ko . Kitna Kitna Extra gaya. Sir , Me Chahta hu Aap is Topic per Ek Achchhi Video Banaye. Personal Home 🏠
@imamshekh4650Ай бұрын
Extant information for home loan
@JASVIRKAUR-mo4ytАй бұрын
Gud information. Eh gal hame nhi pta thi
@ajeetpal89853 ай бұрын
Well explained , valuable information thanks.
@sunilmantagani66503 ай бұрын
Best information sir this is very helpful information to every one
@gopalwankhade3559Ай бұрын
Best information sir
@nonameyoutuber6492Ай бұрын
Very good informational
@ashokgite20022 күн бұрын
Tnx😊
@snehbhartiya14 күн бұрын
Thanks ❤
@ShivrajVashishtha-pr4lv4 ай бұрын
Nice information Sir .... 12 किस्त के बाद हम जो साल के अंत में एक extra emi देगें तो क्या हम यही pattern every six month में भी कर सकते हैं या फिर ये साल के अंत वाला ही rule है ।
@Ankit-lw5oo4 ай бұрын
Apka mann hai to har mahine 2 emi dedo…jo bhi aap extra paisa doge emi se upar…wo paisa sidha principal me se kam hota hai
@ShivrajVashishtha-pr4lv4 ай бұрын
@@Ankit-lw5oo okay sir
@ShivrajVashishtha-pr4lv4 ай бұрын
@@Ankit-lw5oo okay Sir
@ahmadrehanz3 ай бұрын
Thanks for the information. But what is the ill effect agar zaida baar Kia to ..like 1-2 times extra payment per month apart from emi @@Ankit-lw5oo
@basudevdev3539Ай бұрын
@@ShivrajVashishtha-pr4lv❤❤
@vikaskodape552122 күн бұрын
Veri nice video sir
@indrajeetsinghrathore7888Ай бұрын
Nice video ❤
@RaviYadav_Dev9 күн бұрын
How to know that bank is reducing my principal part only from my part payment. If they still consider it as standard emi then ?
@sagarrthosare14353 ай бұрын
Thank u sir ji Superb explaination
@kamleshbhatti4123 ай бұрын
Most important this video for me❤
@SignMe3 ай бұрын
Best video for Home Loan Best Way Of Repayment to understand
@dineshkaushal465323 күн бұрын
Thank you sir
@gunjankothari77393 ай бұрын
Superb informative video on home loan early repayment
@NiDishavlogАй бұрын
Very nice Information
@swadeshahirwar14584 ай бұрын
Very very informative videos ❤❤
@jinalgehlot9441Ай бұрын
👍 very good sir
@mki52252 ай бұрын
This is the best information of home loan
@HemantMehta-s8j3 ай бұрын
Nicely cleared concept
@GurpreetSingh-lf6wm3 ай бұрын
Simple jis di emi ha due od din kitna loan pending ha os pe int calculate hota ha . Aur jo bhi extra payment ha wo sida principal ko minus karti ha
@prajwalbharambe1103Ай бұрын
What about the principal amount when any private company default, bank default or bond default ?
@Police_entertainment_team3 ай бұрын
12 + 2 concept tho teek hai.... Par kya hum kisi b mahine ko part payment kar sakte hain