I think having a way of sharing your budget but not transactions would be really useful for friend groups. Plus would make people more likely to get on board
@damarindo Жыл бұрын
THANK YOU for releasing this feature!! I've been a ynab user/fan for the last 6 years or so. When I got married, my husband and I started a new budget together for our shared expenses. We have "financial dates" every 6-8 weeks to make sure everything is in order. This will make things soooo much easier. I already recruited my niece to start her own journey as well. Again, thank you so much!! ✨
@YNABofficial Жыл бұрын
YAAY, I'm so glad to hear that!! A good day for all!! 🌻 Hannah
@jessicajennings671 Жыл бұрын
I've been wanting this feature for SO long! Thanks for your relevant, important, fantastic work/updates that continues to evolve YNAB into a better and better budgeting program. Been a YNAB user for almost 10 years!
@YNABofficial Жыл бұрын
Ummm... SAME. It might actually blow your mind to learn how many years we spent developing and testing and perfecting this feature before releasing it-we're so glad it's finally out in the wild and doin' it's thang! 🌻 Hannah
@samanthathomas1825 Жыл бұрын
Thank you guys so much for this feature! I have a family member who has been struggling financially for a while and they've wanted to use YNAB, but couldn't justify any extra spending. I can now add them to my subscription and help them out which I've wanted to do for ages!
@toddw8396 Жыл бұрын
This is the biggest thing to happen to YNAB, yet…very impressive! 🙌🏻 OG user here going back to the olden times of the non-web based version. It continues to be the only real budgeting software out there!
@YNABofficial Жыл бұрын
Niiiiice!! You've really seem YNAB evolve over time, then! Your feedback is music to our ears 🥰 Thank you so much for being such a loyal YNAB user! Users like you are the whole reason we've become who we are today-we have no idea who we'd be without you! 🌻 Hannah
@dlbrowning9221 Жыл бұрын
Hannah - Your videos are the best!! Could you please put together a very basic and fun ‘YNAB 101’ video - including the 4 rules - for teenagers? My son has his own checking & savings accounts (linked to mine of course), and I want to get him started budgeting now! But I know if I send him to the regular YNAB videos it will be too much and he’ll tune out. His categories are things like eating out, movies, video games, and gas - not real bills. Thanks!!
@YNABofficial Жыл бұрын
Ohhhh, I love this. Thanks so much for putting this idea on my radar! I almost can't believe we don't have one like it yet! Putting it on my ideas list right now! 🌻Hannah
@dlbrowning9221 Жыл бұрын
@@YNABofficial YAY!! Thanks, Hannah!!
@YNABofficial Жыл бұрын
@@dlbrowning9221 curious if you were hoping for just a teaching of the method (the four rules), or also showing them how to work the app? There's a lot to cover among those two things, and wondering where I should put my focus! 🌻 Hannah
@dlbrowning9221 Жыл бұрын
@@YNABofficial Ack - sorry to answer so late, Hannah! Both would be useful, but what I’d really like is the first - teaching the four rules in a simplified, teenager appropriate version. Thank you!
@jaclyndougherty3271 Жыл бұрын
Yes! Our son just got a junior checking and already had a savings. Budgeting for teens would be great! Our bank is only in Lenexa, KS (or I guess surrounding KC area only) and we live in Texas now, so going to an actual bank isn't in the cards for us
@vickivee Жыл бұрын
Budgeting this morning for January and realized I am FINALLY 1 month ahead! 🎉 I love YNAB.
@YNABofficial Жыл бұрын
YAAAAAY!!! Isn't that an amazing feeling?!?! Aging your money is almost addicting... you just wanna see it creep higher and higher. I love it. Congrats friend!! Celebrate somehow!! 🌻 Hannah
@dta1329 Жыл бұрын
Brilliant idea. Y’all thought of so many solutions for different scenarios/use cases. 😊
@YNABofficial Жыл бұрын
Well, *we* only did because you guys did! We've heard plenty of stories over the years of different close-knit groups that really could've benefitted from having a group plan. You asked, so we answered! 🌻 Hannah
@Kornax24 Жыл бұрын
This is amazing. Thank you so much for this feature! Now a YNAB subscription feels like a steal!
@YNABofficial Жыл бұрын
🥰🥰 🌻 Hannah
@evee1233 Жыл бұрын
I am beyond excited for this. Been waiting for ever!
@YNABofficial Жыл бұрын
YAY! So have we, and we're excited yall finally have it in your hands! 🌻 Hannah
@EmmaCOW93 Жыл бұрын
Thank you for this feature & this walkthrough! This is perfect for my retired mother who has little spending money!
@YNABofficial Жыл бұрын
Yay!! You're so welcome!! 🌻 Hannah
@Maneetpaul Жыл бұрын
I haven't finished watching this yet (LOVE this update btw) but I just needed to come down to the comments to say how much I love the personality in this video. It's so much fun to watch. Thanks. YNAB, for making budgeting and finances an exciting topic to learn about!!
@heatherhadiasteiner Жыл бұрын
This is exactly what I was coming to comment. Way to go!
@YNABofficial Жыл бұрын
YAY! I'm lucky to work a place that values authenticity, fun, and approachability! So glad it makes these videos worth watching. Thanks for the support! 🌻 Hannah
@AustinSpringer Жыл бұрын
I have spent hours looking into couple's finance options, including Zeta and Qube money, but I already have multiple bank accounts, and a joint account. I don't need another account. So I think I'm going to try this out, as YNAB is supposed to be the best. Hopefully, it all goes well, as it's been a struggle lately, and we need to kick our butts in gear as my wife just got laid off.
@YNABofficial Жыл бұрын
Oh, so sorry to hear about the job loss! YNAB is set up very well to create clear and efficient financial communication between couples, whether you share every single expense or not! Make sure to browse our KZbin channel to learn more about how to work YNAB, and browse our Help Center as well to see if you can find any articles that answer more specific questions. You are also welcome to reach out to our Customer Support team, no matter how big or small the question, any time you want! www.youneedabudget.com/help-center/ 🌻 Hannah
@greenlantern1986 Жыл бұрын
Wasn't psyched about the price increase for this year, but this is some good value right here.
@YNABofficial Жыл бұрын
🥰🥰 We value your loyalty so much!! 🌻 Hannah
@astropgn18 күн бұрын
A subscription with ynab together should be priced higher than one without it. There is no sense in making me pay for something I won't use.
@tesshuwe Жыл бұрын
Super excited for this! I’d also love the ability to tag my husband in a transaction I need him to look at (mainly thinking about imported transactions I’m not sure are categorized correctly)
@YNABofficial Жыл бұрын
Oooooh! I love that idea!! If you're up for it, go ahead and submit that idea as a feature request with this form!! youneedabudget.typeform.com/to/Pt6cek?typeform-source=docs.youneedabudget.com 🌻 Hannah
@tesshuwe Жыл бұрын
@@YNABofficial done!
@growingbrainsjunkine Жыл бұрын
Did this happen, did I miss this?? Cause I would LOVE THIS SO MUCH!!! We just got a puppy and it is wrecking our Amazon and Walmart transaction categories!!! BUT WE LOVE HER SO ALL IS GOOD!!
@tesshuwe Жыл бұрын
@@growingbrainsjunkine not as far as I know, but I did submit the feedback form with the idea 🤞🏻
@TwoPlusTwoEqualsFive32 Жыл бұрын
I have been using YNAB since 2013, I was 21 years old and was only beginning with the concepts of financial freedom, honestly I purchased it so long ago I had to go through my archived emails to find the receipt. It has been the only budgeting style/tool that has worked for me with ADHD, of which I was unmedicated for most of that time. If you know anything about ADHD that is a big deal, us ADHD folk are great when it comes to creating plans, terrible when it comes to following them, add in compulsivity and inability to form positive habits and you have a recipe for financial disaster, debt, overspending, and poor choices. I won't lie and say that my budget is perfect, it's not, impulsivity often gets the best of me and I overspend in categories but the reason YNAB works over other methods is it has that flexibility, I can move things around, prioritise, de-prioritise, I am never stuck with a single option or plan, it works with me instead of attempting to control me. It helps to give me a level of perspective that at the very lease moderates my over spending and allows me enough control that so far in my 30s I have been able to avoid getting into debt, taking loans, or using payment plans entirely. Whenever a bill is due I can just pay it, whenever my phone, PC, or car breaks I already have the funds to repair/replace them, it has been a life changer and is worth every cent.
@erniev2644 Жыл бұрын
😭 Thank you for this! Been a member since before the web version! I didn’t want to pay extra just for my teenager. This is so amazing. Thank you.
@YNABofficial Жыл бұрын
YAAAAY! We love that Ernie!! Excited for YNAB to get into the hands of more people!! 🌻 Hannah
@e13c7r0nic Жыл бұрын
Thank you! Me and my wife have been waiting years for this feature!
@ChristopherZenner Жыл бұрын
OMG!!! The feature I’ve been (very impatiently) waiting for! 🎉 Thank you, YNAB Team! 🙏🏽 Y’all are AWESOME! 🤩
@YNABofficial Жыл бұрын
YAAAAY!! We've been very impatiently waiting too 😂 So glad YNAB Together has come to life and that YNAB is so much easier to share and use with the ones we love! 🥰 🌻 Hannah
@WealthyHabitsCoaching Жыл бұрын
This is amazing. Thank you YNAB for always giving us the best tools to manage our money.
@YNABofficial Жыл бұрын
It's our joy!! 🥰 🌻 Hannah
@ejprosse Жыл бұрын
You’re the best Hannah! I’m a YNAB user, but just watch your videos because they are so entertaining!
@YNABofficial Жыл бұрын
🥰🥹 I'm not crying, YOU'RE crying. Thanks Eric!! The encouragement is MUCH appreciated!! 🌻 Hannah
@daftoptimist Жыл бұрын
This is an incredible new feature. I’m trying to convince my parents to hop on it. They’ve seen the progress I’ve made since joining YNAB, so hopefully that’s motivating for them.
@YNABofficial Жыл бұрын
Yay! I hope so too! 🌻 Hannah
@ItsNuree Жыл бұрын
I completely forgot about YNAB at a younger age, so glad I found this new video on KZbin Home. Gonna check this out again!
@YNABofficial Жыл бұрын
YAAAAYY!! YNAB's been the biggest game changer for me. Seriously, have no idea where I would be without it. Best of luck on your journey!! Come back here with any questions if ya have em! 🌻 Hannah
@johannahs1967 Жыл бұрын
Thank you for doing this feature we can finally have one account. Only improvement I can think of is as a manager I don't want to see all the member's budgets, only those we share.
@ursli8939 ай бұрын
Very easy: Groupadmin has a separate email and two of you each know a part of the password. Then both of you have separate accounts. Since no one has the group admin password completely you are good to go
@NewbieSoaper9 ай бұрын
I just found this! Thank you so SO much. This is exactly what I need!
@saralep Жыл бұрын
Thank you for adding this feature!!
@EricHogue Жыл бұрын
This is awesome! I have been waiting for this feature since I started YNAB. Thank you!
@YNABofficial Жыл бұрын
Today's your today, Eric!! 🥳🥳 🌻 Hannah
@brandym143 Жыл бұрын
Great job YNAB!
@Phinaplexy Жыл бұрын
Yes!!!!! thank you YNAB
@PyrexCelso Жыл бұрын
This is awesome. I recently started using YNAB and we identified the feature gap. One week after you release it. Now that’s good product prioritization 😂
@YNABofficial Жыл бұрын
We had our eyes on the prize 🤩 🌻 Hannah
@grandspartan1176 Жыл бұрын
I was so excited to get the pop up for this. Been trying to get my mom and in-laws on the YNAB game for some time and this is gonna make it happen!
@YNABofficial Жыл бұрын
Woo hoooo!! We love that! 🥰 🌻 Hannah
@Bob-mn7ob Жыл бұрын
Nice presentation style & information. Thanks.
@wannabedal-adx458 Жыл бұрын
Trying to think how this will work for my mom. She's old school and is used to keeping track of spending via an accounting ledger. Me I'm not 100% YNAB compliant, but I make it work. But this will allow me to help my mom when needed based on her expenses. Thanks, will investigate this further. Also I continue to love your videos and the bloopers at the end. Don't change Hannah!
@YNABofficial Жыл бұрын
YAY! Oh, I love that! Make it work to fit *your* scenario and your needs! And OH, thank you so much 🥰🥰 That means the world! 🌻 Hannah
@peterrak4291 Жыл бұрын
This is awesome! I’m a newly wed and this is perfect for us!
@YNABofficial Жыл бұрын
Absolutely!! Right on time, huh?! 🥳 🌻 Hannah
@darkphoenix6807 Жыл бұрын
I LOVE this new feature! My mom has wanted to try but didn’t have the money! This is going to help her so much!!
@YNABofficial Жыл бұрын
YAY! I'm so glad!! Best of wishes to her in starting YNAB!! 🌻 Hannah
@hugofrom69 Жыл бұрын
Magnifique, merci !!!
@cathalmeenagh4423 Жыл бұрын
Thanks for this!!
@nicolavitkovich5698 Жыл бұрын
Thank you! This is HUGE! 🎉🎉🎉🎉
@YNABofficial Жыл бұрын
📢📢📢🥳🥳🥳 🌻 Hannah
@MariLarkin Жыл бұрын
This is great!!!!
@deniselittle5558 Жыл бұрын
Way to go YNAB! But I just come here to watch Hannah. I've tried the 34 day trial on my laptop, but I can't get rid of the boxes with instructions and information... they are in the way and it frustrates me so i gave up.
@YNABofficial Жыл бұрын
Hey, Denise. Be sure to go through the onboarding in the web app. There are just a few steps to go through and then you won't see any more help boxes like those. If you're still seeing them after going through the steps, reach out to our support team and we can take a look! 👀 ~BenB
@hvbbnet Жыл бұрын
This is really nice BUT we need a read-only option for someone to just be able to view the budget without editing it.
@YNABofficial Жыл бұрын
We may add more specific permission levels in the future if it becomes clear that's something a lot of folks need! This is the first iteration that lays the groundwork for all sorts of possibilities! ~BenB
@debbiew263 Жыл бұрын
Would have been very helpful when caring for my elderly parent.
@TheLeopardBrightsky Жыл бұрын
Can you remove someone? And then add a new person (essentially resetting the invites)?
@YNABofficial Жыл бұрын
Yes, the group manager can remove anyone from the group whenever they like. Any budgets that are owned by that individual will go with them and they'll automatically start a 34-day trial with their own YNAB account. That will free up a slot for a new member as well. You can have up to 5 members (plus the group manager) at a time. ~BenB
@TheLeopardBrightsky Жыл бұрын
@@YNABofficial epic, thanks!
@yonallb Жыл бұрын
Must auto upvote every hanna (hannah?) video. Now to see if I can get my mom on this train.
@YNABofficial Жыл бұрын
Hannah 😎 Although I did briefly consider legally changing it to Hanna when I changed my last name after our wedding-I just think it's so much prettier without the h on the end! But it probably would've gotten misspelled for the rest of my life that way. 😂 🌻 Hannah
@gaelmarin4265 Жыл бұрын
Hi, great feature. As far as I understand it, it does not yet support shared expenses (like Splitwise), right? It's not aimed for that If I understand correctly.
@rolandblais Жыл бұрын
Can group members opt to disallow viewing of their budget(s) by the group manager?
@samanthathomas1825 Жыл бұрын
I'm pretty certain that the group manager can always see all of the group member's budgets. I think the idea here is that it will limit a netflix-type problem where people share their logins with their neighbours/acquaintances/third-cousins-twice-removed. I don't love that it's set up like this, but I can understand why they've done it this way.
@rolandblais Жыл бұрын
Yep, I saw in the FAQ "All budgets... are always shared with you", but maybe as a future features members could make their budgets truly private. I know someone who *really* needs help but they've shunned all offers, primarily because they are afraid of sharing their finances, even when I tried to explain that I'd enjoy just talking about the method and we don't need to talk about numbers at all...
@KeithBarrowsToday Жыл бұрын
I would like to share a portion of my budget with someone. I am guessing I cannot do that. So - request! :)
@YNABofficial Жыл бұрын
Hmmm. A *portion* of the budget I don't believe we have the capability for yet, but you should absolutely drop that as a recommendation for our developers! You can do that at this link: youneedabudget.typeform.com/to/Pt6cek?typeform-source=docs.youneedabudget.com Otherwise, YNAB Together is a great way to share *full* budgets with loved ones. You can learn more about that here: support.youneedabudget.com/en_us/ynab-together-B1nS78Cki 🌻 Hannah
@questionyourbeliefs Жыл бұрын
Is there an in-depth tutorial on ynab together for partners? Really would like to get off to a good start on this :)
@YNABofficial Жыл бұрын
Hey Ashok! This guide should have everything you need to know about YNAB Together! support.youneedabudget.com/en_us/ynab-together-B1nS78Cki 🌻 Hannah
@prexzone Жыл бұрын
Why does the manager have to see every budget? Is it to prevent sharing with friends? You can have the manager see the budget created without having them see every detail. This is great by the way. Was hoping shared subscription would be a thing
@YNABofficial Жыл бұрын
Yes, very good question! You're right, that feature is to prevent subscription sharing among strangers or people outside of close groups. We thought about this a lot, because we wanted to provide this as part of a regular subscription, but obviously we wanted to avoid too much lost revenue from people who are not tightly connected sharing a subscription. Because the group manager can see all budgets in the group, it's really only for groups that are close-knit enough that they are comfortable sharing financial information. That's why we were comfortable offering this at no additional cost. I'm sure some subscription-sharing will still happen, but it won't be as much of an issue compared to a streaming service, for example. ~BenB
@breezybre2670 Жыл бұрын
I think it is great as a parent of teenagers!
@sethwilliamson Жыл бұрын
Looking good! 👍 Next step: Add the ability to have multiple managers and promote my partner to a co-manager, optionally with more granular permissions. Continuity is very important to us. We have worked hard to have all of our affairs structured so that it passes the "what if I got hit by a bus tomorrow" test. As much as possible, we want the surviving partner to be able to have as little as possible to worry about. I'd like it if we can both manage billing and have full admin control over the family budget. If the answer to the question is "Well, they better have access to the deceased person's login credential or email for a password reset." That's suboptimal. Setting up a support process where spouses submit marriage certificates and death certificates to gain access is a whole other mess you probably don't want to get into. It is also a chore that a grieving spouse shouldn't have to go through. Anyone who has lost a loved one and gone through the Executor process knows where I'm coming from when I talk about my motivation to have that transition be as easy as possible on my survivors.
@YNABofficial Жыл бұрын
Very good points! I highly recommend using a password manager with a process that allows partners to gain access to those necessary passwords after one person passes away or becomes disabled. It's not just YNAB - there are a whole bunch of accounts they need access to and a password manager is a great way to facilitate that! ~BenB
@sethwilliamson Жыл бұрын
@@YNABofficial Yup, that's what we have done. It is a little more challenging with OTP/2FA. Even in this video you acknowledge sharing a login isn't an awesome solution. I still stand by my feature request to allow multiple managers per budget.
@ethanharlig8621 Жыл бұрын
I'm a little unclear on flags, can they be shared between budgets of connected accounts? It'd be awesome for both me and my partner to apply a shared flag to transactions, then report on transactions with that flag in both budgets.
@YNABofficial Жыл бұрын
The flags are customizable to each shared budget! So if you and your partner shared a Small Business budget, you could name the flags Tax-Deductible, Employee Expense, Travel Reimbursements, etc. But if you also shared a Household Expenses budget, you could customize those flags totally differently-John's Car, Avery's Car, To Be Reimbursed, etc. Does that help?? 🌻 Hannah
@PMG1501 Жыл бұрын
Good Morning! Any promotions for Ynab's annual subscription on Black Friday?
@YNABofficial Жыл бұрын
Howdy! While we don’t have any coupon codes or seasonal sales available, we do offer a discount for former YNAB 4 users and we have a special College Program for current students (with proof of enrollment). Link to the college program can be found here! www.ynab.com/college 🌻 Hannah
@smith12885 Жыл бұрын
I have am unrelated question: are there known issues in syncing multiple android and apple devices and then syncing bank reconciliation? I've been having issues with my husband entering purchases that don't come across to my android. Then the bank syncs were incomplete and I had to hand reconcile it. Still faster than it used to take me, but worrisome.
@YNABofficial Жыл бұрын
Hmmmm... I'm not sure! This would be a great question for our customer support team because they know all the ins and outs of this stuff! You can reach out to them at www.ynab.com/help! 🌻 Hannah
@Lightkeepernc Жыл бұрын
Hi! This is a great feature indeed! How would it work for 2 people that already have YNAB subs and want to fuse together then? Can we still keep the budgets and merge the subscriptions?
@YNABofficial Жыл бұрын
You should be able to find your answer to this question in the "How to Join a Group" section! But the short answer is yes, you will keep your current budgets, and only the group manager will be charged for the subscription-the other group member will be refunded a prorated amount based on however many days they had left of their current subscription. Find more deets here! support.youneedabudget.com/en_us/ynab-together-B1nS78Cki#join 🌻 Hannah
@Lightkeepernc Жыл бұрын
@@YNABofficial thanks a bunch! Love you guys
@shelby7599 Жыл бұрын
If I wanted to add someone that already has YNAB, is there an option to transfer their current information and budget to the new account? I help my parents with their budget every month and it would be so much easier to just add her to my together account and we can just split the subscription
@YNABofficial Жыл бұрын
Hey Shelby! You can can find all the details on adding an existing YNAB user to your YNAB Together group from this help doc! Let me know if you have any other questions! support.youneedabudget.com/en_us/ynab-together-B1nS78Cki#invite 🌻 Hannah
@DahlMarkPhoto Жыл бұрын
It is not letting me view the other budgets, when will that be completed/ fixed?
@YNABofficial Жыл бұрын
Hey Joel! You can read up here on how YNAB Together functions! support.youneedabudget.com/en_us/ynab-together-B1nS78Cki Otherwise, if you think something's wrong with your budget, you can write into our customer support team and they'll help you out! www.ynab.com/help Hope this helps! 🌻 Hannah
@DahlMarkPhoto Жыл бұрын
@@YNABofficial I read that, but it doesn’t help me with viewing other budgets.
@YNABofficial Жыл бұрын
Huh. Definitely write into support! They'll help you figure out what you're trying to achieve or what might be going wrong! ynab.kustomer.help/contact/contact-us-B1OG9RFfj 🌻 Hannah
@yevheniimelnyk8911 Жыл бұрын
Unbelievable!!!
@breezybre2670 Жыл бұрын
Can you invite or ad someone who doesn't have an email address?
@YNABofficial Жыл бұрын
Hey Bre! The link to set up YNAB Together has to come to an email address, so the invitee won't be able to accept an invite to join a group without access to that email. If you have a teenager or parent who has never had an email address before, you can always set them up an email that they use solely for YNAB. 🌻 Hannah
@fmoesch Жыл бұрын
In the software and subscription world, singles are often price discriminated against. Now this is also the case with YNAB.
@samanthathomas1825 Жыл бұрын
How so? The price isn't changing at all.
@fmoesch Жыл бұрын
@@samanthathomas1825 2 persons = 1 subscription. 1 person = 1 subscription. That is a difference calculated down per person😎
@samanthathomas1825 Жыл бұрын
@@fmoesch You can now have up to 6 people on one subscription. Does that mean that couples are discriminated against compared to families of four? It seems a slightly silly argument to make when the price of the subscription isn't changing at all. What would you have prefered, that they increase the price? I don't know how else they could have added this feature without completely screwing people over, or making a completely unsustainable business model.
@nosirrahm Жыл бұрын
Well, get yourself a family.🤷🏽♀️ It’s helping the folks that don’t want to share credentials or people seeing personal budgets with shared family members.
@fmoesch Жыл бұрын
My preference would be the following: Features with added value for all paying users. If additional users need a tool, they should also pay for it and not let others pay for it. Development power costs, that's what I pay a subscription for. Not all features are always suitable for everyone, I realize that. But this isn't about a real feature, it's about usage by multiple people who don't pay for it. But yes, I see the benefit of the feature for people in a relationship. But for me this would have been solved more fairly with a separate plan.
@nosirrahm Жыл бұрын
Yay! Love this. Now if my teen daughter would just use it so she manages her money better. 🫤
@YNABofficial Жыл бұрын
Right?! Maybe you could give her a little "sign on" bonus 😅 🌻 Hannah
@nosirrahm Жыл бұрын
@@YNABofficial - I have never given her more money than since she got a job. 😫 How does that happen? Every paycheck she refreshes her budget. 🤦🏽♀️ She’s getting the hard cut-off with her new new job.
@YNABofficial Жыл бұрын
Really?!?! Honestly, I get it! I NEVER went into consumer debt... *until* I got my first salary. I was making more money than ever, so my eyes got waaay waaay wider than my stomach! Err... my wallet's stomach 😂 🌻 Hannah