Personal Finance Q&A | Why I wouldn't Build, Property, Investments & Getting out of debt

[@Sheilzdarlingz]

Last year, I took a chance to start paying off my debts , I downgraded to e kasi , and now I can confidently, say I'm debt free, with one month expense (emergency fund )on high yield(Tyme bank), and I'm making this mjondolo to be a home , I thank God for the strength, it was the thoughs journey. This month, I wouldn't be paying any debts for the first time after my failed marriage .Thanks to Ramsey Show

[@manaledimojalefa1868]

God is faithful. Well done sissy!❤

[@hazellebohang3311]

😊

[@asemahlenonyati3008]

I am so happy for you stranger! Being debt free is the goal!

[@nomsa06]

I enjoy such posts. Financial education is so important and we often overlook that aspect.

[@YolzChannel]

Absolutely

[@The-truth-about-the-truth]

Oh Yolz, i love this niche for you. You always speak to us like you are speaking to a 5 year old. You are so relatable and you make things so easy to understand. You inspire me to make good financial decisions.

[@asivegaxa9788]

Sana this is the content I signed up for... Talking about money is soothing to me

[@YolzChannel]

Siyafana sana💃🏽

[@pearlymsf]

Siyafunda kWa Yolzzz. Every video nje and I love it!

[@regaogetswechuene9591]

You're a girl's girl Yolz😍. Thank you.

[@YolzChannel]

You’re most welcome love

[@nqobilekhoza6291]

Thank you for such insightful information. It will definitely come in handy once i start investing, and i can always refer anyone who wants to know about personal finance 💕💕

[@BlaqpantherMelanistic]

Thanks Yols for this video.. The next two months I’m paying off my debt the build my Emergency Fund.. I want to speed it up & sacrifice 5k from salary, Lord be with me, it’s gonna be hard but I’m ready..

[@zandiletshabalala8223]

These were such good tips! I love how well-informed they were without being inflexible

[@snehgumede5460]

Thanks Yols for this video. Such valuable information for everyone. We need another video on that woman financial freedom asseblief❤😅

[@zaneletoli4026]

Very helpful thanks Yolz

[@Siithembs]

I miss you! OMG, it's so lovely to watch you. It's been a minute.

[@YolzChannel]

Aaw! Missed you too boo

[@michellereitumetse7374]

I love love this financial chats❤️❤️thank you.

[@shaznewa752]

I just started my job as a graduate and a fire burnt our rental apartmrnts 2 weeks ago, in 8 months of working , everything burnt fridge to bed. I only got clothes. Save Save Save I had saved living below my means my grocery was that like of a res student since i started. Emergencies happen. At a job start, first few months arent for black tax, save first!!! Black tax later cause if u fall takes family to zero. I also thank jesus cause he had warned me to not buy any furniture n I LISTENED.

[@charmainephasoana6850]

Omg was it the Midrand fire? So sorry to hear that ❤

[@triciamagagula9749]

This is the content I signed up for love it. thanks Yolz ❤❤❤

[@tlaly]

Loved the video Yolz❤, loved that you also gave a shout-out to my fave Nozipho! We need to have more women talking about money hle💪🏾. I also have a money chats segment on my channel and I cannot wait for it to be the norm to have financially concious women💃🏾💃🏾💃🏾, please we are big contributors to the global economy with our 50% of global population, our voices need to be audible in this space🤟🏾

[@lethukuthulandaba6278]

Thank you Yolz ❤❤❤

[@Joy25-ce6vz]

I recommend unit trusts instead of an education plan

[@veetlhone2975]

Thank you for sharing😍, we really appreciate it Big Sis.

[@justs7605]

With areas like Sandton the purchase price is high but so are the vacancy rates, there are just not enough people working with stable income who can afford rent in Sandton. The rent is sometimes also lower than the bond repayments monthly... Think about this one wisely...

[@SasiponPanavaravatn]

I just got fired, and I'm 39 years old. Now that I have 425K saved for an early retirement at age 50, 10K in an HSA, and a property that could yield an extra 200K, what possibilities do I have for a steady stream of income?

[@AdamWright8fool]

It’s reasonable to consider getting a financial advisor now, but delaying retirement might be a wiser choice

[@SasiponPanavaravatn]

Is it time for a career shift or should I consolidate my investments into a single account? If I go for the latter, how do I do it right, and what could be the drawbacks? Plus, with a $200K property sale on the horizon, should I combine my investments or diversify them across different markets?

[@RichardGeorge-uj9iu]

These are crucial questions for a financial planner. I met mine at a NYSE summit, and with her help, my wife and I reallocated our $1.7M portfolio between a traditional IRA and a brokerage account. She’s been making investments with our approval and has helped us recover twice our losses. We’re holding steady and carefully navigating more markets

[@drREGANBRUENGER-6687]

That is really great, my portfolio is not doing well. Who is your professional?

[@RichardGeorge-uj9iu]

June Renae Matthysse. Look her up online, she is well known

[@IyalooTwapewaN]

insightfiul and informative Q & A

[@priscillamaps]

I thoroughly enjoyed this video Yolz, I have since notice that I enjoy money talk and financial planning , there is something soothing about knowing that i am not leaving anything to chance. Thank you so much for this video

[@sinazositshange96]

It rains everyday 🥲🥲🥲😂 Thank you for a great video Yolz🤩

[@karabomasufi304]

So informative#Thanks Yolz

[@YolzChannel]

So glad love

[@NoncebaNdlela]

Dear I really enjoy watching your vlogs❤ I always learn something

[@lebogangkomape8778]

16:27 I don’t think buying is less expensive than building (coz no one would sell their house that they’ve built at a loss). However I do agree in terms of the unknown and the time constraints that comes with building.

[@gabimthombothi4604]

So educational thank you Yolz

[@Elle_Tee_MrsM]

Great video thank you Yolz😊

[@niniswa19]

I enjoyed this video, I learned so much ❤

[@MissLeeRatu]

I truly enjoyed listening to your advises, currently studying financial management and I've started respecting "money", I don't view it the same anymore

[@nthabisengmashaba1]

Thanks Yolz for the financial education. Am really learning a lot especially on a landlord

[@mary-goldmorajane]

I didn't know of tax-free investments, thank you for this vlog Yolz❤

[@lungileringani2693]

Very helpful and informative,Thanks Yolz❤️🙏🏿

[@FreedomLekz]

This was insightful🙂 siyathokoza 💚and much love!!

[@AngelaMokoti]

Thank you for sharing 🇧🇼

[@YolzChannel]

You’re most welcome❤️

[@sybilmthimkulu]

Thank you 🙏🏽

[@RoseAnnBeukes]

Thank you for sharing big Sis ❤

[@asandamdenene8587]

Oh yes yolz yolz luv you cc❤❤❤

[@YolzChannel]

Love you too hunie

[@Ecotourism_Stuff]

There are 2 best times to plant a tree. 20 years ago and now

[@motivationcornersa4270]

oh Yolz i am going to the bank now to ensure my kids investment are proper

[@yvonnesello7400]

here for finance talks❤

[@UnbecomingToBecome186]

We here n ready

[@YolzChannel]

Sakhthandi❤️

[@mphokagisho444]

Thanks so much for this❤

[@YolzChannel]

You’re most welcome

[@baepy]

Came here from TikTok. Love love love

[@sanelisiwedlamini5589]

Thank you Big Sis Yolz

[@inathimbulawa]

Thank you for this sis ❤️😊

[@Sibongile-maseko]

Anything financial education for me is✔️ for me

[@shaznewa752]

She killed that intro💃💃💃jealous down S makhadzi says

[@mzolisapumeza2778]

Sana ❤😍👍👍

[@Zamazizi]

Great video Yolz😅

[@SelulekoQwabe]

Notification gang💃💃💃

[@YolzChannel]

You're the best!

[@Grace_product]

Very helpful video. Enkosi Yolz

[@sindisiweyonga1842]

Thaks Yols, very informative. what is your opinion on putting your emergency funds towards your bond, it is "emergency" accessible?

[@lindelwamazwi4074]

What an insight and meaningful information, i wanted more on educational investment will check with guy's you tag❤👏👌

[@Nozipho_N]

Yesssssssss🎉🎉🎉🎉 this is what I'm talking about, Educational content ❤ thanks Mama❤

[@YolzChannel]

You’re most welcome love

[@Nokuthaba_M]

You always eat up financial content🔥🤍so informative

[@Tashas_Travels]

15:25 I am saving for an emergency fund of R20K in cash, and i am R10K away from hitting that goal, i will hit it by August 2025. My tip is to automate savings and save 1st before you even pay rent, buy food, spend on anything and leave that money alone(don't dip into it unless it's a life or death situation).

[@tholakelempofu5039]

Thank you❤

[@J1991-u6t]

I had a good paying job for 4 years and never thought of building my emergency fund .My job ended this mnth without a notice as it is i have no money i survive on goverment benefits for unemployed.When I get a job i will do beta this time .

[@thandeka_msT]

Hi sis can you talk about Trust funds and how we can start or acquire one for future generational wealth.

[@kgothatsoramaila322]

❤❤❤

[@YolzChannel]

❤️❤️❤️

[@zanelendumo7523]

Thank you so much Yolz, I love your content and when I tell you I knew nothing about tax free account, I’ll open one for my kids soon 🎉🎉🎉. My question is: I try to pay R300/500 extra on my bond, will this make any difference in the future in terms of cutting off interest?

[@shaznewa752]

Guyz save for a chilf before they are born. The first year you start working, you know the holy spirit said you will get married, you will have kids.. Manje y arent you planning?

[@thandeka_msT]

😂😂😂 Ngoku usithethisela ntoni!? the Holy Spirit has not delivered on my request 😅

[@moeketsifuman2073]

Please help 😩. Do I start by PAYING OFF my credit card debt or do I start with my emergency fund and slowly pay off the credit card?

[@unathimalangeni17]

Start with emergency fund babe ,while continuing paying of your credit card ❤

[@moiponep8368]

Yoli❤️a big sis we all need! I love you forever! Thank you so much for sharing your knowledge with us

[@siphofati]

🙂🙌🏾!

[@thando_tlng]

0:18 Hello Yol's🥺❤️🥰

[@zintlemkrweqana5146]

Hi Yolz. Thank you for this video. Can you please share modern money 's KZbin page. Can't seem to find his account. Thanks

[@YolzChannel]

He’s only on IG it seems my love

[@thandiwenhlapo4295]

Love love this content is educational ❤️

[@RochereauAnanhafo]

Very good

[@LethoHali]

Eish South Africa and banking fees! 😫

[@MpumiMsibi23]

❤😊...

[@kulaniful]

She speaks good English

[@mokgadimokoena9162]

❤❤❤