You Can Be Debt-Free in 2025 | An Overview

[@cupcake1406]

I am debt free as well and it is a life of freedom. I grew up very poor and my parents did not have any credit cards or debt. My parents instilled in me and my brother and sister that if we don't have the cash to pay for something then, you either you do without or get a job and earn the money to pay for what you want. I worked full time in college and put myself through nursing school without taking out any school loans. I lived a frugal lifestyle in college and I lived within my means. During the duration of college and nursing school, I was on the struggle bus for several years and I even sold plasma for extra cash. But all the hard work and sacrifice has paid off because I am living comfortable now.

[@SimplyHeartandHome]

I think when people work hard and sacrifice, they appreciate so much more what they do have later in life!

[@cupcake1406]

​@@SimplyHeartandHome Yes, you're right

[@annmarieknapp9942]

Im a 62 year old wife in Arizona, originally from New Jersey, finally getting out of debt in 2025! Thank you so much for the encouraging words! I appreciate you! May God bless you extra special today! 💖🙏

[@SimplyHeartandHome]

Hooray! Congratulations! Thank you so much!

[@debbieskitchen2]

Good advice Gina.

[@mppar3104]

Really appreciate you sharing this!!! Such an encouragement! Plz continue to share, specific ways , to help in getting mortgage paid off and living frugally . God bless you ! ❤

[@SimplyHeartandHome]

I will! Thank you!

[@chrisoulalakkas7935]

Always maintain hope, as storms can fortify individuals and are temporary. Keep pushing forward, as challenging times can lead to life's greatest moments, and tough circumstances can ultimately build strong individuals.

[@SimplyHeartandHome]

Thank you.

[@ShellyLoves-h9z]

I started that in November. instead of holding on receipts I always keep a little pocket notebook from Walmart and I keep track of everything. It has helped me so much if you don't spend on extras you will make it just fine. I am surviving on my own and I have a rent and I am paying down debt. What i did do is I got rid of amazon prime reduced my phone bill and stopped eating away from home. God is truely supplying for me.

[@SimplyHeartandHome]

Wonderful! The price of Amazon Prime is so $$$!

[@ShellyLoves-h9z]

@@SimplyHeartandHome Right! I am glad the Lord lead me to give it up.

[@dawnrock4675]

I like the idea of writing down your purchases 😊

[@SimplyHeartandHome]

I think it helps, Dawn.

[@lucyevans3079]

Just found your channel and it is so calming and kind. I absolutely love it!! A few questions if you do a Q&A: how was home schooling? Did your kids / you enjoy it? And how is living in NJ vs. NC? I am from CT and we are looking to buy in NY, CT, or NJ. ☺️

[@SimplyHeartandHome]

Hi Lucy. Welcome! Thank you. I will try to answer your questions soon!

[@jenniferroberts2929]

Thank you, videos on that would be great!

[@SimplyHeartandHome]

Thank you, Jennifer! I will do my best.

[@maryannemckay5766]

I never had extra money for anything My husband and I decided to give u our cable tv 250.00 a month and climbing. It has made a big difference in the extras hahahaha now I have new undies and PJs that I couldn't afford before.❤❤❤❤😂😂😂😂

[@SimplyHeartandHome]

That is $$$! I'm glad you are happy with your decision. Hooray for new undies!

[@debbieskitchen2]

I gave up cable years ago and don't miss it. I have a LCD TV and an antenna which has like 40 + channels on it for free and some are cable shows that maybe old shows but I don't care. I mostly watch the old detective shows and comedy's anyway.

[@justkathy8943]

I see so many squander $$ , I don’t think they realize how holding back could help them in their future.

[@SimplyHeartandHome]

Absolutely, Kathy!

[@ShellyLoves-h9z]

Question where do you get your outer garments you have different colors this one is yellow I think it’s a jumper or is it an apron?

[@SimplyHeartandHome]

They are mostly jumpers! I love to shop from April Cornell when there is a sale.

[@jenniferroberts2929]

Help, It seems impossible to own a home! Where do you start? If your income is low, what can a person qualify for in these times. Just looking for some good advise!

[@SimplyHeartandHome]

Hi Jennifer. I hope to do videos on this subject asap. Not sure I can answer all your questions but I can tell you what worked for us on 1 income.

[@maryannemckay5766]

I would never have a credit card.mits like borrowing. Money you cant afford.nIf I can't afford to pay cash I don't need it Seen many pepe and family members ruin their lives going into debt. And when it came time to buy a house forget the bank turned them down for the loan sad. So you young people out there watch your credit cards it may come to haunt you later😮😮😮

[@SimplyHeartandHome]

Excellent advice, Maryanne!