You CAN NOT Leave Advantage Plan Unless You Pass These 30 Questions! 📝

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Watch Marvin Musick from Medicare School talk about Medicare Advantage plans. Find out why some people want to leave these plans because of network limits and having to get insurance approvals for care.
Marvin explains how to switch to regular Medicare, what health questions you'll need to answer, and when you can make the switch. He also covers how to get a supplemental plan. This video contains Marvin's tips to help you understand Medicare better.
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[@MedicareSchool]

✅ Watch the Internet's #1 Online Medicare Educational Workshop for FREE: get.medicareschool.com/45V4Rbw ✅ To get 1 on 1 Help from our Team, Schedule a Call Here: get.medicareschool.com/3PuKFq3

[@davidfolts5893]

Medicare School gets an A+ for its excellent financial and Medicare content. Well done, Medicare School. Teaching suits you well!

[@MedicareSchool]

Wow, thank you!

[@bradleyrupp2111]

Thank You !!! I have a supplement plan G and glad I do !!!! Watching your video that explains the qualifications to get out of an Advanced plan makes me glad I have it !!! NO HEALTH WORRIES DOWN THE ROAD !!!! THANKS AGAIN 😊😊😊😊😊😊

[@Direct.injection212]

MA plans don't work with The Mayo Clinic and they are one of the best hospitals in the country. They accept MediGap. That tells you that MA plans are lousy.

[@Trying858]

It tells you they want to milk the Goverment for as much as they can.

[@juliebutler8241]

Poor people are stuck with them.

[@Jody-kt9ev]

One thing that seems to be going on at present is that corporations that promised health care to their retirees are putting their retirees on MA, not providing a supplement as may have been promised. I know that in one case, New York City, a lawsuit is underway. My brother is a victim of this bait and switch.

[@JBoy340a]

I would be curious to know how many people try to switch to Regular Medicare and are denied.

[@vanbrendle]

Excellent video!

[@Jody-kt9ev]

Very good and clear video. From watching this, I probably could transition from MA to original Medicare with supplement. My wife, with type 1 diabetes and rheumatoid arthritis could not. We both chose original Medicare with part G supplements during the open enrollment period (turning 65) so we do not have MA downsides to worry about.

[@davidsnipes7297]

I’d like to get your take on Kaiser Senior Advantage. I know it’s not nation wide (I think) but I wonder about it. Thx, keep up the good work.

[@santiagomontesdeoca9338]

Great Videos. I was told i have 1 year from the time Part B started to switch and get a medigap policy without going thru underwriting. Also, if you have an employer plan you can always go back to standard Medicare with a supplemental without underwriting any time. Is this correct ?

[@mazy03]

that is what I was told also, under 1 year, can't go past 1 year mark

[@MedicareSchool]

That's correct. If you initially enroll in a Medicare Advantage plan, you have a one-year trial period during which you can switch to a Medigap plan with guaranteed issue rights, meaning no medical underwriting. However, if you only enroll in original Medicare (Parts A and B) without an additional plan, you have a six-month period from the start of your Part B coverage to enroll in a Medigap plan with guaranteed issue rights. In regards to returning back to work here is a video explaining how that would look kzbin.info/www/bejne/anjXg6Omjrl7ntE

[@ChrisSadowski-pp1np]

When I turn 65 no (dis) advantage for me.

[@MsGail61]

I will choose wisely when I turn 65. I failed the quiz by having lymphoma 32 years ago.

[@MrCPPG]

Better choose the supplemental from the get go.

[@IHeartQuilting2]

Same here. I'm on insulin.

[@williamblake8650]

Stay clear of advantage plans. They are not our friends.

[@jorazor5172]

I’m going to share this information with friends. Thanks again.

[@MedicareSchool]

Thanks for sharing!

[@lon8983]

If I have am on an Advantage Plan in Florida for 2 or 3 years, then move to Georgia, do I have to go through underwriting to get a Supplement (N or G) in the new State?

[@MedicareSchool]

Since you are moving that would be GI (guaranteed issue) plan doesn't require underwriting. If you'd like a broker like us to help, we'd need to go through the underwriting process. Otherwise, you'll need to sign up directly with the carrier to avoid underwriting. If you have questions about this you can call our office as well at 1-800-864-8890.

[@philmarsh3859]

Don't you just love the USA medical system? Only the strong survive!

[@philmarsh3859]

Thanks! and also I wonder how many resources and peoples' time is used on underwriting? We all pay for that. How does that improve our medical care?

[@DiChitty]

Just wondering about Plan G. I have been on an Advantage Plan with Medicaid and Medicare. I am now losing Medicaid. Would I qualify for Guaranteed Issue because of this. I do have the letter stating losing as of October 1? Any suggestions on what to do? Also, the Advantage Plan I have is for D-SNP they do not have any plans for not being D-SNP. I was told by one of your agents that I would have to call the insurance company to find out what they require for G-I. Sorry but I thought that was why we call you for help.

[@MedicareSchool]

Some situations we aren't able to help, in this case since you have guaranteed issue rights we aren't able to assist unfortunately.

[@DiChitty]

@@MedicareSchool Well it turns out I have to have Plan F due to date of starting Medicare. Surprisingly it's even better than Plan G.

[@ronkuszewski4590]

I only count 16 questions - What about the other 14 ?

[@MedicareSchool]

He was only reading questions from Section 4, these are the main questions that would determine if you qualify or not. So other questions wouldn't be as important in deciding if they accept you.

[@martinbetzner1720]

We had a friend of the family insurance agent. He had us sign a paper to use him for our Medicare. Can we get rid of him or did we sign a binding contract???

[@MedicareSchool]

Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com

[@IHeartQuilting2]

Thank you, this was actually very helpful. My Mom is 90 and didn't know that when she switched to a Cost plan that she was switched out of regular Medicare. She can honestly answer no to all of those questions! I'll have to talk to her about this.

[@Colorado18]

Thank you

[@victordaniel16]

if you are a Tabacoo user with no respiratory condition, would that disqualify you from moving to supplement?

[@MedicareSchool]

Depending on the rest of your health it wouldn't disqualify you from moving, it could potentially make your monthly premiums higher for tobacco use

[@victordaniel16]

if you are a Tabacoo user with no respiratory condition, would that disqualify you from moving to supplement?

[@MedicareSchool]

Tabaco use usually doesn't disqualify you when going through underwriting, you might pay a higher copay. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com

[@JanSasse-h2t]

Thank you for this helpful information! I qualify medically to switch from advantage plan to supplement and would like to switch prior to March 31st. My prescriptions are currently provided through my advantage plan. How do I get RX coverage if I switch?

[@bigd3104]

You would have to get a separate Part "D" prescription drug plan in my opinion. Give them a call for details.

[@MedicareSchool]

Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com

[@RC-vv6nr]

In NY you are allowed to switch without any underwriting by Law.

[@MrCPPG]

Yes, he mentioned it in the video.

[@JBoy340a]

You are lucky. As he mentioned only 4 states let you do that.

[@RC-vv6nr]

@@JBoy340a this is true however, the premium for the N plan is $242 and the G plan $306 monthly.

[@JBoy340a]

@@RC-vv6nr good point. I am coming from $1000/mo. for small business plan insurance, so Traditional Medicare is cheap. But many had near free medical so these number look big.

[@maxdelgado6081]

If I have stage 3 chronic kidney disease would I be denied coverage

[@MedicareSchool]

Unfortunately yes, unless you lived in one of those 4 GI states like NY, VT, CT, and MA.

[@anneaugello]

With a supplemental plan I know you will have a monthly premium but do they still take the Medicare portion out of your social security check?

[@checkpointcharlie1788]

anneaugello Yes, you would still have to pay the 175.70 for your Part B plan,it would still be taken out of your social security check; and also, you would pay the Supplemental premium, and, if you wanted one, get and pay for a Part D plan (prescription drug) too.

[@MichaelMorrison-p6h]

All correct. My supplemental includes dental, drugs, vision. Great deal

[@MedicareSchool]

Yes, if you are receiving social security the part B premium will be deducted from your social security check. if you're not receiving Social Security, you'll receive a bill for your Part B premium from Medicare. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com

[@donaldhollingsworth3875]

Is the B date the same as the A date?

[@MedicareSchool]

No, the Part B effective date is not necessarily the same as the Part A effective date. While many people enroll in both Part A and Part B at the same time, some individuals may delay enrollment in Part B if they have other health coverage, such as employer-sponsored insurance (20 employees or more) , it's crucial to coordinate your enrollment in both Part A and Part B according to your specific circumstances and needs. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com

[@joygardner9859]

I enjoy your videos and it would be so helpful if you could get to the point quickly

[@bigd3104]

You can fast forward thru videos to the parts you want very easily in a couple different ways. I personally like watching the videos in it's entirety to understand the full explanation of what Marvin is conveying in all of his videos. That's just me but I'm sure that many others are the same way.

[@artaptic]

JoyGardner, you can increase/decrease the audio speed in KZbin by one, two, three notches. I like Marvin's explanation. He sticks to his topic & often gives helpful background or context information related to his topic. Marvin speaks pretty quickly! 😂🎉