You Can't Buy A House In Canada Without This... | Canada Couple Vlogs

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Canada Couple Vlogs

Canada Couple Vlogs

Күн бұрын

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@CanadaCoupleVlogs
@CanadaCoupleVlogs 3 жыл бұрын
Subscribe 🙏 Please watch other videos here 👉kzbin.info/www/bejne/a3_Ympdjrr97ibs Follow us on Instagram👉instagram.com/canadacoupleofficial
@HarpreetKaur-cu5kk
@HarpreetKaur-cu5kk 3 жыл бұрын
Sir/mam I have a doubt.. An my husband get a bank job in Canada as he already doing job in a bank..?? Plzzz reply
@sonidixit_3
@sonidixit_3 3 жыл бұрын
Amazing, these are seriously effective ways to improve the score. You both are awesome and you always come up with the best information.
@canadianjatti
@canadianjatti 3 жыл бұрын
just to clarify you need 2 credit lines they do not have to both be credit cards for example you can have one line of credit and one credit card counts as your two or 2 cards or 2 locs etc
@satabdidas6265
@satabdidas6265 3 жыл бұрын
we landed in canada in September, 20.since than my hus and me continuously watched ur video(that was our frastrated period of life) .now my hus join in a renowned mining company and yes in a good position. still now I'm watching ur video and learning lots f things frm u..my best KZbin channel. May krishna bless u
@8ihh0lruksanailyas32
@8ihh0lruksanailyas32 3 жыл бұрын
Your sincerity, open ness and articulation is amazing.. congratulate you and continue making it easy for fellow immigrants.. God bless🤗
@saleemakhtar87
@saleemakhtar87 3 жыл бұрын
Good information, very helpful to new comers to Canada, good job!
@Brainstorm73
@Brainstorm73 3 жыл бұрын
Brilliant research done from your side and the best part is that your simplicity to share these contents to all.Really happy to see your videos🤗
@PakPunjabi
@PakPunjabi 3 жыл бұрын
Living in Canada is a whole science.
@alexandraclarke9349
@alexandraclarke9349 3 жыл бұрын
Yes, you guys are on the point. Always amaze me.😊 awesome tips! Thank you.
@seemasinha7467
@seemasinha7467 3 жыл бұрын
Interesting!!!!!Learnt many things from your video. ❤️
@M31014
@M31014 2 жыл бұрын
Most of the hints I learned from you. Thank you so much for sharing
@ashishjoshi3190
@ashishjoshi3190 3 жыл бұрын
Excellent guidelines. Thanks to both of you....🙏🙏
@jospinamacwan8352
@jospinamacwan8352 3 жыл бұрын
I'm glad that I can able to know these things through your channel. Thank you so much for making this kind of helpful videos. ❤️
@Simarjeet
@Simarjeet 3 жыл бұрын
Such very tiny bit of information is very helpful... I am sure there are tons of videos online but a personal experience is more relevant...good job guys...
@beyondtheconfines.24
@beyondtheconfines.24 3 жыл бұрын
Awesome tips! My credit limit got increased twice due to timely payments but sone points were really new for me . Thanks again
@ahmedch.1265
@ahmedch.1265 3 жыл бұрын
Mere liye yi bat new thi k bank ko kabhi khud se limit increase kerne ki request na kro. 2nd yi k kabhi bhi choti choti cheez per finance na lo. Overall video was very informative. Thanks so much ❤️
@karantrivedi8102
@karantrivedi8102 3 жыл бұрын
Really very very useful tips…thank you for sharing this…!
@deepalihershey9732
@deepalihershey9732 3 жыл бұрын
Thanks guys for these tips. It will be really helpful for our future buyings.
@sushreesangitabarick6203
@sushreesangitabarick6203 3 жыл бұрын
This is very useful. U guys alwys share imp info.. great job.. appreciate it👏
@vineet61189
@vineet61189 3 жыл бұрын
Very important video... I like the 30% tip. U guys are amazing keep it up..
@zakiahmed376
@zakiahmed376 3 жыл бұрын
Mind blowing TIPS brother & sister... As a new comer it'll really help me. Thanks!!!
@ParminderSandhu4
@ParminderSandhu4 3 жыл бұрын
Very nice information. My brother is looking for new house in USA i will tell him all these points so that he can improve his credit score.
@link2soniya
@link2soniya 3 жыл бұрын
Very informative, you guys are really amazing 👏 !!!
@ravis4405
@ravis4405 3 жыл бұрын
Really Good Tips Awesome.... People Already living there can gain from these tips as well.... 👍🏻🙂👍🏻
@kaustubhdutta1573
@kaustubhdutta1573 3 жыл бұрын
Excellent video and in fact so well researched. Quick questions, regarding impact on credit score: 1. If I have additional credit cards and do not use them at all. (For example my 3rd credit card) 2. Impact on early repayment of car loan. Looking forward to your answer. Thanks and Take care
@JP-ji7cg
@JP-ji7cg 3 жыл бұрын
Okay and point number 7 is totally incorrect. If application comes joint bank always see over all risk tolerance. So doesnt matter if your score is lower but if your joint applicants score is higher than the max bank can do is to remove lower scores income. They will need to know the reason for your lower score. So dont worry. Even with 650 score you can get approved.
@mallikakohli8431
@mallikakohli8431 3 жыл бұрын
Very informative video, much appreciated
@jaydeepnandi8130
@jaydeepnandi8130 3 жыл бұрын
The objective of a credit card is to give credit for 45 days interest free. As you have suggested to pay twice , then you are not getting full credit period. Hence its defeats the purpose of using a credit card ! We have a conflict here.
@simple8695
@simple8695 2 жыл бұрын
Very very important information thank you.
@Amiralyb
@Amiralyb 3 жыл бұрын
Tips: - You get to check your credit score free once in a year else you have to pay for the report. - You can create an alert on your credit as when there is a credit check the bank/institution is liable to obtain your consent and by that you can make sure that yes you have are have authorized the credit check. I hope it helps.
@amitgandhi2036
@amitgandhi2036 3 жыл бұрын
Could you please guide how to create an alert?
@canadianjatti
@canadianjatti 3 жыл бұрын
you can check twice a year (once with each agency)
@Amiralyb
@Amiralyb 3 жыл бұрын
@@amitgandhi2036 I kept on writing the reply and providing you with link but for some odd reason its keep on disappearing. Can you PM pls.
@JP-ji7cg
@JP-ji7cg 3 жыл бұрын
Just FYI guys its not all about credit scores. Bank always review your over all profile and approve decline depending on it. I am underwriter. And have 1 cc is not a reason for decline. Financial advisors will never disclose full reason. Lol.
@j.e.e.l.04
@j.e.e.l.04 3 жыл бұрын
Very helpful tips. Thank you so much...
@gurpreetsinghcheema4663
@gurpreetsinghcheema4663 3 жыл бұрын
Very informative tabs practical tips
@rajveerrk9165
@rajveerrk9165 3 жыл бұрын
Wowwww ❤️ Man kartahai vaha aake credit 💳 score karna chaluuuu kardu 😀😃😀😃😀😀😃
@cloudnineepic
@cloudnineepic 3 жыл бұрын
You guys are just amazing 🔥 I always appreciate your hardwork you put in your intellectual videos 👌 Thank you so much guys 🤗
@shilpasarfare209
@shilpasarfare209 3 жыл бұрын
This is such a important tips and information 🙂
@dushyantgupta11
@dushyantgupta11 3 жыл бұрын
Well Narrated. Thanks
@renusadwani8980
@renusadwani8980 3 жыл бұрын
U both tell everything very cleary , I like u very much
@roshanpatel3734
@roshanpatel3734 3 жыл бұрын
Very informative video You are really helping couple.
@samirpathak5497
@samirpathak5497 3 жыл бұрын
Really informative...thank you guys!
@chitrarajagopalan
@chitrarajagopalan 3 жыл бұрын
1. Does it make sense to open a new bank account with another bank for our 2nd Credit card? (Because sometimes other banks provide some different offers) 2. Would it make sense to get the 2nd CC by opening a joint bank account (spouse + me) with existing or different bank?
@salilalave7455
@salilalave7455 3 жыл бұрын
This is very informative thank you
@FRJMJ
@FRJMJ 3 жыл бұрын
Awesome. Thanks
@vrushabh_mehta
@vrushabh_mehta 3 жыл бұрын
Very Informative Video.. Thank you 😊 and stay blessed.
@harshilparmar1187
@harshilparmar1187 3 жыл бұрын
All the tips are really good👍👍 for new commers .
@urmiamodwala2366
@urmiamodwala2366 3 жыл бұрын
Can you help suggesting which points will work between for Student? Should we do the 1st Point : AutoPay or 4th? 15:3 one?
@nidhinidhi4733
@nidhinidhi4733 3 жыл бұрын
This is very 1st time in my life, I m commenting 🙃 whole video was very informative 👌, I like U guys.
@Rupa_singh88
@Rupa_singh88 3 жыл бұрын
So important .. credit score is so important here and one need to not only use cash to buy or pay for anything but apply for credit /Visa card and use that ..often 👍👍
@gimpykadyan4172
@gimpykadyan4172 3 жыл бұрын
Sir please make a video on teaching options in canada for schools as well as college
@jatinder5438
@jatinder5438 3 жыл бұрын
Very informative for new comers to Canada
@waseemkhanthaheem41
@waseemkhanthaheem41 3 жыл бұрын
You are Right Thanks For True Share Video 👍
@8416gaurav
@8416gaurav 3 жыл бұрын
Tip no 7 is best one :)
@shrutipatel2389
@shrutipatel2389 3 жыл бұрын
Second viewer I love ur video 😊
@n.mchavdaji5436
@n.mchavdaji5436 3 жыл бұрын
Good information thank you very much🤗🙏
@Funnyvibes2016
@Funnyvibes2016 3 жыл бұрын
Very helpful info thanks
@nileshpatel8822
@nileshpatel8822 3 жыл бұрын
Thanks for informative video.. 🙏🙏👍👍
@gv3360
@gv3360 3 жыл бұрын
very good information. thanks
@aamedolic
@aamedolic 3 жыл бұрын
Ignoring small items, what item I could buy!! Within 30% limit..
@techpulseai
@techpulseai 3 жыл бұрын
Hi guys. Do timely bill payments of post-paid phone plan and internet plan boost the credit score?
@yadwinderberi8199
@yadwinderberi8199 3 жыл бұрын
How to see credit card for auto payment - I mean how does it identify what amount to pay each month as it will vary. We can set the date for sure but how about the amount ?
@amitgandhi2036
@amitgandhi2036 3 жыл бұрын
This would really help me to increase my credit score.
@homemakingwithani7223
@homemakingwithani7223 2 жыл бұрын
Aap jisko credit score bol rahe ho, same apne India me bhi hai CIBIL score. Credit worthiness assess karne ke liye. Yaha bhi agar cibil Achcha hai to loan easily milta hai.
@sagarsondhi1208
@sagarsondhi1208 3 жыл бұрын
Second credit card 💳 is an amazing idea 💡 🥰🙏💐💐💐💐💐💐💐💐💐💐💐💐💐💐🤝
@aqsasaleem6713
@aqsasaleem6713 3 жыл бұрын
Thank u ❣️ u both r amazing ...love from Pakistan
@raviallang
@raviallang 3 жыл бұрын
Excellent tips 👍🏼
@gayatri2081
@gayatri2081 3 жыл бұрын
Thankyou for the informative video
@jasmeetkaur8745
@jasmeetkaur8745 3 жыл бұрын
Nice content. Thanks guys
@chilukurunagaanjani3117
@chilukurunagaanjani3117 3 жыл бұрын
Really good tips👌👌👍👍👍❤️❤️
@indyrich7881
@indyrich7881 3 жыл бұрын
Sat Sri Akal guys.Thanks a lot for such an informative session.
@sridipachakraborty7299
@sridipachakraborty7299 3 жыл бұрын
Very helpful video, thank you for sharing this. Should we get multiple credit cards from separate banks or different kinds of credit card from same bank. For example, if I have a BMO visa credit card, do I simply ask BMO to issue me a Master card or go to RBC or TD for a new credit card?
@Amiralyb
@Amiralyb 3 жыл бұрын
It is always good to have relationship with at least 2 banks. E.g you want to apply for Line of Credit / Loan Bank A is offering you with 5% and bank B is offering you with 7% so you have options to compare and choose between those. Plus, banks do offer good Loan amounts which are pre-approved. I hope this helps.
@jagmeetsingh-sj9og
@jagmeetsingh-sj9og 3 жыл бұрын
Nice video thnx a lot amazing informative video 👍🏻
@angelamoon123
@angelamoon123 3 жыл бұрын
Thanks for amazing tips!just wanna ask how can we check our credit score?
@vengabouytz
@vengabouytz 3 жыл бұрын
Excellent information and thanks! I have a tip how to incease your credit score. If you are using credit card in India, some website offer u to transfer your credit score to us or canada. I know the one which is novacredit.
@sadhgurusaienterprises952
@sadhgurusaienterprises952 3 жыл бұрын
Love Canada couple 😍
@geetaraval1029
@geetaraval1029 3 жыл бұрын
Thank you you are giving IMPORTANT information. What about teacher jobs you have any idea.
@kshitishmohanty2347
@kshitishmohanty2347 3 жыл бұрын
Very very informative.......Thanks .....🙏
@arjungupta3000
@arjungupta3000 3 жыл бұрын
In the USA, earlier this year I used my credit card to 60% of the limit and forgot make the payment before time (30%). My credit score dropped immediately. The auto payment did go through a few days later and the score came up back to where it was. The good thing was that the credit card company contacted me a few days later and increased my limit by 70%. Also, I had a question and need some advice. Is it good to pay off our car loan earlier if we have the funds? Is it worth doing it?
@rajveerrk9165
@rajveerrk9165 3 жыл бұрын
❤️❤️❤️❤️❤️👍👍👍👍👍 Get Well Soon Paaaajjiiiiii 💐
@snehasinghthakurvlogs8703
@snehasinghthakurvlogs8703 3 жыл бұрын
Quite informative!
@harindersingh4380
@harindersingh4380 3 жыл бұрын
Make a video on which credit cards are best👍🏻👍🏻
@pradeepmunagala1010
@pradeepmunagala1010 2 жыл бұрын
Hi, I like your videos. Following since long back. Could you please do a video on foreign exchange and provide good way of exchange or remittance. Like CAD to INR.
@CanadaCoupleVlogs
@CanadaCoupleVlogs 2 жыл бұрын
Sure
@The70646
@The70646 3 жыл бұрын
Are you absolutely fine now? God bless and take care
@harshvardhangrewal7678
@harshvardhangrewal7678 3 жыл бұрын
what is price of 100 square yard double story house in toronto and vancouver
@gaurang3021
@gaurang3021 3 жыл бұрын
potato talkies should watch this video😂
@Goharnmom
@Goharnmom 3 жыл бұрын
Nice sharing very informative thanks again
@ankitaahuja111
@ankitaahuja111 3 жыл бұрын
I only have 1 credit card since 2017, never missed any payment, and bought 2 major loans- a car and a home. Still have an 827 credit score. IDK y everyone suggesting 2 credit cards.
@CanadaCoupleVlogs
@CanadaCoupleVlogs 3 жыл бұрын
Your home loan is combined with your husband thats why. And we are saying this because bank gave us that reason, its not a made up thing!
@ankitaahuja111
@ankitaahuja111 3 жыл бұрын
@@CanadaCoupleVlogs I am not saying it's a made-up thing, I was just wondering, as this is new for me too.. :)
@canadianjatti
@canadianjatti 3 жыл бұрын
this is not a hard and fast rule. I myself only have one card (and am going to keep it that way) but i was approved for a mortgage. I am single so there is no one else on the loan but I do have overdraft protection on one of my accounts (which is revolving credit) so that could have helped. My score stays above 800.
@JP-ji7cg
@JP-ji7cg 3 жыл бұрын
Hahah yea i totally agree with you. Even 1 card for more than 24 months is okay. I have approved applications even with 500 score. So its not always credit score lol. I somehow dont fully agree with their analysis. Like few points are okay.
@ajaytiwari3963
@ajaytiwari3963 3 жыл бұрын
Suppose we dont use credit card and do all spending through debit card. How will it affect the credit rating.
@CanadaCoupleVlogs
@CanadaCoupleVlogs 3 жыл бұрын
To improve credit score one should use credit card
@kesanglama2202
@kesanglama2202 3 жыл бұрын
Thank you so much!!!!!
@gouravchoubey860
@gouravchoubey860 2 жыл бұрын
Hello Sir, What if we pay entire credit card bill on next day of bill generation?will it also improve credit score drastically?
@JasbirSingh-DailyFootyNews
@JasbirSingh-DailyFootyNews 3 жыл бұрын
I assume if we are paying full cash for the house and car, we don’t have to worry about credit score?
@yadwinderberi8199
@yadwinderberi8199 3 жыл бұрын
I have one credit card , always use it less than 30% but I don’t wait for the bill date. Once I use it I pay the bill in maximum day or two, still my credit score is around 670. Have been in Canada since 2 yrs, no defaults on payments ever. Reason ?
@canadianjatti
@canadianjatti 3 жыл бұрын
Pay it once a month not more right now. I noticed my score dropped when I was making too many payments. At the most should be 2 payments a month to it. No more. I do one payment a month. My score is over 800 (maximum score is 900).
@yadwinderberi8199
@yadwinderberi8199 3 жыл бұрын
@@canadianjatti how many days before do you pay it before the bill generation date
@canadianjatti
@canadianjatti 3 жыл бұрын
@@yadwinderberi8199 I actually don't pay attention to that. I pay it near the end of every month and it works out fine. Just need to not be late so if its normally due on the 1st you can do middle of every month. Just do ONE payment though.
@JP-ji7cg
@JP-ji7cg 3 жыл бұрын
Call equifax and confirm the reason. Possibly you have late payment or any unknown bad debts.
@ns9616
@ns9616 3 жыл бұрын
I'm first... from qatar
@shallinisharma9359
@shallinisharma9359 3 жыл бұрын
You guys are awesome 👍👍👍
@nooriezoharashariff5562
@nooriezoharashariff5562 3 жыл бұрын
Nice information
@prabhjinderkaur4348
@prabhjinderkaur4348 3 жыл бұрын
Very nice and informative...
@vineetgupta2769
@vineetgupta2769 3 жыл бұрын
Bhai where did you get the dresser from, which is at the back in the start of this video.
@AnilTravels
@AnilTravels 3 жыл бұрын
Most useful information
@rishikeshshewale5458
@rishikeshshewale5458 3 жыл бұрын
Well reaserched video... Excellent... Take care
@shobhitdevi4859
@shobhitdevi4859 3 жыл бұрын
I learned the hard way in the states as well. Generally we Indians do not have the mentality to purchase on credit. We like seeing cash 😁.
@KartikThakurReal
@KartikThakurReal 3 жыл бұрын
Thankuu sir and mam 🙏😊
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