"You Know This Is Cray-Cray!"

💵 Start eliminating debt for free with EveryDollar - ter.li/3w6nto
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message - www.ramseysolu...
Next Steps:
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - ter.li/5h1r0i
📱Download your free Ramsey Network app today! - ter.li/cvqzyb
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/rqwdws
🍸 Smart Money Happy Hour ⮕ ter.li/tmj3vq
🧠 The Dr. John Delony Show ⮕ ter.li/s5yazz
💰 George Kamel ⮕ ter.li/dc2gee
💡 The Rachel Cruze Show ⮕ ter.li/a6emrr
🪑 Front Row Seat with Ken Coleman ⮕ ter.li/iwafu6
📈EntrLeadership ⮕ ter.li/g7s9g0
Ramsey Solutions Privacy Policy
www.ramseysolu...
Product Links:
Total Money Makeover: store.ramseyso...
Questions for Humans: Couples store.ramseyso...
New! 2025 Ramsey Goal Planner: store.ramseyso...
EveryDollar Premium Version Physical Gift Card: store.ramseyso...
Baby Steps Millionaires: store.ramseyso...
Building a Non-Anxious Life store.ramseyso...
New! Breaking Free From Broke store.ramseyso...
New! Get Clear Career Assessment: Find the Work You’re Wired to Do store.ramseyso...
Know Yourself, Know Your Money store.ramseyso...

[@simonpegg1196]

Dave was so precise and concise here. When you have a picture of something, and it's not what you see, however much you love someone, you need to walk away.

[@bananasplit_9614]

I've heard this combination of precise and concise before, i don't like it

[@laz7354]

I was going to write "she needs to walk away" too.

[@marcenelj]

We all know what's going on here.. she knows what she wants, but she doesn't want to tell him cause she's afraid he could walk away from the relationship. She doesn't want to lose him.

[@cjhoward409]

Well… life happens. 🤷🏼‍♀️

[@2023Red]

Woman wants a situation that is not going to happen. She needs to either walk or accept the extended family. She is not going to change it.

[@tinamariedemerath7689]

Agreed! The guy needs to find a woman who agrees with him, that it's important to care for our aging parents.

[@courtneyr6645]

💯 She’s not awful for wanting what she wants, she just needs to accept that his situation isn’t going to give her that. She’s trying to force a square peg into a round hole.

[@JustinCase780]

@@courtneyr6645 Which is making her a bit awful. 🤣

[@bruces2665]

@@JustinCase780 nope

[@JustinCase780]

@@bruces2665 🤣🤣🤣 yep!

[@patriotdrone9566]

This is one of those calls that I'm not even sure what it was about. LoL

[@fauxbro1983]

Just a typical insane suburban woman. Who is resentful because her boyfriend is taking care of his parents.

[@Jajaky]

Simp support hotline

[@JustinCase780]

Neither does the dude that just wants to take care of his folks.

[@woodside4life]

Something happened here. I think. 🤯

[@StevenLaneyGuitar]

"You're working awfully hard to make anger sound sweet". 🤣

[@TheSoulCrisis]

😂

[@aaronmurphy8796]

“They didn’t go from rich to broke while living in a free house “ Dave’s ability to totally slice through an issue is amazing .

[@fluffyspunsugar]

Why do people do this, enter into or commit to a relationship knowing there's a pre-existing family dynamic they don't like and then expect the other person to change it, instead of not pursuing it? It boggles my mind how many people do this.

[@Times397]

Bc dating is very difficult the older you get and when you finally meet someone you want it to work. Kinda similar to how people take a job they’re on the fence about…they’ve been interviewing for months and finally get something and grab it

[@G360LIVE]

@@Times397 The problem with that line of thinking is that when you settle for someone, you're placing a stop on any chance that the person you really want will come into your life. So, just keep your options open. I mean, your analogy is pretty much a false analogy, because you need work to make money to buy food and survive, so just grabbing a job that pays something is understandable. But you don't need a boyfriend or girlfriend. You don't have to settle for someone who isn't going to give you what you want in a relationship, and you certainly don't need to stress yourself out over trying to change someone.

[@VenerableBede2510]

Because they’re desperate losers who latch onto ANYONE thinking it’s their only hope

[@marygassman-baltierra3530]

This resonated with me! I used to be the nice girl, wanting to always accommodate for my man, then wondering why I felt miserable. Speak up for yourself.

[@paulac1234]

Dave Ramsey is not only a financial advice guru but also a relationship advice guru lol. Love it! Money pretty much ties into every aspect of human life. This is definitely a valid call in sure, but I’m finding the calls lately are people who want to know what to do with their relationship and marriage before they tackle the money concerns and their overall future. Way to go Dave! Love all your episodes and respect your no filter advice.

[@ykciR]

Easy answer to this question. She needs to grow up and tell her boy EXACTLY what she wants. And his response is gonna determine if she is gonna keep being in a relationship with him or not.

[@djpuplex]

His family was in his life before her and will be there after she's gone. Wonder if it were her parents and he had a issue what would be the message.

[@dynamicphotography_]

What an odd financial question that was basically just therapy.

[@stevenporter863]

Ya, she needs a marriage counselor.

[@edb484]

Yea they stopped taking all financial questions a few years ago. I liked the show better back then when it was just Dave and all money questions

[@stevenporter863]

​@@edb484 Me too. Liked it better when not peppered with non financial stuff.

[@katyedwards3935]

That's why Dr. John speaks more than Dave in this segment.

[@JustinCase780]

​@@stevenporter863 Not really as they are only dating. She should just get out of his life already.

[@Cristobal8605]

The 1st 50 seconds are just insane

[@ponderosapondhomestead4344]

Glad they realized that the real issue wasn’t money, but was the past marriage and the big problems in the current relationship.

[@Chele-nm4qx]

I wouldn't have spent a year with a guy with these issues.

[@adrianbrinza8252]

I can sit and listen Dave or John, or Dave and John's wisdom all day long

[@cjhoward409]

We listen to him on long car trips. ☺️

[@leanderrowe2800]

I like listening to Ramsey because he talks straight, gives practical advice that we all understand.

[@cathyP1961]

She needs help but not financial help .

[@BaconMountainMan]

Something doesn't add up. How did his parents go from helping him to being completely dependent on him?

[@interminablyperplexed4903]

Very simple...keep dating if u want to and he wants to...just dating. When the topic of marriage comes up, be 100% zero sugar coating honest about your exact feelings and it will steer itself. As a man, i appreciate direct clear information in order to make these sort of life changing decisions. Just forget about dreaming about what combined finances could bring etc...clouds up all of the other important things associated with committing to someone for life. Peace

[@courtneyr6645]

That’s clear communication and it will only help them!

[@azteca6695]

She's forcing this relationship to work

[@bobbyb7672]

Never move into a woman's house.

[@NataliaCopeland]

The whole story about his parents moving sounds like a lie she gladly believed.

[@anonymous1745]

Dave’s face at 4:12 😂😂😂

[@BrianaBudgets]

8:58 it’s not her! Nobody wants to live with their in-laws the second they say I do!

[@JustinCase780]

Oh, it's her alright. He's got his plan to care for his folks and she wants the same guy with different circumstances. Life doesn't work that way and it's on her to decide what is best for her. She needs to grow up and move on... ..frantic over nothing but her own needs.

[@furryplantsandcoins9070]

​​@@JustinCase780 I completely agree there's something about that voice that makes me want to shove razor blades in my ears to cut my eardrum so I can't hear it. And she's got kids She needs to move on. I think this man isn't giving her all his attention so she's freaking out. Her ,her, her all about her... Know something I only heard about her kids one time!! Nothing about how old they were, if they get along with his kids, or how they get along with her...

[@phobedavis7014]

This is the second call that had a woman who is desperate to remarried.

[@GaPeach2018]

Remarriage is not the answer. Even if the parents weren’t there, this is not a good way to start a marriage. Leave now, while you can.

[@DC-rd6oq]

This isn't about money. Apparently they can each afford to live on their own, each supporting kids, and him also supporting his parents. Sell both houses and buy a larger home for them and their kids, and with a carriage house for the parents.

[@KENTUCKYUSA1]

Exactly! I guess that is just too simple and logical.

[@lateshachurney5965]

She won’t be happy. Not worth it.

[@bigcatdaddy7573]

This is one nutty call!

[@dutycalls4991]

NO DEAL HOWIE....NO DEAL!!!!

[@mattlaeff724]

This Duo is on-point.

[@stewbugz5213]

Run baby run…. That’s a nightmare not a pretty picture!

[@MultiTlp]

if the parents sold their old house, where's the money? if they're retired, do they have retirement income? if not, then yes, they moved in for themselves.

[@JustinCase780]

He's hiding it from her. 🤣

[@antoniotiberi1569]

You ain’t ready for marriage

[@Elizabeth_lowkeyluxuries]

Pass! Who actually wants to live with their in laws? 🤣😂🤣

[@OTOWN2STOCKTOWN]

Asians

[@courtneyr6645]

Some people get along with their in-laws. At the same time, I’m sure the parents would love their own privacy and autonomy back.

[@katie8325]

@@courtneyr6645 yeah but there’s getting on with your in laws and then there’s eating breakfast with them in the morning 😬 would absolutely not want to share a house with in laws

[@Elizabeth_lowkeyluxuries]

@Luna Bella exactly. I can see the fam every day but it doesn't mean I want to be under the same roof🤣

[@lavenderkisses9461]

I heard a woman that thinks there is something wrong with being justifiably angry.

[@brandonkick]

Relationship reconciliation 101: The failure in almost all marriages are communications and compromise. Period. Being able to agree upon and execute the plan that works for BOTH of you is entirely the key. Maybe some things might not go 100% your way, and that's fine. To that end, at some point... things won't go 100% their way either. That's the healthy balance of life that makes this all work. It's absurdly tough to stare in the face of a deal breaking situation and have your brain tell your heart it's over. Your heart will shout as loud as it possibly can to avoid hearing that.

[@Pufulets]

In other words, those people raised him to be a person she loves, kind and understanding, nice and giving. Now she comes along and why don't we kick these people out or charge them rent... I mean...

[@florencia2771]

Not necessarily, children who have been abused grow up to become people pleasers. So, hard to know what’s going on.

[@ramonaearnest4709]

Great answer!!

[@shawncho5217]

In many Asian cultures it is looked as a responsibility of the son to take care of his parents when they become old. Then you wonder why they want you to marry within the culture. Americans just won't understand certain cultural norms.

[@OTOWN2STOCKTOWN]

Thank you Thank you

[@djpuplex]

If it were her parents that lived with her wonder if she'd have a issue. She's got kids coming with her.

[@courtneyr6645]

Also the fact that they could be just really caring parents. They gave up their lives to help him and their grandchildren get through a very tough time. He’s giving back to them the way they gave to him. It’s understandable that he feels obligated.

[@JustinCase780]

She's not Korean so what does that have anything to do with this scenerio? Maybe you don't understand her cultural norm. When did she say he was Asian? Not defending her approach because she's a mess and he decided to take care of his folks. 😂 She should just walk.

[@shawncho5217]

@@courtneyr6645 I agree. Who was there for him through thick and thin? His mother and father. What is so wrong with honoring them through their golden years? If a woman can't appreciate that, then it's not wife material in my opinion.

[@BrianaBudgets]

I don’t think this John guy is as smart as he thinks he is. He always tries to make things way deeper than they need to be. She doesn’t want to live and take care of this dude’s parents.

[@Ryan_DeWitt]

It's probably more trying to bring some entertainment and getting people to watch. If he was just like, "he's a mama's boy, tell him to stop it or you're going to leave" that would be too simple and people would get bored. A lot of his viewers are women and you need that drama.

[@eurekahope5310]

I think he is usually insightful, but it doesn't take a bad relationship to know you don't want to permanently live with in-laws. And there are few divorced people who wouldn't claim some kind of trauma, whether legitimate or not.

[@johnnyd8605]

Unfortunately, despite acuring an extremely impressive personal wealth portfolio with solid economic principles, John fell off the rails recently with thinking/ignoring/obfuscating from the hard facts that usd and banking system investments are now a dumpster fire.

[@cherissef5297]

@@Ryan_DeWitt You're here too!😀

[@cutehumor]

Dr phony balony delony sucks

[@christopherstimpson6540]

This is why every date I have now is like a job interview 😒. Trying to find someone with baggage that can fit with my baggage and her baggage,😁.

[@FrankS111]

“Do YoU fEeL sAfE”?! 🤪

[@fauxbro1983]

Lol. That's always daloney's response

[@OTOWN2STOCKTOWN]

"I can hear it in your voice" "You're scared" "You deserve better" "I bet he tries to control this relationship"

[@Mrs.TJTaylor]

In a nutshell, she doesn’t want to support his parents and doesn’t want to live with them. This is not unreasonable!

[@florencia2771]

Yeah, probably afraid to become the main caregiver

[@isay207]

It won't change

[@sneakerfreak2002]

Dr Baloney strikes again

[@kriso5]

was looking for this 😂

[@scottdorsey8220]

People become attached to their ego and story. Let go and live.

[@jimroscovius]

Where's the financial question?

[@trollpatrol7039]

It's great they hired John because so many of these calls involve personal family and psychological issues.

[@katyedwards3935]

I agree, this show's becoming more of a lifestyle show than one that's just about financial stuff.

[@jdubo1998]

@@katyedwards3935 That's how it always has been. Dave is finances 101 which is just the basics to living a financially independent lifestyle. Which requires more of an emotional change rather than a pure financial change.

[@katyedwards3935]

@@jdubo1998 I just started following him earlier this year after taking FPU to prepare me for the future, but I thought originally it was just Dave's program and was about him doing his financial freedom thing of telling people how to get out of debt and maybe sometimes offering advice on real estate issues. Way different from today when it's basically anything goes.

[@jdubo1998]

@@katyedwards3935 Yes it is, part of Dave's program is understanding that it is people's mindsets that need change, and you can't just run the numbers and choose the most optimal strategy and tell them "here go do that". Dave is very popular because he is one of the few programs that actually works for people in bad debt and that is because he focuses so much more on habit and lifestyle changes rather than just pure mathematics.

[@katyedwards3935]

@@jdubo1998 True, hopefully whoever takes over for him when he retires will carry that message through.

[@lateshachurney5965]

No she needs to go forward without him. Weird situation. No thank you.

[@stevenporter863]

There was very a little financial component in this call. She needs a therapist (and not John you sound tried Baloney)

[@gwenj5419]

She has to decide if she can compromise her ideal. If not, he's not the right guy for her.

[@dillonp470]

Lady- I don’t want to take care of his parents Dr baloney- are you safe

[@courtneyr6645]

Fr it was too much 😂

[@rdmineer1]

Sometimes love ain't enough. You marry one, both of you with kids, that already can be a challenge. You don't need his needy parents tagging along. Three tier family was once the norm. Are you up to that challenge?

[@darcyfox6674]

Can’t you get a duplex so the parents live in one side and you have your own space?

[@Times397]

Duplexes are very expensive

[@darcyfox6674]

Not if they sell what they own and it depends on the location regarding price of Duplex. I owned a two family previously and it worked out for the time we owned it.

[@m.manning9026]

@6:39😂😂😂

[@lilchrissr816]

She not the one. She out for her. She didn't win the house in the divorce and the parents are messing up her plans to get a new one

[@maggiew6200]

Feelings 😳

[@KayleeBee7]

I love Dr. John Bologna

[@VenerableBede2510]

04:51 a clear simple yes/no question is asked. Any answer other than an immediate “yes” is a “no” wrapped in denial.

[@8356-4]

My head hurts! What is going on?

[@5amGrinding]

Seem like she called the wrong show

[@joelalm3645]

Maby Jerry Springer.....LOL

[@krobdawg]

​@@joelalm3645RIP Jerry

[@OopThereItIs77777]

She called the right show. They do all calls now.

[@OTOWN2STOCKTOWN]

Seems like it

[@FlutterSwag]

Theres a lot of justifying here, he needs to run

[@SaraBethAllen]

You're not ready to get married if you think it's going to be some picture postcard. A home has multiple people who will stay or be around. Too many people think they're writing their own show. He clearly wants his parents around and she's ignoring what his actions show he wants.

[@Doodoomaister]

Lot of people don’t know but I actually taught Dave Financial planning bacc in ‘81. He wanted to be a zookeeper. I was like “the Financial planning hustle is where it’s at baby!” - TK KIRKLAND

[@concertvids34]

🤣😂 who raissseedddd youuuu!

[@Doodoomaister]

@@concertvids34 🤣🤣🤣

[@TheSoulCrisis]

@@concertvids34 😂

[@jamila9316]

Get off ramsey channel playing 😂😂😂😂😂😂😂

[@tuckt6180]

The cohost who crowds his wife every am while she meets girlfriends at Starbucks, Ramse6s sidekick, Mr Insecure.

[@robertthompson5908]

Ok here’s my take: I don’t know anything about her boyfriend but I wound never want to be with this woman because she’s incapable of logical thinking.

[@mikeshaw4610]

I agree with most of the advice but your boyfriend needs to decide which is most important to him. His parents or a future spouse. It can not be both.

[@jaqueitch]

WHY WOULD YOU BRING YOUR CHILDREN I TO THAT SITUATION

[@elizabethsomoza7109]

Get along with the in laws and will have built in babysitting 😅

[@July-qo7jp]

hopefully this guy heard the call and got a restraining order

[@katie8325]

I wouldn’t want to live with in laws!

[@CesarGarcia-si3lw]

Send him this video, you don't have to talk to him 😅

[@kekejefferson9219]

Sacrifice peace,self ❤ and self respect just to say your in a relationship.

[@coconutsfor2963]

I’m Hispanic- it’s normal to live with lots of family members under one roof- this is going to be the norm, with prices going higher and higher…

[@OopThereItIs77777]

No. People can work & save to live a better life. This will be the norm due to enabling parents & lazy kids. Don’t get it twisted

[@kagnewcobra5228]

More frequently? Maybe. But definitely not the norm. Pray to God that never happens!

[@BrianErwin]

at this point, she's too invested, he's met her kids and they're already somewhat blended. leaving because he's a family man who takes care of his ailing parents would be a bad move. she needs to come to terms that they are too old to worry about building wealth and legacy. set the kids on the right path and give them a shot to do it.

[@cjhoward409]

In a lot of other countries, the in-laws live in or next door to their grown kids. 🤷🏼‍♀️

[@rajunaidu7751]

Everybody loves Raymond 2023

[@willelliott5052]

Don't sign up for that. Almost certainly one of them will live on for at least another decade. Funny way of "helping" their son...

[@thomasrudy6132]

Day-Day please stop saying cray-cray

[@highwayhash]

Take care of your parents buddy, 304s come and go.. your parents gave you everything, don't let these modern women fool you... as a kid you were dependent on them for so many years and now when they are 75, you don't want them in his house? Give me a break !!

[@katie8325]

“Modern women” 🙄 child. Yes because I’m sure you’d be sympathetic if a man was being asked to move in with his in-laws by his wife the second they got married. The stench of bitterness from loser men radiates off this comment section.

[@nicholasmartinez6043]

I clicked to hear the “cray cray”

[@alexs6614]

WE CALL THAT IN SPANISH PURO CHISMES DE TELENOVELAS 😂😂,,

[@Allan_A]

Since when is Virginia in North Carolina? Aside from that, if you can't deal with his family before the marriage, it doesn't get better afterwards. People need to realize that their partner is on their best behavior during courtship. If your values don't align, bounce while it's still simple.

[@amireallythatgrumpy6508]

Carolina can't be in Virginia either...

[@LuisJavier.]

She doesn't want to take care of his parents but she wants him to take care of her kids 🤔🤔

[@Sheryl777]

Luis Javier she said that he also has kids that she would be helping to take care of.

[@kyrielockhart997]

I like how you conveniently left out that he has kids too.

[@RJRussoVids]

TL:DR. “My boyfriend lives with his parents.” Deal meet breaker. 💁‍♂️

[@courtneyr6645]

Edit: “My boyfriend’s parents live with him”

[@choicemeatrandy6572]

Lol its the other way around and she wants him to kick them out.

[@mcydeeze]

Virginia is actually NOT in North Carolina, for anyone listening. It's a whole state 😂. Just messing around

[@tinamariedemerath7689]

So, gone are the days when several generations of people lived together in the same home. We don't care for our elderly, we kick them to the curb, we don't want them in our lives. Might not be the case, here, but the topic made me think about this. Where is the respect, honor, and care for our beloved parents, who nurtured us when we were young? Should we not honor and care for them when they are aged?

[@jaqueitch]

Run

[@breezyveezy1]

I would run and not sign up for that.

[@LissaDIY]

It is incredible how we women are just conditioned to not even feel our anger and accept all kinds of bullshit, not being able to even know and feel what our needs are.

[@edkennedy7952]

Lol, uh you know, um you know, um you know, kinda like um you know....................

[@elizabethallen4353]

She needs to walk away. He's not wrong, and it may be really healthy for him culturally and relationally. But it's not for her.

[@georgfloydvictims]

Love this combo of Dave and Dr. John!!!!

[@MartianAmbassador69]

He's only known this broad a year and she wants to combine families and kick his parents out? He needs to run.

[@barbarahall5514]

What kind of woman “says” she falls in love with a child co-dependent. That’s what John needs to be talking about. Something is wrong (desperate) with a chick who is blind to his being stupid weak. 🤦‍♀️ 🤦‍♀️🤦‍♀️🤦‍♀️🤦‍♀️🤦‍♀️

[@fauxbro1983]

Lol feelings, resentful...do not marry this woman. Boyfriend needs to run

[@jimmymcgill6778]

What is wrong with his parents living with him? His kids are probably young. He get's free day care and baby sitting.

[@PaulDuncanJr]

Be careful saying the word “free”

[@acsentu8]

She doesn't want to get left, but here's the deal. You pick your parents over me, well bye bye then. Wasn't worth it in the long run.

[@bobcostner2238]

calling a gambling casino for relationship advice..... yeah right. Her marriage is her FIRST husband. period. this 2nd 3rd 4th marriage means nothing. maybe her 3rd will be the charm.

[@mariad4183]

Are you really gonna drag your kids through this hot mess? C'mon lady

[@jonathanvazquez3446]

It sounds more like she just wants to be with him for financial security and he is seeing right through it. He's willing to get used and provide for his parents but not for you. Dude also went through a divorce.