You Make $320,000 A MONTH?!?

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[@alexsteven.m6414]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

[@PennyBernadette]

The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.

[@vanessahopkins-g5y]

The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.

[@belobelonce35]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.

[@vanessahopkins-g5y]

REBECCA NASSAR DUNNE is her name. She is regarded as a genius in her area and works for Equity Services inc. She’s quite known in her field, look-her up.

[@PremSteve-yg4de]

Thank you for sharing, I must say, Rebecca appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.

[@AlexLopez-zv8ng]

Im 13 yrs old making 1.2 million every hour and i want to know if i should stop. Paying for my f22 raptor fight jet i just leased

[@andrewhulton2176]

it is pay for the jet or the IRS takes you to jail.

[@royalarmy1837]

Just keep your millions, stop leasing and sell that f22 raptor, apply to the airforce military so that you could fly the jet for free while doing your job.

[@kaic9712]

Alex Lopez f-22 raptor costs $120 million

[@lifetalk107]

Alex Lopez 🤣🤣🤣🤣🤣🤣

[@heididiego3719]

I'm just wondering is this 13 yr old saying this things for real ? Or he's just messing up with our minds ? How in the world you make millions in one hour ? What kind of business is this ? I just don't understand

[@mauiwaui773]

Show me a pay stub that says you make $300k a month I’ll quit my job and work for you

[@iamraderic]

😂 wolf of wall street

[@johnnyapplesmith]

You know digital marketing?

[@insideoutsideupsidedown2218]

Maui Waui NINJA Blevins makes 500k a month...he made 11mil in 2018 and 17mil so far in 2019.. He and his wife drive 2015 buick encore. No need for the bentley lease problems...

[@agreen182]

Maui Waui if you make that much money, you don’t have a pay stub. You make other people’s pay stubs.

[@jackhughes1162]

Don’t listen to him he married his cousin

[@KudaFamily]

This call from somebody making 320k a month asking about a 3k payment is the equivalent of somebody making 75k a year calling in to ask about their $50 monthly bill. Either stupid or bogus.

[@carlosmelgar3320]

He probably just wanted to brag or something

[@dogsdomain8458]

What most likely happened was that the kid is young. He made a good business and didn't expect to make that much so his pockets grew faster than he knew what to do with. So I actually don't blame him.

[@joshuatate5671]

But yet people do that all the time

[@enriquesuarez7113]

that math is dumb as hell. It would be like a 75k a year guy asking about a 705$ bill

[@WhiteChicken7]

⁠​⁠​⁠@@enriquesuarez7113 He’s making 320k/MONTH The comparison is 75k/YEAR So 6.25k/MONTH 3k/320k = .0094 .0094 * 6.25k = .058k or $58 So the math is right, you are wrong

[@skinsguy34]

I think the dude just wanted to call in an brag a little bit. 24 years old, owns his own digital business, making over $3M a year. But I like how Dave handled it. Why don't you try and turn yourself into a billionaire? Dave knows more than anybody that you can go from millionaire to broke at the turn of the dime.

[@jimmoriarty4530]

Absolutely 💯

[@theiceman8190]

Absolutely. All you have to do is marry the wrong woman.

[@alphasuperior100]

@@theiceman8190 True.

[@junparas9440]

I just got into Digital Marketing business and it is where the money is!!!

[@judithjuen1548]

That radio show Jill on Money is the same way. Doesn’t have anyone calling making less then 1 million dollars. I always thought they wanted to brag to their friends thinking they would recognize their voices. She should have a show that helps working class people like Ramsey does.

[@kodyeldridge5847]

You don't call dave ramsey when you're making $320k/month, dave calls you.

[@oscrcorrea]

factual

[@bjwkusgxjdks]

🤣

[@petersuvara]

Absolutely, people in that pay grade have investors and fund management people they pay. They don’t call for financial advice like that, about a car lease? You can just buy the car outright after two months pay. This is absolutely fake.

[@kentheengineer592]

But why would an advisor call u seems ironic

[@chancetolbert4852]

@@petersuvara you would if you were 24 and did not know what you are doing.

[@w2385-i2s]

If I'm making $320,000 a month, I wouldn't call Dave Ramsey. I would call Warren Buffet.

[@mrmuffins4224]

In the internet marketing world that's not really that much. Post-tax he's probably taking home around $150k/month. We've made upwards of $1M per month at 80% margins for several months at a time.

[@ivanrazo8943]

Just cause you make money dosent automcally mean understand money 😏 profound

[@Stringerbe11]

He wouldnt give u a moment

[@gabrielshouse6142]

at least Dave will answer the call

[@mrunlmtd]

Do you have any idea how much Dave is worth...$300k a month for Dave is chump change. Dave is very, very, veryyyy wealthy.

[@edgarr7348]

He obviously wanted to stunt on us viewers, Making over 300k asking if he should keep 3k in payments 😂😂 what a joke

[@bigsykedaddy999]

Per month!

[@cole20cole]

Hes also 24 and is not financially intelligent

[@GOLDENTO3]

Genny 💦

[@housephone9090]

glad I'm not the only one who realized that

[@MuffinMan0521]

Yeah uh 320k/month single guy post tax is like $10 take home in USA LOL

[@MacLethal]

This dude is smart enough to start a digital marketing company that makes him $320k a month, but he doesn’t know how basic car depreciation works? Something is fishy

[@noahremnek3615]

Only live in LA if you are this guy.

[@ReleasePain]

Lol, it was obviously a joke. Leasing is 100% the smartest way to operate an expensive vehicle.

[@Sigueme1]

Sports stars and celebrities do the same … 😂

[@grth3929]

Or he wanted to flex 💪🏻

[@StFreeUSA]

@@Sigueme1 Yes, but many of them have no common sense, business sense or financial sense. This young man claims to be making this kind of money from a start-up company. He is suppose to be smarter than most, but doesn't act like it on this phone call.

[@Teddygram62]

Dave’s energy changed. He thought he was stupid for paying 3200 on a car/month then then come to find out he makes 320k a month, WELL CONGRATULATIONS 😂

[@OkeeeDokey]

LMAO Dave swtiched and then kissed the guys ass Congratulations LOL

[@ethansquires8322]

i’m 10 years old making 120k a hour. i don’t want to make this much how do i stop? i don’t want to lease my boeing 777 anymore.

[@brenlogs3402]

That’s chump change I’m 9 and started a fortune500 company in my garage making 1M a hour

[@ethansquires8322]

SkinPsychic 😡

[@laur-unstagenameactuallyca1587]

I'll adopt you

[@m.3257]

I'll get you guys signed up in the baby steps program right away.

[@ouxu597]

I’m 4 years old and I operate the largest hedgefund in NYC😔

[@mlo527]

“Hi Dave, I make $3,000 a month and have a $30 lease payment. What should I do?”

[@truckercowboyed2638]

@@anthonyauthur7720 you could almost buy a McDonald's restaurant at $320k per month.....

[@jerrychicks2420]

@@truckercowboyed2638 multiple

[@shamar8068]

Sell the dog

[@truckercowboyed2638]

@@shamar8068 sell the wife....

[@TbirdThunderstruck]

@@truckercowboyed2638 Rent the wife. Everyone loves passive income.

[@2PacStoleMyBike]

guy on the phone sounds like he’s trying so hard not to laugh..🤔suspicious

[@magicmooney5011]

Tupacstole Mybike lol I believe it lol

[@nenchantress84]

He could have at least went on mute while holding in the laughs.

[@investorhawk2446]

When you're making that much, it's hard not to laugh every time you mention it.

[@ericfromshuckabuck]

@@investorhawk2446 im in digital marketing also. Im guessing he has between 80 and 120 clients paying him around 3k/mo each. Lots of people doing this right now - fb ad managment.

[@rps13sr]

Eric Lass yeah. I’m curious about it too now.

[@johnwiggins3950]

“Hey Ramsey, I am 24 and making millions I’m calling you today cus I really just wanted to flex”

[@ToBeToldTales]

Dude i laughed so hard when I saw this comment. Best comment in the thred 🤣

[@honestfriend767]

He didn’t want to flex. He wanted advice.

[@80PercentAshamedOfU]

@@honestfriend767 That’s insane. 300k a month? He could’ve ticked half the boxes while ordering that Rolls and still paid less than a month’s salary in cash to drive away. If he’s smart enough to make over $3mill a year, he’s smart enough not to lease a car. And the whole “taking a loss” thing is ridiculous. Don’t choose the hardest depreciating brand currently on sale if you care about depreciation.

[@rjh6037]

@@honestfriend767 No Honest Friend, caller really just wanted to flex. A lot us have known guys like him, most of the ones I know found a way to go bankrupt too, which is the fun part.

[@MissBluebirddays]

Agree, his question was dumb. Just an excuse to call in 🤣

[@zachg9065]

Why would you even call if you are making 3.8 million a year?

[@gavinclark525]

God Speed 913 because he doesn't want to lose it all

[@cole20cole]

bcuz hes 24

[@thebusinesschannel3270]

God Speed 913 so what?? Were never too smart to learn

[@pitpride1220]

God Speed 913 Because he's young. He was a teenager 5 years ago.

[@pitpride1220]

The Business Channel Right, he's a kid. Good for him!

[@raynarayskye]

Dave ain't never lied. I'm 36 working in fast food, talking about how I used to make 4000 dollars a week when I was in my 20's.

[@parkerjohnson5270]

you’re 40 now, what are you doing today?

[@titobat2277]

@@parkerjohnson5270 Up his status he's working at chili's now.

[@andyzavala7286]

@@titobat2277 bro😂😂

[@user-zu6fe9nk6u]

4000$ a week is about 200k, that's a typical low end engineering or doctor salary. Did you sign a non compete and get laid off?

[@UnknownUser-nu8ny]

@@parkerjohnson5270 probably still flipping burgers lol.

[@jrei7448]

I live here in LA, and everybody claims to be a millionaire , even the landscaper told me he clears 500k after taxes. DONT Believe it

[@cashboy7406]

I make 30 million a month.

[@ethanchaney1139]

W Raymond But like, California is so high in taxes that if you live in LA itself you better be making at minimum a six figure salary just to live there. I’d believe it tbh.

[@essenceaquarius9958]

Maybe the landscaper has his own business? There is money in that.

[@jonnyweber3311]

@@cashboy7406 🤣🤣🤣

[@lifetalk107]

😂😂😂

[@TinaMyles]

Dave Ramsey's insights have been a game-changer for me! His practical approach to financial management has empowered me to take control of my money and work towards a debt-free life. The Total Money Makeover is my go-to guide, and I appreciate how he breaks down complex concepts into easy-to-follow steps.

[@kevink2020]

I think he has given some really bad advice in term of crypto however. He told someone to sell of his crypto a couple of weeks ago when the market is still pumping. This has the potential for the guy to lose lots of money. over the next year. I don't like that he continues to direct people on things he does not understand.

[@Baghuul]

Dude was trying hard not too laugh, hes just prank trolling.

[@SG-zh5xd]

Maybe BUT there are kids that can /do make this much money rare but does happen .

[@MurangShaBu_MahalNaBiGas]

I guess you don't know digital marketing, that's just peanut compare to what google make in digital marking place. It's doable specially if he have good reputation, having your multiple agencies and handling big accounts

[@MrBoris7910]

I think he was actually pulling Dave´s leg.

[@Goshawk-zh2pt]

Lol, I was thinking the same thing.

[@JJ38255]

j kd'n if he was actually making that much there would be a lot of people that knew the name of his company and he should have mentioned it .not only that, is that the revenue that is company brings in before he has to pay all this employees and expenses and it could be a lot less but why doesn't he just mention the name of it free advertising ??yeah I think it might have been BS. prank.

[@misslattybaby1949]

Me too lol

[@bighands69]

I know many people like that young man who are pulling in that sort of money but have no financial skills. The world is full of people who make that sort of money who just blow it all in 10 years. I would say that young man may not be able to afford that car because he simply has no financial direction at all. He probably bought the car on HP when his income was not as high on leasing.

[@danger450]

Dave knows this too, and he "has to" entertain some callers to stay on the air ... and entertain his audience, and sell ads.

[@hiitsmemindyourownbusiness2602]

Bogus call

[@ericfromshuckabuck]

Lots of people managing fb ads in the b2b world and charging 2k/mo retainers

[@Ndasuunye]

Not necessarily. These days very ambitious young fellas can make a Mill in a year with a LOT of effort.

[@neetrab]

@@Ndasuunye maybe so, but this caller sounded like he had no clue.

[@peterxp4274]

@@neetrab he's probably incredibly tired and doesn't know much apart from his niche.

[@science.and.beyond]

im 10 year old making 3.9 trillion every second and want to know if i should tell my dad. i just bought out the entire US stock market.

[@shamar8068]

lol give me a trillion and I will pay you back after investing lol

[@Zerospawnn]

Dave: sell the car

[@rijutamang7345]

Bro you can buy the entire Earth with that money😂

[@BusinessBuzz]

I feel like at least 10% of these “BIG MONEY” calls are just total lies.

[@rjh6037]

Really? I was thinking about 10% are true.

[@holipori]

Dave gave the man sincere and valuable advice. When this man said he worked in digital marketplace, I was like "he must totally be in a different situation now". Dave's advice is truly meaningful for him

[@BrianCheng24]

I can call in and say I make 300k a month too. Doesn't make it true.

[@TheShowOff2I]

Brian Cheng Ignorance is Bliss😇

[@TheShowOff2I]

rambull Jr You don’t want people making that kind of money because it makes you feel worse about your situation. Stop hating on successful people.

[@TheShowOff2I]

rambull Jr Stay Broke and Ignorant 😁

[@MuffinMan0521]

We should all call in claiming to make more than the last guy that was obviously lying. "I make 400k per hour, should I pay off my $2,000 credit card debt or use the extra money to invest." LOL

[@MuffinMan0521]

+rambull Jr I am selling a limited edition book with blank pages. Taking pre-orders now. Please western union. Thank you.

[@lisastevens2431]

He's selling IPhone covers on eBay. lol

[@jtrades8786]

Lisa Stevens I️ do that lmao😂 a total of 18$ in 2 months😂

[@lisastevens2431]

J Trades. I resell ladies (and some men's) clothing on eBay. I get an extra $400 to $500 monthly in addition to earnings at my regular job. It's a fun way to earn money. 😀

[@jtrades8786]

Lisa Stevens whoa, i really didn’t think that would net that much

[@lisastevens2431]

J Trades Yep! I purchase nice clothing, good brands, at thrift stores usually for less than $3 each and resell for several times what they cost. My best clothing flip was a new tank top bought for 44 cents and sold for $20. Best non clothing flip was a first edition copy of the book The Homecoming by Earl Hamner Jr. (The Waltons Christmas special was based on it.). I paid 27 cents and sold it for $30. It was purchased by a man in Virginia who grew up 30 miles from the author. I'm in Illinois and it was truly a "homecoming"! Not only is the extra money nice, but I'm having a blast!

[@shresthapuja]

Hahahaha.

[@JamesShelnutt]

he could be telling the truth - although he seems fixated on the number 32

[@24jmurph]

That's EXACTLY what I was thinking- $3200 a month for the car and $320,000 income per month?

[@sattechcom]

Great observation

[@jojo-eb1ib]

And he has 3 leased cars he likes the number 3

[@MisterP221]

Just came here to see if that income would’ve lasted him till he reaches 32 years old

[@muyideenjimoh2874]

James Shelnutt that’s his lucky number.

[@Harperrr.99]

Like Warren Buffet said, dividends are only good if the business you’re investing into can’t make good use of that capital. So if you’re trying to invest into businesses with actual growth, looking at dividends is a waste of time. Why are you investing into a company if they’re returning capital to you because they think you can make better use if it than they can. It’s not much different from bond investing. The way I see it if you have a $1 million at some point, that’d be enough to create a portfolio that would pay you between 50k-70k in dividend income...

[@carolynrose1816]

It's not difficult, but you have to learn and handle. Another thing is that if you can't manage your home, maybe you shouldn't invest on your own. If so, you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

[@MrGravity304]

@@carolynrose1816 A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@NotyourBusiness-urto6]

@@MrGravity304 Over the following 3 months, I want to increase my reserve from $280,000 to at least $550,000. I would be grateful for any advice you can give on how to accurately predict the market and how to diversify and balance my portfolio in order to accomplish my goal.

[@MrGravity304]

@@NotyourBusiness-urto6 My advsor is NICOLE DESIREE SIMON, you can easily look her up, she has years of financiaI market experience.

[@NotyourBusiness-urto6]

@@MrGravity304 Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé

[@Ant0417]

He makes 320k/month and he needs advice on a car lease? He may be telling the truth but I’m pretty sure he just called Dave to brag.

[@christophershanklin112]

😂😂it didn’t even make since

[@kentnauman9863]

And inflate what he makes

[@Brandonson80]

Yeah, he's just flexing.

[@divyangvaidya1999]

Or it is possible he wanted advice. But if I were in his shoes I would just buy the car, no lease.

[@choicemeatrandy6572]

More likely he switched up his story when Dave started ragging on him for paying $3k a month for cars he doesn't even own.

[@webstar1997]

"If all that's the truth" haha says it all

[@alexob1977]

I started my own company, but cant figure out how to pay my bills....bogus call

[@mrbombastic1013]

Hi Dave, I make about a million dollars a month, but I'm about to have my rolls Royce repossessed what should I do!?? 😂

[@1800bth]

Mr Bombastic101 i laughed way too hard at this🤣

[@mrbombastic1013]

@@1800bth I love how Dave even at first was like, "Are you pulling my leg!?"😆

[@Stoneface_]

Mr Bombastic101 I think the dude is lying

[@sergiopolanco5126]

You need to start delivering pizza have a nice day Next caller please

[@localchristina]

I needed that laugh

[@Aggie4life77]

I know this video is old, but if he was really making 300k+ a month, he wouldn’t be worried about 3k payments a month. If he really had a financial problem, he would just hire a financial advisor!

[@johnlewis8934]

He probably already listened to dave and wanted to make sure he was doing the right things with his money to keep it long term

[@JFoun321]

@@johnlewis8934 and wanted to flex a little on the listeners/viewers

[@celeste7469]

Yeah I was a bit skeptical but then I had to keep in mind he’s only 24 yrs old he probably makes more money than his parents and all their friends so he’s seeking advice from someone he trusts while getting to flex on us a little. Dave’s people probably hooked him up with an advisor after the call.

[@andrewy3597]

Dave is clearly very skeptical about this call

[@forgottenmma3694]

He should be

[@RodWisdom101]

I think it's a real call. Just because he earns that much doesn't mean he knows what to do with it. He got some solid advice

[@onfeetnation]

Absolutely. We, as a society, love to hate on success. Everybody saying it is fake because they can't even dream of making that in a year so it got to be fake smh

[@Rolexenforcer]

I make around half of what he makes a month through real estate at the age of 39 so he can definitely be telling the truth, the only reason I'm not making more is because I stopped adding workload to start a family, no point in making that kind of money when you come home to an empty home, I now have a beautiful 1 year old daughter that brings me more happiness than money ever has.

[@Unusedaccount451]

@@Rolexenforcer Anybody can call Dave and say they make 2,300,000 a month😭😭😭

[@Rolexenforcer]

@@Unusedaccount451 for sure, they can also be telling the truth too 🤷‍♂️

[@michaels7159]

No, it's definitely a prank call. No 24 year old is even sniffing that kind of money in digital marketing unless they just took over for daddy. You'd have to be the CEO of a major digital marketing company.

[@xlysxy]

I was selling this lady in San Francisco hard wood flooring for her two bedroom apartment, she had just bought it, and it cost over 2 million. She was about late 30s, I was asking her routine questions, and one of them is how much does she make a month, she said about 10 million, I have heard of people making up to 20 million a year, but she said "per month" I didn't believe her. She pulled her tax returns and she was indeed making that much, she said she made about 10 million two years prior, so I was about to ask her for some money lol. She ended up giving me her business to floor an entire office building, I was jumping up and down from the commissions, then I quit that job, and moved away from California. She introduced me to Dave Ramsey.

[@kilduce4423]

StoptheNWOplz what did she do for a living?

[@xlysxy]

Kilduce she owned a company that works on military contracts.

[@TheElysian7]

So cool she introduced you to Dave

[@blancaw6280]

You are in her home to sell her flooring and one of your questions was how much money do you make a month? Why would you possibly need to ask her that question to put in flooring? I would have told you "thank you very much for coming the door is over there, please leave". LOL!

[@xlysxy]

Blanca W it's a sales tactic to offer financing options, flooring for a large condo can run up to 20,000 and most people don't have 20k laying around, so we ask that to offer it, needeless to say she didn't finance...

[@topofthehill2867]

He is the definition of "keep hope alive"

[@AxelFoley-sb5re]

That’s awesome! Crazy thing is it’s actually people out here doing BETTER than him at the same age or younger! Way to go!!!!

[@coldsoup8958]

If he really started his own digital marketing company, he missed a huge promotional opportunity by not name-dropping his business.

[@carveking]

Well he is a dipshit to call Dave Ramsey with these numbers, I'm pretty sure he was just calling to show off.

[@maddawgzzzz]

@@carveking to be honest... dude is a mouth breathing liar. We all know that.

[@r3v001]

Alotta people commenting that he must be lying/joking... The sad reality is that just because you are good at making money, doesn't mean you are good at managing it... he's 24 and he listens to The Dave Ramsey show, so he is asking someone he respects for their advice... I think he is sincere, but then again I actually was born yesterday... (38 years ago) ;)

[@MaxineGuess]

Victor Funk Excellent point!

[@michaelquecera3971]

Youre delusional. Nobody who makes 4m a year and not a poker player would not buy a car with cash.

[@alexanderfeinberg6104]

@@michaelquecera3971 not true. I have a family members who makes nearly eight figures, he leases 2 range rovers and a Ferrari. and i know his income for a fact

[@TheSalami]

He didn't make that money by accident

[@kayw1771]

Enid Grimes a lot of rich people are very frugal or strategic with their money. Wealthy people who love cars and want to drive a new car every year or swap cars in and out of rotation often should lease their car to avoid spending a ton and then it depreciates as soon as they pull off. Saves so much of their money that way. Not every loaded person wants to throw away money just because they have it.

[@kounsucks]

i think hes confusing his buisnesses revenue stream with his income.

[@bartvanriel6767]

kounsucks those 2 could be the same

[@worteltel2914]

Bart Van Riel revenue =/= income Dont forget office rent/mortgage, misc bills(electric, server maintenance, water, etc. little things add up), payroll, pay for law firm (maybe, since he's in IT business) CMIIW

[@Nightowl2010100]

Kenji Bhakti digital marketing can very well be going to work in your pajamas to the pc in your house.

[@KathyAZ]

Kenji Bhakti Digital marketing is not IT/computer repair. It is Internet Sales. Possibly very little overhead than advertising (and at that level, admin/accounting).

[@mimih23]

kounsucks that’s possible too!!!

[@J14805]

If you notice the caption says he has three leased cars so that must be what he told the show before hand. His story changed.

[@DStabs720]

As a tax accountant I see W-2s like this and it blows my mind every time!

[@KK-pm7ud]

So, based on your experience, someone in digital marketing can make this?

[@DStabs720]

@@KK-pm7ud I’m not sure if I’ve seen a W-2 from this line of work but it definitely is possible

[@Z3sty367]

What jobs have you seen with those numbers?

[@KK-pm7ud]

I too would like to know :)

[@cryptolounge]

By the way, the word budget literally scares the daylights out of most people I know. I think it's the reality of it. When you put the numbers on paper, in most cases, it brings you crashing down to earth. I have always spent less than I make. If I take in 700, I spend like it's 400. I budget that way as well. It keeps me grounded... If I want something, I simply save up for it.

[@kcimb]

I’m 32 and bring in roughly 110k...a year. Dude makes (if true) what I make in a year in about 10 days..hahaha

[@Fletcherrr86]

If you want to play the comparing game I'm 31 & I make about $40,000 a year. Who's the rich one now? Its all about perspective bro.

[@edgarh252]

110k isn't bad for a average person.

[@Mr.Lawton534]

I'm 26 and unemployed with no money.

[@NeverGoingToGiveYouUp000]

@@edgarh252 Thats like double what the average person makes

[@edgarh252]

Vladimir Putin it all depends what you do.

[@warwagon]

"NFL" - Not for long

[@TheCarnivoreSoprano]

Adam Bottjen real talk

[@bustedknuckles6051]

Unless you're Tom Brady 👌

[@ShidaiTaino]

Bustedknuckles wow a white middle class man knows better financial skills then poor whites and blacks? What a shocker

[@ked147971]

I don't believe him. He just wanted to be on Dave's show

[@anniehallmartin995]

ked147971 yeah, because when you're making $4mil/year, what you REALLY want is to be on a dinky radio show.

[@anttttmannnn]

He didn’t bring up income Dave did. Also he’s a young guy who had a come up with online marketing pretty much hitting the jackpot it’s not weird that he called for advice

[@CaptainCocaine]

Annie Hall Did you even read ked147971's comment before replying? He doesn't believe the caller. As in lying. About all of it.

[@ericfromshuckabuck]

@@CaptainCocaine i believe the caller. Lots of people managing fb ads in the b2b world and charging 2k/mo retainers

[@CaptainCocaine]

That's fine. Not really relevant to what I said. Argue with OP, not me.

[@evanh.6097]

In all honesty, I think he bought a digital marketing course, and got a bit lucky when it comes to scaling it. Most charge $1500-$2000 a month for their work, so if he has 200 clients then his earnings are accurate. However, Dave was right. What he’s doing is pretty volatile, and if he loses a lot of those clients then he’s in serious trouble.

[@RUPESH_GOSAVI_1]

200 clients I don't think so.There are thousands of companies and this boy got 200 clients at 24.

[@winser21]

@@RUPESH_GOSAVI_1He’s obviously scaling it so he’s hired a lot of outside help. I’m guessing the $4M/yr is what the business makes unless this guy has like no overhead somehow and doesn’t reinvest into his company.

[@TrollHunterxXx]

That’s a lot of clients for an agency … let alone a freelancer. I’m up on all things seo .. I’m wondering if I know this guy

[@fivefivesix-sevensixtwo4114]

I'm not sure I believe this guy but if he's telling the truth, he just called to flex lol. Why would you lease a car while making that much money. Makes no sense.

[@Beatyofeet32]

Hey Dave, I make $1B a second and have 80 full-time employees that shovel cash into a furnace to keep my mansions heated for me while I'm not there. I've been looking to cut back recently so I switched from burning $100 bills to burning 50s and that cut my heating costs in half, but I still feel like I'm spending too much money. I'm paying my employees $15/hr, which seems like a bit much. Should I cut their wages to $10/hr to save myself some money?

[@doug814]

That's all you make? 😂

[@christiandavidsmith6815]

OMG i started rolling and actually LOLing!!! 😂🤣

[@y0utuberculosis]

You should hire foreign workers and take their passports away

[@ezequiel8931]

Oh lord 😂🤣

[@martinanderson2655]

Lolplololol

[@DrAdnan]

If that guy is truthful, he’s a legend.

[@aminatadiallo7564]

It is possible because Dave had 4 millions when he was in his 20. While some older agent didn't even have $500k. This is USA any income is possible at any age.

[@JustYourAverageToes]

As goes for every other country...

[@err6714]

You're being trolled, Dave.

[@Frosty2014]

Holy moly what a blessing, God bless Dave and that gentleman!! Such good advice Dave to put away a lot when you have no idea what could happen!

[@DaveAngus4lyfe]

Anyone calling saying they make 300k per month and they are concerned about a 3k car payment.... BOGUS

[@supremevision631]

He tried to play Dave

[@willowandluka5302]

This guy shouldn’t be calling Dave, Dave should be calling this guy

[@WolfGamer2468]

LOL

[@xMasonTPXx]

The caller is a new millionaire making 3 million a year... Dave is worth 55 million and has been a millionaire longer than this guy has been in business...

[@RyanBrosnahan]

Why is it so hard for anyone to believe a young person makes a lot of money. Some people are really good at business and really bad at personal finance

[@rahulbosebose1]

Guy is trying to pull a joke. Either he is lying, or gets off rubbing his money in people's face.

[@pauldavis5665]

You can hear the guy on the phone holding back laughs in the background. He obviously made that all up and is playing Dave for a fool.

[@ChristSaves88]

Exactly!😂😂

[@mirix1515]

Actually Dave was suspicious during the whole time of this call. He just couldn’t say “you are lying” because he may be wrong.

[@marcmini8137]

personally i would finance cars ONLY. instead of dropping 400k on the car. i can invest 400k, cashflow from it. and let that pay off the car.

[@Teamshmo]

I don't think it's a fake call. That young obviously isn't very experienced in business even though he's doing very well. Many business guys say lease a car for tax reasons etc, so this guy listened and is wondering if it was a smart choice or not.

[@bmwm3man]

E.W. Hans it's not really a scam when the business buys it. You want to reduce your taxable income a lot. When you own the car it becomes an asset which even if you're financing you can't claim for, if you're leasing it's a liability that you can deduct from your business income. Matt Moreman went through this on his obsessed garage channel in the finance course tips.

[@HaydenKink]

Most car guys know that leasing a brand new rolls royce is a lot cheaper than buying it

[@juanpaulr]

If he has a business then he has an accountant and money manager. Fake call.

[@sercanserj7804]

If your that rich and like cars please just lease cars and change them every few years. If you dont like cars and earn that much just go buy a year old one for 20% off and run it till it costs too much to run. If you really really like your cars buy cars that will go up in price. V10, V12 engines. Manual versions with a limited edition model will usually go up. Buy a car for 350k cash and 5 years down the line it could be worth 500k another 10 years after that maybe a million because its rare but be carefull not all cars will go up.

[@lorenzoc9880]

bro its 100% very possible the margins on digital marketing are 90% so after taxes hes probably netting at least a cool 2.5 Million

[@escapedn08]

I’m in the wrong field....

[@NTGreekGal]

Right?!

[@thereisnopandemic]

Jennifer Montgomery You are dating the wrong guys most likely.

[@daveheel]

it's the tech industry. used to look down on as the nouveau riche.

[@rathelmmc3194]

I’m skeptical of the call because marketing, especially digital marketing, is not that profitable.

[@bennyherland4458]

$300k a year is good, $300k a month is just phenomenal 💎

[@James-gn2tf]

300k a year is phenomenal imo

[@ugabuga1361]

@@James-gn2tf this is a fake call. Anyone who sounds this dumb isn’t any owner of a company that’s bring in this much. Someone would of already taken advantage of him. 24 years old. He barely graduated.

[@ashton8878]

I’m 35, my measely $23k a year can only dream.

[@gtafan912]

@@ugabuga1361 Financially successful doesnt equal financially intelligent. Look at all the millionaire athletes and rappers and how stupid they are with their money.

[@MartialMind]

$300k a year is "Good"? It's incredible. Actually incredible. $300k a month is sorcery.

[@Chalposh]

That's like me calling in to ask if it's okay to keep paying my $35 monthly internet bill.

[@nomadbound9610]

This dude could invest 40% every month for a year and be set for life.

[@Makeyourselfhappy111]

So could you

[@rl6382]

​@@Makeyourselfhappy111 he said for a year, not 60.

[@Makeyourselfhappy111]

@@rl6382 idc I'm saying we all can do it

[@gartnsu1]

I don't believe this guy and if it is true shame on him for making that kind of money and leasing a car.

[@Kinghunter182]

Susan Gartner so he can drive another new car after 3 years

[@ItisTime1213]

It’s not bad leasing when you have that amount of vehicle. Those type of people would like to change their vehicles and not keep it. Hats why they are “spenders”

[@lizzbure]

Maybe he just wants to drive a different RR next year, and that’s a little bit like normal people buying new dish towels to spruce up the kitchen 😆

[@aahsimovieprojects]

Almost every single wealthy person I know leases their vehicles. Except my uncle who insists on driving his 10 year old lexus ls that he once bought for 200k, but he's an outlier.

[@glenben92]

Of course! Depends on what investments you have access to and more money = more options. If you can get an investment with a return rate higher than the car finance interest rate, you'd be better off taking the finance, which allows you to invest the lump sum that you would have bought the car with and therefore cover the interest on the car loan with a bit profit left over. Credit isn't inherently bad but it totally depends on how much it costs to borrow and WHAT YOU'RE GOING TO DO WITH IT.

[@nykia31]

Dude telling Duck Tales

[@BW-zd6nc]

HGTV: I'm a part time essential oil vendor and a volunteer yoga instructor: My budget: $2.2 Million

[@kennydo369]

I do love your show . It reminds me of my childhood listening to Bernard Meltzer and his common sense approach to finance.

[@theprofitableperson]

I believe because I believe in abundance and not lack. I am optimistic and not pessimistic. Sounds like a smart young man calling to get an honest answer from one of the few people who can relate to that level of wealth. Why spend the energy to make something inspirational and positive into skepticism? It doesn't affect you, true or not true. There are hundreds of thousands of people in American who make $400k per month. I'm next God willing.

[@TheCarnivoreSoprano]

JasonMarkOliver lol

[@TheCarnivoreSoprano]

belief and reality aren't mutually exclusive

[@theprofitableperson]

I agree. Superphdiva

[@josephkenner4651]

They are out their....

[@Michael-4]

Here's how it works. Cold call a business, promise them the earth to sign them up for a big lump sum and a retainer. Get kids to do their social media, website and SEO and have another team of 'account managers' who promise results are just around the corner. Sometimes you can keep that going for years.

[@darksydesamy]

This Andrew guy is trolling. It’s so obvious and hilarious at the same time.

[@bindang7191]

If this guy is telling the truth, I would quit my job and work for him.

[@SkyrisTKO]

I make 1.6 million a month, and I’m wondering if I should rent to own my furniture from Rent-A-Center. Dave I really need your help.

[@NickiVproductions]

I'm pretty sure that guy is actually making the money he says he is. I have a couple of friends in college that make over a million doing the same exact thing. It's a tough market to get into unless you've been doing it for a couple of years (they started when they were 14), but once it takes off, it TAKES OFF. But yeah, this just goes to show that no matter how much money you're making, the real intelligence comes from knowing how to manage it. Props to that guy! and if he really was lying, then good one! lol

[@trabajarhablar]

I’ve watched a lot of digital marketing firms go under. Good advice Dave

[@abidmalik4598]

Dave talks a lot of sense. He has a lot of knowledge. Good work Keep it up.

[@noahhastings6145]

"Hey Dave, I'm paying 1% of my monthly budget as my car payment. Should I just buy it? I'm thinking about getting 3 more and don't want to be exposed to too much risk."

[@oneandone2744]

Dave needs to accept the fine art of saying "dude, if you are making 320k a month and leasing a car, there's nothing I can possibly do to help you..next caller..".

[@Michelles_Daughter]

😂

[@lunganikhubone2595]

But here is truth about Dave he loves success as much as her can't quit being that parent that will remind you to do the right thing. What he is saying is really at some level of income or wealth it just too much to worry about cars and houses because you already afford those things easier than most people.

[@chainrupsharma7375]

This call is a joke! Honestly I didn't believe a single word he said! 😂

[@peartfaldo]

hes probably most of the views

[@arravYT]

Cause u are poor

[@jeankelly9414]

I don't make up to $320k monthly , but am pretty sure of $7,500 weekly

[@malcolmsteward1141]

How do you earn ??? please share your idea ...

[@jeankelly9414]

Having a very good investment plan that ensures steady incomes without any doubts you can prepare for a well organised future, even in retirement. I made over $16,000 investing in the Forex market. Milford Tom is the expert who assists me. We met at a trading conference and he accepted to trade for me.

[@jeankelly9414]

@Nicholas Gary I'm not bragging.. A trial will definitely prove.. Mail-

[@adam.k1040]

Thank you for this already emailed waiting on his reply .

[@sharpshootertv]

Adam. K you get response?

[@andrewm1676]

I have 3 leased cars. What do you drive? A rolls Royce ghost. What about the other 2 cars....

[@percymq]

Such good advise in the end!

[@YoutubeCensorsYou]

24 years old, started his own company, makes 320 k a month. He made one right decision after another his whole life!

[@whatachola]

When you own a Rolls Royce you don’t drive it yourself, you have someone drive you around.

[@DJayAce4]

Funny how the majority of the comments are assuming he's lying. There's no point in even guessing, but thought it was interesting how people will automatically want to believe something is false because of spite and jealousy. He's achieved all this at 24, give him a round of applause. Like Dame Ramsey said, if it's true than more power to him, he deserves it. Anyone can do this if they take the right path in life.

[@EricSmyth4Christ]

Dave protected himself from the troll by constantly throwing in the possibility that the call was fake.

[@jmrdrgz]

This is a fake call. The caller just called to show off. You can tell by the smirks when he finished his first statement. What a joker.

[@theresamaddison1304]

I’m 58, Stumbled here on this approach, the words of this great motivator, Tony Robbin🗣 *If you don’t do something about your income status, your earnings will be stable while expenditures raises;* and this got me seeking ways of growing my 250K good enough to retire and won’t want the recent inflation get effect on my resources. Hoping for your ideas...

[@paul.l6310]

Positivity always wins, your thoughts are remarkable and would acknowledge it if you enlighten more about the wealth advisor you talked about.

[@theresamaddison1304]

@Elizabeth Green Got it

[@jesseknox9322]

Super happy for this dude! Good job!

[@sirdigzalot2976]

love the dudes that just call in to flex...

[@j3rkch1ck3n]

I think this caller could be telling the truth. Mostly because he is correct about his Rolls Royce, they don’t hold their value...Take a look at used Maseratis and Aston Martins for example. Owning one is a big loss, leasing one is a smaller loss. Someone who understands the exotic vehicle market knows this and thats why I am not quick to assume he is BSing.

[@huntstyle]

I don't make $320k a month, but I still know that Rolls Royce's, or any car that expensive, does not hold its value. That's pretty common knowledge...

[@mikecolbert942]

So, it's just out of kindness and financial irresponsibility that the leasing company is willing to assume all the losses for him? Get real. The leasing company is making a killing off this clown and anyone else dumb enough to believe they're "reducing" their losses by leasing a car.

[@traceford4904]

All I had to do is read the title to know he was going to flex on the air.

[@zacharywissinger3996]

Luxury cars often have extreme depreciation. If you’re making 3m+ and want to constantly have a new luxury car, leasing is not really that bad.

[@randompasserby2348]

What’s there to doubt 320k a month when an eight year old boy on KZbin makes 2million dollars a month..lots of opportunities out there which we don’t know about..just coz u make average income doesn’t mean others gotta to have ur paycheck level

[@Beatyofeet32]

I think people just find it suspicious that a guy that is somehow running a tremendously successful business operation needs help making one of the simplest financial decisions possible.

[@Adam-wt5id]

Its weird but it could be true. A kid with a good business idea doesnt mean he’s a genius business man. It super fishy but it’s basically the same as a pro athlete being handed millions and not knowing how to handle his fortune.

[@brandtvickery3574]

Solid. Rock solid. I hope this young guy has the wisdom to listen. I love to see people killing it in this great country.

[@JustYourAverageToes]

You're very gullible

[@northwestgirl930]

If he were making 320k/mo then he wouldn't be calling Dave, he'd be calling a politician to place an order for a new tax credit.

[@cashboy7406]

He'd be buying some poor kid and having them live in his mansion.

[@mariadrukker2557]

I would find where to invest. For me i stareI started small, made smart moves, and over time, my investments just started to snowball. But I’ll be honest, I didn’t get there on my own

[@WillParffit34]

I can imagine! I’ve been trying to grow my portfolio too, but I don’t have a clue where to start. I feel like every time I try to invest, I either pick the wrong stock or enter the market at the wrong time

[@Bigwilli123]

That’s where having some guidance makes all the difference. Managing a portfolio isn’t just about picking stocks. It’s about balancing your investments, knowing when to shift your assets, and minimizing risk. I’ve heard people make some serious gains just by following a solid strategy and having someone who knows what they’re doing.

[@Robby767]

You’re right. I got in touch with a CFP a while back, Nora Jean Erickson, and that’s when I really started to see my portfolio grow. She’s got this knack for spotting opportunities and breaking down complicated strategies so they actually make sense

[@Robby767]

Thanks to her, she has created a good passive income strategy for me in addition to my 20k a month salary

[@Theodore-tu5zg]

I’ve heard of Nora! I read somewhere that she’s been in the field for ages, helping people build real wealth. Does she only work with people who have a ton of money to invest, or does she help people like me, who are just trying to get started?

[@juliog9526]

This call was just a flex. Guy wanted everyone to know he makes money.