“You’re Going To Get Screwed”

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[@lynnjoseph7359]

When Dave touched that mute button while she was talking that meant you’re annoying me shut up lol

[@donjohnson1416]

It means she isnt listening and they dont have 3 hours to sit there arguing with her. Dont be so sensitive

[@Ryan_DeWitt]

She 100% had made up her mind, she was simply calling Dave to validate her dumb decision and he wouldn't do it.

[@lynnjoseph7359]

@@donjohnson1416 that sums up with what I was saying so why don’t you take your own advice

[@bobmcdoggish9659]

"Two hypotheticals removed from reality." Exactly. This woman isn't going to listen to wisdom.

[@jeehill9592]

She is going to co-sign... i can hear it in her voice. She is convinced that is the only way to help.

[@RemixerDarken]

Sounds like the last person you'd want to co-sign for... not that you should co-sign in general to begin with.

[@azimuthbusinesscenter]

woman: "dysfunctional family" Dave and John: "dysfunctional woman with a healthy family" we see what we want to see

[@hannah20071000]

She could be evicted. Court costs for that can exceed 10k. Guess what? If you cosigned for that apartment for her, guess who has to pay the legal bills for that? You do if you cosigned. People do not understand the legal implications of cosigning. Just don't do it people.

[@telasims233]

You SAID NO!!! is she deaf? It's like she Wants to do it, and she wants you to approve?? Something tells me, she's going to do it anyway, and get screwed 😢😢

[@kendrapratt2098]

Did she get kicked out of the other place because “she loves cats”?

[@LadyCaroline123]

The caller said she lost her Section 8 but did not say why.

[@silentnot4812]

She got kicked out for some violation.

[@telasims233]

😂😂😂

[@djpuplex]

I agree with Dave you can't coach crazy. Even though he tries sometimes.

[@mrsterious5845]

The caller said the lady had Section 8 and lost it. Caller repeated it for a second time. The caller states the lady has never worked. So Section 8 wasn't lost due to a change in income, most likely. If the lady's Section 8 landlord went through an eviction and won, that would be sufficient to lose a Section 8 voucher. Perhaps, the lady was evicted and that led to the loss of Section 8? If the lady was evicted something went wrong with her Section 8 housing situation. The caller provided insufficient information as to what led to the lady losing Section 8, so it's all mere speculation on my part. However, losing Section 8, along with other information provided by the caller (disturbing future potential neighbors, etc) suggest co-signing could put the caller at risk of future legal action. ETA: the brother may in fact be a total jerk who doesn't love his sister and takes pleasure in her misfortune. Or,he could be a decent guy, who's tried again and again to help thr sister only to get burned and he's drawing a boundary. Drawing boundaries doesn't mean love is absent. Love doesn't mean being a doormat.

[@NrthrnKnght]

THE CATS LOST THE SECTION 8!!! with ANGER ISSUES

[@analyticalchick3064]

Most women lose section 8 for letting a boyfriend stay with them or getting a roommate and collecting cash. You don't lose your voucher if you get evicted. You get a new voucher and have to find a new place to live.

[@JoeyNYSDnomad]

Let her do it, she has more excuses and doesn't want advice. California, go figure. They never listen to logic.

[@AlanaVAllen]

Don’t do it!!! I did it for my (former) best friend and he never paid the bill. Then he had the nerve to call the company saying the bill will be paid off in Jesus name. I love Jesus but I ended up settling the bill.

[@reese85]

I’m sorry to laugh! But saying the bill would be paid off in Jesus name, is hilarious!!!!!!!!

[@AlanaVAllen]

@@reese85 I was so mad but guess what the responsibility fell on me at the end of the day!

[@michaelallen3304]

This is one of the funniest things I’ve heard in a long time.

[@reese85]

Again my apologies for laughing cuz I would’ve been pissed as well, but being on the other side of it and hearing it! It’s kinda funny and I hope now that it’s over you can look back and laugh at as well

[@ZayingIt]

Ah man that sucks to hear but boy did I laugh 😭

[@commonenglishmistakes4360]

Not all siblings love each other. Not all would co sign. For so many reasons.

[@janecharette9990]

Do not do this, this is trouble! she will have everyone and there neighbours in there using her food and money and then end up On the street and you are still paying for it. She needs to be in a independent living building with daily help and assistance with the march of dimes or other agencies.

[@drn13355]

She can do it. And she will lose thousands. Do what you want lady. I do not know why she called. She has already made up her mind. When they say don't do it she says basically "yeah but".

[@JM.TheComposer]

She called because she wanted to win the argument against her husband, who also told her not to do it.

[@Dansyoung]

Your empathy will destroy you. I had to learn this the hard way.

[@rabidgoon]

“Your going to get screwed” Hope so, it’s been a while.

[@fabbz94]

Breh 💀

[@tubenachos]

"Long-time listener" my butt 😂😂😂

[@silentnot4812]

This lady needs to talk to a lawyer to go over how many ways this could go terribly wrong. There may be legal issues even having the trust send her the money.

[@cassnate6259]

Sometimes you are better off not stepping into the middle of something, even if you have good intentions.

[@Sheryl777]

👍

[@davef6337]

Co-sign doesn’t mean co-sign. It means you sign. Don’t let them fool you.

[@dazzaoutandabout4870]

High risk, high risk, high risk. Mad if you do this..

[@queen.kristal8395]

it is not her problem at all. between her and your husband. that is how you get yourself into major problems mind your own Business

[@mikefannon6994]

Many years ago I co-signed for a business associate for a phone system. He took off, leaving me with $1500 bill. I had to get a loan on my car, never saw him again. Lesson learned.

[@Jim_Curtis]

This lady is stubborn. Just let her co-sign and get screwed financially. Then, she'll learn the hard way what a bad idea it was.

[@sp-cn8pm]

It's probably better for the cousin to experience consequences for her actions than be bailed out by the caller.

[@chief5981]

@@sp-cn8pmsounds like they both need to learn

[@reese85]

I wouldn’t call her stubborn for wanting to do a good deed

[@BREEZYM6015]

Could a complete stranger co-sign?

[@Jim_Curtis]

@@reese85 She's literally arguing with Dave about not doing it; that's stubbornness.

[@bmaiceman]

The FIRST PROBLEM I SEE HEAR!! ITS IN CALIFORNIA!!!!!! Tour automatically SCREWED with out lube Rigjt from that statement!!! CALIFORNIA EQUALS.... Your automatically screwed. And tpyr needs or li fe e markers NOT!!!

[@prudencek7087]

My husband listening in the background as I watch this video: "People must really be gluttons for punishment calling in and asking Dave these stupid questions."😂😂😂😂

[@BluDynamo]

Nope. She CLEARLY has a history of poor bahavior. This is crazy sauce that's about to be spread on a crazy sandwich.

[@UsernameUnkwn21]

Well ma'am it sounds like you already have your mind made up .. lady do what you want to do

[@rleonekc07]

lady no!!!

[@sconnell1791]

An issue that's not addressed is how the trust paying for rent may jeopardize other government benefits she's receiving. There are often limitations in the trust instrument that distributions shall not be made in a way that cause disqualification from SSI and other benefits. Housing is one of the types of distributions that can disqualify someone.

[@mistdyna]

My brother wanted me to co-sign for a house with 4 bedrooms, in a certain area, with help on the down payment. He has no sense for money due to his ex wife making all financial decisions. I said No so fast his head spun.

[@Tashas_Travels]

She can rent a room with other people and save on money as well and you don't have to co-sign for anything. Shared living is a thing.

[@cyoohoos]

I'm always suspect when someone *starts* an introduction with a qualification. 'I am .....". Usually the main culprit is Christian and that's an immediate checkout but the list keeps growing...

[@michaelhutchings6602]

Dave is ruthless. I love it!

[@TMHF]

No one else on this channel is willing to lay it down like Dave does. When he retires, this channel is done.

[@RandomVids519]

Hes tired of the same old question 😂

[@BREEZYM6015]

Would you love it if you were the one that he was being ruthless to? 😂

[@cutehumor]

Savage Dave is back 😂

[@harshdave7061]

​@@TMHF Old school straightforwardness

[@joelfenner9179]

Rule number 1 when calling Dave Ramsey: Never tell him you are a long time listener.

[@dinospumoni8860]

If the family is dysfunctional there is a reason. And sounds like she’s the reason.

[@x0cat711]

I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Stacey Macken. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can

[@KamranKhalil-br6dk]

Honestly, I'm surprised that this mrs Stacey Macken is mentioned here, came across a testimony about her from one of the beneficiaries on the CNBC news, she seems to be doing extremely well .

[@raphfelimax2713]

That woman has changed my life for good. I attended her investment class couple of weeks and she's the best when it comes for guidance

[@wells7147]

She understands every beginner's intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot

[@aniniels-hw5iv]

I agree with you.I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@tryleraaron9244]

Stacey Macken guided me through budgeting, highlighting areas where I could optimize spending and increase savings. She also provided insights into smart investments to grow my wealth over time, ensuring financial stability even with the higher income

[@mikeshaw4610]

The caller seems to be missing the history of the last few decades.

[@RasimH1982]

John: Is your Co- Signer Safe..

[@lcasey8753]

😂😂😂

[@Lugnut64052]

This is so tiresome

[@rleonekc07]

@@Lugnut64052 agreed lmao

[@cutehumor]

Dr phony balony delony! Solving worlds mental health problems in 15 minute phone calls 😂

[@JoseLopez-jd6kt]

How is all of this her problem to solve? You do YOU. He said something in the ranks of wasting a whole year of her life. That's insane.

[@dudeorduuude5211]

Exactly the right advice. This lady clearly has no experience with someone who is mentally ill. You need strong boundaries and to protect yourself.

[@2023Red]

Problem is guilt from not going along with someone else’s idea for you to do. I would not co-sign anything. But suggest paying every required payment up front. The moment you legally obligate yourself, you face a lifetime of consequences. It reminds me what defines a marriage. A partnership where you get stuck with someone else’s idea of spending…

[@JaredGammel]

'... He doesn't love her" That killed me lol

[@emmah6045]

The parents left a trust for a reason. If the brother isn't caring for his sister, perhaps the caller could contact some advocate service that can urge the brother to " cough up" funds for housing. It seems like that is what is needed.

[@RafaelHernandez-vt8fu]

She’s the definition of “nice guys finish last” she’ll hang up the phone and co-sign and end up in a world of trouble.

[@Mr.Boring_Man]

People like this want someone else to blame if things don't go their way. If this lady is so trustworthy and you have all the evidence, then just do it. Why ask strangers on the internet? She "feels" it's the right thing to do but wants someone else to blame when it backfires.

[@azimuthbusinesscenter]

I know you say never cosign ever for any reason no matter what... buhhhht wudddddaaaabooooouuuuuut....

[@Sheryl777]

I think that Dave is probably right when he says the woman's brother has probably been burned too many times and that's why he doesn't want to try to help his sister any longer.

[@CORDELLOSMITH2]

Lady go head and co-sign the hood needs you

[@Erichewis]

Amazing videos. You worked 8-10hrs everyday just to pay bills, meanwhile some people put $2k-$5k into trading forex and make hundreds of thousands. Forex is still the best...

[@Richhart852]

It's true that you can imagine the benefit that people get from trading forex on a daily basis

[@Johnny46532]

Finding yourself a good broker is the same as finding a good wife, where you get less stress you get just enough with so much little effort at things

[@henrymatthew2186]

I work from 9 a.m. to 5 p.m. and I don't have time. Please can you help me with forex trading

[@Johnny46532]

Currently, an account portfolio manager manages my forex investments, while I invest in real estate with the profits.

[@henrymatthew2186]

How good is your account manager and how can I contact him?

[@michaeltucker3361]

Wait where is Dr Phil

[@prudencek7087]

Judy is trying to be the saviour and good Samaritan so bad, saying that the brother doesn't love his sister. Ma'am her parents didn't even trust her 60 year old behind enough to leave money to her directly, they left it in a trust under the care of the brother. There's a reason for this. Judy you're sticking your "Karen" nose where it doesn't belong and you're trying to be this ladies savior, and trying to pull the holier than thou card on the brother; and you'll just end up getting burned. I don't doubt that this caller will most likely ignore Dave's and John's advice and pay the price later; then she'll make herself out to be a martyr after the sister takes advantage of her. 🤦🏽‍♀️

[@kendrapratt2098]

This all day!😂

[@Mc.flyyy11]

Never ever co-sign

[@reese85]

I’ll def co-sign for my kids and live with whatever outcomes that comes with that

[@Sheryl777]

@@reese85 That explains why you aren't smart financially it sounds like.

[@reese85]

@Sheryl777 I could care less what it sounds like to u but as I said! When it comes to my kids, I would co-sign for them and accept whatever comes with it. If you don’t feel the same about your kids, that’s on u

[@araoyatomo985]

It's the 93 cats..... I'm afraid off! 😂

[@fredalkent]

Kim: I know one person that ate only oatmeal for a year and a half in order to save up for a mortgage down payment.

[@Sheryl777]

@fredalkent and now that person's health is so bad they wouldn't be able to enjoy having a house anyway (it sounds like).

[@AaaqilZaka]

Thanks for the continuous update! I am super excited about how my stock investment is going so far, making over $32k weekly is an amazing gain.

[@MarvelousChristian-e5l]

You're correct!! I make a lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at this moment.

[@ChungHyun-d5v]

I just want to use this opportunity to say a very big thank's to Marianna and his Strategy, he changed my life.

[@JoseOliver-i7w]

Miss Marianna program is widely available online..

[@CarolParks-t5u]

Started with 5,000$ and Withdrew profits 89,000$

[@CarolParks-t5u]

Marianna gave me the autonomy I need to learn at my own pace and ask questions when I need to she's so accommodating.

[@lms2379]

I trust the 92 cats more than the cousin.

[@MrTmenzo]

If you care for her so much rent her a room ouf of your household, but you wouldn't do that huh 😂

[@kendrapratt2098]

Good point!

[@patrickchilds5486]

She will not listen. Good job not listening…

[@r.weaver3769]

I have health issues, no family where we are, my home is paid off, I made repairs on home A/C $8k, Car $10k, everything else paid, sister wants us to move to where she is, but houses are more expensive. Closest relative is a 10 hour drive. I'm in no condition for moving, 64 recovering third cancer treatment, wife older bad knees and ticker, 20 YO grandson, autistic, whom we raised since 2, has no understanding in caring for anyone. What should I look for in options?

[@lonestarrk9308]

My brother is in a pretty bad situation. The family was having a conversation about a path to clean his life up and he mentioned co-signing for a car. My mom and I immediately said no. It’s a non-starter and always will be.

[@floppercosplay5262]

Maybe he needs a car to get to work?

[@ryanespinoza7297]

@@floppercosplay5262help front up cash for a sub 10k used car if you want to help someone get transportation for work. Never co-sign a loan for anyone, especially one who is irresponsible.

[@peterrose5373]

"Co sign" in this case isn't even just cosigning a loan, which you could do if you we were willing to just pay of the entire thing yourself. This sounds like signing up for an unrestricted liability. I wonder if there's any kind of insurance you can buy for this kind of thing? You're better off buying her a cottage, somewhere.

[@jimroscovius]

Don't do it. Period!!

[@tylersanders2388]

Absolutely the worst type of person to co-sign for. Personal issues, mental issues, broke, and her own brother wouldn’t co-sign. Find digital statements to prove that she has the money. It’s worth the extra effort to not co-sign. I could imagine a situation where co-signing for your 20 year old kid getting their first apartment in college makes sense as long as it’s a responsible kid but that’s about all.

[@jimroscovius]

The only people we ever cosigned for were our kids so they could get a lower interest rate on their cars. They had the money, and payments to the bank were taken out of their bank accounts. Also, we had the money in case something happened, which nothing did. We have never cosigned for anyone else.

[@Mr_Fairdale]

Finally a Dave video

[@restandrelaxation4039]

I feel no empathy for people who have never worked going homeless. If she can live alone, she can work.

[@jeffreywhitaker5154]

Oh GOD. Based on just the comments I don’t even want to listen to this episode!!! I just may skip it. Smmfh.

[@greggpurviance7252]

The trustee is responsible to care for her. The trustee needs to find a new one if he doesn't want to. Do not co-sighn

[@chazzkramer7676]

At 0:20 she said she does want to cosign. Her mind was made up before she called the show.

[@Kris-sc9oc]

Trouble with what?? 2:20

[@krobdawg]

Neighbors. Had to do a double take at first though 😂

[@johndone8045]

Just cosogn it, worst thing just pay her apartment for a year

[@betitos11]

Its funny how people call to ask for permission 🤣🤣

[@lolwtnick4362]

LOL these women bots already commenting before I finished the video

[@Ryan_DeWitt]

As soon as I heard "section 8" that was a big no.

[@steviejd5803]

Dave has help me out so very much, thanks Dave.

[@AnnaAllenko]

Your videos are always so high quality and heartfelt. Thank you for your talented creativity!🌔♀️🫶

[@RobertOBrien-jk2bz]

shut up bot

[@b_bogg]

Dave went full Springfield!

[@Lennietaylor25]

All money ain’t good money!

[@thewiseman6866]

She needs to learn the hard way

[@lonestarrk9308]

Does the sister live in LA too?

[@zyxaircraft]

She sounds like Kamala

[@situated4]

This is the most Californian of all. Pelosi's people.

[@cwskoshikun]

Said the dumbest person ever

[@CORDELLOSMITH2]

Paying rent 14 months in advance is a bad idea

[@reese85]

how come?

[@CORDELLOSMITH2]

@@reese85 what if L&i shut the whole building down in the 3rd month?

[@reese85]

I mean what are the odds of something like that happening tho?

[@CORDELLOSMITH2]

@@reese85 happens all the time especially to someone accustomed to living under section 8 conditions and what if the building collapsed or a rat infestation?

[@reese85]

Nothing of which you’re saying happens all the time, besides the building possibly being infested.

[@gopikonda4348]

Don’t do it as a boss lady❤

[@Prettymom619]

This poor woman will learn the hard way

[@lot2196]

Yep. She's going to do it anyway.

[@wh4tevercomest0mind41]

Howdy

[@lonestarrk9308]

Of course the caller equates not co-signing with not loving love his sister. Women ☕️

[@Sheryl777]

@lonstarrk9308 Agree....the brother probably has very good reasons for not going along with his sister's hair brained plans. He knows enough about his sister to know better.

[@janise01]

Or she knows the family and knows he doesn't care about her regardless of whether he signs or not. There's a ton of dysfunctional families where members wouldn't even pause in conversation if they saw a relative on fire.

[@CORDELLOSMITH2]

A lady I got crypto 50 percent off

[@JunlaiAiguo]

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

[@Chenghaop3]

Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

[@Josephtimothyq5]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

[@FrankEword0v]

Could you possibly recommend a CFA you've consulted with?

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My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.. ..

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!!!I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks or Crypto will be appreciated

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[@JoseLopez-lf9rw]

I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $100k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.

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[@BensonTati]

look up her name on the web for her website.

[@jimmymcgill6778]

Dave just dismissing her and calling her a liar. Dave's just putting hatred for her own family onto other people. Her friend have mental problems. So of course Dave dismiss everyone with mental problems.

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Thank you for your efforts! Your videos are always so interesting and professional. Continue to please us with your work.🛬🧲😋

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