YOU THINK $250,000 IS A LOT OF MONEY 🤡

  Рет қаралды 23,626

Layah Heilpern

Layah Heilpern

8 ай бұрын

Join my free and private group. I discuss all modern wealth creations: t.me/+JxwIUmQ2Q900Mjk0

Пікірлер: 241
@Nicolai_Vanchesky
@Nicolai_Vanchesky 8 ай бұрын
Most Americans have less than $500 cash for emergencies….
@BTyler808
@BTyler808 8 ай бұрын
Don't be like most Americans.
@ferdinand8994
@ferdinand8994 8 ай бұрын
Who asked them to spend everything, no one's fault Americans have low iq's..
@bradIeyyy
@bradIeyyy 8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@bradIeyyy
@bradIeyyy 8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@SurfAndTravel
@SurfAndTravel 8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@staygolden9264
@staygolden9264 8 ай бұрын
lol i live in California. $250k cant even buy you an Abandond house in Compton.
@danzwku
@danzwku 8 ай бұрын
This is why billionaires borrow money against their stocks. If you borrow a million, they give you a million.
@AncestryMindset
@AncestryMindset 7 ай бұрын
I agree , thanks for this content Layah 💎
@TheCardinalWayne
@TheCardinalWayne 8 ай бұрын
"The average American is brainwashed". That's correct on so many levels.
@bradIeyyy
@bradIeyyy 8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@bradIeyyy
@bradIeyyy 8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@SurfAndTravel
@SurfAndTravel 8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@TheDonald2024
@TheDonald2024 8 ай бұрын
USA has more billionaires and millionaires than any country on earth.. we RUN your world and also the 250K FDIC in banks is for small checking accounts, europeans are brainwashed they do everything daddy government says lol
@EveryKneeWillBow2Christ
@EveryKneeWillBow2Christ 8 ай бұрын
USA has more billionaires and millionaires than any country on earth.. we RUN your world and also the 250K FDIC in banks is for small checking accounts, europeans are brainwashed they do everything daddy government says lol
@TheAppleFan
@TheAppleFan 8 ай бұрын
You’re so right Layla. I always thought about that.
@bunnyhunter0956
@bunnyhunter0956 8 ай бұрын
Thank you Layah🙏✊️
@davidwagner9644
@davidwagner9644 8 ай бұрын
Yes, $250,000 per account. You are allowed a checking, savings and money market. You can also spread it over multiple banks. If you have 1 million dollars, you can purchase additional FDIC to cover the gap between $250k and 1 million. Also, if you have 1 million or more, you can go through a Federal Reserve Bank not an FDIC insured bank. Also, if you are Uber wealthy, you bank through a private bank that is not FDIC insured.
@jonjeskie5234
@jonjeskie5234 7 ай бұрын
If your Uber rich you don't use banks, you use brokerages. She's not thinking here...
@andrewrichards5590
@andrewrichards5590 6 ай бұрын
She is brainwashed because she makes money on bitcoin that will fail if the people dont go that way!
@SurfAndTravel
@SurfAndTravel 8 ай бұрын
most people in the UK and europe are financially worse off than Americans lol also those high taxes lol
@biglocc2209
@biglocc2209 8 ай бұрын
That’s is not true.
@OTB2002
@OTB2002 8 ай бұрын
Americans talking about high taxes lol, do you know how much you people pay to the government? Why do you have more homeless people per capita than the uk? It’s like when Americans say shit like this, they forget about medical bills, college etc.
@alassane5055
@alassane5055 8 ай бұрын
America is becoming a third wrold country
@jonjeskie5234
@jonjeskie5234 7 ай бұрын
​@@biglocc2209it's true. Check the stats. Europeans (average) have worse inflation, lower net earnings, plus they work less hours to begin with, so lower gross earnings as well..... but they do have better social safety nets 😂
@aurelianspodarec2629
@aurelianspodarec2629 7 ай бұрын
@@jonjeskie5234 True, but you can't classify Europe as a whole as economics differ from country to country by quite a lot. Quality of life is betterin Poland than UK, even tho in UK you make more money and have a bigger international buy power. It hurts more to have inflation in Poland, but you're sill living above average per say than UK in many regards. But depends how we want to talk about it xd
@Baseballisbest67
@Baseballisbest67 8 ай бұрын
Wow! She’s a beauty! Has a sensible & intelligent mind. Well done God
@jt_rooster3228
@jt_rooster3228 8 ай бұрын
Not someone you can mess with easily for sure.
@digitalnomadart
@digitalnomadart Ай бұрын
You have changed my relationship with that number now. Thanks for the awakening Layah.
@joeperez8645
@joeperez8645 Ай бұрын
That was a brilliant observation. I've never considered that imposed psychological mind frame before, but now I feel I can not go back ever again. You have opened my eyes.
@gavdallas
@gavdallas 3 ай бұрын
Good points from you and your brother
@vripper2678
@vripper2678 8 ай бұрын
The poorest house in the corner of the poorest neighborhood in the entire world…. Costs $250k. I mean the place everyone lives in America costs 1 million after interest.
@oblivionviix9896
@oblivionviix9896 8 ай бұрын
The Amish have entered the chat.
@Basilisk2077
@Basilisk2077 8 ай бұрын
I live in a rural area. I’ve seen plenty of houses sell for under 250k even this year. You clearly have no sense of reality lol.
@iiyyxxnn
@iiyyxxnn 8 ай бұрын
You can find stuff in the middle of no where and start a farm if you have a chunk of money saved but any areas that have work avaliable in Canada your looking at around 700k for a family home now and our general dollars don't go far here either.
@VicColomeet
@VicColomeet 8 ай бұрын
I don't understand if you think America is the whole world or something,here in Italy if you go to less populated cities houses are below 80k
@jonjeskie5234
@jonjeskie5234 7 ай бұрын
​@@iiyyxxnnthe average salary is like 59k out there! Where do you guys live in huts??
@hinterseerhansi1433
@hinterseerhansi1433 6 ай бұрын
I swear i love this Girl soooo much ❤❤❤❤❤❤ looks good , much positivy and nice vibe
@tatesworld3375
@tatesworld3375 8 ай бұрын
It’s not a small amount though
@B.A.N73
@B.A.N73 8 ай бұрын
So if a bank goes under, a multi-millionaire can't even buy a house.
@jonjeskie5234
@jonjeskie5234 7 ай бұрын
​@@B.A.N73 they can buy 3 ... in Mississippi 🤭
@aaronsmessage9003
@aaronsmessage9003 8 ай бұрын
It is a lot of money for the average person to be able to invest in
@LouieVeryRare
@LouieVeryRare 7 ай бұрын
to invest sure, but if you wanted to buy a house and car and feed your family from 25-80 years old, you would need a lot more than 250K but Majority of Americans don’t invest at all, that’s why they are all poor
@aurelianspodarec2629
@aurelianspodarec2629 7 ай бұрын
@@LouieVeryRare Yeah, I saw homes there cost like 700-1000k for some simple home in California xd nuts
@LouieVeryRare
@LouieVeryRare 7 ай бұрын
@@aurelianspodarec2629 Even in states like Kansas a house is 200k for one bedroom a newer one too
@ProjectPewgf
@ProjectPewgf 8 ай бұрын
Amazing message
@minxbade
@minxbade 8 ай бұрын
Exactly right. Banks in the US don't carry the amount of money actually deposited in the bank. They use fractional reserve banking. They only keep about 25% or less of actual deposits.
@codym7960
@codym7960 7 ай бұрын
they changed it back in like 2020 or 2021 where it not even fractional reserve banking anymore...
@headlibrarian1996
@headlibrarian1996 5 ай бұрын
So do UK banks. All modern Western banks are fractional-reserve banks.
@NiteJerk
@NiteJerk 8 ай бұрын
True words of wisdom
@GalaxyOfBoltz
@GalaxyOfBoltz 8 ай бұрын
I’m gonna keep it 💯 I didn’t hear a single word you just said
@jegri024
@jegri024 6 ай бұрын
With a mindset that Layah has, makes her quite a catch. Making good men proud.
@rakshithappaiahhs4186
@rakshithappaiahhs4186 8 ай бұрын
These views and that black dress ❤❤
@robertvandyke9781
@robertvandyke9781 8 ай бұрын
covered all yeh you right smart woman
@f0ster444
@f0ster444 8 ай бұрын
That’s why you buy gold and bitcoin
@Mahirbatuhann
@Mahirbatuhann 8 ай бұрын
this girl trying look a rich girl but not. she is a "podcastgirl"
@ParzivalPheonix
@ParzivalPheonix 8 ай бұрын
Not a lot of money for a high class international escort.
@luisluis5306
@luisluis5306 8 ай бұрын
not so high class
@kelseyloves
@kelseyloves 8 ай бұрын
here in europe the average european can't even afford a small car...
@maxximus91
@maxximus91 8 ай бұрын
Canada as well. Same bs type of government that literally taxes the air is why.
@tecumseh4095
@tecumseh4095 8 ай бұрын
But they can afford education and healthcare. The two fundamental things that really matters in life.
@OTB2002
@OTB2002 8 ай бұрын
Any facts to back your claim?
@aurelianspodarec2629
@aurelianspodarec2629 7 ай бұрын
Who is this girl on your profile picture? Soo pretty
@dr.papadopolis7171
@dr.papadopolis7171 8 ай бұрын
Wish more women thought this way ...
@shanenolan5625
@shanenolan5625 8 ай бұрын
Awesome dress
@asiaasia4205
@asiaasia4205 7 ай бұрын
Layah looing fab ❤❤❤
@GrandmasterHustlers
@GrandmasterHustlers 8 ай бұрын
The world wants us poor and controllable
@mikezsuave
@mikezsuave 8 ай бұрын
Her hair suits her this colour
@Bitcoinbull21
@Bitcoinbull21 3 ай бұрын
To say that that isn’t a lot of money shows how out of touch you are with regular working day people. Remember most people on earth don’t make more than 2 dollars a day…
@zaidnassar.2569
@zaidnassar.2569 8 ай бұрын
And that's why women are to be seen not heard lol
@SK-vg3mw
@SK-vg3mw 8 ай бұрын
Bingo 😂
@scroobiuspip7705
@scroobiuspip7705 7 ай бұрын
Shes so flipping fit!
@frankrizzo5262
@frankrizzo5262 8 ай бұрын
She just explained why men don’t marry
@leezap
@leezap 7 ай бұрын
lol
@popefrancis1629
@popefrancis1629 8 ай бұрын
Thick people with money will forever be fascinating
@TheInvestingVlogger
@TheInvestingVlogger 8 ай бұрын
The UK banks only insure upto £85k so count yourself lucky!! That's most of them bearing in mind some dont even insure at all. You cant get insurance with Bitcoin so dont understand your point??
@yessir4859
@yessir4859 7 ай бұрын
It’s £80k in the U.K. lol
@Bruzeys
@Bruzeys 8 ай бұрын
I love the scripted questions haha very cute
@lilbobross
@lilbobross 7 ай бұрын
yeaah shes a fraud
@bradfordweiser5879
@bradfordweiser5879 8 ай бұрын
There is no limit to the number of bank accounts per person - each account is insured up to $250k so if you can be covered for $100M if need be.
@TruthPapi
@TruthPapi 8 ай бұрын
*each bank, not account
@aurelianspodarec2629
@aurelianspodarec2629 7 ай бұрын
@@TruthPapi Imagine opening 500bank accounts to store 100m xD
@Owlz0nly
@Owlz0nly 8 ай бұрын
I’m in love 🥰
@adamcraig1468
@adamcraig1468 8 ай бұрын
Shes wifey
@ghostgrowz9750
@ghostgrowz9750 8 ай бұрын
🔥🔥🔥💯💯
@MODSofBOTS
@MODSofBOTS 8 ай бұрын
Layah dear, you look like a beautiful dark reaper in that black dress. Absolutely love it.
@huntr1998
@huntr1998 8 ай бұрын
the higher the FDIC, the more money a bankrupted bank can rehypothecate after gambling it all away, the fed will collateralize the reserves with new money, higher FDIC limits means, when banks go bankrupt, more fractional reserve money that never existed gets injected into the economy creating massive massive inflation.
@huntr1998
@huntr1998 8 ай бұрын
the money went somewhere, just not where it should be, when the government steps in and gives people their stolen money back with freshly printed money, it duplicates the dollar that has already been fractionalized.
@johnnymidas5879
@johnnymidas5879 8 ай бұрын
👍👍👍👍
@JamesSmith-iz3ui
@JamesSmith-iz3ui 7 ай бұрын
UK banks have a guranteed limit of only 80K GBP
@jjr902
@jjr902 8 ай бұрын
🔥🔥🔥
@BingTX
@BingTX 8 ай бұрын
Why would anyone keep that much cash in a bank account??? Even pre BTC....
@9770G
@9770G 8 ай бұрын
Layah how much do u have in bitcoin? Also don’t u rent a apartment? To say 250k isn’t a lot is comical coming from a renter…
@AA-tm6hk
@AA-tm6hk 8 ай бұрын
I am in love with this girl, I just love her
@lilbobross
@lilbobross 7 ай бұрын
ur in love with fraud
@davecphotographyuk
@davecphotographyuk 8 ай бұрын
Your hair goes well with that dress.
@TruthPapi
@TruthPapi 8 ай бұрын
250K is the FDIC limit PER BANK…. There are hundreds of banks to choose from out there, most “wealthy people” don’t put all money in ONE bank 😅. let that sink in 🤯…. Maybe you’d be better off putting your money in FTX
@lophius7614
@lophius7614 8 ай бұрын
this is like the same thing as girls on tiktok being asked what the median wage is and them saying 500k a year.
@golfbulldog
@golfbulldog 8 ай бұрын
4 bank accounts....???
@MrandMrsGoodDeeds
@MrandMrsGoodDeeds 8 ай бұрын
Can I put 250k in different banks and be covered each location or is it total between all locations for a total of 250 K?
@SK-vg3mw
@SK-vg3mw 8 ай бұрын
Yes, the cover is per account. you can also use your kids accounts to get additional cover, which is the same.
@RT-op6sz
@RT-op6sz 7 ай бұрын
Magnetic , specially in Black.
@KJ.Boyyee
@KJ.Boyyee 8 ай бұрын
Layah, Ive heard from friends and family who say that $1,000,000 isnt alot of money these days either. Do you agree with that??
@headlibrarian1996
@headlibrarian1996 5 ай бұрын
My understanding is UK accounts are only protected up to £85,000. Complaining about $250,000 seems misguided.
@derekbentley334
@derekbentley334 7 ай бұрын
Only when selling a $12 penny from Canada with a dot. 300k or have silver dollars worth 500k and a million found another thought to not exist
@mVpSlayer
@mVpSlayer 8 ай бұрын
💯
@jasonreviews
@jasonreviews 5 ай бұрын
why can't this women be role model for the rest of them?
@WheelC
@WheelC 8 ай бұрын
That's 250k per bank. So it is easy to diversify and spread across several.
@derekbentley334
@derekbentley334 7 ай бұрын
Find 20 million in assets bought for less than $10,000
@frankrizzo5262
@frankrizzo5262 8 ай бұрын
200k is not a lot of money to the people pushing you into war
@pgale
@pgale 8 ай бұрын
Open more then one account not rocket science, that's what I did while its waiting to get deployed elsewhere.
@G_Chain
@G_Chain 8 ай бұрын
Layah it’s only £75k here in the U.K. 🤷🏽‍♂️
@jw8927
@jw8927 8 ай бұрын
Layah, that is 250,000 per bank account . Open more accounts . Also in a brokerage account $500,000 for securities and $250,000 cash
@jw8927
@jw8927 8 ай бұрын
You can have an additional account at another intuition and it would be covered, so my statement is true. Just not at the same exact bank.@@curtisalbrecht9837
@ELkhannah
@ELkhannah 6 ай бұрын
@melvinr643
@melvinr643 8 ай бұрын
Perception on a Perceived Reality, As to the Reality of The Perception.😮
@RKOzza
@RKOzza 7 ай бұрын
Don't matter. She sleeps with her brother
@UnderworldQ
@UnderworldQ 8 ай бұрын
We all can’t be wealthy. Someone Hass to do the work, but yet everybody shits on the billionaires, but they’re the ones that create jobs.
@pouroverfinance
@pouroverfinance 7 ай бұрын
Buy assets, insure assets, borrow against asset. Why would anyone have 1 million sitting in a bank?
@moh7354
@moh7354 7 ай бұрын
Ohh her man gon need to be rich rich
@BingTX
@BingTX 8 ай бұрын
That's not how much you're allowed to make...you just shouldn't have anywhere mear that much in a savings account. Your money should be somewhere else, in assets that will increase in value over time.
@r.s1955
@r.s1955 8 ай бұрын
Wow ❤️🌹🫦
@r.s1955
@r.s1955 8 ай бұрын
@@What-sApp135 how are you beautiful you are braces; sweet honey I like you I love you so much for my heart God bless you Sweetie ❤️🌹🫦🙏
@bptim42
@bptim42 7 ай бұрын
Only £75k in the UK
@GIMMETHELOOTNOW
@GIMMETHELOOTNOW 8 ай бұрын
Is that 250k for each bank or total for all bank accounts??
@andywong2244
@andywong2244 8 ай бұрын
for each bank account
@SkylerF
@SkylerF 8 ай бұрын
For each bank account, you can spread it across multiple and be good.
@TruthPapi
@TruthPapi 8 ай бұрын
PER BANK
@haydena96
@haydena96 8 ай бұрын
This is another reason you buy assets
@jabbar.tengah
@jabbar.tengah 7 ай бұрын
thats why we dont use a brokie bank
@skeenster
@skeenster 8 ай бұрын
You just put 250k in 4 accounts and you are covered
@skeenster
@skeenster 8 ай бұрын
I meant separate banks not the same bank
@WaterandWoodsmen
@WaterandWoodsmen 8 ай бұрын
Looking good in black and darker hair ❤❤❤❤
@wallewallachian
@wallewallachian 7 ай бұрын
In Europe they insure only 100.000eur
@glass1258
@glass1258 8 ай бұрын
You’re not the first to question it , you’re not that special.
@mihabrilj152
@mihabrilj152 8 ай бұрын
a smal country like mine has 52b in GDP. IF YOU CANT BUY A COUNTY, YOUR BROKE
@robertvandyke9781
@robertvandyke9781 8 ай бұрын
black is your color gees wow
@warrenbfeagins
@warrenbfeagins 8 ай бұрын
You open 4 accounts. Each one is insured for $250K. $1 million total.
@tecumseh4095
@tecumseh4095 8 ай бұрын
And pay the bank 4 times instead of 1
@warrenbfeagins
@warrenbfeagins 8 ай бұрын
@@tecumseh4095 The aggregate amount is the same.
@2dazetake
@2dazetake 8 ай бұрын
You can always put another 250k in another bank, why would you put more than that in just one bank anyway,people with millions use off shore accounts too,they aren't trying to tell Americans that there's a cap,the dunce cap comes from not even realizing the options rich people have,when it comes to banking.
@benjaminkiss3588
@benjaminkiss3588 8 ай бұрын
A beautifull women we see!
@mgurcanli
@mgurcanli 6 ай бұрын
best way to make money is by getting a job 👍🏻
@Marc-8888
@Marc-8888 8 ай бұрын
Acctually almost everywhere I know off it is only up to 100k covered !!!
@SK-vg3mw
@SK-vg3mw 8 ай бұрын
Looks like you don’t know much, lol. In UK the cover is £85k which is about $100k, USA is $250k (for each bank account). You can also use your kids accounts to get additional cover.
@iiyyxxnn
@iiyyxxnn 8 ай бұрын
Scary
@SK-vg3mw
@SK-vg3mw 8 ай бұрын
@@iiyyxxnn What’s so scary ? If you have accounts in the 5 largest banks it’s already $1.25mil, plus have few offshore banks, then you can utilise kids accounts (if you have any), there are many options to increase the threshold. It is barely an issue really..
@iiyyxxnn
@iiyyxxnn 8 ай бұрын
@@SK-vg3mw whatever makes you comfortable
@tristondaniels599
@tristondaniels599 8 ай бұрын
Just have multiple bank accounts.
@tecumseh4095
@tecumseh4095 8 ай бұрын
And pay multiple bank fees
@tristondaniels599
@tristondaniels599 8 ай бұрын
@@tecumseh4095 who pays bank fees?
@Breaktheice123
@Breaktheice123 7 ай бұрын
She is an absolute goddess
@ItsjokERtime-
@ItsjokERtime- 7 ай бұрын
Simp
@Olddirtytiger
@Olddirtytiger 8 ай бұрын
Interesting, interesting still wouldn't say no to 250k but doesn't buy a house in london, or a flat tbh
@AK_UK_
@AK_UK_ 8 ай бұрын
Your PR is very off point. Esp when most of us are struggling and we can't all use our looks to gain social media followers. That being said, seems like your benefitting from capitalism.
@auntlynnonline6206
@auntlynnonline6206 8 ай бұрын
Sweetie, you can open more than one account. 😂
@auntlynnonline6206
@auntlynnonline6206 8 ай бұрын
@curtisalbrecht9837 I love guys like you. 😂 What was it about the simple statement 'open more than one account,' that was so confusing for you? Are you assuming I don't know what I'm talking about because I didn't go into great detail? Do you feel like you need to tell me I'm 'WRONG' and 'mansplain' me? Like I said, you can open more than one account. Go to different banks. Go to different countries if you feel you must. You can even open more than one insured account at the same bank if they are different types of accounts. ‘WRONG’! Have a nice day.
@dukes70
@dukes70 7 ай бұрын
I understand what you’re trying to explain but to say $250K isn’t a lot of money is ridiculous. 🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️
@justWIN96
@justWIN96 8 ай бұрын
Is that 250k in one bank? Or across all your bank accounts?
@SK-vg3mw
@SK-vg3mw 8 ай бұрын
Each bank will cover you for $250k individually.
@SD-mi2vc
@SD-mi2vc 8 ай бұрын
​@@SK-vg3mwso what happened if you have more
@justWIN96
@justWIN96 8 ай бұрын
@@SK-vg3mw thank you, so then just open multiple accounts 🤷🏽 problem solved no? The mental cap part is accurate
@SK-vg3mw
@SK-vg3mw 8 ай бұрын
@@SD-mi2vc have several banks (always wise thing to do regardless of the cover), keep majority of the amount in top largest banks. Also why would you ever keep millions in cash ? Usually, people buying assets (stocks, property etc) and using credit lines against those assets to access liquidity
@justWIN96
@justWIN96 8 ай бұрын
@@curtisalbrecht9837 got it ! Thank you for the clarification
@SypherSeven
@SypherSeven 5 ай бұрын
No. No amount of that nonsense is.
@SypherSeven
@SypherSeven 5 ай бұрын
P.S. not even the amount they created in the Cestui Que Vi trust with american's "U.S. Citizen" birth certificate / social security system.
ACCOUNTANT EXPLAINS: Money Habits Keeping You Poor
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