Join my free and private group. I discuss all modern wealth creations: t.me/+JxwIUmQ2Q900Mjk0
Пікірлер: 241
@Nicolai_Vanchesky8 ай бұрын
Most Americans have less than $500 cash for emergencies….
@BTyler8088 ай бұрын
Don't be like most Americans.
@ferdinand89948 ай бұрын
Who asked them to spend everything, no one's fault Americans have low iq's..
@bradIeyyy8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@bradIeyyy8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@SurfAndTravel8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@staygolden92648 ай бұрын
lol i live in California. $250k cant even buy you an Abandond house in Compton.
@danzwku8 ай бұрын
This is why billionaires borrow money against their stocks. If you borrow a million, they give you a million.
@AncestryMindset7 ай бұрын
I agree , thanks for this content Layah 💎
@TheCardinalWayne8 ай бұрын
"The average American is brainwashed". That's correct on so many levels.
@bradIeyyy8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@bradIeyyy8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@SurfAndTravel8 ай бұрын
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
@TheDonald20248 ай бұрын
USA has more billionaires and millionaires than any country on earth.. we RUN your world and also the 250K FDIC in banks is for small checking accounts, europeans are brainwashed they do everything daddy government says lol
@EveryKneeWillBow2Christ8 ай бұрын
USA has more billionaires and millionaires than any country on earth.. we RUN your world and also the 250K FDIC in banks is for small checking accounts, europeans are brainwashed they do everything daddy government says lol
@TheAppleFan8 ай бұрын
You’re so right Layla. I always thought about that.
@bunnyhunter09568 ай бұрын
Thank you Layah🙏✊️
@davidwagner96448 ай бұрын
Yes, $250,000 per account. You are allowed a checking, savings and money market. You can also spread it over multiple banks. If you have 1 million dollars, you can purchase additional FDIC to cover the gap between $250k and 1 million. Also, if you have 1 million or more, you can go through a Federal Reserve Bank not an FDIC insured bank. Also, if you are Uber wealthy, you bank through a private bank that is not FDIC insured.
@jonjeskie52347 ай бұрын
If your Uber rich you don't use banks, you use brokerages. She's not thinking here...
@andrewrichards55906 ай бұрын
She is brainwashed because she makes money on bitcoin that will fail if the people dont go that way!
@SurfAndTravel8 ай бұрын
most people in the UK and europe are financially worse off than Americans lol also those high taxes lol
@biglocc22098 ай бұрын
That’s is not true.
@OTB20028 ай бұрын
Americans talking about high taxes lol, do you know how much you people pay to the government? Why do you have more homeless people per capita than the uk? It’s like when Americans say shit like this, they forget about medical bills, college etc.
@alassane50558 ай бұрын
America is becoming a third wrold country
@jonjeskie52347 ай бұрын
@@biglocc2209it's true. Check the stats. Europeans (average) have worse inflation, lower net earnings, plus they work less hours to begin with, so lower gross earnings as well..... but they do have better social safety nets 😂
@aurelianspodarec26297 ай бұрын
@@jonjeskie5234 True, but you can't classify Europe as a whole as economics differ from country to country by quite a lot. Quality of life is betterin Poland than UK, even tho in UK you make more money and have a bigger international buy power. It hurts more to have inflation in Poland, but you're sill living above average per say than UK in many regards. But depends how we want to talk about it xd
@Baseballisbest678 ай бұрын
Wow! She’s a beauty! Has a sensible & intelligent mind. Well done God
@jt_rooster32288 ай бұрын
Not someone you can mess with easily for sure.
@digitalnomadartАй бұрын
You have changed my relationship with that number now. Thanks for the awakening Layah.
@joeperez8645Ай бұрын
That was a brilliant observation. I've never considered that imposed psychological mind frame before, but now I feel I can not go back ever again. You have opened my eyes.
@gavdallas3 ай бұрын
Good points from you and your brother
@vripper26788 ай бұрын
The poorest house in the corner of the poorest neighborhood in the entire world…. Costs $250k. I mean the place everyone lives in America costs 1 million after interest.
@oblivionviix98968 ай бұрын
The Amish have entered the chat.
@Basilisk20778 ай бұрын
I live in a rural area. I’ve seen plenty of houses sell for under 250k even this year. You clearly have no sense of reality lol.
@iiyyxxnn8 ай бұрын
You can find stuff in the middle of no where and start a farm if you have a chunk of money saved but any areas that have work avaliable in Canada your looking at around 700k for a family home now and our general dollars don't go far here either.
@VicColomeet8 ай бұрын
I don't understand if you think America is the whole world or something,here in Italy if you go to less populated cities houses are below 80k
@jonjeskie52347 ай бұрын
@@iiyyxxnnthe average salary is like 59k out there! Where do you guys live in huts??
@hinterseerhansi14336 ай бұрын
I swear i love this Girl soooo much ❤❤❤❤❤❤ looks good , much positivy and nice vibe
@tatesworld33758 ай бұрын
It’s not a small amount though
@B.A.N738 ай бұрын
So if a bank goes under, a multi-millionaire can't even buy a house.
@jonjeskie52347 ай бұрын
@@B.A.N73 they can buy 3 ... in Mississippi 🤭
@aaronsmessage90038 ай бұрын
It is a lot of money for the average person to be able to invest in
@LouieVeryRare7 ай бұрын
to invest sure, but if you wanted to buy a house and car and feed your family from 25-80 years old, you would need a lot more than 250K but Majority of Americans don’t invest at all, that’s why they are all poor
@aurelianspodarec26297 ай бұрын
@@LouieVeryRare Yeah, I saw homes there cost like 700-1000k for some simple home in California xd nuts
@LouieVeryRare7 ай бұрын
@@aurelianspodarec2629 Even in states like Kansas a house is 200k for one bedroom a newer one too
@ProjectPewgf8 ай бұрын
Amazing message
@minxbade8 ай бұрын
Exactly right. Banks in the US don't carry the amount of money actually deposited in the bank. They use fractional reserve banking. They only keep about 25% or less of actual deposits.
@codym79607 ай бұрын
they changed it back in like 2020 or 2021 where it not even fractional reserve banking anymore...
@headlibrarian19965 ай бұрын
So do UK banks. All modern Western banks are fractional-reserve banks.
@NiteJerk8 ай бұрын
True words of wisdom
@GalaxyOfBoltz8 ай бұрын
I’m gonna keep it 💯 I didn’t hear a single word you just said
@jegri0246 ай бұрын
With a mindset that Layah has, makes her quite a catch. Making good men proud.
@rakshithappaiahhs41868 ай бұрын
These views and that black dress ❤❤
@robertvandyke97818 ай бұрын
covered all yeh you right smart woman
@f0ster4448 ай бұрын
That’s why you buy gold and bitcoin
@Mahirbatuhann8 ай бұрын
this girl trying look a rich girl but not. she is a "podcastgirl"
@ParzivalPheonix8 ай бұрын
Not a lot of money for a high class international escort.
@luisluis53068 ай бұрын
not so high class
@kelseyloves8 ай бұрын
here in europe the average european can't even afford a small car...
@maxximus918 ай бұрын
Canada as well. Same bs type of government that literally taxes the air is why.
@tecumseh40958 ай бұрын
But they can afford education and healthcare. The two fundamental things that really matters in life.
@OTB20028 ай бұрын
Any facts to back your claim?
@aurelianspodarec26297 ай бұрын
Who is this girl on your profile picture? Soo pretty
@dr.papadopolis71718 ай бұрын
Wish more women thought this way ...
@shanenolan56258 ай бұрын
Awesome dress
@asiaasia42057 ай бұрын
Layah looing fab ❤❤❤
@GrandmasterHustlers8 ай бұрын
The world wants us poor and controllable
@mikezsuave8 ай бұрын
Her hair suits her this colour
@Bitcoinbull213 ай бұрын
To say that that isn’t a lot of money shows how out of touch you are with regular working day people. Remember most people on earth don’t make more than 2 dollars a day…
@zaidnassar.25698 ай бұрын
And that's why women are to be seen not heard lol
@SK-vg3mw8 ай бұрын
Bingo 😂
@scroobiuspip77057 ай бұрын
Shes so flipping fit!
@frankrizzo52628 ай бұрын
She just explained why men don’t marry
@leezap7 ай бұрын
lol
@popefrancis16298 ай бұрын
Thick people with money will forever be fascinating
@TheInvestingVlogger8 ай бұрын
The UK banks only insure upto £85k so count yourself lucky!! That's most of them bearing in mind some dont even insure at all. You cant get insurance with Bitcoin so dont understand your point??
@yessir48597 ай бұрын
It’s £80k in the U.K. lol
@Bruzeys8 ай бұрын
I love the scripted questions haha very cute
@lilbobross7 ай бұрын
yeaah shes a fraud
@bradfordweiser58798 ай бұрын
There is no limit to the number of bank accounts per person - each account is insured up to $250k so if you can be covered for $100M if need be.
@TruthPapi8 ай бұрын
*each bank, not account
@aurelianspodarec26297 ай бұрын
@@TruthPapi Imagine opening 500bank accounts to store 100m xD
@Owlz0nly8 ай бұрын
I’m in love 🥰
@adamcraig14688 ай бұрын
Shes wifey
@ghostgrowz97508 ай бұрын
🔥🔥🔥💯💯
@MODSofBOTS8 ай бұрын
Layah dear, you look like a beautiful dark reaper in that black dress. Absolutely love it.
@huntr19988 ай бұрын
the higher the FDIC, the more money a bankrupted bank can rehypothecate after gambling it all away, the fed will collateralize the reserves with new money, higher FDIC limits means, when banks go bankrupt, more fractional reserve money that never existed gets injected into the economy creating massive massive inflation.
@huntr19988 ай бұрын
the money went somewhere, just not where it should be, when the government steps in and gives people their stolen money back with freshly printed money, it duplicates the dollar that has already been fractionalized.
@johnnymidas58798 ай бұрын
👍👍👍👍
@JamesSmith-iz3ui7 ай бұрын
UK banks have a guranteed limit of only 80K GBP
@jjr9028 ай бұрын
🔥🔥🔥
@BingTX8 ай бұрын
Why would anyone keep that much cash in a bank account??? Even pre BTC....
@9770G8 ай бұрын
Layah how much do u have in bitcoin? Also don’t u rent a apartment? To say 250k isn’t a lot is comical coming from a renter…
@AA-tm6hk8 ай бұрын
I am in love with this girl, I just love her
@lilbobross7 ай бұрын
ur in love with fraud
@davecphotographyuk8 ай бұрын
Your hair goes well with that dress.
@TruthPapi8 ай бұрын
250K is the FDIC limit PER BANK…. There are hundreds of banks to choose from out there, most “wealthy people” don’t put all money in ONE bank 😅. let that sink in 🤯…. Maybe you’d be better off putting your money in FTX
@lophius76148 ай бұрын
this is like the same thing as girls on tiktok being asked what the median wage is and them saying 500k a year.
@golfbulldog8 ай бұрын
4 bank accounts....???
@MrandMrsGoodDeeds8 ай бұрын
Can I put 250k in different banks and be covered each location or is it total between all locations for a total of 250 K?
@SK-vg3mw8 ай бұрын
Yes, the cover is per account. you can also use your kids accounts to get additional cover, which is the same.
@RT-op6sz7 ай бұрын
Magnetic , specially in Black.
@KJ.Boyyee8 ай бұрын
Layah, Ive heard from friends and family who say that $1,000,000 isnt alot of money these days either. Do you agree with that??
@headlibrarian19965 ай бұрын
My understanding is UK accounts are only protected up to £85,000. Complaining about $250,000 seems misguided.
@derekbentley3347 ай бұрын
Only when selling a $12 penny from Canada with a dot. 300k or have silver dollars worth 500k and a million found another thought to not exist
@mVpSlayer8 ай бұрын
💯
@jasonreviews5 ай бұрын
why can't this women be role model for the rest of them?
@WheelC8 ай бұрын
That's 250k per bank. So it is easy to diversify and spread across several.
@derekbentley3347 ай бұрын
Find 20 million in assets bought for less than $10,000
@frankrizzo52628 ай бұрын
200k is not a lot of money to the people pushing you into war
@pgale8 ай бұрын
Open more then one account not rocket science, that's what I did while its waiting to get deployed elsewhere.
@G_Chain8 ай бұрын
Layah it’s only £75k here in the U.K. 🤷🏽♂️
@jw89278 ай бұрын
Layah, that is 250,000 per bank account . Open more accounts . Also in a brokerage account $500,000 for securities and $250,000 cash
@jw89278 ай бұрын
You can have an additional account at another intuition and it would be covered, so my statement is true. Just not at the same exact bank.@@curtisalbrecht9837
@ELkhannah6 ай бұрын
❤
@melvinr6438 ай бұрын
Perception on a Perceived Reality, As to the Reality of The Perception.😮
@RKOzza7 ай бұрын
Don't matter. She sleeps with her brother
@UnderworldQ8 ай бұрын
We all can’t be wealthy. Someone Hass to do the work, but yet everybody shits on the billionaires, but they’re the ones that create jobs.
@pouroverfinance7 ай бұрын
Buy assets, insure assets, borrow against asset. Why would anyone have 1 million sitting in a bank?
@moh73547 ай бұрын
Ohh her man gon need to be rich rich
@BingTX8 ай бұрын
That's not how much you're allowed to make...you just shouldn't have anywhere mear that much in a savings account. Your money should be somewhere else, in assets that will increase in value over time.
@r.s19558 ай бұрын
Wow ❤️🌹🫦
@r.s19558 ай бұрын
@@What-sApp135 how are you beautiful you are braces; sweet honey I like you I love you so much for my heart God bless you Sweetie ❤️🌹🫦🙏
@bptim427 ай бұрын
Only £75k in the UK
@GIMMETHELOOTNOW8 ай бұрын
Is that 250k for each bank or total for all bank accounts??
@andywong22448 ай бұрын
for each bank account
@SkylerF8 ай бұрын
For each bank account, you can spread it across multiple and be good.
@TruthPapi8 ай бұрын
PER BANK
@haydena968 ай бұрын
This is another reason you buy assets
@jabbar.tengah7 ай бұрын
thats why we dont use a brokie bank
@skeenster8 ай бұрын
You just put 250k in 4 accounts and you are covered
@skeenster8 ай бұрын
I meant separate banks not the same bank
@WaterandWoodsmen8 ай бұрын
Looking good in black and darker hair ❤❤❤❤
@wallewallachian7 ай бұрын
In Europe they insure only 100.000eur
@glass12588 ай бұрын
You’re not the first to question it , you’re not that special.
@mihabrilj1528 ай бұрын
a smal country like mine has 52b in GDP. IF YOU CANT BUY A COUNTY, YOUR BROKE
@robertvandyke97818 ай бұрын
black is your color gees wow
@warrenbfeagins8 ай бұрын
You open 4 accounts. Each one is insured for $250K. $1 million total.
@tecumseh40958 ай бұрын
And pay the bank 4 times instead of 1
@warrenbfeagins8 ай бұрын
@@tecumseh4095 The aggregate amount is the same.
@2dazetake8 ай бұрын
You can always put another 250k in another bank, why would you put more than that in just one bank anyway,people with millions use off shore accounts too,they aren't trying to tell Americans that there's a cap,the dunce cap comes from not even realizing the options rich people have,when it comes to banking.
@benjaminkiss35888 ай бұрын
A beautifull women we see!
@mgurcanli6 ай бұрын
best way to make money is by getting a job 👍🏻
@Marc-88888 ай бұрын
Acctually almost everywhere I know off it is only up to 100k covered !!!
@SK-vg3mw8 ай бұрын
Looks like you don’t know much, lol. In UK the cover is £85k which is about $100k, USA is $250k (for each bank account). You can also use your kids accounts to get additional cover.
@iiyyxxnn8 ай бұрын
Scary
@SK-vg3mw8 ай бұрын
@@iiyyxxnn What’s so scary ? If you have accounts in the 5 largest banks it’s already $1.25mil, plus have few offshore banks, then you can utilise kids accounts (if you have any), there are many options to increase the threshold. It is barely an issue really..
@iiyyxxnn8 ай бұрын
@@SK-vg3mw whatever makes you comfortable
@tristondaniels5998 ай бұрын
Just have multiple bank accounts.
@tecumseh40958 ай бұрын
And pay multiple bank fees
@tristondaniels5998 ай бұрын
@@tecumseh4095 who pays bank fees?
@Breaktheice1237 ай бұрын
She is an absolute goddess
@ItsjokERtime-7 ай бұрын
Simp
@Olddirtytiger8 ай бұрын
Interesting, interesting still wouldn't say no to 250k but doesn't buy a house in london, or a flat tbh
@AK_UK_8 ай бұрын
Your PR is very off point. Esp when most of us are struggling and we can't all use our looks to gain social media followers. That being said, seems like your benefitting from capitalism.
@auntlynnonline62068 ай бұрын
Sweetie, you can open more than one account. 😂
@auntlynnonline62068 ай бұрын
@curtisalbrecht9837 I love guys like you. 😂 What was it about the simple statement 'open more than one account,' that was so confusing for you? Are you assuming I don't know what I'm talking about because I didn't go into great detail? Do you feel like you need to tell me I'm 'WRONG' and 'mansplain' me? Like I said, you can open more than one account. Go to different banks. Go to different countries if you feel you must. You can even open more than one insured account at the same bank if they are different types of accounts. ‘WRONG’! Have a nice day.
@dukes707 ай бұрын
I understand what you’re trying to explain but to say $250K isn’t a lot of money is ridiculous. 🤦♂️🤦♂️🤦♂️🤦♂️🤦♂️
@justWIN968 ай бұрын
Is that 250k in one bank? Or across all your bank accounts?
@SK-vg3mw8 ай бұрын
Each bank will cover you for $250k individually.
@SD-mi2vc8 ай бұрын
@@SK-vg3mwso what happened if you have more
@justWIN968 ай бұрын
@@SK-vg3mw thank you, so then just open multiple accounts 🤷🏽 problem solved no? The mental cap part is accurate
@SK-vg3mw8 ай бұрын
@@SD-mi2vc have several banks (always wise thing to do regardless of the cover), keep majority of the amount in top largest banks. Also why would you ever keep millions in cash ? Usually, people buying assets (stocks, property etc) and using credit lines against those assets to access liquidity
@justWIN968 ай бұрын
@@curtisalbrecht9837 got it ! Thank you for the clarification
@SypherSeven5 ай бұрын
No. No amount of that nonsense is.
@SypherSeven5 ай бұрын
P.S. not even the amount they created in the Cestui Que Vi trust with american's "U.S. Citizen" birth certificate / social security system.