He Bought an Engagement Ring. Here's How He Did It.

You know it. She knows it. It's time to buy that engagement ring. Do I spend $500 or $5,000? Can I use a payment plan? How do I know when I have enough? It's undeniably overwhelming. Listen as Mac shares the six steps he took to go from boyfriend to fiancé, and how he kept cool and calm while doing it.
Timestamps:
0:00 Intro
1:10 How we met
2:10 Is the ring your ONLY priority?
3:12 Step #1: Get a month ahead
4:03 Step #2: Determine budget & choose target date
4:22 Step #3: Stick to your spending limits
5:40 Step #4: Get aggressive with your savings
6:45 Step #5: Roll with the punches
8:29 A note on payment plans
9:17 An alternate proposal plan
10:00 Step #6: Propose with pride!
11:05 Outro
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[@kjw79]

When he deployed that joke I was like, Yes! He’s perfect for Hannah!

[@brettabraham]

On one of these YNAB videos, I saw someone leave a comment that said that they always tell their friends to start saving for a ring right when they start dating someone new. That way, if it works out, they've got money for it, and if it doesn't. They've got a bunch of money to spend! As soon as I saw that, I started saving (although I'm pretty late, we've been together 4 years now)

[@danielturner8798]

Yep! I did that and by the time I was ready to propose, I had enough to be able to make it work without a payment plan!

[@KatrinaS80]

I definitely think Mac needs to guest appear periodically. The chemistry is on point and I'm sure we could learn a TON from how the two of you are managing your budget(s) together! Massive congrats, Hannah & Mac!!!

[@YNABofficial]

We're definitely considering doing some future videos breaking down our some "new-to-marriage" financial lessons! He had a blast and would love to come back here and there! -Hannah 🌻

[@lexymcavinchey7147]

Hannah, it appears we approve. Bold move introducing him to your YNAB family. Well done, Mac.

[@clucibello9421]

It appears that your YNAB fans are protective of you, and that we overwhelmingly approve of Mac. Worse than meeting the father, lol...does he know the crazy YNAB family be is marrying into?

[@macmaser]

I'm VERY WELL aware and just as crazy as the rest of you :) and I am so grateful that I have the communities blessing!

[@stop08it]

The chemistry is a 10/10, congrats to you both!!!

[@VikingKittens]

Couldn't be happier for you both and tell him he did a fantastic job and I can't wait to see what video he is in next with you! Cheers to you both!!!!!!

[@YNABofficial]

Thanks Nicole! I will make sure to tell him 😂 He definitely was a Nervous Nellie at the start. Warmed up a little by the end 😉 -Hannah 🌻

[@melissak6969]

You are a great coach, Hannah! 👍

[@wannabedal-adx458]

Congratulations Hannah! Your smile could not be bigger and your face could not be brighter!!!

[@HaleyHinman]

Heart-eyes Hannah is my new favorite! 😍

[@Elizabeth58886]

Hannah...the way you giggled and flipped your hair several different times throughout this video was a side of you that I haven't seen before. So adorable to see you so smitten! And it's obvious that it's mutual by the way he looks at you. 🙂 Congratulations!!

[@YNABofficial]

Thanks so much! We're pretty ecstatic. We've had quite the journey to get where we are and it's been worth every little bit of it! -Hannah 🌻

[@HuffleZPuffle]

Congratulations Hannah! Hearing "I'm Mac, Hannah's fiance" was all it took for me to click Like on this. Great video, as always!

[@YNABofficial]

Thanks friend!! He's the best :) -Hannah 🌻

[@desireehallock7296]

Well this is the most adorable thing I’ve watched all year!!

[@luisareds]

That's incredible, congratulations to you both!

[@tanyaroscorla1368]

So happy for you both! You play off each other and work together so well. Thanks for sharing your journey!

[@pk42]

Congratulations to you both on your engagement, and the many mini-budgets to come

[@jeanschumpelt4874]

You are the highlight of my week! He is one lucky guy...congratulations to both of you!

[@renzydel]

Congrats to both of you Hannah & Mac! That's really amazing! I remember doing the exact same thing. Prioritizing for the most important person of my life.

[@blairchristopher3073]

Congratulations to you both! "It's on the way. The app is so easy!" Great line Mac!

[@dawnkoplitz1825]

Congratulations Hannah and Mac!!! I wish you the best! Mac, welcome to the crazy YNAB Fam 🥳

[@plaidmom]

Yay! Congrats Hannah and Mac! I loved watching this video and seeing your chemistry together.

[@HaleyBudgets]

Congrats! Hannah, you’re so cute when you look at him, all smiles!! 🥰

[@sharonc.daniels2111]

Congratulations Hannah and Mac!!!! So happy for you both!

[@rebekahstraughen1426]

This is so exciting! Congratulations! This video is adorable and made me smile from start to finish!

[@jettw5248]

Congratulations! Great video....I love the bloopers at the end.

[@hannahmarr8134]

We love Mac! He should come in more videos. This video was fantastic!!

[@ivicanuck]

Congratulations Hannah, you both look so happy!

[@ericac3993]

The way you two look at each other! Congratulations!

[@kkmrad93]

Ahhh so happy for both of you. That joke in the beginning was great! Congratulations, looking forward to more videos with both of you! ♥

[@nater88dawg]

Whoot! Congratulations! My wife and I are really glad we use Ynab together, thanks for sharing

[@OmANnIe]

So happy for you guys! Love the openness regarding finances between you guys. It's so important. Congratulations! This is really a helpful video. Thank you guys! 🥂 ❤ 💍

[@YNABofficial]

Thanks so much!! And oh boy, I was so glad and impressed with how early we had some of those conversations. Knowing we're combining finances in just a few months, we're already having lots of good, accountable money conversations. Thanks for the encouragement! -Hannah 🌻

[@AlexisBrandenburger]

Hannah, congratulations!! Mac seems awesome, and this was such a good video for folks preparing for this step in their lives. Would love to see an eventual video about combining your budgets if you choose that route, but for now I hope y'all are celebrating an enjoying such an exciting time. 🥰

[@YNABofficial]

Great idea! Tossing it on my list! There's definitely not enough content out there about that! -Hannah 🌻

[@melisosh]

CONGRATS HANNAH AND MAC! Very excited for you two, and for the wedding budget videos. Please have wine burger sliders on the menu...

[@YNABofficial]

Ha! That's BRILLIANT. Hadn't even considered wine hamburgers. What are we *doing* with our lives?! -Hannah 🌻

[@chondramalson8793]

Congratulations!! I'm happy you both.

[@kathleenkeefe8626]

Love that you met him at camp. so happy for both of you. Cant wait to hear about the wedding planning and budgeting.

[@dianejavier3551]

OMG Hannah! I'm so excited for you! Congratulations!!! I couldn't stop smiling this whole video. Beyond excited for you guys!

[@YNABofficial]

Thank you, Diane! We're over the moon! -Hannah 🌻

[@mogman1]

Aw, congratulations, Hannah! I'm so happy for you!

[@Shello58]

A match made in YNAB... You two seem PERFECT for each other!🥳 CONGRATULATIONS!

[@JazmineAnika]

😂

[@adamirving7387]

This was just all kinds of adorable. Really happy they decided to make it. Nice work, YNAB. Should be a perennial favorite.

[@YNABofficial]

Aww, thank you Adam! We've learned a LOT in our relationship and we have definitely chosen each other over and over. Can't wait to see what's down the road for us! And our budget 😉 -Hannah 🌻

[@Sara-eg9uk]

Congratulations!! I’m so happy for you two!

[@danicabahadur6380]

Omggggg CONGRAAATTTSSSS HANNAH I remember ur earlier videos when you would talk about getting a BF and now ur gonna be a WIFE! Sooooo happpppy for you guys!!!!

[@YNABofficial]

HA! Oh my word, yes. Y'all have really followed me throughout my journey, haven't you?? 😂 I kept him a secret for the past few months, but now he's here to stay!! So fun that you've followed along all this time 😊 -Hannah 🌻

[@erinsaul284]

CONGRATULATIONS!!!! Love the "Wine App" joke... that's what we call it in our house, too!

[@PrettyLucky]

Congratulations on the engagement, guys! That was a beautiful and informative video too. 😍

[@crystalc790]

Congratulations, Hannah and Mac!!!! Hannah, I love your videos. I never miss one.

[@TheCainClan]

Congrats you two!

[@leithdudfield1821]

Congratulations!! So happy for you both.

[@karenhoskins2997]

Congratulations! Very exciting!

[@madelineDaMiddle1]

Ooh, Miss Hannah, that ring is goo-ood! And Mac prioritized you over all else. Well done, young woman! Blessings and Congratulations!! And Hoorah!

[@YNABofficial]

Wow, your comments are giving me life. I'm gonna keep an eye out for Yet Another Madeline comments on all my future videos! #blessed -Hannah 🌻

[@lisaruggiero2083]

Yes! Congrats Hannah! Nice job on the ring, Mac!

[@timothypipermusic8091]

So great! Congrats. Love the chemistry btw you two.

[@lmbarnes3]

So cute! Love it. Happy for you.

[@TifasaurusRex]

I am here for this!!!! 🙌🏿🙌🏿🙌🏿👏🏿👏🏿👏🏿

[@nathaliamccullagh1927]

You two are so cute! Did anyone notice how she was looking so proud to him? 😍

[@heidifritz3053]

Sweetest video ever! Congratulations to Mac, Best wishes to Hannah!

[@briangonsalez2173]

Congratulations Hanna and Mac!!

[@katzimmerman7436]

Congratulations! 👏🏻🥂💞You two seem perfect for each other!

[@laur12349]

Engaged to a Starbucks guy 😂 congrats!!

[@heidifritz3053]

They'll just work it into the budget!

[@angeljuarez93]

Love this video 💕 congratulations to the both of you 🥳🥳🥳

[@kidrissa]

Yay for Mac and Hannah! He did GREAT!

[@rr8153]

Congratulations! 🎉 Wishing you both a lifetime of happiness together.

[@jenniferlarregui3315]

Congratulations Hannah. That is great news.

[@FeliciaWilliams1908]

I love it. Congrats! You two are adorbs.

[@jolyonbloomfield7431]

Aww, so happy for you Hannah!

[@shalomseeker4535]

Oh my goodness! How did I miss this? Congratulations to the two of you! 💕

[@YNABofficial]

Thank you so much!! We're pumped!! -Hannah 🌻

[@benc3726]

Congratulations to both of you on the engagement! And congratulations to me on being able to learn more useful tricks once Hannah starts figuring out how to budget with/for a family.

[@YNABofficial]

Ha!! We will have MANY updates along the way! Merging finances, buying a home, etc. Can't wait! -Hannah 🌻

[@TheCarlos3279]

Congratulations on the remarkable journey your about to embark on. Remember always listen to each other.

[@clarekrmiller]

Congratulations, Hannah and Mac! 🥰

[@saralep]

Congratulations Hannah!! It really is a beautiful ring! I didn't realize how small that desk was until you had to share it...

[@YNABofficial]

Ha! Just a one person desk for sure 😂 He's 6'2", I'm 5'5". Up to his shoulder! -Hannah 🌻

[@jojovasquez8111]

This is the cutest video ever!!!! YNAB I’m gonna have to subscribe to be part of this amazing community. Hannah, congrats!!! Wishing you both all the happiness in the world. He is sooo perfect for you. The bloopers got me laughing. Cheers to you guys and cheers to more HIFH... Really hope to see how you guys budget for the wedding 👰🏻

[@YNABofficial]

Thanks so much, Joey! Ahh yes, maybe Mac will have to guest star again and we can share with you what we prioritized for the wedding and how we budgeted for it! I'll tuck that little idea away 😏 -Hannah 🌻

[@ellenowlin]

y'all are so cute omg 🥺 congrats!!

[@capnkoons]

This was delightful and informative - thanks and congratulations!

[@vincentapa1376]

Great, great video!! Congrats!!

[@ljalliso1]

most definitely screamed in excitement! this is the best thing ever.

[@AlexPead]

Congratulations Hannah and Mac!

[@MrsSauer-vh6kh]

Congratulations & best wishes!! Not sure whether I giggled more about the Wine App intro or the cat proposal. 🙂

[@YNABofficial]

Well, to ease your decision, I'm pretty sure they celebrated with WINE after the CAT proposal, and they probably posted about it on their social media APPS. So there ya go, you got all three 😉 -Hannah 🌻

[@linkhs]

You two are adorable! Congratulations on the engagement!

[@aaronhedgesmusic]

What a cute story. Congrats Hannah!

[@Leodejenairo]

CONGRATULATIONS to you both!!! 🥰

[@kat_allie]

Congratulations Hannah & Mac! 🥂

[@cenavisch8888]

You guys are so cute together. Your chemistry is great. So happy for you, good luck and God's blessings on your marriage!!! 😍❤️

[@YNABofficial]

Thank you so much, Cena! We can't wait to get started!! -Hannah 🌻

[@terpinator24]

Congratulations 👏!!! Blessings on you both! Adorable!

[@crystalvazquez6596]

Congratulations 🎉💍 I love your videos Hannah 💜

[@doctorpro5430]

Congrats to you both!!!

[@aylons]

Proposing with a cat is the greatest idea ever. So much better than a ring or band! Will steal it for sure.

[@ShawFamilyMD]

Oh my gosh you guys are so cute. Congratulations!

[@sarahpollard2285]

Congratulations! Hannah, your videos are my favorite!

[@YNABofficial]

Thanks Sarah! So glad you tune in!! -Hannah 🌻

[@gabiboschetti2590]

OMG YOU ARE SOOOOO CUUUUTEEE.. I exploded hearts over here !!! 🥰🌈🌻🌷🥂🎀💖✨ Congrats on the engagement!!!

[@YNABofficial]

Thanks so much, Gabi! We're ecstatic! -Hannah 🌻

[@juliejulie6980]

Congratulations to you both. You seem very happy and well suited. Cheers to many years of joy to the happy couple!!

[@YNABofficial]

Thank you, Julie! Happy we are! -Hannah 🌻

[@rolandblais]

Congratulations to y'all!

[@juliebain8551]

I found this to be soooo sweet! Congratulations, you look so well-suited for each other. I mean, you should have known during that summer camp performance that you would be married someday. I love too how two YNABers went over budget and explained how that all works. I like YNAB for its lack of judgment on people’s choices.

[@amandamccomas2633]

Yayyyy! Congratulations!

[@Jur2993]

Bruh....Im so happy for you hannah!!! I was reviewing your old videos to refresh my budgeting of ynab and i didnt know about this!! congratulations!! so happy for you and mac 🎉🎉💘💘

[@YNABofficial]

Thanks Jur! A lot can happen in a year. Launched my first episode in February of 2020 cracking single jokes, and just a handful of months later I'm planning a wedding! So grateful this community wants to celebrate with us! -Hannah 🌻

[@Jur2993]

@@YNABofficial "A lot can happen in a year." Indeed! You never know what happens tomorrow. Dont lose your shine, Hannah! Keep that Vibrant Contagious Personality that you use to inspire us Budgeters. Keep Safe!

[@YNABofficial]

Thanks so much Jur! You gave me enough encouragement to last the whole week!! I will!! -Hannah 🌻

[@AUSSIEYNABBER]

Congratulations Hannah & Mac!

[@jpjordan004]

so let's see the video when you combine budgets!.. that will be awesome! congrats..

[@CodrutaChira]

Congratulations! And you are doing great!

[@xstefx08]

Congratulations!! 🍾🎉 ❤️

[@JaimeLyerly]

Congratulations! You two are so adorable.

[@tajalex6822]

Congratulations! He seems like a keeper!

[@TwoOnlyChildrenxoxox]

You two are so freaking adorable. Now to budget for the wedding band! ❤️ Congratulations!

[@YNABofficial]

We actually snagged the band when he bought the engagement ring! There was a 15% off sale the first week in April, so we took advantage (which was the true reason we went overbudget). But when overspending ends up saving you hundreds of dollars, you do it!! -Hannah 🌻

[@TwoOnlyChildrenxoxox]

@@YNABofficial That’s fantastic! I’m so happy for you. ❤️ Lucky guy.

[@tanyaw2283]

Omigosh you're so cute! Mucho congratulations!! 🎉 (and wine app.. so effing funny and true that it happens!!)

[@stephaniemoore5118]

You two are super cute! Congratulations on your engagement and thanks for all the savings tips!