Your Guide On Saving Money To Buy A Home

[@WinTheHouseYouLove]

Dayton is great, he said unconvincingly

[@princesslopez4335]

The real estate world can be challenging and there is always something to learn. Your voice is very soothing, thank you for taking the time to make these videos.

[@sandorclegane4240]

i just have a question and this might sound very stupid. with bank of america home grant. can you combine this grant with any other loans? like the fha ihda?

[@julianluke7280]

You are a blessing on KZbin , I will for ever appreciate your good works, you’ve help me and my family a lot since the pandemic till now your advices and lessons are inspirational and has been helpful since I came across your channel ,much love ❤️ upon this credible channnel I can’t stop been thankful....

[@WinTheHouseYouLove]

Wow, thank you!

[@admin5736]

*Congratulations 🎉🎉🎉 dear.....*

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[@emarti3419]

Extending my commute to work saved me a TON of money on not just closing, but even my mortgage payment as well as property taxes. I drive 10-12 extra miles each way, but I also got the place I wanted at a great price.

[@jasonburns6411]

Closed on my very own home today. Learned a lot of tips and insight from watching your videos. Just wanted to say thank you!

[@Libra8410]

Congrats!

[@tarawalton6778]

AWESOME!!!!

[@itsGabrielaCristina]

Congrats!!

[@beauti2thecore]

This year I’ve paid off debt and repaired my credit. Now I can focus on saving and lowering my expenses. I wish I would’ve started sooner, but now I know.

[@WinTheHouseYouLove]

Yay! Congratulations!

[@JasmineKing5]

There are areas in California that are affordable too. As long as you’re not near the ocean you can purchase an affordable home. The capital of California is a great example of where you could live.

[@WinTheHouseYouLove]

Wow! So Sacramento is affordable too, thank you for that information. Thanks for watching! :)

[@es9787]

I've exited the housing market Kyle. the DFW area is just too crazy. I locked in rent for 18months at a rather nice apt complex being built and I'm going to save the difference in what would've been a crazy mortgage payment. Not to mention tax assessments are going up like crazy. I'll wait till there's a market downturn but in the meantime I'll travel and enjoy my income rather than be broke because of FOMO in buying a house right meow.

[@WinTheHouseYouLove]

Yes! Enjoy life, travel, have some coffee... then when the right time comes, buy a house. Best of luck!

[@KillerDeadXero]

thank you for telling me it's ok to be patient and to go at my own pace. i needed that. been putting myself down for feeling behind.

[@WinTheHouseYouLove]

Best of luck!

[@allene2307]

Thank you Kyle!! This video made me finally sit down with numbers to actually create a plan. I'll now be "reassessing" things . . . and that's not a negative, it's making sure I don't try to buy something I can't afford right now . . . and I'm perfectly fine with that.

[@WinTheHouseYouLove]

Thanks for the support Allen. Yes, sometime we need to chill, assess our capabilities first and wait. Best of luck!

[@joelhurtado3652]

Been bingeing these lately even though I'm still in college. Great content btw. My only quarrel with it is the premise of keeping up with an expensive area. I ran the rough numbers and about 1/5 of the US population lives in the top 10 most expensive metros. It would be unreasonable for all those people to redistribute, not to mention it would cause the cheaper areas to be bid up as well. I like socal and accept that there's tradeoffs to living here. I would like to see zoning regulation relaxed to increase inventory. But I realize your advice is more actionable on the individual level.

[@WinTheHouseYouLove]

Thanks for watching! I don't think expensive metros are bad, I just think if you can't afford them then there's no point trying to live there. Live cheaper, build wealth, and then move back to expensive places when they're within means :)

[@TheCloveart]

@@WinTheHouseYouLove I see your point. But there are caveats like a booming job market which is why the homes’ costs are so high. I'm in a tough spot because I rent in the bay area and I work in the bay area. And the housing market is crazy even in faraway cities like Tracy, Vallejo, and Sacramento. I can afford to live in another state but don't know if I'm at the career level where I can pick up and move and still keep the same job. Not only that, places will allow moving to lower-cost cities and states but with a decreased salary.

[@dval1059]

We live in cali and my lender advised us that it's not a good time to ask for seller credit. I've been planning to buy a house 5 years ago and this was my plan.

[@MajorMoneyMatters]

These are some awesome budgeting tips!

[@monica_30]

Hi... Is it weird to play your videos as meditation videos because I need to learn to home buying process, as we buy our first home. But im so tired that I just let the videos play and rock me to sleep listening to your so soothing voice ... talking in jargon... learning subconsciously 😆😂 Am the only one? 😱😃can u actually make a meditation video saying house buying affirmations? That would be very fun actually 😉🤣

[@WinTheHouseYouLove]

It's still normal I guess. 😆 Thank you for enjoying my videos... rather my voice! 🤣

[@jacque850508]

Great voice ,great videos explaining Real states.👏👏👏

[@beng32112]

Zero based budgeting is great. YNAB is an amazing tool to budget.

[@WinTheHouseYouLove]

Big YES!

[@marit7189]

I live in a high cost state. Moving out of the area is out of the question. I have elder parents. They refuse to move. The valley is more affordable, but I'm stuck between using my money to put them In a retirement home just so I can afford to buy a cheaper house 🤷‍♀️

[@WinTheHouseYouLove]

Your time will come. ♥

[@BrandonCabjuan]

Forgive me for hitting the rewind button at 'the talk' at 14 minutes, lol. Fighting the internal battle of wanting to stay here and move out of my State. If you say you're doing okay, I trust your comment, haha. Thanks for the reality advice!

[@missxxfrankiexxd]

Omg I just went on to realtor and looked up Dayton, OH I wish the housing market in my area looked like this. You can’t buy a 900sqft 1-2 bedroom house in NH or MA for under 300k. I might be moving to Ohio.

[@mikejrexec]

Always remember you have to have a ton of money saved aside for repairs. Always keep adding to that fund whenever you can. Repairs always come up.

[@Nolajosh504]

Does lenders typically want to see the down payment funds available at the time of getting pre approved? Does your down payment needs to be paid at the same time of closing?

[@WinTheHouseYouLove]

Yes, for more information.. ask your lender/ agent. :)

[@CassandraCee_]

Just the motivation I needed. Now just waiting for prices to level out. MA house prices are crazy 🥴

[@WinTheHouseYouLove]

Hi! MA is one of the most famous states in all the new England states, you have Harvard, MIT...and the craziest housing market. 😂 BUT, the best part is you can watch my videos as a guide whenever you are ready to purchase a home. Let's hope for the best! :)

[@publicspeakingmentor]

Thanks for these tips. I've been a subscriber for a while and it's been helpful with my home purchasing planning. I did have a random question for you about your video however. What application are you using to make your IOS screen recordings transparent? I love that virtual white board element in your videos and wanted to learn how to do it myself.

[@WinTheHouseYouLove]

Hi! Thanks for the support. Well, I hope this answers your questions: Here's are the links: kzbin.info/www/bejne/pXzdqGiCgbqdaZI kzbin.info/www/bejne/jIenoIx6lLCsnw

[@publicspeakingmentor]

@@WinTheHouseYouLove Thanks this was perfect.

[@FaithfulAcresFarm]

I actually have gone without a lot of things at times just to be able to pay down the debt also I recently applied for a section 8 voucher called the housing choice voucher here in New York state so that my rent would be only 30% of my income going toward my ranch so that I could save the rest for a down payment

[@DarknessFalls29]

What is the waiting list like for sec 8 in NY? In Northen Va it's about 3 years long.

[@FaithfulAcresFarm]

@@DarknessFalls29 it's anywhere from 2 to 5 years depending on where you are in New York the only way that you can actually get bumped ahead is to have an issue with being homeless, being in domestic violence or being a veteran

[@Libra8410]

This is very practical advice, thanks Kyle

[@WinTheHouseYouLove]

My pleasure!

[@kevinsnipes9572]

Yeah, let's all move to Dayton !!!!

[@tarawalton6778]

AWESOME content as ALWAYS!!💯

[@WinTheHouseYouLove]

Thank you! That means so much!

[@jorge3234]

Can you let me know where you got that hoodie? Nice video!

[@WinTheHouseYouLove]

Banana Republic, thanks!

[@MrDarthvis]

10:13 😍 it’s free real estate

[@WinTheHouseYouLove]

Yes!! Thanks for watching!

[@Alexis-wh2de]

Does any of your advice change for someone who wants to buy their forever home as their first home? Should I aim to putting 20% down rather than just the minimum if I have no intention of selling? Thanks for your advice!

[@WinTheHouseYouLove]

It all depends on you. If you have the luxury or budget to purchase your forever or retirement home, that would be great. Best of luck!

[@bohosweet]

somewhat unrelated tech question but how did you set up the iPad as a split screen with a transparent background?

[@Jesus-kt5dc]

*Great question.*

[@WinTheHouseYouLove]

I just draw on a green screen and key it out when editing

[@bohosweet]

@@WinTheHouseYouLove omg genius! Wow, thanks for satisfying my curiosity lol.

[@DayanaPlays]

Nice stuff 🚀

[@WinTheHouseYouLove]

Thanks for the support!

[@kaitlynh6089]

Why does the down payment calculator make the % down at least 20%? Is there a minimum amount on what % to put down for homes based on prices? I thought that was dependant on what loan you got?

[@WinTheHouseYouLove]

There is not a minimum on the linked calculator

[@miketroxell]

Great videos all around! Can you share what software/tools you use when making these videos? Mainly interested in the ability to 'doodle' or mark up your slides. Thank you!

[@WinTheHouseYouLove]

Thanks! First, I screen record my iPad and use a drawing app called Adobe Fresco. Then, I record the video while drawing any notes on the iPad. Next, I import both the screen recording and video into Final Cut Pro. I overlay the screen recording on top of the video and sync them up so you can see me draw and talk at the same time.

[@miketroxell]

@@WinTheHouseYouLove Amazing, thank you!

[@reneapalmer6977]

Very good information!!!

[@WinTheHouseYouLove]

Thanks for watching!

[@Bumblebeemagnify]

Which closing cost estimator did you use?

[@WinTheHouseYouLove]

smartasset.com/mortgage/closing-costs

[@Bumblebeemagnify]

@@WinTheHouseYouLove Thank you!

[@jenniferlego4221]

How did you like Arizona?

[@WinTheHouseYouLove]

It was hot but it was great to visit and see Javier too!

[@Jakilyn]

Dayton?🙄 I live about 40 mins from Dayton, would never recommend. Drug and criminal central👮‍♂️

[@WinTheHouseYouLove]

I like it. Great people.

[@donvergas4359]

I’m gay

[@divadreka9460]

Hi Gay. I'm Dreka.

[@WinTheHouseYouLove]

I don’t even know what to comment lol

[@astridgalactic9336]

Great. You can decorate my new home.