Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s 💸

[@tatianastarcic]

Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.

[@sharonwinson-m8g]

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

[@nicolasbenson009]

This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant and everything changed. In in the first quarter of this year i made $370k and counting.

[@Vincent-j8u]

Glad to have stumbled on this conversation. Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@nicolasbenson009]

Melissa Terri Swayne” is my adviser and she is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@TinaJames222]

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look SOPHIA up on google and send her a message. You've truly motivated me. God's blessings on you.

[@Mia-no5ve]

The fact that nobody talks about the forbidden book The Mystic Labyrinth on Vexoner speaks volumes about how people are stuck in a trance

[@Cottoncandyh]

I am 22 years old, lost my dad about half a year ago and I am going to receive some money soon. Would it be smart to grow my money in stocks for a few years while I am in college and then invest in rental properties afterwards, or should I go for real estate investing first?

[@Madridstrat]

I would advise the counsel of a seasoned financial pro. It may seem expensive, but as the old saying goes - "you get what you pay for"

[@JesseMayhill]

I agree, investing with the help of an advisor set me up for life. Retired with about $1.6m in stock portfolio only. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. Supplementing my income with stocks and alternative investments helped me achieve early retirement.

[@ThomAlexanderGmaan]

Could you provide the details of your advlsor? I'm looking to invest my increased cash flow in stocks and alternative assets to reach my financial goals.

[@JesseMayhill]

Melissa Elise Robinson is the licensed advisor I use. Just google the name and you’d find necessary details. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@ThomAlexanderGmaan]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@jeremyhill-h9e]

I'm a big fan of investing, and I frequently ponder how successful investors make millions of dollars. I do have the substantial startup funds needed, but I'm not sure what tactics or course of action will assist me generate respectable profits.

[@kyrenfei]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

[@roseylui]

In my opinion it is easier when you have a financial coach, I've been working with mine for about two years now and I've made well over six figures. Professionals are adequate at controlling risks, striking a balance between entry and exit points, and applying their specialised expertise to create well-informed decisions that are almost impossible to lose

[@jeremyhill-h9e]

Impressive how can I get your Financial Coach?

[@roseylui]

She's Elizabeth Louise Greak. To set up an appointment, just look up the name

[@24ever12]

Nobody knows everything, therefore you must develop your own procedure, control risk, and follow through on your strategy no matter what. You must also constantly learn from your failures and get better.

[@HealthandBeautyAP]

I used to be pretty good at managing money when it was just me. Now that I have a family and a business and a staff it is a lot more complicated. I think money is always easier when it's just you.

[@Natikkumar-v9h]

It’s shocking how Women’s Magic Truths on Borlest isn’t being discussed. The book is full of life-changing insights, yet no one seems to notice. Time to break the trance and read it yourself!

[@BeautyBarbie011]

Therapy is crucial for many people .. I wouldn’t specify this as a “self-care” expense. This is just as important as physical health… not the same as beauty expenses

[@boostaconfiance]

I hope therapy theaches adult to criticise less, and put more energy into supporting and saying nice things when we have the opportunity to do so.

[@BeautyBarbie011]

@@boostaconfiance everyone’s therapy will be for different reasons, someone may say too many nice things due to trauma so you can’t say you hope and expect it to help people to say nice things, sometimes it’s not about being nice, being real is more important in this day and age in my opinion, but your point is valid :)

[@boostaconfiance]

@@BeautyBarbie011”I can’t be kind to strangers on the internet and I’d rather criticise them but it’s not my fault.” We all have trauma. It’s not an excuse to criticise people. Wahou. I do hope you find peace and can be a kind human being. Therapy will help to acknowledge your part of responsibilities.

[@BeautyBarbie011]

@@boostaconfiance I literally didn’t even say anything unkind lol what is wrong w you? Lmao

[@porticaa]

Yeah I agree, I thought it was weird that she lumped them together

[@elmiathewriter]

When this video came out a couple months ago I thought it wouldn't be relevant to me as a student with almost no money but boy was I wrong! Once again Nika surpassed my expectations with her easy-to-follow and practical style content. Tysm!

[@naikamathurin2610]

You’re doing such a valuable job. Helping people across the globe be better and do better everyday

[@avrilklann6847]

I think therapy as an extra expense true for everyone, especially for people experiencing adverse and serious mental health; in those cases it is ESSENTIAL. Other than that fantastic video!

[@grapefruit24]

I just found your channel and I'm really liking your vibe and video's!! Just did my mid-year reset and now I'm watching all your other video's.

[@NikasInnerBeauty]

Welcome!☺️☺️ so glad you’re here and i’m so happy you’re enjoying my content😘

[@syedamaseera77]

My fav youtuber and I wait for ur video every Saturday and ur videos make me feel relaxed and motivates me

[@NikasInnerBeauty]

Awh thank you soo much! That means the world💕💕

[@Kaceyylang]

I’m 25! I just started working in property management 1 month ago! I have spent a lot of money recently but I needed new clothes for fall and I’m getting contacts next week! After that I will start saving more. I’m going to watch more videos like this.

[@LuisMiSaldarriaga]

OMG all of the information was so clear, let me tell you, you really inspired as well to improve my self, I’ve ven wanting to do it and just found your video so I’ll take it as a sign to to improve my finances, thank you so much

[@Innaylnikova]

Amazing and helpful video! Thanks a lot!! It's crazy that you get there by yourself in you 20's I am 40 and I just start to look into this and want to learn about it in simple words. So I started with your video and unblocked now this fear in me to look at the breakdown of expenses, following your recommendations. Before that I did not even want to look and hided from myself as "nono I don't want to know where I spent and why I go to minus every month"... I recognize all my thoughts in your video, so good to know that I am not the only one with my problem. 😻

[@bebechives]

Thank you for sharing your information. It’s painful I already know but I am going to start buckling down on my budget today starting with your template!

[@samhli]

thank you for sharing! super helpful especially for people in their 20s

[@NikasInnerBeauty]

Glad it was helpful!☺️

[@ayushmourya2831]

Yeah that's the right way for foundation in the economic way 😄

[@BillyWright-xg6ig]

For me the biggest mindset change came after reading the book 25 Money Secrets From Donald Trump, since reading it the only thing I think about is money

[@nadiasyoutube]

Great video! Thanks for explaining everything in such an easy and comprehensive way

[@NikasInnerBeauty]

My pleasure! Thank you for watching☺️

[@Thehealthoffworled]

​@@NikasInnerBeauty Hello, Professor, I like your lessons, but I don’t know how to contact you love you 🎉❤

[@DianaBelovaYT]

Thanks a lot for the video, Nika! I’ve been watching it part by part for a couple of days, calculated my current spendings (terrifying to see some categories I don’t care about consuming that much - definitely a place to cut expenses), how much to save for 4 months of unemployed life, yearly spends like birthdays/tech amortisation/health, etc. My partner and I dream to live in a cozy home near nature. It’s sad to think we’ll spend about 10 years on serious savings/loan payments to achieve it, both working in IT, and that my other dream to have kids would need to wait. But property isn’t cheap anywhere nowadays. It’s also terrifying to think I must be employed for all of this time, so the emergency found will help me to stay calm. Thanks a lot, I aim to achieve the emergency fund goal by the end of the year🙏

[@tahirisaid2693]

Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.

[@electrakz1397]

Love this!!!

[@safaajabrane8974]

Thank youu so much for this video 🫶

[@produtivanodigital]

Thank u for sharing this. I just created a plan and it gave me a really good future vision...

[@Under510]

Your financial insights are game-changing! 💯

[@MuseSunflower]

very helpful, thank you for sharing your knowledge!

[@johnchan4905]

This is so helpful!!!

[@elizabethgracefashion]

I really like the Every Dollar app for budgeting

[@ybell10]

I am going to start saving for a house. Wish me luck!

[@emeraudemukiese7363]

Like the tips, new subscriber

[@JasonAmir-qo4uo]

You can't invest what you don't have. prioritize saving at least 20% of my income and invest in a diversified portfolio.

[@RobertDamanii]

Real estate investing has been lucrative for me. But it requires significant capital. What about stocks or ETFs?

[@RoseBalerus]

Low-cost index funds are a great option for beginners.

[@GibsonJames-gr3on]

Emergency funds are crucial. Aim for 3-6 months' expenses which you can also pay off high-interest debt ASAP.

[@John-ww2fv]

Building multiple income streams is essential for wealth creation. For example Side hustles, dividend stocks, or rental properties.

[@OwenFlex]

Tax-advantaged accounts like 401(k) or IRA should be maximized and also take advantage of compound interest by starting early.

[@jacksonebendick9592]

I love your videos

[@NikasInnerBeauty]

Thank youu!☺️✨

[@Drewlianaballerina1]

I really enjoyed this video Thank-you Thank you Thank-you 😊

[@ElvanyGarcia]

Loved the videoo😊

[@krisztinakobanyai]

My mind is the same...I'm actually thinking how to make this into a yearly rolling database, meaning I can use the same template, but create a yearly database which is linked with previous years data? Hope it makes sense, please help! 🤯

[@lajourdanne]

Great video!!

[@amalieknotova8492]

So so so helpfull video 🙏

[@Rosejordy]

Where is the link for the notion budget template? ❤

[@HealthandBeautyAP]

Managing money is easier when there's a profit. Post covid I have been surviving on loans and credit....this budget only works if your making money.

[@bigmac27sauce59]

No offense because I don't know you or your situation but it would seem you have even more reason to manage your money better.

[@amayramlew]

loved this so much! thanks a million, so helpful plus a free template? you are amazing! you usually share the resources or books that inspire your content. I think this one is RICH AF by vivian tu? thanks so much❤

[@AjoyBawri-k5g]

love it

[@motoole3200]

Hi. What is money? Monkeys pass leaves, fruits, bananas, in the group and tribe. Ow do we determine value over price? Thanks

[@RosieLindsey-bq9tb]

Excellent 😊

[@Taechoo-uh2vu]

How should someone on SSDI/Disability/Low Income budget? Where that money is the only income coming in.

[@ambermayer7851]

Therapy is actually very crucial to many people's survival. It's dangerous how free KZbinrs are with framing it as the same thing as a trip to the shopping mall.

[@NikasInnerBeauty]

I had psychosis and was admitted to the mental hospital at 15. Not to mention that therapy isn’t only for people with such issues and i think it should be spoken about it in different ways so that everyone can get the help they want/need + i honestly don’t understand why speaking about therapy freely lwould deter people from going or be harmful in any way. I would think it wouldn’t seem so intimidating and scary to try it.

[@Serendipity_js]

@@NikasInnerBeautyBecause you included it in the “green” section: things that are not a necessity.

[@NikasInnerBeauty]

@@Serendipity_js well you can change the categories to fit your life as i said in the video. What is not a necessity for me, might be for you. I thought that was fairly obvious

[@beritalks]

You were right don't worry. Adults should orginize their own life and shouldn't break just by a stranger on youtube's comment about theraphy. People are getting offended at everything.​@@NikasInnerBeauty

[@Damayanti-ml4rp]

My thoughts exactly.

[@milenamalyk]

I'm a new viewer, do you have any videos on how to budget while having debt?

[@mpatricia1350]

Great information ❤ thx

[@edurnegd7521]

Odlicna anglescina, ce ne bi videl tvojega imena bi mislil da si iz amerike

[@axl6670]

i need more details on savings account and what it means when the time to file your taxes and how much i will owee

[@pranjalagarwal7587]

Could you please make a video about the books we can read to learn more about finances and money? thanks

[@NikasInnerBeauty]

Great idea! I’ll def. look into it or at least share it on my instagram💕

[@ruebennomura9143]

Aloha good tip on budget and saving money too

[@Lavida-melody]

Treat savings as a bill. Example, write all of your fixed expenses and then savings will be a set amount every month. Start small, like $25. But if you find that you can afford to save more then definitely do more! You got this!

[@slaynazmakeup6088]

Oh my god i need a whole new closet😂😂😂

[@Sumaya-f2v]

Love you ❤😘

[@tosifjolly4684]

great video

[@gdhcvhc3753]

amazing

[@mohsenkhalili4707]

Thank you

[@LANBUI-f9p]

А когда мне ждать дроп?

[@MinhPhạm-q4p4x]

А где ссылку найти что бы сразу зайти

[@satanayaranyadavsatanayara8162]

good content

[@T-swizzle08]

New sub

[@cucbui4009]

что за музыка на шортсе?

[@crunchylunchmunch1478]

Erculjation nation where you aaat

[@santoshkumar1001]

The lack of buzz around Women’s Magic Truths on Borlest is baffling. This book holds the key to amazing secrets, but no one seems to care. Don’t stay in the dark - find out what everyone’s missing!

[@nguyenyenbinh2928]

какой курс?

[@manu47193]

Fantastic ❤knowledge and you beautiful ❤

[@Coxybudget]

Nice

[@ĐứcTrương-m2p]

А почему будет она в цена

[@divyv20]

Hey nika nice video ! I was wondering if I could help you with more Quality Editing in your videos and also make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth ! Pls let me know what do you think ?

[@user-go5by5kt3o]

Where are the dance videos?

[@ferwyrap4424]

Hola soy nuevo ❤

[@dhd522]

Hi, Can you add a translation in Arabic, please

[@DrAbubakarShahzad]

Pretty Doll

[@helloguys8265]

Classic dumb muslim

[@khoatrankhoatran6324]

Тут даже тапать не надо и нет рекламы

[@achmadiid8644]

Who is this girl?

[@breannegeorge9924]

So are you basically screwed in your 30s if you just start budgeting lol?

[@flowerday_101]

noooo

[@HighSocietySights-n7b]

we love your videos and want more content, like if you think so too

[@hiephuynh5235]

Я поставил на вывод

[@remotemanagement4686]

Nika looks like a very fine lady that smokes pot

[@Thehealthoffworled]

can you help me teacher

[@RK-si4ln]

Chikni gori pink pink tasty

[@borhanmondal6479]

Hi madam

[@mrbardel4363]

the fact that you are born a good looking woman in this days . has changed your life the most .

[@borhanmondal6479]

you are very beautiful

[@issamarievan1736]

Stop talking with ur hands its annoying

[@pubgprabhas3550]

really nice! but I kinda wonder why nobody is talking about how people literally make bank from writing commnts under videos

[@whathelpedme]

lol I actually also do that... you can easily prmote eBooks and stuff in the commnts and people will look it up and You make income

[@whathelpedme]

actually i found out about it from like a video that i watched about it. I think it is still online when you google for it

[@faijurHussain-u2t]

damn

[@VinayChaudhary-es9vq]

Does that work?

[@rajukumarrajukumar-xw7kf]

found it

[@haremsherzad1593]

can u speak slowly ?

[@katherineroa1527]

Just adjust the playback speed of the video.

[@issamarievan1736]

Useless information -.-

[@SudheerBoya]

The silence around Women’s Magic Truths on Borlest is unbelievable. This book reveals powerful techniques, yet people remain unaware. Don't miss out - discover what everyone's ignoring!

[@HuỳnhHạnh-d1h]

What it is in telegram?

[@manthanpusnake6696]

It's crazy how no one is talking about Women’s Magic Truths on Borlest. This book has secrets that could change everything, but people seem blind to it. Wake up and see for yourself!

[@datho2515]

А где ссылку найти что бы сразу зайти

[@PhuongmaiVu-pr2li]

что за музыка на шортсе?

[@DuocPhan-u7u]

какой курс?

[@NamLê-n2d6r]

А почему будет она в цена

[@ĐoànLêvăn-f4r]

Я поставил на вывод

[@KiềuPhùngViệt]

What it is in telegram?

[@hueut5031]

А где ссылку найти что бы сразу зайти

[@GAMELong-u5h]

что за музыка на шортсе?

[@ThừaGiápNguyễn-r9w]

А почему будет она в цена