Unlock Your Financial Freedom: Getting Rich with Vivian Tu

[@Raniyanhunter]

I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. Especially since the stock market has been excellent lately.

[@garnold-l5p]

Stock market is picking up pace right now no doubt but I think the importance of mitigating risks might be why many investors are turning to advisors for guidance.

[@Mlanderos-t9e]

Factos!! Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.

[@Anessa-gibson]

Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.

[@Mlanderos-t9e]

My CFA, Judith Lynn Staufer, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.

[@Anessa-gibson]

I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks

[@Aarrenrhonda3]

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

[@Rachadrian]

Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

[@michaelschiemer3]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@Olsontim21]

Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@michaelschiemer3]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Amber Dawn Brummit turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@Olsontim21]

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

[@CameronFussner]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.

[@leojack9090]

Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.

[@fadhshf]

This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

[@hasede-lg9hj]

I stopped trying to predict market outcomes based on chart studying after 5 years of uncertainty. Not having a mentor caused me 5 years of pain. I learned to follow the market's direction and keep it simple with discipline.

[@hasede-lg9hj]

I won't pretend to know everything, though. Her name is Amber Angelyn O'malley but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.

[@dietzyfly]

I literally just deployed my FU money!! As a 56 year old woman, I have spent the last 20 years or so living a frugal (but extremely rich in my mind!!) lifestyle---focusing on amazing solo travel all around the world and my health. I have lived well below my means but have never felt lacking---and invested and saved. For many reasons I was recently being pushed out of my decade-long position at work, and before they could terminate me, I pulled my ripcord and bailed. It was SUCH an amazing feeling to have the power to make the decision before they made it for me. I had enough money to take an early retirement (though I will likely work in the future) and embark on an adventure I have dreamt about---walking across America with my dog! I implore all of you to do what you can to make your life yours. Start now!!!!

[@bbb_888]

Why would you have to work in the future?

[@dietzyfly]

Not having to, but wanting to...@@bbb_888

[@grechelestrada4846]

that’s amazing! i’m 44 and just starting over with my finances and student loans … i just need to focus and save so i can be fortunate to be more than good in my senior years

[@dietzyfly]

You got this!! Focusing on your health is the most important....or why bother having money anyway? @@grechelestrada4846

[@n.c.467]

Cool YOU!!! So glad you're really living your life now. Kudos to you!

[@ingababy5196]

Being DEBT FREE is so important. When you have no debt you can SAVE and INVEST more.

[@omowhanre]

For you…for you

[@YMM09]

@@omowhanreit’s not just about being debt free but being able to pay off that debt. Living above your means will be the end of Americans.

[@Markscott412]

The average social security check is $1827 a month. The worst part is 22% of Americans have less than $5k saved for retirement. Start investing now! Nobody is coming to save you

[@vivianlucy141]

I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

[@Williamjame444]

I'm in line with having an advisor oversee my day-to-day investing cos, my job doesn't permit me the time to analyze stocks myself. Thankfully, my portfolio has just 5X in barely 5 years, summing up nearly $1m after subsequent investments to date.

[@jackwillison177]

bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@Williamjame444]

Melissa Elise Robinson has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

[@jackwillison177]

Thank you for sharing, I must say, Melissa appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled

[@Riggsnic_co]

Rate cuts commence in June 2024, taking 6-8 months to complete. A potential crash, if any, might occur by March 2025. The soft landing narrative is gaining traction, making this big recession everyone is calling for less likely. With $1 million from a business sale, I'm seeking profitable investment opportunities for the next 3 years.

[@JacquelinePerrira]

The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.

[@Ashley186fre2]

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

[@kevinmarten]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@Ashley186fre2]

Finding financial advisors like ‘Carol Vivian Constable’’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@Ashley186fre2]

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@whirlpoolbook6730]

One can tell the guest speaker is a knowledgeable, solid, no BS, no fluffy stuff lady. Her advise and experience is very valuable. Not just marry an established guy who set up everything for you

[@frankstudent]

*advice*

[@graywilliams_77.]

Its quiet interesting how we reject the reality of our situation and expect to be able to observe it, control it and even change it. I used to be financially depressed until I read a book that made me realized that the secret to making a million is making better investments.

[@susannicky]

please i really need a good coach i have really lose a lot off money all myself..

[@susannicky]

Thanks so much I was able to find her page and I already leave her a message...........

[@daleshaddick5790]

What was the book

[@letsdomath1750]

It's not rejecting it and pretending that things are different than they currently are, but acknowledging that the physical world is subject to change, and if we maintain awareness, we can intentionally choose a new response and a new outcome. Effectively, we can guide the direction of change for our own lives, not just in finances, but in all aspects.

[@ReginaDominique]

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in

[@StalinGrabovsky]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

[@ErikaBailey-x8g]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@EnriqueCarrasco-z3j]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@ErikaBailey-x8g]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@NatashaGibbs-e5o]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@austinbar]

Though everyone loves the luxury lifestyle but many don't want to take the risk to invest or work for it.. Now's the best time to buy the dip and it's an opportunity that will grant you all the luxury you crave for.Very interesting content, i would also be glad if anyone here can explain a few things for me, this is 2024 and I believe it's my time to invest and shine for a better future.

[@jcurdrayeric243]

I think the one thing most investors miss when calculating intrinsic value, is that they look solely at the history to estimate growth in the future. The growth rate is very important, it arguably should take the most time in valuation. The past 10 years could be unusually good/bad due to acquisitions/dispositions affecting financials. Look to the future and make your best judgements.

[@rogerwheelers4322]

There is one thing I have learned in recent months it is to remain calm, especially when it comes to investment in Stock. Learn not to sell in a panic when everything goes down and not to buy in euphoria when everything goes up. I advise y'all to forget predictions and start making a good profit now because future valuations are all speculations and guesses.

[@joshbarney114]

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

[@FabioOdelega876]

I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@joshbarney114]

Finding financial advisors like Natalie Noel Burns who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@EMPOWEREDPINAYS]

This episode is not just informative but empowering! Ladies, we can do this! 🎉

[@mayisms]

Years of watching finance videos, and this is the first time I've come across a video that's an all women panel chat that's informative and truly empowering. Can't believe it's taken this long to get here! Also, throwing my 2 cents in: on my first date with my now husband, I insisted on splitting the bill. He made double my salary at the time, but I insisted because it made me feel empowered as a woman. I think my husband liked me for that because he didn't feel like I wanted his money. I know that's not for everyone, but I'd do the same today! Anyway, thanks again for this video ❤

[@bbb_888]

You are definitely a keeper ;)

[@lyssac889]

As a 21 year old business owner this gave me so much perspective. I make a lot more than others but since I’m not that 22 year old with a lambo sometimes it’s easy to feel behind . However after watching this I realized I am not behind and the fact my business pays my bills and I can afford a vacation or two a year is amazing just have to keep growing it to get to the f you point ! Thank you

[@ReubenAxelson]

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains.

[@MasonLangley-qt6cv]

You are right. However,i think people who invest should exercise caution with their exposure and when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@RickyMansard]

It gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this, are you a pro investor?

[@MasonLangley-qt6cv]

I have been in touch with a Financial advisor. With a startup of $ 100 k, my advisor chooses the entry command of my portfolio which has grown to approximately $ 450 k in some weeks.

[@virgilludwig]

I’m intrigued by your progress. Could you share some insights into your trading strategy or perhaps recommend any specific resources or mentors that have led to your success.

[@MasonLangley-qt6cv]

I consult with :-

[@mrmike12089]

I love this as a Minority man ( Hispanic) and a father of a baby girl. Both of you girls must make your families incredibly proud. Blessings ❤

[@javiertabira3219]

OMG, what a great interview, thank you for this. Coming from a poor immigrant family, getting myself to a middle class and trying to strive for the rich upper class, what Vivian said about my business meaning something, I am valuable and not looking down on myself for being middle class just made me appreciate the honor of being where I am now and made me reflect on just how far I’ve come from the dirt poor place that I came from. I won’t stop until I get to the place I see myself in my dreams.

[@hallucinogen22]

Ugh I love these two! The friends I wish I had in my teens and twenties! Surely my 30s would’ve looked different! But so glad to have them now online like this!❤ God bless 🎉

[@katarinafarinicova1289]

Women talk about the money 💰 Love it! Thank you, very educational ❤

[@sheenam677]

Effing amazing closing statement. She knows her brand and she delivers a great message. 👏👏👏

[@bridgetteteapp]

I love the way Vivian speaks!!!!! My type of woman

[@superfly1111]

This is pure gold. I love Vivian's work. She is honest, genuine, and generous.

[@AnastasiiaEger]

Such a great episode! Educational yet easy to understand with all the real life examples. I love Vivian’s attitude, she’s so confident & well spoken, it makes such a difference when you listen to “boring finance stuff”:) It’s so important to shed light on those uncomfortable topics like managing money in a relationship or asking for a raise. Just want to thank you for your work, absolutely loved it!

[@ValeriaLipovetsky]

Couldn't agree more! Thanks for listening in ❤️

[@gunelagayeva1148]

Well said 👏

[@lazeecandles]

First of all, Love this! I appreciate how Valeria brought value to her audience by ensuring a variety of backgrounds received important knowledge. Additionally, witnessing the podcast’s progress and your increasing comfort with it makes us incredibly proud! Congratulations, and here’s to more episodes! We love them 🤍

[@ValeriaLipovetsky]

🥹❤️ Thank you so much!!

[@vi7094]

25 from India and I love how Valeria’s content is still relevant 💕

[@ValeriaLipovetsky]

🫶🏻 glad it resonated with you!

[@toralayous8500]

Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!

[@richardgoose695]

Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

[@toralayous8500]

She's OLIVIA SULLIVAN FINANCIALS

[@christianahooks6369]

Getting Olivia Sullivan to help me really helped me clear all my debts. I started with what I have left and it's been the best decision I ever made

[@lampwhite8855]

You're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me, not until I meet Olivia Sullivan

[@kevinandrew8932]

Best life changing advice is to pick a good financial mentor and let them guide you towards wealth. This really saves you from loss and time wasting. I am glad I know Olivia Sullivan.

[@hannaeveelina]

I love her personality, empowering, uplifting. Girls, we can do this ❤️

[@ValeriaLipovetsky]

👏🏻👏🏻👏🏻

[@innajohnson5166]

She didn’t say ANYTHING new Besides, her comment about Asian woman is not good, I’m for sure LOVE my Caucasian women even more now

[@zachbyers7111]

“Investing over years” 100000000% agree perfection!

[@LuvOfLalaland]

Thank you for having Vivian on.❤ Thanks Vivian for sharing authentically. The question you've asked Vivian is absolutely brilliant.

[@ellecooperco]

You have no idea how many people you're helping by rebuilding your life. God is doing a new thing✨️ Keep thriving and taking on opportunities. Man, I'm so happy seeing your story unfold. You're making great progress in healing and rebuilding. One day, we shall be able to say we remember how far you came.

[@Yurojess]

Girl, I love love love everything about you! Wealth building is key, it's not about looking rich is about maintaining that lifestyle and leaving a legacy.

[@leonardoislas5216]

Blcktken300 anticipation is building to a fever pitch! 😥

[@eleaserobertsonjoeyplumley5142]

this will easily x2

[@kimberlychin1996]

This is one of the best videos interviewing Vivian Tu! You both are aspirational queens!

[@strawberriesncandii]

I really enjoyed listening to this interview. Vivian is correct about influencer economy. The some of the original KZbin gurus I watched who were making millions are now broke because they didn’t know how to budget at the height of their earning power. That’s a lesson for anyone who gets big commission, inherits money, won a settlement, or is a major influencer.

[@MiaDavis001]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.

[@NoahAnderson3000]

In fact, despite having no experience or prior knowledge when I began investing in 2018, by the end of 2019 I had made a profit of over $750k. I had merely been adhering to the advice that my financial counselor had given me. This demonstrates that all you really need is an expert to assist you; you don't even need to be a great investor or put in a lot of work.

[@JanAlston-kd6yl]

I've been in the red for the past couple months, lost 12k last week alone, Indubitably I've got good companies but profit is still stalling, how did you go around finding an investment-advisor, I wouldn't mind looking yours up.

[@NoahAnderson3000]

NYCOLE CHRISTINA VANNATA is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Invierteconmente]

Diversify your money, do not put it all in stocks. You could put 25% in stocks, 25% gold , 25% bonds, and the other 25% in real estate investments or a new business

[@Invierteconmente]

There is no way to predict the market, also, the timing of the market influences the result, we could invest in the same asset but if I invested today and you invest tomorrow we could obtain a very different result

[@CameronFussner]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[@leojack9090]

Although stocks are now rather volatile, you should be okay if you perform the proper calculations. There have been stories of people making over $250,000 in a matter of weeks or months, according to Bloomberg and other finance media, so if you know where to look, I believe there are many wealth transfers during this recession.

[@hasede-lg9hj]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that’s the most effective way to enter the business at the moment.

[@lowcostfresh2266]

@@hasede-lg9hj Could you kindly elaborate on the advisor's background and qualifications?

[@hasede-lg9hj]

The advisor that guides me is Vivian Carol Gioia, most likely the internet is where to find her basic info, just search her name. She's established.

[@manniesreactionchannel3808]

@@hasede-lg9hjyes we need you to elaborate more please.

[@Particamuwowo]

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

[@JohnNgomba-k3v]

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .

[@heatherj-o5j]

Exactly ! That's my major concern and what lucrative investment can one venture into with the current rise in economic downturn

[@StephanieG.Augustus]

In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.

[@DanielleB.Wooten]

who is your advisor please, if you don't mind me asking?

[@StephanieG.Augustus]

‘Stacy Lynn staples’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@kcflaca07]

Loved this podcast ❤ instant buy of her book. My #1 goal for the year is to get out of credit card debt and put more into my savings. This completely opened my eyes and I am so excited to read the book. THANK YOU!

[@ValeriaLipovetsky]

Best of luck towards achieving your goal! Sending so much love ❤️

[@marlen7255]

Man this is 🔥🔥 there’s still so many episodes I wanna sit down and listen to Valeria but seriously LOVED this interview

[@ValeriaLipovetsky]

So glad you enjoyed it ❤

[@jjq9360]

Vivian is so smart..

[@melaniemartins8476]

This was not just an interview. This was like a cool girls talk. Thank you ladies 💰

[@sonmi4848]

Thanks so much for the word, not all debt is bad!!! My thoughts towards debt changed a lot suddenly💖And I’m a single mum❤

[@eclaire1804]

Valeria thank you for being so empathetic x You acknowledge that not all women are in partnerships and advocate for them as well. xxx

[@sirheisenberg4459]

Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?

[@MarcyLoccy]

I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.

[@belobelonce35]

This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far

[@Tanner-c2m]

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?

[@belobelonce35]

Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@PremSteve-yg4de]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@gunelagayeva1148]

Most useful podcast of 2024! Thank you V and Vivian!🌸🌸 Vivian got one subscriber😊

[@ValeriaLipovetsky]

thank you for watching 🥰❤️

[@lissetefernandez2022]

8 things I learn just by watching this one hour video and 8 life changing notes I wrote down to move forward 🙏

[@rockyp922]

I respect and love the advice she gives. What I feel is missing is that for the average person, no matter how much money you make even from a HYSA, from your 401k or from investments, the government taxes you even more on top of your earnings from employment. Sometimes it feels like working hard to get ahead in life is a no win situation.

[@ryanwilliams989]

This is not a financial advice and I never give financial advice: DONT LEAVE DURING THE BEAR. If you don’t want to invest…learn. If you don’t want to learn…build. If you don’t want to build observe. DO SOMETHING…other than leave. There is so much opportunity here. Take advantage!

[@BiancaSherly-qt6sb]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over $610k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.

[@maryHenokNft]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@maggysterling33254]

@@maryHenokNft Amazing! I hope it's okay to inquire if you're still collaborating with the same fiduciary and how I can get in touch with them?

[@StellaMaris-lv2uq]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@rnarzu]

She had many future steps covered through her S.T.R.I.P. method AND an emergency fund. THEN... A plan for daily living! Love that control!❤🎉

[@StudyPositivityPhD]

I love Vivian!!!!!!!!!! She is such an inspiration

[@juliagomez1482]

Changing my savings account from a regular one to a high yield savings account was the first thing I did after finding Vivian’s videos. I was keeping my money earning just pennies in interest for years. Thank you so much for sharing your wisdom.

[@MarinaSedakova]

Such an inspiring guest! The episode is a great mix of a personal story, great self-help information, and honest conversation. Thanks a lot!

[@ivarlast2966]

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to take risks. Saving is great but taking risks puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.

[@leticiaenraz8514]

I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

[@annddyyy-6920]

I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.

[@dominicleong4385]

How can i know more?

[@leticiaenraz8514]

I feel this is quite an easy one. You already have her name which makes it easy for you. Just look up her name online. I’m sure you will come across her. That’s how I found her too.

[@leticiaenraz8514]

You can also find her on

[@lunajj1944]

I’m so lucky to hear this. I wish someone told me early. Now I make my plan. Thank you .

[@ValeriaLipovetsky]

Glad to hear it 🙏🏻 thanks for watching!

[@Butishn3]

Thank you for all you do! My goal is to stay consistent with my finances and to track my expenses to watch where my money is going.

[@pkkim9384]

Wow, Vivian Tu, respect!! I am getting closer and closer to quitting my W2! 😎😎 investing in businesses, investing in stocks and real estate have been a game changer !

[@natifranco7170]

I love this video. So tired of being told that my Starbucks & Netflix (my ONLY subscription service) is keeping me broke/poor. I set a monthly budget on Starbucks & i increased my income and figuered out how to stop trading my time for money.

[@MelissaLindsayFreedman]

So glad the debt conversation is being talked about. Friends call me all of the time when they file bankruptcy because I have switched the stigma around filing personal bankruptcy.

[@mila2207]

I absolutely loved the conversation in this podcast. It kept me engaged from start to finish, providing a digestible and enlightening approach to discussing finances and the mindset needed for financial independence. It's incredibly reassuring to hear that it's never too late to start investing. This episode not only educated me but also inspired me to take action towards securing my financial future. Thank you for making such a complex topic approachable and for the valuable insights. Keep up the great work!

[@silverchairsg]

Rich people are my heroes. "To be rich is to be glorious" - Deng Xiaoping.

[@chenanigans]

The point that she makes it the 36 minute mark is so true. You see it all the time with athletes. They have about five good years and they make tons of money within that short window and because they come from a lot of lower socioeconomic classes, they don't have financial literacy hence they don't invest their money well and then fast forward 10 to 15 years they're broke and back at square one. I'm finally in an amazing career where my potential for earning is pretty well and I'm trying my best not to just get rich but stay rich.

[@mihoiimuro]

I looooved the episode. I learned so much and made me want to continue learning about money. Also I loved the you said eww to equality. I believe woman and man have certain roles in universe. That’s why woman are good at doing certain things, and man are not. It goes both ways. Love you ❤

[@Cristian_M_]

You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a meme coin from just a few months ago and now they are multimillionaires..

[@vickia.weaver7488]

imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

[@BryanSmith-cc9iy]

​@@vickia.weaver7488 You are right. Been thinking of going into gold and cyptocurrency

[@Brookeinda]

Assets that can make you rich *FX *Btcoin *Stocks *Gold *Real estate

[@MillicentCarter]

Not because of ignorance, it’s because of the high rate of unprofessionalism in the cypto market

[@hamidu_-]

I’m new to cypto trading, feels overwhelming but I won’t give up on learning this. Thanks for your clear explanation from the very beginning!

[@carlosarias2011]

For the young people, be frugal, know the tax law, and invest as much you can on index funds. One of my accounts, I open 6 years ago on 401k is close to 170k by putting from 500-800 a week. Another one, and IRA I've had invested around 250k through couple decades is now worth close to $2MM, doing mix of equity and covered options. Lastly, if you CAN'T afford a house, buy your own Studio or 1 br. apartment, or live with parents as long u can. Never listen to those people that complain about money. Those who complain about rich people is because, "Money" they DON'T have it.

[@dylanmoris6211]

Looking at the US Bureau of Statistics, under the Consumer Price Index, one can notice that in the last quarter of this year, stocks are not really doing well, especially energy stocks as they seem to be below the zero point. However, I don't know if stocks will quickly rebound as I have no clue the direction of the market. Can I get an advice on any other stocks that I can acquire to diversify my reserve of $300k across multiple markets while creating a comprehensive portfolio.

[@KelvinWallace]

Consult a fiduciary counsellor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

[@LionTowercoporation]

For you to grow your portfolio in today’s market, you really need to be coachable and willing to get off your high Horses. I for example, have managed to grow mine from $150k to 300% of my initial deposit within the past 8 months just by copying trades from a broker that has better skillset and technical know-how than me.

[@williamsbrown4026]

@@LionTowercoporation I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@LionTowercoporation]

Finding financial advisors like Colleen Janie Towe who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@williamsbrown4026]

@@LionTowercoporation Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@Isabella_jovita]

These are very valuable info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $109k now to put in the market.

[@GabriellaEstelaAracely]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

[@donalddavis4387]

It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say l've made more progress within a year generating 6figure profit.

[@mateosantiago5795]

That's truly remarkable. I hope you don't mind pointing me towards their direction.

[@donalddavis4387]

She's 'Olivia Maria Lucas' The best I've seen so far. Simply do your diligence.

[@josephhughes9583]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@stevewang2049]

Such a great interview! It took me decades to understand what you talking about. Great thanks ❤

[@cindygranger4712]

You both are absolutely beautiful, strong, incredible women! Thank you!❤

[@ValeriaLipovetsky]

thank you so much 🥹❤️

[@wellsHannahh]

I'm considering investing around $700,000 in stocks as I've learned that savvy investors can still profit during challenging times. Do you have any solid stock market strategies for this year?

[@c.o.l.ek500]

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

[@Damncars456]

Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@icewa-fg]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

[@Damncars456]

’Nicole Desiree Simon’. is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@MakeamericaGreatagain-h7j]

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

[@shagun_._22]

This was so good. I generally tend to leave podcasts halfway through but this literally had me hooked till the ending and I honestly just did not want it to end. Great one!

[@unicornzalltheway8064]

Incredibly valuable advise! Thank you so much Valeria and Vivian ❤️

[@leamikusic1348]

Honestly I love the content you create lately, you always had a great personality but now you pair it with real value... Great stuff... You gained another subscriber from Switzerland /Austria ❤

[@connect.communicate.create]

Thank you 🎉🎉🎉🎉, ladies of honour. A wonderful piece of education. Will forward that interview as well to my students.

[@alan_drees]

I’d be retiring/working much less in 5 years and curious to know best how people split their pay, how much of it goes into savings, spendings or investments. I earn around $250k per year, but nothing to show for it yet.

[@Adrian_misterblue]

you should consider retirement planning, never can tell what the future holds

[@speak2selwyn]

I'm quite lucky exposed to personal finance at an early age, started full time job age 19, bought first home 28, got laid-off work 36 amid covid-outbreak, and at once consulted an advisor. As of today, I'm only 25% short of my $1m goal after subsequent investments.

[@pluto1of1]

@@speak2selwyn bravo! i am 36, inherited money from a childless relative, traveled overseas, and got married to a lady almost my age, but the only issue is how to preserve and grow my wealth in this shaky economy, can your advisor be of help please?

[@speak2selwyn]

I take guidance from 'Katherine Nance Dietz' a renowned figure in her industry with over 16 years of work experience. I'd suggest you research her further on the web.

[@fromthebirchwood]

thankfully came across the consulting page of Katherine Nance Dietz just after inputting her full name on the web, i'm super impressed with her qualifications and it was easy to schedule a call session with her

[@Claratiger]

I LOVE YOU, Vivian Tu

[@presentlivinghk]

I knew all the things you shared in the podcast. I am not rich now (or is already =rich to have an apartment in Hong Kong...), but my money didn't limit me to chase for my dream. I started my business and try to share better ideas among people and within the community. I am doing something I think worth for, I can live for a good and simple life and then create wealth and network for myself.

[@jasmincraighead420]

Love the financial discussion, but can we talk about Valeria’s SKIN! 😍

[@gradualuprisintheory]

Vivian Tu, I love hearing your story and come up. Thank you! This helps me a lot. ❤️‍🔥

[@accordingtogloria1942]

Vivian is a champ. Just ordered her book

[@TalesOfTrillions]

That conversation about money on the first date tip is pure gold! It's not about prying into bank accounts, it's about understanding each other's values and goals.

[@K_Y615]

Loved this episode so much. For someone who earns a meagre salary, this episode gave me a head start to my personal finance goals for this year, the number one on my list of which is to open a high yield savings account.

[@lillyh.4505]

Mind opening and sooo motivational 🙌. Thank you Valeria and Vivian. It's 11:30pm in Austria and I will order your book before midnight 😂👌

[@ValeriaLipovetsky]

So glad you enjoyed this episode!

[@lillyh.4505]

Thank you for taking the time to check and comment. That's why I'm such a huge supporter of you

[@FionaS6587]

Lol also listening from the 8th district of Vienna and ordering the book tommorow 😊

[@muzafaribragimov8291]

I agree,,, with everything she says; her ideas and perceptions of money are very relevant to the current age. Regards Regards Regards

[@micapham2295]

Two of my favourite businesswomen together!

[@Missytar]

Loved your show and the special guests. Thank you for sharing 🙌♥️🙏

[@DaniellaAruina]

Really good interview, so great to see the 2 inspiring women I've been following together!

[@ValeriaLipovetsky]

❤❤🙏🏻

[@ERNIEKHAT]

Predicting market movements is extremely difficult in reality. It requires the investor to be right twice: Essentially why individuals engage the service of experts who provide proper strategies to navigate the markets

[@SaimirDervish]

What I appreciate about Ma'am Theresa is the ability to tailor strategies to individual needs. She recognizes that each investor has unique goals and risk tolerances, and she adapts her advice accordingly

[@NeeliamMChuih]

The fact that I got to learn and earn from her program is everything to me. think about it, it's a win-win for both ways.

[@mrsOlivia150]

please is there any way to reach her services?

[@danielisah9065]

+4474

[@danielisah9065]

4041.

[@wl4006]

Very good point about not being equal 50/50 in a relationship in terms of money. 50/50 is for divorce for crying out loud. Yes, it is about equity, absolutely, and wanting to give and gift to one another when you can and want to.

[@KorayNilay]

On 4RBT, I placed a bet for IPL Lottery, and the winnings were FAIR and square. No issues 😎👌 It's awesome.

[@hippiecrowhub]

Ladies... You are such a force ❤❤❤

[@ValeriaLipovetsky]

💪🏻✨

[@MultiMini89]

Love Vivian! The host looked bored and confused lol Vivian is amazing !!!!!!!

[@xoPatti]

"ulta is bad" 😆ily! great episode xx

[@susanpozanc9944]

I wish the company I work for based raises on 'I' did this for your company and made it better for them to do their jobs and saved you the excess of this much, etc..... some companies manufacturing specifically base their employees on average percentage. It's very frustrating. I have a brag book and have used it, but it didn't, I feel it helped me, I am 54, still justifying a woman's worth in a non-tradional department that is men dominant. Thank for this content!! There are some things I believe I can change for me even at age 54! 😊

[@StephanieG.Augustus]

Before you start investing, it's crucial to understand the basics of investing, different asset classes (stocks, bonds, real estate, etc.), and the associated risks. are you investing for retirement, buying a home, or building an emergency fund? Your goals will help shape your investment strategy.

[@pauline-o2q]

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

[@heatherj-o5j]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@JamesKjones-n7r]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation

[@heatherj-o5j]

Stacy Lynn Staples is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@JasonB.Chisolm]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@sagerich3912]

Hi Valeria, Excellent Podcast and excellent questions. Very proud of you for taking this step ...you are a natural and these are very interesting and intelligent. Thank you

[@katyakandratovich7333]

I just got Vivian't book, super excited to dive in.

[@ValeriaLipovetsky]

you're going to love it!!

[@elena737UwU]

Love both of you 👏👏👏👏

[@yuikuznetsov2276]

The best interview! Thank you so much! This changed my mindset and I’m on the path to change my course!

[@isagoldfield7393]

♥️♥️♥️Vivian, I have learned so much from her, I credit my success to her⭐️⭐️⭐️⭐️⭐️

[@ทรรศวัฒน์นิสสัยตรง]

4ra events always blow me away they go beyond betting to deliver something special every time

[@NatalieLigato]

Vivian you are great and thank you for this important information! Great show Valeria!

[@ValeriaLipovetsky]

Glad it was helpful!