Salary breakup - CTC vs. In hand | De-influencing

[@goolqui]

I enjoy this deinfluencing series more than current MCU. And as always, top notch editing. ❤

[@Zero1byZerodha]

Thank you so much!

[@reubence_]

lol true. this speaks more about the state of mcu tho

[@goolqui]

@@reubence_ m she u 😂

[@goolqui]

​​@@reubence_ m she u😂

[@Kj99x]

Deadpool and wolverine walk in

[@Zero1byZerodha]

Do you understand the detailed breakup of your salary? Have you taken any ESOPs?

[@saisureshkss]

I feel the video is incomplete.

[@souvikghosh9505]

What about PF deduction?

[@law-ninja]

So the employee get the ESOP of 40 lakhs every 4 years

[@jasonpolitics]

Also -Employee State insurance and +dearness allowance​@@souvikghosh9505

[@CuteVibes-19]

Frankly speaking til date i hv alwys fail to undrstnd this sal brkup part... Nd I wntd to knw abt gratuity.. Actually I dint opt fr PF bt this organization said tht they r gonna deduct gratuity every month.. Need clarification on this matter

[@ModestYouTuber649]

This channel actually needs to reach the masses . Especially students and more importantly their parents. The endless maze of coaching and not so practical degrees are just adding fuel to a never ending bottleneck . If possible do consider making a video on the actual job market reality these days and how middle to high income jobs in the tech sector is actually decreasing.

[@SachinGKulkarni30]

Please De-Influence the following 1) Drop Shipping 2 ) MBA from College 3) Investor-Based Loss Making Business 4) Small Bootstrapped Profit Making Business 5) Social Media Popularity and Happiness 6) Social Media Influencer Business 7) Solo Entrepreneurship / One-Man Army Business 8) AI Will Kill All Jobs 9) News Media Content 10) GDP and Per Capita Income

[@ashishchaudharicool]

Great topics

[@Zero1byZerodha]

Amazing suggestions. Thank you :) We have a video on dropshipping that you might like: kzbin.info/www/bejne/d4qncoiIj7GMhZo

[@adarshpc-kj7oh]

​@@Zero1byZerodha Do make a video on working abroad vs working in India

[@free_soul9154]

Include govt jobs as well

[@SachinGKulkarni30]

@@free_soul9154 specifically number of openings and applications for Govt Job vs private jobs

[@00mpa1oomp4]

My dad worked in ONGC for 35 years, by the time he retired, his ctc wasn't at par with the offers he rejected from the private firms but the perks we got were insane! Lifetime subsidized healthcare benefits, cash bonus every few years, subsidized loans, ACTUAL work-life balance, and more... PSU's job are insane

[@udaysampath009]

Not all are gud Psus but Oil and gas are next level when it comes to perks .😊

[@00mpa1oomp4]

@@udaysampath009 the big ones (national) offer really good perks...my family has worked across ongc, ioc, hpcl, lic, bhel, eil, ordinance...i know people who have worked for state psus as well, the perks aren't that bad... The biggest advantage is the job security and sort of chilled environment

[@edwardspencer9397]

My dad worked for RBI & then NABARD for 40 years and I agree. The perks were insane till he retired. The now the pension too. And free healthcare. Most importantly the respect.

[@namangarg8437]

​@@edwardspencer9397bahut sare private organisation me bhi hota hai

[@arnabghosh8776]

True my grandfather retired in 1993 and my grandmother still gets those perks!!

[@quadrupleWDC]

Damn!!! Got something this knowledgeable on youtube after a long long time. Kudos to the team!

[@shobith5509]

i would give 100 for content but 1000% for the editor and graphic designing team who has done this .

[@siF007]

Give them a 200% hike

[@Xyz-of3dt]

not ctc hike😝@@siF007

[@47kushgar]

The editing in this video was soo good... If the editors somehow read this you have my outmost respect.

[@Pinkun477]

Even though I'm currently in college, I'm certain your video discussing salary packages will greatly benefit me in the future. Thank you for creating such informative content! 😊

[@Zero1byZerodha]

Glad it was helpful!

[@johnw3440]

Please DON'T take this video on Face value. Check the facts. Most of the Salary Breakup information provided is majorly SKEWED. Please get your family CA or someone who understands Salary Breakups to look at your Offer when the time comes.

[@llllllllllllllllllllIll]

@@Zero1byZerodhait would be great if you have these videos in hindi language as well. Just a thought! 😊 Anyways, thank you so much for such informative content that you provide

[@LOKESH123ize]

Truth of government jobs, most young people are behind the Government jobs running in an ever ending marathon. This needs to be deinfluenced

[@Fitkari-h6y]

There is nothing wrong with Government Jobs. Problem is with coaching industries and media which that only Gov jobs are the solutions.

[@kumarsaurabh6926]

It needs to be deinfluenced. Students waiting years for a job recruitment. When they join they find the limitations and lack of growth and performance oriented approach. It a heavy loss in terms of opportunity cost.

[@Xaiobi.i]

Most people in India thinks government job is easy job and government will never fire you people go for government just because society give more respect to it as India used to be a socialist country only type of job that used to exists in India was government thus only way to break poverty chain

[@Kathakathan11]

Problem is with exit strategy, not with the government jobs. The gap years are not encouraged in India and people don’t understand that the students who take the gap have some risk appetite. Growth mindset.

[@ShreyashPatil1811]

I think you should Prepare for UPSC if you want to have Knowledge of Various Subjects but not bcoz you want to become a IAS officer. Becoming a IAS Officer is the by-product of it. So i think is prepare hard for 2.5/3 years 50 hours a week(which is required even to complete full syllabus with proper revisions & tests) And then you should give the attempt and if cleared then good if not then you should not give attempt after attempt. You should use your Political Science + International Relations + Economics Knowledge to start a buisness like Adani or any other things which will help you earn money and which will help the Nation to Grow(i.e. START Contributing to the GDP). DON'T Just Run After Becoming a IAS Officer. Be a Capitalist and you will become more powerful than an IAS one day.

[@srivatsajoshi]

4-5 years exp and MBA means he knows about CTCs. You should have taken example of a fresher. Nice video

[@hogopogo123]

Yes but Indian mindset don't demand openly for in hand as he want, in Europe people ask what they want, people in India don't have dare to change the system.

[@Pratim-z7l]

Coaching centers be like - Dil dil package 💸 jaan jaan package 💰

[@narayan9517]

Even freshers are explained about ctc and take home salary by HR after they get offer letter...

[@bachhumanish1480]

Great video as always. Those of us who have gone through these stages of life understand the nuances. But most of the general folk don’t understand the specifics. Great video in a digestible format.

[@Zero1byZerodha]

Thank you 🙌

[@smithrocks7269]

I knew the difference between CTC / Package and In-Hand Salary since I was 16.... When I started to realize the harsh and Secret truths of the System!

[@Gowtham-uh4lr]

i dont know why iam watching this without any job

[@SaritVarma-lucky]

@09:32 Base salary 16 lakhs Joining bonus 5 lakhs total 21 lakhs - If employee opts for 115BAC under default regime than also tax would come out to be 327600 and total after tax income would be 1772400 which in turn would come out to be 147700 per month.

[@harinambiar3257]

Another thing about college placements. Many private colleges will advertise their placements as 1 Crores package and 100% placement. And parents will read this together, which is misleading.

[@Zero1byZerodha]

Rightly pointed out! It does happen very often.

[@leaveitblank1898]

Vit is biggest culprit of this. They incentivise students to leave placements voluntarily to make sure they can print 100% or 90+% placements

[@JennieGem7]

100% placement could never happen imo as not everyone is focused on academics or career in private sector. Many start preparing for govt jobs, some could not understand the studies.

[@chiragsinghyadav]

Good to see that Zerodha didn’t just transform the broker industry but is also trying to make a positive impact on the perception among the masses! Good luck guys

[@prahladhegde5935]

That college and student explaination was awesome!!

[@Zero1byZerodha]

thank you :)

[@archanarout24]

ABSOLUTE GOLD QUALITY CONTENT.

[@prakasharun01]

Thank you for de-influcening the salary packages. In CTC from some well known SaaS product companies, the health insurance, pf(both employee and employer contribution),gratuity, travel allowance(Which is optional ) are added as part of CTC.

[@Razrman]

Top notch presentation. The kind of effort that goes into scripting, shooting, post is commendable!

[@Zero1byZerodha]

Thank you, we try to do our best ❤️

[@xXHelsingGamingXx]

This is exactly what i was looking for... People are so stuck up in popular things, they don't see the reality inside. Breaking this up is super useful.

[@vikazofficial]

Big shoutout to the production studio/Editor responsible for this video. As an editor, I can appreciate the hard work that went into creating attractive motion graphics.💗

[@SajjadKhanFlanker]

Fantastic job guys.. At least someone is speaking truth.. or rather exposing the truth.. Its the most required aspect to make us good humans and good citizens..

[@saukash]

I just finished with my IIM Interviews and this video serves well for reading Placement Reports for prospective colleges!

[@Zero1byZerodha]

Happy to hear that our video is useful in your analysis of placement reports. All the very best!

[@Mistermanager.youtube]

@saukash please help me for getting a college please share your link dien profile

[@tanishqgupta5232]

Which iim your from and how did u crack it how long it took to you

[@syedsharjilahmed6357]

Good video. This should be on display outside every IIT JEE coaching centre.

[@vishalfgm]

yes bro many think that 1cr package miljata hoga and all that but in reality 1 cr domestic wala bhi salary me per month 2 to 2.5 lakh se jyada nahi kamata hoga

[@Premium_Youtube_User]

​@@vishalfgm2-2.5 L 22-23 ki age me kam hai?

[@vishalfgm]

@@Premium_KZbin_User haan toh bahut hi limited logon ko bhi milta he Out of lakhs of engineers pass out in India every year handful of 100s get this

[@Premium_Youtube_User]

@@vishalfgm paas out or passing out with skills zameen asaaman hai

[@vishalfgm]

@@Premium_KZbin_User mein sabka bata raha hoo aur sab skills wale ko bhi 1cr nahi lagta college and branch pe bhi kaafi depend karta he

[@srirammenon5024]

Wow what a brilliant editing and explanation. U earned a subscriber

[@gauthamhp92]

Many young people in India choose to pursue BE, BTEC, and MBA degrees due to peer pressure, without considering whether these graduation courses truly contribute to securing good jobs or hold value in terms of teaching skills relevant to current job opportunities.If possible, kindly create a video to help many youngsters..❤

[@Anxhs]

It was so well articulated kudos to all those who made it possible

[@aviursuri]

This is a must-watch video for anyone starting their first job. It's important to be aware of the different components of your salary so that you can make informed financial decisions.

[@SarthakGhare-ff8sl]

The content is really heart warming and true to the industry. Please keep going n making such videos !!!❤

[@sanjaykgowda5533]

🎯 Key Takeaways for quick navigation: 🤔 Understand the difference between CTC and in-hand salary and consider living costs for a clearer view.* 💰 ESOPs are significant but have vesting periods and risks, impacting actual earnings.* 📊 Consider mode, mean, and median when evaluating reported average salaries for accurate insights.*

[@jsd_55]

Bro I just subscribed your channel you really opened my eyes 😮 Your channel content has a lot of potential Please bring much more eye opening content Because it will be very useful for a college student like me

[@yourstrulytk12]

Content and editing is top notch! So informative!

[@Zero1byZerodha]

Much appreciated!

[@rajath8362]

Great video...whould have been greatful if such content was made during our final year to show the reality of CTC vs in-hand salary !!! keep up the good work

[@theimportantdates]

This is something that is always wanted to know about. Thanks zerodha for this informative stuff😊

[@Darshan_Meher]

What a fantastic masterpiece video by team. Animation and content was the best. Loved it.

[@Zero1byZerodha]

Thank you means a lot!

[@Vishal-Ravishankar]

Shoutout to the editor! The graphics were so smooth.

[@FortuneQuickies]

Very good video. I actually felt this being in government job. My salary appears to be lesser than other friends of mine who got better CTC packages. But somebody with double the package actually got the same in-hand salary.

[@omkarsonawane8541]

Yet another very informative de influencing video. Thanks. For completeness it would have been great if below Gross Salary components were included: - HRA - LTA - EPF

[@ChetanSharmadesigner2506]

Exactly. No mention of these basics

[@rakshak_gosar]

Wonderful video, truly helpful & quite insightful. I also loved the concept of 'de-influencing' with various amazing facts revealed. Please make one video on Study Abroad Expenses or Education Loans for Abroad.

[@Zero1byZerodha]

Done let us do something on studying abroad :)

[@TheAkhanadBharat]

Loving this series and the quality of your videos

[@Zero1byZerodha]

Thank you so much ❤️

[@titasdas8615]

You guys are doing great work, looking forward to more.

[@Subh8081]

I know someone with CTC 35 lakh - 15 lakh base salary including HRA with 10 lakh performance bonus, 5 lakhs esops plus many perks that add up to another 5 lakhs but those are subjected to him availing those. Most years he gets half of performance bonus. But per month in hand, he gets 1.2 lakh monthly which is only 12k more than another person with CTC of 18 lakhs. Plus, he gets 5 lakhs minus tax as performance bonus. Some companies are really fluffing master. The only thing these inflated CTC does is to give bragging rights to self or relatives which in turn cause the kaamwali bai to ask for more salary.

[@MrAkhil3]

One more issue with Joining bonus or something similar - You get after tax value, but when you leave you will need to pay it back to org in Pretax value. And company takes it back as “recovery”, hence your taxable income would not reduce as well. So in case you get 5L joining bonus, you roughly get 3.5L into your account but pay back 5L if you leave.

[@SatyamTiwari-jd3ge]

Amazing, hope it does make some good impact to the society 🤞🏻Thanks for your efforts 🙏🏼

[@MrMonishSoni]

Very Informative Video !! The concept where you talked about Median/Mode being better than average you got me, Its literally everywhere like we use average to calculate the average income in india as a standard to be in top 10% or 1% whatever whereas there also median/mode should be used and people gets confused. Thanks. !!

[@sarangbirhade6354]

I didn't know I needed this channel so bad until now. Great content, subscribed!!!

[@sanzay.]

Thanks a lot! Brilliant work sharing it with my friends who are about to graduate ❤

[@anannyachakraborty5602]

Loved the video. Pls do a video on salary slip breakup and how tax is calculated on salary

[@bazzook4]

A good initiative - will surely help people who are new

[@hardikjain8378]

Thank you for your videos ❤ Make video on tax calculation How to calculate taxes

[@akshatadhar7092]

If the joining ctc was 65L/Annum doesn't it means that the Cost to company(ctc) for hiring me occurs 65lac so it should be recurring and like you showed in the video that the 2nd year base pay decreases to 1.25lac because it lacks joing bonus means that my ctc is also decreased? Can we ask for a base pay for example 3lac/month instead of 36lac/annum CTC , is that possible?

[@ilterate2022]

One of the most powerful and eye opening episode

[@vikasgarg1190]

Make a vedio on Govt job salary breakup also and compare with private job ones, so that inferiority complex can be driven away....

[@VinayaPrateek-ft7ej]

Psu's are way better than IT private sectors.Queation of inferiority complex should not even arise

[@rhea3102]

It’s soo helpful thanks a lot 💖 I’m about to start MIM this year n this information will help me figure out wisely.

[@rosepainting8775]

That is why I like Trilogy Innovation, they have: Compensation: 36.5 Lakhs (Base: 30LPA +1L Joining Bonus +1L TU Graduation bonus + 2L Other Benefits + upto 2.5L base Annual Target Bonus) Location : Remote/Bangalore

[@shubhampal-n7o]

I was searching this type of video a lot of times but now finally I got this...... Bahut Hi Badiya Hai Ye Video

[@Zero1byZerodha]

Thank you :)

[@petertennyson2407]

Had you had published this video would have saved me from going into VIT UNIVERSITY, VELLORE🤣😂

[@aio7287]

Had you had ??? VIT is saved

[@mohitashliya8750]

I saved myself from VIT

[@Harmonic_Coder]

What package you got bro

[@AnkitSumanvlogs]

How come ?? Every campus say overall package not the base, been in to management we say campus TPO not to reveal the numbers

[@youthood]

Very well explained, wish other channels could explain in such an elaborative manner as well

[@vitaminprotein1242]

I am doing my MBA at home by joining your channel sir . Bcz I come to know the harsh reality of the industry beacuse of you sir .

[@itsmemyself9542]

Thank you zerodha for helping me setting my expectations right ❤

[@IncognitoSahil]

0:59 MBA with 4 years experience and doesn't know how CTC works? 🤷

[@deepaknirala2130]

Whoever is editing is doing a great job

[@quiteintresting1916]

I graduated from iimA and I was shocked too...I got 1.5 only even after 40lpa package🤣🤣🤣

[@kartiksharma9950]

Company?

[@quiteintresting1916]

@@kartiksharma9950 bain

[@asphiego23ani]

These numbers are from which year?

[@funulimited9183]

If you shocked after doing IIM A then your really do not even deserve 4 lpa

[@andhbhakht6444]

then you are fool

[@yashtibrewal4259]

This video is pure truth. Literally many students (including myself) are getting biased and investing so much money abroad. This is proper deinfluencing.

[@rythanofficial7483]

IIT Patna is still visible. 10:44

[@RitikaPrasad-q8w]

the editor understood the assignment !!!!!!!!!!

[@pavitrasharma88]

I knew all this when all my batchmates were living in delusion while preparing for CAT.

[@sameerpharma4906]

love this series as it is both entertaining and educational at the same time!

[@sharathmohan8316]

This one was amazing, a great myth debunked

[@Zero1byZerodha]

Thanks :)

[@TNL_Vibe]

Such a bigggg relief, i always had this inferiority of having earned a lot less salary than people around me, but now i know the truth. Thank you for this video. 🙏🏻

[@guruprasath.m]

First of all: WTF??? 65LPA

[@aravindrockz]

65 lakhs per annum

[@PalashKantiKundu]

Thank you very much sir. Much needed truth uncovering.

[@krupa23]

Thank you and all the team 💐💐

[@dhwanishshah6685]

Thank you for this series of the best KZbin educational videos by far I've seen recently....

[@kumarankit4479]

I can say, this is one of the best video ( by explanation and content) i have watched in recent days. I enjoyed every party of it, keep creating videos with such humour and content balance!!!

[@saranshjain7002]

It is a blessing that is clicked on this video , great information 😊

[@andegunashekar8121]

Thank you for bringing this to my attention. 🙏🙏

[@clashkiller8456]

Thanku You , And Thank You Team Zerodha Team❤ For Provide us Sach a valuable Content ❤

[@Zero1byZerodha]

❤️❤️

[@sunny-handa]

Very informative video.... So precisely put.

[@priyasweetu9086]

Love this initiative by zerodha as a company

[@jatinkumar423]

what a great episode ut was thanks dit was much needed!

[@josephraghavakoganti5391]

One of the best videos I’ve ever seen.

[@shiv5335]

First of all Quality Video , Level editing kudos

[@Zero1byZerodha]

🤝

[@Knight_Of_The_Lost_World]

I loved that you guys includes the topic of average placements for college and included the right way to calculate it, don't go behind news its manipulated.

[@sakshimalu7168]

This is amazing! Thank you for doing this.

[@samkitjain]

Arguably the best video on this topic

[@adit1617]

if the content is king here, your graphic designer must be glory crown.

[@haribaalaaji3413]

wow. what an eye opening video. pls do more like this to be aware of all tricks

[@Pawas_Agrawal]

Well Explained 👌🏻 Keep making these de-influencing videos 👍🏻

[@Zero1byZerodha]

Thank you :)

[@Homelander-im1bk]

thisvideo should be shown to everyone cause in our society people always judge u by pakages not by personality

[@shubhankar5355]

Goddamn amazing! A nice introduction to reality. I like it

[@SrihariDinesh-g7l]

i really love u r explanation with those animations/images in the background its a wowwwww

[@ThisUsernamewastaken004]

Beautifully explained 💯

[@gtronics]

Wow, very informative and clear-cut information!

[@zaigamakhtar9237]

Brilliant production and pretty informative.

[@jegannathanguna5918]

Thanks to the entire team❤ Awesome content 👍🏼

[@Zero1byZerodha]

Team Zero1 thanks you :)

[@bithal2010]

Very nice and very informative too. Keep it up.

[@aakashjaiswal8375]

There is a big fundamental flaw in the explanation of ESOP. What you explained is in fact RSU where one gets the entire value of stocks as stocks, so a 10 lakh INR RSU means you actually get astocks worth 10 lakhs. Whereas ESOP just means that you get to purchase stocks worth 10 lakhs at a discounted price and when it gets vested, you just get the benefits based on the discount you got while purchasing plus any capital gains