I love shopping here in the Philippines Rod even online I Philippines is really not cheap compared to other countries

We own lot, Two Farms, Condo, Built big House, Incorporated everything, Just to much assets, Everything legal and protected. It was not easy, We looked at over 20 farms just to find no problem’s, We still had issues, with just about everything but kept them limited. Life is what you make it here, But watch your own ass always, Depend on no one, Its just truth, God Bless

Avoid any one with Black hair.A man meet his wife's bro who was also husband

I am finding that banks in the US will not allow an expat to have an account without a US Physical Address. I bank at Wells Fargo and they told me they will shut me down if they see activity from the Phils. I have some cash I want to keep in the US in high yield CD's and can not find a bank that will work with me after I tell them I am moving to the Philippines

I understand why old , lonely men live in the PI, but if you don't have the wits and ability to look out for yourself, it just seems dodgy as all hell.

Crazy enough the only ATMs I have any problems with are BDO----any other banks are fine----but of them all, China Bank ATMs are always great and have money and allow a larger single withdrawal. I wanted to transfer a substantial sum from Australia to a family member in the Philippines----I opened an account with HSBC in my State capital and with the correct IDs I could withdraw from HSBC in Makati----no fees. You talked about investing in Condos----there is a building in Century City in Makati---the Stratford---it was 75% presold construction started 2011and has been let as a ghost tower after disputes with the developer---I did see some movement in September 2024-----bad luck for investors

buying overpriced condo is the worst investment ...

if it's too good to be true, run away. Your money will disappear.

The sad fact is a lot of expats come here because they can't make it in their home countries for various reasons. It is cheaper for them but as they say you get what you pay for.

Foreigners are easy marks. Gullable, really, and most of the retired guys just walk around in a haze because all they did back home is punch a clock for 40 years and have NO STREET OR TRAVEL SMARTS. Look at the you tubers. Just walk around and spew words of advice. All fools.

Looks very dirty. This is not Tokyo.

Wise is best deal for those places

Had to come back and finish this mini series. Yes, very good advise about money. Don't allow yourself to become another sad money problem story. Don't allow yourself to be alone with an underage girl. I used to have two college girls who were my assistants, interpreters and chaperones for me and each other and you should have seen them run off pan handlers. It cost me $50 USD a week a few years ago and it was money well spent.

Great information. Noticed on my statement from Charles Schwab that HSBC doesn't charge for the use of their ATM machine for international transactions(only 1 in Cebu City, across from Ayala Mall). I likewise have 3 different sources to get money here to the Philippines(Schwab, Wise, Wells Fargo express send). I noticed that my master card gives me less in pesos for their exchange rate than my VISA card does. By using Schwab debit card, I figure I save between $400 and $600 in Fees and the difference in the exchange rate during the year. I use my credit cards for about 50% of my budget here in the Philippines. I get about 11 dollars worth of points per month using my credit card. Gas, dining and Travel by using my Wells Fargo Autograph VISA gives me 3 points per dollar charged. Always pay your monthly bill so that it maximizes the value of your points. Like you, I have 3 different accounts to prevent Fraud. The main USA account receives all my direct deposits like SS, Pensions and then I transfer that money over to my debit card account when needed. I never use my debit cards here in the Philippines except at a trusted ATM inside the bank. It's easier to fight with the credit card companies than the Debit card issuers in case of fraud or disputes. When using your credit card for purchases and the cashier ask in Dollars or Pesos, always say IN PESOS or they will charge a 5% conversion fee. We keep a USA address(my son's) and phone number(magicJack) and never receive proof of life letters from SS and threats to cancel our Banks, credit cards or Charles Schwab accounts. We have 2 Philippine Bank accounts BPI and PNB. PNB charges, last time I checked with them 250 pesos to deposit an American Check and up to a certain amount limit. BPI, we keep a month's expenses for just in case something goes wrong. We keep 10000 pesos at home, hidden, for just in case the ATMs go down, banking closed like during Typhoon Odette. I'm still learning from others who write comments on how they do money and banking here in the Philippines. Their tips and knowhow can save lots of money. Thanks again for the discussion.

Good info for expats to seriously consider ! --- 100% needed I'm sure. --- The city of Cebu just looks to be so 'dirty' to me. Perhaps it's the area your in (?) - I'm not familiar enough to know the city. --- Been watching many Siem Reap videos lately (?) which has an infinitely better vibe and quality infrastructure ! ❤👍🙏 Cambodia - (!) - has 'captivated' my attention lately - with both the quality of retirement living for the costs + their awesome ''retirement visa'' for expats over 55 !!! Puts the SRRV to shame --&-- exposes it as a rip off - by comparison. 💯% > Here is an expat who has lived in both ! 5 years & 2 years kzbin.info/www/bejne/jpioeomjlKyAg6Msi=kJV1WazOv3h92JYz

Hi Rod, we travelled to Bohol on 1st feb on ocean jet, about 2 hours to Tagbilaran, the engine stopped about an hour into journey, just floating there for about 15 minutes before they could start engine again. Anyway we are now in hotel in tagbilaran until our house is ready to move into, keep filming, maybe we will meet someday

with the money transfer accounts that were forcibly closed, was the remaining cash returned to where it came from or did the agent just take the excuse to swallow the stranded funds?

How do you secure your emergency cash?

Sadly, without remittances Philippines would quickly become Haiti.

Rod, I believe Fidelity does the same as Schwab.

It should be noted that Capital One pays you for new applicants for one of their cards.

By chance, was Eric Estrada involved?

not financial advice, but most definately DO NOT invest in anything that you don't understand. Implicitly, just an example, a foreigner can NEVER understand the politics of real estate in a foreign country, it is a subject matter that's best be left to the experts; politicians / lawyers / tax accountants / governors / building-real estate management .... way too many by-laws, loopholes, and bureaucracies to deal with for a foreigner that have ZERO protections in a foreign land. just don't do it. for day to day payment solutions, to the extend possible, always prefer contactless payment solutions like tap (such as Apple/Google/Ali Pay) where the physical card is not needed, and if physical cash is required, withdraw from known financial institution's ATM only - take a hit for the ATM fees if any. also , it is critical to be in possession of a credit card that has NO foreign transaction fee and set it up on your smart phone/watch for contactless payment. for residential rental, settle the 1st/last month with bank to bank direct transfer, and don't involve yourself with cash, maybe transfer from your bank to your agent, then agent to the landlord , there should be paper trace each step of the way.

Never trust a pretty face Rod, especially if they know they're pretty, LoL.

I was have trouble to verify an account with G Cash, the selfie photo keeps timing out on me.

Is that your girl on the thumbnail? She looks great! Obviously your girlfriend at the time (took you to the business meeting) thought you were so rich...lol 8:41 Love seeing those Jeepneys, they really pack them in! Thanks for the walk and talk video. Really enjoyed the vlog, Rod...Jim

There are virtual mail boxs you can use. I use iPostal

Good video Rod. They also have told me that they made a Business Decision to cancel my transaction. They don't have to take your business even when they don't suspect fraud. It don't matter for me since the AI at Western Union has globally blacklisted me for the last 5 years no money transfer company will take my business. Luckily I can do free bank transfers unlimited and I would have had to use bank transfers eventually anyway, but I had to scramble to get my domestic help paid while I was out of the country. Take care.

Casino ATMs always have cash in them. One stop sure place to grab cash.

Rod, you can see your mail for up to one week back. Go to usps and sign up for "informed delivery". They will send you a temporary log in password. Once you log in, you can create a user name and password. When your daughter receives your letter , have her forward your temporary login password so you can create your account. 👍

Good one Rod! To get money, I often use my USAA ATM card. They reimburse ATM fees up to $15 per month. So they cover about 3 ATM transactions. Always have cash on hand, and more stowed away. Withdraw your money before a typhoon strike which can knock out power and ATM access for weeks. I try to stockpile dollars and have them on hand when the ATMs are down and you need the cash.

Yes, if you are going to get involved in properties it’s important to have a lawyer that knows the property laws. Most lawyers can handle paperwork and such but they are not good at titles, surveys, taxes, etc….. sure you will pay a little but it’s worth it to have the piece of mind and everything done properly. Property lawyers are also good with contracts if you’re going to rent out the property…. There are way too many scams going on here so you have got to be careful with what you get involved in…

Relax have fun but keep your head on a swivel! lol Thumbs up Rod!

Another great video Rod , so your advice would be to add zoom as a another way to get money from your account, I have PayPal as well as western union, even though you said that chime isn’t super reliable, I still will add it as is connected to my bank as it’s a subsidiary as well as getting Wise and G cash . Thanks for the information, l will add maya to to the list of downloads, as far as money, I have a substantial pension income and nowadays social security contacts me via a email to log in to my account to receive any information as they at least here takes a long time to talk to someone, it’s my first year on SSi and I am wondering when I will receive my 1099 from them

Much respect Rod!

Always great info Rod, thanks.

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The way of doing things here can be a pain: Did a Cebu to Tagbilaran ferry and enjoyed the river cruise though the drive to the tarsiers and Chocolate Hills were a bit far.

Its 800 pesos not 400 please state facts in your vlogs

Eh dere, brah. Whereda heck ya from? Chick ah go?😅😅

I know all about the Phils, my wife is in Cebu right now. I spent 2 months there in 2003, got married in Montibelo, hotel. Check points, see your papers please! Nazis did that in WWII, yes? It's excepted today? you think that's Liberty? Freedom? Stealing money from the poor people is disgusting!

Good evening Rod. I'm not surprised your lady friend was held up by LTO checkpoints in Bohol. It's the same here in Leyte. I could hazard a guess that 99% of habal habal and trikes don't have up to date registration. By the way, you are a bit stingy making her ride on the cheap seats in Oceanjet, ha ha

My wife had a similar issue years ago, her birth certificate had an "o" where there should have been a "u" in her name. Attorney affidavits to prove her correct spelling and lots of other documentation later and finally resolved so she could get a passport.

I've had to deel with government for the past couple of days regarding maternity/parental leave. Stressful and unpleasant, but i feel if it was in The Philippines it would crush my soal. The system is so complicated that only people who know how to navigate it can exercise their rights.

The Lake Toba supervolcano on northern Sumatra, Indonesia looks similar but 20X bigger. If you can see with a geologic mind and realize what you see before you its mindblowing.

Thanks for the update on the increase in checkpoints. The crack-down on vehicles seems to pick up before election time. A long with the disappearance of body parts. Hahahahaha

Currently more check points are in place with elections coming up and crack down on guns

Did your partner get any money back from the driver?

Thankyou Pare, interesting story about travelling to Bohol. Done that a couple of times. Educating 'Cano's", in the Philippines, LoL. If you would like to come here, better fast track your plans for you and your good lady, we are on the countdown towards 9 or 10 months departure to Cebu. Regards Sir Rod.

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