Glad you're getting to have visit with your son, daughter-in-law, and grandkids! Have fun!! 😊

Hi Roxanne!👋 Oh that’s wonderful you get to see your son and those grand babies! Enjoy your time with them, I’m sure they are happy to see their grandma! What do they call you? Mimi or something else? I am called Grandmommy lol!

Enjoy your visit! Nothing better than snuggling with the grands! ❤️

Thanks for the update! Lol at the Banana Bread episode! Sounds like she had a great day!😂 I'm happy to hear these 9 months have worked well for you money wise. I taught full-time for 8 years, but in two different states, so not long enough for any pension from either. I did get the couple thousand I had vested in each, and I did sock that away, from the first state. From the second, my car gave up the ghost just a bit after I had received it, and that helped us pay outright for a decent used car. My husband never made big bucks, but he did make enough, that with a lot of penny pinching I was able to stay home with my kids. I had them late though, at 30 and 38, and after teaching other people's kids for 8 years, I wanted to be able to give my own my full attention. Also, my husband traveled A LOT for his job. And when I taught I put my whole heart and soul into that job, and often was really wrung out at the end of the day. With me being the only parent, they would have a lot of weekday evenings, I wanted to give them my whole energy and attention. I have the utmost respect for single moms who have no choice but to work and I'm eternally grateful we were able to get by, with just one income. As a teacher I never made a whole lot any way in either Kansas or Missouri. And when I figured in what I'd be paying for daycare, and buying clothes more often, and wear and tear, and gas for my car. I wouldn't have come out much ahead. Definitely at retirement time, it would have been nice, but I've never regretted staying home. We did think somewhat ahead though. And by the time I was in my early 40s, I started doing a yearly IRA. At first back then, the limit you could put in was $250, but even that gave us a bit of a tax break, plus savings. I did save any rebates I got on grocery items, etc. And my folks gave us $100 at Xmas every year, so I saved that. Later when credit cards started giving you rebates I saved those. And if my husband's job didn't have a retirement program he, too, did IRAs. Then awhile after my daughter went off to college I spent 7 years, with a little part time job at with our local high school's speech team, as a traveling coach. It was basically a slightly compensated volunteer job, and I cleared not quite $200 a month, but I saved all that as well. Because in Missouri teachers don't put money in SS, just the state pension fund, I ended up a few quarters shy of qualifying for SS on my own. So started at 62 drawing from my husband's. He continued to work full time until just past 70, and I retired totally a few months later, at 68. Anyhoo with what we get combined in SS, and him getting out the required minimun distributions from his IRAs both private, and through 3 different retirement accounts, from various companies we're getting by ok and so far haven't had to touch our savings really. We did need some major renovations a few years back on our 40 plus years old house, and we did need an equity loan to pay for that. But now have that all paid off. But having that account has given us a bit of a cushion when we really needed it. But basically living really frugaly from 1980 (when I was 30, and began as a stay at home mom) on, so far we're doing ok. My dad passed away in '01, and my mom in '13. They were never wealthy by any means, but also lived frugally, and ended up leaving a bit of left over money to my sister and me. So I've left my part invested like they had it, so that too is there should we need it. But haven't so far. Anyway, a lot of people would say I wasn't looking ahead, by being a stay at home mom, but we got our house paid off some time ago, so have the normal bills and maintenance, but no house payment or rent, so that helps, and by living mostly frugally, I think we're doing ok. And can spend now and then on traveling. We keep our cars until they die, though, and my husband is a real fixit person, so he keeps appliances, plumbing, etc., going as long as possible, so that has saved us a ton over the years, too. But yes, you're right, thinking ahead and trying to save money when you can definitely is wise!

New friend. How are you

Hello dear friend I am watching you with your activities in the kitchen thanks for sharing I am your new follower

I just found you girl, appreciate your honesty. Appreciate you sharing, enjoyed your vid. Have a great day n enjoy the holidays. 😁✌🏼

Hi there Roxanne!👋 Yuuumm! That vegetable soup looks deelish! Adding cabbage is a great idea! I’ll have to try that! Aww your ceramics are so pretty, you are so talented! Thank you for sharing with us! Have a great weekend my friend! 🙋‍♀️😘

i love making soup in the instant pot

I was in ceramics years ago when I lived in Michigan. My large ceramic Christmas tree is 50 years old. I just recently passed it along to my daughter

Still contemplating retirement, but gave a question. Discovered that my hood was never primed, all the paint has eroded. It is a 2015 ltz suburban, known issues..what would you do?

Too bad I didn’t meet you when I was living in Arizona, now I live in Denver. We could have been good friends❤

A written budget and my brain don't go together. I pay bills first and then buy food. Any leftovers goes to extras.

I, too, found the garbage can in the ground thing, interesting. Tripping on it sounds like something I'd do. Glad you didn't get scraped up. Hope your back isn't still worse. I've actually never heard of putting chocolate chips in banana bread, but that sounds yummy! And I'm not a fan of most nuts, anyway, so I'm sure I'd like the chips best, too. My mom gave me a Betty Crocker Cook Book, for my wedding back in 1974. I still have it, too. Haven't used it much recently but I did a lot for awhile. It too, shows its age, but still useable, for sure. Your mini pizzas looked good, too. Hope your mom's feeling better by now!

Where do get your peppermint mocha

Hey Roxanne!!! I love your channel, I wish you made videos more often they are super informative, ❤ Our SCW Rockstar😊

Isn’t your daughter going to help with expenses

I am the budget queen. I know where every penny goes. If you want I can send you how I do it

I understand the stress you had with your job. My first husband was the manager of a claims adjuster company. A lot of stress for sure

Hi there Roxanne 🙋‍♀️ It’s good to see you! I so enjoyed your story about your sweet doggy getting up to get his/her banana bread treat lol! A few years ago I had a rather large dog, part Labrador. I had taken out a T-bone steak from the freezer to start thawing out. I had to leave for a short while and put it down in inside the sink in a freezer bag. Yep, you probably already guessed it. When I came back home, I saw a freezer bag on the kitchen floor and went to look inside the sink and it was totally empty…she had eaten the frozen steak, bones and all in the short time I was gone! 😱Well what can ya do? She had a good dinner that day, lol! 🥴 I hope you enjoy your week! 🩷😘

❤ Hi. The bread looks great. I had to giggle about stirring with a meat fork. Ha ha. They say to not over stir quick breads and that fork helped that. I'll try that next time, if I remember. My memory sucks. I'm so glad you didn't get hurt, falling down on those rocks. Be careful. I'd need blinking neon lights to stop me from tripping on that lid if I had that here. I hope you're doing ok. Your book is vintage Hold onto that.

I love your earrings... I never heard of a trash cans like that before that's down and the ground something like that very interesting!

I live across the bridge from you. It's crazy traffic here also. I wish I had done all my grocery shopping in July!!

LOL...I thought I had a big cup collection, but you have more than me. 😁 We could be buying worse things. Just shows we like to be hydrated! Happy Thanksgiving!🦃

Gas in Amarillo at Walmart was $2.21 a gallon.

Amen. Thank you!

Ok, cup addiction first. The one you got is cute and practical, so I'd say you did well, on your giving 3 away. So maybe not too addicted. I have a few more of those drink to go cups than we need, but not as many as you. When I saw your title, I was thinking mug type cups. I do have quite a few of those. Some in the cupboard and some out on display that are special ones. So those might be a bit of an addiction for me. But haven't bought any for a long time. You already know we share the bag addiction. But I did get rid of a bunch a few years ago, and probably need to purge again, soon. My other huge one is bells. That all started as just trip souvenirs, but once we started thrifting more, my collection has grown expotentially! 😂 Now, on the gas, thing, I wonder if that's a regional issue? Because oddly here in Missouri and Kansas (we live on the state border, so are back and forth a bunch), the prices have actually gone down a bit the last few weeks. You'd know better than me, if it happens every year? But I wondered if it could be a supply and demand issue, with all the snowbirds back in town? Just a thought. I noticed you said it was cheapest at Sam's Club. That's usually the case here, too. And speaking of Sam's Club, a few years ago, I got a Master's Charge from there. No charge for it, and with just the basic membership, you get 5 percent back, on gas, at any station including theirs, and 3 percent on restaurants, 1 percent on everything else. The way it's set up, you go in whenever you choose, and they look up how much you've earned since the last time, and they'll give it to you in cash. I think you can also have it deducted from your card bill. Or there's things you can order. I just get the cash then put that in my savings account. I know credit cards aren't for everyone. But I only use it for things I would buy anyway, mainly gas and when we eat out, and always pay it off every month. So I never pay interest. Anyhoo, just another way to save a bit more on gas. Only requirement to have it is that you keep your Sam's membership renewed. I went in the other day, to cash in my earned rebate. Had last done that about a year ago, and I had $311 and some change coming. So it does add up. It helps that we took a couple of road trips at the end of last year. And now we'll be going to KY to see our son, on Tues. And be there until Monday of the next week. We don't usually stay that long. But this will be the first time we've been down there, this year, so doing a bit longer visit, since it's been so long since we've seen him and his wife, in person! But that'll be a bunch of gas and meals, so more rebate credit! You have a Happy Thanksgiving! And I agree with the other commenter, on what we may see happening ahead. Enjoy your weekend!!

Gas prices going up is just the beginning of what is going to happen.

I got that lipstick and really like it! ...I just heard recently about those shoes, I want to check on those, I could sure use the comfy ones! Thanks for sharing!!

It looks like you had a good time at your retreat that is awesome... I was going to tell you my sister-in-law lives down there in retirement community in i think it's Sun City I'm not sure exactly which area she lives in i hope you're having a great day and God bless you that was a wonderful video

Interesting to hear your opinion on those shoes. I have neuropathy pain at night with my feet, and I've been tons of ads for them on Facebook and here. But the ones I've seen are way uglier than yours. I guess they're running or walking shoes, and just slip on I think, and are shaped like feet. I didn't know they had other styles. I guess my only hesitation is without trying them on not sure I'd know what size to buy. My feet are really tough to fit-very narrow heels, but medium on the ball and toes. That does sound like a really good price, for the off brand. Might be worth a try. Love those purses, both really pretty. Your prayer shawl is beautiful. And I love that the bracelet came to you, at a perfect time! Definitely was a sign. Here my life has been pretty much about physical therapy, due to some knee issues. And next week we'll be heading out of town to visit our son and his wife. Have a good rest of your week! 😊

Hello there you had just commented on my video and came over to look at your channel... About hubby and life together that was very interesting we had a lot of similarities in our stories... I'm so glad God has been with you during this time in your life i think you must be quite a bit younger than me... I just subscribed to you Channel and i will be coming back to check and see what you are posting i've had my channel a little over 2 years now and God's just been good to me it's really giving me a something to do thank you so much for sharing yours and god bless you special

Nice shoes! Have fun at ceramics! Do you work there now, or just volunteer because you are there using the facility?

Good to know about the shoes! Is there anyone over 60 that doesn't have foot pain! I'm really glad to hear about the shoes! I like your scarf and bracelet. Nice purses! Sometime I hope you show us every purse you own!

okay.. im watching this on the big screen, and I'm scrolling my twitter feed. and as I scroll, just as your talking about your shoes, an ad comes up about the best shoes for neuropathy relief.. uhh, is big brother listening? creepy.. but I'm glad you're doing better with those shoes.. hair on point too

love me some prescott.. thanks for the video

Wow, that is a beautiful retreat center! Reminds me a bit of the camp and retreat center my denomination owned and ran when my kids were growing up. It wasn't in the mountains, of course, because it was just over the Missouri/Kansas state line from us, in KS. But it's called Tall Oaks, and for a reason, because there are beautiful Oak Trees, as well as other types, all over, that are especially beautiful in the Fall. Glad you could get away for that retreat for a bit. I'm sure it did your heart good!! Have a great week! 😊

❤ Hi friend. I never miss a video, but I don't always remember to comment. You are keeping busy, it sounds like. Thinking of you. ❤

Yeah, you definitely are good at finding things to keep you busy! I love the idea of you getting a van for camping and traveling in. I, agree, though that you should get someone with mechanical expertise to check it out. Especially, with one that old! I watch a lot of the vanlifer, and formally vanlife, youtubers. I'm sure you've probably watched CheapRVLiving. You can get some really good tips on what to look for, and also, what to put in them. Sounds like it isn't totally built out. But maybe all you want in it? I grew up camping out, and do love to travel, but at this point with my aches and pains, and way too frequent nighttime bathroom trips, not sure if I could enjoy it any more. But I sure do enjoy watching others! Hope it works out for you! Fun day trip on this video. That lake truly is beautiful! I thought name of that mining town sounded familiar so thought maybe one of the nomads I watch had been there. But it didn't look familiar. But was really cute! Good luck with the van!!😊

Hi Roxanne!👋 Ohhh do it! Get that van girlfriend! You can try it out instead of just dreaming about it! Do it girl! 👍👍🙋‍♀️🩷

This was so special to watch and listen to. Hugs! It also brought my thoughts to those younger years in my life. I’m 64. And I believe in Jesus as my Savior too! ❤

Aw, Roxanne, what a beautiful story, and loved seeing the pictures. I'm sure it's felt long to you, but when you said it had been a year, I was surprised. I remember you had mentioned at some point, a ways before he died that he was in a wheelchair. I wondered why that was, but of course, I wasn't going to ask. It was your choice when and if you wanted to tell us that. In a way, yours was the true American dream story. High school sweethearts, a lot of moves, but with each one you were stepping up to nicer and nicer homes. I'm so sorry he was so ill, and in pain, but it sounds like you were happy, in spite of that. And yes, I could tell when he passed that you were not expecting that. And I know how hard that had to be. I love that the Lord eventually spoke to you, though, and brought you to a place of peace and acceptance! It's pretty amazing how that can happen sometimes! I know telling us this story probably wasn't easy, and I so appreciated that you trusted us with it. Thank you, and I hope God continues to bring you Peace!! ❤

I remember much of your story and I know David is resting in peace in heaven. I have regrets never being able to join you all in Vegas years ago. Your faith in God is a valuable gift. Hugs my friend.

Thank you for sharing your beautiful story and strong faith! ❤

1978.. i was 11 years old... we all miss david.

Hi there Roxanne! 👋 Thank you for sharing your beautiful story of your journey with your husband and children! I thought we moved around a lot, but you certainly passed me lol! I understand how all that moving with children too, was both exhausting and exciting! Thank you for sharing my friend, take care! 🙋‍♀️😘

Aww, that doggy's adorable! I know you have to be happy to have a dog around again! I always thought I didn't really care for cooked celery either. But some years ago, when we had left-over Turkey, from Thanksgiving, my son who was in high-school at the time was home with his sister. I don't remember where, but my husband and I had to go somewhere. And when we got home, my son surprised us with homemade turkey and noodle soup, he made following a recipe on a chicken broth can. For it you cut up both the onions and celery in small pieces, and sauteed those first in butter, before adding the other ingredients. They both tasted wonderful with that extra butter flavor. And I've used that recipe ever since with chicken, also. And yes, my son who's in his 40s now still likes to cook. And his wife who is also a good cook, appreciates that he shares those duties. Hope your picnic went well!!

Just saw where Aldis will have calendars on sale Nov 6

went to aldis... meh

You finally got cool weather. ❤ Did you go back and get 2 more packages of buns?