Can you qualify for aCSNIP plan if your Medicaid is through a community waivers plan? I live in WI and am in the IRIS program. I have diabetes asthma and dementia

Thank you for the great videos, as always!!! Looking to retire in 2025 and one of the shocking things to me is the large deductibles and MOOP with ACA vs employer provided insurance. My deductible is $3,00 and MOOP is $4,200 with employer. Am I missing something or do people really shell that type of cash out if expensive medical treatment is needed? Just WOW!

Can someone tell me why a disable senior in a wheelchair is crawling around on belly 😢😮because Georgia Humana SNP INSURANCE refuses to repair or replace wheelchair until August 2025 😮😢 not to mention cutting 75.00 spending card used for food 😢😮😢😮

Great video thank you

Your videos are incredibly helpful. Please keep sharing such valuable content. Thank you!

It wasnt clearly stated but if you have A&B and are beyond your open enrollment window without a medigap plan can you apply for a Medicare Advantage Plan without medical underwriting or fear of being denied?...

They can set any rules they want and if you are boozing it up, you shouldn't get coverage.

While probably unintentional, this video is rather misleading. HSA's are not "use it or lose it" accounts. Balances can be carried in HSA accounts indefinitely. In fact, even after you're no longer eligible to contribute to your HSA, generally when you turn 65, you can still keep and use the money in your HSA.

Cobra was beyond ridiculous expensive when I retired 3 months ago. When your health insurance premium becomes more expensive than a mortgage payment, you step back and ask yourself what the hell am I doing here? I am convinced the American “healthcare” system is a total scam. We are looking at options, including leaving the country. My wife and I are both healthy and have no risky habits. We will probably wind up with an international plan through Travelers. The one caveat of course is it doesn’t cover the United States. I wonder why? 🤔🤓

Dental insurance is not needed. Most dentist will offer a non-insurance rate for basic dental care. If you have major dental work, you are pre-paying for it through monthly premiums and you have to a wait a year to use it. I plan to go to Mexico for my major dental work. Its safer than you think and definitely cheaper.

60x 14a = gx = 10(6x + b= c) ax = c = 74ax = c = 1 month +14 days

60x 14a = gx = 10(6x + b= c) ax = c = 74ax = c

You're my spouse 😂😂❤❤

Wife❤

It's always great to see you baby ! 😊❤

I signed up for part D drug coverage with 0 monthly payment. because I had a plan that was $45 a month for 8 years and I never used it. I signed up for the new plan to avoid the penalty.

Please don't limit your learning to this video alone. Health insurance is far too complicated to cover in 12 minutes, and this video neglects key topics, like network status, covered vs excluded services, common reasons for claim denials, and how to read a summary of benefits and coverage. Keep learning with other resources!

Benefitshealtth Insurance.

Read the room

AZ is B.S. Some if the worst doctors in the country. Do you like 120 degrees??😮 Utilities and food is high!

thank you, been putting off getting healthcare because how confusing and intimidating it is. You made it a lot less.

I am turning 65 in 3 months (March 2025), I plan on only signing up for Medicare Part A. Am I making a mistake by doing this? I am single and I eat and drink clean and stay at a healthy weight. I have a good income from ETF's, so I could afford to add the extra plans, but I feel that I can pay for anything that comes up out of pocket, so why should I bother. Thanks in advance if you reply.

I don’t understand about the Medicare Advantage plans people that want to switch more than a year can they switch? I was called 2 months before my 65th birthday by a Medicare sales agent - in violation of 22 CCR 53880 prohibition on such phone marketing on Medicare - and told he was “an agent working on contract with these State of California to help the State get caught up with its Medicare enrollment” that “the State fell behind due to the pandemic.” This was a lie and fraud, deceit, but also a direct violation of CA Penal Code sec. 528,5, if not also 538g. So since no one else called me before or since that made me think he was legit. Nope! Just a lying Medicare salesman that damaged my fundamental interest in my Medicare coverage. He enrolled me in an Advantage plan, something I would not have wanted if he had properly informed me on Medicare, and if he had never called I would have done my own research and rejected the idea of an Advantage plan. It was over a year before I learned how I’d bee duped. But Medicare only allows 1 year to switch from Advantage a Supplement plan. I went past that by 2 months by my the time I figured out how I had been lied to and duped. So I called the federal Medicare and Medicaid people and complained and SHIP too, asking for an SEP, but told only the Calif. Dept. of Insurance could help me. Maybe SHIP will help if Calif. Dept. of Insurance refused to help me. Seems tho were refusing to help but helping a little now, but very little. No attorney will take the case. I need subpoena for phone records and need to take other measures to show I am telling the truth. I probably need a court order, a writ of mandate, to get the SEP, because I believe the Calif, Dept of Insurance will let me down 100%. They set this situation up so a lying fraud artist could lie to me as the sales agent in question lied to me, ruin my Medicare for life (my “no preexisting conditions” right is now lost to me forever, unless I move to NY or CT), so this is costing me. They COULD have made sure this kind of fraud could not succeed, but they did NOTHING. So now you know what I’m talking about - I NEED AND DESERVE AN SEP.

Good information, except AGI is NOT “Gross Income minus deductions”. Important to understand this and correct your statement to minimize confusing others. Your AGI is calculated before you take the standard or itemized deductions -which you report in later sections of your tax return. Taxable Income = AGI - Standard Deduction ( or Itemized Deductions).

Yes , that’s very funny.

I had a policy a long time ago. It was much different. Now it’s a scam.

What happened to subsidies? The plan I looked at had 8,000 deductible. If I had 8k I wouldn’t need a policy.

Biggest scam in American history!

Any idea as to how the "eligible for coverage" from a job would apply in my situation... When I'm lucky enough to find a job, I travel across country to work around a month, then travel home. In some cases, I get enough hours to qualify for coverage that generally lasts 1-2 months, then is gone. I need coverage through the year, but no way I can afford the retail price, so I generally have gone without. Just need to know if there's any way to get REASONABLY priced coverage so I don't have to go long periods without any type of health care. Thanks

Hi , your videos are more informative, Can you upload video explaining Annual deductible vs out of pocket max with examples You will be appreciated!

so can I withdraw this for cosmetic procedures?

How many hours of care can the insurance offer me for home care?

Thank you for this

I hope you get paid today bro:That's bullshit this happened to a Veteran and Soldier of War

This whole street is freezing 🥶, fogging, and broke. We used to have paying customers.. Wth happened with "American Made".

Is short term insurance still available. I see this video is from a while ago.

I'm thinking of getting a young wife when I'm 75 or 80. Then she can help with long term care and collect spousal benifits. Then survivor benefits when I pass away.

It’s so frustrating our politicians can honestly think making it worse is better ! We need universal healthcare !!

Ewww weird voice qnd face👎👎👎🙉🙉🙉

You are just a talking head for the corrupt dental mafia and have no idea what really goes on in the real world dental offices and how they always find a way to "upcode" procedures like the SRP (Scaling and root planing) which is charged by quadrant to ripoff the patient! How much did you pay for your ultra bright smile?

My dad has an advantage plan and the coverage seems to get weaker every year, problem is he’s battling dementia and cancer, would he even qualify for a supplemental plan ?

This explains it so well! The Medicare plans are so confusing and she really clears it up.

So, basically everyone is losing their health insurance because if you cant afford it now you are screwed.

what if you get a new job next year due to loss of employment. Can you cancel the healthcare.gov insurance and start using your employers insurance?

we saw what happened to the health insurance CEO today😉 when people have nothing to lose

I have not saved enough to retire early, so I won't have to worry about this at all. Cheers!

Thanks for the insight. You used ages 25 and 35 in your example, however this video is about early retirement and I don't think those are retirement ages. Will it make a difference if you used ages 59 and 60, or does it go by gross income alone?

OMG thank you so much! Finding the cost and coverage examples was exactly what I needed.

A homemade outfit?

ACA plans in Illinois suck!!!!!