10 Habits of People Who NEVER Go Broke

[@XCVi_MAC]

Some people may call you cheap, even though their bank accounts show zero or negative balances.

[@plappin]

Well done! I think this is easiest for people whose parents have had these skills: it's second nature. If not, it's a big, somewhat alien shift in mindset, regardless of a person's income.

[@RockyMoth]

Agreed. If you're not taught, you learn the hard way or not at all.

[@christinehofilena7904]

You are amazing!!!!! I’m glad you’re doing well after the hurricane… thank you for being a role model to a lot of people!!! Muchas gracias

[@ElAgustin]

Thanks for watching!

[@lady_alisa_o]

Very sound advice! I've had to learn these things the hard way over my adult life. My kids are now young adults and I've been trying to teach them, so they don't hit the hardships. I've sent them the link to this video! :)

[@fafa1648]

They go out of their way to avoid all extras fees and interest as even the "small" amounts add up. Interest is just the banks robbing you of your future.

[@Luncheon23]

"A gram of prevention is worth a kilogram of cure" I love it! 😂❤

[@ElAgustin]

It's true!

[@peppermintpeggy658]

Austin, thank you so much for this video. Today I'm actually in the process of packing up & returning about $800 of merchandise (bags & shoes) that I absolutely DO NOT NEED! I finally realized that I shop to self-soothe my anxiety; however, managing excess merch & credit card balances only exacerbates the anxiety. Such a vicious cycle! But for me, 2025 is gonna be a debt-free, no-spend year. Also, please include more pics & videos of your puppy dog. I'm in love with her!!!!!(of course I love you too!).

[@daviddean6032]

Hello Austin! I'm going to watch your new video right now. Cheers from Nova Scotia, good man!

[@TheFilipinoCanadian]

Im From NS too 👋🏼

[@daviddean6032]

@ That’s awesome! 👍😀

[@ElAgustin]

Hello!

[@AnaViolinViola]

Im just scared of being broke and that motivates me😅

[@courtnayzeitler8564]

Start investing with your first job, even if it’s only 25$ a month. Live below your means. Don’t have a baby before marriage. Don’t buy anything (except a house) unless you can pay cash for it.

[@mrgtmodernretrogamingtech6891]

People (friends or not) call me broke for riding a 12 years old Honda Scooter that I paid cash a long time ago... While then struggling in their daily lives while paying their monthly payment for their latest and greatest shiny motorcycle that must be modified and updated yearly to keep up with the joneses...

[@arthurmantzouris4413]

We need to be content with what we have...like you were saying..... And just like Paul was saying in 1 Timothy 6:7,8.....😊😊😊😊😅😅😅

[@Tsingtaoist]

Great rendition of Elton John - True Survivor :)

[@RockyMoth]

California here. 🎉

[@joeymalm9031]

"He who is in debt is not free". ThanX for all videos, I'm u fan. Best regards Joe from Sweden

[@MaryMaryMary]

Another habit to never go broke is to never experience a major medical or health set back

[@ChrisBarnesXYZ]

Can I offer some constructive viewer feedback? Can you try to take a pause/beat between points? The way your videos flow sometimes sounds like one REALLY long run-on sentence. For example: listen how you transition between points 4 and 5 at 4:34. Maybe try taking a breath or put in a 1 second title card between points. Not complaining and really do appreciate your videos! Keep up the good work!

[@ElAgustin]

Thanks for the feedback!

[@char5477]

Glad you'll be moving into your new apartment! :)

[@ElAgustin]

I'm finally here! Don't have much in it yet though!

[@kerstinshadow2210]

Enjoyed this episode. I sold my car and bought a scooter. Savings on insurance are 1.000 Euro per year, so 10.000 Euro in 10 years!

[@monishthomasp]

Very inspiring El Agustin.. ❤

[@silentnot4812]

I am one that has the unforeseeable happen multiple times. Who knew that your electric car door window motor may suddenly fail and just let the window fall down in the door during the night? Fortunately it didn’t happen during a rainstorm or blizzard. I have also experienced very major events like the death of my spouse and the loss of my job while paying for my son’s college. I luckily had prepared for potential events.

[@matchstick8]

I really enjoy watching your videos and I've been following these advice for years. Can you make a video for people who are married and have kids? What changes do you think the couple would have to make when it comes to saving more?

[@Observer100-cn7gv]

Don't spend. Don't live. Little to no responsibilities. Have money or a jump-start to begin with.

[@danicegewiss862]

It has nothing to do with luck or inherited millions. I sort my budget into categories...newer car, car repairs, real estate taxes, vacation, pet care, etc. And it feels good.

[@kallistoindrani5689]

A great video with great points!

[@ElAgustin]

Thanks!

[@VictorKB96]

Someone's excited about the big boxing event of tonight!

[@ElAgustin]

I didn't even know, lol

[@kornpongch]

Love your video. Hello from Thailand 🎉

[@ElAgustin]

Thanks for watching!

[@BrianK-zz4fk]

Great advice however I totally disagree with the check engine light, I drove around for years with it going on and off, if you have been driving a while in your car you sb able to tell if something is wrong. A little ducktape over the light is an easy fix 😂

[@andrewminjiras5745]

For an emergency fund/savings what amount is adequate to cope with unexpected expenses. Perhaps 10-20,000$.

[@ElAgustin]

It depends on your lifestyle. Like $20k would go far for a single person, but for a family of 5, it would go much quicker. Ideally 6-12 months of living expenses.

[@andrewminjiras5745]

@ I’m single and frugal so 20K would keep me afloat for a year. Your videos sharpen my focus 🧘 so I look forward to more discussion of frugality & budgeting. You have a wonderful channel. Andrew

[@schoolneverteach]

Great list of money saavy folks

[@Carolineds97]

Hello from sweden 🇸🇪

[@ElAgustin]

Hola!

[@ArafatBukhari]

Hello 👋👋 Excellent Video as Always 😊 Love 💕 Respect all the way from Pakistan 😊

[@asavannah7439]

Quoting Rocky Balboa gives you two thumbs up 👍 👍

[@ADMONIUS]

Step one to being rich; develop the stand known as KING CRIMSON. Step two; profit.

[@SouLoveReal]

I've always said: *"I've been poor before - I've NEVER been broke. Broke is a luxury of the rich. I do not know of any poor person who has filed for bankrupty."* Also: *"The only TWO types of people that I know of who NEVER know how much money they HAVE, are either the very RICH or the very BROKE (whether rich or poor). The RICH because their interest from investments is constantly changing, and the BROKE because they cannot get out of debt."*

[@pattykake7195]

I saved for over two years to pay cash for my latest car…no 5 year plans for me…🎉

[@tamihill4229]

Ave you information on your apartment

[@ElAgustin]

I'm here. Next video is about it!

[@WilliamMartinez-vq2bn]

I do all that you say in this video and i live like a king