My goal for 2025 is not to buy anything but food and gasoline. Call it my no buy trend.
@PostCapbudgeting22 күн бұрын
Same here
@myaccount949822 күн бұрын
How about paying bills?
@Sobermama92722 күн бұрын
Same!!!
@artpot22 күн бұрын
rent. food. toiletries. sleep.
@mchristr22 күн бұрын
If I have soap and toilet paper in the house, I'm good to go. Everything else is small stuff.
@myaccount949822 күн бұрын
Businesses that stop accepting cash, will lose me as a customer
@RockyMoth22 күн бұрын
Ditto 🎉
@rhondalyn10022 күн бұрын
ABSOLUTELY!!! Use cash before we LOSE cash!!!! Stop using plastic when you can!!
@nurseallie22 күн бұрын
Me too!
@nurseallie22 күн бұрын
A lot of restaurants around here are charging extra for using credit, some places are charging 3-4% and have raised their prices to boot! Now that’s bullshit! If I can’t pay cash then I’m not going there or buying anything
@labnine336221 күн бұрын
They are going to comply with the preparation for the central bank digital currency.
@LorettaNance22 күн бұрын
2025 will be a no spend year for me. My goal: use what I have, not bring anything new into my home.
@anacuevas927322 күн бұрын
Me too.😊
@DEPRETION.22 күн бұрын
Same here.
@christinal304122 күн бұрын
Me too !
@mchristr22 күн бұрын
These trends will have a minimal impact on my life. I live very simply, and spending time with friends is way more satisfying that spending money on crap I don't need.
@labnine336221 күн бұрын
"A strange game. The only winning move is not to play." We still have free will and the best way to take control from entities that want to control us is to not engage with them.
@suecook808721 күн бұрын
Sadly best people are too busy being intoxicated to realize that.
@pattykake719522 күн бұрын
I shun ads….I know what I need…and definitely what I do NOT want….💯
@Uncommony22 күн бұрын
Consumerism, comfort and convenience are reversing humanity. Also service charges and fees are out of control. Stay uncommon my friends.
@adamtajhassam918822 күн бұрын
no just greed is we need to stop Blackrock / WEF.
@katherinepace736922 күн бұрын
Thanks Austin! I hate dynamic pricing with a passion! Corporate greed is sucking the joy out of everything like going to concerts. We are now seeking free opportunities to listen to live music in our community and going to free sporting events like high school and college games.
@RockyMoth22 күн бұрын
Smart! 🎉
@miriamperez2622 күн бұрын
Corporate greed has gotten out of hand. I am retired now and no longer splurge like I used to. I'm forced to live on a budget. I wish I had started budgeting when I was still working. I so appreciate all the financial advice that you provide. Thank you Austin!
@kap84922 күн бұрын
Better late than never. My 78 yo dad still spends like he's in congress which means that we have to clean up his messes from time to time. I'm just glad that I learnt budgeting in my late 20s (I'm 34). Honestly, I don't know how I survived without budgeting, it's brought me so much calmness and peace in my life. Good luck buddy.
@miriamperez2620 күн бұрын
@kap849 Your father is very lucky to have you. I don't have children or anybody to turn to for help. I rely on myself so I have to maintain a budget. You are still very young, continue to live a frugal life, it will pay off in the long run. God bless you!
@teresaharris-travelbybooks556421 күн бұрын
I almost never eat out anymore, don't go to movies or other entertainment venues, can't afford a vacation, don't need clothes, shoes, household items. Except for things that break or wear out, I don't need any consumer goods. I have probably the last car I will ever buy, all the clothes I need, all the books I can read. My only consumer expenses will be home repairs, utilities, current bills, car upkeep, taxes, food, gas, and medical needs. Eliminating cash would be a huge mistake, as the recent hurricanes have demonstrated. When the power grid goes down, cash is the only way to get the necessities of life.
@disruptapps22 күн бұрын
My Dad gets his oil changed at a dealership. I read over the bill and they charge $1.35 'electronic storage fee' - the whole point of tech (computers, databases, the internet) was to cut costs to make business more efficient (by cutting human labor) yet business creates another 'fee' - this is down right insulting to customers, the working class, human dignity and people's intelligence. I once worked in Big Tech and walked away from its unethical practices in disgust. Thank you for yet another practical video.
@michelebonnett480622 күн бұрын
We have the power in numbers: band together and resist the temptations on most of the useless stuff. Only purchase needs versus wants --- I haven't spent any money on retail other than some gas and food since 2019. It's all a mindset and knowing your inner power, this is priceless!
@marianhunt889922 күн бұрын
They are also pricing regular folks out of being able to afford the very basics of staying physically alive, eg, food, rent, healthcare.
@Mileko-fv5pb22 күн бұрын
I went out to dinner to celebrate an early birthday. A friend used his credit and the restaurant charge processing fee to run the card. Wow!!!!
@RockyMoth22 күн бұрын
Cash is king
@christinal304122 күн бұрын
I always use direct debit or defo Cash
@Luncheon2322 күн бұрын
Love the delicate *cough* before the colorful adjectives! 😂
@rudymalizia884222 күн бұрын
He's got a wonderful personality.
@sharonhart373522 күн бұрын
Greed on everything,and third party is exposing your information.
@djrickyb20 күн бұрын
I am in a minimalist phase. I am not buying anything not needed at home. I am trying to get rid of things.
@eb422522 күн бұрын
I ordered some food online with Uber Eats a few days ago and i was schoked to see the price. I paid around 5 to 6 dollars extra for delivery, and weird fees. I still paid it because i was too lazy that day to drive there. Everything is becoming so easy and accessible but on the other hand it's scary because I'm not really in control anymore.
@RockyMoth22 күн бұрын
Fight that lazy monster by not thinking, just doing.
@kap84922 күн бұрын
One of the reasons why I love living in Japan is that you can get a good bento box for around (500yen), less than $4 at a supermarket. You just grab it on your way home from work. Also most supermarkets are within walking distance.
@loveandjoy8109 күн бұрын
I cancelled Amazon prime a couple years ago. I just pick the slowest shipping when I purchase something and that’s usually the free option but not always . I started my Christmas shopping and when I went to check out it said- you’ve paid $63 in shipping this year. I laughed because that’s still less than $119 for Amazon prime. Sometimes, I’ll pay the one month fee and order all the things I’ve been saving so that I can make my purchases all in one month. There are ways to save with Amazon that don’t include a membership
@angiep821722 күн бұрын
I am giving up Uber eats & door dash
@RockyMoth22 күн бұрын
Smart move. The locksdowns created hermits of many
@2024FingersCrossed20 күн бұрын
Same!
@TodAnderson-s8i8 күн бұрын
If you live in Texas, don't use Favor. Their service sucks
@RobCLynch22 күн бұрын
1. Market 2. Compare the market 3. Compare the comparers
@shifananizam183722 күн бұрын
Hey Austin❤Your content is super thought-provoking lately, keep it up!
@monishthomasp20 күн бұрын
I have no Gym memberships (I use free apartment gym), No Netflix, I had Prime but that’s cancelled now, I don’t watch KZbin premium, (I watch only free movies.. ) 😀 I have never used a Uber, I do have few cash back credit cards (a couple) that I pay in full every month. Only basic necessity spending and that will hopefully continue in 2025.. ❤ Muchas Gracias 🙏 El Agustin..
@mentalmadness978322 күн бұрын
In the future some people will be against new technology, it's just too much. I work in IT but I'm starting to hate some services nowadays, especially those subscriptions where they intentionally make it hard to cancel them. Adobe is one perfect example. Or a company here in Sweden where you rent your glasses instead of just buying them, in the end you pay too much. It's just like leasing a car, but for glasses(!). I just cancelled my subscription and will pay the difference and then I will actually own the glasses.
@plappin22 күн бұрын
Excellent video! I kind of like the idea of having tiers for services like Lyft and Uber: it makes sense that I pay a little more if I need to get someplace extra fast, and a little less if I'm willing to wait a few extra minutes or share my ride with another passenger. At least perception-wise, it seems like I'm getting a better deal, or at least have the option. I think as long as there's some regulation, some of these services do provide something of value: a restaurant no longer needs to hire their own delivery people so can lower their fixed costs when business is slow and also have deliverers available when business is brisk. Naturally, there's a cost involved. I have KZbin Premium and boy, do I appreciate it when I read in the comments complaints about "ads every four minutes." Again, as long as fees don't feel exploitive (regulation helps here), they seem fair to me.
@ElAgustin22 күн бұрын
Yeah, I have YT Premium too. I'm at my dad's place now (should be moving to the new place in next week), but he doesn't have it and it's shocking how many ads they play now. But yeah, many services do provide value, but they're making things more complex.
@marianhunt889922 күн бұрын
There is little regulation, the corporations and banks rule the world and own our political representatives.
@douglasbubbletrousers734322 күн бұрын
The disappearance of cash will be extremely detrimental for people. No more privacy.
@RockyMoth22 күн бұрын
Cash is king. Refuse to shop where they do not accept cash
@marcusfieldfield406922 күн бұрын
All part of the plan...
@jogrebe22 күн бұрын
That is the point force people to make it possible for the data hoarding jerks to be able to track 100% of your spending.
@labnine336221 күн бұрын
CBDC has the social credit score baked in. This is why the gov is promoting crypto. They are getting us used to the idea of a digital currency.
@douglasbubbletrousers734321 күн бұрын
@@labnine3362 Exactly. Evil sob's. We have to fight back.
@kathleenepugh949522 күн бұрын
Deep reflection will be needed in 2025. Be mindful of every dime that is spent and you might find that spending that ain't necessary. Yeah, I said "ain't"😅🤣😂
@misslinda77219 күн бұрын
Next year is going to be my savings year. CDs, money market, retirement, whatever it takes. Who knows what our economy is going to be like! ❤
@TheWeekendYogurt22 күн бұрын
I’ve stopped going to concerts because the fuckin service fees. A $25 ticket ends up being $50 after all the fees and ain’t nobody got no $50 for no rock show these days.
@RickTheClipper22 күн бұрын
My system: I buy a car I can afford, not what I want I shop at ALDI ONE prepaid Payment card no marriage, no kids Tips just for pemium service
@therichbuddha327722 күн бұрын
Life as a monk lol
@RickTheClipper22 күн бұрын
@@therichbuddha3277 A monk without debt, complete freedom, and a safe way to become rich, without working extra hours or work at the weekend
@martinh878422 күн бұрын
You are a wise man! Avoid Western women; your life will be happier, more fulfilled and financially secure than the average man's!
@RockyMoth22 күн бұрын
I pray you want a wife and a family. It's a blessing
@RickTheClipper22 күн бұрын
@@RockyMoth The only people getting blessed by marriage are the divorce lawyers
@326159487d22 күн бұрын
I'm here for the "😮💨"! Again, a very informative video, Austin!
@ElAgustin22 күн бұрын
Thanks!!
@RockyMoth22 күн бұрын
Cough 😂 cough
@pageturningpriestess285920 күн бұрын
I used to shop at two companies frequently. Both of them stopped accepting cash. The first was Hot Box Cookies, and I was so mad about them only accepting cards that I stopped going for several months. However, I realized they were a franchise and fast-paced because the customers would come in and out. After that, I stopped being annoyed and only visited occasionally. The other business was a health store that I used to go to almost every weekend. The owner passed away and the new person took over. Within three years, the new owner moved the store twice. This store had been open for over three decades and was small but popular. The new owner decided to change it to card-only and also downsized. I heard a lot of people complaining about it. I don't understand why it was done because it is small enough and now you are cutting off different payment streams. Cash is money Cash is money Cash is money
@MikaylaJoyBotha22 күн бұрын
glad i found this channel
@ElAgustin22 күн бұрын
I'm glad you did too!
@RockyMoth22 күн бұрын
Keep watching you'll become fan for life. Austin is great at what he does.
@PaulaMVogrincio22 күн бұрын
Good video, very informative
@DS-nb5cz16 күн бұрын
Thank you. This is a great list, thank you for the heads up.
@19laura7621 күн бұрын
when adds appear on my screen, wether it is youtube video or whatever I systematically put the volume off and look somewhere else. I want no adds in my ears and eyes
@annabocking882420 күн бұрын
Same!!😂😂😂
@jennifer535317 күн бұрын
Me too!
@marcorod8822 күн бұрын
5:30 Happy to pay KZbin to not see ads. The problem is that channel owners now insert their own ads into their videos 🤬. KZbin should ban them from doing this, they already share revenue from native KZbin ads!! No bueno el Agustino, no bueno!!
@ElAgustin22 күн бұрын
It's a challenging things because KZbin gets the "Lion's Share," with those ads. For the average finance video that has 100k views, it might make $1k, but for non finance videos it could make less than $100 and getting those view counts is very difficult plus making them can cost hundreds of dollars and dozens of hours of time. Unfortunately to run a successful KZbin channel and produce high quality videos consistently you have to take on sponsors every now and then. If KZbin banned this, nobody would make money and the only content on KZbin would be cat videos. You can always fast forward though them though!
@morganstubie21 күн бұрын
Agreed!!!! I don’t want internal ads!
@craigo214221 күн бұрын
As an old guy, I remember in the 80's when ATMs were starting and they were sold to us as a way to make it cheaper for consumers. We could use it for free and avoid the coming "fee" for using a teller. Now, we all see how that turned out.
@JoeRobbie-dude21 күн бұрын
Good stuff!!
@Renderlesscharacter245422 күн бұрын
life sucks! there is no privacy anywhere now, not respect for consumers and no value to work
@alexanevin791722 күн бұрын
Great video ❤
@dancer-rh4if19 күн бұрын
Thank you! Love your intros & outros.
@megamusicmessenger20 күн бұрын
I would love to see you review your last year's version of this video and see how accurate it was . That would be interesting
@FluffyNuggets36919 күн бұрын
I just got a notification from Synchrony Bank stating that I need to select an option to receive paperless billing; otherwise, I will be charged $1.99/mo for getting a statement by mail.
@GrannyLinn22 күн бұрын
We pay considerably more than the prices you show. For instance, we pay $25 a month for KZbin with no ads.
@mmmmmmmmm66122 күн бұрын
you dont get ads on youtube when you use the brave browser. maybe worth considering.
@ElAgustin22 күн бұрын
How's that? Do you have multiple plans?
@GrannyLinn22 күн бұрын
@@ElAgustin we have 2 TVs and 2 cell phones, so maybe. We love KZbin! The others… meh.
@Ghlucy_lulu22 күн бұрын
I don't think they will take cards as it is I'm seeing companies not want you to use cards even for gas because they get charged those fees. So they give you a few pennies discount to use cash, which seems to be more common right now and increasing. Companies I don't think want those fees anymore than we do. Technology is great when it works but like everyone we are tired of the fees. Heck I'm tired of insurance and the fine lines they write they sure your covered with what ever happens to your house and home. Ps sorry about my run on sentences 😂. But I love watching you and you're a great ideas thank you ☺️
@irmapatino16720 күн бұрын
Thanks for posting!
@Dutchy69512 күн бұрын
I've just arrived in Bangkok and going to work hard at spending less and especially with the bars etc.
@amill156322 күн бұрын
Yes and then there's the Fee based Fee with a surcharge for being human.
@RockyMoth22 күн бұрын
And don't forget the charge for breathing
@audreyhuggins882215 күн бұрын
We have to also realize that costs to run a business rises. They don't open a business to give a free service? Same with universities, it costs money to do research, hire the best professors, have facilities, etc. The one fee that gets me is the cleaning fee at Airbnb, (and why I stay at hotels instead) I don't want to clean when I am away from home:)
@bcusaaus474922 күн бұрын
They ain’t getting me!! No streaming ( KZbin- free only and Tubi for me) debit card at grocery store- no cc- no takeaway / Uber eats-eat at home( eat out on special occasions- usually business related( expensed back to Company). Socialise with friends outdoors and at others home.
@Lifeisgoodonearth20 күн бұрын
I went to a restaurant which charged gratuity on the bill and then there was a line for a tip. Why?
@BomalNeloAnagrm30021 күн бұрын
Me too. And even low on the food bc I've been preppin' since--well, a long time. And I drive my 20-yr old car so little, I usually park it for 3 months in the winter and save insurance. Why drive when it's the most dangerous? I say. I want to move to a rural location and get back to trading with my neighbours like we did in the late 90s. My hay for your cord of wood, etc. Such great deals and fun meeting good neighbours.
@PenniestoDollars22 күн бұрын
Great points!
@kwokweng7620 күн бұрын
I ❤ your channel Austin
@bitboycrypto597521 күн бұрын
Great ideas 🎉
@acirumvonheiligen697920 күн бұрын
The fee thing you talked about is something real unfortunately. Here in Brazil the government added really abusive fees on digital stores like Shopee. It's really common to see a trunks, for example, costing $30 and when you reach the check-out it ends up costing over $100 because of those abusive fees. I think the best thing to do is to visit real stores in real life and buy something there because you'll pay the price it's charged.
@ronnie-lynn22 күн бұрын
If you go through the drive-through in the city, I live in For example McDonald’s you have to bring your own bag to the drive-through. They will just pass you your food on a tray and you need to take it off the tray and put it in your own bag or you have to pay $.25 for a brown paper bag….. is this happening anywhere else?? I live in Edmonton Alberta, Canada. Also we are plastic bag free. You cannot get all plastic bag anywhere not in grocery stores nowhere. You bring reusable bags. Or again in an emergency buy a brown paper bag for $.25 each 😏
@Michelle-bk5uq22 күн бұрын
This was a bit depressing.
@gypsylife782219 күн бұрын
So annoyed with the tipping culture here in the US- get a question to leave a tip after buying some baked goods in a bakery??? No that’s called doing your job.
@raunobane966921 күн бұрын
Yes to Cach!
@suecook808721 күн бұрын
Just remember when cash is gone so is your freedom. And think about how much cash is being made on the side that is keeping this economic going. When cash is gone you're 15-year-olds gonna get a W2 for babysitting and cutting grass at the neighbor's yard. They can look forward to paying taxes on that too.
@marshamagic855122 күн бұрын
Netflix decreased.
@TheresaReichley15 күн бұрын
Can living like the Amish be a life goal? I’m just over it all right now.
@marioantoniocrespoMexican9222 күн бұрын
I love my MacBook Pro & iPad Pro 💻💻💻💻
@ElAgustin22 күн бұрын
I love my Acer Nitro 5! Amazing with editing!
@tessajetta814622 күн бұрын
I ordered a pair of shoes and they charged city state and county taxes on my purchase
@richsimon331014 күн бұрын
I can’t believe you advised people to to add a new monthly expense on streaming services just to avoid having to to watch their commercials. SERIOUSLY!
@suecook808721 күн бұрын
Our city will charge you 10 cents now for a bag. It's because of the plastic bags meanwhile every product and the stores virtually plastic or wrapped in it. Went to the hardware store in the city, my mistake, bought a couple of things stood there waiting for a bag and was told we don't have bags. Okay if you don't have a plastic bag drive 5 minutes down to the Strip district and buy some paper bags for your customers like the old days. I won't be back.
@Shantelle625322 күн бұрын
There's nothing more premonitious to me than when I see frugal money channel hosts with those damn Ring Lights reflected in your eyes. 😂
@JeffTedNugent22 күн бұрын
Wait till you see all the fees they charge at escrow time when you close a sale on a house.
@brpawankumariyengar422721 күн бұрын
Amazon Prime is still free in India 🇮🇳 🤩
@Observer100-cn7gv21 күн бұрын
Any business that goes cashless will lose my business. Stop trying to control people. People must have options.
@bessieoriotis510422 күн бұрын
Does this mean they want to know when we eat meals and snacks when we nap and when we see our pets and when we visit our doctor when we visit our parents and when we have sex You're telling the truth but they're overdoing it.🎉🎉 10:37
@mmmmmmmmm66122 күн бұрын
hi austin
@ElAgustin22 күн бұрын
Hello!!!!!!!!!!!!!!!
@sweetpadre20 күн бұрын
If you're not going to die for not having it, you don't need to buy it.
@xlerb228619 күн бұрын
I'm going to start charging a customer fee. You want me as a customer? Pay the fee - and don't forget my tip. ;) Kidding aside I've never used any food delivery service, we have almost no streaming or other entertainment services. You just don't need that junk, but you get used to having it and you think you need it.
@AmaliSaid-xz1dr20 күн бұрын
So? 1999 we were reached technology.
@hrbob834922 күн бұрын
Labubu dolls 😊
@avenj465922 күн бұрын
❤❤❤
@JohnAudioTech22 күн бұрын
For the first time in many years, I went to a baseball game. Went to the concession stand to buy some food. Had money in my hand ready to pay. "We don't accept cash." Had to use a credit card to buy a damn hotdog. 😂
@beth353522 күн бұрын
So it’s a high-risk purchase.
@rosalynne879222 күн бұрын
I won't buy from anybody who refuses cash. Using cash also makes you more aware of how much you spend.
@RockyMoth22 күн бұрын
Cash is king
@marcusfieldfield406922 күн бұрын
What a joke... a hot dog and a beer at a baseball game is an American tradition... next time just eat a big meal before you go
@suecook808721 күн бұрын
@@JohnAudioTech And you should have walked away.
@MarkXHolland22 күн бұрын
Fees up the ass!! 😮
@kodukha22 күн бұрын
Share, share, share... Travelling to anither city? Share your wife while you out
@zelg991720 күн бұрын
Study Bitcoin 😎
@primaprimavera35722 күн бұрын
Many many people and they all need jobs.
@writer8913 күн бұрын
I'm sorry. I usually enjoy your videos but in this one is just too much bad language. I stopped within a couple minutes and we'll move on to another video