Thank you!

Mascara tip: buy it cheap, you're supposed to toss it after only 3 months anyway ❤

My rent comes 1st and my other bills are next and then I'm last.

I never knew some banks offer small denominations at their ATMs, and refund fees, what great info, thank you so much!

Oh my gosh! I clean a medical office in the evenings and I've often wondered why there is a box of matches on the sink counter next to the toilet... wow now I know thanks for all your good tips!

Dear parents! When Your kids are very good behaviour all the time and always taking good care of their things, keeping their rooms very clean, loving their favorite things and want to make nice childhood collections of their things: books, clothes, toys, video games, clothes, DVDs and etc, then donataing is very wrong thing to do. If You have few space then storage boxes and shelves will help You out and Your kids will be very happy and thankful then, if they can keep their favourite things. Childhood things are very valuable and it is very sad, if they won’t see them anymore in their life. Every child should have the right to keep their things, if they can take good care of them all the time!!! Respectfully, Astra Viil ❤☺️

Hope you are doing ok

Is she still doing this channel or a different one now?

Hello hope all is well i miss you.

So, you just leave the money you saved up for Month Ahead in your checking Account?

I don’t use paper towels, wash cloth does the same thing. I don’t buy beauty products like makeup or fancy face scrubs or soaps; dish soap and peroxide does great to wash your face and body.

We miss you❤❤❤❤

This os super helpful. Thank you!

Great video!

Clothes pins for bags and recipes and clothes. A win win item

I spent 26 years dealing with every kind of tragedy an accidents imaginable……. I can honestly say to you that it was not your families time……. every moment from that time on is a second lease on life……..

The first thing i do wen i get my pay is separate the money i am going to save. Then i allocate money for my meds and credit card. I pay the full balance every month. The balance money is for my food and transport. Another thing i do is if there is money left from the previous month i put it in a till and collect.

Fuel is so unpredictable i feel like we need an emergency fund just for this!

I live in a large tiny home and had a house fire 1.5 years ago, what wasn't damaged by fire was damaged by smoke and water, I had 0 clothes lost an extremely valuable painting from the mid 16th century and many things I loved, my high school stuff and most of my military records survived and my daughters baby things too, (ironically my pots and pans didn't do so well I would have thought the opposite) but I'm slowly recovering. I know the pain and heartache and loss. I was actually on fire too but undressed and rolled in the snow. I'm recovering and rebuilding, I hope youall are too.

I want to know: Can you litter box train a rabbit? :o)

I have stopped in on occasion thru the years (4 yrs? 5?), and you and your 4 precious ones came to mind out of the blue. I stopped and prayed that the Lord was blessing all of you in 2024 and covering you in His grace. Where does time go?!? Heidi in Vancouver BC Canada (for some reason I was subbed and it disappeared (??) so subbing again now!)

Kinda dumb question but once you get the 1time month ahead. Will u always be a month ahead. I get social security every month

Thank you for the visuals. This helped me understand the concept of a month ahead fund. Now it makes so much sense!

Love this video. U rock. Awesome ideas. Keep it up. 😊😊😊

get paid monthly so can’t really imagine how much hassle this sounds like. with autopay for fixed expenses why don’t more employers pay monthly?

Glory be to God ☦️☦️☦️

I'm doing this

This is so helpful! Thank you for sharing.

The best girl friend i had, when i was 19 i was at Mcdonalds with another girl. We mer 3 couples from her HS she wss 16. I pulled out a bunch of coupons n the girl w me walked over to the otthers n said i dont know this guy. Another girl came over to me n she intro herself she told the others y not theyre as good as money. The others got an anemic hamburger n small fries n small drink. We got for less than one of their orders 2 Big Macs a HUGE fries n a Huge coke n Huge ice water. She drank some of the water then poured the rest round the roots of a v thirsty plant. Then poured half of the coke n her cup so we both got enuf but not too much. B4 we ate she said a prayer n crossed herslf. I was v impressed. She said the bowler had 2 people could bowl for price of 1 n bowl 2 games n get 1 free. The other 3 couples had to go home cause they wouldnt use coupons n were broke. A nice religious girl respectful careing n knew the value of s a dollar boy did o lose out ....

If u get hungry w no money get a cup of hot water add ketchup packs n crackers stir n u have a frer cup of tomato soup.

Good idess thx

Come back 😢

Donate, purge, and donate again. Then downsize once you realize you don’t need all of the space. This can save hundreds or even thousands a month. Than… enjoy a cuppa coffee in a nice coffee shop with friends :)

Hope you’re doing well. Sending you ❤.

Thank you for this. It is so important for people to understand that it’s ok to struggle and that we can each learn what the holes are in our own nets are so we can fix them. I’m grateful for your transparency. I have ADHD (didn’t know that for most of my life, but it explains a lot including with finances). Also, I love the great visuals you use in your videos! 🙏💕

I love the envelope idea but hate using cash. A year ago I found and now LOVE the YNAB (You Need a Budget) app. It is basically an electronic envelope system, and more. On payday I allocate my pay money to all of my different categories, just like envelopes. As I spend, the amount for the category I spent from goes down. And, I can move money between categories if I need. If I use a credit card, it handles that beautifully too so that there’s no hidden spending. The categories tell me the truth about what’s really there, without the hassle of cash or multiple bank accounts. A game changer for me (also a single mom).

TIL that in america you don't get paid monthly apparently?? I don't understand! Bills are monthly, why isn't salary monthly?

It’s hard to do that when you don’t bring home enough 😢

No febt

Loving ur videos😊. Could u tell me what type of planner ur using here. Thx

For teacher gifts, I agree that adds up fast! Instead we would purchase a book from the book fair under the teachers wishlist that they wanted for their classroom.

I'm sorry rv fire 🔥

I just found your channel, new subbie, I am so sorry to hear this happened. I hope you and your family are well.

Do you keep the month ahead fund at a certain value? I mean other than if you are going for a two month ahead fund or more. I feel like just putting your left over money inside would make it grow when maybe you could be using that money better somewhere else.

Where did you get your mail basket?

For coffee, there are adapters for the Keurig where you can put your portion of coffee into the reusable filter instead of the KCups.

Excellent presentation for us visual learners!

I started taking 1/2 of everything I didn’t spend in each envelope and separating til I had a month expense in that catagory, tagged it in my month ahead envelope, continued working through my envelopes until all categories had an extra month in the extra month envelope, marked that for January and started over for a February envelope then a March envelope, goal was 3 months expenses

I just found your videos and I really enjoy them. I'm very sorry for all your troubles but I'm impressed with your attitude and your openness.

I just came across this video. It was profound and helpful. I hope you make more content! <3