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@jimbojimbo6873
@jimbojimbo6873 4 сағат бұрын
Hyatt properties are so inconsistent
@RITPA
@RITPA Күн бұрын
I swap the CSR for the Ritz Carlton. Ritz gives FNA and the same lounge access as CSR for $100 cheaper.
@Studly-dj5up
@Studly-dj5up 2 күн бұрын
Solid overview 👍🏾👍🏾 would like to see the alternatives to this set up. Interested to see which alternatives would give decent lounge acesss and transfer partners
@agnisamansfield4038
@agnisamansfield4038 2 күн бұрын
Perez Jose Rodriguez Barbara Hernandez Amy
@412foto
@412foto 2 күн бұрын
since I prefer booking directly with airlines and tend to stay at hyatt or hilton, can't see using the chase travel portal enough to make the Reserve ever worth it since other credits sadly don't offset the annual fee. Only way I see maybe getting it is if I want future Chase points by downgrading my Preferred for 2nd Flex and then get the Reserve for the welcome offer. For now will just keep my Platinum and Preferred. Tried twice to get the Venture X and was denied despite strong income and 770 scores and not crazy about their partners anyway so no big deal
@carlosleshawn
@carlosleshawn 5 күн бұрын
s tier video
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Thanks so much Carlos!
@carlosleshawn
@carlosleshawn 4 күн бұрын
@@MattWelterOfficial yw keep doing your thing
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
@@carlosleshawn Appreciate you!
@airbornebackpacker6840
@airbornebackpacker6840 5 күн бұрын
I got all 3 between me and my player 2
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Let's go! Gotta love a good 2 Player Setup!
@omni875
@omni875 5 күн бұрын
You missed the $25 door dash credit on the CSR, easy to use, extra $300/year, card pays you to have it. CSR is hands down best overall card for majority of people, especially if you pair it with the other chase cards.
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
True! Good call-out, appreciate you bringing this to our attention. Thanks so much for watching!
@newagain9964
@newagain9964 Күн бұрын
Huh? CSR is suuuuper niche. And credits are a pain. It’s worse than gold card. The card for gen pop is clearly VX due to its ease of use and free au and no limit PP.
@DCGEMINI202
@DCGEMINI202 5 күн бұрын
CSR, amex platinum and us bank reserve. 🫡 Venture x sucks
@SledgeIncTeam
@SledgeIncTeam 5 күн бұрын
Im running the Luxury Card Superfecta. Platinum, Aspire, AA Executive and Delta Platinum.
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Haha, you really got it locked down Sledge! Love that you have luxury co-branded Cards too with Hotels & Airlines. Appreciate you as always!
@vickiarnold7300
@vickiarnold7300 5 күн бұрын
Great job on KZbin ♥️
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Thank you so much Vicki!
@docsays
@docsays 5 күн бұрын
unless you are a hardcore world traveler, i dont really think it is necessary to have all 3. i prefer 1 luxury card (amx plat) & several mid-tier travel cards (CSP or amx Green). i might add in the cap1 miles card for a 2x catch all card with no FTF.
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Yeah that's totally fair! I think most people definitely need to prioritize one ecosystem like you said. I do think the combination of the Venture X + the Platinum/CSR would be interesting, considering how easy it is to offset the annual fee on the Venture X. Appreciate you watching!
@guangzhaoyang8761
@guangzhaoyang8761 5 күн бұрын
Personally speaking, the luxury trifecta is Amex Platinum Morgan Stanley + Capital One Venture X + Chase Ritz Carlton. This combination gives your PLAYER TWO free authorized user cards from all three of them, and you can always go to any lounge with your partner!
@XterraRocks
@XterraRocks 5 күн бұрын
🙂 Exactly my choice! I now don't travel as often yet I am still positive (i.e., $ benefits are higher than the fees). Other additional notable (premium) cards that work for me are AMEX Gold and Hilton Aspire.
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Love this perspective! Yeah adding in a luxury hotel Card like the Hilton Aspire, Bonvoy Brilliant or Ritz Card can definitely make sense for people with loyalty to a hotel program as well. Appreciate you watching!
@thedman05
@thedman05 5 күн бұрын
I’m relatively new in my credit card journey but so far am finding that you can have the best of the different point eco systems without a ton of fees, with the exception of the Amex cards, of which I do use the platinum and gold. I’m testing out the chase trifecta but stick to the preferred over there reserve to get those bonuses and have access to Hyatt. I use Bilt to capture rent spend and stack multipliers for Bilt Dining, Lyft rides, and even pharmacy spend while earning points on the linked cards. You can do this while only spending on the gold, platinum, and preferred. Access to the capital one point network can be free if you just use the savor one and venture one combo, which covers a lot of spend categories and has no annual fees
@TheCreditFrog
@TheCreditFrog 5 күн бұрын
Very cool to hear that you may be traveling more often in the future! Hopefully it’s to an airport with another Centurion card so you can have on in SEA and then the other airport as well!
@leo.stella
@leo.stella 5 күн бұрын
I have amex platinum and never used credit airline , what are the best ways to use it , thanks
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Upgrades to higher-class cabins!
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Absolutely! Haha yes I can only hope that that I'm in a position to really maximize Centurion Lounge Access assuming that I do move forward with the Platty!
@newagain9964
@newagain9964 Күн бұрын
Travel goods, HELP MEEEE! My 2 main departure, arrival airports are dreadful lounge wise (one is EWR, king of delays). only cpl times a year do I have connecting flights.
@shawn.credit
@shawn.credit 5 күн бұрын
I’d pick one and use it exclusively or along with other travel cards from the same bank to rack up points for travel. Each of the three have their strengths but for an all around experience I’d opt for the Amex Platinum and carry a Visa as well and be content.
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Yeah I can definitely see the validity to running with one ecosystem. It could limit you in terms of some travel partners, but at the same time it could allow you to really maximize as much as you can just within one ecosystem. But yeah if you are going for an all-around experience and the most out of value/benefits, the Amex Plat is definitely a good option. Thanks Shawn!
@matheusd.soldatelli6817
@matheusd.soldatelli6817 5 күн бұрын
Dear Matt, thank you for your channel! Which Visa or Mastercard do you recommend I pair with my current amex gold and platinum for travel? This is because some places don’t take amex and I would like a good non-amex travel card for daily shopping when needed abroad. Thank you.
@docsays
@docsays 5 күн бұрын
- not Matt, but i would recommend either the Cap1 VX - 2x anything, or the Chase Sapphire Preferred - 3x dining/2x general travel/1x other. both have pretty good travel insurance, primary CDW auto rental & neither has any foriegn transaction fees, so they are great for travel abroad.
@MayaKanaKa
@MayaKanaKa 5 күн бұрын
@@docsays Thanks for your input. I have CSP and I m thinking to ask product change to CSR. Second option: keep CSP and get Venture X. I travel abroad 2-3 times a year and around 5X domestic travel. My local airport does not have Chase or Capital One lounge. What is your thought on these 2 options?
@docsays
@docsays 5 күн бұрын
@@MayaKanaKa - i would try for venture X to get the sub. if approved, pair it with your CSP. If denied, then product change your CSP to the CSR for best benefits and priority pass lounges. Only other option is AmEx Platinium <- the best for lounge access.
@MayaKanaKa
@MayaKanaKa 4 күн бұрын
@@docsays Thank you very much. I just heard that Capital One is launching 2 new credit cards in November. I m going to wait and see if they will increase SUB for Venture X!!
@MattWelterOfficial
@MattWelterOfficial 4 күн бұрын
Thanks so much! I read through this thread and I'd agree! The VX is a great option and would be my #1 recommendation.
@luisserrano863
@luisserrano863 5 күн бұрын
I actually have this trifecta since I can’t pick just one 😂. Each has its pros and cons, but they are all great
@MattWelterOfficial
@MattWelterOfficial 5 күн бұрын
Haha I feel the pain 😂appreciate you watching Luis!
@soapa4279
@soapa4279 5 күн бұрын
For a second I thought this was about those “Luxury” Mastercards lol. Thankfully its not that.
@MattWelterOfficial
@MattWelterOfficial 5 күн бұрын
It is not that haha! Appreciate you watching!
@MarkSkrzypczak
@MarkSkrzypczak 5 күн бұрын
I roll with this trifecta and I get everyday value in NYC. I have used all three cards to book a trip to Europe. Year round I use the Venture X as a catch-all, CSR for Lyft and CitiBike, and AMEX for perks and credits. I have visited all three of the issuer lounges a couple of times this year.
@MattWelterOfficial
@MattWelterOfficial 5 күн бұрын
Let’s go Mark! Sounds like you are getting a ton of value out of it and using each card for individual perks while still finding ways to offset the annual fee. Props to you and appreciate you watching!
@terevagailes1146
@terevagailes1146 5 күн бұрын
Out of the 3 I only have the Venture X and I'm pretty satisfied with it, especially since all the flights from our regional airport go to DFW. I get to go to the Capital One lounge before my connecting flight everytime.
@MattWelterOfficial
@MattWelterOfficial 5 күн бұрын
That's awesome Tereva! I'm a firm believer in tailoring your CC Setup (or which higher-tier Travel Card you choose) to what options you have in terms of lounges that you frequent, so that makes a lot of sense that you'd prioritize the VX for that reason! Appreciate you watching!
@newagain9964
@newagain9964 Күн бұрын
Only way VX makes sense if ur home airport is a cap1 lounge.
@JibaritoCG
@JibaritoCG 5 күн бұрын
Some extra good news is that Capital One is extending their complimentary Hertz President's Circle status indefinitely beyond 2024 for the Venture X. Keeps the value pretty high for the card.
@MattWelterOfficial
@MattWelterOfficial 5 күн бұрын
I saw that! Super cool to see Capital One keeping some of the additional benefits on the VX intact! Appreciate you watching!
@newagain9964
@newagain9964 Күн бұрын
That hertz benefit is what keeps VX a mid tier travel card. They lose that and it’s a basic travel card (that you’re overpaying for at 395)
@JibaritoCG
@JibaritoCG Күн бұрын
@@newagain9964 I agree on the mid-tier part, but I don't think 'overpaying' is the right word for any credit card frankly. Overpaying is getting negative value from a card, which nobody with a brain should be doing. For the VX, if you're already going to spend $300 on travel then you're going to get positive value immediately with the 10k anniversary miles, Global Entry credit and Hertz status perks. Not to mention the other travel offers and credits they have, though not everyone can use them so they're value is limited. Same goes for the Reserve (harder to get positive value from, IMO) and Platinum (coupon book but the right person can easily beat the AF).
@aosmond04
@aosmond04 5 күн бұрын
Did you and Spencer plan this? Haha
@MattWelterOfficial
@MattWelterOfficial 5 күн бұрын
Haha completely unplanned 😂
@kaina732
@kaina732 5 күн бұрын
I have been considering at least one of these three. I am leaning towards the AmEx Platinum to pair with my Gold and Blue Business Plus. I already have the Chase Sapphire Preferred. I don't think I need the AmEx Platinum and Chase Sapphire Reserve.
@MattWelterOfficial
@MattWelterOfficial 5 күн бұрын
That's fair! I think the CSR can be avoided in some cases if you already have the CSP. Some major factors to play into that decision would be what type of lounge access is most accessible to you & how much value you get from the benefits/credits, etc. Appreciate you watching!
@yer992
@yer992 5 күн бұрын
I have this, thanks for covering this which no one else does!
@MattWelterOfficial
@MattWelterOfficial 5 күн бұрын
Thank you for watching!
@SOXGATORS
@SOXGATORS 5 күн бұрын
👍🏻
@MattWelterOfficial
@MattWelterOfficial 5 күн бұрын
🥇
@kimgrod
@kimgrod 8 күн бұрын
I have the CSR. Is there e difference between the CSR Priority Pass and this PP?
@JoseWirtz
@JoseWirtz 8 күн бұрын
Gonzalez Ronald Thomas Dorothy Robinson Mark
@WatomaSjdob-b6o
@WatomaSjdob-b6o 10 күн бұрын
Miller John Moore Charles Davis Cynthia
@DorothyBernstein-e7n
@DorothyBernstein-e7n 10 күн бұрын
Hernandez Mary Miller Anthony Perez Daniel
@pkmachinegun
@pkmachinegun 10 күн бұрын
I honestly think that the CS Plat is the best card because it gives you a floor rate of 1.1CPP. For those of us that have huge families and value status (but don’t fly a bazillion times a year and can’t get away to stay in hotels) the Amex setup brings the most value. Everyone focuses on credits, but look at something small like cell phone protection, for 5 phones on ATT/VZW, insurance costs ~$50-$60/mo. That’s $600/yr. Yes there are free cards that have it, but I’d prefer not to deal with assurion. lol. All in how you justify it.
@ФедосейЕрмилов
@ФедосейЕрмилов 10 күн бұрын
White Shirley Clark Margaret Thomas Anna
@MildredWhitaker-e4w
@MildredWhitaker-e4w 10 күн бұрын
Davis Donald Thompson Richard Anderson Nancy
@Eric-e7t
@Eric-e7t 10 күн бұрын
My score is about 740, 3 cc Amex gold, Bilt and BofA with the first 2 approved last month. Should I apply for this now?
@JKPham23
@JKPham23 11 күн бұрын
Too good of a deal to pass up, solid at 75K but at 90K its a no brainer
@MattWelterOfficial
@MattWelterOfficial 11 күн бұрын
Completely agree!
@SledgeIncTeam
@SledgeIncTeam 11 күн бұрын
Congrats Matt!
@MattWelterOfficial
@MattWelterOfficial 11 күн бұрын
Thank you Sledge!
@AnthonyVenture
@AnthonyVenture 11 күн бұрын
Good stuff Matt!! Another 90k in the books because the 🖋️🚂 DON’T STOP!
@MattWelterOfficial
@MattWelterOfficial 11 күн бұрын
Haha yesss!! You already know! Thanks Anthony!
@gravesp09
@gravesp09 11 күн бұрын
Congrats, I got 120k points when $6k spent through a BRM
@MattWelterOfficial
@MattWelterOfficial 11 күн бұрын
Love it!
@Bigdaddychelle
@Bigdaddychelle 9 күн бұрын
Nice when did you get this offer ??
@gravesp09
@gravesp09 9 күн бұрын
@Bigdaddychelle last month, and I just recently got the business ink cash this week for $50k... now, with Chase, I have $100k between 2 cards
@shawn.credit
@shawn.credit 11 күн бұрын
Enjoy the new Ink card! ✊💳
@MattWelterOfficial
@MattWelterOfficial 11 күн бұрын
Thank you Shawn!
@juanmeowmix1530
@juanmeowmix1530 11 күн бұрын
Congrats!
@MattWelterOfficial
@MattWelterOfficial 11 күн бұрын
Thanks so much Juan!
@sandeepp274
@sandeepp274 11 күн бұрын
Hyatt the best hotel looking!
@stupidxgamertag
@stupidxgamertag 12 күн бұрын
If I currently have 6 inquiries on my experian report, would you recommend waiting until at least 1 falls off before applying? I also have a checking account with chase and also a freedom unlimited
@MattWelterOfficial
@MattWelterOfficial 12 күн бұрын
The inquiries could be an issue, but at the end of the day as long as you are under 5/24 and have a significant relationship with Chase (which you do), I think it makes sense to apply within the window of the Chase Ink Unlimited 90k offer being available! Appreciate you watching!
@willw9898
@willw9898 11 күн бұрын
I thought Business Cards didn’t count towards 5/24? Also, why did you put “Member” and not “Owner” on your application? Thanks
@starex9712
@starex9712 12 күн бұрын
Will they do s hard pull to my personal credit if I use my EIN?
@MattWelterOfficial
@MattWelterOfficial 12 күн бұрын
It really depends on each individual situation, but a lot of times yes they will. Thanks for watching!
@gerardomartinez9733
@gerardomartinez9733 12 күн бұрын
If you have no business and get approved, is it bad to use personal spend on the card to hit bonus??
@MattWelterOfficial
@MattWelterOfficial 12 күн бұрын
No it is not! Typically Credit Card Issuers don't care how you spend on the Card, just how you spend on it. Personal spend on a Business Card to hit the welcome offer isn't an issue. Appreciate you watching Gerardo!
@gerardomartinez9733
@gerardomartinez9733 11 күн бұрын
@@MattWelterOfficial sorry not sure I understood the reply, don’t care how you spend on the card, just how you spend on it? Appreciate your content too!
@MattWelterOfficial
@MattWelterOfficial 11 күн бұрын
@@gerardomartinez9733 Sorry I meant that Credit Card Issuers just care that you spend on the Card period (spending vs not spending) but they typically don't pay as much scrutiny on what exactly you are spending on.
@ItsEricSmart
@ItsEricSmart 12 күн бұрын
Sweet man!!
@MattWelterOfficial
@MattWelterOfficial 12 күн бұрын
Thanks Eric!
@ChaseYokoyama
@ChaseYokoyama 12 күн бұрын
Congrats on the approval! I got 2 CIU and snagged up the 90k SUB on both of em.
@MattWelterOfficial
@MattWelterOfficial 12 күн бұрын
Thank you Chase! Let's gooo! Those 90k points are clutch!
@druiz012
@druiz012 12 күн бұрын
I've got no business getting approved. (See what I did there?)😅
@MattWelterOfficial
@MattWelterOfficial 12 күн бұрын
Haha love it! Appreciate you watching as always!
@vickiarnold7300
@vickiarnold7300 12 күн бұрын
Great job on KZbin ♥️
@MattWelterOfficial
@MattWelterOfficial 12 күн бұрын
Thank you Vicki!
@TheCreditFrog
@TheCreditFrog 12 күн бұрын
Congrats on the approval Matt! 🎉🎉 That 90k is going to go a long way!
@MattWelterOfficial
@MattWelterOfficial 12 күн бұрын
Absolutely! Thanks so much Stan!
@PhilMo78
@PhilMo78 12 күн бұрын
Congrats Matt, I will be applying soon!! Gotta get that 90k!!! Thanks for the video!!
@MattWelterOfficial
@MattWelterOfficial 12 күн бұрын
Thanks so much Phil!! Go get yourself that 90k haha! Definitely will be put to good use for sure.