Such a humble genuine message thankyou im a stahm i cant afford waisting money 😢x

thanks for your honesty and sincerity !

Thank you for this amazing video!

Low Content AI is a cutting-edge tool that has completely revolutionized the way I create low-content books. Whether it’s puzzles like sudoku, crosswords, or even mazes, this tool makes everything so effortless. With its advanced features, including integrations with BookBolt and ChatGPT, I can create high-quality content in no time. If you're serious about producing professional low-content books, this is the ultimate tool you need.

I think most of us really appreciate your openness and sincerity, something which is difficult to find in most platforms. Pure gold, congratulations!

Did I understand correctly? Your grocery bill is 200£ a month???? Where is that cheap country?

Spending little to no time on something and still making money from it, is better than nothing. Even if it's like $5 a month, that's an extra $5 I can put towards savings or paying down my student loan/credit card debt. Thanks for the informative video!

People who consider less than 10,000/month a failure should just stop. I'm just starting POD. #1 - have fun doing it. #2 - any amount of sales that improve my life is appreciated.

Hi Mel, very helpful video

I would like to know the now to in about 5 years setup :)

I’m a big believer in saving as much money as you can, but also in living as much as you can, doing what makes you happy (with experiences, not buying items). Work towards buying a property, whether you rent it out now at a profit, or live in it yourself, but as long as you have secure shelter somewhere to fall back on, and are able to feed yourself, you will survive.

I can’t wait to hear about al 3!

A new subscriber here 😊!

I’m most interested in medium term and interested but terrified about long term because I am only really thinking about this in my late 40’s which has come up biting at my heels far faster than I envisaged in my youth. I get frustrated that I didn’t do more sooner so your comment ‘you only know what you know when you know it’ is so helpful and actually really comforting - there’ll not be a better day to start in the future than today will there so there is that! I think there are many budgeting videos on KZbin which I do enjoy and which I do find useful (I remember when you did these a few years ago and I was an avid watcher) as many of us are probably in the paycheck to paycheck scenario any help and advice is much appreciated. I can’t remember the last time I could afford a holiday for instance, or even a takeaway, as there’s more month than money so finding a way to save for the medium term would be fantastic. - I think the conclusion is, I am interested in all of them! 😂

Thank you! This was really helpful. I like the framework of “now, soon, and later” simple and effective!

I'm interested in all three!

I turn 40 next year and this video really resonated with me. Thank you for sharing your experience!

I would be interested in the mid and longterm please. Im in my 40s too.

I’m interested in your income strategies and long term planning strategies. Any tools you use?

I think all three, I'm 39 in less than 2 months so, I'm thinking about all 3 for myself especially with my current situation, through no fault of my own. I don't remember any talk about investments growing up either, if there was it might have occasionally been on TV. I found out after my grandad had died he had shares in something, not sure how much and it may have been split 10 ways and grandchildren getting a smaller percentage of whatever it was. I think with investments you have do your research so you know all your options and understand everything so you can make the right decision. I suppose if you don't do that, and just treat it like a horse and just pick the horse to bet on because you like the name not because you know it has a good chance of winning, then yes it could be seen as gambling. I did invest a few years ago in physical products, I did it because I knew my money was safe and it is. I did learn from it aswell, some missed opportunity I could've invested in, and what choices have exceeded my expectation and what didn't do as well as I thought it might.

51 and need to look at investing for retirement so interested in the whole process. More the medium and long term options but I really have no knowledge of the options available at all or how much/ little you can invest. Or even how to calculate how much to save now and what that will become... Oh dear 😢

Great video. I'm now 50 years old and I've only become really serious about my finances over the last 4 years. I've managed to put over 4 months of emergency funds into Premium Bonds, so far. I also have a decent portfolio of investments and a detailed plan to build more wealth over the medium to long term. it will be interesting to see how you have everything set up with your finances.

Hi, very interesting video, thank you. I would be interested in listening to all you mentioned x

I think that being in your 40s is when everything finally crystallises. Before that you think you can out earn your spending and as you get older you start not wanting that same stuff and the same experiences and then you start thinking about getting old and what that's going to look like. I definitely got better with saving when I hit my 40s. I'm saving more than I ever have although I am still rebuilding the savings that I blew in my late thirties and early 40s.

I'm interested in all of those! Thank you for sharing! 😊👍

I retired at 52 and honestly, I wish I’d done it sooner. The 9-to-5 grind steals your freedom for a paycheck that barely scratches the surface. My advice? If you’re in your late 30s or early 40s, start saving for FIRE now - Financial Independence, Retire Early. And if you’re in your 50s, invest smartly and break free from relying on your job. Market trends, like the Trump Effect, have made millions for many, including me. Stay focused, stay consistent, and remember: financial freedom is within reach if you make it a priority.

Loved this discussion. ❤

Awww yay! I’ll watch Tomo

This must have played on Autoplay as it says i have watched but i don't remember it and i didnt comment! Settling down to watch it now.

Finished the video. I would suggest. Long Term first please. I have finally done it (after a few years) i am running my shop down and i am on Barista Fire in that I'm working 15 hours a week 🙈 its a radical lifestyle shift and i still don't really know how to adapt to it but its a start. I think i might start a KZbin channel about it eventually (i'm not quite a year younger than you)

Hooray. Great to see a video from you.

I’m interested in the long-term option!

Either the “now” or the “long term” but honestly all three sound interesting 😊

I'm so glad you started making videos again! I'm interested in all three, but at 54, I'm thinking more about retirement. (-and you look more like you're in your 20's).🙂

Long term would be the most interesting to me as someone who can't see past the end of next week..😅

If you watch to the end - let me know which of the three money categories you are most interested in seeing a breakdown of in future videos! See you again soon (and apologies again that the lighting and sound were a bit off in this video!), Mel x

I would be proud. You should enjoy the journey and not the money.

I just published three coloring books in the last two months. All my family bought them, lol! The process of creating coloring books was so fun! I have been inspired by your videos and have made a goal to create 100 books in the next year. I would love to know more about creating scrap paper books and uploading them on KDP. Thank you for sharing!

I think the solution for August is to earn more in other months. Unless you are doing something that would fall under back to school (i.e. Teacher resources? Designs that would work to back to school?)

I appreciate your candid honesty. thank you

Great to see you back on here. It is always a balance between wanting to earn more and also wanting to keep life simpler.

What a lovely, honest video. I am rather new myself, I have a few books on, and am trying to work out how to make coloring/activity books, and puzzle books, without getting my KDP account closed down because I accidentally didn't modify an image enough. I find AI does sort of work, sometimes, but I need to learn software that changes the images. Thanks!

Thanks for the honest ans detailed review!

Hi Mel, thank you for sharing your experience, it is really appreciated and motivating. You're honest and real! 🫶 Only one advice for you - I see you're achieving all the goals you set for yourself. I would recommend setting higher goals, as it all begins with a thought in our mind. If you'll have a spare minute I'd recommend watching Bob Proctors lectures , they're related to this. Wish everyone abundance, happiness and may all your wishes come trough! 🫶

That's not a lot for 150 books if you don't mind me saying.

Thanks for sharing. How do I find your shops on Redbubble?

I've never heard of substack

I started my KZbin channel five months ago, then was soooo sick with covid, then influenza A, then ended up in hospital with the flu, then back in hospital with a D and C and cancer scare and I've really only just getting back Into filming in the last month, things happen but I'm not gonna quit ❤

Hey! Sparrows End Clubhouse looks great. I'd never actually heard of Substack before! Good to see another video 😊

Great to see you back & doing well! 🎉